Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
the weather in Antigua Guatemala in december is relatively dry (with 22mm of rainfall over 5 days). The weather is better from the previous month since in november it receives an average of 82mm of precipitation over 12 days. The climate pleasant around this city december. Temperatures are up to 24Â°C.