Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
After the surrender period has passed, the investor is free to withdraw the funds without being subject to a fee. Some annuities have no surrender period and therefore no surrender fees. A typical annuity might have a surrender period of six years, and a surrender fee that starts at 6% and decreases by 1% each year.