Common cold. The common cold, also known simply as a cold, is a viral infectious disease of the upper respiratory tract that primarily affects the nose. The throat, sinuses, and voice box may also be affected. Signs and symptoms may begin less than two days following exposure.
disclosure statement. Disclosure Statement. 1. A document given to a potential borrower by a lender stating all the terms of the loan. This includes the interest rate, the length of the loan, and any applicable fees. Lenders are required to provide disclosure statements. See also: Truth in Lending Act.
What is a 'Bank Reconciliation Statement'. A bank reconciliation statement is a summary of banking and business activity that reconciles an entityâs bank account with its financial records. The statement outlines the deposits, withdrawals, and other activity impacting a bank account for a specific period.