So, what exactly is the difference between shocks and struts? Shocks and struts are two different suspension parts that perform similar functions on various suspension systems. In strut suspension systems, the spring is held by the strut, and the strut provides structural support for the vehicle. Struts are more common on cars than on trucks and larger vehicles. Shocks, on the other hand, provide no structural support for your vehicle. They are mounted directly to the vehicleâs frame at one end and the lower suspension on the other end. Shocks are most commonly found on trucks, SUVs and vans.
âThe secondary plan pays any unpaid balance,â says Tassey. âIt will not pay the deductible of the primary plan.â. These rules are known as âcoordination of benefits.â The rules for adults shouldnât be confused with the rules for children who are dependents on two parentsâ group health plans.
You may want to consider not filing claims for smaller events to avoid premium increases. Finally, the cost of your insurance is directly linked to your policyâs deductible amount. The deductible is the amount of money that you agree to pay as part of a claim, before your insurer pays the remaining amount towards that claim. For example, if your vehicle incurred $1,000 of damage in an accident and your deductible was $250, you would pay the first $250 and your insurer would pay the remaining $750.