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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Yearly deductible for drug plans. This is the amount you must pay each year for your prescriptions before your Medicare Prescription Drug Plan begins to pay its share of your covered drugs. Deductibles vary between Medicare drug plans. No Medicare drug plan may have a deductible more than $320 in 2015 ($360 in 2016).Some Medicare drug plans don't have a deductible.eductibles vary between Medicare drug plans. No Medicare drug plan may have a deductible more than $320 in 2015 ($360 in 2016). Some Medicare drug plans don't have a deductible.