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The higher your credit score, the lower the interest rate on the mortgage. Borrowers with high credit scores tend to get lower interest rates on mortgages than borrowers with low credit scores. A credit score of 740 or higher qualifies for the best interest rates from most lenders.
A credit score of 760-850 (a good score) will mean a total interest payment of $55,000. But if your credit score is around 620, your total interest payment an amount to $88,000. That is a difference of $33,000.The lower your score is, the higher the interest rate that you will have to pay for.Think of all the savings you will get just by having a good credit score. credit score of 760-850 (a good score) will mean a total interest payment of $55,000. But if your credit score is around 620, your total interest payment an amount to $88,000. That is a difference of $33,000.