Medical Definition of Sexual sadism. Sexual sadism: Individuals with sexual sadism disorder have persistent fantasies in which sexual excitement results from inflicting psychological or physical suffering (including humiliation and terror) on a sexual partner. This disorder is different from minor acts of aggression in normal sexual activity; for example, rough sex.
total insurable value (TIV) A property insurance term referring to the sum of the full value of the insured's covered property, business income values, and any other covered property interests. Suggest an improvement or addition to the Insurance and Risk Management Glossary. Buy a print version of the Insurance and Risk Management Glossary.
Cargo Insurance Guide. How to Value Cargo for Insurance. Normally, we calculate the insured value by taking the FOB value, adding the ocean or air freight, and adding 10%. of that total. Thus, a shipment valued at $10,000 with $2,000 ocean freight would hav e an insured value of $13,200.