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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
Most banks require a minimum 620 credit score, 12 months mortgage history with no late payments, and if you are a first-time homebuyer, you may be required to verify timely rental payments. Letâs delve a little deeper into the credit requirements for VA loans and what your credit score means for you.