HSA vs MSA. Health insurance is of critical importance in US because of the rising cost of healthcare. There are many different plans for saving for your medical expenses in future and HSA and MSA are two of these plans. A HSA is more of an IRA, except that the money is meant for medical expenses only.
Hackberry Flat is a premier destination for birders, especially for its high concentrations of shorebirds and waterbirds, including Whooping Cranes. More than 200 species have been identified during surveys, with such rare and uncommon species as the black-necked stilt, stilt sandpiper, and snowy plover being seen.
Celtis occidentalis. Celtis occidentalis, commonly known as the common hackberry, is a large deciduous tree native to North America. It is also known as the nettletree, sugarberry, beaverwood, northern hackberry, and American hackberry. It is a moderately long-lived hardwood with a light-colored wood, yellowish gray to light brown with yellow streaks. The common hackberry is easily distinguished from elms and some other hackberries by its cork-like bark with wart-like protuberances. The remarkable bark pattern is ev