Read full story. Lots of sunshine are in store for the area after a cool start. Most folks will start out in the 60s and will eventually warm up into the 80s. Rain chances remain on the low slide through the week with temperatures getting back to average by the end of the week.
Comparing Life Insurance Quotes. 1  1. Evaluate the annual benefits and premium. 2  2. Calculate the amount of cash value you can accumulate. 3  3. Assess the fees.  4. Ask if you can convert a term policy to a cash value 1  policy. 5. Find out if the cash value portion of your policy has dividends.
A term life insurance policy covers you for a stated periodâtypically 10, 15, 20, or 30 years. Because the insurance company's liability is limited to a specific period, term is the most economical kind of life insurance. A whole life insurance policy lasts as long as you pay the premiums.Whole life policies can also have a cash value. Part of the premium you pay covers your insurance, and some of it goes into the policy's cash value. Whole life insurance is much more expensive than term life insurance for the dollar amount of coverage.ost financial planners recommend coverage that's 5 to 10 times your annual income. For example, if you make $50,000, you might consider coverage between $250,000 and $500,000. If you're younger and just starting a family, you might need as much as 15 times your income to allow for salary increases.