The VARP function calculates the variance of a population. If the worksheet range holds the values 1, 4, 8, 9 and 11 the function returns the standard deviation value 13.04. The VARP function lets you include up to 255 arguments as inputs; the arguments can be values, cell references, formulas, and range references.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
Credit scores range from 300 to 850; scores of 620 or below are generally regarded as bad credit scores. However, it's important to note that what qualifies as a bad credit score is a little subjective and depends somewhat on the lender. A home mortgage is a good example of this credit score subjectivity.Federal mortgage companies Fannie Mae and Freddie Mac consider 620 and below to be bad credit scores.ost people understand that a bad credit score is something that will make it hard for you to get credit, cost you a lot more when you can get it, and silently sabotage other important aspects of your life without you even knowing it.