Ironing Different Categories of Clothing. 1  1. Iron shirts from the collar down. When you iron a shirt, you should start at the collar. 2  2. Iron pants from the waist to the leg. If your pants have pockets, turn them inside out and begin by ironing the pockets. 3  3. Iron skirts and dresses from the collar down.
There are two ways to use IRA money to fund a 529 savings plan. You can withdraw money from the IRA and pay taxes and any penalty, then use the funds to open a 529 account.Or you can take out IRA money and claim an educational exemption for an early withdrawal, before the age of 59 1/2.n IRA is set up to build money for retirement. A 529 is a college savings plan, designed specifically to hold money to eventually pay for higher education. An IRA is a personal account for the individual holding it, while 529 savings are for a designated beneficiary, usually a child.
Here is what you need to know about IRA-to-Roth IRA conversions and the pro-rata rule. The pro-rata rule also applies to employer plan retirement plan distributions, but it is applied differently. For conversion purposes, all of your IRAs are treated as one BIG IRA account. This includes any SEP and SIMPLE IRAs you might have. Example: You have three IRAs; one has $50,000 in contributions and earnings, one is a SEP IRA with a balance of $40,000, one has $10,000 in after-tax contributions, but no earnings. You convert the $10,000 IRA to a Roth IRA. For tax purposes, youâre looked at as having one $100,000 IRA and the $10,000 is considered to come out of that one big IRA. Because all of your IRAs are treated as one account, you generally cannot segregate the after-tax contributions. Any conversion done from any IRA account will be deemed to consist of some pre-tax funds and some after-tax funds. This is the pro-rata rule.