If your trip is not within 2 weeks, but you need your U.S. passport more quickly than the normal processing period of 4 to 6 weeks, you can request expedited service by mail or in person at a passport acceptance facility near you.
The average is 2-3 weeks for a refinance and 4 weeks for a purchase. The time it takes to close your loan can be affeted by many things and no loan is the same.
Every time you refinance your home you restart the clock and pay less principal. One way to mitigate this problem is to refinance to a shorter-term loan. For instance, a 10-year-old $200,000 30-year mortgage at seven percent carries a monthly payment of $1,331. If you were to refinance the remaining $171,953 balance for 20 years at 5 percent, you would pay the loan off in the same amount of time and save almost $200 a month based on the new payment of $1,135.