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Once you are covered under a waiver of premium rider, the typical policy requires a waiting period of six months after you become disabled, says Paul Wetmore, assistant vice president of Life Product Management at MetLife.
If you enrolled in a Health Plan of Nevada policy starting at the beginning of 2015, the payment deadline will be January 15, 2015 as confirmed by the Silver State Exchange. After the initial premium payment, the exchange imposes a 90 day grace period for subsidized insurance policies. As a member enrolling for coverage starting January 1, the most important payment deadline is the first payment due to effectuate the coverage.