From Wikipedia, the free encyclopedia. The molecular clock (based on the molecular clock hypothesis (MCH)) is a technique in molecular evolution that uses fossil constraints and rates of molecular change to deduce the time in geologic history when two species or other taxa diverged.he molecular clock alone can only say that one time period is twice as long as another: it cannot assign concrete dates. To achieve this, the molecular clock must first be calibrated against independent evidence about dates, such as the fossil record.
Service-Disabled Veterans' Life Insurance (S-DVI) provides life insurance coverage to Veterans who have been given a VA rating for a new service-connected disability in the last two years. Totally disabled Veterans are eligible for free coverage and have the opportunity to purchase additional life insurance.
Army Insurance. Active duty soldiers get many benefits for their service. There are a variety of insurance plans available by the Department of Defense. The US Army has TRICARE for health insurance.The program is structured very much like a Health Maintenance Organization (HMO).oldiers are provided with a dental program and a family policy can be purchased from TRICARE. There is comprehensive coverage of everything from routine service and exams to root canals and braces. Active duty personnel have access to the Servicemembers' Group Life Insurance program.