Definition of appointment for English Language Learners. : 1  an agreement to meet with someone at a particular time. : 2  the act of giving a particular job or position to someone : the act of appointing someone. : 3  a job or duty that is given to a person : a position to which someone is appointed.
The Fair Credit Reporting Act (FCRA) is United States federal legislation that promotes accuracy, fairness and privacy for data used by consumer reporting agencies. Consumer reporting agencies include credit bureaus and financial agencies that collect, store, use and disseminate consumer information for use in background checks.
Section 603(f) of the FCRA defines a CRA as any organization which, for monetary fees, assembles or evaluates credit information or other information on consumers for the purpose of regularly furnishing consumer reports to third parties using any means or facility of interstate commerce.