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In addition, a portion of your Social Security benefits are included in gross income, regardless of your filing status, in any year the sum of half your Social Security plus all other income, including tax-exempt interest, exceeds $25,000 or $32,000 if you are married.
If you are eligible for both your own retirement benefit and for benefits as a spouse, Social Security will always pay benefits based on your work record first. If your possible benefit as a spouse is higher than your own retirement benefit, you will receive a combination of benefits equal to the higher spousal benefit.The benefit calculation based on your work record uses the highest 35 years of Social Security-reported earnings after age 21.f you are eligible for both your own retirement benefit and for benefits as a spouse, Social Security will always pay benefits based on your work record first. If your possible benefit as a spouse is higher than your own retirement benefit, you will receive a combination of benefits equal to the higher spousal benefit.