o Loans made and intended to be sold by the originating lender or creditor to FNMA, GNMA, or FHLMC (or its successor); 7 or o Loans that are the subject of a home equity conversion mortgage or reverse mortgage issued by a lender or creditor subject to the regulation. 4
1 Draw the max line -- the one with as large a slope as you think reasonable (taking into account error bars), while still doing a fair job of representing all the data. Measure the slope of this line.  Calculate the uncertainty in the slope as one-half of the difference between max and min slopes.
The classic way to convey the error that exists in a measurement is a formula that shows the obtained measurement (X) as a sum of a true score plus some error. One version of this formula is: X = T + e. With this formula in mind, obtaining more precise measures depends on reducing error.