Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
The person who reviews and evaluates your responses is an insurance underwriter. This job requires a thorough, decisive person with excellent analytical skills. If you have a background in finance and an eye for detail, you may want to consider insurance underwriting as a career.