The Ventra app lets you check your Ventra Card's balance, add value or passes, get arrival/departure times and account alerts in a quick and easy-to-use app. You can even use the fare value from your Ventra transit accounts to buy mobile tickets for riding Metra trains right in the app.
If you convert money from another account to a Roth IRA before age 59 1/2, you must wait five years from the date of the conversion to withdraw the converted monies penalty free. If you turn 59 1/2 before five years have passed, you are eligible to take a distribution tax and penalty-free.arnings, however, are another story. You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.
The process used to require you to open a traditional IRA account, then rollover your 401(k) into it, and end by opening a Roth account and converting the traditional IRA into a Roth. In 2010, this changed by skipping a step, letting you convert it directly from the 401(k) to a Roth IRA.Itâs less of pain and there is certainly less unnecessary paperwork. Learn about all the rules of rolling over your 401k into a Roth IRA.n 2010, this changed by skipping a step, letting you convert it directly from the 401(k) to a Roth IRA. Itâs less of pain and there is certainly less unnecessary paperwork. Learn about all the rules of rolling over your 401k into a Roth IRA.