You can convert the contributions to a Roth IRA; however, a portion of the amount you convert to the Roth will be subject to income tax.
Saddle soap can be used as a protective agent on leather boots. 1  If you've recently worn your boots, you'll need to let them dry before using saddle soap. 2  Do not attempt to dry your boots by setting them next to a heater.
Spray a microfiber towel with cleaner and wipe over the seats. Use leather cleaner, saddle soap, or another mild leather soap. 1  You can use a commercial cleaner for leather seats or make your own: Combine 1 part white vinegar and 2 parts linseed oil in a bowl or spray bottle.