If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
There are two methods to thaw a frozen turkey: Refrigerator Thawing. 1  Plan ahead: allow approximately 24 hours for each 4 to 5 pounds in a refrigerator set at 40Â° F or below.  Place the turkey in a container to prevent the juices from dripping on other foods.