Yedi kallachi (Karaoke for female singers)-CVG - Duration: 5:04. Verghese George - CVG 1,041 views
OPTerm is a brand name of Banner Insurance. The company has used that brand to propel them upwards in the industry, earning the company an A+ rating with A.M. Best, one of the leading insurance ratings companies. It is the product name of a series of term life policies, each denoted by a number to indicate the term of the policy. OPTerm is basically term life insurance with a name. OPTerm 20 indicates a 20 year term life policy with fixed premiums. Other versions include OPTerm 10, 15, and 30 year policies.
Term life insurance vs. the rest. The most basic form of life insurance is called term life insurance. Term insurance is named as such because you buy a set amount of coverage that lasts for a set term, or number of years. Once that term is over, the coverage will end.