A solar array consists of one or many such panels. A photovoltaic array, or solar array, is a linked collection of solar panels. The power that one module can produce is seldom enough to meet requirements of a home or a business, so the modules are linked together to form an array.
The policy owner is the contract owner and is, in many cases, also the life insured. The policy owner has most of the rights in the contract such as the right to designate a named beneficiary and make changes to that designation at any time.
Or a husband could purchase a policy insuring his own life and name his wife as beneficiary. In this case, the husband would be the policyholder and the insured. The policyholder controls all the decisions, including whether to cash out the policy, change the beneficiary or borrow from the cash value.