Affordable Care Act Waivers When Obamacare was first implemented, particularly during 2014, the government was granting all sorts of waivers for certain personal situations. This was an additional way to avoid an Obamacare fine, also known as the Shared Responsibility Payment under the ACAâs individual mandate.
Seymour Information. Time Zone. Abbreviation / Name. EDT - Eastern Daylight Time. EST - Eastern Standard Time. UTC / GMT Offset. -4:00 hours during Eastern Daylight Time, currently in use. -5:00 hours during Eastern Standard Time.
Eastern Standard Time - is abbreviated as EST. Eastern Daylight Time- is abbreviated as EDT. Mishawaka, Indiana is GMT/UTC - 5h during Standard Time. Mishawaka, Indiana is GMT/UTC - 4h during Daylight Saving Time.