In order to qualify for HAMP, you'll need to be living in the property with a loan originated before January 1, 2009. If you got a HARP refinance after that date, your loan is no longer eligible for a HAMP modification.
BID, contracts. A bid is an offer to pay a specified price for an article about to be sold at auction. The bidder has a right to withdraw his bid at any time before it is accepted, which acceptance is generally manifested by knocking down the hammer. 3 T. R. 148; Hardin's Rep. 181; Sugd. Vend. 29; Babington on Auct. 30, 42; or the bid may be withdrawn by implication. 6 Penn.
verb (used with object), bade or (Archaic) bad for 1, 2, 5 or bid for 3, 4; bidden or bid for 1, 2, 5 or bid for 3, 4; bidding. 1. to command; order; direct: to bid them depart. 2. to express (a greeting, farewell, benediction, or wish): to bid good night.