The 10 Best Harbors in America. These waterfront havens are not only the perfect spots for watching boats of every size come and go, they're also home to fresh-from-the-dock restaurants and colorful inns and hotels.
One of the biggest barriers to enrollment in Public Service Loan Forgiveness is not having the right type of loan. Only Direct Loans are eligible for Public Service Loan Forgiveness. There are different types of federal student loans, but as long as the word âDirectâ appears in the name of the loan you should be good:
You must be working for a qualified public service organization at the time you submit the application for forgiveness and at the time the remaining balance on your loan is forgiven. Note that loan amounts forgiven under the PSLF Program are not considered income by the Internal Revenue Service. Therefore, you will not have to pay federal income tax on the amount of your Direct Loans that is forgiven after you have made the 120 qualifying payments.