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The combined cash out and withdrawal limit for ATMs and EFTPOS is $1,000 per day per card.
SIMPLE and SEP IRAs follow the same rules. With a traditional IRA, you must also use the money within 120 days for the purchase of a home or youâll get hit with the 10% penalty. Alternatively, you can withdraw up to $10,000 penalty-free for the purchase of a home for your spouse, parents, children, or grandchildren.ometimes it makes sense to take a loan from your 401k to cover the down payment, like if youâre getting an FHA loan and only need a small down payment. However, a large loan payment could have a big effect on your mortgage qualification.