Prolonged inflammation, known as chronic inflammation, leads to a progressive shift in the type of cells present at the site of inflammation, such as mononuclear cells, and is characterized by simultaneous destruction and healing of the tissue from the inflammatory process.
Sources of disability income protection vary considerably in both benefit levels and definitions of coverage. Five factors affect benefit levels and coverage: elimination period, total disability, benefit period, monthly indemnity and other income sources. 1. Elimination Period. The elimination period on disability income insurance can be compared to the deductible on an automobile or major medical expense insurance policy.
Elimination period. Think of the elimination period, or waiting period, as a deductible. It refers to the number of calendar days you will pay for your own long-term care before drawing benefits. You also select your own elimination period, which can run anywhere from zero to 100 days or more. Increase your waiting period to decrease your premiums, Slome suggests.