CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
Silver is the best metal conductor, but graphene is the best overall material at conducting electricity. Graphene consists of carbon atoms arranged in extremely thin sheets, and has the lowest... Silver is the best metal conductor, but graphene is the best overall material at conducting electricity. Graphene consists of carbon atoms arranged in extremely thin sheets, and has the lowest electrical resistance of any commonly known material. Most of the best conductors of electricity are metals. The best conductors are silver, gold and copper, while the worst are mercury and certain alloys of stainless steel. As a general rule, elements with a single valence electron are better conductors than those with more.