Although all persons with mental retardation have significantly impaired mental development, their intellectual level can vary considerably. An estimated 89 percent of all people with retardation have I.Q.s in the 51-70 range. An I.Q. in the 60 to 70 range is approximately the scholastic equivalent to the third grade.
Understanding Business Owners Policies (BOPs) SMALL BUSINESS BASICS. It may sound like a dance craze from the 1950s, but a BOPâa Business Owners Policyâcan protect your small business against todayâs most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
Exceptions are shown on Schedule B of title commitments (in order to show the exceptions that will be in the policy) and in Schedule B of the final policy. Having said this, it is important to be aware that a few states require all title policies to contain certain standard exceptions.ne of the parts of every title insurance policy is the part dealing with Exclusions from coverage. In that blog, I said this about the Exclusions: âThe policy Exclusions limit the coverage of the policy.