An unusually prolonged or complex illness, esp. one that causes severe organ dysfunction or threatens life. Catastrophic illnesses often make exceptional demands on patients, caregivers, families, and health care resources.
However, if your current mortgage lender has discounted your current mortgage loan balance, the mandatory waiting period after loan modification is 12 months from the effective date of the loan modification with a 12 months on time payment history which is reflected on your credit report.
If you are pregnant, you will typically not give consent until the child has been safely delivered. Most states have a waiting period, to give you time to recover from the birth and not be under the influence of pain medication. The waiting period can be as short as 12 hours or up to 15 days. The typical waiting period is 24 to 48 hours. Consent documents will be signed in front of a notary or a judge.