Tell Siri what you'd like to do. Speak into your iPhone 4S with a command like, Remind me to buy milk, bread, and eggs today at 4 p.m. or you can say something like, Remember to thank John for the present.. Glance at your iPhone 4S screen to review your reminder. Or listen to Siri's confirmation.
Effective Interest Method. The effective interest method is a technique for calculating the actual interest rate in a period based on the amount of a financial instrument's book value at the beginning of the accounting period.
The effective interest rate has nothing to do with the interest rates used to project the cash flow, only those used to discount the cash flow. In these examples, note that how one gets $X or $Y is not taken into account in calculating the Funding Target or the effective interest rate. I hope this helps.