Red blood cells. The red blood cells, which are also called erythrocytes (erythro means red; cytes = cells) have the important responsibility of carrying the oxygen throughout the body. Hemoglobin exists in the red blood cells.
exists and is an alternate of . Insurance leads are used by insurance agents to generate possible clients. Leads are often in the form of online surveys which generate traffic for the insurance company.
Although agency or broker personnel deal with standard coverage on a regular basis, Excess and Surplus (E&S) may be a bit of a puzzle to many. What exactly is E&S and how can it affect your customers, not to mention your bottom line? Standard insurance refers to traditional and financially conservative low risks that many insurance companies prefer. Standard insurance companies deal in normal risks and insurance products, such as business owner policies (BOPs), homeowners, auto, boats and motorcycles, and personal umbrellas. E&S is anything but standard. Simply put, itâs coverage thatâs âoutside the box,â catering specifically to âhard-to-placeâ risks. E&S provides coverage when standard insurance carriers cannot or will no provide it. While estimated to be less than 7% of the market, the typical types of risks written in E&S lines include those that: