Defining and developing the brand capability. The discovery of a brand capability is not a linear process, but an exploration of three basic questions that can help an organization clarify its core brand components.
Escrow Refund Period. Mortgage lenders can take up to 30 days to refund escrow account balances to borrowers whose mortgage loans have been paid off. For several reasons, mortgage lenders tend to take their time refunding their borrowers' escrow accounts.
You Can Get a Refund. Under the Real Estate Settlement Procedures Act, if your escrow balance is more than $50 above any cushion your lender requires, your lender must send you a refund. If it's less, the lender has the option of refunding it or applying it to reduce the next year's monthly charges.