Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
Underwriting is one of the aspects of insurance that makes most peopleâs eyes glaze over. Underwriters deal with statistics â theyâre number crunchers. Many people who have an insurance policy donât even know that at some point their application passed through an underwriterâs hands. But underwriting is one of the most important parts of the insurance process.