However, you'll most likely have to use your insurance to cover any damages to your vehicle. On the other hand, if a friend borrows your car without your permission and causes an accident, your friend's insurance will probably be considered primary coverage and yours secondary.efore you lend your car to a friend or anyone else: 1  Check your policy or contact your insurer to get the specifics on the terms, conditions, and any restrictions. 2  Make sure that your friend has a valid drivers license. 3  It's also wise to double check whether or not your friend has car insurance.
Mold symptoms in humans tend to mimic the same reactions that people possessing weak immune systems or played by respiratory problems or other breathing difficulties experience.
Black Toxic Mold Symptoms. If you have black toxic mold in your home you will probably suffer toxic symptoms. These symptoms are caused by the mycotoxins which black toxic mold produces. The main symptoms from black toxic mold include mental problems, breathing problems, damage to internal organs, vision problems and pain and discomfort.