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In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.
Show me the money is what you might say when an insurer pays to repair your car after an accident. After all, you've paid for your car insurance coverage and the insurer owes you the cash. Who receives the claim-payment check often depends on who caused the accident. First-party claim payments.