Galileo saw details of insect eyes with two crude lenses. 2. Robert Hooke used simple lenses to observe cork in which he saw tiny compartments he called cells (cellulae). 3. van Leeuwenhoek saw protistans, sperm, and bacteria with his lenses and microscopes. B. The Cell Theory. 1. Schleiden (a botanist) and Schwann (a zoologist): believed that all plants and animals consist of cells. 2. Virchow: cells come from preexisting cells.
Information that can have a negative impact on your score includes hard inquiries, accounts that have gone to collection, bankruptcies, tax liens and judgments. To start with, inquiries remain on your credit report for 2 years (24 months). The good news is that they can only impact your credit scores for the first 12 months â and only if they are a hard inquiry (like when a lender pulls your report as part of your application for credit, for example).
How Long Does A Repo Stay On Your Credit. There is a little confusion and some conflicting guidance on how long does a repo stay on your credit. Defaulting on a loan, having a car repossessed, or making a late payment all stay on your credit reports for the same amount of time when the borrower reports them. All negative marks including repo (except a bankruptcy) stays on your credit report for seven years. A bankruptcy stays on your credit file for ten years. Repossessions also have a much more severe impact on your credit score than just missing a payment or paying late.