HELOCs are adjustable rate mortgages, and HELOC rates have two components: a set base rate called a âmargin,â plus a fluctuating rate called an âindex.â Each month, your HELOC lender will calculate your payment using your current balance and the combination of these two components as your rate. The margin for your HELOC is based on your credit score and how much equity you have in your home. When you find a HELOC lender, they will run a single credit report that merges your credit history from all three major credit bureaus: Equifax, TransUnion, and Experian.
Capital of Guinea. The Capital City of Guinea (officially named Republic of Guinea) is the city of Conakry. The population of Conakry in the year 2007 was 2,000,000. Guinea, formerly known as French Guinea, is a French speaking country on the coasts of the Atlantic Ocean.
Guinea is a republic. The president is directly elected by the people and is head of state and head of government. The unicameral Guinean National Assembly is the legislative body of the country, and its members are also directly elected by the people.uinea's mountains are the source for the Niger, the Gambia, and Senegal Rivers, as well as the numerous rivers flowing to the sea on the west side of the range in Sierra Leone and Ivory Coast. The highest point in Guinea is Mount Nimba at 1,752 m (5,748 ft).