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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
With the remaining $1.775 million, he can buy an annuity that yields almost $89,000 - which still beats working. Capital Gains: Answering Krugman and Bernstein David Frum January 23, 2012 But that $1 million is actually an annuity, which pays out about $25,000 over 40 yearsâbefore taxes.