Some cars assembled in the U.S. from largely American-made parts don't sell well, meaning fewer Americans are employed to build them. Cars.com's American-Made Index recognizes cars that are built here, have a high amount of domestic parts and are bought in large numbers by American consumers.
Most mortgages are preceded by both written and verbal VOEs. Once a lender receives the initial loan application, a Written Verification of Employment (Form 1005) is sent to all current and previous employers within the last two years listed on the application.
Mortgage Deed and Credit. As a signer on the mortgage deed, you are an obligated party to a mortgage debt. Nearly all mortgage lenders and banks report mortgage repayment history to the three main credit bureaus: Equifax, Experian and TransUnion. Therefore, your payment performance on the mortgage loan will reflect on your credit report. Indeed, mortgage debts are considered very significant on a credit report, and failure to pay, default and foreclosure will all have serious and negative consequences on your credit.