Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
If you belong to a non-final salary pension scheme, by the time you retire you will have built up a lump sum in your personal pension pot. This may be used to buy an annuity from an insurance firm, which guarantees a specified annual income for the rest of your life.illions forced to take pension gamble: Annuity rates now so bad you'd have to live to 90 to get value for money. 1  Annuity rates which determine how much a pension pays are at all-time low. 2  Pensioners who buy annuities aged 65 won't see their money until they're 82.