Pukwudgie â representative of the heart; a short, grey-faced, large-eared creature.. Thunderbird â representative of the soul; a creature that can create storms as it flies.. Wampus â representative of the body; a magical, panther-like creature that is fast, strong and almost impossible to kill..
Base Rate. 1  Base Rate is the minimum interest rate at which a bank can lend except for loans to its own employees, its retired employees and against bankâs own deposits. 2  All floating and fixed rate loans sanctioned by banks before 1st April, 2016 were priced using base rate as benchmark.
Mortgage rates fell slightly this week, according to Bankrate's latest survey of interest rates. The benchmark 30-year fixed-rate mortgage fell 2 basis points to 3.93%. The average 15-year fixed-rate mortgage ticked down 1 basis point to 3.14%.A basis point is one-hundredth of 1%.The typical 30-year fixed-rate jumbo mortgage fell 2 basis points to 3.88%. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000. The average 5/1 adjustable-rate mortgage rose 1 basis point to 3.18%.iscount points are an upfront fee that you pay to get a lower interest rate. One point is 1 percent of the loan amount. On a $100,000 mortgage, if you pay 1 point, you pay an upfront fee of $1,000.