In general, there are two types of mortgage insurance: mortgage insurance bought from the government, designed for those with FHA loans (this is called mortgage insurance premiums or MIP) or private mortgage insurance for conventional loans which is bought from the private sector (this is called private mortgage insurance or PMI).
Operant conditioning, sometimes called instrumental conditioning or instrumental learning, was first extensively studied by Edward L. Thorndike (1874-1949), who observed the behavior of cats trying to escape from home-made puzzle boxes. When first constrained in the boxes, the cats took a long time to escape.
Operant conditioning is a form of learning. In it, an individual changes its behaviour because of the consequences (results) of the behaviour. The person or animal learns its behaviour has a consequence. That consequence may be.1  Reinforcement: a positive or rewarding event.2  This causes the behaviour to occur more often.perant conditioning is a form of learning. In it, an individual changes its behaviour because of the consequences (results) of the behaviour. The person or animal learns its behaviour has a consequence. That consequence may be. 1  Reinforcement: a positive or rewarding event. 2  This causes the behaviour to occur more often.