HIPAA required the federal Department of Health and Human Services (HHS) to develop regulations to implement these privacy requirements, called the Privacy Rule, which became effective on April 14, 2003.
The same goes for calls you receive from a landline or from a mobile customer of a network outside the Philippines, or form a roaming customer of Globe or other mobile network. **subject to 15% roaming surcharge and 12% VAT on the surcharge.
Paragraph 17 of the contract says they may terminate your service if, over a three-month period, at least 50% of your usage is roaming. If you can find a part of town where your phone uses roaming mode, go there and make lots of calls.