If youâre not interested in breeding your goldfish then you should keep your temperature at a steady temperature all year round. A tank temperature of approximately 23Â°C/74Â°F will be high enough to encourage a good rate of growth in your goldfish, without being so high that your goldfish become stressed.
Convertible debt is when a company borrows money from an investor or a group of investors and the intention of both the investors and the company is to convert the debt to equity at some later date. Typically the way the debt will be converted into equity is specified at the time the loan is made. Sometimes there is compensation in the form of a discount or a warrant. Other times there is not. Sometimes there is a cap on the valuation at which the debt will convert. Other times there is not.
You may want to consider using the equity in your home to tap into some funds. This is called home equity debt. Your equity is the difference between how much your home is worth and how much you still owe on your mortgage. Types of home equity debt