1 FinCEN Form 112 (formerly Form 104) Currency Transaction Report (CTR) : A CTR must be filed for each deposit, withdrawal, exchange of currency, or other payment or transfer, by, through or to a financial institution, which involves a transaction in currency of more than $10,000.he CTR must report cash transactions in excess of $10,000 during the same business day. The amount over $10,000 can be either in one transaction or a combination of cash transactions.
The climate is changing. The earth is warming up, and there is now overwhelming scientific consensus that it is happening, and human-induced. With global warming on the increase and species and their habitats on the decrease, chances for ecosystems to adapt naturally are diminishing.
Causes and Effects of Climate Change What causes climate change (also known as global warming)? And what are the effects of climate change? Learn the human impact and consequences of climate change for the environment, and our lives. The planet is warming, from North Pole to South Pole. Since 1906, the global average surface temperature has increased between 1.1 and 1.6 degrees Fahrenheit (0.6 to 0.9 degrees Celsius)âeven more in sensitive polar regions.