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How Does a Short Sale Impact Your Credit Score? Since you didnât repay the full debt as agreed, a short sale may significantly impact your credit score. Even if your payments were never late, the mortgage will remain on your credit report seven years from the date it was reported settled or paid.
So short-term plans with longer durations were still available for sale through the end of March, as long as theyâre scheduled to terminate on or before December 31, 2017. As of April 1, no short-term plans can be sold that have durations of three months or longer (90 days is ok). Prior to 2017, eight states already limited short-term policies no more than six months â in addition to the five states that didnât have short-term plans at all.