Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States. Aflac will not pay benefits whenever coverage provided by the policy is in violation of any U.S. economic or trade sanctions.
When you lease a car, the vehicle is actually owned by the finance company, not you (a lease is a long-term rental). In a purchase scenario, you might hold a title with the finance company shown as a lienholder (but in many states, the lender holds the title and you just get the registration).
A car title is a legal certificate of ownership of a vehicle. It is difficult to prove ownership of a car or to sell it if this document is missing or mutilated.Fortunately, Illinois residents can obtain a copy of a car title from the Secretary of State.pringfield, IL 62707. This form is also available from auto dealerships and many banks. Check the Duplicate Title box at the top of the form and provide the required information. This includes your name and address, the make, model and year of the car and the Vehicle Identification Number (VIN).