Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
Report Abuse. Responsible answer: I would think 3-5 days assuming there's no dairy in it that could go sour quickly. If you have a really good fridge, possibly longer but it might start to taste bland.Watch it for mold and sourness.Reality: I never follow my own instructions and often have food around much longer then I should. If it looks good, smells okay and I don't throw up after a taste..f you have a really good fridge, possibly longer but it might start to taste bland. Watch it for mold and sourness. Reality: I never follow my own instructions and often have food around much longer then I should. If it looks good, smells okay and I don't throw up after a taste..