The amortization formula on ExcelÂ® can be used to calculate other rates and amounts of repayment once you use the right fields. However, a better understanding of the formula is a requirement. The same formula can be used against other formulas to compare things like investing or early payment of the mortgage loans.
A hardy root vegetable which grows well in deep cool soil. Carrots take about 3 weeks to show themselves and the first leaves look like grass . If broadcast sowing, mix with radish seeds which will germinate quickly and indicate the sown area. In hotter or dry areas, water well before seeding then cover with boards to maintain the moisture and cool soil for more successful germination.
Carrots usually take longer than a week to come up for me, sometimes as long as 3 weeks. They take longer to germinate than most other veggies I grow. Give them some more time and they may be fine. I've read they will not germinate if the soil is over 95F. Soil at 40 C would be too hot. (Kinda ridiculous we still use Fahrenheit temps here in the US, in my opinion.) Your could try shading the soil to help keep it cool enough for good germination.