This means you cannot buy Codeine without a prescription. However, it is possible to order Codeine through dokteronline.com without a prescription from your GP. We provide online consultations with affiliated doctors who can issue a prescription for Codeine online.
The Hammer Clause. Called by some insurance companies âThe Cooperation Clause,â the hammer clause in a professional liability policy is something you should be aware of. The hammer clause is a provision included in many policies that gives the insurance company more control in a claim than you may be comfortable with. It is best described by example:
The co-insurance clause is the great equalizer, because it provides an incentive for insureds to insure to the . proper value and penalties for those who do not. The co-insurance penalty. As previously mentioned, co-insurance percentages can be 80, 90 or 100 percent. If the insured fails to insure their property up to or above the percentage that is stated in its policy, it can be penalized in the . event of a loss.