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How Does a Short Sale Impact Your Credit Score? Since you didnât repay the full debt as agreed, a short sale may significantly impact your credit score. Even if your payments were never late, the mortgage will remain on your credit report seven years from the date it was reported settled or paid.
BEST ANSWER. Alma Kee, Agent, Tampa, FL. Forgot to answer your question... on a Short Sale you normally MUST close within 30 or 45 days of the approval so it's possible you may have to close within 45 days or it could take 6 months or a year or it may never close.f you have time contraints, you must be in a home by a certain date...don't do a Short Sale! Once you and the Seller agree on terms and have a ratified contract it will take the first lender 45+ days to respond.