the onset of puberty is linked with the start of sperm production usually it starts around 13 years of age although this can vary from boy to boy the male testicles testes produce spermatozoa more commonly known as sperm
There are two ways to dispute a mistake on your credit report. The first, is through the credit reporting agency that is reporting the wrong information, and the second is to go directly to the furnisher that supplied that information to the credit bureau. Disputes With Credit Bureaus.
This may mean having to dispute negative information reported by a creditor or a collection agency, but you may not know how to get in touch with these agencies and finding their contact information may not be that easy. The best way to obtain this information is to request copies of your credit reports.