Two very different distributions of responses to a 5-point rating scale can yield the same mean. Consider the following example showing response values for two different ratings. In the first example (Rating A) the Standard Deviation is zero because ALL responses were exactly the mean value. The individual responses did not deviate at all from the mean. In Rating B, even though the group mean is the same (3.0) as the first distribution, the Standard Deviation is higher.
The retail life cycle concept states that retail institutions--like the goods and services they sell--pass through identifiable life stages: introduction (early growth), growth (accelerated development), maturity, and decline.The direction and speed of institutional changes can be interpreted from this concept.et us examine the stages of the retail life cycle as they apply to individual institutional formats and show specific examples. During the first stage of the cycle (introduction), there is a strong departure from the strategy mixes of existing retail institutions.
Definition of Maturity Date. A maturity date is the last day of a mortgage term. On or before the maturity date, the mortgage must either be renewed, paid in full or refinanced. Example of Maturity Date. On July 1, 2005 Mr. McGillicuddy obtains a $200,000 mortgage with a 30 year amortization rate and a 5 year term. The maturity date of the mortgage is July 1, 2010, or 5 years after the mortgage was issued. Mr. McGillicuddy will need to renew the mortgage, pay it in full, or obtain refinancing for the mortgage on or before July 1, 2010.