The VARP function calculates the variance of a population. If the worksheet range holds the values 1, 4, 8, 9 and 11 the function returns the standard deviation value 13.04. The VARP function lets you include up to 255 arguments as inputs; the arguments can be values, cell references, formulas, and range references.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
Rating Newest Oldest. Best Answer: Serious is defined by the lending/credit card institute. One bank might consider 60 days late serious, while another might decide 90 or 120 days is serious. All negative reports stay on your record for 7 years.As the delinquencies age and you make newer payments on time, the delinquencies have less affect on your credit score.This includes such VERY serious reports as bankruptcies.ating Newest Oldest. Best Answer: Serious is defined by the lending/credit card institute. One bank might consider 60 days late serious, while another might decide 90 or 120 days is serious. All negative reports stay on your record for 7 years.