employer-sponsored IRAs and how the federal government oversees the use of these savings vehicles. To address these questions, you asked us to report on (1) how IRA assets compare to assets in pension plans, (2) what barriers may discourage small employers from establishing employer-
Dolphins live in all oceans of the planet and even in some important rivers. While not all species of dolphins live everywhere, there is a species for each environment. Specifically one of the best known species, the bottlenose dolphin lives in every ocean of the world except the Arctic and the Antarctic oceans. The Atlantic spotted dolphin, lives all over the tropical and temperate areas of the Atlantic Ocean avoiding the Artic and Antartic regions.
They are living in the warmer water of the various oceans. They can also live in the deeper bodies of water when they need to in order to survive. Dolphins can be very susceptible to disease, bacteria, and more in their natural habitat. Even touching humans can be harmful to their skin. Pollution in the water is a big risk to their overall health.