Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
Root beer has its origins in what is referred to as small beers. Small beers are a collection of local beverages (some alcoholic, some not) made during colonial times in America from a variety of herbs, barks, and roots that commonly included: birch beer, sarsparilla beer, ginger beer and root beer.mall beers are a collection of local beverages (some alcoholic, some not) made during colonial times in America from a variety of herbs, barks, and roots that commonly included: birch beer, sarsparilla beer, ginger beer and root beer.