Indirect procurement is the sourcing of all goods and services for a business to enable its activity. Or looking at it another way, the goods and services classified under the umbrella of indirect procurement are commonly bought for consumption by internal stakeholders (business units or functions) rather than the external customer or client.
Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was  65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount.
* The age at which a worker receives full Social Security old-age benefits is referred to as the full retirement age.. A person's full retirement age can range from 65 to 67 years old, depending upon his or her year of birth. For those born after 1959, the full retirement age is 67 (more details in footnote).[60]