What's in a toner? âMost toners are water-based liquids composed of specific active ingredients including plant extracts and essential oils, tailored to address a variety of skin types. Mainly there are hydrating toners, calming and soothing toners, and astringent toners.
DEFINITION of 'Ombudsman'. An official who investigates complaints (usually lodged by private citizens) against businesses, financial institutions and/or the government.
Define Financial Ombudsman. Financial Ombudsman synonyms, Financial Ombudsman pronunciation, Financial Ombudsman translation, English dictionary definition of Financial Ombudsman. n any of five British ombudsmen: the Banking Ombudsman , set up in 1986 to investigate complaints from bank customers; the Building Society Ombudsman , set...