Firstly, a small seborrheic keratosis can be frozen with liquid nitrogen. Liquid nitrogen works by freezing and destroying the cells but leaving the connective tissue foundation intact. The lesion frozen forms a blister as the water is released from the now-dead cells and then crusts over as that water dries.
When borrowers sign the mortgage security instrument at closing, they agree to standard language that grants and conveys legal title of the mortgage to MERS as mortgagee, giving the company the right to act on behalf of the current and subsequent owners of the loan.
Most buyers sign a deed of trust at the closing table, along with a ton of other documents. The amount of paperwork home buyers sign at closing is astounding. By the time a buyer signs the deed of trust, it can become just one more piece of paper, although it is considered, coupled with the prom note, to be the most important. Most of those documents will be generated by the buyer's lender. By signing without reading, it can take buyers almost an hour to finish.