Does employer-sponsored coverage have to fail both the affordability and minimum value tests to allow an employee and dependents to jump the firewall and receive premium tax credits? No, the offer of employer-sponsored coverage does not need to fail both tests. An employee can jump the firewall and qualify for premium tax credits when no plan offered by the employer is both affordable and meets minimum value.
In addition to the usual risks associated with cocaine use, crack users may experience severe respiratory problems, including coughing, shortness of breath, lung damage and bleeding. Long-term effects from use of crack cocaine include severe damage to the heart, liver and kidneys. Users are more likely to have infectious diseases. Continued daily use causes sleep deprivation and loss of appetite, resulting in malnutrition. Smoking crack cocaine also can cause aggressive and paranoid behavior.
Effects of smoking tobacco on the body Inhaling tobacco smoke causes damage to many of the bodyâs organs and systems. Effects of smoking on the respiratory system. The effects of tobacco smoke on the respiratory system include: irritation of the trachea (windpipe) and larynx (voice box)