See if you can sue for emotional distress as a third party. In some states, you can sue for emotional distress as a third party. For example, you might have a case if your child or someone close to you was physically harmed in an incident.This incident must have occurred right in front of you.ee if you can sue for emotional distress as a third party. In some states, you can sue for emotional distress as a third party. For example, you might have a case if your child or someone close to you was physically harmed in an incident.
3 Reasons Responsible People Have Bad Credit Scores. Credit scores play a big role in our financial lives. Having a good score means that you can get the best interest rates on mortgages, auto loans and even when refinancing student loans. A good score can help you obtain cheaper auto insurance. To get good deals, you typically want to have a score above 700.
1. Pull Your Credit Reports. You probably know that bankruptcy is really, really bad for your credit. In fact, according to a FICO study, someone with an average credit score (around 680) could see their number plummet up to 150 points. Plus, bankruptcy can stay on your credit report for some time â up to 10 years from the filing date, though most Chapter 13 filings drop off after seven years. However, you wonât necessarily be stuck with subprime credit for that entire timeframe.