Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
1 For example, if the index returned 10% but the annuity had a cap of 3%, you receive only a maximum 3% rate of return. Many indexed annuities put a cap on the return.  Participation rate, which is the percentage of the indexâs return the insurance company credits to the annuity.