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A: You do not need to apply For A Parent Plus Loan With A Co-Signer anymore as no financial intermediary or other private lender offers Parent Plus Student Loans. The only lender offering these loans is the federal financial aid office and applicants do not need a co-signer in case of federal loan.
To receive a Direct PLUS Loan, you (or your child, if you are a parent PLUS borrower) must complete the FAFSA Â® form. The school's financial aid office will provide instructions about their process for requesting a Direct PLUS Loan. Many schools require that you request a Direct PLUS Loan at StudentLoans.gov. The request form has a list of schools that participate in the Direct PLUS Loan Program; if you select your (or your childâs) school from the list, the site will notify you if your school does not use the StudentLoans.gov process.