I pretty much do same as what I would do on the face, I see more gals who just don't ever exfoliate the back, and a few with acne. If it's mainly dead skin buildup I will use a good exfoliateing scrub-like salt/sugar etc., with acne, I will use either a 1-2 layer peel or emzyme peel followed by extractions.
A forward contract is an agreement between two parties to buy or sell an asset at an agreed future point in time. The trade date and delivery date are separated. A futures contract is a standardized forward contract that is traded on an exchange, like SAFEX. Other than forward contracts, futures contracts are not linked with specific buyers.
Forward contracts are more flexible than futures contracts Why may some investors prefer forward contracts to futures? If there were differences in prices, there would be opportunity for arbitrage