You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Instead, use cedar trees or stuff some newspaper in them. 1. Once dry, remove dirt with a damp cloth. This also prepares the leather for the soap. 2. Rub a cloth in the saddle soap to create a lather. If you donât have enough water, it wonât lather, and youâll essentially be rubbing soap into your boots.