See if you can sue for emotional distress as a third party. In some states, you can sue for emotional distress as a third party. For example, you might have a case if your child or someone close to you was physically harmed in an incident.This incident must have occurred right in front of you.ee if you can sue for emotional distress as a third party. In some states, you can sue for emotional distress as a third party. For example, you might have a case if your child or someone close to you was physically harmed in an incident.
3 Reasons Responsible People Have Bad Credit Scores. Credit scores play a big role in our financial lives. Having a good score means that you can get the best interest rates on mortgages, auto loans and even when refinancing student loans. A good score can help you obtain cheaper auto insurance. To get good deals, you typically want to have a score above 700.
1 Never having a credit card â You wouldnât think this would negatively affect your score, but having a credit card (and paying it off on time) is one of the fastest ways to build credit. 2  Therefore, conversely, not having a credit card means that you havenât probably done much to build your credit. Any late payment can negatively affect your credit score because theyâre all reported, and it shows that you are unreliable, forgetful, or living paycheck to paycheck. 2  All of that spells âbad investment, run awayâ to credit companies and other lenders. 3  Itâs not fair, but themâs the breaks. 4  Have no fear, though.