The reason âhazard insuranceâ is a common term is actually because of lenders. Your mortgage loan provider may require hazard insurance at minimum before they will issue you a loan, because that is the only portion of the homeowners insurance policy directly related to the home structure itself.
riotous - characterized by unrest or disorder or insubordination; effects of the struggle will be violent and disruptive; riotous times; these troubled areas; the tumultuous years of his administration; a turbulent and unruly childhood
The definition of circuitous is something oblique, roundabout or longer than the most direct way. Discussion that goes around and around the problem without ever talking about or addressing it directly is an example of something that would be described as circuitous. YourDictionary definition and usage example.