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Obese employees cost employers thousands in extra medical costs. May 14, 2014 by Katherine Kahn. A new study in the American Journal of Health Promotion finds that, on average, a morbidly obese employee costs an employer over $4,000 more per year in health care and related costs than an employee who is of normal weight.
National Average. The national average for health care costs per person is increasing drastically each year. In 2007, the average cost per person for health insurance coverage was $7,421, which was an increase of 6 percent compared to the previous year.In 2008, the average cost for health care per person surpassed $8,000. The yearly increases for health care are outstripping inflation.mployees who pay out-of-pocket costs typically pay a deductible, a co-payment and co-insurance amount. Deductible amounts per employee range from $400 and $460, depending on whether a preferred provider organization or health maintenance organization was used.