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Restocking Fees. A restocking fee is a percentage of the item's price, depending on the type of item and the condition in which it is returned. Note: You are not required to accept returns beyond the return window, but if you do, you may charge a restocking fee following the guidelines outlined in the table below.
A loan or other debt instrument that has been. formally restructured to ensure repayment and. performance need not be maintained in non-. accrual status. When the asset is returned to. accrual status, payment performance that had. been sustained for a reasonable time before the. restructuring may be considered. For example, a. loan may have been restructured, in part, to. reduce the amount of the borrowerâs contractual. payments.