No financial benefits for the end user. Lots of financial benefits for the merchants and card brands in terms of minimizing financial risk. This very minimization of financial risk is a result of the increased security implemented by the EMVcO standard implemented by Apple in ApplePay.
Guide to Niigata weather in December The average maximum daytime temperature in Niigata in December is a cool 8Â°C (46Â°F). The average night-time temperature is usually a cold 2Â°C (36Â°F).
Japanese Climate & Weather The weather in Japan is generally temperate, with four distinct seasons: Japan's weather in Winter, from December to February, is quite dry and sunny along the Pacific coast and the temperatures rarely drop below 0Â°C. The temperatures drop as you move north, with the Central and Northern regions experiencing snowfall. Southern Japan is relatively temperate and experiences a mild winter. Spring is from March to May.