Insurance that helps pay expenses for nursing care or other help in old age sounds like a great idea. But when companies started selling long-term-care insurance policies decades ago they did a poor job of figuring out how much to charge, forcing them to repeatedly raise rates to consumers.
Just yesterday I went to the doctor to start on the NuvaRing. The doctor had me insert the ring at the appointment even though I'm at day 15 of my cycle. When I got home, I read that women who are starting NuvaRing who haven't been on another form of oral contraceptive should start the ring between days 1 and 5 of their cycle.
If NuvaRing is out of the vagina for more than three continuous hours: During Weeks 1 and 2: Contraceptive efficacy may be reduced. The woman should reinsert the ring as soon as she remembers. A barrier method such as condoms with spermicides must be used until the ring has been used continuously for seven days.