Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
In order for a mortgage lender to be eligible to be backed by Fannie Mae it must agree to not practice unethical subprime lending practices. Subprime loans have higher rates than prime rate loans and are offered to borrowers with poor credit who are considered a higher risk by the lender.