Replacement Cost and Actual Cash Value: Replacement cost policies provides you with the dollar amount needed to replace a damaged item with one of similar kind and quality without deducting for depreciation (the decrease in value due to age, wear and tear, and other factors).omeowners insurance policies provide coverage for the cost of additional living expenses if your home is damaged by an insured disaster. Prepare for the adjuster's visits: Your insurance company may send you a proof of loss form to complete or an adjuster may visit your home first.
Semen is a sticky white or yellowish fluid that contains sperm. Semen (pronounced SEE-men or SEE-mÉn) is the fluid that comes out from the end of a man's penis when he has an orgasm (the height of sexual excitement) and ejaculates.emen is the fluid that comes out from the end of a man's penis when he has an orgasm (the height of sexual excitement) and ejaculates. It is usually white, but may also be slightly grey or yellow. If there is blood in the semen, it can look pink or reddish.
1 Anatomy Explanation: What Is Seminal Fluid Seminal fluid, also known as semen, is the substance in which spermatozoa is transported from the penis during ejaculation.2  It is made up of sperm, fructose and other enzymesâ¦. Anatomy Explanation: What Is Seminal Fluid Seminal fluid, also known as semen, is the substance in which spermatozoa is transported from the penis during ejaculation.