It is now imperative for all uniform first responders to have additional protection beyond the ballistic vest. It comes in the form of our small I.R. Shield for head and neck protection. It is the only Shield that will make a difference. As far as importance, I would rank it 2nd to the LEOâs hand gun.
Items not qualified for reimbursement from your HSA. 1  Cosmetic surgery, plastic surgery. 2  Funeral expenses. 3  Health club dues.  Tooth whitening.
If you donât have enough money in your account at the time you need to pay, you could pay out of pocket. Once you have enough money in the HSA you can be reimbursed. If you use money in your HSA for something other than a qualified medical expense, you'll have to pay income taxes on that amount. And, you'll have to pay a 20 percent tax penalty, unless you're disabled or over age 65. Generally you canât use the money in your HSA to pay for medical insurance premiums. Once you have a certain amount in your account, you can invest the money just like you would with an IRA. You can invest it in stocks, bonds and mutual funds.