Flexible sigmoidoscopy is a procedure that enables your surgeon to examine the lining of the rectum and lower colon (bowel). It is usually done in the surgeonâs office or a procedure room, but occasionally may be done in the hospital.
HRA rules regarding paying for health insurance are different than those for an HSA. Health insurance premiums are an HRA qualified medical expense. However, your employer can structure your HRA to have stricter reimbursement criteria than those allowed by the IRS.
The money in an HRA is provided solely by the employer. HRAs are usually unfunded notional accounts, with no cash value. An HSA is a tax-advantaged account that can be used to pay for IRS-defined health care expenses, including long-term care and COBRA premiums. Anyone can contribute to an HSA, including the employer, the employee or a family member.