If your trip is not within 2 weeks, but you need your U.S. passport more quickly than the normal processing period of 4 to 6 weeks, you can request expedited service by mail or in person at a passport acceptance facility near you.
The average is 2-3 weeks for a refinance and 4 weeks for a purchase. The time it takes to close your loan can be affeted by many things and no loan is the same.
For example, if you pay $3,000 in closing costs and save $300 a month, it will take you 10 months to recoup your costs, making refinancing a good deal if you plan to stay in the home more than 10 months.