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Generally your own car insurance policy will not extend to a U-Haul, Ryder, Penske or other type of truck you rent to move your belongings or to a rented trailer. However, if you have collision and comprehensive on the vehicle on the trailer, it should cover the car if it's damaged during transport.A personal auto insurance policy gives coverage to passenger vehicles, such as your own vehicle, and many times to a rental car, but not to commercial vehicles or rented trucks.f you are towing the trailer with a vehicle that you don't own, then car insurance coverage usually won't extend to that non-owned trailer. Policies do vary. So, review your policy and then speak to your insurance agent if you need clarification on if there is any coverage extended in your specific situation.
Unlike auto insurance, not all states require that you carry insurance on your ATV. However, many states do require some coverage if you are using your ATV on public land, in state parks or in public parks. Additionally, you may be required to purchase certain coverage if you are financing your all-terrain vehicle.TV insurance typically does cover your vehicle and any riders, provided that those operating the vehicle are at least 16 years old and possess a valid driverâs license. In most cases, your ATV coverage extends past you and covers your vehicle whenever it is taken out for a spin by a licensed driver.