The Policy: The Contract -34- Insurance Fraud Handbook in a typical liability policy. For example, a valid policy defense against the insured (employer), even fraud, may not relieve the insurer of its duty to pay the injured employeeâs claim.
1 The guidelines help doctors distinguish between viral and bacterial infections so they know when to prescribe antibiotics. 2  Amoxicillin-clavulanate should be prescribed for bacterial sinus infections, due to increasing resistance against amoxicillin.
Most sinus infections do not require antibiotics. The majority of sinus infections are caused by a virus, and antibiotics have no effect on viruses. However, these medicines will be prescribed if the healthcare provider suspects a bacterial sinus infection. Antibiotics can control a bacterial infection and decrease the chance of complications.