Senior Fellow in Electrical Engineering. If the rate being charged for electricity is 10 cents[3] per kilowatt hour, then running the 100-watt bulb for one hour would cost 0.10 kWÂ·h Ã $0.10/kWÂ·h = $0.01, or on â¦ e cent.
At closing, there would be a credit due to the seller for this oil. Your attorney can best summarize the probable amount of these costs. The fourth and most misunderstood area of closing costs is the prepaid, or reserve items category.t closing, there would be a credit due to the seller for this oil. Your attorney can best summarize the probable amount of these costs. The fourth and most misunderstood area of closing costs is the prepaid, or reserve items category.
1 The interest rates on a cash-out refinancing are usually, but not always, lower than the interest rate on a home equity loan. 2  You pay closing costs when you refinance your mortgage. 3  Generally, you don't pay closing costs for a home equity loan. 4  Closing costs can amount to hundreds or thousands of dollars.deally, you get a better rate on the $80,000 that you owe on the house and you get a check for $20,000 to spend as you wish. Cash-out refinancing differs from a home equity loan in several ways: 1  A home equity loan is a separate loan on top of your first mortgage.