Moment tracks how many minutes you spend on your phone each day, along with how many times you unlock it. You can set your own limit on phone usage, and the $4.99 iPhone app will send you a notification when you've reached the threshold.e estimated he was spending 45 or 55 minutes a day on his phone, and his fiancee thought her use was around 60 minutes. They both ended up clocking in around double those numbers, he said. âThereâs a perception when youâre using your phone that time goes by fairly quickly,â he said.
The VA loan allows veterans 103.3 percent financing without private mortgage insurance (PMI) or a 20 percent second mortgage and up to $6,000 for energy efficient improvements. A VA funding fee of 0 to 3.3% of the loan amount is paid to the VA; this fee may also be financed and some may qualify for an exemption.
Mortgage rates for VA on Lender411 for 30-year fixed-rate mortgages are at 4.06%. That remained constant at 4.06%.The 15-year fixed rates are now at 3.14%. The 5/1 ARM mortgage for VA is now at 0.00%.hat remained constant at 4.06%. The 15-year fixed rates are now at 3.14%. The 5/1 ARM mortgage for VA is now at 0.00%.