According to the U.S. Census Bureau, Tuscaloosa has a total area of 70.3 square miles (182 km2), of which 60.2 square miles (156 km2) is land and 10.1 square miles (26 km2) is water. Most water within the city limits is in Lake Tuscaloosa, which is entirely in the city limits, and the Black Warrior River.
Yield to Maturity (YTM). Yield to maturity (YTM) is the rate of return expected on a bond which is held till maturity. It is essentially the internal rate of return on a bond and it equates the present value of bond future cash flows to its current market price.
The yield curve is a line graph that plots the relationship between yields to maturity. and time to maturity for bonds of the same asset class and credit quality. The. plotted line begins with the spot interest rate, which is the rate for the shortest. maturity, and extends out in time, typically to 30 years.