the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
To make a dispute online, you must have recently ordered a copy of your credit report. You can submit a dispute with the credit bureau who provided the credit report. To dispute via mail, write a letter describing the credit report and submit copies of any proof you have. The credit bureau investigates and removes the entry if they find that is indeed an error.