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What does it mean to be 'pre approved' for a loan. Pre approved means that the lender (it could be your bank or credit card company or any other company that you had an account with) already have your details, and provided those details are correct, they will lend you a certain amount.
Best Answer: Being pre-approved and pre-qualified is not the same. Getting pre-qualified is really quick. Go talk to a loan officer and they can generally get you pre-qualified within minutes.We made and offer on our house after just being pre-qualified but the seller came back and wanted a pre-approval letter. Pre-approval or just plain approval is a little more involved.o talk to a loan officer and they can generally get you pre-qualified within minutes. We made and offer on our house after just being pre-qualified but the seller came back and wanted a pre-approval letter. Pre-approval or just plain approval is a little more involved.