Instead, you can leave the money for the child's benefit to a reliable adult; set up a trust to benefit the child and name the trust as the beneficiary of the policy; or name an adult custodian for the life insurance proceeds under the Uniform Transfers to Minor Act. Consult an estate attorney to decide the best course.
The time when fall starts is between summer and winter. As with the other seasons, its commencement differs and is based on the hemisphere you are in. In astronomical terms the season begins on September 22 up to November 22 in the Northern Hemisphere.
The autumnal equinox occurs on September 22 or 23, and the season continues until the winter solstice on December 21 or 22. The winter solstice has the longest night and the shortest amount of daylight of the year. Autumn is also known as fall because it is the season in which leaves fall from deciduous trees.