Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
However, trading desks intending to take the underwriting exemption (âunderwriting desksâ) must also estimate RENTD, which is defined differently for underwriting and in our view poses fewer implementation challenges. Underwriting RENTD is the anticipated market demand for an underwritten dealâs securities (estimated as a monetary range).