You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Use a brush to gently remove dust and dirt. Choose a specialized tool or an old vegetable brush or toothbrush. For maximum thoroughness, remove laces prior to cleaning. Add running water and a specialized boot cleaner, saddle soap or, if no other options exist, a mild dishwashing soap.