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Length of Boat Loans. Fixed rate boat loan terms are available from 15, 20 years, the terms available are based on the amount you are looking to borrow. The rate of your boat loan is determined by many key factors outside of your credit score.
Variable Loan Disclosures. When the amortization is longer than 12 years, the loan will result in a balloon payment. Financing from 70% - 85% of purchase price (new) or NADA average value (used). Prime is % as of and may change daily. â¡ These are variable rate loans and the interest rate may increase after consummation of the loan. Fixed New Loan Disclosures New Fixed Rate Boat Loans can be financed for up to 90% of the actual purchase price. Fixed Used Loan Disclosures Loan Amount will be financed up to NADA average value. Used boat loan amounts based on NADA average value. If refinancing a Pentagon Federal Credit Union boat loan, you must apply for an additional $5,000. Ask for details. Other conditions apply. New Boat Loan example: $10,000 at 6.15% APR; 60 monthly payments of approximately $194.03 each.