Pukwudgie â representative of the heart; a short, grey-faced, large-eared creature.. Thunderbird â representative of the soul; a creature that can create storms as it flies.. Wampus â representative of the body; a magical, panther-like creature that is fast, strong and almost impossible to kill..
Base Rate. 1  Base Rate is the minimum interest rate at which a bank can lend except for loans to its own employees, its retired employees and against bankâs own deposits. 2  All floating and fixed rate loans sanctioned by banks before 1st April, 2016 were priced using base rate as benchmark.
A basis point is one-hundredth of 1%. The typical 30-year fixed-rate jumbo mortgage fell 2 basis points to 3.88%. For the purposes of Bankrate's survey, a jumbo mortgage is a loan that is at least $650,000. The average 5/1 adjustable-rate mortgage rose 1 basis point to 3.18%. With a 5/1 ARM, the rate is fixed for 5 years and adjusted annually thereafter.