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A: You do not need to apply For A Parent Plus Loan With A Co-Signer anymore as no financial intermediary or other private lender offers Parent Plus Student Loans. The only lender offering these loans is the federal financial aid office and applicants do not need a co-signer in case of federal loan.
Critics decry the ease with which parents obtain big loans that have high interest rates, no annual borrowing limits and fewer protections than federal loans for students have. Before you sign the dotted line on your own PLUS loan, hereâs everything you need to know. Direct Parent Loans for Undergraduate Students (PLUS), often referred to as Parent PLUS Loans, help families pay for college costs that are not covered by other financial aid, such as loans, scholarships or grants. To acquire a PLUS loan, you must fill out the Free Application for Federal Student Aid (FAFSA).