European Americans (also known as Euro-Americans) are Americans with ancestry from Europe. The Spanish were the first Europeans to establish a continuous presence in what is now the United States.Martin martÃ­n De argueelles argÃ¼elles, Born. 1566, St, augustine florida was the first known Person of european descent born in what is Now The. united statesn particular, a large majority of European Americans have ancestry from a number of different countries and the response to a single 'ancestry' gives little indication of the backgrounds of Americans today.
When you file for Social Security at your full retirement age (which depends on your birthdate and is currently age 66), you receive 100% of your benefit. If you take your benefit early, at age 62, you only receive about 75% of your monthly benefit. Every year you delay taking it, your benefit goes up until age 70.
No matter whose earnings record the Social Security benefit is based on, the amount you receive depends on your age when you apply for it.Example: Bob will reach his full retirement age of 66 in March. His wife Kathy will be 62 in January. Both spouses have worked and are eligible for Social Security.Kathy plans to take her benefit at 62, reducing it from the $1,000 per month it would be at full retirement age to $750 because she is claiming early. By waiting to claim Social Security until his full retirement age, Bob has options.f you are currently married, once you reach full retirement age, you can elect to apply only for a spouse benefit and delay taking your own benefit until age 70 at the latest. Thus, you can claim a spousal benefit now (at the full retirement age), and then claim a larger retirement benefit later.