Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
3. Life expectancy pensions and annuities. A life expectancy pension or annuity is one of a number of products that you can buy with a lump sum from a superannuation fund or other money to give you an income during your retirement. For the purposes of the income test for the age pension, income from an account based (also known as an allocated pension) or annuity will be reduced by an amount that represents the return of your capital. 2  This has not changed. 3  An account based income stream is assessed under the assets test for the age pension.