1 doctor agreed: Yes: Shaking chills and fever can be a sign of a bacterial infection. Often time pneumonia will start first with a viral illness such as a cold but if bacteria grows in the lungsand cause pneumonia, shaking chills, fever, worsening symptoms of cough, discolored phlegm begins.
Types of Long-Term Debt. Overview. In the business world, long-term debt is money that is owed to lenders for a period of more than one year from the date of the current balance sheet. Long-term debt converts to short-term debt when the period left until the debt must be repaid becomes less than one year with the passage of time. Individuals who finance the purchase of high cost items, such as cars, for terms lasting more than a year are also taking on long-term debt obligations.
Secured Debt. For a debt instrument to be secured simply means that in the event of loan default the purchaser's assets are used to repay the lender's investment. Common types of secured debt are mortgages and auto loans. When an individual or business takes out a mortgage, the property in question is used to back the repayment guarantee. If the individual or business fails to repay the mortgage as agreed, the bank has the right to seize the property.