When the one insured in a life insurance policy dies the proceeds go to the named beneficiary. If the beneficiary dies ahead of the insured, the proceeds will still be paid out. The insurance company will determine if there are primary co-beneficiaries named in the policy. If there are, the proceeds will be divided among these co-beneficiaries. When one of the co-beneficiaries dies, the remainder of the proceeds will be paid out to the surviving beneficiaries.
Cenozoic Era. The Cenozoic Era began 65 million years ago with an asteroid impact that killed off a majority of the dinosaurs and ends at the present day. The Cenozoic is commonly divided into three periods: Paleogene (65.5 to 23.03 million years ago) Neogene (23.03 to 2.6 million years ago) Quaternary (2.6 million years ago to present) KT Extinction
The Cenozoic Era divides into several periods, including the Paleogene, Neogene and Quaternary Periods. The Paleogene Period spans the first part of the Cenozoic and is geologically distinct from the rest of the era. During this time, the Earth saw a warming trend. Sea temperatures increased, and the oceans supported more life forms.