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Best Answer: Social Security benefits are normally considered judgment proof. Which means they can not be garnished (taken) You can still sue them but if the person who owes you money only receives income from social security then you can not collect from them. The lawsuit will remain on record however and if social security benefits stop and/or there is another source of income.
Disability income insurance may be right for you ifâ¦. 1  You depend on your income to support your lifestyle. 2  You canât afford to be out of work for an extended period. 3  You donât have other sources of income available.