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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
Do Not be Pushed into Buying an Annuity. 1  An agent should not push you to buy an annuity. That's illegal. 2  AARP, the senior group, warns: Do not get a reverse mortgage so you can buy an annuity. You will pay too much in fees and extra charges if you do this.