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ADRs are subject to the same currency, political, and economic risks as the underlying foreign share. Arbitrage keeps the prices of ADRs and underlying foreign shares, adjusted for the SDR/ordinary ratio essentially equal. American depository shares (ADS) are a similar form of certification.
American Share Insurance. All deposits made with Firefighters Credit Union are fully insured up to $ 250,000 per account. This unmatched level of protection is possible because of our affiliaton with American Share Insurance (ASI), the nation's largest private deposit insurer. ASI insures accounts, not individuals.