Interest-free loans. If you loan a significant amount of money to your kids, say, enough to buy a house, itâs important to charge interest. If you donât, the IRS can determine that interest you should have charged was a gift.
Prevention. Folic acid, taken in supplement form starting at least one month before conception and continuing through the first trimester of pregnancy, greatly reduces the risk of spina bifida and other neural tube defects.
There are a total of nine water-soluble vitamins: the B vitamins -- folate, thiamine, riboflavin, niacin, pantothenic acid, biotin, vitamin B6 and vitamin B12 -- and vitamin C. folate plays an extremely important role in preventing birth defects during early pregnancy.