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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
You may have heard of the HPI check, and youâre bound to have been advised to get one when buying a used car, but what is it and how can it help a used car buyer? What is the HPI check? HPI is vehicle checking company that produces a report on the vehicleâs history. An HPI check can tell you if: - The vehicle has outstanding finance on it. This can be disastrous for a car buyer because the outstanding debt will transfer to the new owner once the car is bought. - The vehicle is stolen. If a stolen vehicle is bought, the police have the right to confiscate that vehicle, leaving the buyer out of pocket.