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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
Financing a used boat.? How long can you finance a used boat for. Something around a 2000 to 2003 23ft center console for about $15000.00 to give you an idea of what i'm looking at.Follow.f you could buy the boat outright then you could definitely finance just the engine brand new for a good interest rate. Depending on the interest and your credit this may be a better option because then you would get a nice factory warranty on the engine which can be a great benefit if you use the boat very often.