Galileo saw details of insect eyes with two crude lenses. 2. Robert Hooke used simple lenses to observe cork in which he saw tiny compartments he called cells (cellulae). 3. van Leeuwenhoek saw protistans, sperm, and bacteria with his lenses and microscopes. B. The Cell Theory. 1. Schleiden (a botanist) and Schwann (a zoologist): believed that all plants and animals consist of cells. 2. Virchow: cells come from preexisting cells.
Information that can have a negative impact on your score includes hard inquiries, accounts that have gone to collection, bankruptcies, tax liens and judgments. To start with, inquiries remain on your credit report for 2 years (24 months). The good news is that they can only impact your credit scores for the first 12 months â and only if they are a hard inquiry (like when a lender pulls your report as part of your application for credit, for example).
Re: How long until inquiries fall off my report. â01-07-2013 07:50 PM. Hard pulls stay on your CR for 2 years, however FICO only includes them in your scoring for 1 year. Most creditors will only look at the ones in the past year also, I've never seen anyone denied for inquiries over a year old. Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX 806 lender pull 07/26/2013.