The proper term is â insurance score ,â which is calculated similarly, but uses a slightly different formula. And the important distinction is that the insurance score registers as a âsoft hitâ or âsoft inquiryâ on your credit report, meaning it does not affect your credit score in an adverse manner.
Taking care of the stump. Your baby's umbilical cord stump will change from bluish white to black as it dries out and eventually falls off â usually within three weeks after birth. Keep the stump clean. Parents were once instructed to swab the stump with rubbing alcohol after every diaper change.
Anyways....just leave it alone, it's perfectly normal, all chicks have a little umbelical cord when they hatch. By the time he is fluffy, the cord will have dried and fell off. Only worry when you have a chick with it's organs falling out of its belly button, this has happened to me plenty of times. If you think you have a chick like that, then post some pics or describe how it looks so we can help.