Can you estimate the system requirements for Star Citizen? There will be a lot of optimization in the next 24-months, plus the usual fast pace of technology, so it is hard to say absolutely. At the moment you will be able to play it on a dual core PC with a GTX 460 or greater and 4GB of system memory.
Those with average credit can expect rates in the 7.50% APR range from lenders like Peerform, Vouch, and Avant. Less creditworthy borrowers can expect personal loan interest rates as high as 35% APR.
Since most personal loans are issued as unsecured loans, they pose more of a risk to lenders. That's why interest rates for unsecured personal loans are higher than for loans secured with collateral. Assets used as collateral lower the risk to the lender thereby lowering the interest rate on the loan.