Notes: 1  When s is a string or Unicode string object the in and not in operations act like a substring test. 2  Values of n less than 0 are treated as 0 (which yields an empty sequence of the same type as s). 3  If i or j is negative, the index is relative to the end of sequence s: len(s) + i or len(s) + j is substituted.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500. 4  VA requires a minimum score of 500.
Here's what average credit will get you, and why it's so important to work for the best credit score you can get. Buying a house The good news is that even with an average credit score, homebuyers can get a rather competitive mortgage rate. As of this writing, an average FICO score should get you a 30-year mortgage rate of about 4.16%, which is not too far off from the 3.76% rate the top tier of borrowers (760 FICO and up) can get, according to myFICO.com.