The sole term in the English language to begin with tm- has an unusual meaning to match. Tmesis is the insertion of one or more words between the words that make up a compound phrase, as in what-so-ever inserted in the middle of whatever.. You'll never guess what's next: the only word that contains X, Y, and Z.
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Amway is the prototypical MLM. Usually only the founders of a MLM profit from the scheme. Some MLM's are blatant pyramid schemes, although one can argue all MLM's are fraudulent. Look for MLM ads in bus shelters and on telephone poles at intersections.