The superannuation contributions caps will remain unchanged for 2015-16 with the concessional cap stuck at $30,000 (or $35,000 for those aged 49 years or over on 30 June 2015).
A staghorn calculus is a very large and often irregularly shaped kidney stone that grows in one or both kidneys. Having certain kinds of urinary tract infections can increase the risk of developing them. They generally do not move because they are so large - usually they are discovered on an ultrasound, ct, or mri.
Agate is good protective energy stone, especially for children, and is very calming and soothing. It also can help strengthen the body's connection to the earth. It can give courage, energy, strength, and dispels fears, all of which increase self-confidence. It can also lessen feelings of envy by grounding the emotions. It is a stone of harmony, and by bringing the elements of one's being into harmony it greatly enhances healing. Agate also enhances creativity and stimulates the intellect. Agate is considered a stone that brings good luck.