You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
How can someone clean leather with Murphy Oil Soap? Quick Answer. Murphy Oil Soap is typically used to clean lacquer and oiled wood finish furniture products, but Murphy Oil Soap can be used to clean leather as long as it is first diluted with water so that it is not oversaturated. Another option is to use saddle soap for leather furniture and leather products, but it should also be diluted with water before use.