Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
Retirement income generator (RIG) #3: Immediate annuities. With an immediate annuity, you give your retirement savings to an insurance company, and it promises to pay you a monthly retirement income for the rest of your life (no matter how long you live). You can continue the income flow for your spouse or partner after you die by using a joint and survivor annuity.