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Depending on what is covered, particularly if you are buying a condo, the fee could be nearly as high as your mortgage payment.. Bilgi says potential buyers need to carefully study what the HOA fee includes and compare that to what they would pay for similar services outside of an HOA.
How are these fees paid by a homeowner? HOA dues are paid directly to a management company either annually, quarterly or monthly. CDD is a non ad-valorem tax that is included in the annual tax bill. How does a homeowner know who to call for what? Anything that has to do directly with your home or its appearance, call the HOA, said Sonny Whyte, Office Manager at the Westchase CDD office. For anything to do with common area maintenance or gates, call the CDD.â. For example, maintenance of the Swim & Tennis Centers falls to the HOA. Medians, neighborhood signs, gates, parks, some gated roads and sidewalks are within the realm of the CDD. Debbie Sainz, LCAM for Westchase Community Association, agrees that many owners are confused about the delineation in tasks for each entity. Lakes and ponds within Westchase are the responsibility of the CDD -- not the HOA, Sainz said. Often residents confuse the two, Sainz said.