The five-kingdom system of classifying organisms has given way to a three-domain system that better reflects current evolutionary research. Domain Bacteria and Domain Archaea are offshoots of what was once Kingdom Monera.
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A: Private mortgage insurance (PMI) is a type of insurance policy that protects lenders from the risk of default and foreclosure, allowing buyers who are unable to make a significant down payment (or those who choose to not to) to obtain mortgage financing at affordable rates.