1. General: Specific ability of an entity (person or organization) or resource, measured in quantity and level of quality, over an extended period. 2. Banking: Borrower's ability to repay a debt on a timely basis, determined by deducting total cash outflows from the borrowers total income during (usually) a month.
Many people go through difficult times in their lives. Sometimes the end result is hitting rock bottom. For some, hitting rock bottom is the wake-up call needed to begin steering life in a more positive direction. When you have hit rock bottom, there is nowhere to go but up. Recognizing some of the common signs is an important part of getting back on your feet. Losing your job. Whether you are struggling with substance abuse or dealing with a financial crisis, losing your job can be a sure sign of hitting rock bottom.
âOnce I get off the water at the end of the day, a lot of times I make written notes on a lake map, or in a note book. For example, I might mark that waypoint No. 251 contains a large boulder where the bottom drops from 9 to 11 feet on the southwest corner of the hump. âThatâs why marker buoys are so critical.