Bluetooth is a wireless technology that allows you to connect nearby devices, even if they aren't in direct line of sight. Most newer laptops come with Bluetooth hardware already installed, but the chances are lower if your computer is older, or if you're using a desktop.
DEFINITION of 'Associate in Risk Management-ARM'. A nationally recognized educational program for dedicated risk management professionals, developed by the Insurance Institute of America. Science of risk management includes how to avoid, reduce and manage risk.
It is an inexpensive way to protect your financial future or established assets. Umbrella insurance is a secondary form of insurance, that requires a primary policy, or an underlying liability policy to first pay out on a claim before umbrella liability coverage becomes effective.