Don't exceed your credit limit on lines of credit and credit cards: Your available credit is how much credit you have left on a line of credit or credit card; it is your credit limit minus your outstanding balance. Be careful to keep your spending below this amount. Following the â20/10 Rule,â it is a good practice not to let your credit card debt exceed more than 20% of your total yearly income after taxes. And each month, don't have more than 10% of your monthly take-home pay in credit card payments. Have an emergency fund: Keep at least a 15% cushion of available credit in case of emergency. Or better yet, keep an emergency savings fund of three to six months' living expenses in a liquid, interest-earning account.
A definition of the term T-bar is presented. It is a T-shaped tubing joined to an endotracheal tube. It is used to provide oxygen therapy to an intubated patient who does not need mechanical ventilation.
The Thoraco-Lumbo-Sacral Orthosis (TLSO), also called a Boston Brace, is the most common variety of scoliosis brace. It is used to treat curves in the lumbar or thoraco-lumbar spine. The brace is custom-molded from plastic to fit the childâs body.