You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
The torpedo blast was followed by a larger explosion, probably of the shipâs boilers, and the ship sank off the south coast of Ireland in less than 20 minutes. It was revealed that the Lusitania was carrying about 173 tons of war munitions for Britain, which the Germans cited as further justification for the attack.