If you have a silver item that you donât know is plated or silver, we recommend running a strong magnetic over the items. Precious metal is NOT magnetic, so if the magnetic sticks then your items do not have value based on their precious metal content.
Share 0 0 0 0. Direct Stafford Loans are the most common federal student loans. Available to undergraduate, graduate, and professional students, these education loans are originated by the federal government and feature fixed interest rates, a 1.068% origination fee and various repayment options.
This interest subsidy effectively gives the loan a zero percent interest rate during the in-school and other deferment periods. In contrast, the government does not pay the interest on unsubsidized Federal Stafford loans. (A comparison of subsidized and unsubsidized Federal Stafford Loans discusses other differences between subsidized and unsubsidized Federal Stafford loans.).