Most of the time, no apparent cause for night leg cramps can be identified. In general, night leg cramps are likely to be related to muscle fatigue and nerve problems. The risk of having night leg cramps increases with age. Pregnant women also have a higher likelihood of having night leg cramps. Several conditions, such as kidney failure and diabetic nerve damage, are known to cause night leg cramps.
The math shows real after-tax TIPS annual yield of -.4% and -2.15% for the nominal Treasury at 35% tax rates. The TIPS does mitigate the after-tax impact of inflation; but does not remove it. In fact, the only way to guarantee a real bond yield is to exempt it from tax and offer the inflation gross-up.
For the most up-to-date information, read our 2016 ad valorem tax blog post. In a comprehensive tax reform bill last year, legislators changed how the state taxes motor vehicles. Starting this Friday, car owners who purchase new or used vehicles will no longer pay the annual ad valorem tax but instead pay a one-time title tax. The new Title Ad Valorem Tax, or TAVT, will replace both the purchase sales tax and the yearly ad valorem fees.