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For the 2015 tax year, the Roth IRA income contribution ranges are increased a bit. Married couples filing jointly face the phaseouts when their income is between $183,000 and $193,000. The earning range for single taxpayers is $116,000 to $131,000.or the 2015 tax year, the Roth IRA income contribution ranges are increased a bit. Married couples filing jointly face the phaseouts when their income is between $183,000 and $193,000. The earning range for single taxpayers is $116,000 to $131,000.
Roth IRA Income Limits for Married Filers (Joint) If you file as married filing joint or as a qualifying widow(er) your income must be less than $184,000 to contribute up to the limit. If your income falls between $184,000 and $194,000 you cannot contribute up to the limit. Your contribution is reduced. Use the IRS worksheet to calculate your new reduced Roth IRA contribution limit. If your income exceeds $193,000 you cannot contribute to a Roth IRA.