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The best education loan available is the federal Stafford Loan. There are two types of Stafford loans: subsidized and unsubsidized. You can find out more about Stafford loans and why you should use federal student loans in this previous college blog post of mine:
Another difference between federal and private student loans is that private student loans donât offer some of the benefits that federal loans do. For instance, federal loans offer income-driven repayment (IDR) plans, and the opportunity to qualify for loan forgiveness after 10, 20, or 25 years of payments.