A rotator cuff tear implies that the tendon is not simply inflamed but is partially or totally disrupted. With impingment, the rotator cuff is being pinched, without necessarily being torn, between the acromion of the shoulder blade and the top of the humerus.
Financial Documents. Keep income and expenses, bills and other financial documents, such as monthly bank statements, for up to a year. However, when archiving financial records for tax purposes, you should keep business and personal financial documents, like receipts, for up to 10 years in case you get audited. Indentification Documents.
My rule: Keep records and tax returns for years that include atypical transactions (sales or donations of property) and irregular income (stock option exercises, trust income, etc.) for six years after the filing date of the return. Keep a 2005 tax return that includes reporting of irregular items until April 2012.ix Years. If you may have under-reported income by 25 percent or more, then you'll need to keep tax returns and all related information for six years.