That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Chaga mushroom contains high levels of betulinic acid in a form that can be ingested orally. The anticancer effects of betulinic acid, is now being studied for use as achemotherapeutic agent. Betulinic acid, is cytotoxic and triggers apoptosis through a direct effect on the mitochondria of cancer cells.