Directions. Coarsely chop tomatoes, peppers, and onions. Combine with garlic and cilantro. In batches, pulse mixture in a food processor until finely chopped. In a large pot, heat olive oil over medium-high until shimmering. Add mixture and cook, stirring occasionally, until thickened and reduced, 25 to 30 minutes (reduce heat if browning at edge).
Moral hazard and adverse selection? Moral hazard is defined as the risk that an individual has the motivation to take bigger risks before the contract is complete. It is the idea that a person will change th â¦ eir behavior by taking more risks.
Whites were determined to be the best-achieving group because 300/100 = .3. Using the adverse formula, you have: 100 divided by 500 over 300 divided by 1000 equals 0.2 over 0.3 equals 66.67 % Thus, adverse impact exists. Evidence of adverse impact involves more than the total number of minority workers employed. Also considered is the total number of qualified applicants. For instance, assume that 300 blacks and 300 whites were hired. But there were 1,500 qualified black applicants 6667and 1,000 qualified white applicants.