You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Use leather cleaner, saddle soap, or another mild leather soap on a damp cloth and rub it softly onto all leather areas. Remove the excess soap with a clean, slightly damp cloth. Use cotton swabs to remove excess soap from the seams.