This spread accounts for the increased risk associated with a mortgage vs. a bond. So a 10-yr bond yield of 4.00% plus the 170 basis points would put mortgage rates around 5.70%. Of course, this spread can and will vary over time, and is really just a quick way to ballpark mortgage interest rates.
If you bring an advisor, say, $100,000 of your savings and the advisor charges a 1.0% fee, you'll pay the advisor $1,000 a year. According to Forbes, these fees run from 0.75% to 1.5% of your account annually, though 2% is not uncommon.
According to the Investment Company Institute, the median fee for administrative, recordkeeping and investment-related services on 401(k) plans is 0.72 percent of total assets -- approximately $346 per year for the average 401(k) participant. One out of every 10 plans charges 1.72 percent or higher.ccording to the Investment Company Institute, the median fee for administrative, recordkeeping and investment-related services on 401(k) plans is 0.72 percent of total assets -- approximately $346 per year for the average 401(k) participant. One out of every 10 plans charges 1.72 percent or higher.