The BANKWEST Cash & Check Card works like a checkâ¦ but faster and easier! It looks like a credit card, but all purchase amounts are deducted from your checking account balance, not added to a credit amount.
Additionally, first time buyers may qualify for an MCC Tax Credit. Even other buyers on occasion! This benefit offers a true bottom line income tax credit up to $2000 each year. The tax credit enhances the affordability of a primary residence purchase in NC.
First Time Home Buyer Program. 1  Very Little Down Payment Required. 2  Gift for down payment allowed. 3  FHA regulated closing costs.  Tax Benefits on your first tax return after purchase.