Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
Other loans, such as the Federal Direct PLUS loan, have no grace period. If you are a recipient of such a loan, you must begin paying it back on the day that the last part of the loan is disbursed to you. However, it may be in your interests to start making payments on your loan even during the grace period.