Meaning: Causing or capable of causing harm. Context examples: too much sun is harmful to the skin / harmful effects of smoking. Similar: counterproductive (tending to hinder the achievement of a goal) damaging; detrimental; prejudicial; prejudicious ((sometimes followed by 'to') causing harm or injury) ill (resulting in suffering or adversity)
Definition of 'Exclusions'. Definition: Exclusions are the cases for which the insurance company does not provide coverage. These are the conditions excluded from the insured event to avoid losses to the company. Description: Life insurance contracts have certain specified provisions and clauses which have to be fulfilled so that the claim can be considered valid.
Many of us assume that if you have health insurance, your health care costs are either covered or at least partially paid. Unfortunately, this is not always the case -- this is where health insurance exclusions come into play. A health insurance exclusion refers to anything the insurance company will not cover, ranging from a type of drug to a type of surgery. These exclusions can vary from plan to plan, and it's essential that you get to know your plan's exclusions. The subject of pre-existing conditions is always a hot one.