The proper term is â insurance score ,â which is calculated similarly, but uses a slightly different formula. And the important distinction is that the insurance score registers as a âsoft hitâ or âsoft inquiryâ on your credit report, meaning it does not affect your credit score in an adverse manner.
Taking care of the stump. Your baby's umbilical cord stump will change from bluish white to black as it dries out and eventually falls off â usually within three weeks after birth. Keep the stump clean. Parents were once instructed to swab the stump with rubbing alcohol after every diaper change.
Treatment for Normal Navel After Cord Falls Off. 1  What You Should Know About Navels After the Cord Falls Off: The cord can't fall off too early. The average cord falls off between 10 and 14 days. 2  Normal Navel Care: Keep the navel belly button clean and dry. If there are any secretions, clean them away.