Using the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.sing the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.
Estimated total: $5,000. Lenders will report debt settlements to the credit bureau agencies and it becomes a negative on your credit report for seven years. That lowers your credit score and raises the interest rate you will pay for future loans and credit cards.
1 Missed payments stay on your credit report for seven years. 2  Bankruptcies stay on your credit report for ten years. 3  Information about litigation or judgments against you can remain on your credit report for seven years.