If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
Negative Information from Bankruptcies. The length of time that bankruptcy information can remain on your credit reports depends on the type of bankruptcy in question as well as whether or not you have upheld the terms of your filing. Chapter 7 & Chapter 11: Remain on your credit file for 10 years from the date filed. Chapter 13: A discharged chapter 13 bankruptcy generally remains on your credit file for 7 years from the date filed, while a non-discharged chapter 13 bankruptcy remains for 10 years.