There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
The nation's college students set another record for debt in 2015, according to the latest annual report of The Institute for College Access and Success (TICAS). Fully 68% of graduating seniors had student loans, and their average debt load rose 4% over the previous year's record to $30,100. That means the majority of new college graduates are facing monthly student loan payments in excess of $300 a month over the next 10 years. Especially worrisome: 19% of those loans were private debts, which are loans issued by private companies such as banks, instead of the standard student loans issued by the federal government.