The five-kingdom system of classifying organisms has given way to a three-domain system that better reflects current evolutionary research. Domain Bacteria and Domain Archaea are offshoots of what was once Kingdom Monera.
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How to Cancel Private Mortgage Insurance (PMI) Mortgage insurance has been a staple in the mortgage industry since the late 1950s. Private mortgage insurance, or PMI, is in fact an insurance policy much like any other. Mortgage insurance on conventional loans is required when the first mortgage exceeds 80 percent of the value of the home. If the borrowers put down 20 percent or more, no mortgage insurance is needed.