If you are in this situation where your junior mortgage liens are âunder waterâ you should first consult with your accountant to determine what, if any, tax liability might result in the event the bank(s) suddenly forgive your debt.
Prune your magnolia right after it blooms. Some magnolias bloom in early spring, others in summer. Regardless of type, prune after the main flush of bloom. Some southern magnolia (Magnolia grandiflora) cultivars such as 'Little Gem' bloom all summer. Prune these early in the growing season. Late-summer, autumn, or winter pruning can result in few, if any, flowers the following year.
Once temperatures warm, clear away dead leaves and flower blooms to examine stems and branches for deeper damage like frost cracks. Prune away any damaged or dead wood. Apply a light fertilizer and mulch, which will help the tree recover and prevent frost from reaching the magnolia's roots in the future.old-Hardy Varieties. The best way to avoid or minimize cold temperature damage to magnolia trees is to plant cold-hardy varieties. For example, Star magnolia is well known for its resistance to winter cold and grows well in USDA zones 4 through 8.