Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
Generally, grace periods are 30 days, although this period is governed by state laws. However, insurers will stop accepting claims a few weeks after your premium is due. When you pay your premium, they unlock (claim) payments, says Matt Tassey, past chairman of the Life and Health Insurance Foundation for Education.