A rotator cuff 'injury' can include any type of irritation or overuse of those muscles or tendons, and is among the most common conditions affecting the shoulder.
Legal expenses insurance provides more affordable coverage for the legal fees charged (including expenses incurred) by a lawyer representing the policyholder in usually unforeseen legal matters.n addition to liability insurance against certain kinds of legal liability, legal expenses insurance can also offer coverage for predictable events such as the drafting of a will or power of attorney, and simple legal advice.
Most types of life insurance will require a single medical exam before writing the policy, but are not concerned with your medical records once the policy is in force. Because of this, a life insurance policy is less vulnerable to being exploited, and does not warrant the additional legal protection. Insurance companies are one of the legal entities, including law enforcement, who can legally request information otherwise protected by HIPAA. For insurers, access to your medical information can influence the cost of a life insurance policy or whether it can be underwritten at all. Just as law enforcement may need your medical records to protect you, the insurance company needs them in order to financially protect your needs.