If your Missouri driver or nondriver license or instruction permit is expired more than 6 months (184 days), you do not qualify for this exemption. The exemption also does not pertain to those obtaining a new instruction permit, driver license, or nondriver license.
One of the FHAâs primary criteria is whether or not youâve owned a home. If youâve never owned a home, youâre considered a first-time homebuyer. But you are allowed to be a previous homeowner and still qualify as a first-time homebuyer. According to the FHA, you can do so if you have not been an owner in a primary residence for at least three years leading up to your purchase.
First-time home buyer guide. If youâre a first-time buyer wondering what you need to buy a house or flat, youâve come to the right place. This guide takes you through the process of buying your first home, including saving your deposit and applying for a mortgage. How much deposit do I need to buy a house? Make sure you can afford your monthly repayments