It depends on how long your nails grow, if there is ever pain with a black nail from an obvious source (example door) clean and heat the eye of a needle till its bright red hot and set the red hot tip on your nail it will melt right through and blood will spurt out but your nail shouldnt be in pain anymore.
People who retire at age 62 and start collecting Social Security at that time will only receive 75% of the benefit they would receive at full retirement age. Alternatively, you can choose to wait until age 70 to start collecting your Social Security retirement benefits.By waiting, you will increase your benefit amount to 132% of the benefit you would receive at your normal retirement age.he full retirement age for people retiring now (including baby boomers who were born between 1943 and 1954) is age 66. The full Social Security retirement age will gradually increase for people born after 1954 until it reaches age 67 (for people born in 1960 or later).
Medicare: 1.45% for both workers and employers on all wages. Early Retirement Age: 62 Taking early retirement can reduce Social Security benefits up to 30 percent. You should apply for Social Security benefits three months before the date you want your benefits to start. You can apply in one of the following ways: Visit your local Social Security office. Call 1-800-772-1213 to find the nearest office. Call Social Security at 1-800-772-1213.