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The best education loan available is the federal Stafford Loan. There are two types of Stafford loans: subsidized and unsubsidized. You can find out more about Stafford loans and why you should use federal student loans in this previous college blog post of mine:
Students can apply for private and federal loans. Because the federal government ensures that students can obtain federal loans, students have an easier time obtaining federal loans than private loans. There is a limit, however, to the amount of federal loans one student can borrow. The amount of federal loans a student can borrow depends on several factors. First, the student's level of education comes into play. A senior in college may borrow more money than a freshman in college. Medical students can also take out more loans than other students pursuing graduate studies.