Communist Theories and Principles. The political theory of socialism, which gave rise to Â­communism, had been around for hundreds of years by the time a German philosopher named Karl Marx put pen to paper. Marx, also known as the father of communism, spent most of his life in exile in Great Britain and France.
If your heart is set on perfection, rather than reaching for that perfect 850, a more healthy goal is to aim for the 800+ club. Earning a credit score of 800 or higher will put you well within the ranks of the credit elite. No one else will receive a better loan than you, and no one will pay lower interest rates.
How to Build Good Credit. A good credit score is an essential part of getting good loans and evening the playing field with lenders. The average FICO credit score for Americans is roughly 720, meaning that half of Americans have a worse credit score and half have a better score.