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Click the PS button, click the Options button while positioned on your game and chose Close Application. Press the PS button to go back to the UI. IIRC you can press the options button and use Close Application to stop the game, but you might as well leave it running in case you feel like going back to it.
If someone turns on the TV and switches to the PS4s input they will see a game playing by it's self. If you lose connection I'm pretty confident that the PS4 will behave like a PS3 does when a controller runs out of battery. As for starting remote play back up, unlike the PS3 remote play is drop-in/drop-out.