A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
While it does not take perfect credit to get a decent mortgage, buyers with better credit scores get mortgages with lower interest rates and may be exempt from certain fees during the mortgage process. First-time home buyers should be aware of their credit histories and expect mortgage rates to reflect them.
Pre-Inspection Checklist. Buying a home is the most important purchase you will ever make. It is where you will eat, sleep, and share precious time with your loved ones. Seeing the technical condition of your home and. understanding the maintenance requirements before you buy will help you prioritize any required.