Galileo saw details of insect eyes with two crude lenses. 2. Robert Hooke used simple lenses to observe cork in which he saw tiny compartments he called cells (cellulae). 3. van Leeuwenhoek saw protistans, sperm, and bacteria with his lenses and microscopes. B. The Cell Theory. 1. Schleiden (a botanist) and Schwann (a zoologist): believed that all plants and animals consist of cells. 2. Virchow: cells come from preexisting cells.
Information that can have a negative impact on your score includes hard inquiries, accounts that have gone to collection, bankruptcies, tax liens and judgments. To start with, inquiries remain on your credit report for 2 years (24 months). The good news is that they can only impact your credit scores for the first 12 months â and only if they are a hard inquiry (like when a lender pulls your report as part of your application for credit, for example).
1 Tax liens. 2  Paid tax liens will typically stay on your credit report for seven years from the date released (paid), while unpaid tax liens can remain on your credit report for 15 years. 3  Bankruptcies. 4  In general, the public record of a bankruptcy can stay on your credit report for 10 years. In general, the public record of a bankruptcy can stay on your credit report for 10 years. 2  However, you may see individual accounts in the bankruptcy, such as credit accounts, fall off of your report seven years and 180 days from the start of the delinquency on the account.