Erin Papuga feeds her 7-month-old daughter, Caroline, in the Bumbo at their home in Chicago. (Heather Charles, Chicago Tribune) Like other gadgets that confine babies, including walkers, exercise saucers and bouncy seats, the Bumbo Baby Seat is not popular among physical therapists.
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.
Earnest money deposits usually range between 1% and 3% of the purchase price. Here in California where I am, most home buyers put down 3% for earnest money. It varies from one real estate market to the next. In some markets, the standard amount might be $500 to $1,000 -- regardless of the purchase price being offered.