Three of the HAI Group companies - Housing Authority Risk Retention Group, Inc. (HARRG), Housing Authority Property Insurance, A Mutual Company (HAPI), and Housing Enterprise Insurance Company (HEIC) - are rated 'A' (Excellent) by A.M. Best Company.
A chartered attorney at law is one who has been certified and recognized as able to practice, generally done through passing the bar exam of an individual state.Other People Are Reading.ontext. In the context of law, the professional qualifications and/or standards that define the profession of attorneys are the bar exam and association, which permits those who successfully pass and gain membership to practice law.
Definitions (3). 1. General: Formal document (instrument) that creates a legal entity, exemption, immunity, privilege, or right. In case of an organization, a charter defines or mandates its function(s) and lays down rules for its conduct or governance. 2. Incorporation: Alternative term for articles of incorporation, the US equivalent of the UK's memorandum of association. 3.