Two-factor authentication makes it less likely that an intruder can masquerade as an authorized user. Authentication factors are categories of credentials used to verify that someone or something is who or what they are declared to be.
Factors that Influence Decision Making. There are several important factors that influence decision making. Significant factors include past experiences, a variety of cognitive biases, an escalation of commitment and sunk outcomes, individual differences, including age and socioeconomic status, and a belief in personal relevance.
Valuable decisions deserve analysis. Competition and risk is more complex, so the demands on decision making solutions have increased. Recent research in the area of emotional decision making has begun to expose the value, benefits and difficulties that emotions present to the decision making process.