I pretty much do same as what I would do on the face, I see more gals who just don't ever exfoliate the back, and a few with acne. If it's mainly dead skin buildup I will use a good exfoliateing scrub-like salt/sugar etc., with acne, I will use either a 1-2 layer peel or emzyme peel followed by extractions.
A forward contract is an agreement between two parties to buy or sell an asset at an agreed future point in time. The trade date and delivery date are separated. A futures contract is a standardized forward contract that is traded on an exchange, like SAFEX. Other than forward contracts, futures contracts are not linked with specific buyers.
We sometimes receive questions and complaints about futures trading. A futures contract is an agreement to buy or sell a specific quantity of a commodity or financial instrument at a specified price on a particular date in the future. Commodities include bulk goods, such as grains, metals, and foods, and financial instruments include U.S. and foreign currencies.