The proper term is â insurance score ,â which is calculated similarly, but uses a slightly different formula. And the important distinction is that the insurance score registers as a âsoft hitâ or âsoft inquiryâ on your credit report, meaning it does not affect your credit score in an adverse manner.
Taking care of the stump. Your baby's umbilical cord stump will change from bluish white to black as it dries out and eventually falls off â usually within three weeks after birth. Keep the stump clean. Parents were once instructed to swab the stump with rubbing alcohol after every diaper change.
Umbilical Cord Prolapse. Umbilical cord prolapse is a problem that occurs when the umbilical cord drops through a motherâs open cervix during labor and delivery. Consequently, the umbilical is dropped before the infantâs head during delivery, which can cause the cord to get trapped or wrapped around the babyâs body.