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Waiver of Subrogation. A waiver of subrogation is an agreement by an insured person to leave his insurance company out of the claim. This comes into play when an individual who caused damages wants to settle the matter directly with the other partyâs insurance company.
The Subrogation of Insurance Claims. February 24, 2011. If you are involved in an accident that is someone else's fault and you make a claim on your insurance policy, your carrier has the right of subrogation. Subrogation is a term used for when an insurance company pays out a claim and then attempts to collect the money it paid out from the responsible person or that person's insurance carrier.