Honeybear is correct that even settled accounts stay on your credit file for6 years although you may be able to get some credit after 3/4years. Sorry.
Legumes, including beans, lentils, soybeans, peanuts and peas, are plants with seed pods that split in half. They are an inexpensive, nutritionally dense source of plant protein. Legumes may be counted as a vegetable or as a source of protein in the meat and bean group. Dried beans and food.
black beans are a common example of legumes legumes are great sources of fat protein and carbohydrates different varieties contain varying amounts of these nutrients with beans nuts peas and lentils all having unique nutritional profileshe most common varieties of legumes are beans these include adzuki beans black beans soybeans anasazi beans fava beans garbanzo beans chickpeas kidney beans and lima beans these foods are high in protein and carbohydrates but low in fat