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3. A home equity loan is the classic way to finance home renovations. Take out a loan against the equity in your own house. 1  Large amounts of money may be available for large projects like additions. 2  Lower interest rates than personal loans and credit cards. credit card that you pay off at the end of each month. Or a zero-interest that you don't have to pay off for six months or a year. Some homeowners pay off one zero-interest card with yet another zero-interest card, thereby creating a permanent, but risky, no-interest loan. 1  Money available quickly.
4 - Get a part-time job. Work part time and save up your earnings until you have enough money to start the business. Or, as an alternative, work part-or full-time in your own business and take a part-time job to supplement the income from your new business. 5 - Live frugally-and invest the savings in your business.sing a credit card-if you have good credit-is the easiest way to get money to start a business. Equipment, suppliers, advertising and postage (for mailings) can all be purchased with a credit card.