An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
Many states have a waiting period in which a biological parent may change their mind about the adoption. This waiting period ranges from forty-eight hours to eight days, during which the biological mother may change her mind and have her child returned to her.