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IFSC stands for âIndian Financial System Codeâ. If you are in India and wish to transfer money from one bank to another within the country, you can easily do it once you know the IFSC codes of both the banks. IFSC required whether you are using RTGS, NEFT or CEMS, which are different payment systems developed by RBI.
You Cannot find IFSC code using Bank Account Number. You have to visit IFSC Code, MICR Code of All Bank Branches in India | BankBazaar for IFSC code. IFSC code is not related to bank account number.The 1st 4 characters are taken from bank name, and last 6 characters are branch number. the 5th one is 0 and reserved for future use. Updated 21 Sep â¢ View Upvotes.owever I can tell you the process for getting IFSC code for a bank where there is a savings account (PS this applies for PSBs other than SBI and SBI associate banks), provided you know how the IFSC code format is..