Reclaiming a totaled vehicle. Most insurers allow owners to retain a totaled vehicle. In this case, you could collect the car's actual cash value minus your insurance deductible and any salvage value your insurance company forfeits by returning the car to you.
Amendment XVI. The Sixteenth Amendment, approved by Congress in 1909 and ratified in 1913, made it possible for Congress to enact an income tax without having to worry about whether, under the rules applicable to direct taxes, the tax had to be apportioned among the states on the basis of population.
The fifteenth amendment prohibits federal and state governments to deny a citizen of the United States the right to vote based on their race or color or condition of servitude. The Fifteenth Amendment was necessary because the United States was divided between slave states and free states. After the Civil War, slavery was abolished and the former slaves needed to be given the same rights as the rest of the citizens of the United States.