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Furthermore, the average monthly premium for families was $414 (or $4,968 per year). Between 2010 and 2011, average premiums increased 9.6% for individual policies and 5.6% for families. The average cost of health insurance ranges between $119 in Iowa and $382 in New York. ValuePenguin's table has a few examples of average annual premiums for individuals and families in select states to give you an idea of the average cost of medical insurance.
1 The average annual health plan cost per employee is $6,881 (medical only coverage), with an average employee cost of $3,110 and an average employer cost of $3,771 per employee. 2  Average premiums for all plans were $347 for single coverage and $848 for family (a weighted average of all non-single coverages). large survey of employers indicates that that the average healthplan costs employers $6,881 with payment almost evenly divided between employer and employee. The survey was released by United Benefit Advisors (UBA), (http://benefits.com), an alliance of 142 of the nation's premier independent benefit advisory firms.