Total annual Precipitation averages 801 mm (31.5 inches) which is equivalent to 801 Litres/m (19.65 Gallons/ft). On average there are 2105 hours of sunshine per year. Visit the sunshine and daylight section to check monthly details including how high in the sky the sun reaches each month.
BREAKING DOWN 'Casualty Insurance'. An important type of casualty insurance for businesses is workers' compensation insurance, which protects a company from liabilities that arise when a worker is injured on the job. For homeowners or car owners, it's important to have casualty insurance as damage can end up being a large expense. RELATED TERMS.
Purchasing Workers Comp Insurance in Michigan. 2015 Michigan Coverage Requirements. Employers with 1 or more employees that work 35+ hours a week for 13 weeks a year or longer are required to purchase workers compensation insurance. Companies with 3 or more part-time employees are also required to purchase coverage. Sole-Proprietors are not required to cover themselves on workers compensation insurance. There is not a Michigan exclusion form for sole-proprietors. Partner are generally included on a workers comp policy.