You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
Most private student loans are school certified. Few lenders offer direct-to-consumer loans anymore, despite their popularity, because these loans had a high fraud rate. After loan approval, it can take 2 weeks to 2 months for the lender to send the loan proceeds to the college or to you, as applicable. If the money is sent directly to the college, it typically takes 1-2 weeks before the remaining money is refunded to you.