Locate the total wages, salaries, and tips box on the W-2 form. This is the amount that your employer has paid you after they have deducted the health premiums. Add the total amount of all health insurance premiums to the wages, salaries, and tips total. This is the total that you earned including health insurance.
Credit card issuers do not specify the average score necessary to obtain a retail credit card. There is no defined range for a fair credit score, but typically a FICO score between 640 and 680 is considered fair. To qualify for a Nordstrom card, for example, you need at least fair credit. It is recommended that your score be at least 684 or higher. For a Walmart credit card, a score of 620 or higher is recommended, but not required.
A fair credit score of 602 is the recommended minimum credit score, but those with lower scores have been approved for these cards. Those with excellent credit are almost guaranteed approval for a Target card.The average interest rate on a Target REDCard is 22.90% and this is a variable interest rate.One can expect this higher interest rate when approved with a fair credit score. Those with higher credit scores are likely to get credit on better terms â meaning a higher credit limit and a lower interest rate.t seems like every time you see a free credit score, it is tied to your credit card. You may get a free trial but then your card is charged for a monthly fee. However, there are a few places where you can get your credit score truly free. No credit card required.