The five-kingdom system of classifying organisms has given way to a three-domain system that better reflects current evolutionary research. Domain Bacteria and Domain Archaea are offshoots of what was once Kingdom Monera.
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âAdditional insured,â or âAI,â usually refers to a person or entity added to the policy by an âendorsement.â Endorsements typically provide coverage to the people/businesses named on them only for claims arising out of the acts or omissions of the primary insureds.