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For the 2015 tax year, the Roth IRA income contribution ranges are increased a bit. Married couples filing jointly face the phaseouts when their income is between $183,000 and $193,000. The earning range for single taxpayers is $116,000 to $131,000.or the 2015 tax year, the Roth IRA income contribution ranges are increased a bit. Married couples filing jointly face the phaseouts when their income is between $183,000 and $193,000. The earning range for single taxpayers is $116,000 to $131,000.
First, check if you can make direct contributions to a Roth IRA. Income limits might stand in your way. In 2016, the AGI phase-out range for taxpayers making direct contributions to a Roth IRA is $184,000 to $194,000 for married couples filing jointly. For singles, the income phase-out range is $117,000 to $132,000.