I've never had problems with condenser mics. Granted, I've been doing voice acting and music recording for many years, so I understand the potential drawbacks. Still, I would rather have more editing to do in post and have great audio than use a dynamic mic and have (very slightly) diminished quality.
Qualifications for part D include having Part A, Part B and/or Part C. If I am eligible when does it become effective? Medicare becomes effective when you turn 65, the first day of that month. For example, if you turn 65 on October 20th, 2009 your Medicare coverage would have become effective October 1st, 2009. There are also general enrollment periods from January 1 to March 31 of each year. If you choose to enroll this way, coverage becomes effective on the first of July of the same year.
You should sign up for Medicare three months before reaching age 65, even if you are not ready to start receiving retirement benefits. You can opt out of receiving cash retirement benefits now once you are in the online application. Then you can apply online for retirement benefits later. With our online application, you can sign up for Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).