Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
Report Abuse. Lots of people are paranoid but 24 hours is very innacurate. nothing you put in the fridge spoils after only 24 hours, much less a few days. Fried chicken from a grocery store deli lasts for several days after it's cooked.eport Abuse. Lots of people are paranoid but 24 hours is very innacurate. nothing you put in the fridge spoils after only 24 hours, much less a few days. Fried chicken from a grocery store deli lasts for several days after it's cooked.