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Depending on what is covered, particularly if you are buying a condo, the fee could be nearly as high as your mortgage payment.. Bilgi says potential buyers need to carefully study what the HOA fee includes and compare that to what they would pay for similar services outside of an HOA.
HOA Facts. Each HOA, a volunteer group of neighbors who manage common areas and community property, creates its own covenants, conditions, and restrictions (CC&Rs). These CC&Rs cover: Average annual dues for a homeowners association is $396, according to the U.S. Census Bureau. And thereâs value in the fee. A 2005 study, which appeared in the Cato Instituteâs âRegulationâ magazine, compared a group of Washington, D.C., area HOA properties with similar homes without community benefits â a total of about 12,000 homes.