A light-second is the distance light travels in one second, or 7.5 times the distance around Earthâs equator. A light-year is the distance light travels in one year. How far is that? Multiply the number of seconds in one year by the number of miles or kilometers that light travels in one second, and there you have it: one light-year. Itâs about 5.88 trillion miles (9.5 trillion km).
They both have the same licensing requirements required by the State(s) in which they transact business, but the big difference is who they work for. An insurance agent is an insurance companyâs representative and the agentâs primary alliance is with the insurance carrier (company), not the insurance buyer.
An insurance carrier is not the same as an insurance agent. Your insurance carrier is the company that holds your insurance policy. It is the company to which your insurance payments are sent and the company that pays if you file a covered claim. The carrier employs underwriters, customer service representatives, claims adjusters, and more.