In the context of employment practices liability (EPL) insurance, a so-called third-party liability coverage option is sometimes available to address claims made by nonemployees (e.g., customers, vendors, clients) against the insured company that arise from acts committed by employees.
Some conditions can lead to temporary discomfort that can impact the left side of the neck. Overusing your neck, sleeping in an incorrect position or muscle strain can cause the neck to become numb, stiff or cause pain.
Neck acne is caused by the same mechanisms that cause facial and body acne. Pores become clogged due to a build-up of cells which stick together and cause a plug. Then bacteria and skin oil, which would normally drain to the surface, get caught inside, causing redness and pus to develop.