Letâs start high-level. DirectX 12 is the newest version of Microsoftâs DirectX application programming interface, which handles visual and other multimedia tasks on Windows-based systems. Most end users know it because a very large number of PC games lean on DirectX in some way for their graphical prowess.
Recruit a cosigner for a credit card application. Once a person turns 18, he or she can apply for a credit card if a parent cosigns on the application. This ups the stakes for the cosigner, as he or she will be responsible for making payments if the primary cardholder doesnât pay the bills on time.
The hardest part about applying for a credit card when you have bad credit is being approved. First, you need to check your credit score to see how bad your credit actually is. Those with the lowest credit scores may need to apply for a secured card to avoid being denied by a standard credit card.f you have bad credit, then you need to find a secured card from a reputable bank that has a reasonable annual fee (or no annual fee). Fortunately, there are several of these products with an annual fee of under $50.