Letâs start high-level. DirectX 12 is the newest version of Microsoftâs DirectX application programming interface, which handles visual and other multimedia tasks on Windows-based systems. Most end users know it because a very large number of PC games lean on DirectX in some way for their graphical prowess.
Recruit a cosigner for a credit card application. Once a person turns 18, he or she can apply for a credit card if a parent cosigns on the application. This ups the stakes for the cosigner, as he or she will be responsible for making payments if the primary cardholder doesnât pay the bills on time.
If you start with zero credit and get a loan or a credit card, youâll have a credit history but not a FICO score. This can make it tough to qualify for good-credit credit cards. After six months of having a line of credit, youâll have a FICO score, but it wonât be a perfect 850. If you make all your payments on time and borrow wisely, though, you could have a score over 700. (It wonât take as long to generate a credit score from VantageScore, FICOâs competitor.)