1 FinCEN Form 112 (formerly Form 104) Currency Transaction Report (CTR) : A CTR must be filed for each deposit, withdrawal, exchange of currency, or other payment or transfer, by, through or to a financial institution, which involves a transaction in currency of more than $10,000.he CTR must report cash transactions in excess of $10,000 during the same business day. The amount over $10,000 can be either in one transaction or a combination of cash transactions.
The climate is changing. The earth is warming up, and there is now overwhelming scientific consensus that it is happening, and human-induced. With global warming on the increase and species and their habitats on the decrease, chances for ecosystems to adapt naturally are diminishing.
The effects of global warming are the environmental and social changes caused (directly or indirectly) by human emissions of greenhouse gases. There is a scientific consensus that climate change is occurring, and that human activities are the primary driver.he World Meteorological Organization defines this time period as 30 years. Examples of climate change include increases in global surface temperature (global warming), changes in rainfall patterns, and changes in the frequency of extreme weather events.