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About 45 days after the meeting of creditors, a confirmation hearing is held by the bankruptcy judge. The exact date of the confirmation hearing will differ, according to state law. During the hearing, the judge will review the repayment plan to determine if the plan is feasible.
Creditors have 60 days from the Meeting of Creditors to object to the debtor receiving a discharge. In a âno asset caseâ, the Bankruptcy Court in San Diego where I practice will usually enter the discharge and close the case within a week of the expiration for creditor objections. Courts in other parts of the country may take a little longer, but nearly all of my Chapter 7 bankruptcy cases are over in 90 to 120 days. Once the trustee concludes the Meeting of Creditors and you have completed the other steps outlined above, you are on cruise control and just waiting for discharge.