Honeybear is correct that even settled accounts stay on your credit file for6 years although you may be able to get some credit after 3/4years. Sorry.
Legumes, including beans, lentils, soybeans, peanuts and peas, are plants with seed pods that split in half. They are an inexpensive, nutritionally dense source of plant protein. Legumes may be counted as a vegetable or as a source of protein in the meat and bean group. Dried beans and food.
The Nutritional Food Value of Beans. Beans are protein packed energy capsules with a nutritional food value that can improve a person's health in many ways. Unfortunately, beans do not have the best reputation. These stigmas can easily be remedied with smart cooking practices and maybe a little Beano (over the counter gas reducer).