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Depending on what is covered, particularly if you are buying a condo, the fee could be nearly as high as your mortgage payment.. Bilgi says potential buyers need to carefully study what the HOA fee includes and compare that to what they would pay for similar services outside of an HOA.
From what I have found in the Tampa area, HOA dues can run anywhere between $95-$800 per year. Some neighborhoods also have CDD fees in addition to the HOA. It is the CDD fees that really get expensive. The HOA dues for the home we own in Texas run $240 a year. HOA's have strict rules which can be good and bad.