Drink iced water. Your body burns up calories heating up the water to body temperature. By drinking 8 glasses a day, you should burn around 70 calories. Eat Spicy Food. Some research shows that Spices, especially chilli, can raise the metabolic rate by 5 - 8 per cent for as long as three hours after you've eaten.
If your birthday is December 15 th and you are already over age 62, your first payment should arrive on the third Wednesday of the month following the month in which you apply. (If you're already on Social Security, or receive both Social Security and Supplemental Security Income (SSI) payments, you may receive them on a different date.)
As you know, Social Security has an earnings penalty, which governs how much money you can make while at the same time receiving benefits. Exceed an annual cap (it's currently $14,160 a year) and you'll lose part or even all of your benefit. However, the penalty applies only to people between 62 and full retirement age. If you decide to wait until 66, you should apply to Social Security three months before your birthday. You can apply online, by phone (1-800-772-1213) or by going to a local Social Security office (call ahead for an appointment).