Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
Report Abuse. It depends how much time you have. Meat is fine marinating out of the fridge for an hour or so, but to get the same result in the fridge you would need to leave for about 8 hours.The more time you have the better! Aimee M Â· 7 years ago.t depends how much time you have. Meat is fine marinating out of the fridge for an hour or so, but to get the same result in the fridge you would need to leave for about 8 hours. The more time you have the better! Aimee M Â· 7 years ago.