The length of time that marijuana stays in your system is highly variable, and depends on factors including the THC potency in the weed you consume. Most people donât realize that if they use weed with a higher THC level, it will stay in their bodies for a longer period of time. Think about it using this analogy to alcohol: if you consume stronger drinks, you stay drunk longer. One strong beer at 10% ABV is equivalent to 3 light beers at 3.3% ABV.
With a universal life policy, you can pick the starting premium and later increase or decrease the amount you pay. The minimum premium amount should be enough to cover the admin and insurance charges, almost like buying term life insurance.
Like whole life, universal life is a type of permanent life insurance; however, it offers more flexibility than other policies. For example, under universal life insurance, you can generally adjust the amount of your premiums and decide when you want to make payments (after youâve made your first premium payment). You can also adjust the amount of your death benefit.