Veneer is technically a thin layer of hardwood, usually thinner than 1/8 of an inch. Typically, veneer is bonded, or glued with adhesive, to a cheaper surface that is hidden below. A less expensive wood or particle board can often be found underneath.
Some 5.1million people born between 1953 and 1960 will be affected. Most women born before 1953 will still be able to retire no later than 62. But those born on or after April 6, 1953 will retire at 65. And those with a birthday on or after April 6, 1954 will have to wait for the state pension until the age of 66.ntil recently, women could start receiving their state pension â currently worth Â£97.65 a week â at the age of 60. The previous Labour government had already decided to increase the age gradually from 60 to 65 between 2010 and 2020, and to 66 between 2024 and 2026.
Early retirement â age 62. You can begin receiving benefits as early as age 62, but if you do, the monthly payment will be reduced from normal retirement age. For those born in 1960 or later, that will mean a 30% reduction in your monthly benefit compared to waiting until your normal retirement age.Normal retirementâ â age 66 or later. If you are planning for your retirement at age 66 or later, you can collect full benefits. This age will vary depending on your year of birth. If you were born between 1943 and 1954, your age of full retirement begins when you turn 66.