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Morocco is still very much a cash based economy. Euros and (US and CAD - not Australian) dollars are always accepted in Morocco and you will save time bringing cash, doing away with long slow bank lineups or non-active cash machines to acquire dirhams. You can also use your debit card at bank machines.
The euro is also used in countries outside the EU. Four states â Andorra, Monaco, San Marino, and Vatican City â have signed formal agreements with the EU to use the euro and issue their own coins. Nevertheless, they are not considered part of the eurozone by the ECB and do not have a seat in the ECB or Euro Group.ine countries (Bulgaria, Croatia, Czech Republic, Denmark, Hungary, Poland, Romania, Sweden, and the United Kingdom) are EU members but do not use the euro. Before joining the eurozone, a state must spend two years in the European Exchange Rate Mechanism (ERM II).