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One of these exceptions is the âabundance of cautionâ exception, in which a lien. on real estate has been taken as collateral in an abundance of caution. 12 C.F.R. Â§ 34.43(a)(2). For this exception to apply to the six Notes Receivable being considered here, there must be.
A mechanic's lien is a security interest in the title to property for the benefit of those who have supplied labor or materials that improve the property.The lien exists for both real property and personal property.In the realm of real property, it is called by various names, including, generically, construction lien. mechanic's lien is a security interest in the title to property for the benefit of those who have supplied labor or materials that improve the property.