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JCPenney was founded in Kemmerer, Wyoming, in 1902 by James Cash Penney. The first store, named The Golden Rule, set the standard by which we have operated for over a century â to treat others as we would like to be treated.
Subject to credit approval. Full amount of purchase must be on the JCPenney Credit Card to receive account opening discount. Delivery of major appliances limited to designated zip codes; see jcp.com/appliances. Exclusions apply. Click here for details. Welcome to the JCPenney Online Credit Center operated by Synchrony Bank (SYNCB), the issuer of the JCPenney Credit Card.