Direct democracy is a form of government in which all laws are created by a general vote of society.
The term is microFICHE - there are no FISH swimming around the bank. Banks do keep records on microFICHE, for 7 years, but once an account has been closed, they generally dump the records after 2 or 3. I have fish in my office at the bank. Just to make it crystal clear.
How long does a bank keep your info after you close the account? My daughter was opening a bank account recently at a bank that she/we have never banked at but when she started filling in the documents the bank officer asked her if she had had an account with them before and still lived at 199 ** Road.