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Unpaid judgments remain on your credit report for seven years or until the state statute of limitations runs out, whichever is longer. Knowledge Is Power. A proactive strategy starts with a review of your current status.
Feb 24, 2010. how long until accounts are sent to collections. Thanks for submitting your debt collection question on our Q&A page. Past due credit card debts are typically turned over to collections when they are 180 days past due. For other types of debts, the creditor or service provider will set its own policy, but we don't usually see debts turned over to collections until at least 90 days have passed with no payments.