1 Place a few drops at the bottom of your tub or shower before bathing or showering. 2  This will produce a Peppermint aromatherapy steam to deliver some headache pain relief. 3  Rub a couple drops of Peppermint on your temples and back of head to address the headache or migraine directly.
Interest is the cost of borrowing money. An interest rate is the cost stated as a percent of the amount borrowed per period of time, usually one year. The prevailing market rate is composed of: The Real Rate of Interest that compensates lenders for postponing their own spending during the term of the loan.
In this example, the annual interest payment is $40 (0.04 Ã 1,000). But the semiannual payment is $20 ($40 Ã· 2). Furthermore, since the interest is paid twice per year, we must also adjust the market rate of interest and number of periods to a semiannual basis. The market interest rate is 4.0% a year, which is 2.0% (4.0% Ã· 2) per six-month period. Since there are 15.5 years to maturity, there are 31 (15.5 Ã 2) six-month periods to maturity. Cell C9 contains the payment frequency.