However, for sugar, in the process of manufacturing, the organic acids, protein, nitrogen elements, enzymes and vitamins in the sugar cane are destroyed, whereas honey, a natural sweetener, subjects only to minimal heating.
The SEP stands for simplified employee pension. It is an individual retirement account or IRA, into which employers can make retirement contributions for themselves and their employees. Compared a 401(k) retirement plan, a SEP IRA is relatively simple to start and manage. 1  There's far less paperwork and annual filing. 2  In fact, if you are self-employed, you have the same deadlines for creating a SEP IRA. 3  The SEP IRA limit is set to increase to $54,000 in 2017.
Scottrade will allow you to open an account with only $500. Actually, that is just a little less than I would recommend. Most mutual funds have about a $2000 minimum investment, but not all. Here is a link to the Scottrade site. If you do want to begin with with only $500 I would recommend buying a closed end mutual fund with it such as GAM. That way you reduce your specific risk. They have a very good investment record that goes all the way back to 1928.