Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
agreement among underwriters. A contract signed by members of an underwriting syndicate that specifies the syndicate manager, additional managers, member liability, and life of the group. Compare underwriting agreement.