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Best Answer: Social Security benefits are normally considered judgment proof. Which means they can not be garnished (taken) You can still sue them but if the person who owes you money only receives income from social security then you can not collect from them. The lawsuit will remain on record however and if social security benefits stop and/or there is another source of income.
In other words, Social Security disability benefits arenât counted as income for the purposes of determining whether you qualify for Chapter 7 bankruptcy. This can be useful to many fixed-income households as the debt dismissal of Chapter 7 is often a better fit than the monthly payment plans of Chapter 13.n other words, Social Security disability benefits arenât counted as income for the purposes of determining whether you qualify for Chapter 7 bankruptcy. This can be useful to many fixed-income households as the debt dismissal of Chapter 7 is often a better fit than the monthly payment plans of Chapter 13.