Typically, when you have credit cards with high balances, they are included in your Chapter 7 or 13 filing and the debt is either repaid or written off through a Chapter 7 discharge.
Best Answer : Most of the time a person in an office will generate about 400-500 btu , ,for a person at a walk you need about 600-800 btu and for vigorous exercises your up into the 1500-2000 btu for short periods..Generally speaking its accepted that 600 btu is the output for a person on a load calculation sheet..I know this wasn't the question but ...
Reference. The British Thermal Unit, or BTU, is an energy unit. It is approximately the energy needed to heat one pound of water for 1 Fahrenheit. 1 BTU = 1,055 joules. 1BTU/hour = 0.293 watt.Examples 1  : One very well-insulated 1,000-square-foot home in Boston needs around 24,000 BTUs to heat in winter.lease note that this calculator can only gauge a rough estimate. You should also consider factors like efficiency decrease of the heater or air conditioner with time, the shape/type of your home or room, insulation conditions, and other factors. 1 watt is approximately 3.41214 BTU/h.