A red tide is a common term used for a harmful algal bloom. Harmful algal blooms, or HABs, occur nearly every summer along the nation's coasts. Often, the blooms turn the water a deep red.Harmful algal blooms, or HABs, occur when colonies of algaeâsimple plants that live in the sea and freshwaterâgrow out of control while producing toxic or harmful effects on people, fish, shellfish, marine mammals, and birds.The human illnesses caused by HABs, though rare, can be debilitating or even fatal.armful algal blooms, or HABs, occur when colonies of algaeâsimple plants that live in the sea and freshwaterâgrow out of control while producing toxic or harmful effects on people, fish, shellfish, marine mammals, and birds. The human illnesses caused by HABs, though rare, can be debilitating or even fatal.
Medicare Advantage plans provide a managed health care plan (typically a health maintenance organization (HMO) but also often a preferred provider organization (PPO) or another type of managed care arrangement) that is paid based on a monthly capitated fee.
Most Medicare Advantage plans (sometimes referred to as Part C) include the Part D prescription drug benefit plan, and are known as a Medicare Advantage Prescription Drug plan or MAPD..n contrast, Medicare Advantage is offered by commercial insurance companies, who receive compensation from the federal government, to provide all Part A and B benefits to enrollees, but do not process claims through the CMS.