If you've been diagnosed with food poisoning, talk with your doctor about using probiotics to treat your nausea and diarrhea.
Long-term disability insurance generally kicks in after the first six months of disability and typically pays benefits until age 65. Employer-sponsored, long-term disability insurance may provide own-occupation coverage for a period of up to two years.f you donât have at least 70% of your current income provided through your employerâs disability insurance plan, you should obtain supplemental coverage to bring you up to 70%.
When determining how much disability insurance you need, Hahn says you should examine your income, then determine how much you'd need in benefits to cover saving for retirement, [your] children's education expenses, living expenses..r, the primary breadwinner should opt for a high level of coverage. Lundquist says you should also weigh how long you'll receive benefits. Many disability insurance policies are available in two-and five-year increments. Or you can opt for coverage until you turn 65 and start collecting retirement.