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You can start your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount. If you start your benefits early, they will be reduced based on the number of months you receive benefits before you reach your full retirement age. If your:
It's important to learn about your different options and benefit amounts before you start receiving Social Security benefits to make the most of your retirement money. Here's how to determine what your Social Security retirement benefits will be at different ages, and whether you should take early retirement benefits or not. Your Social Security Retirement Options: Early, Full, and Late Retirement. You may opt to receive benefits early (at age 62), at full retirement age, or after full retirement age.