You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
generally students should borrow no more than they can afford to repay in 10 years or by the time they retire whichever comes first if total student loan debt at graduation is less that the borrower s expected annual starting salary the borrower should be able to repay his or her student loans in 10 years or less