Using the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.sing the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.
Estimated total: $5,000. Lenders will report debt settlements to the credit bureau agencies and it becomes a negative on your credit report for seven years. That lowers your credit score and raises the interest rate you will pay for future loans and credit cards.
How Long Do Late Payments Stay on a Credit Report? Most negative items, including late payments, can stay on your credit reports for seven years, but not all negative information is equally damaging.