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The best education loan available is the federal Stafford Loan. There are two types of Stafford loans: subsidized and unsubsidized. You can find out more about Stafford loans and why you should use federal student loans in this previous college blog post of mine:
The Best Loan You've Never Heard OfâAnd How You Can Get One. No money down, better rates than an FHA loan, and the ability to finance closing costs. It may sound too good to be true, but in fact it's a U.S. Department of Agriculture guaranteed rural development loan, and now is your best chance to get one.