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Autos 2/23/2016 @ 6:02PM 38,514 views. The Cheapest 2016 Cars To Insure. The Honda Odyssey is the least-expensive car in the U.S. to insure, with an average annual rate of $1,113 according to a recent study conducted for Insurance.com. (AP Photo/Mary Altaffer)
As a reference point, a Class A RV may cost around $2,000 dollar a year or more to insure, while a Class B may fall somewhere in between $1,000 to $2,000 dollars. Whether your RV is a Class A, B or C model â Class A is the most expensive coverage followed by Class C, while Class B RVs are the least costly to insure. 2  Whether you use your RV occasionally or if you are living in the RV full-time. 3  Your driving history and record of accidents or past claims.