To counter that, the VA institutes higher loan limits in costlier counties, basically increasing the amount qualified borrowers can get without having to put money down. So, for example, in San Diego County in California, the VA loan limit for 2015 is $562,350. In Frederick County, Md., the limit is $625,500.
Retiree-only health plans are still subject to COBRAâs requirements, however, because COBRA does not. include a specific exception for such plans, even when they are separate from an active employee plan. Instead, from a COBRA perspective, the key issue is whether there is (a) a group health plan, (b) maintained. by, (c) an employer.
COBRA requires employers subject to the law to allow COBRA-qualified beneficiaries to continue the employer-provided group health coverage in which the beneficiary was enrolled on the day before the beneficiary experienced a COBRA-qualifying event that would cause the beneficiary to lose the group health coverage.