A co-applicant's income and financial status are added together with the primary applicant to provide the basis for qualifying for a loan. For instance, while a marriage contract already provides co-ownership of a home, one applicant can sign the loan and the property is still shared.
This list does not include the American Bison and Caribou, which have been reported archaeologically, but disappeared after European settlers came to the state. It also does not include the Fox Squirrel, which only occurs accidentally. The Atlantic right whale is the state marine mammal of Massachusetts.
All marine mammals are protected under the Marine Mammal Protection Act (MMPA) ; some marine mammals may be designated as depleted under the MMPA. Endangered and threatened marine mammals are also protected under the Endangered Species Act (ESA) .he following list of marine mammals includes those under our jurisdiction, which includes marine mammal species found in U.S. waters, as well as endangered/ threatened species worldwide. (The U.S. Fish and Wildlife Service manages walrus, polar bear, otter, manatee, and dugong .).