Home Affordable Modification Program (HAMP) The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMPâs goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the long-term. HAMP was designed to help families who are struggling to remain in their homes and show: Documented financial hardship An ability to make their monthly mortgage payments after a modification.
BICSc is the largest independent, professional and educational body within the cleaning industry, with over 10,000 individual and corporate members. the home of. What We Do. Our mission is to raise the standards of education and to build awareness of the cleaning industry through professional standards and accredited training.
Adapted from the Downingtown Area School District. BICS: Dr. Jim Cummins coined the acronym for Basic Interpersonal Communication Skills. BICS is the kind of language we use when we are talking face to face or when we are talking on the phone. It is information language and really just a form of basic communication. It is the language of social interaction. It is a common mistake to think that because a person has the basic communication fluency, he or she is totally fluent in all aspects of the language. He or she may not have fluency in academic language.