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I would say that it should take around 30 days for the FHA streamline refinance. Since you have all your information together from the last lender you should be able to easily give that information to another lender if you wish to do so. [self promotion deleted by Zillow moderator.
If they know that they lack the capacity to close an average refinance loan in under 30 days, they will not allow refinances to be locked for that time frame. Their minimum lock term may be 45 or 60 days.