Instead, you can leave the money for the child's benefit to a reliable adult; set up a trust to benefit the child and name the trust as the beneficiary of the policy; or name an adult custodian for the life insurance proceeds under the Uniform Transfers to Minor Act. Consult an estate attorney to decide the best course.
The time when fall starts is between summer and winter. As with the other seasons, its commencement differs and is based on the hemisphere you are in. In astronomical terms the season begins on September 22 up to November 22 in the Northern Hemisphere.
Autumn: When the Leaves Fall. Autumn begins with the autumnal equinox (September 22, most years). The equinox is the point at which the sun is directly over the equator. From this point throughout the season, the pole is beginning to point away from the sun. The hemisphere is getting more night hours than daylight and this has a cooling effect.