(b) Any annuity, benefits, funds, property or rights created by, or accruing to any person under the provisions of K.S.A. 74-4901 et seq. or 74-4951 et seq., and amendments thereto, shall be exempt from any tax of the state of Kansas or any political subdivision or taxing body of the state; . . . . .
Although the average was 66 days, there was marked variation in how long habits took to form, anywhere from 18 days up to 254 days in the habits examined in this study.
Self-help culture clings to the fiction of the 28-day rule, presumâably, because it makes habit change sound plausibly difficult enough, but basically easy. The first problem with this is dispiritingly simple: changing habits is hard.