DHEA creams are a DHEA supplement applied to and absorbed by the skin.They provide DHEA, pregnenolone, and natural progesterone and women use it for bio-identical hormone replacement.HEA creams are also available for men and offers the same benefits. Remember that DHEA is a precursor to both testosterone and estrogen. 1  D-35 Complex For Men by Sarati-a body gel containing DHEA, Progesterone, Pregnenolone, and Chrysin. 2  Twist 25.
Unlike 401k or Traditional IRA contributions, Roth IRA contributions are not tax deductible. According to the Roth IRA funding rules established by the IRS, all your contributions must be made with after-tax dollars. For example, letâs say you earn $40,000, and youâre in the 25% tax bracket.
But itâs a matter of timing when you get to claim them. Traditional IRA contributions are tax-deductible on both state and federal tax returns for the year you make the contribution; withdrawals in retirement are taxed at ordinary income tax rates. Roth IRAs provide no tax break for contributions, but earnings and withdrawals are generally tax-free. So with Traditional IRAs, you avoid taxes when you put the money in. With Roth IRAs, you avoid taxes when you take it out in retirement.