Capital Letters. This tool capitalizes sentences-makes the first letter of a sentence a capital letter. If you have some paragraphs where the sentences are not capitalized then you can quickly use this tool to get the proper capitalization.
Cliff vesting is another type of vesting in which employees do not receive any partial benefits. They either receive nothing when they quit or everything the employer contributed. The company will set a time limit that must be reached by the employee before becoming fully vested.
With cliff vesting, the employee would get full ownership of employer matches after a certain period of time, by law, it can be no longer than three years for the typical retirement plan. Graded vesting occurs when the ownership happens gradually over time. A typical graded schedule may fully vest after five years of participation. By law, the maximum graded vesting period allowed is six years). It would work like this: Year one: 0% vested. Year two: 25% vested. Year three: 50% vested. Year four: 75% vested. Year five: 100% vested.