Reclaiming a totaled vehicle. Most insurers allow owners to retain a totaled vehicle. In this case, you could collect the car's actual cash value minus your insurance deductible and any salvage value your insurance company forfeits by returning the car to you.
Amendment XVI. The Sixteenth Amendment, approved by Congress in 1909 and ratified in 1913, made it possible for Congress to enact an income tax without having to worry about whether, under the rules applicable to direct taxes, the tax had to be apportioned among the states on the basis of population.
As you already know, the United States Congress is comprised of two houses whose powers are derived from Article I Section 8 of the Constitution. The first 17 clauses of Section 8 list the enumerated or expressed powers of Congress. Clause 18, also known as the necessary and proper clause, gives Congress the flexibility to author any laws necessary to carry out those first 17 expressed powers. The extent to which Congress has stretched Clause 18 is often debated.