Your credit score is a powerful tool. When FICO first introduced the credit score in 1989, it was to help lenders determine the likelihood that you'd fall behind on payments in the next 24 months. FICO used a number of criteria to determine that some criteria weighed more heavily on your score than others.
The survey found that the average nonprofit donor retention rate is only 41 percent, compared to a customer retention rate of 94 percent for businesses. The average new donor retention rate is only 27 percent.
America's 50 top givers in 2014 donated $9.8 billion to charity, up 27.5 percent from the top 50 gifts in 2013, according to a new report. Bill Gates was the top giver last year, according to the Philanthropy 50, assembled by the Chronicle of Philanthropy.