Defining and developing the brand capability. The discovery of a brand capability is not a linear process, but an exploration of three basic questions that can help an organization clarify its core brand components.
Escrow Refund Period. Mortgage lenders can take up to 30 days to refund escrow account balances to borrowers whose mortgage loans have been paid off. For several reasons, mortgage lenders tend to take their time refunding their borrowers' escrow accounts.
Your lender estimates how much you need to pay into escrow each month at the beginning of each year. Sometimes the lender can overestimate your total costs for property taxes and homeowner's insurance. If this happens, the lender owes you a refund at the end of the year or beginning of the next.our lender estimates how much you need to pay into escrow each month at the beginning of each year. Sometimes the lender can overestimate your total costs for property taxes and homeowner's insurance. If this happens, the lender owes you a refund at the end of the year or beginning of the next.