Using the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.sing the interactive calendar table below you can easily find the number of working (business) days and hours in the 2016 year.
Estimated total: $5,000. Lenders will report debt settlements to the credit bureau agencies and it becomes a negative on your credit report for seven years. That lowers your credit score and raises the interest rate you will pay for future loans and credit cards.
Chapter 13 bankruptcy is deleted seven years from the filing date because a portion of the debt is repaid under the discharge plan. Here is a general summary of how long ânegativeâ information will stay on the credit report: 1  Late payment information â 7 years. 2  Foreclosures â 7 years. 3  Collections â 7 years (depending on age of the debt being collected). 4  Derogatory Public Records â 7 years (unpaid tax liens may remain longer).