Although all persons with mental retardation have significantly impaired mental development, their intellectual level can vary considerably. An estimated 89 percent of all people with retardation have I.Q.s in the 51-70 range. An I.Q. in the 60 to 70 range is approximately the scholastic equivalent to the third grade.
Understanding Business Owners Policies (BOPs) SMALL BUSINESS BASICS. It may sound like a dance craze from the 1950s, but a BOPâa Business Owners Policyâcan protect your small business against todayâs most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
According to the Bureau of Business Practice (BBP) (1988), policy is a consistent guide to be followed under a given set of circumstances.. The key word here is guide. A good policy will not lock you into rigid procedures or decision making.Rather, it will provide guidance for handling a wide range of organizational and programmatic issues, and will establish a framework for both management and staff decision making.hus, all policies must be available to all staff and written in such a way as to clearly specify the policy and procedures for a given issue: You want your policy manual to be as clear as possible because it often plays a key role in court if an employee sues you for wrongful termination or any other labor dispute.