In 1982, after the Illinois Domestic Violence Act was passed, a minister and a police officer who identified the need to protect families from domestic violence inaugurated HOPE of Ogle County through volunteer efforts. In 1984, we increased the scope of client-centered services.
1 Take efficient control of your business. Universal Billing specializes in developing growth strategies that increase profits and reduce costs. 2  Regain financial well-being and business stability. Our strategic commercial and consumer debt collection services are effective and supported by our in-house legal counsel.
Universal life is a form of permanent insurance. This type of insurance provides the security of a guaranteed death benefit. However unlike whole life policies, universal life accumulates a return on a portion of the paid premiums. After you pass, the benefit is paid to your beneficiaries tax-free. One of the many benefits of universal life is its flexibility.