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Autos 2/23/2016 @ 6:02PM 38,514 views. The Cheapest 2016 Cars To Insure. The Honda Odyssey is the least-expensive car in the U.S. to insure, with an average annual rate of $1,113 according to a recent study conducted for Insurance.com. (AP Photo/Mary Altaffer)
If you're thinking about buying one of these vehicles, you should be aware that the average yearly cost to insure one is $1,966.82, and BMW autos are ranked 30th out of 36 in terms of insurance rates.urthermore, theft rates for these vehicles that are tallied by the NHTSA are usually below two or three percent. A few exceptions include the 1993 3-Series, which has a theft rate of about 10 percent, and the 2000 X5, which has a theft rate of nine percent.