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Timetable: one to 12 months. The average debtor does not have a surplus of available assets. The average judgment enforcement is like a chess game, where it takes several attempts to recover the judgment, one chunk at a time, over the long term. Eventually many debtors (having some assets) smell the coffee and eventually settle or pay off the judgment. Timetable: six months to five years. The worst case debtor is either very poor or a clever fraud. Perhaps they hid their assets or use many names and social security numbers. For well-practiced frauds or very poor debtors, it is a long shot to recover money on a judgment.
Tracking Collection of Your Judgment. 1  1. Calculate how many payments will satisfy the judgment. Use the information from the defendant's answers to your interrogatories to determine how long it will take the defendant to pay off his or her debt to you. 2  2. Complete a satisfaction of judgment form.