Stratum germinativum (also known as stratum basale or basal  layer) is the deepest layer of the epidermis. In this layer,  mitosis generates new keratinocytes.  The epidermâ¦is is composed of 5 layers.
More than 200 financial institutions trust ReserveLinkâ¢ from Fiserv, an advanced deposit reclassification tool, to sweep transaction account balances into non-transaction accounts to reduce or eliminate the need to maintain balances at the Federal Reserve.
Maximize Investment Income. Configure the unique dynamic threshold of ReserveLink to automatically sweep, on average, more than 90 percent of reservable account balances, providing state-of-the-art sweep technology and helping reduce required manual analysis and execution by staff.