Traits are aspects of a character's personality, background, or physique that make him better at some activities and worse at others. In many ways, traits resemble feats: A character can have only a limited number of traits, and each trait provides some benefit.
You need to know that you can discharge medical bills in bankruptcy. Even if you have the best health insurance coverage possible an illness or serious injury means lost time from work, co-pays, deductibles, and other strains on your limited financial resources.
If you have medical bills that are equal to or more than your monthly excess income, you can get Medicaid outpatient services for one month at a time. You must bring in, send or fax your medical bills to your local department of social services when they are at least equal to your excess income amount.