The designer's guide to the Golden Ratio. There's a common mathematical ratio found in nature that can be used to create pleasing, natural looking compositions in your design work. We call it the Golden Ratio, although it's also known as the Golden Mean, The Golden Section, or the Greek letter phi. Whether you're an illustrator, art director or graphic designer, it's well worth considering the Golden Ratio on any project. The designer's guide to grid theory
You can make contributions into the account via direct deposit, automatic transfer or payroll deduction. TLFCU offers many types of individual retirement accounts with various terms. Traditional, Roth, or Education IRAs can be established and funds deposited into a savings or certificate of deposit IRA. Contributions to a traditional IRA can be made for the previous year up to April 15 of the current year. At age 59Â½, you can begin to enjoy your hard-earned savings with no penalty or fees. A Roth IRA is similar to the standard IRA but with a twist.
You can, however, get more insurance if you are willing to have it go to others when you pass on, but more on that later. The FDIC does consider an IRA a separate depositor and insured separately. Thus, one individual can stash $250,000 in a taxable account and another $250k in an IRA account. Be careful though, Roth IRAs and Traditional IRAs are not considered separately insured from each other. One couple - $2,000,000. Here, each spouse can put away $250K in a taxable account and an IRA, accounting for the first million, as well as an additional $500K with a joint account.