What Is an Adjustable Rate Mortgage (ARM) â Definition, Pros & Cons. When shopping for a mortgage, you have a variety of options. Mortgages can be structured differently and many factors are negotiable, such as the interest rate, closing costs, the loanâs length, a pre-payment penalty, and a balloon payment, to name a few. One type of loan that has recently become popular is the ARM, or adjustable rate mortgage.
The low range is $80 to $300. Usually these basic metal frames are just functional, though often still stylish. Target sells low-range models by numerous brands , including Huffy and Forge. Sports Authority sells low-range bikes by Mongoose and Schwinn for men and for women that cost $100 to $300.
Most errand runners charge an hourly rate instead of by the job. Rates vary by area, from lower in rural areas and small towns to higher in big cities. According to a recent survey, rates range from $20 to $40 an hour, with a national average of $27 per hour. With the price of fuel steadily climbing, many errand runners add a small per-mile fuel surcharge as well, just like UPS and Fedex.