If your trip is not within 2 weeks, but you need your U.S. passport more quickly than the normal processing period of 4 to 6 weeks, you can request expedited service by mail or in person at a passport acceptance facility near you.
The average is 2-3 weeks for a refinance and 4 weeks for a purchase. The time it takes to close your loan can be affeted by many things and no loan is the same.
The first is that your existing mortgage may have a prepayment penalty, particularly if you took it out less than one year ago. If your current mortgage was a no cost mortgage or refinance, you'll probably have a prepayment penalty if you refinance within less than three to five years.Prepayment penalties can be steep-often equal to six month's interest charges on your current mortgage.he general rule of thumb is that you don't refinance unless you can save at least a full percentage point off your current interest rate. In reality, however, the key question is whether you can reduce your interest rate enough to offset your closing costs-and that depends on how long you plan to stay in the home.