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This step can take a month or more. Receive notice from your school about your aid package. Fill out paperwork for student loans. Get money. Usually, student loan funds are disbursed during the first week of classes.
The entire application, underwriting and funding process could take anywhere from 30 â 60 days. If it takes less than 30 days, youâve got a highly efficient mortgage team. If it takes longer than 60 days, thereâs some kind of problem slowing things down.his is when the terms of the loan are established, and when the lender and borrower commit to the agreement. It might take anywhere from 1 â 5 business days to complete this stage of the process. 2. Processing and underwriting: Youâve agreed to the terms of the FHA loan, and youâve signed a document to that effect.