Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
Noun. 1. ale-a general name for beer made with a top fermenting yeast; in some of the United States an ale is (by law) a brew of more than 4% alcohol by volume.beer-a general name for alcoholic beverages made by fermenting a cereal (or mixture of cereals) flavored with hops.le. n. 1. (Brewing) a beer fermented in an open vessel using yeasts that rise to the top of the brew. Compare beer, lager 1. 2. (Brewing) (formerly) an alcoholic drink made by fermenting a cereal, esp barley, but differing from beer by being unflavoured by hops.