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Since March 1962, the debt ceiling has been raised 74 times, according to the Congressional Research Service. Ten of those times have occurred since 2001. Expect more of the same over the next decade.
More On Revolving Debt. Revolving debt consits of open-ended accounts, usually with variable interest rates, pre-determined credit limits and payments that are calculated as a percentage of the unpaid balance. Credit cards, home equity lines of credit (HELOC) and personal lines of credit are all examples of revolving debt.