Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
Deferred annuity. You can withdraw money from a deferred annuity, but you may have to pay surrender charges and, if you're under age 59Â½, the IRS can impose a 10% penalty tax. Another option is to annuitize, converting the deferred annuity into an income stream.