My Captain! with this of Walt Whitman's great poem. 1  slide 1 of 4. Background Information Abraham Lincoln was a man Walt Whitman deeply admired and is the captain to whom Whitman refers. 2  slide 2 of 4. O Captain! 3  slide 3 of 4. Analysis Now that we have a little background information, we can continue with our analysis.  slide 4 of 4.
See these basics of short-term disability insurance for an overview. Once the short-term benefits expire (generally after three to six months), long-term disability insurance pays a percentage of your salary, usually 50 to 60 percent, depending on the policy. The benefits last until you can go back to work or for the number of years stated in the policy.
With most group disability plans, the employer selects the maximum duration of benefits. The most frequently offered maximum benefit periods are two years, five years, and to age 65. Policies with shorter maximum benefit periods typically have lower premiums.