Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
How long do you wait to plug in a refrigerator after it has been laid flat down to move it? 24 hours. the longer the better to allow compressor oil to settle. How long can sod sit before laying it down?   Sod can be palletized for different amounts of time depending on the weather.
1 Farmers have 30 days from the day an egg is laid to get it to stores. 2  Then, the stores have another 30 days to sell the eggs. 3  The USDA recommends a maximum of 5 weeks in your refrigerator before you discard your eggs. If it sinks, it's fresh; if it floats to the top, it is old. 2  It will kind of lay almost on its side. 3  You can see the age of it by how much it floats. 4  It's a good idea to do this test before selling any eggs if you suspect they are older than two weeks.