Interest-free loans. If you loan a significant amount of money to your kids, say, enough to buy a house, itâs important to charge interest. If you donât, the IRS can determine that interest you should have charged was a gift.
Prevention. Folic acid, taken in supplement form starting at least one month before conception and continuing through the first trimester of pregnancy, greatly reduces the risk of spina bifida and other neural tube defects.
Pregnant women are required to get 1.9 milligram of vitamin B-6 a day and lactating women are required to get 2 milligrams a day. The folate RDA for pregnant women is 600 micrograms and 500 micrograms for lactating women. The RDA of B-12 for pregnant women is 2.6 micrograms.