Types of Cleanings. There are three basic types of procedures to remove plaque and bacteria from teeth, and treat the areas above and below the gum line. The type and frequency of the procedure you need depends on your dentistâs diagnosis. Prophy or Prophylaxis: Patients diagnosed with a healthy mouth and healthy gums receive a prophylaxis or healthy mouth cleaning. This procedure removes plaque on the teeth and at the gum line and is suggested every 6 months.
It's important to take a close look at how your debt is affecting your life. If you have too much debt, it may be time to make a plan to get rid of it. Students Students often take on thousands of dollars of student loan debt. In fact, total U.S. student debt is $1 trillion.
Medical Collections After 7 Years. Medical collections are reported to credit bureaus most frequently by collections agencies. These data are reported as derogatory items, and must age off your file after seven years from the date the account was deemed delinquent. It is a common a legal practice for medical debt to be sold from one collection agency to another. Each subsequent collection agency can report the same debt to the bureaus. When this occurs the collections account should appear only once, and the schedule for when the account falls off your credit report should remain the same. However, the handoff between the collection agencies is not always perfect.