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This is in addition to the elective deferral limit above. Catch-up contributions are excluded from testing. Defined Contribution Annual Additions Limit: The limit for all contributions, (e.g. deferral + match + profit sharing + money purchase), made into a participantâs account(s) will be $53,000 for 2015. Rollover and Catch-up Contributions are not included in this limit.
Contribution Limits. The contribution limits for SIMPLE IRAs are lower than 401(k) plans, so your SIMPLE IRA contribution cannot exceed the lower limit and your total contributions can't exceed the higher, 401(k) plan limit. In 2012, the limit for a SIMPLE IRA is $11,500 and the limit for a 401(k) plan is $17,000.ontribution Limits. The contribution limits for SIMPLE IRAs are lower than 401(k) plans, so your SIMPLE IRA contribution cannot exceed the lower limit and your total contributions can't exceed the higher, 401(k) plan limit. In 2012, the limit for a SIMPLE IRA is $11,500 and the limit for a 401(k) plan is $17,000.