Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more.
Where as President Barack Obama meanwhile is reported to have an IQ of 130, which just beats out former President George W Bush, whose IQ was 125. However, both fall short of former President Bill Clinton whose IQ is reportedly 137. On a side note, Hillary Clinton tops all of them, with an IQ of 140.
Barack Obama's IQ is ~116. An IQ guy attempts to work it out : [T]hese are the facts concerning Obama's LSAT score while attending Law School at Harvard University. We do not know his actual LSAT score; however, after much research, we found that the average LSAT score for all Harvard students is 171. The percentile rank for an LSAT score of 171 at Harvard is 98.8%.MENSA will accept LSAT scores as a means of qualifying for MENSA membership.