A non-qualified annuity can be established either as an immediate or a deferred annuity. A large one-time payment, otherwise known as a single premium, is likely to be used to fund a non-qualified immediate annuity.
In contrast to conductors, insulators are materials that impede the free flow of electrons from atom to atom and molecule to molecule. If charge is transferred to an insulator at a given location, the excess charge will remain at the initial location of charging.
insulation. noun. 1  The act of insulating or the state of being insulated. 2  A material or substance used in insulating: soundproof cork insulation; a layer of trapped air that serves as insulation.