If your trip is not within 2 weeks, but you need your U.S. passport more quickly than the normal processing period of 4 to 6 weeks, you can request expedited service by mail or in person at a passport acceptance facility near you.
The average is 2-3 weeks for a refinance and 4 weeks for a purchase. The time it takes to close your loan can be affeted by many things and no loan is the same.
There are big profits in marking up customers finance rates! As for how long before you can refinance your car loan, you'd want to be sure to review the contract you signed to see if there are any prepayment penalties. More than likely there are not and you should be able to refinance at any time. Many dealers will tell you to wait 6 months and this is sometimes true if someone is trying to build credit, but is not the case if your credit is already OK.