The $250.00-$300.00 labor rate is exhorbitant!!! In Southern California the labor rates normally average $120.00 per hour. In my area it averages $90.00. That rate applies to any portion of an hour. If you hire an Air Conditioning Repair service contractor under a flat rate charge, ask for an up front complete parts.
The below is an explanation of when collecting retirement benefits prevents you from collecting disability benefits as well. Social Security Disability Insurance (SSDI) is one of two programs under which you can apply for disability benefits. The other program is Supplemental Security Income (SSI).
To determine whether or not your short or long-term disability benefits are taxable, you need to review first how the premiums were paid. Review your disability insurance premiums and ascertain whether or not the benefits you receive come from an employer-paid plan or a private plan in which you were the sole contributor.