Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more.
Where as President Barack Obama meanwhile is reported to have an IQ of 130, which just beats out former President George W Bush, whose IQ was 125. However, both fall short of former President Bill Clinton whose IQ is reportedly 137. On a side note, Hillary Clinton tops all of them, with an IQ of 140.
IQ bell curve. Standardized IQ tests are designed so that the exact average (mean) IQ score in the general population is 100. An âaverage IQ scoreâ or ânormal IQ scoreâ can be defined as a score between 85 and 115. 68% of people score between 85 and 115. The Mensa qualifying IQ score is a score that puts you in the top 2% of the population in a bell curve like this one.