However, in the absence of an exact mortgage approval calculator, we have collated some rules of thumb to give you a solid idea of the ball park (pre-application). Maximum borrowing usually = 5x your joint gross annual income. Most lenders will limit borrowing to 4x income, some 4.5x, and one or two up to 5x income.
The Fertile Crescent (also known as the Cradle of Civilization) is a crescent-shaped region containing the comparatively moist and fertile land of otherwise arid and semi-arid Western Asia, the Nile Valley and Nile Delta of northeast Africa.he term Fertile Crescent was popularized by University of Chicago archaeologist James Henry Breasted, beginning with his high school textbooks Outlines of European History in 1914 and Ancient Times, A History of the Early World in 1916.
The Golden Triangle is an area covering 367,000 square miles in Southeast Asia where a significant portion of the worldâs opium has been produced since the beginning of the twentieth century.This area is centered around the meeting point of the borders that separate Laos, Myanmar, and Thailand.ince 1991, the Golden Triangleâs opium production has been outpaced by the Golden Crescent, which refers to an area that traverses the mountainous regions of Afghanistan, Pakistan and Iran.