Interest-free loans. If you loan a significant amount of money to your kids, say, enough to buy a house, itâs important to charge interest. If you donât, the IRS can determine that interest you should have charged was a gift.
Prevention. Folic acid, taken in supplement form starting at least one month before conception and continuing through the first trimester of pregnancy, greatly reduces the risk of spina bifida and other neural tube defects.
1 In the general population, the risk of birth defects is decreased by taking folate at the time when the brain and spinal cord are forming early in the first trimester of pregnancy.  Although it may not be as protective in women with epilepsy, folate should be taken daily prior to becoming pregnant.