Previous studies indicate that the use of child labour on the tobacco estates is in fact continuous and part of the overall labour market. Children are usually not employed directly on the estates but work as part of the tenant family.
A Broker is NOT the same as and Underwriter (U/W). The Broker usually owns the mortgage company. He contracts with several companies to write loans.
Underwritering is the process a bank, or lender, takes to decide if you will get a loan. The underwriter is the last step in the loan process and the underwriter is the last line of defense a lender has.The underwriter's job is to look over ALL the accumulated documents the loan officer has obtained from you and other sources regarding your loan application.nderwritering is the process a bank, or lender, takes to decide if you will get a loan. The underwriter is the last step in the loan process and the underwriter is the last line of defense a lender has.