Insurance companies use financial history along with other factors (such as years of driving experience or claims. history) to properly classify an insured according to his/her potential risk. Studies have shown a correlation between. a consumerâs financial history and his/her future insurance loss potential.
1 Eating three bowls of oatmeal (28 gram servings) daily can decrease total cholesterol by about 5 mg/dL. 2  Oat bran products (oat bran muffins, oat bran flakes, oat bran Os, etc.) may vary in their ability to lower cholesterol, depending on the total soluble fiber content.
First one is obvious â mold. If oatmeal will go bad, itâll probably start to grow mold and thatâs usually easy to spot, especially if it starts to grow on top of the oatmeal. The second sure-sign of spoilage is smell. If it smells off, oatmeal is surely bad and should be discarded. If youâre not really sure if itâs fine of spoiled, throw it away.