1 More than 80% occur on the head and neck, back of the hands and forearms. 2  Advancing age, male sex, outdoor occupation or hobbies are all risk factors.  Although the risk of an AK transforming into squamous cell carcinoma (SCC) is very low, the risk increases over time and with larger number of lesions.
Accident Emergency Treatment Benefit Aflac will pay $120 for the insured and the spouse, and $70 forchildren if a covered person receives treatment for injuriessustained in a covered accident. This benefit is payable for X-rays, treatment by a physician, or treatment received in ahospital emergency room.
SURGICAL BENEFIT. AFLAC will pay benefits according to the Schedule of Operations when a covered person has a surgical. operation performed for a covered sickness in a hospital or ambulatory surgical center. Only one benefit is. payable per 24-hour period for surgery even though more than one surgical procedure may be performed.