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Depending on what is covered, particularly if you are buying a condo, the fee could be nearly as high as your mortgage payment.. Bilgi says potential buyers need to carefully study what the HOA fee includes and compare that to what they would pay for similar services outside of an HOA.
property tax is based on value. Condo and HOA fees are based on a budget that includes the maintenance of the common grounds, management, utilities and insurance of what the condo assoc or HOA owns and the other items they pay for, such as water, cable, etc.The other items vary per association.ther subdivision charge monthly, but they cover exterior maintenance of the home and yards. HOA fees can be a good thing, if there is coverage for items to make the subdivision more desirable, thereby increasing the likelihood of the sale of your home in the future probable.