The reason âhazard insuranceâ is a common term is actually because of lenders. Your mortgage loan provider may require hazard insurance at minimum before they will issue you a loan, because that is the only portion of the homeowners insurance policy directly related to the home structure itself.
riotous - characterized by unrest or disorder or insubordination; effects of the struggle will be violent and disruptive; riotous times; these troubled areas; the tumultuous years of his administration; a turbulent and unruly childhood
joyous - full of or characterized by joy; felt a joyous abandon; joyous laughter. 1  elated - exultantly proud and joyful; in high spirits; the elated winner; felt elated and excited. 2  happy - enjoying or showing or marked by joy or pleasure; a happy smile; spent many happy days on the beach; a happy marriage.