Letâs start high-level. DirectX 12 is the newest version of Microsoftâs DirectX application programming interface, which handles visual and other multimedia tasks on Windows-based systems. Most end users know it because a very large number of PC games lean on DirectX in some way for their graphical prowess.
Recruit a cosigner for a credit card application. Once a person turns 18, he or she can apply for a credit card if a parent cosigns on the application. This ups the stakes for the cosigner, as he or she will be responsible for making payments if the primary cardholder doesnât pay the bills on time.
Credit & Debt Management. People with no credit often have the most difficult time getting approved for a credit card. That's because most credit card issuers require a credit score to approve a new credit card application. However, you won't have a credit score until you have at least one active account on your credit report for six months. Some credit card issuers realize that people have trouble getting a credit card for the first time and they've made credit cards specifically for people with no credit.