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Autos 2/23/2016 @ 6:02PM 38,514 views. The Cheapest 2016 Cars To Insure. The Honda Odyssey is the least-expensive car in the U.S. to insure, with an average annual rate of $1,113 according to a recent study conducted for Insurance.com. (AP Photo/Mary Altaffer)
Add it all up and Insure.com found that 2015's most-expensive model to insure is the Nissan GT-R Nismo, a premium version of the brandâs flagship sports car, at an average $3,574 per year. That's more than twice the $1,555 average for the 1,500-plus models that Insure.com studied.dd it all up and Insure.com found that 2015's most-expensive model to insure is the Nissan GT-R Nismo, a premium version of the brandâs flagship sports car, at an average $3,574 per year. That's more than twice the $1,555 average for the 1,500-plus models that Insure.com studied.