Even if you have a shorter time horizon, you will forgo significant savings opportunities by cashing out your TSP. For example, if you are 45, your $20,000 will grow to $53,855 in 17 years. Keep in mind that even if you really need the money, you may be better off borrowing from your TSP account.
Here, in NYS, rubber floor mats take a real beating during the winter. I use Hi-Temp tire cleaner (amazing stuff) and a brush to scrub the rubber, a procedure very similar to yours. Dressing-wise, I apply whatever looks good at the time, though, I've been really liking Tropi-Care's White Pearl as of late.
1 White vinegar also acts as an odor remover. 2  Mix it with water in equal parts and spray it in the car, when it dries the smells should be gone or at least not as a noticeable. 3  Carpet cleaner and a wet/dry vac can clean and remove the smells from the fabric of your car. 4  Spray the seats, floorboards, and hatch. White vinegar also acts as an odor remover. 2  Mix it with water in equal parts and spray it in the car, when it dries the smells should be gone or at least not as a noticeable. 3  Carpet cleaner and a wet/dry vac can clean and remove the smells from the fabric of your car. 4  Spray the seats, floorboards, and hatch.