You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
Publisher. A+E Networks. On this day in 1917, the lethal threat of the German U-boat submarine raises its head again, as Germany returns to the policy of unrestricted submarine warfare it had previously suspended in response to pressure from the United States and other neutral countries.nrestricted submarine warfare was first introduced in World War I in early 1915, when Germany declared the area around the British Isles a war zone, in which all merchant ships, including those from neutral countries, would be attacked by the German navy.