Best Answer: CD means Certificate of Deposit and is a way the bank has your money for a fixed period of time, pays interest to you on it and loans it to others.
The differences between an ATV and a UTV become clear with a simple glance at the rider positions: an ATV rider will straddle the vehicle on a saddle, while UTV riders can sit on side by side on bench seats or bucket seats. The steering differs between the two as well.
ATV and UTV operators born on or after Jan. 1, 1988 who are at least 12 years old for ATV(and at least 16 years old for UTV) must complete an ATV and UTV safety certification course in order to operate on public ATV/UTV trails and areas in Wisconsin.