When we began Seattle Bites Food Tours in 2008 we wanted to select those âhidden gemâ merchants who had outstanding food and who many visitors might not easily find among the crowds on a busy day at Pike Place Market.
The credit card companies have six years to collect a debt. The time starts when the credit cards make their last entry on your credit report. It is not your last payment as credit cards will continue to show late charges and interest penalties.
6. After a year, apply for an unsecured credit card. Twelve months of timely payments should be enough to show your credit card company that you can responsibly manage debt. Nowâs the time to give your creditor a call to see if you can make the switch from a secured credit card to an unsecured credit card.