Primary Identification. All documents must have full name and date of birth. U.S. photo driver license or photo ID card, License from another country. May also include photo learner permits. U.S. Department of State Driverâs License also acceptable.
It generally takes 30 to 60 days to complete the process of closing your home loan, starting from the moment a seller accepts your offer to purchase and ending with a final one-hour meeting. Look at your offer to purchase as a first indication of how long you can expect this process to take.
How long it takes to find the home depends on your market inventory and your personal preference. The average client of mine finds a home in as little as one week to 4 weeks. From that period when we find the home and go under contract you are looking at another 30 to 45 days to close in most cases.Depending on your personal circumstances I would definitely give yourself some buffer room.ost are taking closer to the 45 days right now. As a first time Buyer, I would choose a Lender first, find out what you qualify for, and then start searching about 2 1/2 - 3 months before you want to be in your new home.