1 More than 80% occur on the head and neck, back of the hands and forearms. 2  Advancing age, male sex, outdoor occupation or hobbies are all risk factors.  Although the risk of an AK transforming into squamous cell carcinoma (SCC) is very low, the risk increases over time and with larger number of lesions.
No lifetime maximum.Physical Therapy Benefit Aflac will pay $35 for one treatment per day up to a maximumof ten treatments per covered accident, per covered person if aphysician advises the person to seek treatment from a physicaltherapist.
I have had Aflac for 5 years and it has paid out every time I have needed it. I worked for a school district in California and if you get hurt while off the job, you cannot get state disability because school employees do not pay into it. I took out Aflac and it has been awesome.