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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
When used together with your 6-digit PIN, using your HSBC Debit Chip Card is much more secure than using a Card with a magnetic stripe and signature. Your HSBC Debit Chip Card can be used for purchases at retail outlets and at ATMs together with your 6-digit PIN.