HELOCs are adjustable rate mortgages, and HELOC rates have two components: a set base rate called a âmargin,â plus a fluctuating rate called an âindex.â Each month, your HELOC lender will calculate your payment using your current balance and the combination of these two components as your rate. The margin for your HELOC is based on your credit score and how much equity you have in your home. When you find a HELOC lender, they will run a single credit report that merges your credit history from all three major credit bureaus: Equifax, TransUnion, and Experian.
Capital of Guinea. The Capital City of Guinea (officially named Republic of Guinea) is the city of Conakry. The population of Conakry in the year 2007 was 2,000,000. Guinea, formerly known as French Guinea, is a French speaking country on the coasts of the Atlantic Ocean.
Formerly the colony of Spanish Guinea, its post-independence name evokes its location near both the Equator and the Gulf of Guinea. Equatorial Guinea is the only sovereign African state in which Spanish is an official language. As of 2012, the country has a population of 1.6 million.Equatorial Guinea consists of two parts, an insular and a mainland region. The insular region consists of the islands of Bioko (formerly Fernando Po) pÃ³ in The gulf Of guinea And, annobon annobÃ³n a small volcanic island south of. the equatorioko Island is the northernmost part of Equatorial Guinea and is the site of the country's capital, Malabo. The island nation of Sao SÃ£o tome TomÃ© and principe prÃ­ncipe Is located Between. bioko and annobon annobÃ³n