Drink your water! Water remains one of the best things you can do to improve kidney function. Without enough water, your kidneys will NOT function properly. Many holistically-trained physicians recommend drinking about Â½ your body weight â in ounces â of pure (clean) water per day.
At present the average return is running 3 to 4 percent tax deferred with an index annuity. However the individual insurance company sets the cap on index returns and fixed rates yearly basis.
At the end of the first year, your annuity is worth $52,500. You need $12,000. You can withdraw 10% of the $52,500, or $5240, without any penalty whatsoever. The additional $6760 you need will cost you approximately $500 in surrender charges.