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A forbearance is a temporary modification of the monthly payment obligation on an education loan. Both federal education loans and private student loans offer forbearances, but with different criteria and terms. Forbearance options on private student loans are generally more limited than the forbearance options on federal education loans. There are three main types of forbearances: 1  Temporary cessation of monthly payments. 2  Temporary reduction in the monthly payment amount (e.g., interest-only payments).
The basic dictionary definition of forbearance is refraining from the enforcement of something.. Refraining from the enforcement of something could be a debt, a right we have, an obligation that has come due and needs to be paid, etc.This is a legal-sounding definition.The idea of forbearance arises in the Bible under different words.t is controlling oneself when provoked or offended. Its synonyms show us some of the nuances of forbearance : patience, leniency.. Leniency does not mean that one allows something to continue. A more strict definition is that one does not give the full punishment for something or the full amount of something.