As with a magnetic-stripe credit card, you sign on the point-of-sale terminal to take responsibility for the payment when making a chip-and-signature card transaction. Once the transition to EMV is under way in the U.S., chip-and-PIN cards will be transitioned in. Again, it is one step at a time, according to Ferenczi.
Depending on the source you go by, IQ 140 is where genius starts; high IQ starts at 130; 150 is generally considered profound genius. Anything much more than 150 is usually considered unmeasurable (or immeasurably high) genius and is accordingly unreliable to measure at that level.
Her IQ score means she can apply to be a member of Mensa - the organisation which accepts anyone in the top 2 percent of the population in terms of IQ. A 'genius' level score is considered to be anything over 140. There seems to be a growing number of super-bright schoolgirls in Britain.