Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale. Definition: Adverse selection is a phenomenon wherein the insurer is confronted with the probability of loss due to risk not factored in at the time of sale.
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Located in Lincoln County, Agra is situated on State Highway 18, fourteen miles north of Chandler, the county seat. A post office opened on December 20, 1902, and Isaac C. Pierce served as postmaster. Between 1902 and 1904 the Missouri, Kansas and Oklahoma Railroad (later the Missouri, Kansas and Texas Railway) completed a line from Oklahoma City to Parsons, Kansas. Frank Wheeler and Sam Holder sold their farms to form the townsite along the railroad. Soon the American Land Loan and Trust Company sold lots.