Even if you have a shorter time horizon, you will forgo significant savings opportunities by cashing out your TSP. For example, if you are 45, your $20,000 will grow to $53,855 in 17 years. Keep in mind that even if you really need the money, you may be better off borrowing from your TSP account.
Here, in NYS, rubber floor mats take a real beating during the winter. I use Hi-Temp tire cleaner (amazing stuff) and a brush to scrub the rubber, a procedure very similar to yours. Dressing-wise, I apply whatever looks good at the time, though, I've been really liking Tropi-Care's White Pearl as of late.
1. Smother the tar with a product to loosen it. Of the three sticky substances that can dry on your car-bugs, sap and tar-tar is the easiest to remove. Not only that, but there are a variety of household substances you can use to loosen the tar.. Soak a cloth in rubbing alcohol and apply it to the sap on your car. You can also apply a sap remover product from your auto supply store, but rubbing alcohol works just as well. Let the towel sit on the sappy area for at least 10 minutes.