Most cars now say in their owners manuals to change oil every 7500 miles, and that is regular oil not synthetic. I think for anyone that isn't changing oil often, because of time or whatever reason, they should use a good synthetic like Mobil1 and change it 12 months or 12000 miles max.
Floor Planning. Floor planning is a method of financing inventory purchases, where a lender pays for assets that have been ordered by a distributor or retailer, and is paid back from the proceeds from the sale of these items.
Significance. Accounts receivables are usually listed on a balance sheet. Factoring is a form of account receivables financing, however, it's considered off balance sheet financing. This means it isn't listed on the balance sheet because it's a contingent asset whose financing is secured from a source other than equity investors or lenders.