Page 1 of 4. The other day on Twitter, I wrote that I was using my noise-canceling headphones because the wind was so loud. The wind in Reno is so loud that I'm using my noise canceling headphones to do the audio editing on my podcast today.
Details of a bankruptcy order in the UK will stay on your credit file for 6 years. 7 to 10 years depending on the state you live in. Most lenders will consider loans after 2 years. If information is still on you credit history after this time frame you need to dispute with all three major credit bureau agencies.
How Long the Bankruptcy Will Stay on a Credit Report. The type of personal bankruptcy you file will determine the length of time the negative item will remain on your credit report. A Chapter 7 bankruptcy will stay on your credit report for 10 years, while Chapter 13 bankruptcy will remain for 7 years.Explore Alternatives to Bankruptcy. Licensed credit counselors can help you analyze your personal situation, review your debts and determine the type of repayment plan that is most feasible.here are different types of personal bankruptcy, and each type will impact your credit report and your finances differently. With Chapter 7 bankruptcy, a person does not repay any debts included in the filing.