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Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
You should apply as soon as you become disabled. If you apply for. 1  Social Security, disability benefits will not begin until the sixth full month of disability. 2  The Social Security disability waiting period begins with the first full month after the date we decide your disability began.f you apply for. 1  Social Security, disability benefits will not begin until the sixth full month of disability. 2  Supplemental Security Income (SSI), we pay SSI disability benefits for the first full month after the date you filed your claim, or, if later, the date you become eligible for SSI.