You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
Subsidized student loans do not accrue interest to you until after you get out of school and need to start paying the money back. So if you borrow $10,000 over the course of 4 years, when you graduate you will owe just $10,000.