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One of these exceptions is the âabundance of cautionâ exception, in which a lien. on real estate has been taken as collateral in an abundance of caution. 12 C.F.R. Â§ 34.43(a)(2). For this exception to apply to the six Notes Receivable being considered here, there must be.
Second Chance. For the decade after the judgment, the lien stays on the property unless it's paid off. At 10 years and one day, it disappears forever. There's no guarantee, though, that waiting 10 years will put an end to your lien problems. California law allows your creditor to renew her lien before the expiration date.