They will quote an hourly rate for their time and tell the customer that they work on a time and materials basis. That means X many dollars per hour of time, plus the cost of parts and supplies. Most shops also charge for research time, shipping of parts, recycling, rags and so forth.
You must be 18 years old to get a credit card by yourself. While you can legally get a credit card as young as age 18, the law requires you have your own steady source of income to qualify for a credit card. Unfortunately, a monthly allowance from your parents doesn't count. It's for your own good.
Best Answer: I would say to be approved for a credit card with no annual fee, around 630-650 would get you into a decent card. If your score is below that, you may see cards charging your an annual fee. Here is what I would do: Go to www.capitalone.com and apply for the Standard Platinum card.