Texts reveal that a teen pressured her friend into committing suicide. Before you go, we thought you'd like these... After 18-year-old Conrad Roy III died of carbon monoxide poisoning in his car, prosecutors released text messages that allegedly show Roy's friend, Michelle Carter, pressuring Roy to kill himself.
The fastest way to raise your credit score is by reducing your balance to credit ratio. For example, if you have a $5000 limit credit card, but owe $4900, that will kill your score. Reducing that balance down to 0 or even $1000, would likely cause a jump of 40+ points or more in your score.
The solution to improve your credit score: Gather up all those credit cards on which you have small balances and pay them off, Ulzheimer says. Then select one or two go-to cards that you can use for everything. That way, you're not polluting your credit report with a lot of balances, he says.he optimum: 30 percent or lower. To boost your score, pay down your balances, and keep those balances low, says Pamela Banks, senior policy counsel for Consumers Union. What you might not know: Even if you pay balances in full every month, you still could have a higher utilization ratio than you'd expect.