If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
A bird is fully thawed when there arent any more ice crystals in its cavity. Allow 5 hours per pound. Time to defrost a 15 pound turkey: 3 days.  If you forgot to put your bird in the refrigerator, the cold water method is a good alternative. Be sure to change the water every 30 minutes. Allow 30 minutes of thawing time per pound.