Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
sure he can, but collecting is another thing. 3 years statute of limitations on collections. Medical bills are considered written contracts. In the majority of states a medical bill is collectible regardless of the designated SOL because a judges will almost always waive SOL laws in such issues.