The first is how mortgage rates are determined, followed by the effect on mortgage rates by the U.S. Federal Reserve Bank. The only correct answer is mortgage bonds or mortgage-backed securities. Mortgage rates are not based on the 10-year Treasury Note.
You don't go from a great score at 20 percent credit utilization to a lousy one at 21 percent. There's no hard-and-fast guideline, Sprauve says. But I think that if people stay somewhere between 10 and 20 percent range, that's a good place to be.. It's still true that you shouldn't go rack up debt on any one card.
3) Myth: A high credit card limit can be a bad thing. Fact: Not necessarily. If you manage your credit cards wisely, a high credit limit can be advantageous. Thirty percent of your credit score is based on your debt-to-credit ratio (the amount you owe in proportion to your total credit limit).