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Here's how we structured the different deals: Leasing: The average midsize car lease is based on a car that sells for $24,775 with drive-off fees of $1,154. This results in a $294 monthly payment for three years. Buying New: When buying the same car, the average down payment on a five-year loan is $4,104. The average interest rate is 1.64 percent, resulting in a monthly payment of $400. Buying Used: The average price of a similar 3-year-old midsize sedan is $15,688. The average interest rate is much higher: 6.04 percent.
Also choose whether 'Length of Lease' is years or months. The average miles you can drive your leased car each year without paying excess mileage charges at the end of the lease. Typical values are 10,000, 12,000 or 15,000 miles and you should be able to find this in your lease agreement.The amount, per mile, you will pay at lease end if you have exceeded your allowed miles.Excess mileage charges are typically in the range of $0.10 - $0.25 per mile.ypical values are 10,000, 12,000 or 15,000 miles and you should be able to find this in your lease agreement. The amount, per mile, you will pay at lease end if you have exceeded your allowed miles. Excess mileage charges are typically in the range of $0.10 - $0.25 per mile.