No financial benefits for the end user. Lots of financial benefits for the merchants and card brands in terms of minimizing financial risk. This very minimization of financial risk is a result of the increased security implemented by the EMVcO standard implemented by Apple in ApplePay.
Guide to Niigata weather in December The average maximum daytime temperature in Niigata in December is a cool 8Â°C (46Â°F). The average night-time temperature is usually a cold 2Â°C (36Â°F).
The winter season is the driest time of the year. The only precipitation is the snowfall in the north and west coast of Japan where it is good for winter sports. December to February has very short days, 5:00 pm sunsets, and very cold temperatures, around 40 degrees Fahrenheit or 5 degrees Celsius.