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If you file ANY of a bankruptcy, consumer proposal, debt management plan or do a debt settlement, a not will appear on your credit report that can negatively impact your credit. In general: a first bankruptcy will remain on your credit report for six years (Equiax) or seven years (TransUnion) after you are discharged; a consumer proposal (or debt management or debt settlement plan will remain on your credit report for three years after all of your payments are completed.
A bankruptcy can stay on your credit report for 10 years, though individual accounts in the bankruptcy may come off of your credit report seven years and 180 days from the start of the delinquency on the account.