Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States. Aflac will not pay benefits whenever coverage provided by the policy is in violation of any U.S. economic or trade sanctions.
When you lease a car, the vehicle is actually owned by the finance company, not you (a lease is a long-term rental). In a purchase scenario, you might hold a title with the finance company shown as a lienholder (but in many states, the lender holds the title and you just get the registration).
puhhha/iStock/Getty Images. A car title serves as a record of a vehicle's legal owner. If your name isn't on the title, you don't have the legal rights to register or sell the car. States allow you to put multiple names on the title if there's more than one owner.If you're buying a car with someone else, it's important that the title includes the names of all the owners and the way they're listed can make a difference depending on where you live.or example, if you use the word or between the names on a California title you're creating a joint tenancy between owners. This means either can act for the car and, if one owner dies, the other becomes the sole owner.