Trenton, South Carolina. Trenton is a town in Edgefield County, South Carolina, United States. The population was 196 at the 2010 census, down from 226 in 2000. It is part of the Augusta, Georgia metropolitan area.
Wait at Least Two Years. Hereâs where you will need patience: You should wait at least 24 months after your bankruptcy is discharged to apply for a mortgage. You may be able to get a mortgage sooner but the terms, like interest rates, wonât be as attractive as they would be if you waited two years.
I have made a helpful list to give you an idea of when the bankruptcy will stop being important for the purpose of getting a mortgage loan. CHAPTER 7 BANKRUPTCY. Conventional mortgage â four years from the discharge or dismissal date. FHA mortgage â three years from the discharge or dismissal date.