If your book has more than one author, use the authors' last names as they appear on the title page. Ex. In the 1970s the Great Pyramid inspired a fad of pyramid enthusiasts, who . . . (Schul and Pettit 159). Schul and Pettit draw attention to the fact that in the 1970s the Great Pyramid . . . (159).
When you file bankruptcy, you must complete a means test. The bankruptcy means test is a form that uses your income over the past six months to determine a number of important issues, such as whether you qualify for Chapter 7, how long your Chapter 13 plan must be and how much you must pay into the Chapter 13 plan.he should wait at least 90 days before filing bankruptcy or the credit card company will try to make the debt nondischargeable. Example. Gary needs cash, so he takes cash advances from his credit card-he takes one advance of $500 and then another advance the following week of $900.
For instance, if you complete the bankruptcy process under Chapter 7, you cannot file for another Chapter 7 bankruptcy for six years. The six years is counted from the date you last filed for bankruptcy. Declaring bankruptcy now can get you started sooner on rebuilding your credit.Although, you can only file under Chapter 7 once every six years, you can always get a Chapter 13 plan if there is another disaster before you are entitled to file for Chapter 7 again.You may file for a Chapter 13 plan repeatedly, although each filing appears on your credit record.lthough, you can only file under Chapter 7 once every six years, you can always get a Chapter 13 plan if there is another disaster before you are entitled to file for Chapter 7 again. You may file for a Chapter 13 plan repeatedly, although each filing appears on your credit record.