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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
The Medicare deductible for Part B medical insurance is $147 per year as of 2015. In addition, most people also pay a monthly premium of $104.90.You must pay the Part B deductible each year before Medicare covers most medical expenses, and you usually must pay a percentage of costs after the deductible.However, some medical expenses are free under Part B and aren't subject to the deductible.ou must pay the Part B deductible each year before Medicare covers most medical expenses, and you usually must pay a percentage of costs after the deductible.