However, you'll most likely have to use your insurance to cover any damages to your vehicle. On the other hand, if a friend borrows your car without your permission and causes an accident, your friend's insurance will probably be considered primary coverage and yours secondary.efore you lend your car to a friend or anyone else: 1  Check your policy or contact your insurer to get the specifics on the terms, conditions, and any restrictions. 2  Make sure that your friend has a valid drivers license. 3  It's also wise to double check whether or not your friend has car insurance.
Mold symptoms in humans tend to mimic the same reactions that people possessing weak immune systems or played by respiratory problems or other breathing difficulties experience.
We are all exposed to mold on a daily basis without evident harm. However, health problems arise when mold spores enter our bodies in large numbers. For some people a relatively small amount of mold spores can cause health problems, and yet for others it may take a considerably greater amount. The following are three ways mold spores can enter the human body: Inhalation: Breathing in airborne mold spores. Skin: Touching moldy surfaces such as furniture or coming in contact with plants that may have molds. Worse yet, is if you may have an open wound or abrasion that mold can penetrate into your body.