1 cup dry (raw) pinto bean = 670 calories and 40 grams protein. You cook this 1 cup of dry beans and end up with about 2 1/2 cups cooked beans = 611 calories and 39 grams of protein. while it appears that the numbers have changed it is only minimal and is due to the amount of water absorbed.
The role of a mortgage underwriter is to make sure that the property appraises out and that all of property tax, title insurance, homeowners insurance, and closing documents are in order and in place.
Consumer loan underwriting includes the verification of such items as employment history, salary and financial statements; publicly available information, such as the borrower's credit history, which is detailed in a credit report; and the lender's evaluation of the borrower's credit needs and ability to pay.