There aren't any. Alto is properly the term for the second top part in four-part mixed-voice vocal writing. Applied to voices it means no more than can muddle their way through the alto part, which is not saying a whole lot. As a result, calling a low-voiced female professional singer an alto is fighting words.
Having student loan debt will affect your credit score, but not always in the way you think. If you consistently make on-time student loan payments, your student loans can boost your credit score. But if you pay late, or default, on student loans, your credit score will take a hit.ow Defaulting on a Student Loan Affects Your Credit Score. If you stop making payments (default) on your student loan, your credit score will go down. Late student loan payments will hurt your score in much the same way as late payments on any other type of account.
Student loan balances generally arenât treated the same as balances on revolving credit, and FICO places more weight on revolving credit (more on this below). So having $50,000 in credit card debt is likely worse for your credit score than is $50,000 in student loan debt. According to FICO, 7% of consumers with more than $50,000 in student loan debt had excellent scores of over 800 points. While balances on credit cards impact your credit score, this isnât the case for installment loans. Instead, itâs the payments that matter, according to FICO.