Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
How long it will take to qualify for a mortgage depends, in large part, on the mortgage lender. You may qualify for an FHA-insured mortgage in as little as one year after a Chapter 13 and two years after a Chapter 7.ow long it will take to qualify for a mortgage depends, in large part, on the mortgage lender. You may qualify for an FHA-insured mortgage in as little as one year after a Chapter 13 and two years after a Chapter 7.