You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
1 Loan repayment begins nine months after you graduate, leave school, or drop below half-time status. This nine-month period is known as the grace period.  At the end of the grace period, you begin repayment and are allowed up to 10 years to repay the loan in full.