A heart attack occurs when one or more of the coronary arteries that supply blood to the heart are completely blocked and blood to the heart muscle is cut off. The blockage usually is caused by atherosclerosis, the build-up of plaque in the artery walls, and/or by a blood clot in a coronary artery.Sometimes, a healthy or atherosclerotic coronary artery has a spasm and the blood flow to part of the heart decreases or stops.he blockage usually is caused by atherosclerosis, the build-up of plaque in the artery walls, and/or by a blood clot in a coronary artery. Sometimes, a healthy or atherosclerotic coronary artery has a spasm and the blood flow to part of the heart decreases or stops.
Federal Student Loans. If the student loan is a federally backed education loan, a spouse is safe from repayment liability. According to the U.S. Department of Education, if the borrower of a federal student loan dies, the loan is automatically canceled and the debt is discharged by the government.
Mortgage protection insurance is a life insurance policy designed to pay off your mortgage if you die during the term. It runs for the same length of time as your mortgage.So, if you take out a mortgage over 20 years, your mortgage protection insurance must also be in place for 20 years. If you die, your insurance company pays the policy benefit directly to your mortgage lender.enerally, mortgage protection is designed to pay off your mortgage if you die, not to provide a cash sum to your dependants (unless you get a â level-term policy'). So, you will usually need separate life insurance to provide for a cash lump sum if you have a dependant family.