Your add-ins should create no delay in Outlook shutdown that is perceptible to the user. Compare the time it takes for Outlook to shut down with only your add-in running, and the time it takes for Outlook to shut down without any add-ins running to identify any significant difference.
Reportable Event: A Reportable Event is a process (with an associated IRB form) used by an investigator to report any problem or event or other act or omission to the irb.
FCRA 605(a) specifies dates of exclusion of adverse items, not accounts. Each monthly delinquency has its own CR exclusion date after 7 years from its date of delinquency. Upon expiration of the exclusion date, the CRA still reports the account, but their reporting must be absent any reference to the prior delinquency. If a charge-off or collection is reported, then DOFD comes into play.