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AARP is a trusted and established name for discounts, health products and member advantages. In the Individual Health Insurance Market, AARP offers coverage for ages 50-65 through Aetna, one of the top insurers in the nation.
45 is a few years too young, even for AARP. 50 is the age when most senior discounts start. I get irritated when AARP starts sending me renewal notices in January. My membership renews in July. I bundled several notices together and sent them back last year with a note to stop with the reminders. It didn't work.