A co-applicant's income and financial status are added together with the primary applicant to provide the basis for qualifying for a loan. For instance, while a marriage contract already provides co-ownership of a home, one applicant can sign the loan and the property is still shared.
This list does not include the American Bison and Caribou, which have been reported archaeologically, but disappeared after European settlers came to the state. It also does not include the Fox Squirrel, which only occurs accidentally. The Atlantic right whale is the state marine mammal of Massachusetts.
This is a list of Massachusetts mammals. It includes all mammals currently living in Massachusetts, whether resident or as migrants. For the most part, it does not include each mammals specific habitat, but instead shows the mammals range in the state and its abundance.For a look at these mammals' habitats, see List of mammals of Connecticut.