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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
The boats can typically travel at speeds over 80 knots (150 km/h) in calm waters, over 50 knots (90 km/h) in choppy waters, and maintain 25 knots (47 km/h) in the average five to seven foot (1.5 to 2 m) Caribbean seas. They are heavy enough to cut through higher waves, although at a slower pace.