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Format for interchanging spreadsheet/database data; recognized by Filemaker, Excel, and others. MER stands for Format for interchanging spreadsheet/database data; recognized by Filemaker, Excel, and others.
it is easier to understand what mers is if you first understand why it was created a mortgage loan has two parts a promissory note and a mortgage instrument mortgage deed or deed of trustthe mortgage instrument must be recorded with a governmental officehink of mers as a club with membership open to mortgage loan originators buyers and sellers the mortgage loan originator who is a mers member has the borrower sign a note payable to the originator and a mortgage instrument in favor of mers the borrower is charged the recording fee as a closing cost