Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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Skip to side effects section. Actonel is a first-choice treatment for osteoporosis and is available as a generic, but how you have to take it can be a hassle. 1  Available in generic.  Available in oral tablets that can be taken once or twice a month, once a week, or once a day.