To counter that, the VA institutes higher loan limits in costlier counties, basically increasing the amount qualified borrowers can get without having to put money down. So, for example, in San Diego County in California, the VA loan limit for 2015 is $562,350. In Frederick County, Md., the limit is $625,500.
Retiree-only health plans are still subject to COBRAâs requirements, however, because COBRA does not. include a specific exception for such plans, even when they are separate from an active employee plan. Instead, from a COBRA perspective, the key issue is whether there is (a) a group health plan, (b) maintained. by, (c) an employer.
COBRA does not apply to: 1  Small employer plans (under 20 employees); 2  Certain church and church-related plans; 3  Plans sponsored by the federal government (e.g. federal employee or military personnel plans); 4  Disability income plans;  Life insurance and accidental death and dismemberment 1  plans; Long term care coverage;