Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more.
Where as President Barack Obama meanwhile is reported to have an IQ of 130, which just beats out former President George W Bush, whose IQ was 125. However, both fall short of former President Bill Clinton whose IQ is reportedly 137. On a side note, Hillary Clinton tops all of them, with an IQ of 140.
An IQ score of 117 is considered to be in the high average range of intelligence. It is approximately the same as a percentile score of 87 (the 87th percentile). That means (sorta) that if you placed 100 people in a row your score was higher than 87 other peoples score and 13 people scored higher than you.