Stratum germinativum (also known as stratum basale or basal  layer) is the deepest layer of the epidermis. In this layer,  mitosis generates new keratinocytes.  The epidermâ¦is is composed of 5 layers.
More than 200 financial institutions trust ReserveLinkâ¢ from Fiserv, an advanced deposit reclassification tool, to sweep transaction account balances into non-transaction accounts to reduce or eliminate the need to maintain balances at the Federal Reserve.
Forest Stewardship Council (FSC) and Programme for the Endorsement of Forest Certification (PEFC) The FSC is a global certification system that enables specifiers to identify and purchase wood from well-managed forests. It defines ten principles of responsible forest management for a manager or owner to follow.