A patient controlled analgesia (PCA) is a generic term which refers to a method allowing a. person in pain to deliver their own pain relief. The PCA is used for the more continuous. control of moderate to severe pain, where oral or intermittent analgesia would be less. effective. The intravenous route is referred to as PCIA in this document, as opposed to the. epidural route, referred to as patient controlled epidural analgesia (PCEA).
Life insurance pays a death benefit to the stated beneficiary at the death of the insured. When the insured dies, the beneficiary of the policy files an insurance claim.ife Income. 1  Example: $100,000 death benefit-beneficiary (a 54-year-old male) elects the life income option. 2  Based on his life expectancy, the insurance company promises to pay the beneficiary $6,250 per year for life.
When there is a named beneficiary on a life insurance policy, the death benefits. are paid directly to the beneficiary without interference from the insured's creditors. All of these statements correctly describe an aleatory contract EXCEPT. Only one party makes any kind of legally enforceable promise. A life insurance company just paid a $100,000 death benefit to a beneficiary. When the insured died, the cash value was $15,000 and the total premiums-paid equaled $10,000. How much of the proceeds will be added to the beneficiary's gross income for federal income tax purposes?