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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
annuity starting date - Investment & Finance Definition. The date on which annuity payments begin. The longer the annuitant waits to begin receiving payments, the higher the payments will be because the life expectancy period is shortened and the insurance company paying the annuity has a longer time to invest the money.