The data shows that Americans will pay an average of $328 a month for a middle tier health plan, while other analysis shows that health costs may go up for younger Americans under the Affordable Care Act. Obamacare's average monthly cost across US: $328 (Reuters).
We'd guess that people could tell more things about their cars than their water heaters, even though a car is vastly more complicated. When a water heater breaks, most of us are in a hurry to get a replacement. Nobody likes cold showers. Under those conditions, it's hard to buy wisely.
If it ran for more than 5 minutes or so after the car was shut off, it likely was a stuck relay. When you pulled the fuse it allowed the relay to break connection. I believe the fan relay is located in the power control relay module near the front of the engine bay, around the radiatior on the drivers side of the car.