Is Ambien a narcotic? No, Ambien is not classified as a narcotic in the U.S. According to the Drug Enforcement Agencyâs (DEA) classification under the Federal Controlled Substanceâs Act (CSA), Ambien is a Class IV substance on par with other prescription medicines.
This is how it ends up on your reports. Most negative entries can stay on your credit reports for seven years. The only event that can stay longer than that is a bankruptcy filing, which can remain for up to 10 years. Home foreclosure is a legal process. Whether or not it actually goes before a judge will depend on the laws of your state.
How Long Does Bankruptcy Stay on my Credit Report? Chapter 13 does not remain on your credit report as long as Chapter 7. Generally Chapter 13 is considered a less harsh remedy as it remains on your credit report for only 7 years from the filing date . Chapter 7 has a more harsh effect as it remains on your credit report for 10 years. In some instances a Chapter 13 that is later dismissed or not completed can also remain on your credit report for 10 years.