If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
[ Top of Page ]. Refrigerator Thawing. When thawing a turkey in the refrigerator: 1  Plan ahead: allow approximately 24 hours for each 4 to 5 pounds in a refrigerator set at 40 Â°F or below. 2  Place the turkey in a container to prevent the juices from dripping on other foods.llow about 30 minutes per pound. First be sure the turkey is in a leak-proof plastic bag to prevent cross-contamination and to prevent the turkey from absorbing water, resulting in a watery product. Submerge the wrapped turkey in cold tap water. Change the water every 30 minutes until the turkey is thawed.