In most jurisdictions, collision coverage is optional unless there is a lien holder on your vehicle. If you don't have collision coverage, you are going to be on the line for the costs to repair any damages to your vehicle in an accident caused by you, including damage to your side mirror.
Tactical planning is such an important part of a company's strategic planning process that management consulting companies are often hired to assist companies in preparing tactical plans. A company usually begins with its objectives and then develops strategies for how to carry out their objectives.
Strategic planning is about setting long-term goals, establishing the directions and constraints that will guide the tactical achievement of these aims and identifying the assets and capabilities that the organization needs to execute the plan. The same holds true for an information security strategic plan. A clear and concise security strategic plan allows executives, management and employees to see where they are expected to go, focus their efforts in the right direction and know when they have accomplished their goals.