Here is a list of contact numbers for your credit bureau inquiries: Equifax Inc. For credit-related concerns: Call 1-800-685-1111 to get a free credit report using the Fair and Accurate Credit Transactions Act.
California provides an exception-You can record someone without their consent, if it will be used to prove kidnapping, extortion, bribery, or a violent felony. Most states will not allow you to record someone in furtherance of your own crime or tort.
There are also exceptions to two-person consent when there's no reasonable expectation of privacy.. For example, a conversation at a legislative hearing could be recorded without informing all parties, since recording things is what people do in legislative hearings.