DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
A Contractor's license gives a building contractor the ability to state that they are licensed. In many states, licensing requirements are similar, but state building laws vary. If one is already licensed in a single state, in order to claim licensing in another state, usually a person must undergo the same examinations and testing to receive a contractor's license. The Contractorâs license may be for general construction, or may be obtained for specialized fields, such as plumbing, painting or knowledge of heating and cooling systems like HVAC. Hiring a licensed Contractor tends to assure that one is getting someone with knowledge of state laws regarding building, and has a greater degree of experience.