That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Chaga a True Forest Cure. Throughout history humans have discovered natural medicines, largely through experimentation. This is surely true of chaga mushroom as well as white birch bark. Just when these potent tree medicines were first discovered is unknown.