There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
Payment history. A positive student loan payment history, including loans in a deferred or forbearance status, can provide as much benefit to a credit score as any other type of well-managed credit account. Consequently, late student loan payments can hurt a score as much as late payments on any other type of account.o qualify for a FICO credit score â the credit score most lenders still use â all thatâs needed is a credit account of any type (cards, loans) with at least six months of history that has been reported by the lender to the credit bureau within the past six months.