DEFINITION of 'Dread Disease Rider'. A special addition to a life insurance policy that gives a percentage of the death benefit to the policy holder if he or she is diagnosed with a serious disease, such as cancer or heart disease. Disease Management Program.
1 Four years of experience is required. 2  Please note that the Arizona Business Management exam i s also required to be passed to obtain your contractorâs license. 3  Workers compensation insurance is required if you employ at least 1 person.o apply, contact the Arizona Registrar of Contractors at 1-602-542-1525. Licenses are good for 2 years. Licenses are generally granted within 40-60 days. 1  Commercial Contractor application fee is $890. 2  Residential Contractor application fee is $445. 3  Dual License Contractor application fee is $1,105.
The California Contractors License Exam. The California contractors license exam consists of the law and the trade portions. The exam is a multiple-choice test with the options of A, B, C, or D. The CSLB uses computerized exams to test the knowledge of the applicants.ontractors License Requirements. Before you can apply for California contractors license, you must meet the following experience requirements: 1  4 years of experience. 2  Be at least 18 years old.