YWCA has been at the forefront of the most critical social movements for more than 150 years â from womenâs empowerment and civil rights, to affordable housing and pay equity, to violence prevention and health care. The first association in the U.S., Ladies Christian Association, was formed in New York City.
Insurance Endorsement Definition. An endorsement for an insurance policy refers to any amendment that alters the terms of the contract either by expanding or restricting coverage. Endorsements can cause premiums to rise or fall depending on the changes made to the policy.
The insurance company representative and adviser who sells insurance policies. A person licensed by a state and generally employed by an insurance company to sell insurance policies on the company's behalf. The agent generally receives a commission for this service. He/she attempts to extract the maximum value for the insurance company in all his/her dealings.