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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
If you owe $10,000 and you can sell the car for $7,500, the $2,500 will be much more manageable than paying your full loan. Keep in mind that your car will only continue to depreciate in value, so get as much out of the sale as you can. 3. Get a Part-time Job.hen youâre upside down on a car loan, you can end up in big trouble because a car doesnât grow in value like a house often does. You can list a car as an asset on your balance sheet if you want, but in reality, itâs not an asset or an investment. Itâs an expense.