So, what exactly is the difference between shocks and struts? Shocks and struts are two different suspension parts that perform similar functions on various suspension systems. In strut suspension systems, the spring is held by the strut, and the strut provides structural support for the vehicle. Struts are more common on cars than on trucks and larger vehicles. Shocks, on the other hand, provide no structural support for your vehicle. They are mounted directly to the vehicleâs frame at one end and the lower suspension on the other end. Shocks are most commonly found on trucks, SUVs and vans.
âThe secondary plan pays any unpaid balance,â says Tassey. âIt will not pay the deductible of the primary plan.â. These rules are known as âcoordination of benefits.â The rules for adults shouldnât be confused with the rules for children who are dependents on two parentsâ group health plans.
Health insurance is particularly confusing, because it has co-insurance, co-payments and deductibles. The deductible is the amount you pay before the insurance pays anything. Co-pay or co-payment is the amount you pay for each doctor visit and is often higher for a specialist. Co-insurance is the share you pay expressed in a percentage after you meet the deductible.