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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
A partial annuity sale allows you to sell a portion of your payments by dollar amount or by time period â such as years in distribution. If you have a 20-year annuity but you need immediate cash, you can choose to sell years three through five or any other time period of payments.