If your book has more than one author, use the authors' last names as they appear on the title page. Ex. In the 1970s the Great Pyramid inspired a fad of pyramid enthusiasts, who . . . (Schul and Pettit 159). Schul and Pettit draw attention to the fact that in the 1970s the Great Pyramid . . . (159).
When you file bankruptcy, you must complete a means test. The bankruptcy means test is a form that uses your income over the past six months to determine a number of important issues, such as whether you qualify for Chapter 7, how long your Chapter 13 plan must be and how much you must pay into the Chapter 13 plan.he should wait at least 90 days before filing bankruptcy or the credit card company will try to make the debt nondischargeable. Example. Gary needs cash, so he takes cash advances from his credit card-he takes one advance of $500 and then another advance the following week of $900.
Chapter 13: Plan must be filed. In Chapter 13, the Plan must also be filed within 15 days after the Bankruptcy was filed. The plan provides for submission of future income and the treatment of creditors, specifying when and how much each kind of creditor will receive. [Rule 3015(b) FRBP]