Yellow is fake gold; it's veneer and show rather than substance. We see that with the yellow cocktail music at Gatsby's party (1) and the two girls in twin yellow dresses who aren't as alluring as the golden Jordan (3.15).
I think a moderate income is income above the median for famlies in your county, but not more than 25% of the median income. The IRS usually has this info for free, but I see they are now charging $10 for this on their web site for more recent years. http://www.irs.gov/taxstats/indtaxst...=96947,00.html.
1 United States citizen or legal resident. 2  Family income between 100 and 400 percent of the federal poverty level (FPL). 3  For individuals in 2013, 100 percent FPL is $11,490 and 400 percent FPL is $45,960. 4  For a family of four, 100 percent FPL is $23,550 and 400 percent FPL is $94,200.