You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
There have been four major campaigns of unrestricted submarine warfare: 1  The U-boat campaign of World War I, waged intermittently by Germany between 1915 and 1918 against Britain and her allies. 2  This was ostensibly the reason for the entry of the United States into the war in 1917, together with the Zimmermann Telegram.