On average, Florida has some of the mildest winters in the United States. Average lows range from 65 Â°F (18 Â°C) in Key West to near 41 Â°F (5 Â°C) degrees Fahrenheit at Tallahassee, whereas daytime highs range from 64 Â°F (18 Â°C) at Tallahassee to 77 Â°F (25 Â°C) at Miami.
Short-term policies generally last between 9 and 52 weeks, after which time your benefit will end. You may then have the option of moving to a Long-Term Disability policy or applying for Social Security Disability Insurance. Pregnancy and maternity leave is a very common trigger for short-term disability claims.
A typical waiting period for short-term disability benefits is 15 days, but may be shorter or longer, depending upon an employerâs sick leave plan. Waiting periods for long-term disability plans usually start 30 to 180 days after the disability occurs. Itâs best to coordinate coverage so that once any sick pay and short-term disability benefits have been exhausted, long-term disability benefits start immediately.