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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Re: Does medicare help pay for cataracts. William, Yes, Medicare will cover cataract surgery. 1  If you have Original Medicare and the procedure is done on an outpatient basis, the Medicare Part B deductible applies and then Part B will cover 80% of the costs and you will be responsible for 20%.2  A Medicare supplement (Medigap policy) can help cover these costs. If you have Original Medicare and the procedure is done on an outpatient basis, the Medicare Part B deductible applies and then Part B will cover 80% of the costs and you will be responsible for 20%.