You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
The Saddle Soap is used to clean all smooth leather shoes while restoring the leather's natural oils. The Leather Lotion is formulated to maintain beauty and protect the surface of fine leather goods. Both can be used on the Neumok style.
1 The body brush is generally the last brush used on the horse.  Grooming rag or towel, also called a Stable rubber: A linen or terrycloth towel or similar type of cloth, or sheepskin mitt, can be used to give a final polish to a horse's coat and is also used after riding to help remove sweat.