Interest-free loans. If you loan a significant amount of money to your kids, say, enough to buy a house, itâs important to charge interest. If you donât, the IRS can determine that interest you should have charged was a gift.
Prevention. Folic acid, taken in supplement form starting at least one month before conception and continuing through the first trimester of pregnancy, greatly reduces the risk of spina bifida and other neural tube defects.
Taking folic acid before pregnancy can help prevent NTDs in your baby. The neural tube is the part of a developing baby that becomes the brain and spinal cord. NTDs happen in the first month of pregnancy, before you may know that youâre pregnant.