In order to qualify for HAMP, you'll need to be living in the property with a loan originated before January 1, 2009. If you got a HARP refinance after that date, your loan is no longer eligible for a HAMP modification.
BID, contracts. A bid is an offer to pay a specified price for an article about to be sold at auction. The bidder has a right to withdraw his bid at any time before it is accepted, which acceptance is generally manifested by knocking down the hammer. 3 T. R. 148; Hardin's Rep. 181; Sugd. Vend. 29; Babington on Auct. 30, 42; or the bid may be withdrawn by implication. 6 Penn.
forbid. vb (tr) , -bids, -bidding, -bade, -bad, -bidden or-bid. 1. to prohibit (a person) in a forceful or authoritative manner (from doing something or having something). 2. to make impossible; hinder. 3. to shut out or exclude.