An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
How Long is the Waiting Period? Nameserver changes can typically take 0 to 24 hours to take effect, but they are known to take as long as 48 hours to go into full effect. DNS zone record changes such as A, MX and CNAME records can typically take 0 to 4 hours to resolve but are known to take as long as 8 hours to fully propagate.