To counter that, the VA institutes higher loan limits in costlier counties, basically increasing the amount qualified borrowers can get without having to put money down. So, for example, in San Diego County in California, the VA loan limit for 2015 is $562,350. In Frederick County, Md., the limit is $625,500.
Retiree-only health plans are still subject to COBRAâs requirements, however, because COBRA does not. include a specific exception for such plans, even when they are separate from an active employee plan. Instead, from a COBRA perspective, the key issue is whether there is (a) a group health plan, (b) maintained. by, (c) an employer.
In general, employers who offer FSAs to their employees are required to offer COBRA coverage to qualified. beneficiaries who would otherwise lose their FSA coverage due to a qualifying event, subject to the special. exception described below. Many FSAs qualify for the special exception. FSAs that do not qualify for the special. exception are required to offer COBRA coverage for the maximum coverage period applicable under COBRA. In this. case, individuals electing COBRA coverage must be allowed to re-enroll for FSA coverage for subsequent plan years.