Neutrophils. A type of immune cell that is one of the first cell types to travel to the site of an infection. Neutrophils help fight infection by ingesting microorganisms and releasing enzymes that kill the microorganisms. A neutrophil is a type of white blood cell, a type of granulocyte, and a type of phagocyte.
If you exclude the spouse with the DUI from your policy your insurance would not cover that person if they were involved in an incident in your car. If you are concerned about liability for his driving habits, a better way would be to obtain legal advice as to car ownership with him and to act on that.
Because the second spouse does not owe the estate tax upon the death of the first spouse, second to die insurance helps the heirs of the married couple rather than either the husband or the wife. It is also called survivorship life insurance or dual-life insurance. Survivorship life insurance, also known as a second-to-die policy, is permanent insurance that covers the lives of two people and pays the death benefit only after the death of the second person.