An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.Here's how an annuity works: you make an investment in the annuity, and it then makes payments to you on a future date or series of dates.he income you receive from an annuity can be doled out monthly, quarterly, annually or even in a lump sum payment. The size of your payments are determined by a variety of factors, including the length of your payment period. You can opt to receive payments for the rest of your life, or for a set number of years.
Childcare Qualification Guidelines. Qualifications for a Nursery Assistant. Courses that can help you prepare for work as a nursery assistant include: 1  CACHE Level 2 Certificate in Child Care and Education. 2  City & Guilds or BTEC Certificate in Childrenâs Care, Learning and Development.3  NVQ Level 2 in Childrenâs Care, Learning and Development.hildcare Qualification Guidelines. Qualifications for a Nursery Assistant. Courses that can help you prepare for work as a nursery assistant include: 1  CACHE Level 2 Certificate in Child Care and Education. 2  City & Guilds or BTEC Certificate in Childrenâs Care, Learning and Development.
Salaries for daycare teachers with associate's degrees will fall between what daycare teachers with high school diplomas and bachelor's degrees earn. How many hours daycare workers work a day will also affect their salaries.About 39 percent of all childcare workers work part-time, according to the BLS.hildcare workers should see their employment opportunities increase by 20 percent by 2020, according to the BLS. The growing number of children needing care during the day will drive this growth. Daycare workers with formal education, such as an associate's degree, will have the best job prospects, says the BLS.