Using the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.sing the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.
Estimated total: $5,000. Lenders will report debt settlements to the credit bureau agencies and it becomes a negative on your credit report for seven years. That lowers your credit score and raises the interest rate you will pay for future loans and credit cards.
How long do late payments stay on credit report? Unfortunately, late payments typically stay on a credit report for 7 years. One late payment followed by 7 years of on-time payments will look good and the score will have steadily improved over time, but the late payment remains there and does still hurt you, at least a little bit.