Reclaiming a totaled vehicle. Most insurers allow owners to retain a totaled vehicle. In this case, you could collect the car's actual cash value minus your insurance deductible and any salvage value your insurance company forfeits by returning the car to you.
Amendment XVI. The Sixteenth Amendment, approved by Congress in 1909 and ratified in 1913, made it possible for Congress to enact an income tax without having to worry about whether, under the rules applicable to direct taxes, the tax had to be apportioned among the states on the basis of population.
The 15th Amendment to the Constitution granted African American men the right to vote by declaring that the right of citizens of the United States to vote shall not be denied or abridged by the United States or by any state on account of race, color, or previous condition of servitude.. The House of Representatives passed the 15th Amendment on February 25, 1869, by a vote of 144 to 44. 2  The Senate passed the 15th Amendment on February 26, 1869, by a vote of 39 to 13. 3  The text of the 15th Amendment can be found in the United States Statutes at Large, volume 16, page 346 (15 Stat.