That said, 59 percent of retirees are still claiming before they reach full retirement age (for most workers, that's 66 to 67, depending on your birth year), according to a March survey from Franklin Templeton.
Chaga is a slow-growing fungus of the white and yellow birch trees. It is found in colder climates in Russia, China, Canada, Northern Europe, and Northern United States.
Although side effects related to chaga mushroom consumption are not thought to be common, there are some scenarios where supplementation is not recommended. Chaga is a natural, slow-maturing fungus that is usually well tolerated by humans. However, this mushroom may interact with certain chemical substances, particularly pharmaceutical medications. It is important to speak to your doctor before beginning supplementation to talk about possible chaga side effects, including drug interactions.