Brokers must report when the status of a home for sale changes. Real estate brokers must accurately report the status of a property listing to the multiple listing service, usually spoken of as MLS. Brokers rely heavily on the MLS to market listings and find interested buyers. As a member of an MLS, a listing broker must comply with certain rules and regulations. One such rule involves specifying the status of a home as pending when the seller has entered into an agreement with a buyer.
HMO (Health Maintenance Organization): If you are in an HMO, you must use network providers - doctors, hospitals and other health care providers - that participate in the plan. The only exception is for emergency care. An HMO requires the selection of a Primary Care Physician (PCP) to manage your care.
An HMO helps an individual to manage the costs of his or her medical care. If a person with foot pain has an HMO, he must wait for a referral to the podiatrist from his PCP. Women often can choose their own gynecologists when covered by an HMO.