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According to the 2006 numbers, if you are an average family, having one teenager costs you $14,460 a year. If you have two teens, ages 13 and 16, your costs are $23,000 a year, meaning the second kid added $8,540. But if you have three kids, ages 11, 13, and 16, your annual costs are $25,880.Meaning that last kid only added $2,880. I havenât found averages for a fourth kid, but from conversations with some mega-families, my impression is that the marginal cost continues to decline.f you have two teens, ages 13 and 16, your costs are $23,000 a year, meaning the second kid added $8,540. But if you have three kids, ages 11, 13, and 16, your annual costs are $25,880.