Locate the total wages, salaries, and tips box on the W-2 form. This is the amount that your employer has paid you after they have deducted the health premiums. Add the total amount of all health insurance premiums to the wages, salaries, and tips total. This is the total that you earned including health insurance.
Credit card issuers do not specify the average score necessary to obtain a retail credit card. There is no defined range for a fair credit score, but typically a FICO score between 640 and 680 is considered fair. To qualify for a Nordstrom card, for example, you need at least fair credit. It is recommended that your score be at least 684 or higher. For a Walmart credit card, a score of 620 or higher is recommended, but not required.
This means that they strictly consider the credit score needed for a Best Buy card when they approve applicants. At present, HSBC normally approves applicants with a 604 credit score to get a Best Buy credit card. There are no annual fees for the HSBC Best Buy credit card. The HSBC credit card also has a low standard Annual Percentage rate of 20.99 percent as its lowest standard. The credit card holder can opt to get a rewardzone Best Buy credit card from HSBC, which gives 4% rebates for purchases in Best Buy and 2% rebates from dining and grocery purchases.