Many small-scale tsunamis take place all over the world, and most go unnoticed by people nearby. A tsunami can be fewer than 12 inches in height, and may appear as a normal wave. Tsunami Is a Japanese Word. Tsunami can be translated in Japanese as harbor wave, which effectively describes the nature of the natural phenomenon.
SMART is a mnemonic acronym, giving criteria to guide in the setting of objectives, for example in project management, employee-performance management and personal development. The letters S and M usually mean specific and measurable. Possibly the most common version has the remaining letters referring to attainable, relevant and time-bound.
Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 3 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.