Typically, the salinity decreases from the surface ocean to deep waters is very small, from about 36 g/L (ppt) at the surface to 35 g/L (ppt) in the deep water, thus there is a very small density decrease with depth given a constant temperature.
If a Settlement Statement is used, the totals must match the Closing Disclosure. The ALTA Settlement Statements allow settlement agents to itemize all the fees and charges that both the homebuyer and seller face during the settlement process of a housing transaction.
Exceptions to Coverage. The primary difference between the ALTA loan policy and the CLTA Standard Coverage Policy is the omission of the standard exceptions contained in Schedule B, Part I of the CLTA policy. No standard exceptions are set out in the ALTA loan policy.