The first is how mortgage rates are determined, followed by the effect on mortgage rates by the U.S. Federal Reserve Bank. The only correct answer is mortgage bonds or mortgage-backed securities. Mortgage rates are not based on the 10-year Treasury Note.
You don't go from a great score at 20 percent credit utilization to a lousy one at 21 percent. There's no hard-and-fast guideline, Sprauve says. But I think that if people stay somewhere between 10 and 20 percent range, that's a good place to be.. It's still true that you shouldn't go rack up debt on any one card.
1 percent 10th means that if you pay the balance by the 10th of the month then you can take a 1% discount on the balance due, net 30 means that if you choose to not pay the ba â¦ lance on or before the 10th the full balance is due 30 days after date on invoice. 2 people found this useful.