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So, to make sure you pay at least a minimum amount of income tax on the account funds, the government imposes a Required Minimum Distribution. Roths are Different Roth IRAâs are different, though.
Search form. 401(k) and IRA Required Minimum Distribution Calculator. Per IRS regulations, after reaching age 70Â½, you are generally required to start withdrawing money from a traditional 401(k) or IRA. Use this calculator to approximate your required minimum distribution based on your age and the value of your accounts.