CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
Silver is the most electrically and thermally conductive metal. Other metals with a high level of electrical conductivity are copper and gold. Conductivity is measured by an element's ability to transmit energy. If an element is considered to be electrically conductive, it means that it has the ability to conduct electricity. Thermal conductivity refers to the transfer of heat. Most metals are able to conduct electricity. Although silver is the most electrically conductive element, copper and gold are more commonly used in wiring and electronics. Copper is used because it is less expensive. Gold is used because it does not corrode as easily as other metals.