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7 It was in this context that Congress passed the Equal Credit Opportunity Act in 1974, prohibiting discrimination based on sex and marital status, and subsequently amended it in 1976 3 For a more detailed discussion of modern credit scoring models, see Mester (1997).
The Law. The Equal Employment Opportunity Commission was created by Title VII of the Civil Rights Act of 1964, but its mission has been shaped by more than this one single piece of legislation. Numerous laws and amendments, and a handful of executive orders, have expanded, limited or directed the Commission's responsibilities and authority.