No Export for You: Was once the case for the game's full soundtracks, which didn't get an international release, physical or digital, until 2012. The only thing the states ever got until then was some music sampler CD's containing some of the third-party tracks.
Health care reform requires employers to notify their employees in advance of certain coverage changes. Some Patient Protection and Affordable Care Act (PPACA) regulations will require employer group health plans or their health insurance issuers to notify their members of certain coverage changes.
A parent can take out life insurance on a minor child without consent. If the child is over age 18 the child has to sign the application. If they forged his signature then you have a case. He can call the insurance company and tell them a policy was taken out without his consent. You only have to have an insurable interest when the policy is issued. A parent always has an insurable interest in their child even when the child is an adult.