The designer's guide to the Golden Ratio. There's a common mathematical ratio found in nature that can be used to create pleasing, natural looking compositions in your design work. We call it the Golden Ratio, although it's also known as the Golden Mean, The Golden Section, or the Greek letter phi. Whether you're an illustrator, art director or graphic designer, it's well worth considering the Golden Ratio on any project. The designer's guide to grid theory
You can make contributions into the account via direct deposit, automatic transfer or payroll deduction. TLFCU offers many types of individual retirement accounts with various terms. Traditional, Roth, or Education IRAs can be established and funds deposited into a savings or certificate of deposit IRA. Contributions to a traditional IRA can be made for the previous year up to April 15 of the current year. At age 59Â½, you can begin to enjoy your hard-earned savings with no penalty or fees. A Roth IRA is similar to the standard IRA but with a twist.
3. Roth accounts (tax-free on withdrawal) . Whether youâre dealing with an individual Roth account or a Roth 401(k) (a relatively new type of retirement plan), you deposit after-tax dollars, and your savings grow tax-free. The ability to contribute to a Roth IRA is subject to an income cap (see âRestrictionsâ below).