demoralization through the promotion of hope, clearly a positive process. The use of client strengths in therapy is viewed as an alternative process to. that employed through a medical model approach in which client problems. and symptoms are used to form diagnoses and treatments (Lopez et al., 2006).
In the U.S., for example, the top one percent are worth about $8 million on averageâ 70 times the lower classes, according to Forbes magazine. Men in Canada account for 79.1 percent of the one percenters. The group's average age is 51 and 82.7 percent are married or living common-law.
Keep the Account. A full 30 percent of a FICO score is based on credit utilization, a comparison of how much you owe to how much credit is available to you. A low credit-card balance shows that you can resist the temptation to spend yourself broke.A big balance shows poor spending habits.eep the Account. A full 30 percent of a FICO score is based on credit utilization, a comparison of how much you owe to how much credit is available to you. A low credit-card balance shows that you can resist the temptation to spend yourself broke.