Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
How long do you wait to plug in a refrigerator after it has been laid flat down to move it? 24 hours. the longer the better to allow compressor oil to settle. How long can sod sit before laying it down?   Sod can be palletized for different amounts of time depending on the weather.
Report Abuse. Responsible answer: I would think 3-5 days assuming there's no dairy in it that could go sour quickly. If you have a really good fridge, possibly longer but it might start to taste bland.Watch it for mold and sourness.Reality: I never follow my own instructions and often have food around much longer then I should. If it looks good, smells okay and I don't throw up after a taste..f you have a really good fridge, possibly longer but it might start to taste bland. Watch it for mold and sourness. Reality: I never follow my own instructions and often have food around much longer then I should. If it looks good, smells okay and I don't throw up after a taste..