Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
Biggest cause of personal bankruptcy: Medical bills. Kevin and Michele Thomas of Michigan at their home in 2009. Unemployed and uninsured Michele needed emergency gall bladder surgery and ended up with thousands of dollars in bills they couldn't pay. They are among millions of Americans who have struggled to pay medical bills.