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Although, some extended auto warranties cover breakdown due to wear and tear, most do not. Make sure your vehicle's water pump is covered under warranty by choosing an extended warranty with wear and tear and seals and gaskets coverage. There is currently no content classified with this term.
A bilge pump is not automatically on a boat. Every boat does however have a bilge area. It is the area in a boat's hull where water collects. This area is seriously recommended to have a bilge pump in it on every boat to pump the water out of this area while on the water. Bilge's have drain plugs on the back of the boat for when you take it out of the water to fully drain it. A bilge pump is not automatically on a boat.