CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
Iron (Fe), ironchemical element, metal of Group 8 (VIIIb) of the periodic table, the most used and cheapest metal. Iron makes up 5 percent of the Earthâs crust and is second in abundance to aluminum among the metals and fourth in abundance behind oxygen, silicon, and aluminum among the elements.