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View Full Interview. The Legislative Branch is the only part of the government that can  authorize the borrowing of money. The Executive Branch can request  the money be borrowed but cannot authâ¦orize it. Avid political scientist with a strong focus on US History, including the political & military aspects of the US Civil War.
Loans are only permitted from workplace retirement accounts. Not all retirement accounts allow borrowing -- IRAs, for one, are pretty much out. The only types of retirement accounts that you can borrow from are qualified 401(k) plans, 403(b) plans and defined benefit pension plans.And even then, while companies and nonprofit organizations may provide loans from company retirement plans, they don't have to.he only types of retirement accounts that you can borrow from are qualified 401(k) plans, 403(b) plans and defined benefit pension plans.