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Here are some things you need to know about signing up for a health insurance plan. Each year, there are set dates when individuals and families can buy or change their health insurance. This time period is called Open Enrollment. For 2017, Open Enrollment started on November 1, 2016 and ended on January 31, 2017.
Open enrollment period: This 45-day period is the only time you can buy an individual health plan unless you have a âqualifying life event.â Qualifying life event: A major event that affects your health insurance needs and qualifies you to make changes to or buy a health plan outside of open enrollment. Special enrollment period: The time period after a qualifying life event, typically 60 days, when you can change your health plan or enroll in a new plan. Special enrollment periods Open enrollment for 2018 individual health plans will be from Nov. 1 to Dec. 15, 2017.