Most factors of economic policy can be divided into either fiscal policy, which deals with government actions regarding taxation and spending, or monetary policy, which deals with central banking actions regarding the money supply and interest rates.
There are many different manners for heat to be applied to the lower back. Some common options include: 1  Hot water bottle-tends to stay warm for 20 to 30 minutes. 2  Electric heating pad-maintains a constant level of heat as long as it is plugged in.
The neck heating pad offers therapy to the neck, upper back and top of the shoulders. The treatment is 30 minutes and both models have a timer to automatically shut off after 30 minutes. However, with a simple press of a button, you can continue the infrared neck therapy for extended treatment.