Usury in NC According to the lectlaw.com page linked to the right: NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. How â¦ ever, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit.
Invertebrate is a kind of animal that does not have a spinal column or backbone. It is the opposite of vertebrate, that means if an animal is not a vertebrate (fish, reptile, amphibian, bird, or mammal), it is an invertebrate. Brachiopods: the lamp-shells.
In contrast, invertebrates include sponges, coelenterates (Ctenophora or comb jellies; and the Cnidaria or coral animals, true jellies, sea anemones, sea pens, and their allies), echinoderms (starfish, sea urchins, sea cucumbers), worms, mollusks (squid, octopus, snails, bivalves), and arthropods (insects).ifferences in Physical Characteristics. Vertebrates have a skeletal structure with a spinal column or backbone. Invertebrates have no backbone, while vertebrates have a well-developed internal skeleton of cartilage and bone and a highly developed brain that is enclosed by a skull.