Having two components to the deductible allows for each member of your family the opportunity to have your insurance policy cover their medical bills prior to the entire dollar amount of the family deductible being met. The individual deductible is embedded in the family deductible.
Transgressive. Transgressive is a term of linguistic morphology denoting a special form of verb. It expresses a coincidentally proceeding or following action. It is considered to be a kind of infinitive, or participle.
A microaggression is any one of the countless little things that leave the mouth of a well-intentioned person and that person looks back, cringes, and think, Ooo...was that a little bit racist / sexist / homophobic? (The looking back might not actually happen...) The first one that pops to mind as a San Francisco Bay Area resident is someone ...