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There's that magic number again -- two years. This is usually the employment requirement for a conforming mortgage loan. You must have continuous employment for at least two years. Granted, there are exceptions to every rule. And we will talk about those exceptions in just a moment.
2. Most lenders will be able to use your new income as long as you've been on the job at least 30 days. However, the other concern a lender would have is whether or not youâve had a lapse in employment before this new job.. Most lenders will be able to use your new income as long as you've been on the job at least 30 days. However, the other concern a lender would have is whether or not youâve had a lapse in employment before this new job.