Meaning: Causing or capable of causing harm. Context examples: too much sun is harmful to the skin / harmful effects of smoking. Similar: counterproductive (tending to hinder the achievement of a goal) damaging; detrimental; prejudicial; prejudicious ((sometimes followed by 'to') causing harm or injury) ill (resulting in suffering or adversity)
Definition of 'Exclusions'. Definition: Exclusions are the cases for which the insurance company does not provide coverage. These are the conditions excluded from the insured event to avoid losses to the company. Description: Life insurance contracts have certain specified provisions and clauses which have to be fulfilled so that the claim can be considered valid.
When a policyholder â or an insurance company â takes formal steps to remove a household driver from an auto insurance policy, that's a driver exclusion.f the excluded driver used your car without permission, you may have to prove that the driver stole your vehicle for the accident to be covered by your insurance. Driver exclusion requirements differ by state.