Citing a Print Dictionary in MLA Format. 1  1. State which word you defined. The word should be capitalized an enclosed in quotation marks. 2  2. Indicate the definition number. If the term has more than one definition in the dictionary, indicate which definition you used. 3  3. Identify the dictionary you used to define the word.
Paying off your mortgage faster via a cash-in refinance is a smart way to build equity while potentially securing a lower rate. If you have an FHA loan, though, you must wait at least 6 months before refinancing with the FHA streamline program.
If you are refinancing to a 30-year loan, you'll still have to make a total of 360 payments -- 12 payments a year for 30 years -- to pay off that loan in full, whether you skip a payment after your refinance or not. If you refinance to a 15-year loan, you'll still have to pay your lender 180 times if you spend the full 15 years to pay off your loan.