Pay the fee. As of 2013, a FAST card application cost $50, which you can pay online when you are filling out the application.
A mulch is a layer of material applied to the surface of an area of soil. Its purpose is any or all of the following: to conserve moisture. to improve the fertility and health of the soil. to reduce weed growth.
Peat moss, which is also commonly known as sphagnum, is farmed from peat bogs, after which it's decomposed, compressed, and packaged into bricks. Peat moss is a common ingredient in commercial potting soil, as its light, loose structure keeps soil aerated and well-watered. A mulch is a material layered on top of garden soil to help water retention, prevent weeds, and fight soil erosion. Peat moss can be used to mulch a garden bed---in which case it's known as a peat mulch..