Dial your TracFone phone number from any landline or cellular device. Press   when your voicemail picks up. For your mailbox number, enter your cell phone number with all 10 digits included. Press   again.
1 Auto Loans. 2  As with credit cards, if you have bad credit, you'll have trouble qualifying for an auto loan, if you qualify at all. 3  The worse your credit, the higher your interest rates and, most likely, the higher the down payment required to secure the loan.
How Student Loans Affect Your Credit Score If You Stay Current on Payments. Simply having student loan debt will not negatively impact your credit score. In fact, if you make on-time payments, student loans can positively impact your score for several reasons. Builds payment history. According to FICO, your payment history makes up 35% of your score.