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Previously you could purchase a replacement iPhone for $50 under the program. AppleCare+ must be purchased within 30 days of iPhone purchase and requires inspection of your iPhone and proof of purchase. You can no longer purchase AppleCare after an incident has occurred. For more information see the AppleCare+ Terms and Conditions and the frequently asked questions.
Its 3 years from Mac purchase date. If you buy a Mac on Jan 25, 2010, your original cover expires on Jan 25, 2011. If you buy AppleCare on the day you buy your mac, your cover expires on Jan 25, 2013, If you buy AppleCare on Dec 25, 2010, your cover STILL expires on Jan 25, 2013.