The pause may be used. 1  at the end of a short sentence. e.g: I am hungryâ. 2  at the end of a phrase. e.g: In spite of his being poorâ ... 3  at the end of a clause. e.g: Unless you do your homeworkâ ...
The effective annual interest rate is a way of restating the annual interest rate so that it takes into account the effects of compounding.
3.50%. Rates effective as of January 21, 2014 and move in accordance with our base rate. The base interest rate will be the greater of the prime rate or 4%. Our Line of Credit is a margin account.