1 Place a few drops at the bottom of your tub or shower before bathing or showering. 2  This will produce a Peppermint aromatherapy steam to deliver some headache pain relief. 3  Rub a couple drops of Peppermint on your temples and back of head to address the headache or migraine directly.
Interest is the cost of borrowing money. An interest rate is the cost stated as a percent of the amount borrowed per period of time, usually one year. The prevailing market rate is composed of: The Real Rate of Interest that compensates lenders for postponing their own spending during the term of the loan.
This number is typically monthly, so if a lender says the small business has two years to pay the loan back, the number of periods is 24. For example, a small-business owner obtains a loan for $20,000.He has two years to pay the loan back and the lender provides him with a 6 percent interest rate.Step 2. Calculate the monthly interest rate.Lenders will provide the interest rate for the year, so the rate must be divided by 12 to determine how much of the interest applies on a monthly basis. In our example, 6 percent divided by 12 months equals 0.005.tep 2. Calculate the monthly interest rate. Lenders will provide the interest rate for the year, so the rate must be divided by 12 to determine how much of the interest applies on a monthly basis. In our example, 6 percent divided by 12 months equals 0.005.