That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Ganoderma is known as Ling Zhi in China and Reishi in Japan. Ganoderma lucidum is the scientific name for a species of red mushroom that once grew in the wild and is now being cultivated at special farms, in pristine growing conditions.