Along with healthy coconut oil, avocado oil is one of the best possible oils to have your kitchen for cooking with. The refined oil has a very high smoke point, usually listed as between 480 Fahrenheit and 520 Fahrenheit (270 Celsius).
The more you borrow and the lower your credit score, the higher your monthly PMI premium will be. The closer you get to 20% down and excellent credit, the lower the monthly PMI. Youâll see some examples for a borrower with a credit score between 720 and 759 in the chart below.
You can avoid paying private mortgage insurance altogether while putting no money down by utilizing a combo loan. If you keep your first loan at 80% LTV or less, and add a second loan of 20% or less, you can still obtain 100% financing without paying PMI.