A patient controlled analgesia (PCA) is a generic term which refers to a method allowing a. person in pain to deliver their own pain relief. The PCA is used for the more continuous. control of moderate to severe pain, where oral or intermittent analgesia would be less. effective. The intravenous route is referred to as PCIA in this document, as opposed to the. epidural route, referred to as patient controlled epidural analgesia (PCEA).
Life insurance pays a death benefit to the stated beneficiary at the death of the insured. When the insured dies, the beneficiary of the policy files an insurance claim.ife Income. 1  Example: $100,000 death benefit-beneficiary (a 54-year-old male) elects the life income option. 2  Based on his life expectancy, the insurance company promises to pay the beneficiary $6,250 per year for life.
Insurance companies must pay the proceeds of the life insurance policy to the beneficiary within two months of receiving proof of death and verifying the beneficiary. For an individual life policy, the company must also pay interest on a death benefit from the time the company receives the proof of loss statement to the time the company accepts the claim and offers to pay the death benefit.