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Waiver of Subrogation. A waiver of subrogation is an agreement by an insured person to leave his insurance company out of the claim. This comes into play when an individual who caused damages wants to settle the matter directly with the other partyâs insurance company.
Introduction to Subrogation Subrogation refers to when an insurance company that has paid a claim obtains the right to âstep into the shoesâ of its insured for the purpose of pursuing reimbursement from the party that should have responsibility for paying the claim.