You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
Some borrowers, of course, pay substantially more every month. In the second quarter of 2015 the average payment on student loans for 20 to 30 year olds was $351. The average is well above the median (the point at which half of payments are higher and half are lower) because a smaller subset of borrowers took out much larger loans, typically to pay for graduate school.