Escrow Cushion. Lenders prefer to maintain cushions in escrow accounts, keeping more money available than is necessary for current bills. The purpose of a cushion is so that the lender can keep making tax and insurance payments from the escrow account even if you fall behind on mortgage payments.f the balance in an escrow account exceeds the maximum amount allowed, then federal law addresses how the surplus can be distributed. For a surplus of greater than $50, the lender must return the excess funds to you rather than keep the money in the escrow account.
A residual-current device (RCD), or residual-current circuit breaker (RCCB), is a device to quickly disconnect current to prevent serious harm from an ongoing electric shock.Injury may still occur in some cases, for example if a person falls after receiving a shock.n earth leakage circuit breaker (ELCB) may be a residual-current device, although an older type of voltage-operated earth leakage circuit breaker also exists. In German speaking countries the device is sometimes known as FI where the F stands for fault (Fehler) and I for the symbol that represents Electric current.
ABOUT THE BACB. The Behavior Analyst Certification BoardÂ®, Inc. (BACBÂ®) is a nonprofit 501(c)(3) corporation established in 1998 to meet professional credentialing needs identified by behavior analysts, governments, and consumers of behavior analysis services.