By: Robert Lee Brewer |. The haibun is the combination of two poems: a prose poem and haiku. The form was popularized by the 17th century Japanese poet Matsuo Basho.
Unfortunately, your insurance may not be as helpful as you'd expect. Many dental insurance plans have very low annual maximums of around $1,000 (this will vary by plan and by provider, of course). This means that once your dental bills exceed $1,000 in any given year, you're stuck paying the rest of the bills in full.
Dental insurance only covers you up to a specific limit. Typically that limit is $1,000-$1,500 annually. When your reimbursable dental costs go over that limit, you are responsible for paying your dental care costs for the rest of the year. The policy caps on dental insurance have remained the same for the past forty years. Meanwhile, expenditures for dental services continue to rise, at an average rate of 5.5 percent annually. Given that the average cost for a crown is $750-1200, and the cost of a single implant starts at $1500, you can exhaust your annual dental allowance fairly quickly. That said, according to the National Dental Insurance, only 2% to 4% of Americans use their yearly maximum dental insurance allowance.