Communist Theories and Principles. The political theory of socialism, which gave rise to Â­communism, had been around for hundreds of years by the time a German philosopher named Karl Marx put pen to paper. Marx, also known as the father of communism, spent most of his life in exile in Great Britain and France.
If your heart is set on perfection, rather than reaching for that perfect 850, a more healthy goal is to aim for the 800+ club. Earning a credit score of 800 or higher will put you well within the ranks of the credit elite. No one else will receive a better loan than you, and no one will pay lower interest rates.
There are five elements that determine your credit score: 1  On-time payment history (35% of your FICO score): Always pay all of your bills â credit cards, phone, speeding ticket, everything â on time. 2  Amount of credit used (30% of FICO score): The lower the amount of available credit you use, the better. Keep your credit balance below 30% of your total credit line. Here, less is more, and itâs even better if you can keep your balance below 10% of your credit.