If you do not qualify for the differentiation arrangements, you must submit all the supporting documents requested by UKVI at the same time that you submit your paper application form. Before proceeding with a visa application please check whether or not you require an ATAS certificate.
In 2016, the average credit score for an FHA homebuyer was around 686, while the average conventional homebuyer had a credit score around 753. You need a credit score of 580 or higher to get an FHA-insured mortgage with a down payment as low as 3.5 percent. If your credit score is between 500 and 579, you need to make a down payment of at least 10 percent to get an FHA mortgage. But first you would have to find a lender that would approve the loan.
The minimum credit scores listed here are in effect for most FHA home loans for single family residences with a few exceptions which include (but are not limited to) Title 1 HECM loans and HOPE For Homeowners loans. Always ask an FHA loan expert or your local FHA lender about your credit score and what you qualify for.hose with credit scores between 500 and 579 are, according the the FHA guidelines, limited to 90 percent LTV. Applicants who have a minimum decision credit score of less than 500 are not eligible for FHA mortgages.