Onion is a good remedy for chest congestion. It has quercetin that helps dissolve the mucus. Plus, it prevents further buildup of mucus in the chest. Its antimicrobial properties also help prevent infection. 1  Extract the juice of 1 onion. 2  Add equal amounts of lemon juice, honey and water.
Related to coinsurance clause: co-insurance. A provision of an insurance policy that provides that the insurance company and the insured will apportion between them any loss covered by the policy according to a fixed percentage of the value for which the property, or the person, is insured.
The deductible resets yearly. Coinsurance: Coinsurance is a percentage of a medical charge that you pay, with the rest paid by your health insurance plan, after your deductible has been met. For example, if you have a 20% coinsurance, you pay 20% of each medical bill, and your health insurance will cover 80%. Out-of-pocket maximum: The most you could have to pay in one year, out of pocket, for your health care before your insurance covers 100% of the bill.