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How Does a Short Sale Impact Your Credit Score? Since you didnât repay the full debt as agreed, a short sale may significantly impact your credit score. Even if your payments were never late, the mortgage will remain on your credit report seven years from the date it was reported settled or paid.
Once an offer is received and signed, I send it to the bank, along with the seller's short sale package and a prepared HUD. From that point to the time of short sale approval, the average timeline is about 60 to 90 days. This means 30 days to sell + 60 days for approval + 30 days to close escrow = 4 months, on average.rom that point to the time of short sale approval, the average timeline is about 60 to 90 days. This means 30 days to sell + 60 days for approval + 30 days to close escrow = 4 months, on average.