Getting a credit assist from a cosigner may be necessary to qualify for the credit you are looking for. 1  You donât meet the minimum income requirements for a loan. 2  You have no established credit. 3  You have bad credit.  You meet the minimum income requirements but your debt-to-income ratio is too high.
For purposes of the Age Discrimination in Employment Act (ADEA), employers are required to keep payroll records for the same length of time required under the FLSA -- three years from the termination date. However, other employee benefit information must be retained for only one year.
How long should I keep payroll and employment tax records? Keep all employment-related records, including payroll tax records, for at least three years after the due date of the return or the date it was filed, whichever is later. Keep the following payroll tax-related items: 1  Forms 941 or 944.  Employee copies of forms W-2 and W-3.