European Americans (also known as Euro-Americans) are Americans with ancestry from Europe. The Spanish were the first Europeans to establish a continuous presence in what is now the United States.Martin martÃ­n De argueelles argÃ¼elles, Born. 1566, St, augustine florida was the first known Person of european descent born in what is Now The. united statesn particular, a large majority of European Americans have ancestry from a number of different countries and the response to a single 'ancestry' gives little indication of the backgrounds of Americans today.
When you file for Social Security at your full retirement age (which depends on your birthdate and is currently age 66), you receive 100% of your benefit. If you take your benefit early, at age 62, you only receive about 75% of your monthly benefit. Every year you delay taking it, your benefit goes up until age 70.
If you take Social Security income and your circumstances change, you can âwithdraw your applicationâ even if you have been taking income. You can pay it back but note that you can only do this in the first year. Once you have taken benefits 12 months or longer, this option isnât available. You are working part time. You can still earn income when you draw Social Security early, there are limits though. In 2014, you can earn up to $15,480 a year and receive your early Social Security payment. Over and above that threshold, your Social Security payout is reduced by $1 for every $2 you earn. In the year you reach your full Social Security age, you can earn up $3,450 a month before you reach 66, without affecting your benefits. (In that year, itâs reduced by $1 for every $3 you earn over the limit). The bottom line is if you earn more than the threshold, it doesnât make sense to take your benefit early. Once you have reached your full retirement age, you can earn as much as you like from a job or business and it doesnât affect your Social Security benefit.