Contact the court reporter directly to obtain a transcript. Transcripts are subject to a fee from the court reporter. Transcripts or audio recordings of electronically recorded proceedings are obtained from the Court. Contact the Court Clerk's office to make arrangements.
In general, you should aim to keep your spending far below 30 percent of your credit limit. In other words, if you're spending $1,500 or less a month using a card with a $5,000 limit, you're OK -- though the highest credit scores go to those with spending levels below 10 percent of their limit.
1 Shoot for a credit utilization rate (debt to limit ratio) of about 10%. 2  A 10% credit utilization rate is ideal, however, so if you happen to have a rate of 20%, or even 30%, that's okay. 3  Your credit utilization is 30% of your credit score, which itself is a factor in getting a limit increase.ay your bill on time for at least 6 months. Of course, you should always pay your credit card bills on time, as late payments could result in credit limit (and credit score) decreases.