Germany has a well-developed social security system. As a jobholder paying statutory social security payments, you are sure of being protected against the biggest risks â for example illness, occupational accidents, unemployment, or when you grow old.our employer pays the contributions for all five types of social security directly to the insurance funds. A special case: health insurance. As an employee, you are automatically a member of the pension, long-term care, accident and unemployment insurance funds.
Loan origination and discount points are both tax-deductible, as well as interest and property taxes. If loan origination points were high but you didn't pay other closing costs (e.g. escrow account setup fee, home appraisal and attorney fees, etc.), the loan origination fee is not tax deductible.To be tax deductible, it has to be clearly stated in points on top of the GFE and cannot pay for other items.f loan origination points were high but you didn't pay other closing costs (e.g. escrow account setup fee, home appraisal and attorney fees, etc.), the loan origination fee is not tax deductible.
The opposite is also true. Either way, the loan origination fee is negotiable! And it can be offset using a credit, as seen above. If I had to throw out a number, Iâd say the most common origination fee is 1% of the loan amount, which many banks will include in the fine print next to their advertised rates.