Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
Employers are required to permit current and former employees to inspect or copy payroll records pertaining to that current or former employee. Labor Code Section 226(b). California law requires employers to keep copes of all patrol records showing daily hours worked and wages paid for at least three years. Other regulations may require a longer retention period (for example, tax records six years).