Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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According to our research of Massachusetts and other state lists there were 2 registered sex offenders living in Acton, Massachusetts as of October 14, 2015. The ratio of number of residents in Acton to the number of sex offenders is 10,617 to 1.