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Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
If you are 49, 54, or 59, and you would qualify for disability under the age grid for 50-54, 55-59, or 60 and older, Social Security may treat you as if you had reached the next age category. For more information, see our article on getting disability when you're almost 50, 55, or 60.