On average, Florida has some of the mildest winters in the United States. Average lows range from 65 Â°F (18 Â°C) in Key West to near 41 Â°F (5 Â°C) degrees Fahrenheit at Tallahassee, whereas daytime highs range from 64 Â°F (18 Â°C) at Tallahassee to 77 Â°F (25 Â°C) at Miami.
Short-term policies generally last between 9 and 52 weeks, after which time your benefit will end. You may then have the option of moving to a Long-Term Disability policy or applying for Social Security Disability Insurance. Pregnancy and maternity leave is a very common trigger for short-term disability claims.
Short-Term Disability and Coverage Options. Short-term disability typically is defined as a medical condition, illness or injury that leaves an employee unable to work for a limited period, usually 12 weeks or less. Workers' compensation is an option for employees who are injured or disabled on the job. The program is mandated by federal law and administered at the state level. It is a form of insurance that provides financial assistance, medical care and other benefits during a short-term disability or illness.