You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
The German's naval policy was the major reason why the United States declared war on Germany. The sinking of the Lusitania was the biggest influence of American in WWI. It was so much of an influence that it was said without the sinking of the Lusitania, the United States most likely would not of entered the war.