Veneer is technically a thin layer of hardwood, usually thinner than 1/8 of an inch. Typically, veneer is bonded, or glued with adhesive, to a cheaper surface that is hidden below. A less expensive wood or particle board can often be found underneath.
Some 5.1million people born between 1953 and 1960 will be affected. Most women born before 1953 will still be able to retire no later than 62. But those born on or after April 6, 1953 will retire at 65. And those with a birthday on or after April 6, 1954 will have to wait for the state pension until the age of 66.ntil recently, women could start receiving their state pension â currently worth Â£97.65 a week â at the age of 60. The previous Labour government had already decided to increase the age gradually from 60 to 65 between 2010 and 2020, and to 66 between 2024 and 2026.
The idea is that you have worked for a set amount of years, paid tax and have thus built up an entitlement in the form of a state pension. Under the current system the all-important figure is 30 years of qualifying National Insurance contributions.That gets you the full basic state pension of Â£115.95 per week.his means you need to have had 35 years of working and paying Nics (as National Insurance contributions are known, to get the flat rate pension from April 2016. Both allow you to purchase extra credits if you don't have enough working years to ensure you get the maximum amount you are entitled to.