LCR Measurement Primer. 2 of 85. Contents. Preface .......................................................................................................................
BIC + IBAN is not available in the United States of America, nor is it likely to be, with the decentralized structure of the US banking system and lack of nationwide banks. Electronic account-to-account transfers are often called wire or ACH transfers in the USA.
The IBAN is a series of alphanumeric characters that uniquely identifies an account held at a bank anywhere in the world. It is defined in the ECBS standard EBS204 IBAN: The International Bank Account Number. The IBAN has a maximum of 34 alphanumeric characters. The IBAN contains the ISO country code, two check digits and the basic bank account number, which is