The draw period of a loan is usually determined up front and explicitly defined in the contract terms of the loan. The draw period consists of a time frame during which the credit facility may be accessed, and may include an increasing maximum as the loan gets older.
No. Generally, students who enter UF with 60 or more credits automatically meet the nine hour summer requirement; however, if you attended another state university (even for dual enrollment credit in high school) you may be held to taking nine summer hours at UF or another state university.
The graduate program must be at least 60 semester hours or 90 quarter hours. Under the new standards, required concepts are integrated and do not necessarily appear as discrete courses on the transcript. There must be at least 6 semester hours of practicum, including at least 150 face-to-face counseling hours.