Citing a Print Dictionary in MLA Format. 1  1. State which word you defined. The word should be capitalized an enclosed in quotation marks. 2  2. Indicate the definition number. If the term has more than one definition in the dictionary, indicate which definition you used. 3  3. Identify the dictionary you used to define the word.
Paying off your mortgage faster via a cash-in refinance is a smart way to build equity while potentially securing a lower rate. If you have an FHA loan, though, you must wait at least 6 months before refinancing with the FHA streamline program.
Rate-and-term refinancing to save money. Typically, you refinance your remaining balance for a lower interest rate and a term you can afford. (The term is the number of years it will take to repay the loan.) Cash-out refinancing, in which you take out a new mortgage for more than you owed.