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How Does a Short Sale Impact Your Credit Score? Since you didnât repay the full debt as agreed, a short sale may significantly impact your credit score. Even if your payments were never late, the mortgage will remain on your credit report seven years from the date it was reported settled or paid.
Short Sales tend to be a better deal for the homeowner than for the Buyer. You'll wait MONTHS for the homeowner's Lender to approve the short sale; maybe as long as Six or Seven Months.Meanwhile, you're stuck in a contract to buy that home.o my perspective is from the inside as the owner, not the real estate agent. On my properties, it varied by the bank and by the type of property. When you ask, how long does it take to close a short sale, I can say, it you have an agreed upon price, the closing is just about like any other.