The term Aeolian describes the process of wind erosion, deposition, and how it is transported. It also has to do with the deposits that wind leave behind, such as sand dunes. A sand dune is an elongated mound of sand formed by wind or water. In this paper we are only going to look at wind made dunes.
PMI rates vary, but may range between 0.3% and 1.2% of the loan amount on an annual basis. Your rate will depend on several factors, including: 1  Size of your down payment. 2  PMI will cost less if you have a larger down payment (and vice versa).
Any area that is not specifically listed is assigned the standard CONUS (Continental United States) per diem rate. Effective October 1, 2009, the standard rate in effect is $70 for lodging and $46 for meals. The standard rate before October 1, 2009 is $70 for lodging and $39 for meals.