The combined loan-to-value (CLTV) ratio is calculated when financing a home with a first mortgage and a home equity line of credit. For example, if your first mortgage is 70% of your home's value and your home equity line of credit is 10% of your home's value, your CLTV ratio is 80%.
Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C). Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).
people can adapt to 40 degree temperatures if they have enough food to eat the highest dry temperature a person has stood for 30 minutes was 400 degrees but in general there are always external factors that effect how longa person can survive at any given temperature figure 40 degrees and 120 degree is the person has enough food water and shadeealth related question in topics conditions illness we found some answers as below for this question what is the highest temperature a human body can stand you can compare them