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Unfortunately there is no such thing as a completely fee-free Roth IRA. Providers have expenses and must charge their clients some sort of fee for running the investments inside their retirement accounts. If Roth IRA providers truly charged no fees they would all go out of business. The no-fee Roth IRA is a marketing tool used to get your attention. Individuals interested in a Roth IRA should focus on providers that have the lowest fees for those investment that match their investment goals.
Roth IRAs With Basis. Cost basis for Roth IRAs only matters when you're taking an early withdrawal. If you do cash out money early, it all comes out of your cost basis first, rather than being prorated like a traditional IRA distribution. For example, say that your Roth IRA has a cost basis of $30,000 and is worth $100,000 when you take a $10,000 early withdrawal. The entire $10,000 comes out as a tax-free distribution, reducing your remaining cost basis to $20,000.