Rating Newest Oldest. Best Answer: Well it depends. Sometimes a Midwife will deliver the baby, an OB/GYN, or if the doctor (The OB/GYN) isn't available or doesn't arrive in time a nurse will do the delivery. I'm sure what you're thinking about is one of the first two.
Generally speaking, a preapproval letter is valid up to 90 days. Such letters can be valuable in a real estate transaction, as they indicate that the lender would probably approve your loan application, assuming your financial situation doesn't change for the worse during the three-month period.
August 17, 2016//by. 30 Year Fixed Rate Loan at a Cost of One Point: 3.375%* (APR = 3.59%) Rates edged higher today. We are often asked how long our pre-approval letters remain valid, or if they expire. Our pre-approval letters do not expire as long as all major qualifying factors remain the same. These factors include credit scores, total debt payments, income and cash available for a down payment and closing costs. This is why we send our pre-approval letters out on Word Documents. It allows Realtors to update and edit the letters (to match their offer price) as they see fit. For âtight dealsâ or marginal borrowers, Realtors should check in with us every 60 days at least to ensure no major changes have taken place.