The VARP function calculates the variance of a population. If the worksheet range holds the values 1, 4, 8, 9 and 11 the function returns the standard deviation value 13.04. The VARP function lets you include up to 255 arguments as inputs; the arguments can be values, cell references, formulas, and range references.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
Your credit scores will be negatively affected by a late mortgage payment. The number of points depends on your overall credit history and the scoring system used by the lender. That 52 points may not be as bad as it seems. The real issue is not the total number of points the score changed, but rather where the total you now have places you in the ârange of riskâ on that scoring system.