A transistor is a semiconductor device used to amplify and switch electronic signals and electrical power. It is composed of semiconductor material with at least three terminals for connection to an external circuit. bipolar transistor has terminals labeled base, collector, and emitter. A small current at the base terminal (that is, flowing between the base and the emitter) can control or switch a much larger current between the collector and emitter terminals.
In general, we can only recommend short-term disability insurance if offered by your employer either for free or at a low cost. Private short-term disability insurance is most likely not worth your money; itâs often just as expensive as long-term disability despite having a shorter coverage period.
A typical short-term disability insurance policy provides you with 60 percent of your pre-disability base salary, according to America's Health Insurance Plans, a trade group. The National Association of Insurance Commissioners estimates that these benefits generally last between three and six months.auses of short-term disability insurance claims. Here are the top reasons for short-term disability claims, according to an examination by disability insurer Unum of 2012 claims made by its customers.