Using the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.sing the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.
Estimated total: $5,000. Lenders will report debt settlements to the credit bureau agencies and it becomes a negative on your credit report for seven years. That lowers your credit score and raises the interest rate you will pay for future loans and credit cards.
Counting Seven YearsWhen it comes to your credit report, negative information typically stays on your report for seven years. This means that late credit card payments stay on your credit report for seven years from the date the payment was missed. If that late payment eventually turns into a default, the seven years counts from the original missed payment deadline.