Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
1. Desktop Underwriting (âDUâ for short) 2. Loan Prospector (âLPâ for short) Desktop Underwriter is governed by Fannie Mae and Loan Prospector is governed by Freddie Mac. While the two systems are very similar, there are subtle difference between the two that can make a very big difference.