The pause may be used. 1  at the end of a short sentence. e.g: I am hungryâ. 2  at the end of a phrase. e.g: In spite of his being poorâ ... 3  at the end of a clause. e.g: Unless you do your homeworkâ ...
The effective annual interest rate is a way of restating the annual interest rate so that it takes into account the effects of compounding.
Effective rates are the average rate of taxation that applies to our income. To put it mathematically, itâs our total tax liability divided by total income in any given year. If you earned $100,000 in income and paid $18,000 in federal income taxes, your effective rate would be 18% ($18,000 divided by $100,000).o put it mathematically, itâs our total tax liability divided by total income in any given year. If you earned $100,000 in income and paid $18,000 in federal income taxes, your effective rate would be 18% ($18,000 divided by $100,000).