Go to the web page that you would like to have the shortcut to. Copy the address from the address bar in your web browser. Go to your desk top and right-click then hover over 'new' then select 'shortcut' now pase the shortcut (Crtl + V) and click 'next' label your shortcutand click 'finish'. Hope that helped,
Hazard statements. A hazard statement is a phrase that describes the nature of the hazard in the substance or mixture. A hazard statement will be determined by the application of the classification criteria. Examples of hazard statements include: Causes serious eye damage.
Moral Hazard is the idea that, under certain circumstances, individuals will alter their behaviour and take more risks. There is information asymmetry. Where one party holds more information than another. For example, a firm selling sub-prime loans may know that the people taking out the loan are liable to default.