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Quick Answer. The length of time is takes for a Series EE bond to mature, a period known as the term, depends on the issue date of the bond. All Series EE bonds issued since June 2003 take 20 years to mature; however, all Series EE bonds issued prior to June 2003 have a shorter term of between eight and 18 years. Continue Reading.
Some Series EE savings bonds mature in a few years, others in several decades. What determines the difference? It all comes down to the interest rate earned on your Series EE savings bonds. The higher the interest rate, the sooner the maturity. richcano/Getty Images