The sum of his discourse was to this effect: That about forty years ago, certain persons went up to Laputa, either upon business or diversion, and, after five months continuance, came back with a very little smattering in mathematics, but full of volatile spirits acquired in that airy region: that these persons, upon their return, began to dislike ...
It actually depends on the lender. Most will report at least once a month, but it could take a couple of months for a new loan to get through their internal system for them to report it for the first time. Once it does report, your score will probably go down a bit. Because you had a inquiry for the loan, as well as it being a new account.
Credit card companies can report your balance at any time during the month, so just because you pay your credit card in full each month doesnât mean youâll have a zero-percent credit card utilization. Instead, what shows up on your credit report is whatever your balance was on the day the credit card company reported.