Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
Annuity Option. Another good option is to have TSP purchase an annuity for you with the funds you have in your account. You can use all or part of your TSP funds to purchase an annuity as long you have $3,500 or more available.Do not confuse this annuity with the basic annuity you will receive as a retired federal employee, or military retired pay.ou can use all or part of your TSP funds to purchase an annuity as long you have $3,500 or more available. Do not confuse this annuity with the basic annuity you will receive as a retired federal employee, or military retired pay.