Capital Letters. This tool capitalizes sentences-makes the first letter of a sentence a capital letter. If you have some paragraphs where the sentences are not capitalized then you can quickly use this tool to get the proper capitalization.
Cliff vesting is another type of vesting in which employees do not receive any partial benefits. They either receive nothing when they quit or everything the employer contributed. The company will set a time limit that must be reached by the employee before becoming fully vested.
Vesting in the Thrift Savings Plan means that you have met the service requirements that entitle you to keep the agency automatic (1%) contributions and their earnings when you leave federal service. Vesting does not apply to any other types of contributions. Therefore: FERS and CSRS participants are always vested in their own contributions and the earnings on their contributions.