You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Boots can protect a horseâs legs from interference that can lead to abrasions and splints, and are almost always recommended for use during lungeing. Studies have shown that many boots, no matter their purpose, also help absorb some of the shock on impact as a horseâs hoof hits the ground.