Replies to: parent plus loans- anyone have one - how do they work. I am familiar with the process. Have you daughters received their financial aid award letters yet? Most award letters SUGGEST a parents plus loan usually for the amount of your EFC or the COA minus any scholarship, grants, stafford and perkin loans.
For lore about mage towers, see Mage tower. The Mage Tower is a building that can be built at Deliverance Point on the Broken Shore.
This should then unlock the mage tower quests as they are the conclusion of that story. Can confirm this is the case (so Blue-tagging for visibility): You'll need to have empowered your Artifact by completing the short questlines to unlock the new traits. Once done, you'll be able to take the challenge quests from the Mage Tower. Good luck!