If you have a silver item that you donât know is plated or silver, we recommend running a strong magnetic over the items. Precious metal is NOT magnetic, so if the magnetic sticks then your items do not have value based on their precious metal content.
Share 0 0 0 0. Direct Stafford Loans are the most common federal student loans. Available to undergraduate, graduate, and professional students, these education loans are originated by the federal government and feature fixed interest rates, a 1.068% origination fee and various repayment options.
Also Known As: FFEL Program; FFEL loans. FFEL includes four components: Stafford Loans, Unsubsidized Stafford Loans, Federal PLUS Loans, and Federal Consolidation Loans. Note: loans are no longer being made under this program. All new loans will be made under the Direct Loan program. Interest rate for loans made before July 1, 2006: For Stafford and Unsubsidized Stafford, in-school rate is 91-day T-Bill + 1.7%; in-repayment rate is 91-day T-Bill + 2.3%; both rates are capped at 8.25%. For PLUS, in-repayment rate is 91-day T-Bill + 3.1% and is capped at 9%. For Consolidation, see above.