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What does it mean to be 'pre approved' for a loan. Pre approved means that the lender (it could be your bank or credit card company or any other company that you had an account with) already have your details, and provided those details are correct, they will lend you a certain amount.
No. All a pre-approval means is that based on the information that you provided the loan officer, they believe that you would qualify for the loan. All a pre-approval is really doing is telling your realtor that you are someone who is serious about purchasing a home and ready to take the proper steps to move forward.