Many lenders require their borrowers to use an escrow account. Each month you pay into the account. The money is saved until a tax or insurance payment is due. At this time, the lender pays the bill directly on your behalf with the money from the escrow account.
Generally speaking, anyone can come to your U.S. citizenship oath ceremony: family, friends, children, and even complete strangers. While I wouldnât advise inviting strangers off the street, it is your big day; celebrate with whomever you want. There are, however, some considerations you will want to take into account when choosing who to invite.
The essence of a divine oath is an invocation of divine agency to be a guarantor of the oath taker's own honesty and integrity in the matter under question. By implication, this invokes divine displeasure if the oath taker fails in their sworn duties.