Some products also expose nearby people to toxic secondhand smoke. Find out more on the health effects of smoking, secondhand smoke, other tobacco products and marijuana. 1  Smoking is the leading cause of preventable death in the U.S., causing over 438,000 deaths per year. 2  Secondhand smoke is a serious health hazard for people of all ages, causing more than 41,000 deaths each year.
A financial market is a market in which people trade financial securities, commodities, and other fungible items of value at low transaction costs and at prices that reflect supply and demand. Securities include stocks and bonds, and commodities include precious metals or agricultural products.
Ultimate guide to retirement. A money-market fund invests in cash equivalents - typically super-short-term loans to creditworthy corporate or government borrowers. People often invest the cash portion of their retirement portfolio, if any, in money-market funds. (Other cash investments include certificates of deposit and bank savings accounts.) Though money-market funds are very safe, their long-term returns are lower than those for bonds, and much lower than those for stocks.