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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
Dear TYC, Paying a closed or charged off account will not typically result in immediate improvement to your credit scores, but can help improve your scores over time. If the creditor has not sold or transferred the debt to a collection agency, the charged off account will still report the balance owed. Once the balance is paid, the account status will be updated to show âPaid Charge offâ and the balance will be updated to zero. Often, when an account is written or charged off, the creditor will sell the debt to a collection agency and the balance on the original account will be updated to zero. If so, you no longer owe the balance to the original creditor, but to the collection agency.