Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
For term insurance: Most insurance companies have what is known as a grace period. This allows someone to get behind 30 days and the policy moves into grace. Grace means that if you die during that period, your family will still be given the death proceeds (although they will reduce the proceeds by the premium due).