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Autos 2/23/2016 @ 6:02PM 38,514 views. The Cheapest 2016 Cars To Insure. The Honda Odyssey is the least-expensive car in the U.S. to insure, with an average annual rate of $1,113 according to a recent study conducted for Insurance.com. (AP Photo/Mary Altaffer)
The quote you receive could be painfully high or comfortably low based on a number of different factors. But for what itâs worth, the average amount spent to insure a car in the U.S. was $815 a year in 2012, according to the National Association of Insurance Commissioners. However, as anyone who pays much less â or more â than $815 a year can tell you, there are a lot of variables that affect your car insurance rates. Some factors, including where you live and what kind of car you drive, can be tough to change.