Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
It also covers lawsuits over property damage, reputational injuries, and other basic business liabilities. As the owner of a small banquet hall, you can expect your General Liability Insurance policy to cost between $1,276 and $1,835 in annual premiums. Median policy premium: $1,276 - $1,835.