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Multiply your monthly adjusted income by 0.3. Generally, HUD requires public housing residents to pay rent equal to 30 percent of their monthly adjusted income. If your adjusted monthly income is $1,000, your public housing rent, or Total Tenant Payment, is $300.
Closing Costs. Closing costs are the feeâs the lender will charge for servicing your loan. The closing costs can add up to be 3% or 4% of your home. But if you buy a HUD home these costs can be paid by HUD; if this incentive is offered by HUD and if they are specifically requested, by dollar amount, in the bid offering.ommissionâs are paid to the broker by the seller, and usually in the amount of 6% or 7% of the cost of the home. When you buy a HUD home, the selling agentâs commission is usually paid by HUD.