Workers Comp Ghost Policy. What is a Ghost Policy? A ghost policy is a workersâ compensation insurance policy that is generally purchased by a business owner with no employees in order to meet coverage requirements, where the business owner excludes themselves from receiving workersâ compensation benefits in the event of a work injury. Since no real benefits are expected, it is a âghost policyâ.
SpotPass (Japanese: ãã¤ã®éã«éä¿¡, Hepburn: Itsunomani TsÅ«shin, lit. Unnoticed Communication) and StreetPass (Japanese: ããã¡ããéä¿¡, Hepburn: Surechigai TsÅ«shin, lit. Passing By Communication) are communication systems first introduced with Nintendo's Nintendo 3DS games system; SpotPass was later incorporated into the Wii U game console.
Sanitary sewers are much smaller than combined sewers designed to also carry surface runoff. A sanitary sewer or foul sewer is an underground carriage system specifically for transporting sewage from houses and commercial buildings through pipes to treatment or disposal. Sanitary sewers are part of an overall system called sewerage or sewage system.