The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
The next time you purchase a product online, how sure can you be that you're buying the real thing? Counterfeiters are now duping consumers with websites designed to mirror real company sites. Besides fake luxury handbags or watches, people can even buy fake viagra or fake software from these websites. In some cases, the phony websites with more pictures and products for sale even look more elaborate than the actual website.