Citing a Print Dictionary in MLA Format. 1  1. State which word you defined. The word should be capitalized an enclosed in quotation marks. 2  2. Indicate the definition number. If the term has more than one definition in the dictionary, indicate which definition you used. 3  3. Identify the dictionary you used to define the word.
Paying off your mortgage faster via a cash-in refinance is a smart way to build equity while potentially securing a lower rate. If you have an FHA loan, though, you must wait at least 6 months before refinancing with the FHA streamline program.
If Kris doesn't refinance, the payments will total $239,520 over the next 20 years. After refinancing, Kris could pay $697 a month to repay the new loan in 30 years, or $885 a month to pay it off in 20 years. $697 x 360 months = $250,920. $885 x 240 months = $212,400. In the example above, Kris borrowed $186,000 at 5%.