Pukwudgie â representative of the heart; a short, grey-faced, large-eared creature.. Thunderbird â representative of the soul; a creature that can create storms as it flies.. Wampus â representative of the body; a magical, panther-like creature that is fast, strong and almost impossible to kill..
Base Rate. 1  Base Rate is the minimum interest rate at which a bank can lend except for loans to its own employees, its retired employees and against bankâs own deposits. 2  All floating and fixed rate loans sanctioned by banks before 1st April, 2016 were priced using base rate as benchmark.
With the BR system, the bank will have to reveal its base rate and also disclose its margin, which will determine the ELR. Maybank has set its Base Rate (BR) at 3.20%. Here, interest is presented as âbase rate +1.35%â, which means that the effective rate that the customer will have to pay on the mortgage is 4.55%.