Brokers must report when the status of a home for sale changes. Real estate brokers must accurately report the status of a property listing to the multiple listing service, usually spoken of as MLS. Brokers rely heavily on the MLS to market listings and find interested buyers. As a member of an MLS, a listing broker must comply with certain rules and regulations. One such rule involves specifying the status of a home as pending when the seller has entered into an agreement with a buyer.
HMO (Health Maintenance Organization): If you are in an HMO, you must use network providers - doctors, hospitals and other health care providers - that participate in the plan. The only exception is for emergency care. An HMO requires the selection of a Primary Care Physician (PCP) to manage your care.
HMO Health Insurance Plans. An HMO gives you access to certain doctors and hospitals within its network. A network is made up of providers that have agreed to lower their rates for plan members and also meet quality standards. But unlike PPO plans, care under an HMO plan is covered only if you see a provider within that HMOâs network.