If you left your employer in or after the year in which you turned 55, you are not subject to the 10% early withdrawal penalty.*. From 1970 through 2010, the S&P 500 Index has returned an average of 6.6% annually.
1 Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled. 3  Estimate a minimum thawing time of 30 minutes per lb.old Water Thawing. 1  Thaw breast side down, in an unopened wrapper, with enough cold water to cover your turkey completely. 2  Change water every 30 minutes to keep the turkey chilled.
â¢ Using this thawing method, you should estimate about 30 minutes of defrosting time per pound of turkey. Approximate time to defrost a whole turkey in cold water: - 10 pounds â 5 hours - 15 pounds â 7 hours - 20 pounds â 10 hours - 25 pounds â 12 hours.ou should never thaw a frozen turkey on the counter at room temperature or in hot water. Under either of those methods, the outer layer of the turkey can sit between the bacteria-breeding temperatures of 40Â°F and 140 Â°F for far too long to be safe.