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If you file ANY of a bankruptcy, consumer proposal, debt management plan or do a debt settlement, a not will appear on your credit report that can negatively impact your credit. In general: a first bankruptcy will remain on your credit report for six years (Equiax) or seven years (TransUnion) after you are discharged; a consumer proposal (or debt management or debt settlement plan will remain on your credit report for three years after all of your payments are completed.
Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankr â¦ uptcy was filed, however, can remain on your credit report for 10 years. Chapter 7 Bankruptcy may stay on your credit report for up to 10 years. A Chapter 13 Bankruptcy may stay on your credit report for up to 7 years.