Instead, you can leave the money for the child's benefit to a reliable adult; set up a trust to benefit the child and name the trust as the beneficiary of the policy; or name an adult custodian for the life insurance proceeds under the Uniform Transfers to Minor Act. Consult an estate attorney to decide the best course.
The time when fall starts is between summer and winter. As with the other seasons, its commencement differs and is based on the hemisphere you are in. In astronomical terms the season begins on September 22 up to November 22 in the Northern Hemisphere.
The meteorological seasons in the Southern Hemisphere are also opposite to those in the Northern Hemisphere: Fall (autumn) - starts March 1 and ends May 31; Winter - starts June 1 and ends August 31; Spring - starts September 1 and ends November 30; and, Summer - starts December 1 and ends February 28 (February 29 in a Leap Year).