To counter that, the VA institutes higher loan limits in costlier counties, basically increasing the amount qualified borrowers can get without having to put money down. So, for example, in San Diego County in California, the VA loan limit for 2015 is $562,350. In Frederick County, Md., the limit is $625,500.
Retiree-only health plans are still subject to COBRAâs requirements, however, because COBRA does not. include a specific exception for such plans, even when they are separate from an active employee plan. Instead, from a COBRA perspective, the key issue is whether there is (a) a group health plan, (b) maintained. by, (c) an employer.
Because of that, only a relatively small share of employees who are eligible for Cobra benefits generally choose to take them. However, if you were laid off between Sept. 1, 2008, and the end of 2009, you might qualify for a federal subsidy that would help you pay to keep workplace health insurance for nine months.