A hybrid mattress is a mattress that combines two or more of the major construction techniques for a mattress. The most common type of hybrid mattress is a true hybrid, which combines coils or springs with memory or other foams to produce a unique set of qualities. There is another type of hybrid mattress, called a foam hybrid. This mattress uses different types of foam, for example poly foam and latex foam, to produce a unique mix of qualities to hopefully produce an excellent mattress. Coil Qualities of Hybrid Mattresses
voluntary trade. A term used to describe the foundation of the present economic system. When products and goods are exchanged for other products or services, the result is a trade. Voluntary trade describes a market where buyers and sellers have the right to sell and buy by their own preference or refuse to if they so choose. Voluntary trade also describes a person's freedom to choose to work for compensation versus being forced into labor.
Launch Calculator. Salary exchange is a way of making pension contributions that could allow both employers and employees to save money. 1  An employee agrees to give up part of their salary or bonus in exchange for a pension payment paid by their employer.2  Employers pay lower NICs as a result of paying their employees a reduced salary.alary exchange offers a way to set up pension payments that can allow both employers and their employees to make a saving. Throughout these pages youâll find a series of tools designed to help you introduce the concept to your clients, along with all the information you need to help them make an informed decision.