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Timetable: one to 12 months. The average debtor does not have a surplus of available assets. The average judgment enforcement is like a chess game, where it takes several attempts to recover the judgment, one chunk at a time, over the long term. Eventually many debtors (having some assets) smell the coffee and eventually settle or pay off the judgment. Timetable: six months to five years. The worst case debtor is either very poor or a clever fraud. Perhaps they hid their assets or use many names and social security numbers. For well-practiced frauds or very poor debtors, it is a long shot to recover money on a judgment.
To add your costs to the judgment, ask the Clerk in the Small Claims Office for a Memorandum of costs form. Fill it out and return it to the Clerk. After you collect your judgment, your must file a Satisfaction of Judgment form with the Clerk. The following are some things you can do to try to collect if the person who owes you money, called the judgment debtor, refuses to pay: 1  Garnish the Debtor's Wages. 2  Levy upon the Debtor's Bank Account. 3  Record an Abstract of Judgment.