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Unpaid judgments remain on your credit report for seven years or until the state statute of limitations runs out, whichever is longer. Knowledge Is Power. A proactive strategy starts with a review of your current status.
As for the debt itself, it can stay on your credit report for seven years and 180 days after the original debt was reported late. Hi, I just received a collections letter in the amount of $82 from an unpaid final cable bill.I donât have any credit cards or a mortgage and plan on paying the amount in full tomorrow.s for the debt itself, it can stay on your credit report for seven years and 180 days after the original debt was reported late. Hi, I just received a collections letter in the amount of $82 from an unpaid final cable bill. I donât have any credit cards or a mortgage and plan on paying the amount in full tomorrow.