A âpartial claimâ is an interest-free loan from HUD that does not have to be repaid until the first mortgage is paid off or until the borrower no longer owns the property. FHA-HAMP works by using a partial claim to: reinstate a delinquent loan that is up to 12 months delinquent, and.
Factors That Increase the Risk. It can be caused by many factors. The fungus that causes thick yellow toenails is highly contagious; therefore, it is important to know what factors cause it to occur. Once you are familiar with the risks, you can then take precautions.
What is a fungal nail infection? A fungal nail infection occurs when a fungus attacks a fingernail, a toenail, or the skin under the nail, called the nail bed. Fungi (plural of fungus) can attack your nails through small cuts in the skin around your nail or through the opening between your nail and nail bed. If you are healthy, a fungal nail infection probably won't cause serious problems. But it may look bad, hurt, or damage your nail or nail bed.