Itâs best to use 2 or 3 digits (01 or 001). 1  Employeeâs name. 2  Job title (the title of the job performed by the victim) 3  Date of either the injury or the onset of the illness. 4  Where the event occurred. Be more specific than a wide area, such as âwarehouseâ.
In the short-term, closing a CC can have an adverse affect on your UTIL percentage calculations and this in itself can definitely lower your scores. In the long-term, a closed CC in good standing (nothing derogatory reporting) with a $0 balance will generally be deleted from your CRs (credit reports) after 10 years.
how long does credit card payment take to reflect on your credit score? Say I pay off all my credit cards one day or significantly reduce my usage, how long does it take for this transaction to affect my credit score? As soon as this does I would like to apply for an auto loan and want my score to be at its best.