Actually, in C, C++ and other major programming languages the & operator do AND operations in each bit for integral types. The nth bit in a bitwise AND is equal to 1 if and only if the nth bit of both operands are equal to 1.
Estimates. According to the Federal Reserve Bureau, the average cost of an annual premium for homeowners insurance is between $300 and $1,000. For most homeowners, the annual costs for a homeowners insurance policy can be estimated by dividing the value of the home by 1,000, then multiplying the result by $3.50.ne factor in the cost of homeowners insurance is what circumstances are covered under a particular policy. Some examples of typical disasters and incidents that are covered under a basic homeowners insurance policy are fire, vandalism and wind, says the Federal Reserve Board.
Renters insurance, like homeowners insurance, is meant to rescue you at these times of disaster. Yet only 37 percents of renters have insurance, according to the Insurance Information Institute. You may be able to protect all your belongings for less than $200 a year. The average renters insurance premium is $187, according to the latest numbers from the National Association of Insurance Commissioners (NAIC). But that will also depend on where you live. According to the NAIC the most expensive state for renters insurance is Mississippi, where the average premium is $252.