80+ country-specific guides covering country characteristics, the people, language, culture, etiquette, business protocol, communication styles and much more . Azerbaijan Guide Language, Culture, Customs and Etiquette Facts and Statistics. Location: Southwestern Asia, bordering the Caspian Sea, between Iran and Russia, with a small European portion north of the Caucasus range Capital: Baku
Is Your Home Insured For Water Damage? Water is one of the most common causes of damage in homes, and it represents a large number of insurance claims. Water damage to your property can happen from any number of sources, such as plumbing, appliances, storms, accidents and infiltration. Causes of Water Damage in Insurance: What's Covered? If water damage is sudden and accidental, there's a good chance you are covered by most standard home insurance policies. Depending on your policy, you might have coverage for damage caused by water. Some coverage is included in a standard home policy like an HO-3; other sources of damage might not be covered unless you add an endorsement to your policy.
Property Claims. What you should do when your home has been damaged by a fire, windstorm or another catastrophe. 1  Call Us-Reporting your damage starts the claim process. 2  Once you have reported your damage, a claim adjuster will contact you as soon as possible. 3  Please call us toll-free.