That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
The mushroom is called Reishi or Mannentake (10,000 year mushroom) in Japan, and Ling Chi or Ling Zhi (herb of immortality) in China and Korea. Ganoderma is known from Chinese medical writings from over 2,000 years ago and it is a popular symbol and subject in Chinese art. Reishi mushrooms are found worldwide in tropical and subtropical climates.