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There's that magic number again -- two years. This is usually the employment requirement for a conforming mortgage loan. You must have continuous employment for at least two years. Granted, there are exceptions to every rule. And we will talk about those exceptions in just a moment.
Ask the lender upfront how long it will take to approve your loan. It can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com.If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.t can't hurt to ask the lender the average time it took to process recent mortgage loans, suggests HSH.com. If you donât like the answer you get, try another lender. Generally, a lender will tell you from the start what information you must provide when you apply for a loan.