Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
Yeast Makes Beer. It is said that brewers make wort, but yeast makes beer. The real magic. of beer making happens in the fermentation tanks. Until Louis Pasteur. isolated yeast in the mid 19th century, the process of fermentation was. not understood.