Dream Interpretation: Dreaming of a Spider. If an eight-legged creature crawls into your dreams-- try not to cringe. I know spiders are the most common of all phobias, but these magnificent creatures are rooted very deeply in our subconscious minds. This is evident just by looking at how prevalent spiders are in mythology.
Calculating the Maximum Social Security Benefit. The maximum monthly benefit a retiree can earn depends on when he or she retires. For a worker retiring at age 66âthe current age of ânormal retirementââthe maximum monthly benefit is $2,366.
Your Social Security benefits are calculated based on your highest 35 years of earnings or half of your spouseâs benefits -- whichever is higher -- if you retire at full retirement age (currently 66). For a worker retiring at age 66 in 2012, the maximum benefit is currently $2,513 per month. If both you and your spouse earned the maximum amount that counts every year ($110,100 in 2012, but just $16,500 in 1977), you could each receive the maximum monthly benefits. See the Maximum Taxable Earnings table for each yearâs limits. Taking benefits earlier or later can affect the payout amounts.