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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
Annuity Starting Date The date on which an annuitant receives his/her first payment from an annuity. If it is an immediate annuity, the annuity starting date is soon after the annuitant purchases the plan; if it is a deferred annuity, the starting date may occur some years after purchase, especially following retirement.