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Typically, your cash withdrawal limit will be lower. Many banks set ATM withdrawal limits at $500 in a 24 hour period. Sometimes itâs $1,000. Typically, your ATM spending limit will be higher. Also ask your bank if ATM transactions count towards your daily spending limit. (If so, and you have a $1,000 total spending limit, when you withdraw $200 from an ATM you could not then make a $900 purchase on your card).
2 Answers. 1  The ATM withdrawal limits are account dependent. 2  About fifteen years ago, while I was doing a great deal of traveling, I went into a Wells Fargo branch and had my ATM withdrawal limit increased from two hundred to just over four hundred dollars per day.