The United States Army considers itself descended from the Continental Army, and dates its institutional inception from the origin of that armed force in 1775. As a uniformed military service, the Army is part of the Department of the Army, which is one of the three military departments of the Department of Defense.
Pure risk, also known as absolute risk, is insurable. Speculative Risk: Three possible outcomes exist in speculative risk: something good (gain), something bad (loss) or nothing (staying even). Gambling and investing in the stock market are two examples of speculative risks.
Total Risk-Based Capital Ratio: What it is, how itâs calculated and why itâs important to banks and credit unions. Calculation. Total Risk-Based Capital Ratio = Total Risk-Based Capital / (Total Risk-Weighted Assets-Adjustments to Risk-Weighted Assets).Definition.To measure a bankâs level of protection provided by Total Risked-Based Capital, financial analysts use the Total Risk-Based Capital Ratio, which is Total Risk-Based Capital divided by Risk-Weighted Assets.otal Risk-Based Capital Ratio: What it is, how itâs calculated and why itâs important to banks and credit unions. Calculation. Total Risk-Based Capital Ratio = Total Risk-Based Capital / (Total Risk-Weighted Assets-Adjustments to Risk-Weighted Assets). Definition.