After the death of its owner, an Individual Retirement Account (âIRAâ) will be distributed in accordance with the most recent beneficiary designation on file with the IRA custodian. beneficiary designation is usually made on a pre-printed document signed by the IRA owner, although some custodians accept designations electronically on a website. The IRA ownerâs will is not considered a beneficiary designation. 2.
Evidence strongly indicates that HIV had originated from the SIV virus (based on genetic similarities between SIV and HIV). This most likely occurred by humans being directly exposed to monkey blood. There is no significant evidence that HIV was derived from the cat AIDS virus (FIV).
The Origin of AIDS and HIV May Not Be What You Have Learned . Most people believe that the origin of HIV, the AIDS virus, derives from some natural evolutionary event. Key among these HIV origin theories is the so called âcut hunter theoryâ in which a human, allegedly African native, received a bloody wound or infected splash while preparing a chimpanzee carrying a similar virus (i.e., SIVcpz).