A Sweatshirt is a sweater or pullover with long sleeves. Some designs have front pouch, pockets for the hands or a hood, (sometimes called a hoody or ''hoodie''). The sweater is formed by the linking of stitches - Its shape and pattern come from the structure of the garment. If the stitches are taken away there is no form.
A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties (person or group of persons). Typically, a fiduciary prudently takes care of money or other asset for another person. One party, for example a corporate trust company or the trust department of a bank, acts in a fiduciary capacity to the other one, who for example has entrusted funds to the fiduciary for safekeeping or investment.
Summary of H.J.Res.88 - 114th Congress (2015-2016): Disapproving the rule submitted by the Department of Labor relating to the definition of the term Fiduciary. Loc.gov