Annual percentage rate (APR). The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is present.reditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.ithout the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.
An emulsifier (also known as an emulgent) is a substance that stabilizes an emulsion by increasing its kinetic stability. One class of emulsifiers is known as surface active agents, or surfactants.Examples of food emulsifiers are: 1  Egg yolk â in which the main emulsifying agent is lecithin. 2  In fact, lecithos is the Greek word for egg yolk.n an emulsion, one liquid (the dispersed phase) is dispersed in the other (the continuous phase). Examples of emulsions include vinaigrettes, milk, mayonnaise, and some cutting fluids for metal working.