Hereâs how Michiganâs no-fault auto insurance works. Michigan is the only state that does it this way, with a catastrophic claims association. Every car in Michigan has to have no-fault auto insurance. And when you pay your premiums, $186 goes into a medical fund for major car crash victims. Itâs administered by the Michigan Catastrophic Claims Association.
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Properties of Water--Notes. Water is a molecule made up of two hydrogen atoms and one oxygen atom. It has the formula H 2O. When. oxygen and hydrogen combine (H-O-H) they form a v-shaped triangular molecule. While water molecules. are electrically neutral, the oxygen atom holds a small negative charge and the two hydrogen atoms hold.