It is highly unlikely that pears could cause constipation, and in fact they are likely to have the opposite effect. Due to the high amount of fiber that pears contain, they are sometimes used as a remedy for constipation.
An underwriter is a company or other entity that administers the public issuance and distribution of securities from a corporation or other issuing body.
The main purpose is to develop a profitable book of business to ensure the sustainability of the insurance company. Besides these tasks, a staff underwriter works hand in hand with the line underwriters whose mandate is to evaluate new clients and renewal underwriting.