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Multiply your monthly adjusted income by 0.3. Generally, HUD requires public housing residents to pay rent equal to 30 percent of their monthly adjusted income. If your adjusted monthly income is $1,000, your public housing rent, or Total Tenant Payment, is $300.
Home Equity Loan â As of September 11, 2016, the fixed Annual Percentage Rate (APR) ranges from 6.64% to 9.74% for 30-year second position home equity installment loan with loan-to-value (LTV) of 70% or less. Higher rates apply for higher LTV, certain property types, low credit score or other loan amount.