Age-. The general rule in the industry is that once an A/C unit reaches 10-15 years, the idea of replacing the unit is usually a much better investment than putting money into an older system. If your system is at this threshold, it's usually wise to begin expecting, not wondering, when the system will fail.
You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457.
1 Leave the assets in your TSP account. 2  Roll your TSP account assets into an IRA. 3  Roll your TSP account into your new employerâs 401(k) plan. 4  Withdraw your TSP account assets in a lump sum.  Transfer your TSP account assets to a qualified annuity.