For current global climate change, see Global warming. Climate change means the difference in the Earth's global climate or in regional climates over time. It describes changes in the state of the atmosphere over time scales ranging from decades to millions of years.
By Investopedia AAA |. A: Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and 9 months, and you can expect to receive your first payment four months later, the month after your birthday. However, benefit payments come after each full month of eligibility.
1 If you are only a few months from turning 65, you don't need to wait until the exact date of your 65th birthday to apply for Medicare. 2  Your initial enrollment period begins three months before you turn 65, so you can apply up to three months before your birthday.f You Currently Receive Social Security Benefits. Wait for your automatic enrollment. If you are 65 and already receiving Social Security benefits, your application process is easy--you don't need to do anything and you will be automatically enrolled in Medicare.