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The below video will go over if Long Term Care Insurance tax deductible. There are several possible ways you may be able to deduct your Long Term Care Insurance premiums. One simple way is if you own a HSA or Health Savings Account. Here are 2015 and 2016 Federal Long Term Care Insurance Tax Deductible Limits. Source: https://www.irs.gov/pub/irs-drop/RP-12-41.pdf.
Let me explain. Generally, medical insurance premiums including certain Medicare premiums are deductible on your Federal Income Tax if you are itemizing your deductions using Schedule A, Form 1040. There is a limitation placed on deductible medical expenses.