RJ45 Ethernet connector. Ethernet is a way of connecting computers together in a local area network or LAN. It has been the most widely used method of linking computers together in LANs since the 1990s. The basic idea of its design is that multiple computers have access to it and can send data at any time.
1 If the accident was not your fault, there is a good chance your insurance premiums will not be raised. 2  If the accident was your fault, your rates will probably increase unless you have accident forgiveness on your policy.  No one wants to have a car accident but it is a fact of life that accidents do happen.
Some drivers are so worried that they don't file a claim or even notify their car insurance company of the incident. Just know that your insurer considers many factors before deciding to adjust your rate, and thus, there are plenty of good reasons your premium may stay the same after you make a claim. Here's our rundown of the 5 factors that help determine whether a claim increases your car insurance rate.