According to the U.S. Census Bureau, Tuscaloosa has a total area of 70.3 square miles (182 km2), of which 60.2 square miles (156 km2) is land and 10.1 square miles (26 km2) is water. Most water within the city limits is in Lake Tuscaloosa, which is entirely in the city limits, and the Black Warrior River.
Yield to Maturity (YTM). Yield to maturity (YTM) is the rate of return expected on a bond which is held till maturity. It is essentially the internal rate of return on a bond and it equates the present value of bond future cash flows to its current market price.
Types and Shifts in a Yield Curve. Yield Curve is the graphical description of the relationship between yields on bonds of same credit quality but with different maturities. The typical yield curve is upward sloping, meaning short term to maturity notes have low interest rates and longer term to maturity notes have higher interest rates.