Along with healthy coconut oil, avocado oil is one of the best possible oils to have your kitchen for cooking with. The refined oil has a very high smoke point, usually listed as between 480 Fahrenheit and 520 Fahrenheit (270 Celsius).
The more you borrow and the lower your credit score, the higher your monthly PMI premium will be. The closer you get to 20% down and excellent credit, the lower the monthly PMI. Youâll see some examples for a borrower with a credit score between 720 and 759 in the chart below.
What is PMI? And how to cancel PMI. When your down payment is less than 20%, you usually have to pay for Mortgage Insurance, (PMI). This protects the lender in case you don't make your house payments, they repossess your house, and they have to sell it for less than the amount left on the loan. So the bank gets protected and you get to pay for their protection.