On average, Florida has some of the mildest winters in the United States. Average lows range from 65 Â°F (18 Â°C) in Key West to near 41 Â°F (5 Â°C) degrees Fahrenheit at Tallahassee, whereas daytime highs range from 64 Â°F (18 Â°C) at Tallahassee to 77 Â°F (25 Â°C) at Miami.
Short-term policies generally last between 9 and 52 weeks, after which time your benefit will end. You may then have the option of moving to a Long-Term Disability policy or applying for Social Security Disability Insurance. Pregnancy and maternity leave is a very common trigger for short-term disability claims.
Short-term disability insurance is an insurance policy that protects an employee from loss of income in the case that he or she is temporarily unable to work due to illness, injury, or accident. Short-term disability insurance does not protect against work-related accidents or injuries, as these would be covered by workers' compensation insurance. However, it ensures that an employee will still receive a percentage of income if they cannot work due to sickness or a disabling injury.