If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
Bankruptcy is the scarlet letter on your credit report that can cause lenders to avoid you like the plague. Fortunately, bankruptcy does not stay on your credit report forever. The Fair Credit Reporting Act dictates that bankruptcy stays on your credit report for 10 years after your file. While that is a long time, bankruptcy does not automatically disqualify you from obtaining credit while you wait for it to come off your credit report.