Typically, when you have credit cards with high balances, they are included in your Chapter 7 or 13 filing and the debt is either repaid or written off through a Chapter 7 discharge.
Best Answer : Most of the time a person in an office will generate about 400-500 btu , ,for a person at a walk you need about 600-800 btu and for vigorous exercises your up into the 1500-2000 btu for short periods..Generally speaking its accepted that 600 btu is the output for a person on a load calculation sheet..I know this wasn't the question but ...
In warmer climates, you may need only 30 to 35 BTU per hour per square foot to heat your house adequately. In colder climates, you may need up to 50 to 60 BTU/h/ft2. In general, the further from the equator you live, the greater the number of BTU/h/ft2 you need, but weather patterns and geography modify this somewhat.