If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
to thaw. Small packages of meat, poultry or seafood â about a pound â may thaw in an hour or less. A 3-to 4-pound package may take 2 to 3 hours. For whole turkeys, estimate about 30 minutes per pound. If thawed completely, the food must be cooked immediately. Foods thawed by the cold water method should be cooked before refreezing. Microwave Thawing