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The VA Funding Fee ranges from 2.15% to 3.3% of the loan amount on purchases and .5% to 3.3% of the loan amount on refinances. The following table breaks down how the VA Funding Fee is determined.
Funding Fee. The VA funding fee is one of the VA home loan fees charged on almost every VA mortgage. The exception is for VA loans issued to VA eligible borrowers determined to be disabled as a result of a service-related disability. The funding fee goes to finance the VA loan guarantee to VA lenders.