CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
The metal in electric wire is called the conductor. Many materials are used to transmit electrical energy, but those most frequently used are copper, copper-covered steel, hâ¦igh strength copper alloys, and aluminum. i was thinking copper. Silver is the best electrical conductor but its cost prevents its use in ordinary wiring. copper is the next best, with aluminium third. For house wiring copper is almost uni â¦ versal. For overhead power lines aluminium is preferred for its lower density which reduces the cost of overhead lines significantly although slightly larger conductors must be used for a given amount of power.