Most internal hemorrhoids are not painful â Internal hemorrhoids often are small, but they can be large and bulge out of the anus. If they bulge out and are squeezed by the anal muscles they can be particularly painful, even more so if the muscle cuts off the hemorrhoids blood supply.
In many cases, carrying a single limit liability coverage policy will actually result in limits that are more than adequate to cover any claims that result from an accident. This is in contrast to split limit liability coverage, which very often results in a gap between actual claims and limits on the coverage.
If the loss exceeds that dollar amount, then the policyholder is responsible for paying the excess. In malpractice insurance, most policies have two coverage limits: A per-occurence limit and an aggregate limit. The per-occurrence limit states how much the insurer will pay for a single loss, claim, or occurrence. An aggregate limit is the total amount an insurer will pay for all claims in a given policy period, typically for one year. The most common coverage limit seen in a medical malpractice liability insurance policy is $1 million per occurrence and $3 million in total per year. There are several complicated issues that physicians need to be aware of when dealing with coverage limits. The first is the issue of related claims.