Identify oak galls on your trees. These growths typically emerge at bud break in the early spring. A developing gall typically looks like either a big seedpod or a small, tumor-like growth on the leaves, branches or stems.
Real talk: you canât do an FHA Streamline Refinance if you donât already have an FHA loan. If you have a regular home loan, youâll be limited to a regular refinance. FHA Streamline Refinance is only available to homeowners who made their home purchase before June 1, 2009. If you have, nice work!
When you refinance your mortgage, you are applying for a new loan. By refinancing, you are actually paying off the old loan by obtaining a new one. Because you will be obtaining a new loan with new terms, a lender will have to obtain key information and documentation in order to verify you qualify for a refinance.Typically the following information will be checked when you apply for refinance: 1  Your credit score and payment history. To have a more stable monthly payment. 2  Some people chose to refinance from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage in order to have a more stable and predictable monthly payment. 3  Your ARM is about to adjust.