Conversion options for indexed-color images. When converting an RGB image to indexed color, you can specify a number of conversion options in the Indexed Color dialog box. Palette Type. A number of palette types are available for converting an image to indexed color.
Fortunately, the Credit CARD Act of 2009 raised the minimum age to apply for a credit card to 21, unless a parent or guardian cosigns on the application or the applicant proves that he or she earns a steady income. That said, there are plenty of benefits to establishing a credit history at a young age.
If you believe someone has attempted to create a credit history based on your child contact the bureau's ASAP. Anyone younger than 18 can not be legally held responsible for a debt. I would not worry about it before 18. Once you turn 18 I would go get three bank credit cards and go from there.