The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Selling a car online is a different beast than selling it through the newspaper classifieds. Most classified sales are local, allowing the buyer to personally eyeball the vehicle, test drive it and even take it to a mechanic for an inspection. Many by-owner, online used-car sales are long-distance transactions that are finalized without the buyer seeing or test driving the car.