Breaststroke and Butterfly. The butterfly requires hip-action for leverage. Photo Credit Swimmer image by PhotoMan from Fotolia.com. Breaststroke and butterfly require lifting your head out of the water to breath, an action that depends largely on arm and leg power, not neck-strength.
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Average Daily Balance: The Average Daily Balance is calculated by adding the Ledger Balance in the Account for each day of the statement period and dividing that figure by the total number of days in the statement period.