Although all persons with mental retardation have significantly impaired mental development, their intellectual level can vary considerably. An estimated 89 percent of all people with retardation have I.Q.s in the 51-70 range. An I.Q. in the 60 to 70 range is approximately the scholastic equivalent to the third grade.
Understanding Business Owners Policies (BOPs) SMALL BUSINESS BASICS. It may sound like a dance craze from the 1950s, but a BOPâa Business Owners Policyâcan protect your small business against todayâs most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
Condo insurance policies typically cover what the condo associationâs master policy doesnât cover. A condo association master policy can be of two types: An âall-inâ condo master policy: Also known as a âsingle-unitâ master policy, this type of policy covers the fixtures in your condo such as the appliances, wiring, plumbing, and carpets, but does not cover personal property that you own.