1 Transfer of an individual SAVINGS ACCOUNT OF A âJointâ savings account if it is not an âand/orâ account. 2  Transfer of an individual SAFE DEPOSIT BOX or a safe deposit box in the name of other parties unless the ownership is taken as âorâ.  Transfer of each TITLE OF REAL ESTATE OWNERSHIP.
Sinking Fund Provision. A provision in some bond indentures requiring the issuer to put money aside to repay bondholders at maturity. In bonds with such a provision, a fund or account is set up into which a issuer deposits money on a regular basis to repay the bond when it matures. See also: Sinking Fund Bond.
Marginal Cost Of Funds. DEFINITION of 'Marginal Cost Of Funds'. The incremental cost of borrowing more money to fund additional asset purchases or investments. In its simplest calculation, the marginal cost of funds is simply the interest rate on the new loan balance. Marginal cost of funds is often confused with the average cost of funds, which would be calculated by computing a weighted-average of all the combined loans' interest rates.