The postal and official address, email address and phone number (helpline) of LIC Service Center and LIC customer care number is given below. The helpline of LIC customer care number may or may not be toll free.
FHA loans: Like VA loans, FHA loans are backed by the federal government. Thereâs no credit score minimum, but most FHA lenders prefer a score of at least 620. In 2014, some lenders theoretically dropped their minimum score to 580, but lenders have generally set higher standards since the mortgage meltdown.
Step 7 â Lock in interest rate. Once you are satisfied with your loan approval and conditions, your loan agent will ask you if you are ready to lock your refinance mortgage rate. A rate lock protects you from rising rates. Rate locks are for a specific period of time, generally 7 to 60 days.