Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
3 Contributions. All payroll tax information must be kept for a minimum of 4 years, and if the W-2 was undeliverable then you are required to keep it on file for a minimum of 4 years, accordinâ¦g to the recordkeeping section of pub 15. Generally 4 years minimum and 7 years outside are good rules of thumb.