The cost to place and lift a freeze, and how long the freeze lasts, depend on state law: In many states, identity theft victims can place a freeze for free, but in others, victims must pay a fee, which is usually about $10. If you have a police report, you may be able to place or lift a freeze for free.
A merchant bank is a financial institution providing capital to companies in the form of share ownership instead of loans. A merchant bank also provides advisory on corporate matters to the firms in which they invest.In the United Kingdom, the historical term merchant bank refers to an investment bank.n France during the 17th and 18th century, a merchant banker or marchand-banquier was not just considered a trader but also received the status of being an entrepreneur par excellence.
Mortgage Broker. A mortgage banker is an individual or organization that acts as an intermediary between borrower and lender to originate a mortgage loan. The term mortgage broker is often confused with a mortgage banker, but unlike the mortgage banker, the mortgage broker does not lend its own funds. The bank typically pays the mortgage broker for finding and processing the loan. Mortgage broker compensation of about 1% of the loan principal is typical.