A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
Symptoms of Crystals in Urine. When crystals are found in the urine it is an indication or a symptom that something is wrong in the urinary system. The urinary system is made up of the kidney, bladder, ureters and urethra. Modification in the diet as well as urine concentration can be a cause of the crystals but there are other causes also.