Defining and developing the brand capability. The discovery of a brand capability is not a linear process, but an exploration of three basic questions that can help an organization clarify its core brand components.
Escrow Refund Period. Mortgage lenders can take up to 30 days to refund escrow account balances to borrowers whose mortgage loans have been paid off. For several reasons, mortgage lenders tend to take their time refunding their borrowers' escrow accounts.
In other cases, if you want to cancel the escrow account, the mortgage may have to be at least one year old with no late payments. Another requirement may be that no taxes or insurance payments are due within the next 30 days.