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A: You do not need to apply For A Parent Plus Loan With A Co-Signer anymore as no financial intermediary or other private lender offers Parent Plus Student Loans. The only lender offering these loans is the federal financial aid office and applicants do not need a co-signer in case of federal loan.
Borrowers with adverse credit histories, who qualify for a PLUS loan due to extenuating circumstances or by obtaining an endorser, will be required to complete PLUS loan counseling. If a Parent PLUS Loan is denied. The parent may contact the Direct Loan servicer to either appeal the decision or investigate the option of securing an endorser. If the parent does not appeal the credit decision or secure an endorser, the Office of Student Financial Aid will note the denial on the student record.