The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Buying things at a low cost and reselling them at a higher rate is the business of resellers. You might offer these items online, in a home-based business or through a brick-and-mortar building.Two common examples of resellers are retail stores and the grocery stores, which buy goods wholesale and raise the price to make a profit.here are also wholesale clubs or businesses you may join. SMC is one of the largest gift-item wholesalers and drop-shippers, with a variety of programs for resellers. Also look at local artisan studios, yard sales and flea markets. Decide where and how you're going to sell your merchandise.