the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
To expedite things, send a copy of your dispute to both the credit bureau and the lender, collection agency, or whoever furnished them with the incorrect data. Send your dispute by certified mail so you have proof it was received. Use our credit dispute templates as a guide (see below).