To send an Interac e-Transfer, all you need is an email address, online access to your bank account at a participating financial institution and the email address or mobile phone number of the person that you are sending money to.
Tokenization is a method for protecting card data by substituting a card's Primary Account Number (PAN) with a unique, randomly generated sequence of numbers, alphanumeric characters, or a combination of a truncated PAN and a random alphanumeric sequence.
Virtualization is a technique used to create an execution environment for software that is similar to the one it was originally designed for, but on a different hardware or operating system. Virtualization can be achieved usually at two levels: operating system virtualization and hardware virtualization.