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Unpaid judgments remain on your credit report for seven years or until the state statute of limitations runs out, whichever is longer. Knowledge Is Power. A proactive strategy starts with a review of your current status.
1 Your payment history is one factor that plays into your credit score. 2  Not paying your bills on time could deter lenders from lending you money in the future. 3  Unpaid medical bills could stay on your credit report up to seven years.n this video, youâll learn how long unpaid medical bills can stay on your credit report. This video shares information like: 1  Your payment history is one factor that plays into your credit score.