Onion is a good remedy for chest congestion. It has quercetin that helps dissolve the mucus. Plus, it prevents further buildup of mucus in the chest. Its antimicrobial properties also help prevent infection. 1  Extract the juice of 1 onion. 2  Add equal amounts of lemon juice, honey and water.
Related to coinsurance clause: co-insurance. A provision of an insurance policy that provides that the insurance company and the insured will apportion between them any loss covered by the policy according to a fixed percentage of the value for which the property, or the person, is insured.
According to the coinsurance clause, we have 4 steps to follow: 1  Multiply the value of the covered property ($217,000) by the coinsurance percentage (80%), resulting in an amount of $173,600. 2  This is the least amount of coverage Fred should have had in place to avoid the coinsurance penalty.