A co-applicant's income and financial status are added together with the primary applicant to provide the basis for qualifying for a loan. For instance, while a marriage contract already provides co-ownership of a home, one applicant can sign the loan and the property is still shared.
This list does not include the American Bison and Caribou, which have been reported archaeologically, but disappeared after European settlers came to the state. It also does not include the Fox Squirrel, which only occurs accidentally. The Atlantic right whale is the state marine mammal of Massachusetts.
State Symbols Used on this Website. (for more, see Massachusetts Facts) Massachusetts State Bird - Chickadee. The Black-Capped Chickadee (Penthestes atricapillus) was adopted as the official State Bird by the Massachusetts Legislature on March 21, 1941. It is also known as the titmouse, tomtit, and the dickybird, and it is one of the most familiar of the North American birds.