Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
Underwriters are like real estate detectives. Itâs their job to make sure you have represented yourself and your finances truthfully, and that you havenât made any false or misleading claims on your loan application. Their standards are much higher than loan pre-qualification requirements.