Home Affordable Modification Program (HAMP) The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMPâs goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the long-term. HAMP was designed to help families who are struggling to remain in their homes and show: Documented financial hardship An ability to make their monthly mortgage payments after a modification.
BICSc is the largest independent, professional and educational body within the cleaning industry, with over 10,000 individual and corporate members. the home of. What We Do. Our mission is to raise the standards of education and to build awareness of the cleaning industry through professional standards and accredited training.
The Picture Exchange Communication System (PECS) is an invaluable resource, which can be used with children and young people with Autism Spectrum Conditions and other communication difficulties. PECS does not require complex or expensive materials and can easily be used in school, home or in the community.ECS is a type of Augmentative and Alternative Communication that uses visual symbols to teach the learner to communicate with parents, carers, teachers and peers. The aim is to teach intentional, functional communication and to allow users to communicate their wants and needs. The PECS approach occurs in 6 phases.