As several experts noted in our recent Daylight Saving changes: No Y2K, but there could be headaches story, a time server will do nothing to solve daylight-saving snafus. While time servers keep networked devices synchronized, they donât recognize daylight saving shifts. As several experts noted in our recent  Daylight saving changes: No Y2K, but there could be headaches  story, a time server will do nothing to solve daylight-saving snafus.
Some banks also distinguish between current account balance -- that is, your available balance at the start of the day -- and available balance: Your current balance stays the same throughout the day, but your available balance changes if, for example, you make an ATM withdrawal.
A minimum daily balance of $10,000 or more, $25,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances or $250,000 or more in a Trust account or an account with Hancock and Whitney Investment Services, Inc. (excluding annuities).