Letâs look at a hypothetical spontaneous chemical reaction: The quantity of usable energy (chemical potential) in a reaction is called the Gibbs Free Energy (DG). DG is the difference between the energy contained in the products of a reaction and the reactants: DG = (energy of products) - (energy of reactants)
That's why some financial experts feel it's more realistic to think in terms of your net income, aka take-home pay, and that you shouldn't use any more than 25% of your take-home on your mortgage payment.
My dad's was for $100,000 and he is currently paying it off. My mom's was for $120,000, but because of her shopping addictions she has not paid hers in nine months. Now she tells us she's receiving letters that they're going to take the house.The house is paid off and there is no mortgage.y dad's was for $100,000 and he is currently paying it off. My mom's was for $120,000, but because of her shopping addictions she has not paid hers in nine months. Now she tells us she's receiving letters that they're going to take the house.