the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
Disputing a Collection Account. You can dispute an item on your credit reports that you believe to be inaccurate, incomplete or out of date. Obviously you would dispute anything that is just flat-out not yours, like a collection account tied to an account you have never had, all the way to an address you have never lived at.