Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
What is a Subprime Loan? A subprime mortgage is a type of loan offered to borrowers with poor credit scores. Typically these are individuals with credit scores lower than a 600 and cannot qualify for a conventional loan. This may also include borrowers with derogatory or adverse credit histories.