Researchers at the institute believe that whether a person has homosexual fantasies or heterosexual ones cannot be used as an indication of actual sexual preference. They cite evidence showing the frequency of homosexual fantasies among heterosexuals and heterosexual ones among homosexuals.
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The Consumer Complaint Study is a combination of two studies which provide informational data. 1  The primary study is the Justified Complaint Study (Composite Ratio) which ranks the insurance companies according to their justified complaint ratio. 2  The secondary study is the Company Performance and Comparison Data Study.