transformative constitutionalism can be said to be a method of bringing an issue in line with the provision of the constitution. it can mean to address a legal issue in a way that it conforms or come in line with the provisions of the constitution.
Judgements can only be on your report for 7 years, beginning on the day the judgement is issued. It will come off automatically after that time period. It will NOT come off once you have paid the settlement, because it is a public record. Therefore, the creditor has no control over getting it deleted.
Civil judgments also have to be dropped after seven years unless your state has a longer statute of limitations; in that case, the judgment can be reported until the statute expires. California's statute of limitations for judgments is 10 years. If none of those negative marks shows on your reports and you've handled credit responsibly since then, your credit scores (you have more than one) may well be excellent.