Workers Comp Ghost Policy. What is a Ghost Policy? A ghost policy is a workersâ compensation insurance policy that is generally purchased by a business owner with no employees in order to meet coverage requirements, where the business owner excludes themselves from receiving workersâ compensation benefits in the event of a work injury. Since no real benefits are expected, it is a âghost policyâ.
SpotPass (Japanese: ãã¤ã®éã«éä¿¡, Hepburn: Itsunomani TsÅ«shin, lit. Unnoticed Communication) and StreetPass (Japanese: ããã¡ããéä¿¡, Hepburn: Surechigai TsÅ«shin, lit. Passing By Communication) are communication systems first introduced with Nintendo's Nintendo 3DS games system; SpotPass was later incorporated into the Wii U game console.
Curb ramps are critical to providing access between the sidewalk and the street for people who use wheelchairs. Curb ramps are most commonly found at intersections, but they may also be used at other locations such as on-street parking, loading zones, bus stops, and midblock crossings.urb ramps are designed to provide access to people who use wheeled forms of mobility. Without curb ramps, people who use wheelchairs would not be able to independently access the sidewalk and street. However, not all wheelchairs perform the same on a curb ramp.