Three Major Section of the Ear : Anatomy of the Ear The external ear (or pinna, the part you can see) serves to protect the tympanic membrane (eardrum), collects and directs sound waves through the auditory canal to the eardrum. About 3 cm. long, the canal contains modified sweat glands that secrete cerumen, or earwax.
This will probably take place within three to six months after you default. The types of debts most likely to be sent to a collection agency are credit card and telephone service debts, followed by other utilities, car, government, and medical debts.
The short answer - Yes. A bill can be sent to collections even if you are making payments. Sending small payments may NOT stop the creditor from sending the account to a collection service. Sending small payments does not tie their hands when it comes to taking other collection actions such as calling or pursuing a judgment.