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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
Income annuities can provide a stable and secure source of retirement income. With these types of annuities, you surrender future access to a portion of your savings in exchange for a stream of income that's guaranteed for life.Payments from income annuities can typically start as early as 30 days from the day you sign the contract, as late as your 85th birthday, or on any date in between.ith these types of annuities, you surrender future access to a portion of your savings in exchange for a stream of income that's guaranteed for life. Payments from income annuities can typically start as early as 30 days from the day you sign the contract, as late as your 85th birthday, or on any date in between.