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Rent or Mortgage. You should expect to spend between 25 to 30 percent of your net income each month on rent or mortgage. Landlords and property managers typically require you to make at least 2.5 to three times the rent to qualify as a tenant.
But how much should you spend on rent? While itâs common for financial experts to recommend spending no more than 25 to 35 percent of your income on rent, that figure may not be feasible.In some of the largest and most competitive rental markets â New York City, for example â you may have to spend more.ut how much should you spend on rent? While itâs common for financial experts to recommend spending no more than 25 to 35 percent of your income on rent, that figure may not be feasible.