The designer's guide to the Golden Ratio. There's a common mathematical ratio found in nature that can be used to create pleasing, natural looking compositions in your design work. We call it the Golden Ratio, although it's also known as the Golden Mean, The Golden Section, or the Greek letter phi. Whether you're an illustrator, art director or graphic designer, it's well worth considering the Golden Ratio on any project. The designer's guide to grid theory
You can make contributions into the account via direct deposit, automatic transfer or payroll deduction. TLFCU offers many types of individual retirement accounts with various terms. Traditional, Roth, or Education IRAs can be established and funds deposited into a savings or certificate of deposit IRA. Contributions to a traditional IRA can be made for the previous year up to April 15 of the current year. At age 59Â½, you can begin to enjoy your hard-earned savings with no penalty or fees. A Roth IRA is similar to the standard IRA but with a twist.
Contributions to a Roth IRA are not tax-deductible, but in many cases, withdrawals are tax-free. In other words, you pay taxes now so that you don't have to later.. Contribution limits: For a Roth IRA, the deposit limit for 2014 is $5,500 for people under age 50 and $6,500 for people 50 and older.HARES. Traditional and Roth individual retirement accounts, or IRAs, are each an essential retirement savings vehicle. They also share two key similarities: Both are smart ways to grow your money in a tax-efficient way for retirement, and they each enable you to invest as much as $6,500 per year.