Combined loan to value ratios include all mortgages recorded against a home. Loan to value is a critical concept in mortgage loans. Whenever possible, homeowners want to keep their loan to value ratio at 80 or less percent. When a homeowner has a first and second mortgage, they have a combined loan to value ratio. Combining both loans and dividing them by the current value of your home equals the combined loan to value, CLTV, ratio. High CLTV ratios restrict your future borrowing ability.
It would become one Fredrick the Great's most decorated Prussian heavy calvary regiments and was active during the War of Austrian Succession (17401748), the Seven Years' War (1756-1763), and the War of the Bavarian Succession in 1778.
The British army has arguably the best trained, they are world renown for having the best through most tiers but of course maintain a relatively small force. Technology / equipment The US, France, Germany and UK have all the latest military tech. Some countries exceed in certain areas, for example; aruably Germany or the UK have the best MBT's while the UK and US have the all round most advanced navy, and the US has the most advanced air force.