Honeybear is correct that even settled accounts stay on your credit file for6 years although you may be able to get some credit after 3/4years. Sorry.
Legumes, including beans, lentils, soybeans, peanuts and peas, are plants with seed pods that split in half. They are an inexpensive, nutritionally dense source of plant protein. Legumes may be counted as a vegetable or as a source of protein in the meat and bean group. Dried beans and food.
Beans are a starchy form of carbohydrate and a high-fiber food. Beans also provide some good protein, which helps to fill you up. Fiber is a type of carbohydrate that your body can't break down, making it healthy for a diabetes diet. The healthy carbohydrate content varies according to bean variety.