Consumer Rights and Protection Consumer rights and responsabilities explained in the Lectric Law Library. Fair Credit Billing Act (FCBA) The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at 15 U.S.C.  1601 et seq.).
Galapagos Weather and Climate. The Galapagos Islands are on the equator and the climate does not vary dramatically over the year. The climate of the Islands can best be described as subtropical. There is, however, some variation driven mainly by the ocean currents. December to May can be best described as the warm season.
This is our VERY favorite time of year in Tamarindo. Rainy season has just ended so the entire town is green and in bloom. The weather is perfect. You may see a short rain storm in the first week of December, but other than that, expect clear, sunny skies and a wonderful temperature of around 85 degrees.