Communist Theories and Principles. The political theory of socialism, which gave rise to Â­communism, had been around for hundreds of years by the time a German philosopher named Karl Marx put pen to paper. Marx, also known as the father of communism, spent most of his life in exile in Great Britain and France.
If your heart is set on perfection, rather than reaching for that perfect 850, a more healthy goal is to aim for the 800+ club. Earning a credit score of 800 or higher will put you well within the ranks of the credit elite. No one else will receive a better loan than you, and no one will pay lower interest rates.
A credit score (also called a FICO Score, so named for the company that provides the score used by 90% of lenders) helps lenders determine their risk in lending you money. Your history of paying bills on time and your monthly debts determine your credit score, which can range from 300 (worst) to 850 (best). A score of 740 or above is generally considered excellent.. There are three national credit bureaus (Equifax, Experian and TransUnion) that maintain credit reports.