Police arenât celebrities, so theyâre not always used to being photographed in public. So even if youâre recording at a safe distance, they might approach and ask what you are doing. Avoid saying things like âIâm recording you to make sure youâre doing your job rightâ or âI donât trust you.â.
Credit Karma is accurate in the sense that it gives information about the data in a credit report and contains the latest information reported by creditors to the TransUnion credit bureau. Information is sometimes outdated when creditors have not recently updated a credit report. On the other hand, Credit Karma is not accurate in terms of FICO credit score, which is the official score most often used by creditors.
I am in the process of rebuilding my credit. I have only one credit card with a very low limit and carry no balance. I have been using Credit Karma for about a year and have seen my CK score rise from 591 to 707 (largely due to derogatory accounts falling off my credit report). I am very conscious of hard inquiries (I only have 1) and do not want to risk another if my chances of approval are not high.