Preparation of MacConkey Agar. 1  Suspend the measured amount of powder (See in the agar bottle and generally 50 gram) in 1 L of purified water and mix thoroughly. 2  Heat with frequent agitation and boil for 1 minute to completely dissolve the powder. 3  Autoclave at 121Â°C for 15 minutes.
All USDA loans (purchase and refinance) require a one-time Guarantee Fee that is added to the borrowers loan. The current amount of the USDA guarantee fee is 2%. Example â if a borrower was purchasing a home 100% financing for $150,000, the adjusted loan amount with the 2% USDA guarantee fee would be $153,000. $3,000 added to the base loan amount. In addition to this one time Guarantee Fee, USDA loans also require a annual fee that is added to the monthly mortgage payment. Basically the âannual feeâ is monthly mortgage insurance â or more commonly known as âPMIâ Again, like the above it can have many different names. The current amount of this fee is .5%.
In most cases, the USDA Rural Home Loan is the least expensive loan to obtain and to maintain. Key differences â. USDA Guaranteed Home Loan â This is the most popular option. It allows prospective home buyers to purchase in a rural designated area and has a higher income limitation than the USDA Direct loan.It allows for buyers to have a qualifying income of up to 115% of the area median household income.n most cases, the USDA Rural Home Loan is the least expensive loan to obtain and to maintain. Key differences â. USDA Guaranteed Home Loan â This is the most popular option. It allows prospective home buyers to purchase in a rural designated area and has a higher income limitation than the USDA Direct loan.