Between your full retirement age (see chart above), and the age of 70, your Social Security benefits will increase between 3 and 8 percent each year you delay your retirement. For example, for anyone born 1943 and later, their retirement benefits will increase by 8% for each year they delay until the age of 70.nder the Social Security laws, you can begin to receive your retirement payments once you hit the age of 62 (early retirement), at full retirement age (varies by year you were born), or at late retirement age (any age after your full retirement age).
A skin toner, also sometimes called toner, astringent, clarifying lotion or freshener, is a liquid or lotion that is used to wipe or wash the skin, primarily on the face.
Best Answer: A toner cleans up your face thoroughly, by removing any dirt, dead skin-cells, or other mess you might have on your face. Using it as a cleanser is much more gentle on the skin than using face-soap. It also tightens & helps firm your skin, giving it a healthy look.