Millions of uninsured Americans are eligible for premium tax credits to help them pay for health coverage. The premium tax credit is only available to people without another offer of affordable and adequate coverage; in many cases, this will mean that people with employer-sponsored coverage will not be eligible for the premium tax credit.
One of the negative effects of isolation is the removal of familiar objects and routines, which may evoke fear, anxiety, depression, and rapid mood changes (Kennedy and Hamilton, 1997; Knowles, 1993). The stigma of isolation.
Direct Effects. Stress has direct effects on mood and early initial symptoms of lowered mood can include irritability, sleep disruption and cognitive changes such as impaired concentration. However, the indirect effects of stress are often what causes depression to take hold. Indirect Effects.