If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
â¢ Using this thawing method, you should estimate about 30 minutes of defrosting time per pound of turkey. Approximate time to defrost a whole turkey in cold water: - 10 pounds â 5 hours - 15 pounds â 7 hours - 20 pounds â 10 hours - 25 pounds â 12 hours. Youâll need to a llow about 24 hours for each 4 to 5 pounds of frozen turkey you plan to thaw in the fridge. Approximate times to defrost a whole turkey in the fridge: - 10 pounds â 2 days plus 12 hours - 15 pounds â 3 days plus 18 hours - 20 pounds â 5 days - 25 pounds â 6 days plus 6 hours.