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There's that magic number again -- two years. This is usually the employment requirement for a conforming mortgage loan. You must have continuous employment for at least two years. Granted, there are exceptions to every rule. And we will talk about those exceptions in just a moment.
How long does the loan process take?The length of time between when you apply for a mortgage and when you get the funds for your home can vary widely depending on many factors.For purchases, generally sales contracts are written with a closing date set about 30 days out. Most purchase loans can be completed in 30 days.