Communist Theories and Principles. The political theory of socialism, which gave rise to Â­communism, had been around for hundreds of years by the time a German philosopher named Karl Marx put pen to paper. Marx, also known as the father of communism, spent most of his life in exile in Great Britain and France.
If your heart is set on perfection, rather than reaching for that perfect 850, a more healthy goal is to aim for the 800+ club. Earning a credit score of 800 or higher will put you well within the ranks of the credit elite. No one else will receive a better loan than you, and no one will pay lower interest rates.
1 A long credit history will help your score. 2  Credit scores are based on experience over time. 3  The more experience you have with getting credit and paying your bills on time, the more information there is to determine whether you are a good credit risk. Credit scoring models look at how close you are to being âmaxed out,â so try to keep your balances low in proportion to your overall credit limit. 2  Experts advise keeping your use of credit at no more than 30 percent of your total credit limit. 3  Note: You donât need to revolve on credit cards to get a good score.