(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
If you start your benefits early, they will be reduced based on the number of months you receive benefits before you reach your full retirement age. If your: full retirement age is 66, the reduction of your benefits at age 62 is 25 percent; at age 63, it is about 20 percent; at age 64, it is about 13.3 percent; and at age 65, it is about 6.7 percent. full retirement age is older than 66 (that is, you were born after 1954), you can still start your retirement benefits at 62 but the reduction in your benefit amount will be greater, up to a maximum of 30 percent at age 62 for people born in 1960 and later. If you work after you start ...