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The best education loan available is the federal Stafford Loan. There are two types of Stafford loans: subsidized and unsubsidized. You can find out more about Stafford loans and why you should use federal student loans in this previous college blog post of mine:
Federal student loans. The first type of loan that students should consider is federal loans. These loans are funded by the federal government, and will be presented to you in your financial aid award letter from each school after you fill out the FAFSA â meaning you donât need to go to a bank to apply for them.