You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
All of our soaps contain natural plant based oils such as olive oil, rice bran oil, coconut oil, palm oils, and shea butter. Udder Delight's soaps are very moisturizing and won't leave your skin feeling tight & dry. The more you use our natural goat milk soaps the softer your skin will become over time.