Don't exceed your credit limit on lines of credit and credit cards: Your available credit is how much credit you have left on a line of credit or credit card; it is your credit limit minus your outstanding balance. Be careful to keep your spending below this amount. Following the â20/10 Rule,â it is a good practice not to let your credit card debt exceed more than 20% of your total yearly income after taxes. And each month, don't have more than 10% of your monthly take-home pay in credit card payments. Have an emergency fund: Keep at least a 15% cushion of available credit in case of emergency. Or better yet, keep an emergency savings fund of three to six months' living expenses in a liquid, interest-earning account.
A definition of the term T-bar is presented. It is a T-shaped tubing joined to an endotracheal tube. It is used to provide oxygen therapy to an intubated patient who does not need mechanical ventilation.
The height of the bar is proportional to the amount of that form of energy. In addition to the potential energy (PE) bar and kinetic energy (KE) bar, there is a third bar labeled TME. The TME bar represents the total amount of mechanical energy possessed by the pendulum bob. The total mechanical energy is simply the sum of the two forms of energy â kinetic plus potential energy.