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Retail generally refers to individuals as customers and small business customers. Generally it takes place in local branches, online sites, and bank by phone. The same bank may serve commercial customers but typically these customers have an assigned officer and a special terminal in their Treasury Department to transact business. Investment banks focus on the capital markets.
Retail Trade. a component of domestic trade and the concluding phase of the circulation of personal consumption, in which goods and services are sold in exchange for the monetary income of the population.he retail trade system also includes the kolkhoz trade. In the cities, retail trade is carried on primarily by special state trade organizations of the ministries of trade of the USSR and the Union republics, and in the countryside, by the consumer cooperatives.