Anthropology is the study of various aspects of humans within past and present societies.[1][2][3] Social anthropology and cultural anthropology[1][2][3] study the norms and values of societies. Linguistic anthropology studies how language affects social life. Biological or physical anthropology[1][2][3] studies the biological development of humans.
Automated valuation model. Automated valuation model (AVM) is the name given to a service that can provide real estate property valuations using mathematical modelling combined with a database. Most AVMs calculate a propertyâs value at a specific point in time by analyzing values of comparable properties.
A mortgage's LTV ratio is a simple calculation made by dividing the amount of the loan by the value of the home. The higher the LTV ratio, the higher the risk profile of the mortgage. Most mortgages with an LTV ratio greater than 80% require private mortgage insurance (PMI) to be paid by the borrower.he Tradeoff When it comes to PMI, a borrower who has less than 20% of the sales price or value of a home to put down as a down payment has two basic options: 1  Use a stand-alone first mortgage and pay PMI until the LTV of the mortgage reaches 78%, at which point the PMI can be eliminated.