Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more.
Where as President Barack Obama meanwhile is reported to have an IQ of 130, which just beats out former President George W Bush, whose IQ was 125. However, both fall short of former President Bill Clinton whose IQ is reportedly 137. On a side note, Hillary Clinton tops all of them, with an IQ of 140.
An IQ score of 115 means performance one standard deviation above the median, a score of 85 performance one standard deviation below the median, and so on. Lewis Terman and other early developers of IQ tests noticed that most child IQ scores come out to approximately the same number by either procedure.Q classification is the practice by IQ test publishers of labeling IQ score ranges with (somewhat subjective) category names such as superior or average. There are several publishers of tests of cognitive abilities.