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The higher your credit score, the lower the interest rate on the mortgage. Borrowers with high credit scores tend to get lower interest rates on mortgages than borrowers with low credit scores. A credit score of 740 or higher qualifies for the best interest rates from most lenders.
Credit Scores. Auto lenders and lessors examine your credit scores when determining the interest rate on your loan or lease. Your credit score ranges from 300 to 850. Having a higher credit score qualifies you for a lower interest rate -- which translates to a lower monthly payment.Typically, a score of 700 or higher indicates to the lender that you deserve their best rates.If your score is above 680, but below 700, your rate may rise a little, around 1 to 2 percent higher than the best rate.aving a higher credit score qualifies you for a lower interest rate -- which translates to a lower monthly payment. Typically, a score of 700 or higher indicates to the lender that you deserve their best rates.