Letâs start high-level. DirectX 12 is the newest version of Microsoftâs DirectX application programming interface, which handles visual and other multimedia tasks on Windows-based systems. Most end users know it because a very large number of PC games lean on DirectX in some way for their graphical prowess.
Recruit a cosigner for a credit card application. Once a person turns 18, he or she can apply for a credit card if a parent cosigns on the application. This ups the stakes for the cosigner, as he or she will be responsible for making payments if the primary cardholder doesnât pay the bills on time.
6. After a year, apply for an unsecured credit card. Twelve months of timely payments should be enough to show your credit card company that you can responsibly manage debt. Nowâs the time to give your creditor a call to see if you can make the switch from a secured credit card to an unsecured credit card.