After the death of its owner, an Individual Retirement Account (âIRAâ) will be distributed in accordance with the most recent beneficiary designation on file with the IRA custodian. beneficiary designation is usually made on a pre-printed document signed by the IRA owner, although some custodians accept designations electronically on a website. The IRA ownerâs will is not considered a beneficiary designation. 2.
Evidence strongly indicates that HIV had originated from the SIV virus (based on genetic similarities between SIV and HIV). This most likely occurred by humans being directly exposed to monkey blood. There is no significant evidence that HIV was derived from the cat AIDS virus (FIV).
Ever since HIV-1 was first discovered, the reasons for its sudden emergence, epidemic spread, and unique pathogenicity have been a subject of intense study. A first clue came in 1986 when a morphologically similar but antigenically distinct virus was found to cause AIDS in patients in western Africa (Clavel et al.cquired immunodeficiency syndrome (AIDS) of humans is caused by two lentiviruses, human immunodeficiency viruses types 1 and 2 (HIV-1 and HIV-2). Here, we describe the origins and evolution of these viruses, and the circumstances that led to the AIDS pandemic.