A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
There are four types of crystals: covalent, ionic, metallic, and molecular. Each type has a different type of connection, or bond, between its atoms. The type of atoms and the arrangement of bonds dictate what type of crystal is formed. Types of Crystals. Covalent crystals are crystals whose atoms are connected with covalent bonds.