A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
In other words, opal consists of silicon dioxide, variable amounts of water, and traces of other elements and compounds. It resembles glass in some of. its physical properties, but is fundamentally different. This cerebral information about opal is all I am. going to give you scientists reading this! What the wearer of beautiful opal jewelry is mainly concerned about is how much WOW her/his opal. puts into their jewelry setting!