If you are in this situation where your junior mortgage liens are âunder waterâ you should first consult with your accountant to determine what, if any, tax liability might result in the event the bank(s) suddenly forgive your debt.
Prune your magnolia right after it blooms. Some magnolias bloom in early spring, others in summer. Regardless of type, prune after the main flush of bloom. Some southern magnolia (Magnolia grandiflora) cultivars such as 'Little Gem' bloom all summer. Prune these early in the growing season. Late-summer, autumn, or winter pruning can result in few, if any, flowers the following year.
Step 4 - Germinate. A good time to germinate is early spring. Plant the magnolia seeds in a seed tray covered with Â½-inch of compost soil. Dampen the soil by misting it with water, then cover with plastic wrap and set in a warm place like above the refrigerator. Seedlings should appear in four to six weeks but may take much longer.