A patient controlled analgesia (PCA) is a generic term which refers to a method allowing a. person in pain to deliver their own pain relief. The PCA is used for the more continuous. control of moderate to severe pain, where oral or intermittent analgesia would be less. effective. The intravenous route is referred to as PCIA in this document, as opposed to the. epidural route, referred to as patient controlled epidural analgesia (PCEA).
Life insurance pays a death benefit to the stated beneficiary at the death of the insured. When the insured dies, the beneficiary of the policy files an insurance claim.ife Income. 1  Example: $100,000 death benefit-beneficiary (a 54-year-old male) elects the life income option. 2  Based on his life expectancy, the insurance company promises to pay the beneficiary $6,250 per year for life.
If you donât name a beneficiary, the death benefit will be paid to your estate. Two âlevelsâ of beneficiaries Your life insurance policy should have both âprimaryâ and âcontingentâ beneficiaries. The primary beneficiary gets the death benefits if he or she can be found after your death. Contingent beneficiaries get the death benefits if the primary beneficiary canât be found. If no primary or contingent beneficiaries can be found, the death benefit will be paid to your estate. As part of naming beneficiaries, you should identify them as clearly as possible and include their social security numbers.