DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
Requirements for licensed contractors are set by each state; very few states do not require licensing. Prerequisites for obtaining a contractor's license may include proof of financial responsibility and prior experience. Some states also have educational and/or testing requirements.unction. A licensed general contractor oversees all phases of a construction project. She will be in charge of the job site and oversee the crew; therefore, a general contractor should be familiar with all types and stages of construction.