No financial benefits for the end user. Lots of financial benefits for the merchants and card brands in terms of minimizing financial risk. This very minimization of financial risk is a result of the increased security implemented by the EMVcO standard implemented by Apple in ApplePay.
Guide to Niigata weather in December The average maximum daytime temperature in Niigata in December is a cool 8Â°C (46Â°F). The average night-time temperature is usually a cold 2Â°C (36Â°F).
The beginning of autumn can still be quite hot and humid and frequented by typhoons, however most of this season brings a more endurable and enjoyable weather climate. This is also a great time to visit Japan. From September to November cool breezes are refreshing compared to the sweltering summer heat and humidity.