That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Diamond Willow Fungus: Once in awhile I get lucky and find these unique items in the woods. They are rare; used for various medicinal purposes and Native Americans use them in ceremonial activities; details on that page. A few comments there re Labrador Tea also and info coming on Chaga Mushrooms.