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Postgraduate is defined as a course of study or an academic program that occurs after a college degree has already been obtained. Medical school or law school are examples of programs that would be described as postgraduate programs.
As a general rule an undergraduate degree such as B.A. or BSc is a first degree usually taken after high school. The 'B' in B.A stands for Bachelor hence Bachelor of Arts or Bachelor of Science. A post graduate degree is a higher award usually taken after the bachelors degree. Some examples of post graduate degrres are: M.A (Master of Arts.) M.Sc (Master of Science) M.B.A (Master of Business Administration .) Sometimes the Master's degree is issued as a first degree, that is without taking a Bachelors first.