You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Photo: Look inside the boots and you can clearly see the GORE-TEX lining. The GORE-TEX fabric is inside the leather uppers. The leather keeps out some of the water; the GORE-TEX keeps out the rest. Suppose you're in the kitchen on a cold winter's day and you've got pans boiling away on the stove.