DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
Congratulations, if you're at least 18 years old and have had at least four years of experience at the journeyman level over the past 10 years, you're well on your way to getting your very own contractor's license. What is a Journeyman? This section explains exactly what a journeyman is and how that experience is used to help you qualify for your contractor's license. Learn How to Become a Licensed Contractor . This section provides information to help you apply for and get your contractor's license. Consequences of Contracting Without a License