Don't exceed your credit limit on lines of credit and credit cards: Your available credit is how much credit you have left on a line of credit or credit card; it is your credit limit minus your outstanding balance. Be careful to keep your spending below this amount. Following the â20/10 Rule,â it is a good practice not to let your credit card debt exceed more than 20% of your total yearly income after taxes. And each month, don't have more than 10% of your monthly take-home pay in credit card payments. Have an emergency fund: Keep at least a 15% cushion of available credit in case of emergency. Or better yet, keep an emergency savings fund of three to six months' living expenses in a liquid, interest-earning account.
A definition of the term T-bar is presented. It is a T-shaped tubing joined to an endotracheal tube. It is used to provide oxygen therapy to an intubated patient who does not need mechanical ventilation.
Medical Definition of Gastric banding Our Lap Band (Surgery) Main Article provides a comprehensive look at the who, what, when and how of Lap Band (Surgery) Gastric banding: A laparoscopic adjustable gastric band, commonly referred to as a lap band, is an inflatable silicone device surgically implanted around the top portion of the stomach to help a person lose weight. A band is placed around the upper part of the stomach, creating a small pouch that can hold only a small amount of food.