Firstly, a small seborrheic keratosis can be frozen with liquid nitrogen. Liquid nitrogen works by freezing and destroying the cells but leaving the connective tissue foundation intact. The lesion frozen forms a blister as the water is released from the now-dead cells and then crusts over as that water dries.
When borrowers sign the mortgage security instrument at closing, they agree to standard language that grants and conveys legal title of the mortgage to MERS as mortgagee, giving the company the right to act on behalf of the current and subsequent owners of the loan.
A: Yes, you should sign each personal ID on your key, which is why in PGP 5.x+ and GNU Privacy Guard newly generated keys are signed by default. This will help to prevent anyone from placing a phony address in the ID field of the key and possibly having your mail diverted to them.