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Better bets: With so many cards â and so many fees â picking the right one can be hard, especially because so many big banks are now offering prepaid cards. To date, American Express, Chase, Fifth Third, PNC, Regions, U.S. Bank, and Wells Fargo all have prepaid cards surveyed by Bankrate.
A spokesman for Chase said the bank already offered numerous credit cards with chips and expected most of its debit cards to be chip-enabled by the end of next year. Wells Fargo says it is testing chip technology with its debit cards and plans to issue them âon a broad scaleâ in the coming year.