Last update: June 2013 (includes new FHA rules & rates). When your down payment is less than 20%, you usually have to pay for Mortgage Insurance, (PMI). This protects the lender in case you don't make your house payments, they repossess your house, and they have to sell it for less than the amount left on the loan.our down payment is $10,000 and the morgtage is $190,000. Divide the $190,000 mortgage by 1500 and you get your monthly PMI cost, $127. PMI doesn't change as the outstanding balance changes.
Share on FacebookShare on Twitter. Non-GMO means non-genetically modified organisms. GMOs (genetically modified organisms), are novel organisms created in a laboratory using genetic modification/engineering techniques. Scientists and consumer and environmental groups have cited many health and environmental risks with foods containing GMOs.
One of the ways to avoid GMOs is to choose foods that have the Organic seal, which certifies that GMOs were not used in production: Another option is to look for the Non-GMO Project Verified Seal issued by the Non-GMO Project 6 : Down to Earth, along with the natural products industry, strongly supports this Project.ur right to know what is in the food we are buying and our right to choose our preferred food should not be usurped for any reason. Most Hawaii residents want GMO labeling and many are not convinced that GMOs are safe.