Researchers at the institute believe that whether a person has homosexual fantasies or heterosexual ones cannot be used as an indication of actual sexual preference. They cite evidence showing the frequency of homosexual fantasies among heterosexuals and heterosexual ones among homosexuals.
Formed as an independent, nonprofit organization in 1936, Consumer Reports serves consumers through unbiased product testing and ratings, research, journalism, public education, and advocacy. We stand firmly behind the principle that consumer products and services must be safe, effective, reliable, and fairly priced.
What is a 'Consumer Credit' Consumer credit is a debt that a person incurs when purchasing a good or service. Consumer credit includes purchases obtained with credit cards, lines of credit and some loans. Consumer credit is also known as consumer debt. Consumer credit is divided into two classifications: revolving credit and installment credit. The most common form of consumer credit is a credit card. BREAKING DOWN 'Consumer Credit'