Instead, resilience gives people the strength to tackle problems head on, overcome adversity, and move on with their lives. In the wake of traumas such as the 9/11 attacks and the Hurricane Katrina disaster, many individuals demonstrated the behaviors that typify resilience.
Many health insurance plans have an out-of- pocket expense maximum. An out-of-pocket expense is a nonreimbursable expense paid by a patient. But out-of-pocket expenses can also include covered expenses that you are responsible for before your health-plan benefits kick in at 100 percent coverage.
3. Out-of-pocket costs in copayments or co-insurance. How much money you'll spend also depends on how many times you see doctors, buy prescriptions, and receive other types of health care services. For each visit or drug, you may have a copayment or co-insurance.1  Copays are a flat fee, like $15 for a doctor visit.he amount depends on the particular health plan you select. Multiply your premium amount by 12 to get the yearly cost of your health plan. 1  Typically, the more you pay in insurance premiums, the less you pay in out-of-pocket costs each time you go for medical care.