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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Medicare Part A coverage, which covers hospital costs, can exceed $5,400, while Part B premiums for supplemental medical insurance are about $100 per month. So this deduction can really add up. This comes as unexpected good news because, before 2010, the IRS said that Medicare premiums were not deductible under the self-employed health insurance deduction. Then, in 2010, the IRS said that only premiums for Medicare Part B ...