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2. You or your Insurance Coordinator must submit your insurance forms to EGID no later than 30 days prior to your retirement date. 3. If you retain health insurance with EGID and your premium is greater than $105 dollars per month, the difference can be deducted from your OPERS monthly retirement benefit. To do so, complete Part 6 of the OPERS Retirement Notice & Application.
In addition, a study in the New England Journal of Medicine determined that healthcare costs for smokers can be 40% higher than for non-smokers. A report by The Department of Health and Human Services puts the average cost of healthcare per person at $8,000 and the cost for a smoker $11,200, or an additional $3,200.