The sum of his discourse was to this effect: That about forty years ago, certain persons went up to Laputa, either upon business or diversion, and, after five months continuance, came back with a very little smattering in mathematics, but full of volatile spirits acquired in that airy region: that these persons, upon their return, began to dislike ...
It actually depends on the lender. Most will report at least once a month, but it could take a couple of months for a new loan to get through their internal system for them to report it for the first time. Once it does report, your score will probably go down a bit. Because you had a inquiry for the loan, as well as it being a new account.
When you dispute these negative items, the creditor that reported them has 30 days to respond. If the reporting company does not, the credit bureau changes or removes the information, and you end up with a better credit score. However, this credit tactic rarely works as planned.