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Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about Â£20 and it will tell you immediately if there is outstanding finance.It is extremely important that you do this before purchasing a used car.I did this the other day on a car I was thinking about buying and it had outstanding finance!est Answer: Go to www.rac.co.uk/web/vehicle-checks/car-dat... I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars. It only costs Â£5.
A 7 year car loan is a horrible idea. You will be upside down on the car for the first 4 years. Then when you change your mind in a few years and trade again, you'll end up financing negative equity into the next loan. If you have to finance a car for 84 months-you cannot afford it.ource(s): I'm a finance mgr for a dealership-I have about 10 lenders that will let me write 84 month loans-but I never do because our dealership doesn't want to get people stuck in a 7 year car loan.