The best toaster ovens should come with at least a basic array of accessories -- baking pans, broiling trays, and racks, for example. Remember, most of your standard-sized baking and cooking pans and trays won't fit in a toaster oven.
Personal exemption (United States) Under United States tax law, a personal exemption is an amount that a resident taxpayer is entitled to claim as a tax deduction against personal income in calculating taxable income and consequently federal income tax. It has the effect of reducing income tax payable, even to tax-free level, but not so as to result in a tax refund.
Tax exemptions for you and your dependents. An exemption is an amount of money you can subtract from your Adjusted Gross Income, just for having dependents. Personal and dependent exemptions for yourself and qualifying family members reduce the amount of income on which you will be taxed.