If you qualify for a Special Enrollment Period, you can get dental coverage with your new health plan. Note: You canât buy a dental plan from the Marketplace unless youâre enrolling in a Marketplace health plan at the same time. Note: Under the health care law, most people must have health coverage or pay a fee. Dental coverage is optional, even for children. So you don't need it to avoid the penalty. In the Health Insurance Marketplace, you can get dental coverage 2 ways: as part of a health plan, or by itself through a separate, stand-alone dental plan.
Typical benefits for a $50,000 salaried employee include life insurance, which cost $150, and health coverage, which cost $2,000 to $3,000 for single persons and $6,000 to $7,200 for families, says Joseph Hadzima, Jr., a senior lecturer at MIT Sloan School of Management.
Regional Breakdown. According to the BLS, the total cost per employee per hour for private industry employers in the Northeast was $33.43, and $10.41, or 31.2 percent, of that cost was employee benefits. The total cost per employee per hour in the West was $30.94, and $8.97, or 29.4 percent, of that was benefits.