Different people and cultures believe different things for the answer to this question. The meaning of life as we perceive it is derived from philosophical and religious contemplation of, and scientific inquiries about existence, social ties, consciousness, and happiness.
A long-term financial plan should include these elements. Time Horizon. A plan should look at least  five to ten years into the future. Scope. A plan should consider all appropriated funds, but especially those funds that are used to account for the issues of top concern to elected officials and the community. Frequency.
4. Determining Your Financial Goals. One of the important financial planning steps is focusing on your personal and financial hopes and dreams. With your financial planner, youâll discuss short-term goals, such as buying a home, and longer term concerns like planning for retirement or your childâs college tuition.