Voluntary AD&D coverage for your Dependent(s), if elected, becomes effective on the later of the date you apply for Voluntary AD&D insurance for your Dependents, and the date your Voluntary AD&D insurance becomes effective. You are eligible on the ï¬ rst day of the calendar month following the date
Experience the magic of SnÃ¦fellsnes. The SnÃ¦fellsnes peninsula in West Iceland is almost a miniature version of the island. In addition to its characteristic SnÃ¦fellsjÃ¶kull glacier, there are black sandy beaches, bird cliffs, spectacular mountains and volcanic craters.
[ËsÊÉ(Ë)lbÉËÉ¾] ; formerly known by its Dutch name Spitsbergen) is a Norwegian archipelago in the Arctic Ocean. Situated north of mainland Europe, it is about midway between continental Norway and the North Pole. The islands of the group range from 74Â° to 81Â° north latitude, and from 10Â° to 35Â° east longitude.