Annual percentage rate (APR). The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is present.reditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.ithout the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.
Overview. Our vegetable based Emulsifying wax is sourced from naturally occurring fats and esters, further processed into a convenient âpastille flake form.â Emulsifying wax is an ideal medium for the blending of fine creams, lotions and other fluid cosmetics which contain oil and water.ur vegetable based Emulsifying wax is sourced from naturally occurring fats and esters, further processed into a convenient âpastille flake form.â Emulsifying wax is an ideal medium for the blending of fine creams, lotions and other fluid cosmetics which contain oil and water.