Quick Answer. A group of oxen is referred to as a yoke. Oxen are often used in teams and yoked into a harness to pull heavy loads. Working oxen are normally males that are castrated because steers aren't as aggressive as bulls.
A reaffirrmation agreement allows you to keep your home in a bankruptcy case. Your home represents your most important personal and financial asset. If you find you are in serious financial trouble, you may wonder what you can do to keep your house if you file for bankruptcy. The U.S. Bankruptcy Code provides a process that may permit you to keep your house when you file for bankruptcy protection.
For instance, if you complete the bankruptcy process under Chapter 7, you cannot file for another Chapter 7 bankruptcy for six years. The six years is counted from the date you last filed for bankruptcy. Declaring bankruptcy now can get you started sooner on rebuilding your credit.