The term Aeolian describes the process of wind erosion, deposition, and how it is transported. It also has to do with the deposits that wind leave behind, such as sand dunes. A sand dune is an elongated mound of sand formed by wind or water. In this paper we are only going to look at wind made dunes.
PMI rates vary, but may range between 0.3% and 1.2% of the loan amount on an annual basis. Your rate will depend on several factors, including: 1  Size of your down payment. 2  PMI will cost less if you have a larger down payment (and vice versa).
Using PMI allows a home purchase with as little as 3 to 5 percent down, or $6,000 to $10,000 on a $200,000 home. The rate for PMI will be based on the amount of the down payment and the credit rating of the home buyer. homebuyer may be required to pay some or all of the closing costs in additional to the down payment on a home. A closing cost study by Bank Rate determined the average closing costs in 2010 for the United States were $3,700 and in California $4,500.