Direct democracy is a form of government in which all laws are created by a general vote of society.
The term is microFICHE - there are no FISH swimming around the bank. Banks do keep records on microFICHE, for 7 years, but once an account has been closed, they generally dump the records after 2 or 3. I have fish in my office at the bank. Just to make it crystal clear.
Records Retention Guidelines For Personnel Files. Most business records need to be kept for 6 years (if they are tax-related) or 10 years (if they are related to hiring, firing, or other employment actions). However, please understand that records retention rules can differ from industry to industry.