employer-sponsored IRAs and how the federal government oversees the use of these savings vehicles. To address these questions, you asked us to report on (1) how IRA assets compare to assets in pension plans, (2) what barriers may discourage small employers from establishing employer-
Dolphins live in all oceans of the planet and even in some important rivers. While not all species of dolphins live everywhere, there is a species for each environment. Specifically one of the best known species, the bottlenose dolphin lives in every ocean of the world except the Arctic and the Antarctic oceans. The Atlantic spotted dolphin, lives all over the tropical and temperate areas of the Atlantic Ocean avoiding the Artic and Antartic regions.
Bottlenose dolphins are found in temperate and tropical waters around the world. There are coastal populations that migrate into bays, estuaries and river mouths as well as offshore populations that inhabit pelagic waters along the continental shelf.he bottlenose dolphin is one of the most well known species of marine mammals. They have a robust body and a short, thick beak. Their coloration ranges from light gray to black with lighter coloration on the belly.