A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
Ethiopian Opal is the form of mineral silica, and it contains 3% to 21% of water in itself. Ethiopian Opal is the gemstone of Ethiopia and Australia. The planet Mars is also said to be the home of this amazing stone as announced by NASA, in 2008. Ethiopian Opal is the luckiest among all the other variants of Opal. The Ethiopian Opal is the birthstone of the people who are born in the month of October, and who are largely born under the astrological sign Libra. Ethiopian Opal mainly symbolizes purity, innocence, and hope. Metaphysical Properties