Read full story. Lots of sunshine are in store for the area after a cool start. Most folks will start out in the 60s and will eventually warm up into the 80s. Rain chances remain on the low slide through the week with temperatures getting back to average by the end of the week.
Comparing Life Insurance Quotes. 1  1. Evaluate the annual benefits and premium. 2  2. Calculate the amount of cash value you can accumulate. 3  3. Assess the fees.  4. Ask if you can convert a term policy to a cash value 1  policy. 5. Find out if the cash value portion of your policy has dividends.
Buy Your LTC Insurance Policy Early. Premiums are based on age. For those of you who purchase inflation protection (and this should be all of you) the cumulative costs of the premiums is going to be lower the earlier you buy. You do not save premiums by waiting. Because Long Term Care Insurance premiums rise substantially with age, the earlier you buy LTC insurance the lower your cumulative insurance premiums will be. You never save money by waiting, but you do lose benefits.