Apply a thin layer of mortar with a trowel to a square in your grid and another layer to the back of the first tile. Press the tile firmly into place, and then continue this process until you can no longer use whole tiles. As you work, check that the tiles are level and the space between each one is even.
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
Permanent life insurance is intended to provide protection for your entire life. Generally, the premiums for permanent insurance are higher at least initially than for the same amount of term insurance. A portion of the permanent life insurance premium is used to build-up a cash value in the policy.