Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
Both types of policies have a high claims rate, and the insurance company is still liable for claims made during the late payment period. Because of this liability, insurance companies generally give very short grace periods to homeowners, limiting the late period to between 10 and 15 days.