You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Saddle soap is a mild soap thatâs been around for ages, originally used to clean and condition horse saddles. Beyond the soap, it contains several important leather care ingredients that make it the perfect choice for protecting our boots. Lanolin, a waxy grease, aids in waterproofing and protecting.