To counter that, the VA institutes higher loan limits in costlier counties, basically increasing the amount qualified borrowers can get without having to put money down. So, for example, in San Diego County in California, the VA loan limit for 2015 is $562,350. In Frederick County, Md., the limit is $625,500.
Retiree-only health plans are still subject to COBRAâs requirements, however, because COBRA does not. include a specific exception for such plans, even when they are separate from an active employee plan. Instead, from a COBRA perspective, the key issue is whether there is (a) a group health plan, (b) maintained. by, (c) an employer.
Which plans are definitely NOT subject to COBRA? Plans that do not fall under the health care umbrella are not subject to COBRA. Therefore, COBRA does not apply to employer-paid or voluntary life insurance, disability insurance, long-term care insurance and legal assistance programs. Also, COBRA typically does not apply to the bank account side of Health Savings Accounts (HSAs) because the bank account is in the name of the individual rather than the employer.