No financial benefits for the end user. Lots of financial benefits for the merchants and card brands in terms of minimizing financial risk. This very minimization of financial risk is a result of the increased security implemented by the EMVcO standard implemented by Apple in ApplePay.
Guide to Niigata weather in December The average maximum daytime temperature in Niigata in December is a cool 8Â°C (46Â°F). The average night-time temperature is usually a cold 2Â°C (36Â°F).
Rain and snow. No shortage of rain in Japan. All year round large amounts of rain fall in the entire country. Most parts of Japan get more rain during the summer. The amounts of rain may rise up to 300 mm or more per month. In the northern part rainfall is spread more evenly over the year.