The five-kingdom system of classifying organisms has given way to a three-domain system that better reflects current evolutionary research. Domain Bacteria and Domain Archaea are offshoots of what was once Kingdom Monera.
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It is not to be confused with income protection insurance, which is not specific to a debt but covers any income. PPI was widely sold by banks and other credit providers as an add-on to the loan or overdraft product. Credit insurance can be purchased to insure all kinds of consumer loans including car loans, loans from finance companies, and home mortgage borrowing.