The BANKWEST Cash & Check Card works like a checkâ¦ but faster and easier! It looks like a credit card, but all purchase amounts are deducted from your checking account balance, not added to a credit amount.
Additionally, first time buyers may qualify for an MCC Tax Credit. Even other buyers on occasion! This benefit offers a true bottom line income tax credit up to $2000 each year. The tax credit enhances the affordability of a primary residence purchase in NC.
Step One. The first step toward being a first-time home buyer is getting your home loan application underway. A great first-time home buyer tip at this stage is to make sure you have your basic personal and financial information at hand when beginning your home loan application.