Punctuating Howdy commonly follows these rules: (i) If Howdy is used as a complete sentence, it's followed by an exclamation mark. (ii) If Howdy is the first word in a sentence, it's followed by a comma.
Credit Score: 500-579 â The minimum credit score to buy a car falls in this range. When your credit score is in this range lenders are hesitant to grant you a car buying loan. There are lenders that will, but they are sub-prime lenders and a down payment of some kind is required.
Buying a car When it comes to buying a car, your score has a much bigger impact on the interest rate you can expect to pay. Borrowers with FICO scores above 720 can expect to pay just 3.32% APR on a 60-month new car loan. And even though the average score is just 31 points lower than that, a 689 will more than double the interest rate to about 6.76%.