Dermatologist looking at a spot on the arm of a senior woman Photo Credit Paul/F1online/Getty Images. The term barnacle refers to a condition known as seborrheic keratosis, where large, benign spots and mole-like growths appear on the body.Usually the result of genetics and old age, there is no way to prevent these dark spots from appearing on your skin as you advance in age.ermatologist looking at a spot on the arm of a senior woman Photo Credit Paul/F1online/Getty Images. The term barnacle refers to a condition known as seborrheic keratosis, where large, benign spots and mole-like growths appear on the body.
Microsoft's big earnings beat is because of one business that is exploding (MSFT)
But if you stop work now, your benefit won't get any larger either. Social Security benefits are based on your highest 35 years of earnings. If you have fewer than 35 years, the non-work years will be counted as zeroes in the calculations.If you continue working, you'll reduce those zero years and drive your benefit up.ocial Security benefits are based on your highest 35 years of earnings. If you have fewer than 35 years, the non-work years will be counted as zeroes in the calculations.