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Better bets: With so many cards â and so many fees â picking the right one can be hard, especially because so many big banks are now offering prepaid cards. To date, American Express, Chase, Fifth Third, PNC, Regions, U.S. Bank, and Wells Fargo all have prepaid cards surveyed by Bankrate.
Prepaid debit cards can be used at ATMs, but the debit card provider often charges fees in addition to those charged by the ATMs. These include fees for withdrawing cash and finding out what your balance is. Some prepaid debit cards are part of ATM networks and have no fees if you use those ATMs.