Factor in reductions for early retirement and credits for holding off your claim. You get less if you start collecting early, and more if you wait to collect. Social Security reduces your benefit in the range of 5 percent to 6.7 percent per year if you retire early (and your full retirement age is 66). It increases your benefit amount 8 percent per year up to age 70 if you wait past your full retirement age to begin collecting (and were born in 1943 or later).
Myth: Sexual Desire and Sexual Pleasure. Some couples do not want to use the IUD because they incorrectly believe that the IUD will cause inconvenience during sex, pain for the male partner because the strings will hurt the penis, or that using the IUD causes discomfort and pain for the woman during sex.
Also, if you have become pregnant with a hormonal IUD (Mirena, Skyla, or Kyleena), your IUD is slowly releasing progestin into your uterus. If you decide to continue with your pregnancy with one of these IUDs in place, the long-term effects of the hormone on the baby are not clearly known.