Three Major Section of the Ear : Anatomy of the Ear The external ear (or pinna, the part you can see) serves to protect the tympanic membrane (eardrum), collects and directs sound waves through the auditory canal to the eardrum. About 3 cm. long, the canal contains modified sweat glands that secrete cerumen, or earwax.
This will probably take place within three to six months after you default. The types of debts most likely to be sent to a collection agency are credit card and telephone service debts, followed by other utilities, car, government, and medical debts.
90-Day or One-Year Reach-Back Period. Generally, a transfer can only be avoided as a preference if it was made on or within 90 days before the filing of the bankruptcy petition. However, if the transfer was made to an insider, the time limit for avoidance is extended to one year prepetition.