HSA vs MSA. Health insurance is of critical importance in US because of the rising cost of healthcare. There are many different plans for saving for your medical expenses in future and HSA and MSA are two of these plans. A HSA is more of an IRA, except that the money is meant for medical expenses only.
Hackberry Flat is a premier destination for birders, especially for its high concentrations of shorebirds and waterbirds, including Whooping Cranes. More than 200 species have been identified during surveys, with such rare and uncommon species as the black-necked stilt, stilt sandpiper, and snowy plover being seen.
Common hackberry is a small- to medium-sized tree, to about 15 m (50') tall and 50 cm (20) in diameter. The crown is broad and rounded. Bark is grey or yellowish-brown with distinctive corky ridges. As the trees age, the corky ridges become more pronounced. On much older trees, the bark becomes scaly.