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This is in addition to the elective deferral limit above. Catch-up contributions are excluded from testing. Defined Contribution Annual Additions Limit: The limit for all contributions, (e.g. deferral + match + profit sharing + money purchase), made into a participantâs account(s) will be $53,000 for 2015. Rollover and Catch-up Contributions are not included in this limit.
The IRS adjusts the annual contribution limit each year to reflect changes in the cost of living. As of 2011, you can contribute $5,000. If you are 50 or older, the IRS bumps up the contribution limit to $6,000.These limits apply to each spouse separately.tandard Contribution Limits. The IRS adjusts the annual contribution limit each year to reflect changes in the cost of living. As of 2011, you can contribute $5,000. If you are 50 or older, the IRS bumps up the contribution limit to $6,000. These limits apply to each spouse separately.