One or more of the following symptoms indicate the deterioration of kidney function: 1  Itching. 2  Nausea, vomiting and loss of appetite. 3  Swollen ankles. 4  Tiredness and fatigue. 5  Muscle cramps. 6  Change in urine volume, (there can be an increase or decrease in the amount of urine passed daily) 7  Shortness of breath. 8  Sleep disturbance.
Reference Pricing. With reference-based pricing, employers set a pricing cap on the maximum amount that they will cover for certain medical services that have wide cost variations, such as knee and hip replacement surgery.
Remember to Check Your Plan. If you are covered by a defined-benefit plan, your plan's Summary Plan Description will include a reference to the PBGC. Your employer or plan administrator should also be able to tell you whether or not the plan is covered. To check the health of your plan, pay attention to your mail.