If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
The safest way to thaw a turkey is in refrigerator. Thawing at room temperature or in a sink of warm water invites bacteria to multiply too rapidly. Allow a day in the refrigerator for every 4 pounds (presuming a 40-degree refrigerator). So: 12-pound turkey = 3 days to thaw (purchase by Monday morning of Thanksgiving week) 16 pounder = 4 days to thaw (purchase by Sunday morning of Thanksgiving week). Oops ... I bought my frozen turkey on Tuesday. Now what? Use the quick-thaw method: Leave the turkey in the original packaging. Put it in the sink and cover with COLD water - never warm. Change the icy water every 30 to 60 minutes. This takes 30 minutes per pound, or six hours for a 12-pound bird. Once thawed, it's safe in the refrigerator for three or four days before cooking.