Buy a cruiser. Crotch Rockets are many times more expensive for insurance than Cruisers. I have written motorcycle insurance ranging from $30 per year to $4000 per year. I have a Kawasaki Vulcan Classic Cruiser and full coverage insurance is only $160 a year.uy a cruiser. Crotch Rockets are many times more expensive for insurance than Cruisers. I have written motorcycle insurance ranging from $30 per year to $4000 per year. I have a Kawasaki Vulcan Classic Cruiser and full coverage insurance is only $160 a year.
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