Veneer is technically a thin layer of hardwood, usually thinner than 1/8 of an inch. Typically, veneer is bonded, or glued with adhesive, to a cheaper surface that is hidden below. A less expensive wood or particle board can often be found underneath.
Some 5.1million people born between 1953 and 1960 will be affected. Most women born before 1953 will still be able to retire no later than 62. But those born on or after April 6, 1953 will retire at 65. And those with a birthday on or after April 6, 1954 will have to wait for the state pension until the age of 66.ntil recently, women could start receiving their state pension â currently worth Â£97.65 a week â at the age of 60. The previous Labour government had already decided to increase the age gradually from 60 to 65 between 2010 and 2020, and to 66 between 2024 and 2026.
Such pension received in advance is called commuted pension. For e.g.- At the age of 60, you decide to receive in advance 10% of your monthly pension of the next 10 years of Rs 10,000. This will be paid to you as a lump sum. Therefore, Rs.10% of 10000x12x10 = 1,20,000 is your commuted pension.or e.g.- At the age of 60, you decide to receive in advance 10% of your monthly pension of the next 10 years of Rs 10,000. This will be paid to you as a lump sum. Therefore, Rs.10% of 10000x12x10 = 1,20,000 is your commuted pension.