However, in general: 1  An IOU is more informal and flexible than a promissory note. 2  In turn, a note is more informal and flexible than a loan agreement. 3  A loan agreement is commonly used for more complex payment arrangements and often includes a recourse for the lender in case the borrower defaults or is unable to pay.
Wholesome Sweeteners Fairtrade Organic Turbinado is a golden-coloured raw cane sugar with large sparkling crystals and a rich aroma. Organic Turbinado is the ultimate topping for cakes, cookies, muffins, crumbles, pies, and crÃ¨me brÃ»lÃ©e. It makes a wonderful start to the day when sprinkled on cereal and oatmeal or when blended into fruit smoothies and cappuccino.
Suma (Pfaffia Paniculata, Brazilian Ginseng, Russian Secret) is a strong adaptogenic herb with ergogenic activity. Itâs a large ground vine that cultivates mostly in the Amazonian rainforest, generously used by the native tribes. The locals call it âpara tudoâ which literally means âfor everythingââ¦.