At retirement or separation of service from the university, you can withdraw this money in lump sum amounts or over time, subject to plan limitations. Before you have retired, you may begin to withdraw this money at age 59Â½.
Oceania is an area in the Pacific. It contains several countries including Australia, New Zealand and many Pacific Islands. Here's a link to Wikipedia's article on Oceania: http://en.wikipedia.org/wiki/Oceania. A continent is one of several large landmasses on Earth.
Climate of Oceania. Most of Oceania is divided into two climate zones. The first of these is temperate and the second is tropical. Most of Australia and all of New Zealand are within the temperate zone and most of the island areas in the Pacific are considered tropical.Oceania's temperate regions feature high levels of precipitation, cold winters and warm to hot summers.hysical Geography of Oceania. In terms of its physical geography, the islands of Oceania are often divided into four different sub-regions based on the geologic processes playing a role in their physical development. The first of these is Australia.