Annual percentage rate (APR). The annual percentage rate (APR) is the interest rate charged on credit card balances expressed in a standardized, annualized way. This rate is applied each month that an outstanding balance is present.reditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. # A B C D E F G H I J K L M N O P Q R S T U V W X Y Z.
Without the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.An emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution.ithout the addition of emulsifying wax, they too would separate back into water and oils. Adding emulsifying wax to your recipe will keep the oil and water from separating by creating an emulsion between the oil and water.
Emulsifying wax is one of the essential ingredients in making lotions and creams. Think of it as the âglueâ that will hold your recipe together. Weâve all seen how oily salad dressings separate after sitting for a while.n emulsion is a system consisting of a liquid dispersed in an immiscible liquid. Immiscible means not compatible: not able to mix together to make a solution. Oil and water are a great example of two immiscible liquids. Emulsifying wax will also thicken your creation.