traditionally Ricotta is made from left over liquids (called Whey) from cheese making. Cottage cheese is made from milk in the first run. Today ricotta is made of fresh milk and not the leftovers, but still it is made from the whey - so its almost like the tradition of making it from left overs.
In some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.n some circumstances, it is beneficial for beneficiaries to change a Will for tax purposes after the deceased's death. This can be done through a Deed of Variation, sometimes referred to as a Deed of Family Arrangement.
Many professionals in the industry feel that the best or safest approach is to name a primary beneficiary and a contingent beneficiary on a life insurance policy. Revocable and Irrevocable Life Insurance Beneficiaries. There are two classes of beneficiaries known as revocable and irrevocable beneficiaries. 1  Revocable beneficiaries: The owner of the life insurance policy has the right to change the beneficiary designation at any time without the consent of the previously named beneficiary. Irrevocable beneficiaries: The owner of the life insurance policy cannot change the designation of the beneficiary without the consent of the original beneficiary.