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3. A home equity loan is the classic way to finance home renovations. Take out a loan against the equity in your own house. 1  Large amounts of money may be available for large projects like additions. 2  Lower interest rates than personal loans and credit cards. credit card that you pay off at the end of each month. Or a zero-interest that you don't have to pay off for six months or a year. Some homeowners pay off one zero-interest card with yet another zero-interest card, thereby creating a permanent, but risky, no-interest loan. 1  Money available quickly.
2. Check what liens (mortgages and other loans) the house has and if there are back taxes owed on it. You can get a lot of information for free from your courthouse or county records. Visit your county&#039;s website to see what information they can offer.he foreclosure seller generally will not care where you get your money from as long as your financing is solid. If you buy a foreclosure from a bank and you buying the house with a loan, ask what rates they can offer, and see if they can improve your current loan&#039;s terms.