Police arenât celebrities, so theyâre not always used to being photographed in public. So even if youâre recording at a safe distance, they might approach and ask what you are doing. Avoid saying things like âIâm recording you to make sure youâre doing your job rightâ or âI donât trust you.â.
Credit Karma is accurate in the sense that it gives information about the data in a credit report and contains the latest information reported by creditors to the TransUnion credit bureau. Information is sometimes outdated when creditors have not recently updated a credit report. On the other hand, Credit Karma is not accurate in terms of FICO credit score, which is the official score most often used by creditors.
Credit Karma is a great free service to track the changes in your credit score. I recommend it, itâs not a scam in the traditional sense. However, since Credit Karma is NOT providing you with your FICO score (the one that 80% of all lender use) it should only be used as a guide.Your REAL Credit Score (the FICO score) could be off by as much as 50+ points in either direction.ransunion, Equifax, and Experian all pull this marketing scam on their own websites, right next to the part where they try to trick you into getting your âfreeâ credit report that isnât really free either. Donât forget you can get a real free credit report every 12 months (thatâs once a year) by law.