Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
In contrast to the club deal, with a syndicated loan there is normally a lead bank which acts as the underwriter, the mandated lead arranger (MLA). Depending on the complexity and size of the financial project, alternatively two or more banks can take on the role of the MLA or underwriter. >Further information.