You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Western saddle pads not only improve your saddle's fit, but they also protect your horse's back from pressure points created by your tack. Help minimize saddle slippage due to sweat from your horse's back with an assortment of dazzling yet reliable saddle pad styles, such as wool pads or gel saddle pads.