Annual percentage rate (APR). The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is present.reditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.ithout the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.
An emulsifier consists of hydrophilic (water-soluble) part and lipophilic (oil-soluble) part. When an emulsifier is added to a mixture of water and oil, the emulsifier is arranged on the interface, anchoring its hydrophilic part into water and its lipophilic part into oil. On the interface of water/air or oil/air, emulsifiers are arranged, reducing interfacial tension of them and making them easy to be mixed. In other words, the force to separate the oil and water turns weaker, ending up with oil and water easily get emulsified.