Nautical dawn rings in the period of nautical twilight, which ends at civil dawn. Civil Dawn Civil dawn, the brightest instance of dawn, occurs when the geometric center of the Sun's disc is 6Â° below the horizon.
An insurance coverage limit is selected by you and is the most an insurance company will pay for damages or injuries that apply to the coverage. Most states have laws that specify the minimum limit that must be purchased for each required insurance coverage. Life Insurance.
If the loss exceeds that dollar amount, then the policyholder is responsible for paying the excess. In malpractice insurance, most policies have two coverage limits: A per-occurence limit and an aggregate limit. The per-occurrence limit states how much the insurer will pay for a single loss, claim, or occurrence. An aggregate limit is the total amount an insurer will pay for all claims in a given policy period, typically for one year. The most common coverage limit seen in a medical malpractice liability insurance policy is $1 million per occurrence and $3 million in total per year. There are several complicated issues that physicians need to be aware of when dealing with coverage limits. The first is the issue of related claims.