CLTV Mortgage. CLTV is short for combined loan to value ratio. This ratio implies a first and second mortgage over the property value. The CLTV is often used to determine if you are eligible to refinance your mortgage or to take out a home equity loan or a HELOC. To understand CLTV, we will walk through an example. Suppose you have a property that is appraised at $200,000 and you have a first mortgage where you owe $120,000 and a second mortgage balance of $10,000.
Cesium is the most electropositive stable element. Francium is more electropositive (at least in theory) but only about 30 grams exists on the entire planet as it is hi â¦ ghly radioactive so no one has been able to check. cesium is most electropositive element in periodic table. Ceasium.
noun. 1  Any of a category of electropositive elements that usually have a shiny surface, are generally good conductors of heat and electricity, and can be melted or fused, hammered into thin sheets, or drawn into wires. 2  An alloy of two or more metallic elements. 3  An object made of metal. 4  Basic character; mettle.