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So if you earn $100,000 the year you retire, we estimate you will need $85,000 during the first year of retirement. For each subsequent year, we increase your income need by 2.3% to keep up with inflation.
'Â£17,500 is the perfect retirement income'. A new report from Barclays says people need Â£17,500 a year in retirement to enjoy a comfortable lifestyle. The perfect annual income during retirement is Â£17,500, according to a new study, based on workers' modest expectations of life after the office.