Typically, when you have credit cards with high balances, they are included in your Chapter 7 or 13 filing and the debt is either repaid or written off through a Chapter 7 discharge.
Best Answer : Most of the time a person in an office will generate about 400-500 btu , ,for a person at a walk you need about 600-800 btu and for vigorous exercises your up into the 1500-2000 btu for short periods..Generally speaking its accepted that 600 btu is the output for a person on a load calculation sheet..I know this wasn't the question but ...
Scientifically, one Btu is the amount of energy required to change the temperature of 1 pound of water by 1 degree Fahrenheit. In terms of air-conditioner capacity, the rule of thumb is that it takes around 25 Btu to cool 1 square foot of room floor area. 12,000 Btu unit could cool a room 25 feet long by 20 feet wide that has 500 square feet of floor area. Manufacturers give their own ratings as to how much room area they believe their units can cool.