Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
For the annuity in accumulation phase, the beneficiary is usually entitled to the current balance of the account (or premiums paid, if more) plus any additional death benefit outlined in the contract. For example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit.In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.or example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit. In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.