Andrew is the English form of a given name common in many countries. In the 1990s, it was among the top ten most popular names given to boys in English-speaking countries. In Italian, the equivalent to Andrew is Andrea, though Andrea is feminine in most other languages. Andrew is frequently shortened to Andy or Drew.
Some Municipal Bonds are Federally Taxable. The federal government does not tax most activities of states and municipalities, giving most muni bonds tax-exempt status, but some activities do not fall under this tax exemption.
Because the municipal bond yield curve is typically steeper than is the Treasury bond curve, there are times when even higher tax bracket investors can benefit from buying taxable bonds or FDIC-insured CDs for the shorter maturities in the ladder and municipals for the longer end.