You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
Italy had one of the largest submarine forces in the world. At the beginning of the war, Italy had 117 submarines, of which only seven could be considered out of date. Italian submarines were used throughout the war and patrolled the, Atlantic, the Mediterranean, Red, and Black seas, and even the Indian Ocean.