If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
The good news is that a bankruptcy filing doesnât stay on your credit report for eternity. A Chapter 13 bankruptcy filing typically stays on a credit report for up to 7 years, while a Chapter 7 bankruptcy filing usually stays on for up to 10 years.This doesnât mean you wonât be able to get any credit during that time period, but it will likely be more difficult to find lenders or find great interest rates. Chapter 13 bankruptcy filing typically stays on a credit report for up to 7 years, while a Chapter 7 bankruptcy filing usually stays on for up to 10 years. This doesnât mean you wonât be able to get any credit during that time period, but it will likely be more difficult to find lenders or find great interest rates.