Although all persons with mental retardation have significantly impaired mental development, their intellectual level can vary considerably. An estimated 89 percent of all people with retardation have I.Q.s in the 51-70 range. An I.Q. in the 60 to 70 range is approximately the scholastic equivalent to the third grade.
Understanding Business Owners Policies (BOPs) SMALL BUSINESS BASICS. It may sound like a dance craze from the 1950s, but a BOPâa Business Owners Policyâcan protect your small business against todayâs most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP.
The fiscal policy consists of the government expenditure, income and the budget. The government must use the fiscal tools to achieve these objectives but this can be very tricky. At the end of the day it would be ideal if it could maintain a balanced budget (where expenditure is roughly equal to income).