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IRA Contribution Limits and Deadlines. Learn about the deadlines, income limits, and contribution limits for contributing to Traditional and Roth IRAs each year. Deadline for contributions for the 2014 tax year: April 15, 2015.1  Contribute to your Fidelity IRA.Log In Required. 2  Set up automatic contributions to your Fidelity IRA.014 Traditional & Roth IRA contribution limits. Total annual contributions to your Traditional and Roth IRAs combined cannot exceed: 1  $5,500 (under age 50). 2  $6,500 (age 50 or older).
For example, the deadline to file a 2016 tax return is April 18, 2017, so you can make IRA contributions for the 2016 tax year until that date. The point is that while the $5,500 contribution limit is an annual maximum, you actually have about 15 and a half months to make your contributions for any given year. So, even if you're reading this in early 2017, you can still take advantage of the tax benefits of IRA investing for both the 2016 and 2017 tax years.