Hereâs how Michiganâs no-fault auto insurance works. Michigan is the only state that does it this way, with a catastrophic claims association. Every car in Michigan has to have no-fault auto insurance. And when you pay your premiums, $186 goes into a medical fund for major car crash victims. Itâs administered by the Michigan Catastrophic Claims Association.
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To put it simply, a reflection paper or essay is something that reflects your insights, opinion, or observation. You could quote once in a while but the essay should not be entirely what other people think about the subject.side from the introduction and a narration or description of the subject, a reflection paper should also have a judgment, a conclusion, etc. It is usually in the latter part of the essay. Since it is a reflection essay, it should be your own words and how you exactly perceive things.