Capital Letters. This tool capitalizes sentences-makes the first letter of a sentence a capital letter. If you have some paragraphs where the sentences are not capitalized then you can quickly use this tool to get the proper capitalization.
Cliff vesting is another type of vesting in which employees do not receive any partial benefits. They either receive nothing when they quit or everything the employer contributed. The company will set a time limit that must be reached by the employee before becoming fully vested.
There are three general types of vesting schedules for retirement accounts: immediate vesting, cliff vesting, and graduated or graded vesting. Immediate vesting is probably the easiest to understand. It occurs when no real vesting happens at all.