When you refinance to a lower rate, that reduces the size of your mortgage interest deduction, which affects your savings from refinancing. The Mortgage Refinance Calculator can take that into account, which is why it asks for your income tax rate.
Look up yo in Wiktionary, the free dictionary. Yo is an English slang interjection, commonly associated with American English. It was popularized after being used commonly by the Italian-American community in Philadelphia, Pennsylvania since the 1940s.
There are several meaning to the word yoy 1.) A word that can be used while having sexual intercourse example of this would be... While making intense sweaty love to your partner, he/she yells out YOY or Oh YOY ME 2.) Replaces the F word. Example of this would be little max fails a bio test because he didnt study. YOY he yells out in frustration 3.) Can be used when somebody says something that contains a sexual reference for example a woman states her anger with the hot dog stand by saying some random woman- These wieners are too big. little max- Yoy 4.) Can be used to state a feeling.