If disaster should befall the larger chick the parent can switch to feeding the youngest and it will exhibit a constant growth curve from the day of active feeding. From Wikipedia
Simply send them a letter (with proof of delivery) using the contact information found on your credit report. Generally they have 30 days to investigate and get back to you, or the information must be removed.
Nothing's stopping creditors from attempting to contact you, as long as they stay within the rules. If you pay off the debt, it will be marked as paid on your credit report. If you don't pay off the debt, the best you can do is to keep your credit report clean from now on and wait for the seven years to pass. Keep a close eye on your credit from now on, and soon you can have a credit history to be proud of.