Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
The grace period for your homeowners policy will be listed in the policy. If you cannot find where the period is specified, contact your insurance company and ask them. If you discover that you will not able to make a scheduled premium on time, talk to your insurance company and ask them if you can extend the period.