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Premiums are not deductible regardless of whether the insurance is government life insurance or regular commercial life insurance. Although life insurance premiums, as such, are not deductible, they may be deductible as the payment of alimony or as charitable contributions.
Medicare Premiums and Deductibles for 2017. Medicare beneficiaries are required to pay monthly premiums and annual deductibles like most individuals enrolled in other health insurance plans. Medicare coverage is separated into four âpartsâ, each covering different health care products and services.