Eliminating the individual mandate by itself likely will result in a significant increase in premiums, which would in turn substantially increase the number of uninsured Americans. Related: Individual mandate repeal to be included in Senate's tax bill The penalty for not having health coverage in 2017 is $695 per adult and $347.50 per child, or 2.5% of one's household income, whichever is greater.
1 Campground or RV park fees can cost $10-$40 a night. 2  Using a dump station to empty the sewage system is typically included in the overnight fee; dumping without spending the night can cost $5-$25. 3  RV insurance premiums vary significantly; get quotes before buying a specific trailer.
Owning a small RV is the clear winner for both trips, with costs of $865 and $3,077, respectively. The traditional vacation is next at $1,433 and $4,466. And the rented RV is most expensive, at $1,910 and $5,820. Owning a small RV lets you travel for only 60%-70% of the traditional car-plus-hotel cost.