Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Face Value. The face value is the original amount that the policy owner agreed to pay premiums for at the time of application. Face value is also referred to as the death benefit. Adjustable Face Value. Permanent life policies such as universal life can adjust the face value amount without changing the policy. Adjustable life insurance policies have the same flexibility as the face value is determined by the amount the policy owner is willing to pay for premiums.