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Better bets: With so many cards â and so many fees â picking the right one can be hard, especially because so many big banks are now offering prepaid cards. To date, American Express, Chase, Fifth Third, PNC, Regions, U.S. Bank, and Wells Fargo all have prepaid cards surveyed by Bankrate.
Report Abuse. You have to ask Wells Fargo. Chances are they would process it as a cash advance. You would get hit with the 3% to 5% cash advance fee, depending on your card terms. Interest would begin to accrue a the higher cash advance rate -- way more than your mortgage interest rate.You also would not get any reward points.Reward points are only for purchases. It is unlikely that Wells Fargo would process the credit card as a purchase and pay the merchant fees.Source(s): BD.ou also would not get any reward points. Reward points are only for purchases. It is unlikely that Wells Fargo would process the credit card as a purchase and pay the merchant fees. Source(s): BD.