You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
Submarine Uses. Naturally, as has been discussed, submarines have played a major role in our countryâs navy. They make up over 2% of naval vessels. Submarines are effective in our military because they allow a stealth way to enter into enemy waters and possible attack. And because other countries have also expanded their navies to include submarines, it is an absolute must for the US to also have submarines to counteract.