The most common causes of neck cramps or spasms are torticollis, sprain or strain, and muscle spasm. Other possible causes, such as gastroesophageal reflux disease (gerd), are more rare.ithin all the people who go to their doctor with neck cramps or spasms, 67% report having neck pain, 46% report having back pain, and 33% report having shoulder cramps or spasms. 1  Neck pain 67. 2  Back pain 46. 3  Shoulder cramps or spasms strong predictor 33. 4  Arm pain 33. 5  Headache 25. 6  Back cramps or spasms strong predictor 25.
If they take money out and use it for something other than health care, it is subject to federal income tax, plus, if they are younger than 65, a 10 percent penalty. In California, there is no state-tax deduction for contributions to an HSA, and the account's earnings are subject to state income tax.he gets no deduction for California. For each of the four years, she excludes the $250 income for federal purposes. For California, she must report the $250 as income. When she withdraws the entire account of $9,000 in a nonqualifying distribution, she pays tax and a penalty on her federal return.
A 1 percent surcharge, the Mental Health Services Tax, is collected on taxable incomes of $1 million or more, making California's highest marginal rate 13.3 percent. For married persons filing joint returns and heads of households, the rates remain the same but the income brackets are doubled. 1 percent surcharge, the Mental Health Services Tax, is collected on taxable incomes of $1 million or more, making California's highest marginal rate 13.3 percent. For married persons filing joint returns and heads of households, the rates remain the same but the income brackets are doubled.