Itâs best to use 2 or 3 digits (01 or 001). 1  Employeeâs name. 2  Job title (the title of the job performed by the victim) 3  Date of either the injury or the onset of the illness. 4  Where the event occurred. Be more specific than a wide area, such as âwarehouseâ.
In the short-term, closing a CC can have an adverse affect on your UTIL percentage calculations and this in itself can definitely lower your scores. In the long-term, a closed CC in good standing (nothing derogatory reporting) with a $0 balance will generally be deleted from your CRs (credit reports) after 10 years.
Consequently, having a medical bill in collections will probably result in serious damage to your credit scores. Whatâs more, collections can take up to seven years to drop off of your credit report, although the impact on your credit score will lessen over time. In short, an unpaid medical bill could cause headaches for years.