Defining and developing the brand capability. The discovery of a brand capability is not a linear process, but an exploration of three basic questions that can help an organization clarify its core brand components.
Escrow Refund Period. Mortgage lenders can take up to 30 days to refund escrow account balances to borrowers whose mortgage loans have been paid off. For several reasons, mortgage lenders tend to take their time refunding their borrowers' escrow accounts.
Your lender is required by law to refund the amount. If the overage is less than $50, it can be used as a credit on the next year's escrow payments. If the overage amount is more than $50, the lender must issue you a check for the total amount. You should also keep track of your own escrow account.