A Healthcare Reimbursement Plan (HRP) is an employer-funded, tax advantaged employer health benefit plan that can reimburse employees for individual health insurance premiums. An HRP is not considered health insurance. Rather, it is a way to provide allowances for individual health insurance. Using the HRP, the employer makes contributions to an employee's allowance. Then, the HRP provides reimbursement for eligible healthcare expenses.
Crystal Opal - Crystal opal is any of the above kind of opal which has a transparent or semi-transparent body tone - i.e. you can see through the stone. Crystal opal can have a dark or light body tone, leading to the terms black crystal opal and white crystal opal.
The word Opal comes from the Latin word opalus, which means precious stone. Opal is a form of noncrystalline quartz which is created from circulating, silica-bearing waters.When the silica solidifies it creates the gemstone Opal which contains approximately 6 to 10 percent water.imulants are man-made stones which are similar to Opal but made from a different material. Fire Opal is minded in Mexico and Honduras, and several varieties of Precious Opal are found in India, New Zealand and the deserts of the western US.