Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
A glass of root beer with foam. Root beer is a dark brown sweet beverage traditionally made using the root or bark of the tree Sassafras albidum (sassafras) or the vine Smilax ornata (sarsaparilla) as the primary flavor.Root beer may be alcoholic or non-alcoholic, and may be carbonated or non-carbonated.Most root beer has a thick foamy head when poured. Modern, commercially produced root beer is generally sweet, foamy, carbonated, and non-alcoholic, and is flavoured using artificial sassafras. It may or may not contain caffeine.oot beer may be alcoholic or non-alcoholic, and may be carbonated or non-carbonated. Most root beer has a thick foamy head when poured. Modern, commercially produced root beer is generally sweet, foamy, carbonated, and non-alcoholic, and is flavoured using artificial sassafras. It may or may not contain caffeine.