Capital Letters. This tool capitalizes sentences-makes the first letter of a sentence a capital letter. If you have some paragraphs where the sentences are not capitalized then you can quickly use this tool to get the proper capitalization.
Cliff vesting is another type of vesting in which employees do not receive any partial benefits. They either receive nothing when they quit or everything the employer contributed. The company will set a time limit that must be reached by the employee before becoming fully vested.
Vesting comes in when an employer matches the contributions you make to a retirement plan. The employer may regularly match every contribution, but stretch out your percentage of ownership in that money over time. When you have reached 100% ownership of your employer matched funds, you are what is known as fully vested.