You should have it because in some states it's required and certain states have more uninsured drivers than others. Review our table below, showing states where UM is required. All states, except New Hampshire, require drivers to maintain some type of auto insurance, but not everyone follows the law.
Lusitania. The Lusitania was a British passenger ship that was sunk by a German U-Boat on May 7, 1915. 128 Americans died. The unrestricted submarine warfare caused the U.S. to enter World War I against the Germans.
A type of naval warfare in which submarines sink merchant ships without warning. There have been three major campaigns of unrestricted submarine warfare: (1) The First Battle of the Atlantic during World War I (waged intermittently by Germany between 1915 and 1918).