Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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1 The median age is 37, old for the city of Los Angeles and old for the county. 2  In Los Angeles County, Acton, Agoura Hills and Altadena have similar median ages.  The percentages of residents ages 35 to 49 and 65 and older are among the county's highest.