(Heuristic can be contrasted with algorithm ic.) The term seems to have two usages: 1) Describing an approach to learning by trying without necessarily having an organized hypothesis or way of proving that the results proved or disproved the hypothesis. That is, seat-of-the-pants or trial-by-error learning.
If you want to keep working after 65 but you do not want to keep your current schedule, reduce your hours. 1  Talk to your employer about the possibility of working less hours. 2  Work part time somewhere else.ork beyond 65 by staying in your current career, choosing a part time job or exploring a new career path, and plan your finances and Social Security and Medicare benefits carefully.
That depends on your circumstances. Generally, you can take early retirement at age 62 under your own earnings record, but you would only collect 75% of the benefit you'd receive by waiting until full retirement age (65 for people born before 1943; 66 for people born between 1943 and 1954).