You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
In this population, the median household devoted four percent of their monthly earnings to loan repayment. Seventy-five percent of households devoted less than seven percent of monthly earnings to student loan repayment. This amounts to an average monthly payment on student loans of $242. Seventy-five percent of households made payments of less than $300 each month and 50 percent of households made payments of less than $160. For these households, payments on student loan debt took up a relatively small share of earnings.