o Loans made and intended to be sold by the originating lender or creditor to FNMA, GNMA, or FHLMC (or its successor); 7 or o Loans that are the subject of a home equity conversion mortgage or reverse mortgage issued by a lender or creditor subject to the regulation. 4
1 Draw the max line -- the one with as large a slope as you think reasonable (taking into account error bars), while still doing a fair job of representing all the data. Measure the slope of this line.  Calculate the uncertainty in the slope as one-half of the difference between max and min slopes.
If = mean, S = standard deviation and x = a value in the data set, then. 1  about 68% of the data lie in the interval: . 2  about 95% of the data lie in the interval: + 2S. 3  about 99% of the data lie in the interval: + 3S.se this step-by-step approach to find the standard deviation for a discrete variable. 1  Calculate the mean. 2  Subtract the mean from each observation. 3  Square each of the resulting observations. 4  Add these squared results together.