Disclosures. 1  Accounts that show no balance will be closed. To reactivate an account that has been closed for having no balance, a new account deposit of USD 10,000 or non-USD equivalent is required. 2  Indian resident is an individual who resides in India for more than 182 days per year.
gift. 1. something given voluntarily without payment in return, as to honor a person or an occasion or to provide assistance; present. 2. the act of giving. 3. something bestowed or acquired without being sought or earned by the receiver. 4. a special ability or capacity; natural endowment; talent: a gift for music.
gift, faculty, aptitude, bent, talent, genius, knack mean a special ability for doing something. gift often implies special favor by God or nature. the gift of singing beautifully; faculty applies to an innate or less often acquired ability for a particular accomplishment or function. a faculty for remembering names