Most cars now say in their owners manuals to change oil every 7500 miles, and that is regular oil not synthetic. I think for anyone that isn't changing oil often, because of time or whatever reason, they should use a good synthetic like Mobil1 and change it 12 months or 12000 miles max.
Floor Planning. Floor planning is a method of financing inventory purchases, where a lender pays for assets that have been ordered by a distributor or retailer, and is paid back from the proceeds from the sale of these items.
Escrow Accounts. An escrow account is a fund held by your servicer that you pay into for property taxes and homeowners insurance. Your escrow payment typically is part of your monthly mortgage payment. The servicer then uses your escrow account to pay your taxes and insurance as they become due during the year.