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Premiums are not deductible regardless of whether the insurance is government life insurance or regular commercial life insurance. Although life insurance premiums, as such, are not deductible, they may be deductible as the payment of alimony or as charitable contributions.
Health insurance premiums paid with your own after-tax dollars are tax deductible. For example, if you purchased health insurance on your own through a health insurance exchange or directly from an insurance company, the money you paid toward your monthly premiums can be taken as a tax deduction.f youâre self-employed, your health insurance premiums may be tax deductible. If youâre self-employed and not eligible for an employer-sponsored health plan through a spouseâs job, you may be eligible to write-off your health insurance premiums on your taxes.