The Springfield Citizen Police Academy is a ten week program that offcers citizens insight into how police officers performs their duties and how the department serves the community. Eveyone benefits from enhancing citizen understanding of the role and function of the police.
What most standard homeowners policies provide. 1  Dwelling coverage. 2  Pays to repair or rebuild your home-including electrical wiring, plumbing, and heating and air conditioning-if damaged by a covered cause of loss. 3  It's important to buy enough dwelling coverage to cover the cost to rebuild.ost homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well.
The typical homeowners insurance policy does not cover damage from earthquakes. A homeowner who desires this coverage normally needs to purchase a named perils policy-an earthquake insurance policy. One way to do this is to ask your homeowners insurance agent if your policy provides earthquake coverage.If the policy does not cover earthquake damage then ask where you can purchase the coverage.our homeowners insurance probably does not cover half of the things that you assumed it would. In my opinion, the all perils name is misleading because the coverage excludes so many different types of losses that commonly occur.