You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
For a new or relatively clean pair, all you will need is a damp cloth. If they're really dirty, put a small amount of saddle soap on a soft shoe polish applicator, dip it in water, and lightly scrub the boots. The saddle soap should foam a bit. Wipe off the soapy water and dry the boots with a clean towel.