My Captain! with this of Walt Whitman's great poem. 1  slide 1 of 4. Background Information Abraham Lincoln was a man Walt Whitman deeply admired and is the captain to whom Whitman refers. 2  slide 2 of 4. O Captain! 3  slide 3 of 4. Analysis Now that we have a little background information, we can continue with our analysis.  slide 4 of 4.
See these basics of short-term disability insurance for an overview. Once the short-term benefits expire (generally after three to six months), long-term disability insurance pays a percentage of your salary, usually 50 to 60 percent, depending on the policy. The benefits last until you can go back to work or for the number of years stated in the policy.
Short-term Disability insurance provides income when a plan member is unable to work as a result of being hospitalized, in an accident, or ill up to 17 to 26 weeks. This is a guaranteed issue benefit, and it can insure company owners only if such a plan design is required. Long-term Disability insurance provides income to plan members who become disabled and unable to perform the duties of his or her occupation. Benefits commence post 119 or 180 days.