Academia.edu is a social networking website for academics.[4][5] The platform can be used to share papers, monitor their impact, and follow the research in a particular field.
The difference between POS transactions and ACH transactions is that POS transactions are complete the minute the customer purchases a product and/or service. ACH transactions can still vary from one to three days due to the fact that the transactions must first be âbatchedâ electronically, before they are sent to the Clearing House and/or the Federal Reserve.
The good thing about ACH vs. credit card payments for merchants is that the fees to accept this type of payment are lower than credit card transaction fees. In fact, more businesses are accepting ACH than everâ according to NACHA, a total of $38.7 trillion was transferred via ACH in 2013, an increase of almost 5 percent from the previous year.