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A: How much someone has to earn before being required to file a federal tax return depends on age and filing status, according to the IRS. For most taxpayers with a single filing status under 65 at the end of 2014, gross income must be at least $10,150. Continue Reading
Some will allow you to contribute up to a certain percentage of your before tax income, tax law limits the amount you may contribute each year. If you are over 50 you can make catch-up contributions. These are extra amounts over and above you are before tax contribution limit. Currently the maximum amount before tax you can contribute is $15,500 and catch up contribution limits are $5,000.