Erin Papuga feeds her 7-month-old daughter, Caroline, in the Bumbo at their home in Chicago. (Heather Charles, Chicago Tribune) Like other gadgets that confine babies, including walkers, exercise saucers and bouncy seats, the Bumbo Baby Seat is not popular among physical therapists.
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.
Earnest money is money a buyer puts up to show good faith and to make the agreement valid. A down payment is the amount of equity on the purchased property the bank requires you have in order to get a mortgage, or the loan to value ratio.