However, for sugar, in the process of manufacturing, the organic acids, protein, nitrogen elements, enzymes and vitamins in the sugar cane are destroyed, whereas honey, a natural sweetener, subjects only to minimal heating.
The SEP stands for simplified employee pension. It is an individual retirement account or IRA, into which employers can make retirement contributions for themselves and their employees. Compared a 401(k) retirement plan, a SEP IRA is relatively simple to start and manage. 1  There's far less paperwork and annual filing. 2  In fact, if you are self-employed, you have the same deadlines for creating a SEP IRA. 3  The SEP IRA limit is set to increase to $54,000 in 2017.
The government sets a limit on how much you can contribute to a Roth. The limit is $5,500 for 2014 and 2015. That means you can invest up to $5,500 to count for tax year 2014 if you act before April 15, 2015, giving you a solid start to your savings.