HELOCs are adjustable rate mortgages, and HELOC rates have two components: a set base rate called a âmargin,â plus a fluctuating rate called an âindex.â Each month, your HELOC lender will calculate your payment using your current balance and the combination of these two components as your rate. The margin for your HELOC is based on your credit score and how much equity you have in your home. When you find a HELOC lender, they will run a single credit report that merges your credit history from all three major credit bureaus: Equifax, TransUnion, and Experian.
Capital of Guinea. The Capital City of Guinea (officially named Republic of Guinea) is the city of Conakry. The population of Conakry in the year 2007 was 2,000,000. Guinea, formerly known as French Guinea, is a French speaking country on the coasts of the Atlantic Ocean.
Guinea (coin) The guinea was a coin of approximately one quarter ounce of gold that was minted in Great Britain between 1663 and 1814. The name came from the Guinea region in West Africa, where much of the gold used to make the coins originated. It was the first English machine-struck gold coin, originally worth one pound sterling, equal to twenty shillings, but rises in the price of gold relative to silver caused the value of the guinea to increase, at times to as high as thirty shillings. From 1717 to 1816,