Research shows that when adults create rich language and literacy environments and respond to a childâs communication in specific ways, they can boost that childâs emergent language and literacy development and increase the likelihood of future academic success.esearch shows that when adults create rich language and literacy environments and respond to a childâs communication in specific ways, they can boost that childâs emergent language and literacy development and increase the likelihood of future academic success.
Health Savings Accounts (HSAs) were approved by Congress in 2003âpart of the largest expansion of government intervention in medicine in 40 yearsâand became law in January 2004.
They were developed to replace the medical savings account system. A survey of employers published by the Kaiser Family Foundation in September 2008 found that 8% of covered workers were enrolled in a consumer-driven health plan (including both HSAs and Health Reimbursement Accounts), up from 4% in 2006.