A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
Description Edit. Water opal was a clear to translucent gemstone with small flashes of color. Opals without any color were considered plain hyalite, an inferior stone, and were nearly worthless.Water opal was rare and highly prized for use in decorating mirrors and windows and in the creation of scrying devices such as crystal balls.A typical specimen had a base value of 1,000 gp.pals without any color were considered plain hyalite, an inferior stone, and were nearly worthless. Water opal was rare and highly prized for use in decorating mirrors and windows and in the creation of scrying devices such as crystal balls. A typical specimen had a base value of 1,000 gp.