In 1835 the two Dutchmen Sibrandus Stratingh and Christopher Becker built an electric motor that powered a small model car. This is the first known practical application of an electric motor. In February 1837 the first patent for an electric motor was granted to the US-american Thomas Davenport. However, all the early developments by Jacobi, Stratingh, Davenport and others eventually did not lead to the electric motors we know today. The DC motor was not created from these engines, but rather from the development of power generators (dynamometers).
You may request your lender to temporarily postpone (defer) your student loan payments for a period of time, for a specific reason. The federal government will pay the interest accrued during periods of deferment for subsidized Federal Stafford Loans. For unsubsidized Federal Stafford and PLUS loans, only the principal is deferred; you are responsible for paying the interest during deferment.
Save money with an FHA refinance loan. There are three different kinds of Federal Housing Administration refinancing loans, and the qualification requirements vary depending on what option you pursue. You may qualify for an FHA streamline refinance, a cash-out FHA refinance or an FHA replacement loan.The first two options require an existing FHA loan, while the latter requires an existing conventional (non-FHA) loan. Some requirements are the same regardless of which type of FHA refinance you pursue.HA Replacement Loan. If you have an existing conventional mortgage loan, you may be able to qualify for an FHA replacement loan. The credit, down payment and income requirements for an FHA replacement loan are the same as for a cash-out FHA refinance.