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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
Health insurance may cover some or all of the cost of the stress test. Typically, insurance carriers cover 80%-100% of the costs. Contact an insurance provider for coverage specifics. Some physicians and hospitals offer discounts of up to 35% to patients who do not have health insurance.