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Better bets: With so many cards â and so many fees â picking the right one can be hard, especially because so many big banks are now offering prepaid cards. To date, American Express, Chase, Fifth Third, PNC, Regions, U.S. Bank, and Wells Fargo all have prepaid cards surveyed by Bankrate.
One option is direct deposit for those people with bank accounts. Another increasingly popular option is to have the tax refund loaded directly onto a prepaid debit card. This option does not require a bank account, does not involve carrying large sums of cash in public, and can even provide access to the tax refund sooner than a paper check would.