May, 2005 Advanced Physics Laboratory. Alpha Ray Spectroscopy. 1. Introduction. In radioactive Î± decay, a nucleus with Z protons and a total of A nucleons decays to a lower energy. state with (Z-2, A-4) by emission of an âÎ± particleâ, a tightly bound nuclear fragment comprising 2. protons and 2 neutrons.
Insurance underwriters must achieve a balance between risky and cautious decisions. If underwriters allow too much risk, the insurance company will pay out too many claims. But if they don't approve enough applications, the company will not make enough money from premiums. Most insurance underwriters specialize in one of three broad fields: life, health, and property and casualty.
Underwriting is one of the aspects of insurance that makes most peopleâs eyes glaze over. Underwriters deal with statistics â theyâre number crunchers. Many people who have an insurance policy donât even know that at some point their application passed through an underwriterâs hands. But underwriting is one of the most important parts of the insurance process.