1 The cell is the basic structural and functional unit of life. 2  Cells are independent, single-celled organisms that take in nutrients, excrete wastes, detect and respond to their environment, move, breathe, grow, and reproduce.n all life forms, including bacteria, plants, animals, and humans, the cellBasic structural and functional unit of all life. was defined as the most basic structural and functional unit.
What we do. We provide accessible, fair and independent dispute resolution. The Financial Ombudsman Service fairly and independently resolves disputes between consumers â including some small businesses â and member financial services providers.ur independent dispute resolution processes cover financial services disputes including banking, credit, loans, general insurance, life insurance, financial planning, investments, stock broking, managed funds and pooled superannuation trusts. We also cover estate planning, estate management and trustee services.
An ombudsman or public advocate is usually appointed by the government or by parliament, but with a significant degree of independence, who is charged with representing the interests of the public by investigating and addressing complaints of maladministration or a violation of rights.n indigenous Swedish, Danish and Norwegian term, ombudsman is etymologically rooted in the Old Norse word umboÃ°smaÃ°r, essentially meaning representative (with the word umbud/ombud meaning proxy, attorney, that is someone who is authorized to act for someone else, a meaning it still has in the Scandinavian languages).