A co-applicant's income and financial status are added together with the primary applicant to provide the basis for qualifying for a loan. For instance, while a marriage contract already provides co-ownership of a home, one applicant can sign the loan and the property is still shared.
This list does not include the American Bison and Caribou, which have been reported archaeologically, but disappeared after European settlers came to the state. It also does not include the Fox Squirrel, which only occurs accidentally. The Atlantic right whale is the state marine mammal of Massachusetts.
The Commonwealth of Massachusetts is a state located in the New England region of the northeastern United States. It borders Rhode Island and Connecticut to the south, New York to the west, and Vermont and New Hampshire to the north. To the east, it borders the Atlantic Ocean. Most of its population of 6.4 million live in the Boston metropolitan area. The eastern half of this relatively small state is mostly urban and suburban, while Western Massachusetts is mostly rural. Massachusetts is the most populous of the six New England states. It ranks third among U.S. states in overall population density and fourth in GDP per capita.