Even in the law enforcement context, the State may interfere with an individual's Fourth Amendment interests with less than probable cause and without a warrant if the intrusion is only minimal and is justified by law enforcement purposes.
In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive. 1  1 Accidental death.  1.1 Common exclusions.
Request a call from one of our licensed agents or call 1-888-888-0375 to get started. Accidental death and dismemberment insurance pays a cash benefit if you die or are seriously injured in an accident. $100,000 of coverage for $10-$15 per month. Guaranteed acceptance. Enroll in three minutes or less.