No financial benefits for the end user. Lots of financial benefits for the merchants and card brands in terms of minimizing financial risk. This very minimization of financial risk is a result of the increased security implemented by the EMVcO standard implemented by Apple in ApplePay.
Guide to Niigata weather in December The average maximum daytime temperature in Niigata in December is a cool 8Â°C (46Â°F). The average night-time temperature is usually a cold 2Â°C (36Â°F).
Eastern Japan has hot and humid summers and cold winters with very heavy snow on the Sea of Japan side and in mountainous areas. Western Japan has very hot and humid summers (with temperatures sometimes reaching 35 oC or above) and moderate cold winters. Okinawa and Amami have a subtropical oceanic climate.