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The entire application, underwriting and funding process could take anywhere from 30 â 60 days. If it takes less than 30 days, youâve got a highly efficient mortgage team. If it takes longer than 60 days, thereâs some kind of problem slowing things down.n reality, the FHA process starts long before the loan application â or at least, it should. Here are the steps I recommend people take when applying for an FHA loan. 1. Set up a budget before talking to the lender.
How Long for an FHA Loan to Close? Question #1: How long does it take for an FHA to close? If youâre talking about the entire process from loan application to final approval and closing, there are dozens of variables. So itâs hard to assign an exact length of time to the process.