YWCA has been at the forefront of the most critical social movements for more than 150 years â from womenâs empowerment and civil rights, to affordable housing and pay equity, to violence prevention and health care. The first association in the U.S., Ladies Christian Association, was formed in New York City.
Insurance Endorsement Definition. An endorsement for an insurance policy refers to any amendment that alters the terms of the contract either by expanding or restricting coverage. Endorsements can cause premiums to rise or fall depending on the changes made to the policy.
If you knew what you were doing was wrong or inaccurate, your personal injury endorsement may not cover you. Ditto on any activity that is flat out illegal. And, like all insurance, personal injury endorsements only cover activity that occurred after the policy went into effect and while the policy is in effective .