UGMA / UTMA accounts are a way to allow a child to own assets once they reach adulthood and can also help along the way to pay for education expenses. When considering a UGMA / UTMA for your college savings needs, be sure to do your research and explore all options.
Bears can smell ... Brick Tamland: [opposing women in the newsroom] I read somewhere their periods attract bears. Bears can smell the menstruation. Brian Fantana: Well, that's just great.
(see video below). Growls may be in the ear of the beholder. If a person is expecting a growl, anything a bear says might be interpreted as a growl. And some sounds do sometimes have a throaty quality. One of the sounds people might call a growl is the moan of fear. Bears that escape up trees at campsites sometimes moan plaintively in a deep voice.