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Depending on what is covered, particularly if you are buying a condo, the fee could be nearly as high as your mortgage payment.. Bilgi says potential buyers need to carefully study what the HOA fee includes and compare that to what they would pay for similar services outside of an HOA.
It's a trade off, and for many people it's one that is well worth the regular HOA fees. Still, before you commit to the purchase of a condo or townhouse in a managed development it's important to understand how HOA fees are calculated, and what you should expect to get in return for your money.