Within the park is the lovely Hamlin Lake Beach area with warm, shallow waters, and just to the north is the 3,450-acre Nordhouse Dunes Wilderness Area. There's plenty of wilderness and sand to explore, and Lake Michigan's beaches are the best in the state, but... that's about all there is to do in Ludington, aside from the standard boating and golfing.
The process is simple: 1  Notify. You must notify your customers that their paper checks will be processed electronically. 2  Collect and Convert. When a paper check is presented as payment, it is converted to a one-time ACH-based electronic payment, with pertinent information regarding the customer's financial institution and account number captured.
Checks can also be converted by service providers (such as your utility company) when you mail in a check for payment. Electronic check conversion is different from substitute checks, which are used between banks under the Check 21 law. More details: How the Check 21 Law Clears Checks Faster.