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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
What you should do: 1  If you are not sure of the condition of your car and/or its market value, you may want to take it to a few dealerships. 2  Tell them that you are thinking of trading in your car and see what they offer you for it. 3  This amount may be a more accurate estimate of your carâs market value.hat you should do: 1  If you are not sure of the condition of your car and/or its market value, you may want to take it to a few dealerships. 2  If you are thinking about trading in your old car, make sure you know its current market value.