Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
1 Farmers have 30 days from the day an egg is laid to get it to stores. 2  Then, the stores have another 30 days to sell the eggs. 3  The USDA recommends a maximum of 5 weeks in your refrigerator before you discard your eggs. If it sinks, it's fresh; if it floats to the top, it is old. 2  It will kind of lay almost on its side. 3  You can see the age of it by how much it floats. 4  It's a good idea to do this test before selling any eggs if you suspect they are older than two weeks.