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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
How to Use a Debit Card Online. 1  Enter the number: Provide your debit card number, which is a 16-digit number if you have Visa, Mastercard, or Discover. 2  Verify details: In addition to a card number, most merchants require some sort of verification to reduce the chances of fraud.