If you are in this situation where your junior mortgage liens are âunder waterâ you should first consult with your accountant to determine what, if any, tax liability might result in the event the bank(s) suddenly forgive your debt.
Prune your magnolia right after it blooms. Some magnolias bloom in early spring, others in summer. Regardless of type, prune after the main flush of bloom. Some southern magnolia (Magnolia grandiflora) cultivars such as 'Little Gem' bloom all summer. Prune these early in the growing season. Late-summer, autumn, or winter pruning can result in few, if any, flowers the following year.
Evergreen magnolias such as southern magnolia, Magnolia grandiflora and sweetbay magnolia, Magnolia virginiana are best planted in early spring. Deciduous magnolias can be planted in autumn or early spring. Autumn is the better time to plant in the south, while northern gardeners should opt for spring planting.