Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
ATV refers to All Terrain Vehicle. It is also known as three wheeler, four wheeler, quadricycle, quad and quadbike. They are used by single operators. It is designed in such a way that it can handle wider variety of terrain.