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Better bets: With so many cards â and so many fees â picking the right one can be hard, especially because so many big banks are now offering prepaid cards. To date, American Express, Chase, Fifth Third, PNC, Regions, U.S. Bank, and Wells Fargo all have prepaid cards surveyed by Bankrate.
Walmart MoneyCards are essentially prepaid debit cards. Walmart credit cards offer credit on a revolving monthly basis. If you don't need cash advances and can pay your balance in full each month, the Walmart credit card is a better option, with lower fees than the MoneyCard.