Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
Insurers determine yields differently depending on the type of fixed annuity and the way the accumulation account is structured. Most traditional fixed annuities offer a high current rate that is guaranteed for one year. After the first year, the rates are determined based on the three components discussed above. There is usually a minimum rate guarantee which offers protections against severe interest rate declines.