Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
For the annuity in accumulation phase, the beneficiary is usually entitled to the current balance of the account (or premiums paid, if more) plus any additional death benefit outlined in the contract. For example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit.In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.or example, an annuity in accumulation phase may have $73,000 in investments and a $100,000 death benefit. In this case, the death beneficiary would receive $173,000. However, many annuities do not offer an additional death benefit if the annuity was still in accumulation phase.