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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
As for credit scores, the requirements vary greatly by lender and type of loan. Our minimum credit score is 620 (for a home equity loan), but the market is all over the place, says Gary Harman, vice president of home equity for Discover Financial Services. If you wanted a HELOC, you would need a better score.. You can check your credit score for free at myBankrate.