A non-qualified annuity can be established either as an immediate or a deferred annuity. A large one-time payment, otherwise known as a single premium, is likely to be used to fund a non-qualified immediate annuity.
In contrast to conductors, insulators are materials that impede the free flow of electrons from atom to atom and molecule to molecule. If charge is transferred to an insulator at a given location, the excess charge will remain at the initial location of charging.
Definition of insulation for English Language Learners. : a material or substance that is used to stop heat, electricity, or sound from going into or out of something : a material that insulates something. : the quality or state of being insulated.