Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
2. Mail in your home purchase documentation with your TSP loan agreement. With a TSP residential loan, you can take up to 15 years to repay the loan rather than the standard five years. To take advantage of the longer repayment period, you must document the costs of your home.f you're under 59 1/2 and still working for the government, you're limited to a TSP residential loan to help purchase your first home. If you've left employment, you can take an early distribution.