Forbearance provides the borrower time to repay delinquent mortgage sums. This is advantageous to the struggling borrower, and offering forbearance benefits the loan owner, which frequently loses money on a foreclosure after paying the fees associated with the process.
THE DOMAIN OF RITUAL BEHAVIOR. The term ritual refers to an extensive and diverse domain of human behavior. At one end of a conceptual continuum, a ritual is a public, elaborate, and often largescale religious, aesthetic or civic ceremony.
Durkheim believed that an absence of clear norms for a society or an individual might create a social setting in which deviance will occur. Deviance is behavior that violates the norms of the social group in which the behavior occurs where as a deviant is one who is characterized as a violator of a norm. Engaging in deviant behavior does not automatically lead to a deviant reputation or self-image.