So, what exactly is the difference between shocks and struts? Shocks and struts are two different suspension parts that perform similar functions on various suspension systems. In strut suspension systems, the spring is held by the strut, and the strut provides structural support for the vehicle. Struts are more common on cars than on trucks and larger vehicles. Shocks, on the other hand, provide no structural support for your vehicle. They are mounted directly to the vehicleâs frame at one end and the lower suspension on the other end. Shocks are most commonly found on trucks, SUVs and vans.
âThe secondary plan pays any unpaid balance,â says Tassey. âIt will not pay the deductible of the primary plan.â. These rules are known as âcoordination of benefits.â The rules for adults shouldnât be confused with the rules for children who are dependents on two parentsâ group health plans.
With a $2,500 home insurance deductible, the home insurer would pay $1,000, and you'd have to cough up $2,500 for the rest of the $3,500 repair tab. But if you had Zero Deductible insurance, you would file two claims -- one with the home insurance company and another claim on the Zero Deductible policy.n California, for example, the annual premium for a Zero Deductible policy on a $2,500 home insurance deductible is $162. In return, the policy pays the deductible amount for any claim your property insurance company pays. Say, for instance, that burst water pipe caused $3,500 in damage to your home.