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Since March 1962, the debt ceiling has been raised 74 times, according to the Congressional Research Service. Ten of those times have occurred since 2001. Expect more of the same over the next decade.
You balance will almost max out, so the credit card company will increase your limit. Once, your debt ratio gets bad, the credit card company will raise your interest rate to 30%, even if you pay on time. At this point your credit card issuer(s) will make hundreds off you every month. This is how they make thier money.he 15-month 0% APR period will take you into 2016 with zero interest payments, and it's a great card to help you manage any credit card debt you may currently have or to make large purchases now that you don't want to pay off until next year.