Mortgage loan types. 1  Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. 2  Term: Mortgage loans generally have a maximum term, that is, the number of years after which an amortizing loan will be repaid.
How Beer is Made. Beer is made from four basic ingredients: Barley, water, hops and yeast. The basic idea is to extract the sugars from grains (usually barley) so that the yeast can turn it into alcohol and CO2, creating beer.
Ginger Beer Ingredients. Ginger beer is made from fresh or dried ginger, sugar and some lemon juice. These are the same basic ingredients used in ginger ale, but the ale adds seltzer water, while the beer uses water and yeast to produce gas and a carbonated effect.inger Beer Ingredients. Ginger beer is made from fresh or dried ginger, sugar and some lemon juice. These are the same basic ingredients used in ginger ale, but the ale adds seltzer water, while the beer uses water and yeast to produce gas and a carbonated effect.