Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
Medical bills are notoriously unintelligible and riddled with errors. To make it worse, debt collectors will sometimes park medical debt on your credit report before you even get the bill from your doctor. In the end, your insurer may pick up the tabâbut only after the medical debt has already damaged your credit.