Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
What is a 'Subprime Mortgage'. A subprime mortgage is a type of mortgage that is normally issued by a lending institution to borrowers with low credit ratings. As a result of the borrower's lower credit rating, a conventional mortgage is not offered because the lender views the borrower as having a larger-than-average risk of defaulting on the loan.