What is a patent foramen ovale (PFO)? In about 25% to 33% of people (that is, one in three to four individuals), the foramen ovale tissue flap does not close completely. When the foramen ovale remains open, it is called a â patent foramen ovaleâ or PFO. A PFO can allow a small amount of blood to pass from the right side of the heart to the left side
the minimum necessary standard is intended to be consistent with and not override professional judgment and standards and that practices must implement policies and procedures based on their own assessment of what phi is reasonably necessary for a particular purpose
Sellers/servicers that are depository institutions are required to meet the minimum regulatory capital requirements to be classified as âwell capitalizedâ by their primary regulator. All other entities must have a minimum Lender Adjusted Net Worth/Total Assets ratio of 6%, or equivalent, as determined by Fannie Mae.Approved non-depository sellers/servicers must have and maintain a minimum liquidity requirement based on the Agency Serious Delinquency Rate (SDQ), as described in the following table.annie Mae may, at any time, impose additional net worth, liquidity, or financial condition requirements, including: provisions related to declines in net worth, profitability, minimum capital requirements, cross-default provisions, recourse, and. outstanding repurchase limitations.