I offer here a case theory. framework for use by social workers to make sense of cli-. ents and their situations and connect that comprehension. to treatment planning and intervention. In social work, it is the assessment that determines. the nature of the clientâs current situation at a particular. point in time. Resulting in the product of a written as-. sessment (variously called a psychosocial study, intake re-. port, or social history, among other nomenclature) and.
Deductible: The amount you're responsible for paying for covered medical expenses before your health insurance plan begins to pay for covered medical expenses each year. Coinsurance: Shared costs between you and the health insurance plan. For example, you pay 20 percent of costs and your plan pays 80 percent.
DEFINITION of 'Health Insurance'. A type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured.Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.Health insurance is often included in employer benefit packages as a means of enticing quality employees.he cost of health insurance premiums is deductible to the payer, and benefits received are tax-free. Health insurance has many cousins, such as disability insurance, critical (catastophic) illness insurance and long-term care (LTC) insurance.