A âpartial claimâ is an interest-free loan from HUD that does not have to be repaid until the first mortgage is paid off or until the borrower no longer owns the property. FHA-HAMP works by using a partial claim to: reinstate a delinquent loan that is up to 12 months delinquent, and.
Factors That Increase the Risk. It can be caused by many factors. The fungus that causes thick yellow toenails is highly contagious; therefore, it is important to know what factors cause it to occur. Once you are familiar with the risks, you can then take precautions.
Fungal nail infection: The most common fungus infection of the nails is onychomycosis. Onychomycosis makes the nails look white and opaque, thickened, and brittle. Those at increased risk for developing onychomycosis include: 1  People with diabetes;  People with disease of the small blood vessels (peripheral vascular disease); and.