You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
For subsidized loans, you have a grace period of about six months after you graduate or leave school. After that period, you begin making monthly payments. Under traditional payment plans, you have ten years to pay back the loan in full.