LCR Measurement Primer. 2 of 85. Contents. Preface .......................................................................................................................
BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. Electronic account-to-account transfers are often called wire or ACH transfers in the USA.
IBAN or International Bank Account Number is both an international system for bank accounts across international borders as well as the identification number assigned to such a bank account. The numbering system is defined in an international standard (ISO 13616:1997).