It is highly unlikely that pears could cause constipation, and in fact they are likely to have the opposite effect. Due to the high amount of fiber that pears contain, they are sometimes used as a remedy for constipation.
An underwriter is a company or other entity that administers the public issuance and distribution of securities from a corporation or other issuing body.
Underwriter job description. When it comes to their prized possessions, people often apply for insurance cover, hoping companies will pay out should anything bad happen. Deciding who gets insurance cover and who have to keep their items in bubble wrap instead, an underwriter has a lot of responsibility in the insurance world.