Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
The policy will also come with Public Liability Insurance. The average sum insured is Â£10,000 and therefore the Landlord Contents Insurance will cost Â£63.15 per a year. The premium for Landlord Buildings Insurance is calculated on the rebuild sum insured. The average rebuild sum insured ranges from Â£100,000 to Â£200,000 depending on the type of property to be insured.