(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
If you're between 60 and 66, you may have an easy time getting disability benefits while saving your full retirement benefits. Winning a disability claim generally gets easier for people as they become older. This is particularly true for people over the age of 60. However, some older folks choose to apply for early retirement at age 62 or 63 rather than applying for disability. Even though this may seem an easier option, it can reduce the amount of benefits you are entitled to. You can get disability benefits up until full retirement age, which is 66 right now.