That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Chaga tea has a subtle, distinct flavor that is quite unique. It is earthy and somewhat bitter like the forest, but not unpleasant. It tastes warm even when consumed cold and almost feels colorful. It does not taste like a typical mushroom purchased from the grocery store. Some of the major factors influencing chagaâs taste include: harvest and processing techniques, additives, freshness, and water extraction technique. Harvest.