The length of time that marijuana stays in your system is highly variable, and depends on factors including the THC potency in the weed you consume. Most people donât realize that if they use weed with a higher THC level, it will stay in their bodies for a longer period of time. Think about it using this analogy to alcohol: if you consume stronger drinks, you stay drunk longer. One strong beer at 10% ABV is equivalent to 3 light beers at 3.3% ABV.
With a universal life policy, you can pick the starting premium and later increase or decrease the amount you pay. The minimum premium amount should be enough to cover the admin and insurance charges, almost like buying term life insurance.
Universal life is a continuation of the same insurance principles, only the packaging is truly different. But remember, it's still life insurance. Universal Life is a flexible premium product. Except for the first year, (in some cases two) no minimum annual premium must be paid by the policyowner to keep the policy in force. The premium is the amount paid by the insured for that year. Different amounts can be paid into this policy each year.