Replies to: parent plus loans- anyone have one - how do they work. I am familiar with the process. Have you daughters received their financial aid award letters yet? Most award letters SUGGEST a parents plus loan usually for the amount of your EFC or the COA minus any scholarship, grants, stafford and perkin loans.
For lore about mage towers, see Mage tower. The Mage Tower is a building that can be built at Deliverance Point on the Broken Shore.
The only place besides the wizards tower and level 41 wilderness is karamja volcano. After you enter the volcano, move away from the cave that leads to a member's area, you should see a strip of land that leads to an island in the middle of the lava with lesser demons.