Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
The mortgage grace period is the period of time during which a loan payment may be made after its due date without incurring a late penalty. The grace period on mortgage payments is specified as part of the terms of the loan in the Note. It typically will start the day after the official mortgage due date and run for one or two weeks. Payment grace periods apply only to mortgages on which interest is calculated monthly. Simple interest mortgages do not have a grace period because interest accrues daily.