A Sweatshirt is a sweater or pullover with long sleeves. Some designs have front pouch, pockets for the hands or a hood, (sometimes called a hoody or ''hoodie''). The sweater is formed by the linking of stitches - Its shape and pattern come from the structure of the garment. If the stitches are taken away there is no form.
A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties (person or group of persons). Typically, a fiduciary prudently takes care of money or other asset for another person. One party, for example a corporate trust company or the trust department of a bank, acts in a fiduciary capacity to the other one, who for example has entrusted funds to the fiduciary for safekeeping or investment.
Definition of fiduciary account: Savings or deposit account the funds of which are owned by one party but are managed by another (such as an agent, bank, or trustee) for the owner's, or a beneficiary's, benefit.