You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
On May 7th 1915, a German U-Boat torpedoed a British ocean liner, RMS Lusitania. With over 100 lives lost, this event is the pivotal event that is thought to have dragged the US into WWI. A propoganda poster using the sinking of the Lusitania to enlist Irishmen to the War Effort. When a German submarine torpedoed the British ocean liner RMS Lusitania on May 7, 1915, the world was stunned. You have to think of the scale of 9/11 or Pearl Harbor in order to understand the impact.