Corneal abrasions are commonly encountered in primary care. Patients typically present with a history of trauma and symptoms of foreign body sensation, tearing, and sensitivity to light.History and physical examination should exclude serious causes of eye pain, including penetrating injury, infective keratitis, and corneal ulcers. Abrasions are the third leading cause of red eye, following conjunctivitis and subconjunctival hemorrhage. Corneal abrasions may lead to loss of productivity at work. In a study of automotive workers, one-third of those who sustained a corneal abrasion could not resume their normal duties for at least one day.
named peril coverage. Definition. Insurance policy that covers only losses which result from causes explicitly listed in the policy. opposite of all-risks coverage. Related Terms. casualty loss. peril.
Under named peril coverage, the policyholder may have to prove that a loss was caused by a listed peril. With special form coverage, the burden is on the insurance company. The latter can only deny a claim by proving that the source of loss is ineligible for coverage. A special form policy is usually best as it offers more coverage than a named peril policy. Here are a few examples of losses where special form coverage made the difference and a claim was paid: 1  A battery was left on a hardwood floor. 2  When the battery acid leaked out, it spread to the point that it was necessary to replace a large section of the floor. 3  An insured tipped over a bucket containing ammonia.