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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
Cash withdrawals when using a debit card. 1  Most cash machines wonât charge you to use a debit card. 2  Those that do will tell you on-screen and give you the chance to cancel your transaction if you want to. 3  If you use a cash machine abroad there may be fees to pay. 4  Check with your bank before you go.hen using a debit card always make sure you have enough in your account to cover the payment and avoid overdraft fees. When you pay with a debit card, the money comes directly out of your account.