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A desirable total cholesterol level for adults without heart disease is less than 200 mg/dL. An HDL cholesterol level of 60 mg/dL and above is considered protective against heart disease, while a level less than 50 mg/dL for women or 40 mg/dL for men is considered a major risk factor for heart disease.
Low-density lipoprotein cholesterol is the unhealthy type of cholesterol. It accumulates along artery walls and blocks healthy blood flow. An optimal LDL cholesterol level is below 100 mg/dL, although an LDL level of 100 to 129 mg/dL tends to be safe for most people. High-density lipoprotein cholesterol is a healthy type of cholesterol because it helps remove LDL cholesterol from your system.