So, what exactly is the difference between shocks and struts? Shocks and struts are two different suspension parts that perform similar functions on various suspension systems. In strut suspension systems, the spring is held by the strut, and the strut provides structural support for the vehicle. Struts are more common on cars than on trucks and larger vehicles. Shocks, on the other hand, provide no structural support for your vehicle. They are mounted directly to the vehicleâs frame at one end and the lower suspension on the other end. Shocks are most commonly found on trucks, SUVs and vans.
âThe secondary plan pays any unpaid balance,â says Tassey. âIt will not pay the deductible of the primary plan.â. These rules are known as âcoordination of benefits.â The rules for adults shouldnât be confused with the rules for children who are dependents on two parentsâ group health plans.
Deductibles. This is the portion of your medical expenses that is not covered by a copay and you are responsible for 100%, until you reach your deductible. It's like car insurance. Should you need to, you pay your deductible and then insurance kicks in to help pay. The basics about annual health deductibles: 1  Expenses related to hospitalization, surgery and procedures are typically applied to your deductible first.