On average, Florida has some of the mildest winters in the United States. Average lows range from 65 Â°F (18 Â°C) in Key West to near 41 Â°F (5 Â°C) degrees Fahrenheit at Tallahassee, whereas daytime highs range from 64 Â°F (18 Â°C) at Tallahassee to 77 Â°F (25 Â°C) at Miami.
Short-term policies generally last between 9 and 52 weeks, after which time your benefit will end. You may then have the option of moving to a Long-Term Disability policy or applying for Social Security Disability Insurance. Pregnancy and maternity leave is a very common trigger for short-term disability claims.
Plan tools. Short-term disability (STD) insurance is a benefit for temporary disability due to sickness or injury. It pays a percentage of your salary for a short period of time. Short-term disability reimburses up to 66 2/3% of the insured's weekly earnings.