1 cup dry (raw) pinto bean = 670 calories and 40 grams protein. You cook this 1 cup of dry beans and end up with about 2 1/2 cups cooked beans = 611 calories and 39 grams of protein. while it appears that the numbers have changed it is only minimal and is due to the amount of water absorbed.
The role of a mortgage underwriter is to make sure that the property appraises out and that all of property tax, title insurance, homeowners insurance, and closing documents are in order and in place.
An underwriter who is conducting an underwrite, especially a manual underwrite, has to take a calculated risk and do his best to determine if a file adheres to not just the letter but the intent of the loan program guidelines. If he is wrong and the loan defaults, it can result in a hefty cost to the lender.hey make sure that all of the tax, title, insurance and closing documentation is in place. Underwriters also review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price. The underwriter has final approval and final responsibility for the loan.