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One of these exceptions is the âabundance of cautionâ exception, in which a lien. on real estate has been taken as collateral in an abundance of caution. 12 C.F.R. Â§ 34.43(a)(2). For this exception to apply to the six Notes Receivable being considered here, there must be.
Dear JoAnn, A lien holder stays on a car title for as long as there is a lien on the car. A person (or company) listed on a car title as a lien holder means that this person â in this case your ex-husband â is owed money on the car. The lien holder is expected to release the lien as soon as the loan is paid in full.