Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
Read: 401K Contribution Limits. Typically, a pension will offer several different annuity payout options, and possibly a single lump-sum option. An âannuity payoutâ option is essentially a monthly benefit that is paid to you for life (and possibly the life of a spouse). Some pension plans may offer a âperiod certainâ payout option as well. Below is a summary of some of the typical annuity options: In addition to the basic options above, some pension plans will offer some unique strategies such as income-leveling or âpop-upâ provisions that are great in certain situations.