Erin Papuga feeds her 7-month-old daughter, Caroline, in the Bumbo at their home in Chicago. (Heather Charles, Chicago Tribune) Like other gadgets that confine babies, including walkers, exercise saucers and bouncy seats, the Bumbo Baby Seat is not popular among physical therapists.
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.
An earnest money deposit is a common term in the real estate market. It refers to a check drafted from the buyer's bank account. The check can be a personal check or a cashier's check and is issued to the broker or title company. The money is held by the broker or title company in a trust account.