You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
The most recent reports indicate there is: 1  $1.44 trillion in total U.S. student loan debt. 2  44.2 million Americans with student loan debt. 3  Student loan delinquency rate of 11.2% (90+ days delinquent or in default) 4  Average monthly student loan payment (for borrower aged 20 to 30 years): $351.