NWS data indicates that the daily high temperature in Philadelphia on June First averages 80 degrees Fahrenheit and the high on the last day of June averages 86 degrees. The average recorded low temperature in Philadelphia on June First is 60 degrees Fahrenheit and the average low on the last day of June is 66 degrees.
Use your debit card for purchases. If the purchase exceeds the amount of money in your checking account you will overdraw your account. For example, making a $50 purchase with your debit card when your checking account has only $30 may result in an overdraft. Use your debit card to withdraw money. Withdrawing more money than your checking account holds results in an overdraft. Step 3. Write a check for more money than your checking account can supply. If you write a check for $60 and your checking account has only $55 in it, you will overdraw your account.
Mishandling your bank account can result in serious ramifications. Your bank has the right to close your account after you become overdrawn, but most banks wait before taking that step. Overdraft fees continue to accumulate and, if you do not pay, the bank will eventually act.he closing of a bank account usually doesn't damage your credit rating. But the reverse is true if the bank that closed your account turns it over to a bill collector because you failed to pay the overdraft fees associated with the account closure.