LCR Measurement Primer. 2 of 85. Contents. Preface .......................................................................................................................
BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. Electronic account-to-account transfers are often called wire or ACH transfers in the USA.
An IBAN, or International Bank Account Number, is an internationally agreed format used to identify a customerâs bank account. The transfer recipient will need to provide it to you. Itâs made up of an alphabetical country code, followed by two digits and then up to thirty five characters for the bank account number.