The proper term is â insurance score ,â which is calculated similarly, but uses a slightly different formula. And the important distinction is that the insurance score registers as a âsoft hitâ or âsoft inquiryâ on your credit report, meaning it does not affect your credit score in an adverse manner.
Taking care of the stump. Your baby's umbilical cord stump will change from bluish white to black as it dries out and eventually falls off â usually within three weeks after birth. Keep the stump clean. Parents were once instructed to swab the stump with rubbing alcohol after every diaper change.
The umbilical cord transported nutrients from you to your baby throughout your pregnancy. Now your baby has a purplish-blue stump that is about a half inch to an inch long.nly Give Sponge Baths. Do not bathe your baby in a sink or special tub until after the umbilical cord has fallen off. If your baby does take a bath, make sure to fan the area to dry it completely. You do not want to rub it dry as this could cause irritation.