You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
1 The phrase Remember the Lusitania was used as a battle cry both by Allied soldiers and on posters used to recruit new soldiers to the army. 2  The Germans claimed that sinking the Lusitania was justified in a war zone because its cargo included ammunition and shell casings to be used in the war.