DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
Alaska State Contractor License Requirements. In the state of Alaska the Department of Commerce, Community, and Economic Development governs regulations for construction contractors in Alaska. This body makes all final contractor license decisions. It also uses its authority to carry out disciplinary actions against people who break licensing laws. Unlike many of the other states Alaska has a harsh climate, from â50 degree Fahrenheit weather in the mountains and north to cold and humid climate at the coast.