The proper term is â insurance score ,â which is calculated similarly, but uses a slightly different formula. And the important distinction is that the insurance score registers as a âsoft hitâ or âsoft inquiryâ on your credit report, meaning it does not affect your credit score in an adverse manner.
Taking care of the stump. Your baby's umbilical cord stump will change from bluish white to black as it dries out and eventually falls off â usually within three weeks after birth. Keep the stump clean. Parents were once instructed to swab the stump with rubbing alcohol after every diaper change.
For most babies, umbilical cord prolapse doesnât cause problems. But if your babyâs not getting oxygen because the cord is pinched, it can cause stillbirth unless your babyâs born right away. Stillbirth is when a baby dies in the womb after 20 weeks of pregnancy.