The federal government taxes most sources of retirement income, including pension benefits, but the states take a variety of approaches to taxing retirement income. Some states tax any retirement income that the federal government taxes.
Each page contains about 34 lines, with an average word count of 11 words per line, thus 375 words per page. Excluding endnotes and index, the book has about 200 pages of text, which means its total word count is about 74,000 words.
Most adult novels are at least 60,000 words. The average adult fiction novel runs from 75,000 to 100,000 words. Non-fiction novels can have both more or less words but most publishable novels for the adult market, again, should be at least 60,000 words. Young adult and children's market novels are considerably shorter. They run on average from 45,000 to 75,000 words.