The promissory notice is your promise to the lender to pay the bank. The lien is your agreement to use the property as collateral if you default on your debt. While a Chapter 7 bankruptcy forgives your debt, it does not address the lien. If you file Chapter 7, foreclosure proceedings can run their usual course after you are declared bankrupt.
When menopause happens before age 40, it is considered early. Early menopause can be caused by certain medical treatments, or it can just happen on its own. Medical treatments that may cause early menopause include: Chemotherapy or pelvic radiation treatments for cancer.
By FIONA MACRAE. Last updated at 22:00 03 April 2007. Stress and depression in pregnancy is a major cause of premature birth, experts have warned. Research shows that stress hormones - which play a crucial role in the development of the unborn baby - shoot up in women who are depressed during pregnancy.