This session in Beijing marked the official launch of the Propell Teacher Workshop for the TOEIC Bridge(tm) test. Propell (TM) Teacher Workshops for the TOEIC(R) Tests Offered Free-of-Charge to English-Language Teachers Across Asia.
The Federal Housing Administration backs up mortgage loans through a mortgage insurance program that guarantees a loan if the borrower defaults. FHA has certain inspection guidelines that a home must meet before the loan can be guaranteed.
An FHA mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. Because of this, interest rates for FHA mortgages may be somewhat higher, and the buyer may need to pay monthly mortgage insurance premiums along with their monthly loan payments. An FHA loan is available with fixed rates or as an adjustable-rate mortgage. FHA loans are insured by the Federal Housing Administration (FHA) and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.