DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
A contractor's license is required prior to contracting (bidding or negotiating a price) whenever the total cost of the project is $25,000 or more. For licensing information for projects less than $25,000, see â Types of Licenses â.615-741-8307 | 800-544-7693 | Contractors.Home-Improvement@tn.gov.ission. The mission of the Board for Licensing Contractors is to assure quality and fair construction practices exist in all phases of the industry in order to protect the safety and welfare of the public.