Protect yourself from a scenario where your regular insurance isn't enough. A personal umbrella policy is called an umbrella policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance.It offers protection for you and your family against large and potentially devastating liability claims or judgments.rotect yourself from a scenario where your regular insurance isn't enough. A personal umbrella policy is called an umbrella policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance.
Tile Floor Cleaning Basics. Sweep or vacuum your glazed tile floors regularly to keep them from getting dull. Tiles may be resistant to dirt, but sand and grit can dull glazed surfaces. Clean tile with mild detergent and clean water, using a rag or chamois-type mop rather than a sponge mop. The latter pushes dirty water into grout lines and makes them harder to clean. Be sure to change the water frequently while mopping; dirty water equals a cloudy floor.
Consider your floor's finish before trying to remove a mark. If the stain is on the surface, your floor probably has a hard finish, such as urethane. If the stain has penetrated through to the wood, the floor probably has a soft oiled finish -- common in older homes whose floors have not been refinished and resealed.Wipe surface stains from a hard finish with a soft, clean cloth. If the area is still dark, apply bleach or vinegar and allow it to soak into the wood for about an hour. 2  Rinse with a damp cloth. 3  Heel marks: Use fine steel wool to rub in floor wax. 4  Oil-base stains: Rub the area with a soft cloth and dishwashing detergent to break down the grease.