Instead, resilience gives people the strength to tackle problems head on, overcome adversity, and move on with their lives. In the wake of traumas such as the 9/11 attacks and the Hurricane Katrina disaster, many individuals demonstrated the behaviors that typify resilience.
Many health insurance plans have an out-of- pocket expense maximum. An out-of-pocket expense is a nonreimbursable expense paid by a patient. But out-of-pocket expenses can also include covered expenses that you are responsible for before your health-plan benefits kick in at 100 percent coverage.
The reality is that no health insurance plan will cover every single medical expense, and a variety of limitations and exclusions are very common. By definition, an âexclusionâ is a medical service or item that is not covered and your health insurance will not pay for, including many of the 10 excluded services listed above. âOut-of-pocketâ health costs are the costs that are not covered by your health insurance that you pay for.