The pause may be used. 1  at the end of a short sentence. e.g: I am hungryâ. 2  at the end of a phrase. e.g: In spite of his being poorâ ... 3  at the end of a clause. e.g: Unless you do your homeworkâ ...
The effective annual interest rate is a way of restating the annual interest rate so that it takes into account the effects of compounding.
Effective Federal Funds Rate: Effective Federal Funds Rate is at 0.91%, compared to 0.91% yesterday and 0.37% last year. This is lower than the long term average of 4.90%. Effective Federal Funds Rate Chart.