Even in the law enforcement context, the State may interfere with an individual's Fourth Amendment interests with less than probable cause and without a warrant if the intrusion is only minimal and is justified by law enforcement purposes.
In insurance, accidental death and dismemberment (AD&D) is a policy that pays benefits to the beneficiary if the cause of death is an accident. This is a limited form of life insurance which is generally less expensive. 1  1 Accidental death.  1.1 Common exclusions.
Involuntary Manslaughter: Homicide that is committed without the intent to kill, but with criminal recklessness or negligence; or a death that results during the commission of or flight from a misdemeanor or felony that is not encompassed by the felony-murder rule.