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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
Depending on the type of plan you have, health insurance may cover the following: annual physical examinations cancer screenings such as pap smears, mammography, colonoscopy, and PSA tests routine blood work such as complete blood count (CBC) to check for anemia and other problems blood glucose tests to check for prediabetes or diabetes blood ...