What Does Name Shamya Mean. You are spiritually intense and can sting or charm. Your name brings love and new starts into life and attracts money. In business, you are the creator and promoter of original ideas and usually enjoy considerable financial success.You are bold, independent, inquisitive and interested in research.
Financial literacy. Financial literacy refers to the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States and the United Kingdom.
Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 3 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.