Erin Papuga feeds her 7-month-old daughter, Caroline, in the Bumbo at their home in Chicago. (Heather Charles, Chicago Tribune) Like other gadgets that confine babies, including walkers, exercise saucers and bouncy seats, the Bumbo Baby Seat is not popular among physical therapists.
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are typically issued by private investors or companies.
These agents will encourage you to write an earnest money check to ratify an offer on real estate. Although technically not required, this check is an important step in the buying process. For the shrewd couple, the seller's asking price is rarely accepted straight off the line.