/news/latest. 1  4:05a Hereâs how Franceâs hotly contested election could spark market turmoil. 2  3:43a Unilever shares push FTSE toward first win in 5 days. 3  3:35a Man Group posts 10% rise in funds under management.  3:28a NestlÃ© sales edge up as consumer tastes 1  change. 3:08a Nestle adds 0.7% after first-quarter sales grow.
Generally speaking, a good credit score is anything above 700 points. However, if you look across the Internet, youâll see that everyone has their own opinion. In a way, this makes sense â it reflects the industry. You see, every single lender has their own criteria when determining an individualâs creditworthiness.
For a 30-year fixed interest loan with a FICO score of 620, for example, you may pay 7.693 percent interest. With a score of 619, the interest on the same loan could jump to 12.018 percent [source: Fair Isaac ]. So 720 is the lowest good score and you can't get any lower than 300.But what's the average score for Americans? As of March 2008, Experian gave a national average credit score of 692. South Dakota had the highest average (710), and Texas had the lowest (655) [source: Rotblut ].o 720 is the lowest good score and you can't get any lower than 300. But what's the average score for Americans? As of March 2008, Experian gave a national average credit score of 692. South Dakota had the highest average (710), and Texas had the lowest (655) [source: Rotblut ].