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While the exact best age to purchase a deferred annuity will be different for each annuity investor, financial planners generally agree that between the ages of 45 and 55 is optimal.
Annuity Option. Another good option is to have TSP purchase an annuity for you with the funds you have in your account. You can use all or part of your TSP funds to purchase an annuity as long you have $3,500 or more available.Do not confuse this annuity with the basic annuity you will receive as a retired federal employee, or military retired pay.ou can use all or part of your TSP funds to purchase an annuity as long you have $3,500 or more available. Do not confuse this annuity with the basic annuity you will receive as a retired federal employee, or military retired pay.