A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
Opal Rings & Jewelry: October Birthstone. Opal jewelry is famous for how it can change colors and appearances based on lighting and position. The opal gemstone is also the October birthstone, and you can find opal rings, necklaces, earrings, and more below! Make your mom feel special with this 23x24 millimeter engravable circle pendant, which is made from sterling silver and studded with your choice of two 2x2 millimeter gleaming birthstones.