Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
The FMLA requires the retention of certain records with respect to payroll and demographic information as well as information related to the individual employee's leave of absence for three years. Occupational Safety and Health Act (OSHA): OSHA requires that records of job-related injuries and illnesses be kept for five years.