26.9%. According to our research of California and other state lists there were 5 registered sex offenders living in Truckee, California as of October 07, 2015. The ratio of number of residents in Truckee to the number of sex offenders is 3,231 to 1. The number of registered sex offenders compared to the number of residents in this city is a lot smaller than the state average. Median real estate property taxes paid for housing units with mortgages in 2013: $4,046 (1.0%).
The nature of a home equity loan makes it difficult to obtain one without an appraisal. After all, a lender can't tell how much equity you have in your property without knowing the accurate value.
If you plan on purchasing a new home with a mortgage or refinancing your current loan (or even getting a reverse mortgage), you will most likely need to order an appraisal. It might also be required for a home equity loan. Typically, a bank or mortgage broker will handle this for you, but you will still have to foot the bill unless the cost is built into your mortgage rate. The appraisal is a key component of the home buying process, and important to both you and your lender.