Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
In the event of a total loss you will be paid this amount less the. applicable deductible. The benefit of this sort of policy is that there is no limitation set on the. value of equipment. It is worth whatever it is worth; no more, no less and co-insurance never. applies. Stated Amount: This method puts the responsibility to report the value of a piece of equipment. on the owner. You specify if your vehicle is worth $100,000 or $10,000 and the underwriter. rates your physical damage policyâs premium accordingly. All the responsibility falls to you.