1 If the work has more than seven authors, list the first six authors and then use ellipses after the sixth author's name. After the ellipses, list the last author's name of the work.  Reference list entries should be alphabetized by the last name of the first author of each work.
November 9th, 2010. The 2010 Health Care Act increased the penalty on non-qualified distributions from Health Savings Accounts (HSAâs) from 10% to 20% and on non-qualified distributions from Archer MSAâs from 15% to 20%. The increased penalties are effective for distributions made after December 31, 2010.
Find detailed information on our HSA state income tax page. Tax-deferred growth. Like funds in an IRA, the money in your account grows free from federal taxes. You do have to pay taxes if the money is withdrawn for non-medical expenses, but there is no penalty if you are over 65 years old.Pay for dental expenses with pre-tax dollars. Dental expenses from checkups and cleanings, to braces, to toothpaste, can all be paid for with pre-tax dollars from your HSA account.educe your federal income taxes. Regardless of how your income was earned, any money you deposit into your Health Savings Account is considered an above-the-line deduction, giving you a 100% write-off against adjusted gross income.