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This step can take a month or more. Receive notice from your school about your aid package. Fill out paperwork for student loans. Get money. Usually, student loan funds are disbursed during the first week of classes.
If you are looking to refinance your loans with SoFi, completing and submitting your loan application online will take approximately 30 minutes. Once you submit your application and meet all documentation requirements, you will be notified with a preliminary approval based on your credit report within 3-4 business days. Overall, you should allow a minimum of 3 weeks from starting the application through the actual pay-off of the loans you asked us to refinance.