The federal government taxes most sources of retirement income, including pension benefits, but the states take a variety of approaches to taxing retirement income. Some states tax any retirement income that the federal government taxes.
Each page contains about 34 lines, with an average word count of 11 words per line, thus 375 words per page. Excluding endnotes and index, the book has about 200 pages of text, which means its total word count is about 74,000 words.
For example, if we had an average 5th grader reading Bud, Not Buddy then this is how we might figure out how many pages of text, at a silent rate of 150 wpm, the child would read in a period of 30 minutes. 150 wpm X 30 minutes = 4500 total words. 4500 total words/200 words per page = 23 pages.