Analysis reveals that properties in the United States reduced total operating expenses from $8.18 to $7.86 per square foot (psf) on average from 2011 to 2012, a difference of $0.32 or 3.9 percent.bout two-thirds of these savings were achieved in the utility category, where average expenses fell $0.21âa whopping 9.0 percentâto $2.12 psf, underscoring an industry focus on maximizing building efficiency and smart asset management. Nearly all building types boasted operating expense savings during 2012.
Age 59 and under. You can withdraw contributions you made to your Roth IRA anytime, tax-and penalty-free. However, you may have to pay taxes and penalties on earnings in your Roth IRA.Withdrawals from a Roth IRA you've had less than five years. If you take a distribution of Roth IRA earnings before you reach age 59Â½ and before the account is five years old, the earnings may be subject to taxes and penalties.owever, you may have to pay taxes and penalties on earnings in your Roth IRA. Withdrawals from a Roth IRA you've had less than five years. If you take a distribution of Roth IRA earnings before you reach age 59Â½ and before the account is five years old, the earnings may be subject to taxes and penalties.
Withdraw from a Roth IRA. If you have a Roth IRA that is at least five years old, you may be able to withdraw your contributions, but not the earnings, without incurring an early withdrawal penalty. [Read: Why You Should Open a Roth IRA.] Leave the money in a 401(k). Employees who leave their jobs in the year they turn 55 or older can make 401(k) withdrawals for any reason without having to pay the 10 percent early withdrawal penalty. But if you roll the money over to an IRA, you'll have to wait until 59 1/2 to avoid the penalty.