Forecast-Chart.com is forecasting a probability of 8.9% that the 30 Year Mortgage Interest Rate will be higher in 5 years. The table shows a probability of 90.7% that the rate will be lower in 5 years. (October, 2019 rate compared to the October, 2014 rate).
Hydroplaning can occur on any wet road surface, however, the first 10 minutes of a light rain can be the most dangerous. When light rain mixes with oil residue on the road surface, it creates slippery conditions that can cause vehicles, especially those traveling speeds in excess of 35 mph, to hydroplane.
Now if you add a 10hp motor, you can plane the boat. The speed might go up to 15-25mph. This is because the boat is no longer using all of the hp to make a big wave.... As stated above, some motors may be rated at 1/2 - 3hp, but the usable power in these motors is more like 1/2 to 1hp. Without gear reduction, most electric tolling motors really do not produce much additional thrust above about 1hp.