It differs from property insurance in that a property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned.
Definition of forced air Forced air heating refers to room-level or floor-level heating which is distributed by fans next to electric coils that radiate heat. It does not apply to fuel-generated heat which is forced through ducts into various rooms.
With both forced-air and gravity systems, one or more thermostats turn the heating or cooling unit off and on as room temperatures rise and fall. Homes without central heating normally utilize electric baseboard heaters or, in some cases, in-wall or in-floor gas heaters or radiant heat. In contemporary homes, ducted air systems are the most common type of central heating and cooling. If your home has an air conditioner, heat pump, or furnace, it is a ducted air system. There are two main types: forced-air and gravity.