Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Hired Auto Physical Damage coverage deductible must match the deductible carried by the fleet for physical damage. coverage. Hired Auto Physical Damage coverage is subject to a minimum premium and is fully earned. The insured will supply a report to the company within 15 days of the end of the policy term showing the number of vehicles. and the number of days per vehicle that it was insured. The insured agrees to pay any additional premium due the company for coverage provided.