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3. A home equity loan is the classic way to finance home renovations. Take out a loan against the equity in your own house. 1  Large amounts of money may be available for large projects like additions. 2  Lower interest rates than personal loans and credit cards. credit card that you pay off at the end of each month. Or a zero-interest that you don't have to pay off for six months or a year. Some homeowners pay off one zero-interest card with yet another zero-interest card, thereby creating a permanent, but risky, no-interest loan. 1  Money available quickly.
Whether you're in the midst of a divorce or its aftermath, here are some things you can do to land a mortgage and what you can reasonably expect. You may want to get your name or your ex's name off the mortgage.But perhaps not; it depends. If you are planning to buy a house, and your ex is living in the home you co-own, then ideally, your ex needs to refinance in his or her name.hether you're in the midst of a divorce or its aftermath, here are some things you can do to land a mortgage and what you can reasonably expect. You may want to get your name or your ex's name off the mortgage. But perhaps not; it depends.