In 1982, after the Illinois Domestic Violence Act was passed, a minister and a police officer who identified the need to protect families from domestic violence inaugurated HOPE of Ogle County through volunteer efforts. In 1984, we increased the scope of client-centered services.
1 Take efficient control of your business. Universal Billing specializes in developing growth strategies that increase profits and reduce costs. 2  Regain financial well-being and business stability. Our strategic commercial and consumer debt collection services are effective and supported by our in-house legal counsel.
Universal life is a continuation of the same insurance principles, only the packaging is truly different. But remember, it's still life insurance. Universal Life is a flexible premium product. Except for the first year, (in some cases two) no minimum annual premium must be paid by the policyowner to keep the policy in force. The premium is the amount paid by the insured for that year. Different amounts can be paid into this policy each year.