employer-sponsored IRAs and how the federal government oversees the use of these savings vehicles. To address these questions, you asked us to report on (1) how IRA assets compare to assets in pension plans, (2) what barriers may discourage small employers from establishing employer-
Dolphins live in all oceans of the planet and even in some important rivers. While not all species of dolphins live everywhere, there is a species for each environment. Specifically one of the best known species, the bottlenose dolphin lives in every ocean of the world except the Arctic and the Antarctic oceans. The Atlantic spotted dolphin, lives all over the tropical and temperate areas of the Atlantic Ocean avoiding the Artic and Antartic regions.
Inshore dolphins live in small social groups of approximately 10 individuals; while offshore dolphins form larger groups of 10-100 individuals. Dolphins travel about their home ranges (the geographical area that defines their home) in groups of 4-7 in shallower waters and more than 20 dolphins in deeper areas.