The lender sets that money aside in a separate escrow account and then pays the bills out of that account. For example, if your property taxes are $3,000 a year and your insurance premiums are $900, the lender might add a monthly escrow charge of $325 to your mortgage payment.his extra amount is the cushion.. The Real Estate Settlement Procedures Act says that lenders can keep a maximum cushion of one-sixth of the total annual cost of items paid out of escrow. So if your taxes and insurance add up to $3,900 a year, your lender can keep a cushion of $650. Cushions are not overages.
A red blood cell (RBC) count is a type of blood test that can provide information about how many red blood cells are in a person's blood. Knowing why your doctor ordered an RBC count and what the results of your RBC count mean is important in understanding how it relates to your health. The RBC count test might sometimes be done as one piece of a more comprehensive blood test, which is called a complete blood cell (CBC) count.
Someone who's had uncontrolled diabetes for a long time can have an A1C level above 9 percent. A1C test is used to diagnose diabetes, an A1C level of 6.5 percent or higher on two separate dates indicates diabetes.A result between 5.7 and 6.4 percent is considered prediabetes, which is high risk of developing diabetes.For most people who have previously diagnosed diabetes, an A1C level of 7 percent or less is a common treatment target. Higher targets may be chosen in some individuals.If your A1C level is above your target, your doctor may recommend a change in your diabetes treatment plan.or most people who have previously diagnosed diabetes, an A1C level of 7 percent or less is a common treatment target. Higher targets may be chosen in some individuals. If your A1C level is above your target, your doctor may recommend a change in your diabetes treatment plan.