Direct democracy is a form of government in which all laws are created by a general vote of society.
The term is microFICHE - there are no FISH swimming around the bank. Banks do keep records on microFICHE, for 7 years, but once an account has been closed, they generally dump the records after 2 or 3. I have fish in my office at the bank. Just to make it crystal clear.
But what should we really keep, and for how long? Most experts recommend holding on to financial records for three years after they're used in a tax return â that's the amount of time the IRS has to audit taxpayers.