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Homeowner Defenses That Could Be Used in the HOA Foreclosure Process. As an HOA Board member you may be faced with the task of having to make the decision to foreclose on homes in your association. Weâve all been challenged by the financial climate these last few years and it is going to take some time to bounce back.
Waiver of Defenses Law & Legal Definition. In real estates, the waiver of defense is entered as a document where the mortgager acknowledges that the mortgage is good and valid for the full amount of the mortgage note. Through this document the mortgagor is ceased from raising any defense.aiver of Defenses Law & Legal Definition. In real estates, the waiver of defense is entered as a document where the mortgager acknowledges that the mortgage is good and valid for the full amount of the mortgage note. Through this document the mortgagor is ceased from raising any defense.