Niven is an uncommonly occurring given name for males but a very prominent surname for both adults and children (#19272 out of 150436, Top 13%). (2000 U.S. Census). Shown below is the baby name popularity of Niven for boys. Niven has yet to make it into the list so far.
Definition: An Insurance Grace Period is the amount of time the insurance company allows for payment to be received for an insurance policy after the due date while still maintaining your insurance coverage in effect.
All term life insurance policies have a grace period for making your premium payment. Most grace period lengths are 30 days. As long as you make the payment and the insurance company receives and processes your payment within that grace period your policy will not lapse.