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Publishers Clearing House. Publishers Clearing House (PCH) is a direct marketing company that markets merchandise and magazine subscriptions with sweepstakes, and prize-based games. Publishers Clearing House was founded in 1953 by Harold Mertz to replace door-to-door magazine subscription sales by a single vendor offering multiple subscriptions by mail.
ACH is an acronym for Automated Clearing House, an electronic network used to process bank-to-bank transactions. An ACH credit occurs when funds are deposited electronically into an account. The payer initiates a payment through her bank, which then electronically transmits the payment through the ACH to the recipient's bank account. You can receive funds or make payments by ACH credit.