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Homeowner Defenses That Could Be Used in the HOA Foreclosure Process. As an HOA Board member you may be faced with the task of having to make the decision to foreclose on homes in your association. Weâve all been challenged by the financial climate these last few years and it is going to take some time to bounce back.
has initiated the foreclosure process; the phone number and website where the borrower can find a HUD-approved housing counseling agency; and information about any loss mitigation programs the borrower has already agreed to. Foreclosure restrictions A mortgage servicer may not make a first notice or