Say you have $100,000 in a 401(k). Rolling the money into a Roth IRA may trigger a tax bill of up to $25,000 if youâre in the 25% tax bracket. In that case, itâs a good idea to pay the tax out of your own savings rather than dipping into your tax-advantaged retirement savings.
Microsoft Excel is a spreadsheet program included in the Microsoft Office suite of applications. Spreadsheets present tables of values arranged in rows and columns that can be manipulated mathematically using both basic and complex arithmetic operations and functions.
The key to formulas in Excel is cell references. Cell references tell Excel where to look to find the values it needs to calculate the result of a formula. Cell references can refer to one cell, a range of cells, or even entire columns and rows. Let's take a look. Every cell in an Excel worksheet has a unique address. The address of each cell is defined by it's location on the grid. The address B7 refers to the cell in the seventh row of column B, the address D6 refers to the cell in the sixth row of column D, and so on.