We will recycle your used ink and toner cartridges and pay you up to $22 each for those empty printer cartridges. We buy over 400 different make and model empty cartridges and surplus new supplies for printers, copiers and faxes. We are the premier buyers in the U.S. for surplus, brand new office machine supplies.
While gains and dividends in a Roth IRA are not taxable when earned, and may be taken tax-free once the owner is 59 1/2, significant tax consequences result when those dividends and gains are withdrawn early. Early withdrawals from a Roth IRA are subject to ordinary income taxes and a 10 percent penalty.
The other myth I have heard is that when you have a trust named as beneficiary of the IRA, or Roth IRA, that this will not be included as part of your taxable estate. As the title indicates, your IRA or Roth IRA will be included as part of your taxable estate at your death. Now that does not mean that it will be taxable. The estate tax exemption for 2011 and 2012 is $5,000,000 per person and is portable to the surviving spouse.