(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able to take your benefits at age 62, but the reduction in your benefit amount will be greater than it is for people who were born before 1938.Here's how it works if your full retirement age is 67.If you start your retirement benefits at age 62, your monthly benefit amount is reduced by about 30 percent. The reduction for starting benefits at age. 1  63 is about 25 percent; 2  64 is about 20 percent; 3  65 is about 13.3 percent; and.ere's how it works if your full retirement age is 67. If you start your retirement benefits at age 62, your monthly benefit amount is reduced by about 30 percent. The reduction for starting benefits at age. 1  63 is about 25 percent;