(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
Early retirement â age 62. You can begin receiving benefits as early as age 62, but if you do, the monthly payment will be reduced from normal retirement age. For those born in 1960 or later, that will mean a 30% reduction in your monthly benefit compared to waiting until your normal retirement age.Normal retirementâ â age 66 or later. If you are planning for your retirement at age 66 or later, you can collect full benefits. This age will vary depending on your year of birth. If you were born between 1943 and 1954, your age of full retirement begins when you turn 66.