The main job of bill and account collectors is finding a solution that is acceptable to the debtor and maximizes payment to the creditor. Listening to the debtor and paying attention to his or her concerns can help the collector negotiate a solution.
The Universal Mobile Telecommunications System (UMTS) is a third generation mobile cellular system for networks based on the GSM standard.
UMTS is one of the Third Generation (3G) mobile systems being developed within the ITU's IMT-2000 framework. It is a realisation of a new generation of broadband multi-media mobile telecommunications technology. The coverage area of service provision is to be world wide in the form of FLMTS (Future Land Mobile Telecommunications Services and now called IMT2000).