The complex sets of chemicals in the brain are designed to process incoming information and create a response. All of these processes happen extremely quickly in the brain. And, though the effects of chemical imbalance may lead to undue stress, nervousness and worry, they are an important part of being human.
A study by the Investment Company Institute gives some solid guidelines as to what fees are reasonable in a 401k plan on a relative basis. The study found that the average fee for all-in 401k services (recordkeeping, administration & investment management) averaged 0.72% of assets.mployers and participants alike are often left wondering what exactly they are paying in 401k fees. New rules from the Department of Labor (ERISA Section 408(b)(2)) aim to make the fees charged for 401k services more transparent in order to assure that the 401k fees charged are reasonable. But this begs the question:
You can vary the profit sharing percentage from 25% of your salary or earnings to all the way down to zero%. It works the same with the 401k salary or earnings deferral. You can have a maximum 401k deferral of $17,500 in 2014 ($23,000 age 50) or all the way down to a zero deferral.The profit sharing feature of your retirement plan allows you to make an additional contribution of up to 25% of your salary or earnings.The total amount of both the 401k deferrals and the profit sharing contributions are limited to a maximum of $52,000 in 2014. The maximum amount for 2015 is increased to $53,000.ou can vary the profit sharing percentage from 25% of your salary or earnings to all the way down to zero%. It works the same with the 401k salary or earnings deferral. You can have a maximum 401k deferral of $17,500 in 2014 ($23,000 age 50) or all the way down to a zero deferral.