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Smart Circle is an innovator in direct sales backed by Smart Circle Sales Network of independent corporate distributors and international retail partners. Smart Circle is an innovator in direct sales backed by Smart Circle Sales Network of independent corporate distributors and international retail partners. Menu Who We Are
Smart Indexing is a good alternative to just blindly following the S&P 500 index as a benchmark for exposure to stocks. Until coming to Personal Capital, I never once questioned why following the broadest market index might not be the optimal benchmark due to group think.mart Indexing is a good alternative to just blindly following the S&P 500 index as a benchmark for exposure to stocks. Until coming to Personal Capital, I never once questioned why following the broadest market index might not be the optimal benchmark due to group think.