Identify oak galls on your trees. These growths typically emerge at bud break in the early spring. A developing gall typically looks like either a big seedpod or a small, tumor-like growth on the leaves, branches or stems.
Real talk: you canât do an FHA Streamline Refinance if you donât already have an FHA loan. If you have a regular home loan, youâll be limited to a regular refinance. FHA Streamline Refinance is only available to homeowners who made their home purchase before June 1, 2009. If you have, nice work!
Yes, thatâs a lot of âRâs,â but a VA streamline refinance is easy to execute and can save you a lot of money now that mortgage rates are so low. The same basic rules apply. Your refinance must result in a lower interest rate, or you must switch from an ARM to a fixed-rate mortgage, and no cash out is permitted.