This means you cannot buy Codeine without a prescription. However, it is possible to order Codeine through dokteronline.com without a prescription from your GP. We provide online consultations with affiliated doctors who can issue a prescription for Codeine online.
The Hammer Clause. Called by some insurance companies âThe Cooperation Clause,â the hammer clause in a professional liability policy is something you should be aware of. The hammer clause is a provision included in many policies that gives the insurance company more control in a claim than you may be comfortable with. It is best described by example:
A binder, in the insurance industry, is a written copy of the binding agreement between the insurer and the insured. Although the act of binding can take place verbally, a binder memorializes the agreement pending the issuance of the policy by the insurer. Most insurance companies require that the paper binder be issued immediately after the oral agreement, and that a copy must be sent to both the insured party and the insurance provider, if an independent or exclusive agent is issuing the binder.