However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
In 2013, you'll be able to earn up to $40,080 in those months without penalty. But if you earn more than that, Social Security will withhold $1 in benefits for every $3 you go over the limit. Generally speaking, if your earnings in those months are likely to exceed the limit, you'll have given Social Security an estimate of the figure the year before.