Primary Identification. All documents must have full name and date of birth. U.S. photo driver license or photo ID card, License from another country. May also include photo learner permits. U.S. Department of State Driverâs License also acceptable.
It generally takes 30 to 60 days to complete the process of closing your home loan, starting from the moment a seller accepts your offer to purchase and ending with a final one-hour meeting. Look at your offer to purchase as a first indication of how long you can expect this process to take.
A notice of sale is published in a general circulation newspaper once a week for at least 4 weeks prior to the sale. The foreclosure process in New York currently takes about 445 days (15 months) from the date of the first missed payment to the sale of the home.Foreclosure sales in New York are by public auction, usually at a county courthouse.The home is sold to the highest bidder and anyone, including the lender, may bid.f your mortgage is for a home you live in, the lender or loan servicer must send you a pre-foreclosure notice at least 90 days before commencing foreclosure. This 90-day window gives you the opportunity to try to work with your lender to find an alternative to foreclosure.