The term Aeolian describes the process of wind erosion, deposition, and how it is transported. It also has to do with the deposits that wind leave behind, such as sand dunes. A sand dune is an elongated mound of sand formed by wind or water. In this paper we are only going to look at wind made dunes.
PMI rates vary, but may range between 0.3% and 1.2% of the loan amount on an annual basis. Your rate will depend on several factors, including: 1  Size of your down payment. 2  PMI will cost less if you have a larger down payment (and vice versa).
If putting less than 20% down, PMI has to be dealt with in some way-either by 1) splitting the mortgages into 2, commonly referred to as a 80/10, 80/15, etc. or 2) clients have the option of having 1 loan to 85%, 90%, 95%, etc. and paying PMI either as a separate monthly cost or having lender paid mortgage insurance which builds the PMI into the base interest rate.