If you have a silver item that you donât know is plated or silver, we recommend running a strong magnetic over the items. Precious metal is NOT magnetic, so if the magnetic sticks then your items do not have value based on their precious metal content.
Share 0 0 0 0. Direct Stafford Loans are the most common federal student loans. Available to undergraduate, graduate, and professional students, these education loans are originated by the federal government and feature fixed interest rates, a 1.068% origination fee and various repayment options.
Federal Direct Subsidized Loans are based on financial need. The federal government pays the interest during in-school, grace and deferment periods. Federal Direct Unsubsidized Loans are not based on financial need. The federal government does not pay the interest for Federal Direct Unsubsidized Loans.