The first year of a childâs life is usually one of the priciest, costing the average parents upwards of $8,000 in extra expenses. If youâre expecting a bundle of joy in the near future, check out this baby cost calculator for a detailed list of what items baby will need and how much they could set you back.
Condo insurance costs vary. The cost of condo insurance, on average, ranges from $100 to $400 per year, depending on the value of your personal property and the type and amount of coverage you carry.
2 Estimate the amount you would need to repair or replace your condo's interior structure After you determine what your HOA's master insurance policy covers and which parts of the condo you're personally responsible for, you can get a better idea of how much coverage you may want. Your condo insurance policy should cover all things not included in the master policy: If your HOA has an all-in policy, it generally does not include improvements you make to your unit. You would need to purchase additional insurance to cover renovations, remodeling, etc. If your HOA has a bare walls policy, determine the amount it would take to replace all of your condo's interiors.