We do not have enough information nor do we have enough time to be sure that cell phones are safe, and there's reason for concern that they may be harmful, she said. The University of Pittsburgh also warned its faculty and staff to limit their cell phone use due to the possible cancer risks.
DEFINITION of 'Recording Fee'. The fee charged by a government agency for registering or recording a real estate purchase or sale, so that it becomes a matter of public record. Recording fees are generally charged by the county (such as in the United States), since it maintains records of all property purchases and sales.
The origination fee is how lenders make money up front on your mortgage loan. Origination fees are calculated as a percentage of the total loan, usually between 0.5 and 1 percent on U.S. mortgages [source: Investopedia]. Going back to our APR example, let's say that the second lender charges a 3 percent origination fee, plus an application fee and other costs totaling $3,820 at closing. That brings the new loan amount down to $96,180, which yields an APR of 7.39 percent.