Financial skills are not just the purview of people in the finance and accounting departments. Every business manager needs to have a basic working knowledge of accounting and finance.
Human skin color is quite variable around the world. It ranges from a very dark brown among some Africans, Australian Aborigines, and Melanesians to a near yellowish pink among some Northern Europeans. There are no people who actually have true black, white, red, or yellow skin.
The skin has three layers: the epidermis, the dermis, and the innermost fat layer. The epidermis is where new skin cells are produced. This layer also contains the cells known as melanocytes that produce melaninâthe pigment that determines the color of the skin.