The sum of his discourse was to this effect: That about forty years ago, certain persons went up to Laputa, either upon business or diversion, and, after five months continuance, came back with a very little smattering in mathematics, but full of volatile spirits acquired in that airy region: that these persons, upon their return, began to dislike ...
It actually depends on the lender. Most will report at least once a month, but it could take a couple of months for a new loan to get through their internal system for them to report it for the first time. Once it does report, your score will probably go down a bit. Because you had a inquiry for the loan, as well as it being a new account.
The FDCPA doesn't specify how often a debt collector can call, e.g. weekly or daily or multiple times a day. It does, however, prohibit collectors from causing the phone to ring repeatedly or continuously to annoy you.