Replacement Cost and Actual Cash Value: Replacement cost policies provides you with the dollar amount needed to replace a damaged item with one of similar kind and quality without deducting for depreciation (the decrease in value due to age, wear and tear, and other factors).omeowners insurance policies provide coverage for the cost of additional living expenses if your home is damaged by an insured disaster. Prepare for the adjuster's visits: Your insurance company may send you a proof of loss form to complete or an adjuster may visit your home first.
Semen is a sticky white or yellowish fluid that contains sperm. Semen (pronounced SEE-men or SEE-mÉn) is the fluid that comes out from the end of a man's penis when he has an orgasm (the height of sexual excitement) and ejaculates.emen is the fluid that comes out from the end of a man's penis when he has an orgasm (the height of sexual excitement) and ejaculates. It is usually white, but may also be slightly grey or yellow. If there is blood in the semen, it can look pink or reddish.
Semen is a mixture of different things, but it is most known for containing sperm. Depending on your personal health, the amount of water that you drink or hormonal problems, the thickness and appearance of your semen may change. If you are curious about why your semen seems to be thicker, then you are not alone. For the most part, it is perfectly normal for semen thickness to change, although it can be a sign of a different problem. Why Does My Semen Seem Thick? Semen may change in consistency over time. This may depend on how many times you have orgasmed recently, the frequency of sexual intercourse, your physical activity level and what you eat. Other than these factors, the following things may cause a change in the consistency of your semen.