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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
Confidence votes 365. A pin number is issued to you by your bank or credit card company. Some allow you to choose your own number, some don't. Your pin number is a method to help ensure that the person using a credit or debit card is actually the person that signed up for it.