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So, to make sure you pay at least a minimum amount of income tax on the account funds, the government imposes a Required Minimum Distribution. Roths are Different Roth IRAâs are different, though.
1.9. 52.63%. Required Minimum Distribution (RMD) is the amount the IRS requires the owner of an Individual Retirement Account (IRA) to withdrawal each year. Traditional IRA's, SEP and SIMPLE accounts, and employer sponsored retirement plans, such as 401k plans are all subject to RMD.equired Minimum Distribution (RMD) is the amount the IRS requires the owner of an Individual Retirement Account (IRA) to withdrawal each year.