Moderate alcohol consumption may provide some health benefits, such as: 1  Reduce your risk of developing and dying from heart disease. 2  Possibly reduce your risk of ischemic stroke (when the arteries to your brain become narrowed or blocked, causing severely reduced blood flow) 3  Possibly reduce your risk of diabetes.
If an American failed to get coverage this year, that penalty will be taken out of their tax refund in early 2015, Adams noted. While that might be painful to some uninsured Americans who are counting on their tax refunds in early 2015, the penalty for going uninsured next year is even harsher.
There is no penalty for gaps in coverage of three months or less, and the penalty is pro-rated by the number of months in a year the taxpayer is without coverage. The IRS is limited in its ability to collect the penalty. The ACA does not allow the IRS to file a Notice of Tax Lien for failure to pay the penalty.