Azura (ã¢ã¯ã¢ Akua, Aqua in the Japanese version) is a main playable character and the deuteragonist in Fire Emblem Fates. She is a princess of Valla and Nohr, but was captured and held prisoner by Hoshido, similar to the Avatar's situation.
Annual percentage yield (APY) Definition: The effective, or true annual rate of return. The APY is the rate actually earned or paid in one year, taking into account the effect of compounding. The APY is calculated by taking one plus the periodic rate, raising it to the number of periods in a year and then subtracting one. For example, a 1% per month rate has an APY of 12.68% (1.01^12 -1).
In other words, a 5% interest rate with monthly compounding results in an APY of 5.116%. Try changing the compounding frequency and youâll get an idea of how the APY changes. For example, you might show quarterly compounding (4 times per year) or the unfortunate 1 payment per year (which just results in a 5% APY). The APY Formula. If you like doing math the old fashioned way, hereâs how to calculate APY: APY = (1 + r/n ) n â 1 where r is the stated annual interest rate and n is the number of compounding periods per year. Finance people will recognize this as the Effective Annual Rate (EAR) calculation. How to Get the Best APY. APY is higher with more frequent compounding periods.