Typically, the salinity decreases from the surface ocean to deep waters is very small, from about 36 g/L (ppt) at the surface to 35 g/L (ppt) in the deep water, thus there is a very small density decrease with depth given a constant temperature.
If a Settlement Statement is used, the totals must match the Closing Disclosure. The ALTA Settlement Statements allow settlement agents to itemize all the fees and charges that both the homebuyer and seller face during the settlement process of a housing transaction.
The ALTA Expanded Coverage Residential Loan Policy provides more coverage to lenders than the 2006 ALTA Loan Policy. This Policy is similar to the Homeowner's Policy of Title Insurance. You should use the most recent version of the ALTA Expanded Coverage Residential Loan Policy that is available in your jurisdiction. The ALTA Expanded Coverage Residential Loan Policy includes the following standard coverages (Covered Risks):