A heart attack occurs when one or more of the coronary arteries that supply blood to the heart are completely blocked and blood to the heart muscle is cut off. The blockage usually is caused by atherosclerosis, the build-up of plaque in the artery walls, and/or by a blood clot in a coronary artery.Sometimes, a healthy or atherosclerotic coronary artery has a spasm and the blood flow to part of the heart decreases or stops.he blockage usually is caused by atherosclerosis, the build-up of plaque in the artery walls, and/or by a blood clot in a coronary artery. Sometimes, a healthy or atherosclerotic coronary artery has a spasm and the blood flow to part of the heart decreases or stops.
Federal Student Loans. If the student loan is a federally backed education loan, a spouse is safe from repayment liability. According to the U.S. Department of Education, if the borrower of a federal student loan dies, the loan is automatically canceled and the debt is discharged by the government.
Get a Consolidation Loan. You can get out of default by getting a consolidation loan with a repayment plan matched to your income. With a consolidation loan, you combine one or more of your federal student loans into a single loan with one monthly payment.To learn more, see Student Loan Consolidation.ancel Your Student Loan. You can get out of default if you qualify to have your loan canceled (discharged). This is the best option, because when you cancel the loan, you are no longer obligated to repay it. However, there are limited ways to qualify for loan cancelation, so this option won't work for many people.