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There's that magic number again -- two years. This is usually the employment requirement for a conforming mortgage loan. You must have continuous employment for at least two years. Granted, there are exceptions to every rule. And we will talk about those exceptions in just a moment.
Yes, it's possible to get approved for a mortgage loan after a bankruptcy filing. Depending on the type of filing (Chapter 7 vs. Chapter 13) and other factors, you may have to wait anywhere from one to four years before you can get another mortgage loan.f buying a home after bankruptcy is a top priority for you, then you've got work to do. The worst thing you can do is to sit around and do nothing. As we have seen, there are certain waiting periods before you can qualify for another mortgage loan.