I pretty much do same as what I would do on the face, I see more gals who just don't ever exfoliate the back, and a few with acne. If it's mainly dead skin buildup I will use a good exfoliateing scrub-like salt/sugar etc., with acne, I will use either a 1-2 layer peel or emzyme peel followed by extractions.
A forward contract is an agreement between two parties to buy or sell an asset at an agreed future point in time. The trade date and delivery date are separated. A futures contract is a standardized forward contract that is traded on an exchange, like SAFEX. Other than forward contracts, futures contracts are not linked with specific buyers.
With currency futures, the price is determined when the contract is signed, just as it is in the forex market, only and the currency pair is exchanged on the delivery date, which is usually some time in the distant future. transferable futures contract that specifies the price at which a currency can be bought or sold at a future date. Currency future contracts allow investors to hedge against foreign exchange risk.