You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Brush and wipe out your shoes every time you wear them. The more sweat and other debris gets into them, the less soft they will be. Use saddle soap if you want to deep clean your leather shoes, applying as much as necessary to get them clean.. Rub Vaseline or baby oil on the inside rims of your shoes. This part is most likely to cause blisters, since it comes into frequent contact with the sides of your feet. The Vaseline or baby oil will make the shoes softer and much more tolerable to wear, although you do have to apply it often.