So, what exactly is the difference between shocks and struts? Shocks and struts are two different suspension parts that perform similar functions on various suspension systems. In strut suspension systems, the spring is held by the strut, and the strut provides structural support for the vehicle. Struts are more common on cars than on trucks and larger vehicles. Shocks, on the other hand, provide no structural support for your vehicle. They are mounted directly to the vehicleâs frame at one end and the lower suspension on the other end. Shocks are most commonly found on trucks, SUVs and vans.
âThe secondary plan pays any unpaid balance,â says Tassey. âIt will not pay the deductible of the primary plan.â. These rules are known as âcoordination of benefits.â The rules for adults shouldnât be confused with the rules for children who are dependents on two parentsâ group health plans.
In 2014, you signed a 3-year insurance contract. Even though you paid the premiums for 2014, 2015, and 2016 when you signed the contract, you can only deduct the premium for 2014 on your 2014 tax return. You can deduct in 2015 and 2016 the premium allocable to those years.ee Publication 547. Loss of earnings. You cannot deduct premiums for a policy that pays for lost earnings due to sickness or disability. However, see the discussion on overhead insurance, item (8), under Deductible Premiums, earlier.