The term Aeolian describes the process of wind erosion, deposition, and how it is transported. It also has to do with the deposits that wind leave behind, such as sand dunes. A sand dune is an elongated mound of sand formed by wind or water. In this paper we are only going to look at wind made dunes.
PMI rates vary, but may range between 0.3% and 1.2% of the loan amount on an annual basis. Your rate will depend on several factors, including: 1  Size of your down payment. 2  PMI will cost less if you have a larger down payment (and vice versa).
FHA has a form of PMI called MMI or monthly mortgage insurance. The rate as of feb-2013 is 1.35%. They also charge a Upfront Mortgage Insurance premium of 1.75%. On either PMI or MMI, you multiple the percent times the loan amount. As an example $100,000 times .62% = $620 divided by 12 for a monthly amount of $51.66. Steve Geving Jones and Co Realty