A patient controlled analgesia (PCA) is a generic term which refers to a method allowing a. person in pain to deliver their own pain relief. The PCA is used for the more continuous. control of moderate to severe pain, where oral or intermittent analgesia would be less. effective. The intravenous route is referred to as PCIA in this document, as opposed to the. epidural route, referred to as patient controlled epidural analgesia (PCEA).
Life insurance pays a death benefit to the stated beneficiary at the death of the insured. When the insured dies, the beneficiary of the policy files an insurance claim.ife Income. 1  Example: $100,000 death benefit-beneficiary (a 54-year-old male) elects the life income option. 2  Based on his life expectancy, the insurance company promises to pay the beneficiary $6,250 per year for life.
Many professionals in the industry feel that the best or safest approach is to name a primary beneficiary and a contingent beneficiary on a life insurance policy. Revocable and Irrevocable Life Insurance Beneficiaries. There are two classes of beneficiaries known as revocable and irrevocable beneficiaries. 1  Revocable beneficiaries: The owner of the life insurance policy has the right to change the beneficiary designation at any time without the consent of the previously named beneficiary. Irrevocable beneficiaries: The owner of the life insurance policy cannot change the designation of the beneficiary without the consent of the original beneficiary.