Term life insurance does not payout. The only time you will get any money back from a term policy is an ROP or Return Of Premium policy. In that case, once the specified term has completed, the base premiums are returned. Whole life insurance will pay out (or 'endow') the face amount at maturity.
For other people named David Matthews, see David Matthews (disambiguation). David John Dave Matthews (born January 9, 1967) is an South African-born American singer-songwriter, musician and actor, best known as the lead vocalist, songwriter, and guitarist for the Dave Matthews Band. Matthews was born in Johannesburg, and lived in both South Africa and the United States while growing up.
(1960 â present) Dave Ramsey (b. 1960) is a United States nationally-syndicated talk radio host of The Dave Ramsey Show. His radio program is heard on almost 300 radio stations throughout the United States and also on XM and Sirius satellite radio, as of July 2006.