You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
The Saddle Soap is used to clean all smooth leather shoes while restoring the leather's natural oils. The Leather Lotion is formulated to maintain beauty and protect the surface of fine leather goods. Both can be used on the Neumok style.
1 Wipe off excess oil with another clean, soft cloth. 2  Seal the tack. 3  Use a good glycerin saddle soap, such as a spray-on variety, to seal the tack. 4  Spray the saddle soap on a clean, slightly damp cloth and rub it into the pores of the leather to seal them.