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Best Answer: A paternity test is not a necessary medical procedure, therefore its unlikely that you'll find a health insurance company that will cover one. If you get a court ordered paternity test, its possible that you wouldn't have to pay for the test...depending on how the laws are in your area. That's something you'd have to ask an attorney. Otherwise, if you're just curious about who your child's father is, then you or he will have to pay for it out of pocket.
If you need certain services that Medicare doesn't cover, you'll have to pay for them yourself unless you have other insurance or you're in a Medicare health plan that covers these services.Even if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments.Some of the items and services that Medicare doesn't cover include: 1  Long-term care (also called custodial care). 2  Most dental care.3  Eye examinations related to prescribing glasses.4  Dentures.ven if Medicare covers a service or item, you generally have to pay your deductible, coinsurance, and copayments. Some of the items and services that Medicare doesn't cover include: 1  Long-term care (also called custodial care). 2  Most dental care. 3  Eye examinations related to prescribing glasses. 4  Dentures.