Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States. Aflac will not pay benefits whenever coverage provided by the policy is in violation of any U.S. economic or trade sanctions.
When you lease a car, the vehicle is actually owned by the finance company, not you (a lease is a long-term rental). In a purchase scenario, you might hold a title with the finance company shown as a lienholder (but in many states, the lender holds the title and you just get the registration).
Changing Vehicle Ownership-Getting a Car Title Transferred with the DMV. A car title is the document that establishes ownership of a vehicle. To change ownership of a vehicle, the designated owner and recipient must complete a vehicle title transfer with the DMV.Here are the situations where a vehicle title transfer would be required:ransfer to Family. Even when transferring car ownership to a family member, most if not all of the same vehicle title transfer procedures and regulations apply. Typically, the recipient will not have to pay sales tax on the vehicle.