Bluetooth is a wireless technology that allows you to connect nearby devices, even if they aren't in direct line of sight. Most newer laptops come with Bluetooth hardware already installed, but the chances are lower if your computer is older, or if you're using a desktop.
DEFINITION of 'Associate in Risk Management-ARM'. A nationally recognized educational program for dedicated risk management professionals, developed by the Insurance Institute of America. Science of risk management includes how to avoid, reduce and manage risk.
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways:1  Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies.ou're thinking, I have auto and homeowners insurance that covers some of these situations.. True! But, umbrella insurance insures you above and beyond the limits of those policies and covers some situations that aren't covered by the other types of policies. And rates are less than you think!