Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
Many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007â2008. Proponents of subprime lending maintain that the practice extends credit to people who would otherwise not have access to the credit market.