Hillary Clinton, who performed excellently in the dreadful campaign that highlighted misogyny in our society last year, has known all her life that she is expected to let her hair down, smile, and be the woman who stands behind the man.
in property and casualty insurance ratemaking, loss reserving, and valuations. This standard has been prepared jointly by the Subcommittee on Ratemaking, the Subcommittee on Loss
Special form coverage protects property against any source of loss that is not specifically excluded. Under named peril coverage, the policyholder may have to prove that a loss was caused by a listed peril. With special form coverage, the burden is on the insurance company. The latter can only deny a claim by proving that the source of loss is ineligible for coverage. A special form policy is usually best as it offers more coverage than a named peril policy. A battery was left on a hardwood floor.