The $250.00-$300.00 labor rate is exhorbitant!!! In Southern California the labor rates normally average $120.00 per hour. In my area it averages $90.00. That rate applies to any portion of an hour. If you hire an Air Conditioning Repair service contractor under a flat rate charge, ask for an up front complete parts.
The below is an explanation of when collecting retirement benefits prevents you from collecting disability benefits as well. Social Security Disability Insurance (SSDI) is one of two programs under which you can apply for disability benefits. The other program is Supplemental Security Income (SSI).
You can't receive Social Security retirement benefits and disability benefits at the same time (with one small exception, which we'll discuss below). The Social Security disability program exists to provide disability benefits to those who are unable to work as a result of their conditions and who are too young to draw their retirement benefits. In this sense, Social Security disability insurance (SSDI) can be thought of as a retirement benefit for those who are forced to retire early. If you do collect SSDI disability benefits, they will be converted to retirement benefits when you reach full retirement age.