If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
Whatâs the best way to thaw a frozen turkey and how long does it take? The safest and easiest way is to thaw the frozen turkey in the refrigerator. A good rule of thumb is to allow 24 hours for every 4 pounds of turkey. Depending on your refrigerator temperature, a 12-pound bird should thaw in 3 days.