This article has been adapted from specific stair and railing specifications that are similar among codes and countries (but not identical). -- IBC, IRC, BOCA, Kingston NY Stair Code, New York State Residential Building Code for Stairs (included here), Florida, Pennsylvania, New Jersey, & other sources.
Average APY. According to CNN Money, the average annual percentage yield on a savings account in the United States was just 0.06 percent in 2013. This means that if you nested away $100,000 in the average savings account, it would net you an additional $60 in interest over the course of one year.
All dividends and rates subject to change. Your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency, and backed by the full faith and credit of the U.S. Government. *Rates may vary based on credit history.