Homeowners insurance is designed to protect your home from what are called perils. A peril is your exposure to risk or something that causes loss or destruction. As a homeowner, you can typically purchase three different types of home insurance policies.They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils. 2  Homeowners 2 (HO2): This policy protects your property against 18 perils (including 11 perils from Homeowners 1).s a homeowner, you can typically purchase three different types of home insurance policies. They are: 1  Homeowners 1 (HO1): With this policy, your property is covered against 11 basic perils.
If it is on it's side for an hour or two I would wait at least 6-12 hours before plugging it in. If you have to lay it on its side for more than a couple of hours I would rent the appropriate truck. 4. If you want to be even safer, wait 24 hours. It's cheaper than repairing or replacing it.
A - A fridge can be moved on it's side, but you run the risk of some of the oil coming out of the compressor and running up the lines to places where it can cause a restriction. Damage can occur to the fridge and the fridge may stop cooling :-(. Many times there is just no other way to move your fridge other than on it's side. Appliance Repair Aid has some tips for you. The #1 problem with a fridge on it's side is the oil comes out of the compressor and runs up the cooling lines.