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This is in addition to the elective deferral limit above. Catch-up contributions are excluded from testing. Defined Contribution Annual Additions Limit: The limit for all contributions, (e.g. deferral + match + profit sharing + money purchase), made into a participantâs account(s) will be $53,000 for 2015. Rollover and Catch-up Contributions are not included in this limit.
Individual 401k Contribution Limits. The 2015 Individual 401k contribution limits are $53,000 and $59,000 if age 50 or older (2014 limits are $52,000 and $57,500 if age 50 or older). The annual Individual 401k contribution consists of 2 parts a salary deferral contribution and a profit sharing contribution. Salary Deferral Contribution. 2  In 2015,100% of W-2 earnings up to the maximum of $18,000 or $24,000 if age 50 or older can be contributed to an Individual 401k (2014 limits are $17,500 or $23,000 if age 50 or older). 3  Profit Sharing Contribution.