One or more of the following symptoms indicate the deterioration of kidney function: 1  Itching. 2  Nausea, vomiting and loss of appetite. 3  Swollen ankles. 4  Tiredness and fatigue. 5  Muscle cramps. 6  Change in urine volume, (there can be an increase or decrease in the amount of urine passed daily) 7  Shortness of breath. 8  Sleep disturbance.
Reference Pricing. With reference-based pricing, employers set a pricing cap on the maximum amount that they will cover for certain medical services that have wide cost variations, such as knee and hip replacement surgery.
Medical Plans. 1  Shared deductible plan This plan comes with a Company-funded Health Reimbursement Account (HRA) that covers the first 50% of your deductible. Health savings plan High-deductible health plan that comes with a tax-advantaged Health Savings Account (HSA). Standard plan Flexibility to use in- or out-of-network providers, but you pay less when you see providers in the network. In-network only plan This plan is the most restrictive medical plan option offered. It requires you to access care from in-network providers only.