Balance Sheet Basics. Your balance sheet (sometimes called a statement of financial position) provides a snapshot of your practice's financial status at a particular point in time. This financial statement details your assets, liabilities and equity, as of a particular date.
Home Valuation Code of Conduct (HVCC) rules go into effect on May 1, 2009. Freelance reporter Marcie Geffner for Bankrate.com had a story picked up by the Seattle Times' titled  New appraisal rules may hurt home buyers  with respect to the Home Valuation Code of Conduct (HVCC) which goes into effect on May 1, 2009.reelance reporter Marcie Geffner for Bankrate.com had a story picked up by the Seattle Times' titled  New appraisal rules may hurt home buyers  with respect to the Home Valuation Code of Conduct (HVCC) which goes into effect on May 1, 2009.
After many attempts by several delegates to the Continental Congress, a draft by John Dickinson of Pennsylvania was the basis for the final document, which was adopted in 1777. 1  The Articles went into effect on March 1, 1781, after all 13 states had ratified them. The Articles of Confederation lasted until March 4, 1789, when they were replaced by the U.S. Constitution.