Reclaiming a totaled vehicle. Most insurers allow owners to retain a totaled vehicle. In this case, you could collect the car's actual cash value minus your insurance deductible and any salvage value your insurance company forfeits by returning the car to you.
Amendment XVI. The Sixteenth Amendment, approved by Congress in 1909 and ratified in 1913, made it possible for Congress to enact an income tax without having to worry about whether, under the rules applicable to direct taxes, the tax had to be apportioned among the states on the basis of population.
The Fifth and Fourteenth Amendments of the United States Constitution limit the power of the federal and state governments to discriminate. The private sector is not directly constrained by the Constitution. The Fifth Amendment has an explicit requirement that the Federal Government not deprive individuals of life, liberty, or property, without due process of the law and an implicit guarantee that each person receive equal protection of the laws.