In order to understand the correct situation in which to use the word affect or effect, the first thing one must do is have a clear understanding of what each word means. 1  Affect is usually used as a verb. It is an action word that means to produce a change in or influence something. 2  Effect is usually used as a noun.
Shear Factor. The distance a point moves due to shear divided by the perpendicular distance of a point from the invariant line.
Load factor may refer to: 1  Load factor (aeronautics), the ratio of the lift of an aircraft to its weight. 2  Load factor (computer science), the ratio of the number of records to the number of addresses within a data structure.  Load factor (electrical), the average power divided by the peak power over a period of time.