Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more.
Where as President Barack Obama meanwhile is reported to have an IQ of 130, which just beats out former President George W Bush, whose IQ was 125. However, both fall short of former President Bill Clinton whose IQ is reportedly 137. On a side note, Hillary Clinton tops all of them, with an IQ of 140.
In order by presidential term: In order of IQ rating: The six Republican presidents of the past 50 years had an average IQ of 115.5, with President Nixon having the highest at 155. President George W. Bush rated the lowest of all the Republicans with an IQ of 91. The six Democratic presidents of the past 50 years had an average IQ of 156, with President Clinton having the highest IQ, at 182. President Lyndon B. Johnson was rated the lowest of all the Democrats with an IQ of 126. No president other than Carter [D] has released his actual IQ (176).