If your trip is not within 2 weeks, but you need your U.S. passport more quickly than the normal processing period of 4 to 6 weeks, you can request expedited service by mail or in person at a passport acceptance facility near you.
The average is 2-3 weeks for a refinance and 4 weeks for a purchase. The time it takes to close your loan can be affeted by many things and no loan is the same.
A refinance requires no missed payments for at least one or two years, and a minimum credit score, typically at least in the mid- to high-600s. Sufficient time must elapse between the modification and your application to meet most of the minimum eligibility requirements for a refinance.