After the death of its owner, an Individual Retirement Account (âIRAâ) will be distributed in accordance with the most recent beneficiary designation on file with the IRA custodian. beneficiary designation is usually made on a pre-printed document signed by the IRA owner, although some custodians accept designations electronically on a website. The IRA ownerâs will is not considered a beneficiary designation. 2.
Evidence strongly indicates that HIV had originated from the SIV virus (based on genetic similarities between SIV and HIV). This most likely occurred by humans being directly exposed to monkey blood. There is no significant evidence that HIV was derived from the cat AIDS virus (FIV).
HIV-2 is less transmittable and is largely confined to West Africa, along with its closest relative, a virus of the sooty mangabey (Cercocebus atys atys), an Old World monkey inhabiting southern Senegal, Guinea-Bissau, Guinea, Sierra Leone, Liberia, and western Ivory Coast.he authors proposed that HIV-1 originated in the area of French Equatorial Africa in the early 20th century (when the colonial abuses and forced labor were at their peak). Later researches proved these predictions mostly correct: HIV-1 groups M and O started to spread in humans in late 19thâearly 20th century.