The best toaster ovens should come with at least a basic array of accessories -- baking pans, broiling trays, and racks, for example. Remember, most of your standard-sized baking and cooking pans and trays won't fit in a toaster oven.
Personal exemption (United States) Under United States tax law, a personal exemption is an amount that a resident taxpayer is entitled to claim as a tax deduction against personal income in calculating taxable income and consequently federal income tax. It has the effect of reducing income tax payable, even to tax-free level, but not so as to result in a tax refund.
Instead, the IRS gives you a very modest tax exemption ($4,000 per person in 2015; $3,950 2014) to cover your basic living expenses. Single people can take one exemption for themselves. Married couples can take two exemptions (one for each of them).