Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States. Aflac will not pay benefits whenever coverage provided by the policy is in violation of any U.S. economic or trade sanctions.
When you lease a car, the vehicle is actually owned by the finance company, not you (a lease is a long-term rental). In a purchase scenario, you might hold a title with the finance company shown as a lienholder (but in many states, the lender holds the title and you just get the registration).
A car certificate of title is a document that certifies ownership of a particular vehicle. This document is usually issued by a title company or as a written opinion of an attorney. Some states call this a pink slip or just the vehicle's title.ypically, there is a grace period after the death of the owner before which a change of ownership without probate cannot be made. However, if the vehicle's registration is set to expire within that grace period, renewal fees will have to be paid.