What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
Certificates of deposit allow savers to lock in higher rates of return in exchange for not being able to access their money for a period of time. The risk is that if interest rates rise, CD holders are still stuck in lower-rate products. Anyone purchasing CDs should check on the penalty for early withdrawals, in case it makes sense to withdraw money early, suggests Richard Barrington, senior financial analyst at MoneyRates.com.