the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
The only way the system operates is by a dispute letter directly to the credit reporting agency, regardless of whom is furnishing incorrect information on you! Once you have submitted a proper dispute, wait up to 45 days for a response. If your credit report is fixed, then you need to do nothing further.