Some cars assembled in the U.S. from largely American-made parts don't sell well, meaning fewer Americans are employed to build them. Cars.com's American-Made Index recognizes cars that are built here, have a high amount of domestic parts and are bought in large numbers by American consumers.
Most mortgages are preceded by both written and verbal VOEs. Once a lender receives the initial loan application, a Written Verification of Employment (Form 1005) is sent to all current and previous employers within the last two years listed on the application.
Logical Verifications include: 1  Just conversing with the new customer to ask them why they chose the bank. 2  If they just moved to the area, ask why they moved to the area. 3  When someone has just moved to your area, compare the previous address listed on the customer's drivers license to the address on the credit report.