The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
You can sell power tools and you can sell video games. You can sell your used microwave and you can sell your jewellery. As a rule of thumb, if an item has value, you can probably sell it on Craigslist. Even if your item has no value, you can use Craigslist to give it away for free.