YWCA has been at the forefront of the most critical social movements for more than 150 years â from womenâs empowerment and civil rights, to affordable housing and pay equity, to violence prevention and health care. The first association in the U.S., Ladies Christian Association, was formed in New York City.
Insurance Endorsement Definition. An endorsement for an insurance policy refers to any amendment that alters the terms of the contract either by expanding or restricting coverage. Endorsements can cause premiums to rise or fall depending on the changes made to the policy.
Insurance, by definition, is a contract between you and the insurance company. The contract stipulates that as long as you pay the premium, the insurance company agrees to pay for your covered losses if you experience an accident, theft or vandalism, or your car is damaged by certain causes.