1 Men tend to get develop schizophrenia slightly earlier than women; whereas most males become ill between 16 and 25 years old, most females develop symptoms several years later, and the incidence in women is noticably higher in women after age 30. 2  The average age of onset is 18 in men and 25 in women. Over 250,000 diagnosed cases in Britain. 2  Rates of schizophrenia are generally similar from country to countryabout .5% to 1 percent of the population (there are variations-but the variance is difficult to track due to differing measuring standards in many countries, etc.).
This is because the dollars you pay into term life insurance premiums are only there to provide a death benefit to your beneficiaries if you die during a specified term, while money you invest in whole life insurance premiums builds cash value that you can use later in life or that will add to the death benefit payout.
Really good question! Term is a type of life insurance that provides a potential death benefit for a fixed period or term. This is commonly a flat premium for say, 5, 10, 15, 20, or 30 years. After the end of the term the policy no longer provides a death benefit. The other common characteristic of term life is there is generally no cash accumulation, which helps keep the cost relatively low. Term is often characterized as temporary insurance.