A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
To avoid financial disasters such as bankruptcy or foreclosure, first-time home buyers should conduct thorough research on real estate prices, neighborhoods and financing options.
The average age of a first-time buyer has risen to 31, according to Moneyâs exclusive research. Indeed, the majority only get onto the ladder after receiving help from their families. Many of their parents bought their first homes while in their twenties using 100% mortgages.