It differs from property insurance in that a property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned.
Definition of forced air Forced air heating refers to room-level or floor-level heating which is distributed by fans next to electric coils that radiate heat. It does not apply to fuel-generated heat which is forced through ducts into various rooms.
When a forced air system works to cool or heat your home, you have little control over where that air goes. This means that vacant rooms are getting the same amount of energy and service as your favorite spots in the house. Itâs wasteful, inefficient and expensive to cool or heat the basement storeroom the same way you cool or heat the kitchen or bedroom. But a ducted system doesnât allow for that kind of precise control.