You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
How to Make Saddle Soap. Learn how to make saddle soap with this recipe, which will help give your leather goods the care they need to stay supple and clean. Saddle soap helps keep leather goods â such as bags, shoes and saddles â in good condition.