I offer here a case theory. framework for use by social workers to make sense of cli-. ents and their situations and connect that comprehension. to treatment planning and intervention. In social work, it is the assessment that determines. the nature of the clientâs current situation at a particular. point in time. Resulting in the product of a written as-. sessment (variously called a psychosocial study, intake re-. port, or social history, among other nomenclature) and.
Deductible: The amount you're responsible for paying for covered medical expenses before your health insurance plan begins to pay for covered medical expenses each year. Coinsurance: Shared costs between you and the health insurance plan. For example, you pay 20 percent of costs and your plan pays 80 percent.
What drug plans cover. Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different tiers on their formularies. Drugs in each tier have a different cost.A drug in a lower tier will generally cost you less than a drug in a higher tier.In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.hat drug plans cover. Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different tiers on their formularies. Drugs in each tier have a different cost. A drug in a lower tier will generally cost you less than a drug in a higher tier.