Multilateral Development Banks. The Department of Treasury leads the Administration's engagement in the multilateral development banks (MDBs), which include the World Bank, Inter-American Development Bank, Asian Development Bank, the African Development Bank, and the European Bank for Reconstruction and Development.
The USDA does not enforce a credit score minimum, but most USDA lenders are looking for a score of 660 or above. There are options to secure a loan below this score, but it requires additional paperwork and comes with additional requirements.
However, if you need more money, youâll have to qualify for loans with private lenders. That means youâll need debt to income ratios and credit scores that are high enough to borrow more -- and students frequently donât meet those criteria. If you canât get a loan on your own, you may need the help of a co-signer.