Itâs best to use 2 or 3 digits (01 or 001). 1  Employeeâs name. 2  Job title (the title of the job performed by the victim) 3  Date of either the injury or the onset of the illness. 4  Where the event occurred. Be more specific than a wide area, such as âwarehouseâ.
In the short-term, closing a CC can have an adverse affect on your UTIL percentage calculations and this in itself can definitely lower your scores. In the long-term, a closed CC in good standing (nothing derogatory reporting) with a $0 balance will generally be deleted from your CRs (credit reports) after 10 years.
How Often Does My Credit Score Change? âJohn, I sold some stock and used the proceeds to completely pay off two credit cards. That takes my credit card debt from almost $17,000 to zero. It also reduces my debt-to-limit ratio from over 50% to 0%. Needless to say Iâm excited to see what happens to my credit scores as a result. How long will it take for my credit scores to reflect this reduction in debt?â.