HIV stands for human immunodeficiency virus. If left untreated, HIV can lead to the disease AIDS (acquired immunodeficiency syndrome). Unlike some other viruses, the human body cannot get rid of HIV.That means that once you have HIV, you have it for life.he only way to know for sure if you have HIV is to get tested. Testing is relatively simple. You can ask your health care provider for an HIV test. Many medical clinics, substance abuse programs, community health centers, and hospitals offer them, too.
Dependent Life Insurance. Dependent Life Insurance. Some group life insurance contracts provide insurance coverage on the lives of employees' dependents. Dependent life insurance has been viewed as a method of giving the employee resources to meet the funeral and burial expenses associated with a dependent's death. Consequently, the employee is automatically the beneficiary.
Insurance that covers such a loan is known as credit life/credit disability. Some policies cover only life, some. cover only disabilities, and others cover both. Credit disability is often called credit accident and health. insurance. Credit life insurance = decreasing term insurance. Credit life is similar to a special type of life insurance called âdecreasing termâ insurance. â¢ A credit life policy is issued for an amount equal to how much you owe. â¢ As your loan balance decreases, so does the face amount of the credit life policy.