The Policy: The Contract -34- Insurance Fraud Handbook in a typical liability policy. For example, a valid policy defense against the insured (employer), even fraud, may not relieve the insurer of its duty to pay the injured employeeâs claim.
1 The guidelines help doctors distinguish between viral and bacterial infections so they know when to prescribe antibiotics. 2  Amoxicillin-clavulanate should be prescribed for bacterial sinus infections, due to increasing resistance against amoxicillin.
An antibiotic is given for the treatment of an infection caused by bacteria. Antibiotics target microorganisms such as bacteria, fungi and parasites. However, they are not effective against viruses. If you have an infection it is important to know whether it is caused by bacteria or a virus.Most upper respiratory tract infections, such as the common cold and sore throats are generally caused by viruses-antibiotics do not work against these viruses.lthough there are a number of different types of antibiotic they all work in one of two ways: 1  A bactericidal antibiotic kills the bacteria. 2  Penicillin is a bactericidal. 3  A bactericidal usually either interferes with the formation of the bacterium's cell wall or its cell contents.