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Although, some extended auto warranties cover breakdown due to wear and tear, most do not. Make sure your vehicle's water pump is covered under warranty by choosing an extended warranty with wear and tear and seals and gaskets coverage. There is currently no content classified with this term.
They warranty is 4 years on most pumps. They are a pretty penny though if you have to buy out of pocket. They retail at about 5-6 thousand depending on the pump (all pumps out there...dont know individual prices for MM). You may be able to get a discount on it, but that something you have to take up with MM.