A pair of pieces of cloth joined by shoulder bands and worn under clothing on the chest and back as a sacramental, sometimes entailing lay affiliation with a religious order. 2. One of the feathers covering the shoulder of a bird. adj. also scapÂ·uÂ·larÂ·y (-lÄrâ²Ä) Anatomy. Of or relating to the shoulder or scapula.
Most gift cards (even Visa/MC/AmEx) don't come with a PIN. In order to get cash back you must have a PIN. Unless you can somehow get a PIN for the card you won't be able to use it to get cash back. I agree with @chris12345 and @ichigodiafuku on how to use it.
By law, these fees can't kick in until at least 12 months after purchase. If you receive a $25 Chase () Visa gift card that goes unused for 18 months, for example, six months of $2.50 monthly maintenance charges would drop the card's balance to $10. Within two years, the balance would be entirely gone.