Same-day delivery for local parcels (such as documents) has long been available by local courier. Rail and air transport made same-day delivery feasible over longer distances; for example, packages shipped in the early morning can be delivered (at relatively high cost) anywhere in the mainland United States.
A multi-peril policy is an insurance policy that covers a number of different causes of loss, rather than just one. These types of policies provide comprehensive coverage and are common in property insurance. Many insurance policies only offer coverage for one type of peril. For example, earthquake insurance may only cover earthquakes.
Comprehensive auto insurance is a type of insurance coverage that protects against physical damage on your car, and is often referred to as other than collision (OTC) coverage, or simply Comp. The comprehensive coverage of an auto insurance policy can be a little confusing - so let's take a look and lay it out in an easy to understand fashion.