You and I  is a song written by Frank J. Myers, and recorded by American country music artists Eddie Rabbitt and Crystal Gayle as a duet. It was released in October 1982 as the first single from the album Radio Romance.
On average, student loan borrowers take about two decades to repay their debt. Graduates of community colleges take almost as long as their counterparts from four-year schools to repay, according to a separate survey from the One Wisconsin Institute released last week.
An Extended Repayment Plan works the same as a Standard Repayment Plan or Graduated Repayment Plan, but instead of needing to complete your payments within 10 years, you have up to 25 years to pay off your student loan. This option allows you to reduce your payments amount even more, but also means that interest will have more time to accumulate.