Dermatologist looking at a spot on the arm of a senior woman Photo Credit Paul/F1online/Getty Images. The term barnacle refers to a condition known as seborrheic keratosis, where large, benign spots and mole-like growths appear on the body.Usually the result of genetics and old age, there is no way to prevent these dark spots from appearing on your skin as you advance in age.ermatologist looking at a spot on the arm of a senior woman Photo Credit Paul/F1online/Getty Images. The term barnacle refers to a condition known as seborrheic keratosis, where large, benign spots and mole-like growths appear on the body.
Microsoft's big earnings beat is because of one business that is exploding (MSFT)
Earnings, however, are down significantly from the same quarter last year, when JPMorgan reported EPS of $1.61 on revenue of $24.82 billion. The firm missed expectations on investment-banking revenue but beat on trading. Revenues in all of the major divisions were down from the same quarter last year.