CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
The opposite of electronegativity is electropositivity: a measure of an element's ability to donate electrons. Caesium is the least electronegative element in the periodic table (=0.79), while fluorine is most electronegative (=3.98).(Francium and caesium were originally assigned both assigned 0.7; caesium's value was later refined to 0.79, but no experimental data allows a similar refinement for francium.roperties of a free atom include ionization energy and electron affinity. It is to be expected that the electronegativity of an element will vary with its chemical environment, but it is usually considered to be a transferable property, that is to say that similar values will be valid in a variety of situations.