Rating Newest Oldest. Best Answer: Well it depends. Sometimes a Midwife will deliver the baby, an OB/GYN, or if the doctor (The OB/GYN) isn't available or doesn't arrive in time a nurse will do the delivery. I'm sure what you're thinking about is one of the first two.
Generally speaking, a preapproval letter is valid up to 90 days. Such letters can be valuable in a real estate transaction, as they indicate that the lender would probably approve your loan application, assuming your financial situation doesn't change for the worse during the three-month period.
Your credit score and debt to income ratio are often used as quick qualifying measures. If you meet these requirements, you may be pre-approved for a loan up to a maximum amount. Your pre-approval will be good for a set period, usually 90 days.You will still be required to produce further documentation before the pre-approval becomes an approval for a loan.nce you have been pre-approved and received a pre-approval letter, then you can start shopping for a home that is not more expensive than the maximum amount for which you were approved. Also, presenting a pre-approval letter to your prospective seller will indicate that you are a serious buyer.