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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
-major law regulating equal employment opportunity in the United States-MLK-ensure that employment opportunities would be based on character or ability rather than on race-Congress wrote and passed Title VII, and President Lyndon Johnson signed it into law in 1964-enforced by the Equal Employment Opportunity Commission (EEOC)