For current global climate change, see Global warming. Climate change means the difference in the Earth's global climate or in regional climates over time. It describes changes in the state of the atmosphere over time scales ranging from decades to millions of years.
By Investopedia AAA |. A: Applications for Social Security benefits can only be processed a maximum of four months before benefits are scheduled to begin. Thus, the earliest you can apply is age 61 and 9 months, and you can expect to receive your first payment four months later, the month after your birthday. However, benefit payments come after each full month of eligibility.
November 19, 2010. Social Security recommends applying for retirement benefits three months before you want them to begin, because processing can take two months or longer. In most cases, you can apply as early as four months in advance. Retirement payments arrive one month after the qualifying month, so you'll receive the deposit for a June start date in July.