Term life insurance does not payout. The only time you will get any money back from a term policy is an ROP or Return Of Premium policy. In that case, once the specified term has completed, the base premiums are returned. Whole life insurance will pay out (or 'endow') the face amount at maturity.
For other people named David Matthews, see David Matthews (disambiguation). David John Dave Matthews (born January 9, 1967) is an South African-born American singer-songwriter, musician and actor, best known as the lead vocalist, songwriter, and guitarist for the Dave Matthews Band. Matthews was born in Johannesburg, and lived in both South Africa and the United States while growing up.
David L. Ramsey III is an American businessman, author, financial broadcaster, television personality, and motivational speaker. Ramsey's syndicated radio program, The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada, in podcast format, on IHeartRadio, the Dave Ramsey Show iOS application, live on YouTube, as well as live audio and video on DaveRamsey.com. He has written numerous books including five New York Times bestsellers. His books and broa