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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
This post sheds some light on what goes into paternity testing costs. Although a DNA test may seem as simple as a pregnancy test, many factors can affect the accuracy of a DNA test result and what you can use the results for. These are the top two considerations when looking at how much a paternity test costs.