Balance and fall prevention for seniors. One of the leading health concerns for people over the age of 60 is falling, which is often related to balance problems. Each year, between 20 and 40 percent of adults over 65 who live at home fall.
Who is a co-applicant? A co-applicant refers to a person who applies along with the borrower for a loan. This is done so that the income of the co-applicant can be used to supplement the borrowerâs income and increase his/her eligibility.
If the borrower has an adverse credit history, the borrower may still qualify for a Federal Grad PLUS loan by obtaining a cosigner (called an endorser) who does not have an adverse credit history. Graduate students who do not have an adverse credit history do not need a cosigner to apply for the loan.