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This step can take a month or more. Receive notice from your school about your aid package. Fill out paperwork for student loans. Get money. Usually, student loan funds are disbursed during the first week of classes.
The entire application, underwriting and funding process could take anywhere from 30 â 60 days. If it takes less than 30 days, youâve got a highly efficient mortgage team. If it takes longer than 60 days, thereâs some kind of problem slowing things down.n reality, the FHA process starts long before the loan application â or at least, it should. Here are the steps I recommend people take when applying for an FHA loan. 1. Set up a budget before talking to the lender.