(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
Once you reach what Social Security calls full retirement age, you can work and earn as much money as you want without any reduction in your Social Security retirement benefits. For someone your age now, full retirement age will be 66 (not 65, as it was for most of Social Security's history). However, you don't have to wait until full retirement age to collect Social Security retirement benefits. You could collect your Social Security retirement benefits as early as age 62.