Of course, the Crusades were not completely beneficial to Western Europeans. A negative effect of the Crusades was that Christians began to kill Jews simply because they were not Christians. This persecution and hatred of Jews is called Anti-Semitism. In fact, religious intolerance increased during and after the Crusades.
Posted: Tue Jan 20, 2009 3:09 pm Post subject: cancelling health insurance. You may be able to cancel your policy and get a less expensive one in the private market. This depends on your employer's rules. Cancelling employer health plan may not be possible until the next open enrollment period. Here are the steps I recommend. Contact your human resources department to see if you can cancel your policy. Don't cancel it yet, just see if you can. If you can, proceed to the next step. Contact a local agent to see if you can get substantial coverage for a lower price. Apply for a policy that will start on a future date that coincides with a date that you can cancel your policy. If approved proceed with Canceling health insurance.
If an employee is transferring from an ineligible class of employees, the enrollment date is the date the employee entered the eligible class. For everyone else, the enrollment date is the date coverage starts. Your waiting period for pre-existing conditions will be 12 months from your enrollment. Please provide a copy of the Certificate of Creditable Coverage you received from your prior. insurance carrier.