If you need information about minimum essential coverage for a prior year, see that year's version of Form 8965. Additional Information Almost all taxpayers must report health care coverage, claim a coverage exemption or report a shared responsibility payment.
Some of the more common causes for changes in skin color are illness, injury, and inflammatory problems. Discolored skin patches also commonly develop in a certain part of the body due to a difference in melanin levels. Melanin is the substance that provides color to the skin and protects it from the sun.
Sun exposure is the main cause of skin damage. Skin damage from the sun is due to the sun's ultraviolet (UV) light, which breaks down elastic tissue (elastin) in the skin and causes the skin to stretch, sag, wrinkle, and become blotchy, occasionally with pre-cancerous growths and even skin cancer.