A light-second is the distance light travels in one second, or 7.5 times the distance around Earthâs equator. A light-year is the distance light travels in one year. How far is that? Multiply the number of seconds in one year by the number of miles or kilometers that light travels in one second, and there you have it: one light-year. Itâs about 5.88 trillion miles (9.5 trillion km).
They both have the same licensing requirements required by the State(s) in which they transact business, but the big difference is who they work for. An insurance agent is an insurance companyâs representative and the agentâs primary alliance is with the insurance carrier (company), not the insurance buyer.
A Complete Physical Exam is different than an Office Visit. There is a difference between a routine office visit and a physical exam and your insurance company is very particular about this. The Affordable Care Act details what is considered Preventive Services. Here's a good rule of thumb: If you discuss symptoms at your physical you may be subject to a copay and deductible..