the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
Go through the TransUnion website to dispute any errors on your credit report (see Resources below). TransUnion must respond to your dispute within 30 days, according to law. You will be able to track the status of your dispute online. You should file any disputes immediately.