Citing a Print Dictionary in MLA Format. 1  1. State which word you defined. The word should be capitalized an enclosed in quotation marks. 2  2. Indicate the definition number. If the term has more than one definition in the dictionary, indicate which definition you used. 3  3. Identify the dictionary you used to define the word.
Paying off your mortgage faster via a cash-in refinance is a smart way to build equity while potentially securing a lower rate. If you have an FHA loan, though, you must wait at least 6 months before refinancing with the FHA streamline program.
Aside from that, the only real limit on how soon you can refinance is whether you can save money by doing so. That's mainly a function of three things: 1) your interest rate, 2) closing costs and 3) how long you expect to live in the home.n reality, however, the key question is whether you can reduce your interest rate enough to offset your closing costs-and that depends on how long you plan to stay in the home. Here's how it works: Suppose you've got a $250,000 30-year mortgage at 4.5 percent.