An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
The wait is typically between two and seven years for a healthy infant. After placement, your agency will have to supervise your family for a legally-mandated length of time before finalization can occur. Typically this post-placement time period will be no less than six months from the time of placement.