Germany has a well-developed social security system. As a jobholder paying statutory social security payments, you are sure of being protected against the biggest risks â for example illness, occupational accidents, unemployment, or when you grow old.our employer pays the contributions for all five types of social security directly to the insurance funds. A special case: health insurance. As an employee, you are automatically a member of the pension, long-term care, accident and unemployment insurance funds.
Loan origination and discount points are both tax-deductible, as well as interest and property taxes. If loan origination points were high but you didn't pay other closing costs (e.g. escrow account setup fee, home appraisal and attorney fees, etc.), the loan origination fee is not tax deductible.To be tax deductible, it has to be clearly stated in points on top of the GFE and cannot pay for other items.f loan origination points were high but you didn't pay other closing costs (e.g. escrow account setup fee, home appraisal and attorney fees, etc.), the loan origination fee is not tax deductible.
The corresponding Fees Worksheet pictured above breaks down the origination charges. Although not pictured here, lenders typically display a percentage on the same line as the Loan Origination Fee, such as 1.000%, if applicable.o figure. In the example above, the loan origination charge is $1,840 on a $348,000 loan amount, which makes the fee roughly half a percentage point (.50%). This particular broker charged a $250 origination charge, a $695 processing fee, and an $895 underwriting fee, which combined make up the $1,840 total.