Auger Bits are designed for boring holes in wood. They are available in several styles for various applications. The screw point is at the tip of the bit and it provides hole location and self feeds the bit into wood. The outlining spur cuts the outline of the hole and helps the bit stay straight in the hole.
Friend: Esperanza is not a bank and thus, loan officers are more than just the people who collect the money. They need to act as personal, spiritual and business counsellors. In order to have a successful bank of hope, there needs to be a good relationship between the associates and the loan officers. Therefore, loan officers need to establish trust with the associates and turn that trust into a friendship.
Or, simply put â if a loan officer helps you with your mortgage and the total fees and yield spread premium add up to be $4,000 and the loan officer is on a â80% splitâ the loan officer stands to make 80% of $4,000 or $3,200.aybe. One disadvantage to working with loan officers at these mortgage bankers/brokers is that no matter what, they must âoriginate at a profitâ or make money from the origination process in order to stay in business. If Your Loan Officer Works For A âLarge FDIC Bankâ.