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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Neither of these copays are massive expenses, but you should still be aware of the bills you will be getting when you go to the doctorâs office or hospital. To make all that easier to wrap your head around, the additional coverage you get with Medigap plan N is: Medicare Part A Deductible. Medicare Part A Coinsurance.