Individuals are not permitted to be QIBs, regardless of their level of wealth or financial sophistication. QIBs are permitted to participate in the market for securities under Rule 144A, which is a safe harbor exemption from the SEC's registration requirements for securities.
1 Baghdad, Iraq is at 3313'N, 4413'E, 34 m (112 ft). See map. 2  According to the Holdridge life zones system of bioclimatic classification Baghdad is situated in or near the subtropical desert biome.  The average annual temperature is 22.8 degrees Celsius (73 degrees Fahrenheit).
It snows up near around Mosul and the Syrian/Turkey borders. The middle of the desert will get frost on some mornings. Baghdad isnt usually too bad because its in somewhat of a river valley and that keeps it mostly secured. Right now in the mornings, we're wearing polypro or sometimes nothing because you are active and warm up fast....esp. in the sun.