Same-day delivery for local parcels (such as documents) has long been available by local courier. Rail and air transport made same-day delivery feasible over longer distances; for example, packages shipped in the early morning can be delivered (at relatively high cost) anywhere in the mainland United States.
A multi-peril policy is an insurance policy that covers a number of different causes of loss, rather than just one. These types of policies provide comprehensive coverage and are common in property insurance. Many insurance policies only offer coverage for one type of peril. For example, earthquake insurance may only cover earthquakes.
Liability insurance offers protection against tort law cases, including legal representation in such cases. Malpractice insurance is a specific type of liability insurance which is utilized by those that are employed in the medical field.urpose: The purpose of liability insurance is to protect individuals and businesses from tort cases in which the liability for a negative outcome is questioned. Liability insurance can help the accused meet the financial burden of any judgement incurred against them.