Notes: 1  When s is a string or Unicode string object the in and not in operations act like a substring test. 2  Values of n less than 0 are treated as 0 (which yields an empty sequence of the same type as s). 3  If i or j is negative, the index is relative to the end of sequence s: len(s) + i or len(s) + j is substituted.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500. 4  VA requires a minimum score of 500.
If you want to use a conventional mortgage loan to buy a house, you will probably need a credit score of 620 or higher. In 2015, we've been seeing some lenders set the bar even higher, at 640. When using a government-backed loan (such as an FHA or VA loan), you might get approved with a score below that range.f you asked me what credit score you needed to buy a house back in 2005, I'd say it didn't really matter. Back then, you didn't need much more than a job and a Social Security Number to get a loan. Those were the days of housing bubbles and easy credit..