The complex sets of chemicals in the brain are designed to process incoming information and create a response. All of these processes happen extremely quickly in the brain. And, though the effects of chemical imbalance may lead to undue stress, nervousness and worry, they are an important part of being human.
A study by the Investment Company Institute gives some solid guidelines as to what fees are reasonable in a 401k plan on a relative basis. The study found that the average fee for all-in 401k services (recordkeeping, administration & investment management) averaged 0.72% of assets.mployers and participants alike are often left wondering what exactly they are paying in 401k fees. New rules from the Department of Labor (ERISA Section 408(b)(2)) aim to make the fees charged for 401k services more transparent in order to assure that the 401k fees charged are reasonable. But this begs the question:
You can't defer more to your 401(k) plan than you earn in compensation from the employer for the year, even if the annual contribution limit exceeds your compensation. For example, if you earn $10,000 from the company that sponsors your 401(k) plan, even if you want to contribute the elective deferral limit, you can't.o if you're 50 or older, your total annual additions can't exceed $55,500. Depending on how much your employer contributes, your elective deferrals may be reduced. For example, in 2012, the most you can defer into your 401(k) plan if you're 50 or older is $22,500.