Many insurance agents aren't familiar with workers' comp ghost policies, and the ones that are, often don't want to write them because they're time consuming and pay next to nothing in commission.
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Definition: CDMA, or C ode D ivision M ultiple A ccess, is a competing cell phone service technology to GSM, which is the worldâs most widely used cell phone standard.CDMA uses a âspread-spectrumâ technique whereby electromagnetic energy is spread to allow for a signal with a wider bandwidth.he CDMA standard was originally designed by Qualcomm in the U.S. and is primarily used in the U.S. and portions of Asia by other carriers. Sprint, Virgin Mobile and Verizon Wireless use CDMA while T-Mobile and AT&T use GSM.