Save. Most people probably consider a hot tub a luxury, but it's possible to deduct one on your taxes. And you can potentially continue to take deductions on the hot tub in later years and avoid other state taxes.
The PMI is a composite index of five sub-indicators, which are extracted through surveys to more than 400 purchasing managers from around the country, chosen for their geographic and industry diversification benefits. The five sub-indexes are given a weighting, as follows: Production level (.25)
Mortgage insurance (private mortgage insurance--PMI for short), is insurance that protects a lender in the event that a borrower defaults on a home loan. Mortgage insurance is usually required when the down payment on a home is less than 20 percent of the loan amount.