A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
Opal is a very common material that is found throughout the world. Most of this opal is common opal or potch which has a milky or pearly luster known as opalescence. However, rare specimens of opal produce brilliant color flashes when turned in the light.These color flashes are known as a play-of-color.recious opal is very rare and found in a limited number of locations worldwide. Most precious opal has been mined in Australia, secondary sources include: Mexico, Brazil, and the United States. Canada, Honduras, Indonesia, Zambia, Guatemala, Poland, Peru, New Zealand and Ethiopia.