At retirement or separation of service from the university, you can withdraw this money in lump sum amounts or over time, subject to plan limitations. Before you have retired, you may begin to withdraw this money at age 59Â½.
Oceania is an area in the Pacific. It contains several countries including Australia, New Zealand and many Pacific Islands. Here's a link to Wikipedia's article on Oceania: http://en.wikipedia.org/wiki/Oceania. A continent is one of several large landmasses on Earth.
What countries make up Oceania? A: The countries that make up the continental area of Oceania are typically considered Australia, New Zealand, Micronesia, Fiji and all of Polynesia, as well as New Guinea, Vanuatu, New Caledonia, the Soloman Islands, the Maluku Islands and Papua. Some parts of the Philippines are also considered part of Oceania.