For current global climate change, see Global warming. Climate change means the difference in the Earth's global climate or in regional climates over time. It describes changes in the state of the atmosphere over time scales ranging from decades to millions of years.
By Investopedia AAA |. A: Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and 9 months, and you can expect to receive your first payment four months later, the month after your birthday. However, benefit payments come after each full month of eligibility.
If you do not live in the U.S. or one of its territories you can also-Contact the nearest U.S. Social Security office, U.S. Embassy or consulate. Reminders: 1  You must be at least 61 years and 9 months old to apply for retirement benefits. 2  If you are already age 62, you may be able to start your benefits in the month you apply. 3  You should apply for benefits no more than four months before the date you want your benefits to start.