Appraisals and Seller Concessions ... FHA Takes Note. In the summer edition of the Federal Housing Administration (FHA) Appraiser Newsletter, the FHA re-emphasizes the importance of appraisers correctly documenting any seller concessions on a property sale.
The outer layer (tunica adventitia) consists chiefly of connective tissue and is the thickest layer of the vein. As in arteries, there are tiny vessels called vasa vasorum that supply blood to the walls of the veins and other minute vessels that carry blood away.
This outermost layer is called the cuticle. It is generally waxy to protect the leaf and prevent water loss. When you touch a leaf, you may feel this waxy coating, and on some plants, such as holly, you may actually be able to see the waxy coat shine a bit.he cuticle and upper epidermis provide protection for the plant. Below that is the palisade layer, which is the location of photosynthesis within the leaf. Below the palisade layer is the spongy layer, which contains cells that are more spread out, allowing for air pockets.