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Or, simply put â if a loan officer helps you with your mortgage and the total fees and yield spread premium add up to be $4,000 and the loan officer is on a â80% splitâ the loan officer stands to make 80% of $4,000 or $3,200.
How Much Does a Loan Officer Make an Hour? As noted, MLOs are typically not paid hourly, and are instead paid commission for the loans they bring in and fund. This means total compensation can range significantly based on the sales performance of the loan officer in question. It also depends on how much a loan officer makes per loan. If the LO works for a small shop and has very little support, they might make a mortgage point or two per loan. By that, I mean 1-2% of the loan amount, which may or may not be split with their broker or mortgage company.