Subtle differences between a miscarriage and a delayed period. 1  Colour and consistency of vaginal discharge: A delayed period will be brownish red colour indicating old blood. 2  Nature of pain and cramps: Every woman experiences a bit of pain and uneasiness around her abdomen, thighs and legs just before the start of her periods.
by olivia. Insurance vs Assurance. Insurance and Assurance sounding similar; the words insurance and Assurance are commonly used by companies selling financial products. The two terms Insurance and Assurance are very confusing in financial world.When it comes to choosing financial products from insurance companies to safeguard interests of a person or an object, many companies prefer to use the word assurance as against insurance used by others.oth insurance and assurance are financial products offered by companies operating commercially but of late the distinction between the two has increasingly become blurred and the two are taken to be somewhat similar.
Although agency or broker personnel deal with standard coverage on a regular basis, Excess and Surplus (E&S) may be a bit of a puzzle to many. What exactly is E&S and how can it affect your customers, not to mention your bottom line? Standard insurance refers to traditional and financially conservative low risks that many insurance companies prefer. Standard insurance companies deal in normal risks and insurance products, such as business owner policies (BOPs), homeowners, auto, boats and motorcycles, and personal umbrellas. E&S is anything but standard. Simply put, itâs coverage thatâs âoutside the box,â catering specifically to âhard-to-placeâ risks. E&S provides coverage when standard insurance carriers cannot or will no provide it. While estimated to be less than 7% of the market, the typical types of risks written in E&S lines include those that: