Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
The consequences of medical debt can be severe. People with unaffordable medical bills report higher rates of other problems â including difficulty affording housing and other basic necessities, credit card debt, bankruptcy, and barriers accessing health care.