What does the letters Kiss stand for in the rock group? According to Paul Stanley, Kiss just sounded dangerous (kiss of death) and sexy at the same time. Kiss denies the rumors that the name stands for Knights In Satans Service o â¦ r the saying Keep It Simple Stupid.
The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
A hard credit check is one that can negatively impact your credit score. These occur when you give a lender permission to check your credit history with the intent to open up a new line of credit. Each hard credit check can cause your score to drop by roughly 5 points and can affect your score for 6 months to a year. The hard credit pull is visible to anyone and will remain on your credit report for up to two years.