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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
What does full coverage insurance cover. A typical full coverage policy (liability, comprehensive and collision, uninsured motorist and medical coverage) should cover: The damage you do to others, up to your liability limits. Your car, up to its fair market value, minus your deductible, if you are at fault or the other driver does not have insurance or if it is destroyed by a natural disaster or stolen.