Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
Age-discrimination documentation (ADEA) - keep payroll records for at least three years, and any other documents relating to personnel actions for at least one year, or during the pendency of a claim or lawsuit. OSHA records - keep OSHA-related records for at least five years. Hazardous materials records - keep these for at least thirty years following the date of an employee's separation from employment, due to the long latency period for some types of illnesses caused by exposure to hazardous materials.