Disclosures. 1  Accounts that show no balance will be closed. To reactivate an account that has been closed for having no balance, a new account deposit of USD 10,000 or non-USD equivalent is required. 2  Indian resident is an individual who resides in India for more than 182 days per year.
gift. 1. something given voluntarily without payment in return, as to honor a person or an occasion or to provide assistance; present. 2. the act of giving. 3. something bestowed or acquired without being sought or earned by the receiver. 4. a special ability or capacity; natural endowment; talent: a gift for music.
2. a special aptitude, ability, or power; talent. 3. the power or right to give or bestow (esp in the phrases in the gift of, in (someone's) gift). 4. the act or process of giving. 5. look a gift-horse in the mouth (usually negative) to find fault with a free gift or chance benefit.