The pause may be used. 1  at the end of a short sentence. e.g: I am hungryâ. 2  at the end of a phrase. e.g: In spite of his being poorâ ... 3  at the end of a clause. e.g: Unless you do your homeworkâ ...
The effective annual interest rate is a way of restating the annual interest rate so that it takes into account the effects of compounding.
Term Definition. Utilization rate is the percentage of time a person spends doing billable work. The utilization rate is not the billing rate. Billable hours are the number of working hours you can charge to your client, while the utilization rate is the percentage of total working hours that can be billed.