The VARP function calculates the variance of a population. If the worksheet range holds the values 1, 4, 8, 9 and 11 the function returns the standard deviation value 13.04. The VARP function lets you include up to 255 arguments as inputs; the arguments can be values, cell references, formulas, and range references.
Bad credit means possibly being denied a loan or can result in being charged higher interest rates. This is because the amount of interest you pay is based on your level of risk and the current market rate. The worse your credit is, the higher your level of risk is and the higher your interest rates will be.
1. Pull Your Credit Reports. You probably know that bankruptcy is really, really bad for your credit. In fact, according to a FICO study, someone with an average credit score (around 680) could see their number plummet up to 150 points. Plus, bankruptcy can stay on your credit report for some time â up to 10 years from the filing date, though most Chapter 13 filings drop off after seven years. However, you wonât necessarily be stuck with subprime credit for that entire timeframe.