Combined loan to value ratios include all mortgages recorded against a home. Loan to value is a critical concept in mortgage loans. Whenever possible, homeowners want to keep their loan to value ratio at 80 or less percent. When a homeowner has a first and second mortgage, they have a combined loan to value ratio. Combining both loans and dividing them by the current value of your home equals the combined loan to value, CLTV, ratio. High CLTV ratios restrict your future borrowing ability.
It would become one Fredrick the Great's most decorated Prussian heavy calvary regiments and was active during the War of Austrian Succession (17401748), the Seven Years' War (1756-1763), and the War of the Bavarian Succession in 1778.
In 1226, Prussia was conquered by the Teutonic Knights, a military religious order, who converted the Prussians to Christianity. The Teutonic Knights were overthrown by the Prussians with help from Poland and Lithuania in 1454. Prussia was divided into Royal Prussia in the west and Ducal Prussia in the east. Royal Prussia was incorporated into Poland providing it with a corridor to the Baltic Sea (the Danzig Corridor). Ducal Prussia became a Polish territory.