traditionally Ricotta is made from left over liquids (called Whey) from cheese making. Cottage cheese is made from milk in the first run. Today ricotta is made of fresh milk and not the leftovers, but still it is made from the whey - so its almost like the tradition of making it from left overs.
In some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.n some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.
Essentially, a contingent beneficiary is second in line after the primary beneficiary or beneficiaries to inherit assets from accounts such as 401(k)s, individual retirement accounts, life insurance and annuity policies and trust accounts.ith a 401(k) or IRA, changing a beneficiary is as easy as calling your plan administrator or broker and completing some simple paperwork. If the life insurance policy or trust is revocable, the named beneficiaries can be changed by the account holder at any time. It is important to keep beneficiaries up to date.