Locate the total wages, salaries, and tips box on the W-2 form. This is the amount that your employer has paid you after they have deducted the health premiums. Add the total amount of all health insurance premiums to the wages, salaries, and tips total. This is the total that you earned including health insurance.
Credit card issuers do not specify the average score necessary to obtain a retail credit card. There is no defined range for a fair credit score, but typically a FICO score between 640 and 680 is considered fair. To qualify for a Nordstrom card, for example, you need at least fair credit. It is recommended that your score be at least 684 or higher. For a Walmart credit card, a score of 620 or higher is recommended, but not required.
The lowest credit score to get a credit card that is unsecured will likely be at least 650. With that type of score, you might be able to qualify for an entry-level card for fair credit. For the good reward cards you see advertised on TV, plan on having a 700 or above.here are a lot of other credit scores out there, like the VantageScore, but theyâre not used by as many lenders. FICO scores can range from 300 to 850. But even though 300 is technically the lowest credit score possible, itâs very unlikely you would hit it even if you tried.