Preparation of MacConkey Agar. 1  Suspend the measured amount of powder (See in the agar bottle and generally 50 gram) in 1 L of purified water and mix thoroughly. 2  Heat with frequent agitation and boil for 1 minute to completely dissolve the powder. 3  Autoclave at 121Â°C for 15 minutes.
All USDA loans (purchase and refinance) require a one-time Guarantee Fee that is added to the borrowers loan. The current amount of the USDA guarantee fee is 2%. Example â if a borrower was purchasing a home 100% financing for $150,000, the adjusted loan amount with the 2% USDA guarantee fee would be $153,000. $3,000 added to the base loan amount. In addition to this one time Guarantee Fee, USDA loans also require a annual fee that is added to the monthly mortgage payment. Basically the âannual feeâ is monthly mortgage insurance â or more commonly known as âPMIâ Again, like the above it can have many different names. The current amount of this fee is .5%.
However, for eligible suburban and rural home buyers, the USDA loan is a 100%, no-money down mortgage loan. The program's full name is the USDA Rural Development Guaranteed Housing Loan program, but most people call them USDA loans, Rural Housing Loans or Section 502 loans.SDA upfront mortgage insurance is not paid as cash. It's added to your loan balance for you. USDA mortgage insurance rates are lower than those for comparable FHA loans or conventional ones. FHA mortgage insurance premiums assess a 1.75% upfront mortgage insurance premium; and add 0.85% in MIP annually.