You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
1 Wipe off excess oil with another clean, soft cloth. 2  Seal the tack. 3  Use a good glycerin saddle soap, such as a spray-on variety, to seal the tack. 4  Spray the saddle soap on a clean, slightly damp cloth and rub it into the pores of the leather to seal them.