If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
With some turkeys approaching 20 pounds or more, they can take days to fully thaw at refrigerator temperatures. In general, a frozen turkey will require approximately 24 hours for every 5 pounds at or below 40Â° F to fully thaw. In cold water, a turkey will require approximately 30 minutes per pound to fully thaw.