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The combined cash out and withdrawal limit for ATMs and EFTPOS is $1,000 per day per card.
â A. Freeman. Dear A., While you can withdraw up to $10,000 from a traditional IRA or simplified employee pension, or SEP, IRA to fund a down payment for a first-time home purchase without paying the standard 10 percent early withdrawal penalty, you will still have to pay income tax on the distribution itself.