YWCA has been at the forefront of the most critical social movements for more than 150 years â from womenâs empowerment and civil rights, to affordable housing and pay equity, to violence prevention and health care. The first association in the U.S., Ladies Christian Association, was formed in New York City.
Insurance Endorsement Definition. An endorsement for an insurance policy refers to any amendment that alters the terms of the contract either by expanding or restricting coverage. Endorsements can cause premiums to rise or fall depending on the changes made to the policy.
What Is an Insurance Binder? An insurance binder is a one-page legal contract issued by an insurance agent or company that confirms the issuer's commitment to provide insurance to the named insured. It serves as temporary proof of insurance -- or binding coverage -- until the full insurance policy is officially issued.