If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
Thawing the Turkey: If you have purchased a frozen turkey, you will need to start thawing it NOW. Every 5 pounds of turkey will require 24 hours of thaw time in the refrigerator (i.e., a 15-pound bird will take 3 full days). Start defrosting the frozen turkey in the coldest part of the refrigerator, in the back.