Download Â». The fastest and easiest way to open your SCU file is to double-click it. This allows the intelligence of Windows to decide the correct software application to open your SCU file.
Ultimate guide to retirement. When you opt for a monthly annuity in retirement, you have two choices: to get payments that last for the life of just one person-you-or payments that last for the lives of both you and your spouse.Solo coverage is called a single-life annuity.If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.olo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will continue to be paid out to the survivor when one of you dies.
If you're retiring from a company with a cash balance retirement plan, take the time to analyze your payout options. While many people take a lump sum payout, the annuity option might be best for you.Let's take a look to see why.n the above example, a single man receives an annual retirement income from the cash balance plan that's $920 higher than the annuity from an insurance company. The difference for a woman is even greater; she can realize an annual income that's $1,470 higher from the cash balance plan.