Mortgage loan underwriters are responsible for approving or rejecting mortgages. To make this decision, the mortgage underwriter must generate a risk report and demonstrate how the contents of the report are within the lender's guidelines for approval, or how the contents of the report fail to meet the guidelines.n either situation, the underwriters may need to explain the basis of their decisions to the clients, support staff or superiors. Excellent interpersonal skills are necessary to convince individuals who have a different tolerance for risk and who disagree with the mortgage underwriters' decisions.
Causes of kyphosis. Kyphosis may be caused by poor posture during childhood or be the result of abnormally shaped vertebrae or developmental problems with the spine.
Causes of Structural Kyphosis. The second type of kyphosis, structural kyphosis, can't be corrected with postural work, and its causes are much more varied. The causes of structural kyphosis relate to problems with various structures in the spine.One type of structural kyphosis is congenital kyphosis.Congenital means present at birth, so people with this type of structural kyphosis are born with either missing or incompletely formed parts of the spine. Congenital kyphosis is called a primary kyphosis because it's not related to another cause.auses of Structural Kyphosis. The second type of kyphosis, structural kyphosis, can't be corrected with postural work, and its causes are much more varied. The causes of structural kyphosis relate to problems with various structures in the spine. One type of structural kyphosis is congenital kyphosis.