INTRODUCTION. Induction of labour is a common procedure in obstetrics (1, 2), and is defined as the initiation of labour by artificial means prior to its spontaneous onset at a viable gestational age, with the aim of achieving vaginal delivery in a pregnant woman with intact membranes.
The Truth in Lending Act provides that a lender refinancing a residential property must give the borrower. 1  a copy of the TILA disclosure for the initial loan. 2  nothing, as the law does not apply to refinancing. 3  a new TILA disclosure for the new loan.  a new TILA disclosure only if it is requested.
While the exact wording of fraud charges varies among state and federal laws. the essential elements needed to prove a fraud claim in general include: (1) a misrepresentation of a material fact; (2) by a person or entity who knows or believes it to be false; (3) to a person or entity who justifiably relies on the misrepresentation; and (4) actual injury or loss resulting from his or her reliance.