The $250.00-$300.00 labor rate is exhorbitant!!! In Southern California the labor rates normally average $120.00 per hour. In my area it averages $90.00. That rate applies to any portion of an hour. If you hire an Air Conditioning Repair service contractor under a flat rate charge, ask for an up front complete parts.
The below is an explanation of when collecting retirement benefits prevents you from collecting disability benefits as well. Social Security Disability Insurance (SSDI) is one of two programs under which you can apply for disability benefits. The other program is Supplemental Security Income (SSI).
State pension is available only to people who have paid, or been credited with, enough National Insurance contributions. The number of years' National Insurance contributions needed to qualify for full state pension is scheduled to change in 2016.Anyone reaching state pension age on or after 6 April 2010 has to build up 30 years' worth of NICs to get a full state pension.ou can normally go back a maximum six years to fill National Insurance contributions gaps, but if you reach state pension age before 5 April 2015 special rules let you go back further-to 6 April 1975. In all cases the maximum number of additional years you can buy is limited to six.