Protect yourself from a scenario where your regular insurance isn't enough. A personal umbrella policy is called an umbrella policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance.It offers protection for you and your family against large and potentially devastating liability claims or judgments.rotect yourself from a scenario where your regular insurance isn't enough. A personal umbrella policy is called an umbrella policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance.
Tile Floor Cleaning Basics. Sweep or vacuum your glazed tile floors regularly to keep them from getting dull. Tiles may be resistant to dirt, but sand and grit can dull glazed surfaces. Clean tile with mild detergent and clean water, using a rag or chamois-type mop rather than a sponge mop. The latter pushes dirty water into grout lines and makes them harder to clean. Be sure to change the water frequently while mopping; dirty water equals a cloudy floor.
Caring for Hardwood Floors. Regular cleaning and caring for your hardwood floor will help protect your investment. Learn how to prevent scratches, keep dirt from building up, and what to do when. Avoid using water and vinegar, soap-based cleaners, wax or steam cleaners on your hardwood floor. 2  Vinegar and water will dull the floorâs finish over time, while soap or wax will leave a residue. 3  Steam cleaners put heat and excessive water on your floor, which can lead to cupping and long-term damage.