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Rent or Mortgage. You should expect to spend between 25 to 30 percent of your net income each month on rent or mortgage. Landlords and property managers typically require you to make at least 2.5 to three times the rent to qualify as a tenant.
HUD and the housing authority will set your rent based on your income. They have a few different ways of deciding what your rent should be, but it won't be more than 30% of your income. If you start making more money, you'll also usually get a grace period of around twelve months before your rent goes up.