tinnitus from the latin tinnitus or ringing is a condition characterized by ringing swishing or other noises that appear to be originating in the ear or head not normally a dangerous or serious problem tinnitus is usually a symptom of some other underlying condition and most often considered a nuisance
Voluntary term life insurance is a policy that protects a beneficiary and his family for a specified period only. Unlike voluntary whole life insurance, which provides protection throughout a person's life, the protection period for term life is usually 10 or 20 years. Monthly premiums also do not build cash value.
You've probably received offers for accidental death & dismemberment (AD&D) from your credit card companies, mortgage holder, bank or other organizations. But it's important not to confuse this type of insurance with standard life insurance. It's especially important to avoid relying solely on AD&D to provide for your dependents in the event of your death. AD&D policies are relatively inexpensive and easy to understand.