Annual percentage rate (APR). The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is present.reditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.ithout the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.
To get a stable, permanent emulsion, you need to use something to hold the drops of opposing liquid together and prevent them from separating. This something is called an emulsifying agent. And this agent is like a mutual friend who holds the oil-based liquid in one hand and the water-based liquid in the other.It creates a chemical bond with each liquid and becomes a bridge between them. The most common emulsifying agent is an egg yolk, as in mayonnaise and hollandaise sauces.ere we go! At its most basic, an emulsion is a suspension two liquids within each other that would not naturally mix. Think of a liquid--a cup of vinegar, for instance--as made up of millions of tiny droplets.