At the Zoo, the American alligator is fed rats and occasionally chickens and rabbits. American alligators may live to about 50 years in the wild. After it is four feet long, an alligator is safe from predators except humans and occasionally other alligators.All or part of this information was provided by the Animal Diversity Web and Museum of Zoology of the University of Michigan.fter two to three years, they leave that area in search of food, or are driven out by larger alligators. One interesting aspect of alligator biology is that they undergo periods of dormancy when the weather is cold. They excavate a depression called a âgator holeâ along a waterway and use it during dormancy.
Whatâs an adjustable-rate mortgage? An adjustable-rate mortgage (ARM) is a loan in which the interest rate may change periodically, usually based upon a pre-determined index. The ARM loan may include an initial fixed-rate period that is typically 3 to 10 years.
Mortgage rates fell slightly this week, according to Bankrate's latest survey of interest rates. The benchmark 30-year fixed-rate mortgage fell 2 basis points to 3.93%. The average 15-year fixed-rate mortgage ticked down 1 basis point to 3.14%.A basis point is one-hundredth of 1%.The typical 30-year fixed-rate jumbo mortgage fell 2 basis points to 3.88%. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000. The average 5/1 adjustable-rate mortgage rose 1 basis point to 3.18%.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.