The designer's guide to the Golden Ratio. There's a common mathematical ratio found in nature that can be used to create pleasing, natural looking compositions in your design work. We call it the Golden Ratio, although it's also known as the Golden Mean, The Golden Section, or the Greek letter phi. Whether you're an illustrator, art director or graphic designer, it's well worth considering the Golden Ratio on any project. The designer's guide to grid theory
You can make contributions into the account via direct deposit, automatic transfer or payroll deduction. TLFCU offers many types of individual retirement accounts with various terms. Traditional, Roth, or Education IRAs can be established and funds deposited into a savings or certificate of deposit IRA. Contributions to a traditional IRA can be made for the previous year up to April 15 of the current year. At age 59Â½, you can begin to enjoy your hard-earned savings with no penalty or fees. A Roth IRA is similar to the standard IRA but with a twist.
Maturity. IRA certificate of deposit accounts have a maturity date, which is the date that the investment stops accruing interest. Many CDs mature before a young investor reaches retirement age. You will probably want to transfer your CD funds to another IRA once the CD matures.ash Deposit. You will usually need to redeem an IRA CD before you can transfer the funds to another IRA. When a CD is redeemed or cashed out before its maturity date, early withdrawal penalties may apply.