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Does not provide out of network. Exclusive Provider Organization (EPO)-insurance plan allows access to health care from a network physician, facility or other health care professional, including specialists, without designating a Primary Physician or obtaining a referral- there is no claim forms or bills.
The plan you choose, whether it be an HMO, PPO or EPO health plan, could one day help determine the quality of health care that you or your loved ones receive, so you should pay attention to all of the details about your policy, and be sure to ask your insurance agent about any unclear points.