Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
There are actually a few different things here. Malt Liquor is higher-alcohol beer, made by boosting the alcohol contact with simple sugars(corn or sucrose). Malt beverages are any number of flavored beverages. These include wine coolers, hard lemonades, hard soda, and other flavored alcoholic beverages. Beer is generally made from grains, hops, water, and yeast.