Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
How long do you wait to plug in a refrigerator after it has been laid flat down to move it? 24 hours. the longer the better to allow compressor oil to settle. How long can sod sit before laying it down?   Sod can be palletized for different amounts of time depending on the weather.
When you feel for cold - take no notice of the temperature in the fridge - the vital point is the freezer compartment. If you do not feel cold there within two hours, (I mean cold - not freezing) something could be wrong, but sometimes they do take more time to cool. So long as it does freeze in the freezer after an all night stint, then I would not worry. This type of fridge is not one of the most efficient type in existence. Regards.