Employer-paid health insurance is a tax-free benefit to employees. The amount the employer pays is not income to employees, including retired employees. If an employee pays a portion of the health insurance premium, the employer can establish a cafeteria plan.
From Wikipedia, the free encyclopedia. Foreshadowing or guessing ahead is a literary device by which an author hints what is to come. Foreshadowing is a dramatic device in which an important plot-point is mentioned early in the story and will return in a more significant way. It is used to avoid disappointment. It is also sometimes used to arouse the reader.
For example, foreshadowing. For example, foreshadowing could be if in the story it gets cold and suddenly clouds cover the sun making it dark, that something bad might be about to happen, since darkness and cold wouldn't create the impression that good things are about to happen.