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Does not provide out of network. Exclusive Provider Organization (EPO)-insurance plan allows access to health care from a network physician, facility or other health care professional, including specialists, without designating a Primary Physician or obtaining a referral- there is no claim forms or bills.
PPO: Preferred Provider Organizations. PPO insurance is a relatively new, but rapidly growing, type of managed care plan, one developed to combine the lower cost of managed care with the greater degree of choice found in traditional health insurance. This page: â¢ Describes how preferred provider organizations work. â¢ Discusses the advantages and disadvantages of PPO insurance. â¢ Lists the likely costs of a PPO health insurance plan.