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The best education loan available is the federal Stafford Loan. There are two types of Stafford loans: subsidized and unsubsidized. You can find out more about Stafford loans and why you should use federal student loans in this previous college blog post of mine:
Those who apply for the NTU Study Loan must concurrently apply for the maximum Tuition Fee Loan. The NTU Study Loan Scheme will provide a loan to cover the part of the fees not covered by the Tuition Fee Loan Scheme and/or a living allowance of S$3,600 per academic year.Interest will be payable at the same rate as the Tuition Fee Loan Scheme.Interest may be waived only for very needy Singaporean students.he NTU Study Loan Scheme will provide a loan to cover the part of the fees not covered by the Tuition Fee Loan Scheme and/or a living allowance of S$3,600 per academic year. Interest will be payable at the same rate as the Tuition Fee Loan Scheme. Interest may be waived only for very needy Singaporean students.