The VARP function calculates the variance of a population. If the worksheet range holds the values 1, 4, 8, 9 and 11 the function returns the standard deviation value 13.04. The VARP function lets you include up to 255 arguments as inputs; the arguments can be values, cell references, formulas, and range references.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
While this isnât a bad way of thinking, itâs not accurate to say that avoiding credit is better than having a dinged-up score. If you ever face the decision to finance a major purchase, having no credit at all may cause more problems than having a bad credit score. You could face obstacles when you fill out a loan application for a new car, or need to use your credit score to prove your ability to pay a monthly bill, sign the lease on an apartment, or set up your utilities.