Primary Identification. All documents must have full name and date of birth. U.S. photo driver license or photo ID card, License from another country. May also include photo learner permits. U.S. Department of State Driverâs License also acceptable.
It generally takes 30 to 60 days to complete the process of closing your home loan, starting from the moment a seller accepts your offer to purchase and ending with a final one-hour meeting. Look at your offer to purchase as a first indication of how long you can expect this process to take.
Keep in mind that average closing costs total $5,435 for a $200,000 mortgage on a single-family home purchased with a 20% down payment. HEREâS ONE more reason why itâs so ridiculously expensive to live in New York: We have the highest mortgage closing costs in the country.or the third year in a row, New York State leads the way in fees associated with getting a home loan, according to a new survey from Bankrate.com. The average closing cost here is a whopping $5,435 for a $200,000 mortgage on a single-family home purchased with a 20% down payment.