GAO was asked to review certain effects of Regulation D. This report's objectives include examining depository institutions' implementation of Regulation D's requirements, the effect of the transaction limit on their customers, and central banks' varying dependence on reserve requirements and the monetary policy implications.
1 Average Mortgage Payments in Florida is approximately $1,200 vs. $1,050 for average Rent Payments.  The Average Rate on a 30 Year Fixed Rate Mortgage is 3.67%. This is the lowest average rate in 60 years.
Mortgage rates fell slightly this week, according to Bankrate's latest survey of interest rates. The benchmark 30-year fixed-rate mortgage fell 2 basis points to 3.93%. The average 15-year fixed-rate mortgage ticked down 1 basis point to 3.14%.A basis point is one-hundredth of 1%.The typical 30-year fixed-rate jumbo mortgage fell 2 basis points to 3.88%. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000. The average 5/1 adjustable-rate mortgage rose 1 basis point to 3.18%.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.