As a home inspector, I would have charged even more. The real question, is what is it going to cost you to repair what the home inspector didn't find, because you when with the cheapest guy. Ask for references, find a home inspector who is fair, and thorough.
Friction can happen when the thighs rub together. The friction results in irritation of the skin of the inner thighs, leading to bumps on inner thighs. The irritation can cause a heat rash called miliara. Irritated skin often leads to blockage of the sweat glands and the formation of pink, red or white bumps. Common symptoms are itching or a prickly feeling in thighs.
Internally or externally rotated femur. Another position that contributes to inner thigh pain is the femur or thigh bone position. If the femur is rotated internally or inward, the inner thigh muscles are shortened and can compress their attachments in the groin. The outer thigh muscles are stretched and over lengthened.