Primary Identification. All documents must have full name and date of birth. U.S. photo driver license or photo ID card, License from another country. May also include photo learner permits. U.S. Department of State Driverâs License also acceptable.
It generally takes 30 to 60 days to complete the process of closing your home loan, starting from the moment a seller accepts your offer to purchase and ending with a final one-hour meeting. Look at your offer to purchase as a first indication of how long you can expect this process to take.
Most closings take place 60 to 90 days after the contract is signed, although brokers say 90 days is more the norm. The closings themselves tend to wrap up within two to three hours. They involve plenty of paperwork and a lot of signatures, a roomful of lawyers (at least in New York) and many checks changing hands.