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Homeowner Defenses That Could Be Used in the HOA Foreclosure Process. As an HOA Board member you may be faced with the task of having to make the decision to foreclose on homes in your association. Weâve all been challenged by the financial climate these last few years and it is going to take some time to bounce back.
If you become delinquent in paying those fees and assessments, the homeownersâ association will be able to get a lien on your home that could lead to a foreclosure. Read on to learn more about homeownersâ association liens and how they can be foreclosed. (See our HOA Foreclosure topic page for articles on HOAs, how bankruptcy can help discharge dues, HOA super liens, and more.).