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Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount. Currently, the full benefit age is 66 for people born in 1943-1954, and it will gradually rise to 67 for those born in 1960 or later.
Q. Iâm 55 and filing for Social Security disability benefits. Iâm told I have to be on disability for two years before getting Medicare. What are disabled people supposed to do without health insurance for two years when we are in desperate need of coverage? A. Itâs true that most people* under age 65 who qualify for Social Security disability must wait 24 months before becoming eligible for Medicare. Consumer advocates, including AARP, have long opposed this two-year delay.