Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
Bankruptcy. An applicant with a prior bankruptcy will be considered for mortgage insurance, up to a maximum LTV ratio of 95 per cent, provided that the bankruptcy has been discharged for at least two years and they have at least two years of re-established good credit.ankruptcy. An applicant with a prior bankruptcy will be considered for mortgage insurance, up to a maximum LTV ratio of 95 per cent, provided that the bankruptcy has been discharged for at least two years and they have at least two years of re-established good credit.