Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
Do you mean how long do they need to keep individual time cards...clearly a base payroll record....but worthless after no time...and it would cost zillions in storage fees to keep them very long. So, they really need to keep them for as long as anyone involved might care. As a rule of thumb, 7 to 10 years is standard.utside of the period, and the taxpayer doesn't have to provide it. I suspect your asking about your own payroll records from an employer. They are required to timely (by 1/31 following the year end) to have provided you with your W-2.