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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
An example of this is the British narrowboat, which is up to 72 feet (21.95 m) long and 7 feet (2.13 m) wide and was primarily built for British Midland canals. In this case the limiting factor was the size of the locks.