Usury in NC According to the lectlaw.com page linked to the right: NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. How â¦ ever, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit.
Invertebrate is a kind of animal that does not have a spinal column or backbone. It is the opposite of vertebrate, that means if an animal is not a vertebrate (fish, reptile, amphibian, bird, or mammal), it is an invertebrate. Brachiopods: the lamp-shells.
Benthic invertebrates are organisms that live in or on the bottom sediments of rivers, streams, and lakes. The benthic invertebrate communityâthe population and species presentâis strongly affected by its environment, including sediment composition and quality, water quality, and hydrological factors that influence the physical habitat.