Surplus Lines Insurance. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Government of Guam. The Government of Guam (GovGuam) is a presidential representative democratic system, whereby the President is the head of state and the Governor is head of government, and of a multi-party system.
The Northern Mariana Islands have a multiparty presidential representative democratic system. They are a commonwealth of the United States. Federal funds to the commonwealth are administered by the Office of Insular Affairs of the U.S. Department of the Interior.