Firstly, a small seborrheic keratosis can be frozen with liquid nitrogen. Liquid nitrogen works by freezing and destroying the cells but leaving the connective tissue foundation intact. The lesion frozen forms a blister as the water is released from the now-dead cells and then crusts over as that water dries.
When borrowers sign the mortgage security instrument at closing, they agree to standard language that grants and conveys legal title of the mortgage to MERS as mortgagee, giving the company the right to act on behalf of the current and subsequent owners of the loan.
A mortgage or deed of trust ensures that you'll follow through with your promise to repay a home loan. If you don't, the lender can enforce the lien created by mortgage or trust deed documents. Signing a mortgage or deed of trust gives your lender a security interest.