Note on the baking powder: if you use a sodium-based powder, it will taste like sodium carbonate (very unpleasant). Ammonium carbonate, however, disintegrates into nitrogen, CO2 and water, all of which are completely tasteless.
How to apply for SCRA benefits. Servicemembers have up to 180 days from the date military service is completed to qualify for benefits. Send an email to militarybenefits@bankofamerica.com (IMPORTANT: Be sure to type PDF FORM in the subject line and DO NOT include any personal information in your initial email).
The ECOA adverse action requirements are implemented in the Board's Regulation B. Section 615(a) of the Fair Credit Reporting Act (FCRA) also requires a person to provide a notice when the person takes an adverse action against a consumer based in whole or in part on information in a consumer report.