Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
One definition of the term grace period applies to your monthly mortgage payment due date. You have a number of days beyond that date to remit your payment before late fees apply. Depending on the type of mortgage, paying within a certain period can also reduce interest accrual.