Bank of Nova Scotia (NYSE:BNS) posted its earnings results on Tuesday, February, 28th. The company reported $1.19 earnings per share for the quarter, missing the Zacks' consensus estimate of $1.57 by $0.38. The business had revenue of $6.87 billion for the quarter, compared to the consensus estimate of $6.89 billion.
Policies are most valueable and most likely to be purchased when. 1  The policy holder is 60+ years old. 2  The policy holder has health impairments. 3  The face amount of the policy is $100,000.00+.
Age 60 â 20 year term, $500,000 policy from Genworth â $2,994 per year. Age 61 â 20 year term, $500,000 policy from Genworth â $3,400 per year. As you can see, having a birthday can cost you a lot of money in life insurance premiums. The premium jumps 14% from age 60 to 61.Over the life of the 20 year term policy, a 61 year old policy holder from my example above will pay $8,120 more than the 60 year old.Backdating to Save Age in Life Insuranceâ¦ and Save Money. Fortunately, life insurance companies let you backdate your policy to lock in a premium at a certain age.In the example above, my 60 year old turned 60 on January 1st. That means his insurance birthday would be six months later on July 1 st.ortunately, life insurance companies let you backdate your policy to lock in a premium at a certain age. In the example above, my 60 year old turned 60 on January 1st. That means his insurance birthday would be six months later on July 1 st.