Yellow is fake gold; it's veneer and show rather than substance. We see that with the yellow cocktail music at Gatsby's party (1) and the two girls in twin yellow dresses who aren't as alluring as the golden Jordan (3.15).
I think a moderate income is income above the median for famlies in your county, but not more than 25% of the median income. The IRS usually has this info for free, but I see they are now charging $10 for this on their web site for more recent years. http://www.irs.gov/taxstats/indtaxst...=96947,00.html.
Definition of Household Income. Household income is defined as the total income of all members of a household ages 15 and older. Household members do not have to be related to each other. The level of household income is an important underwriting criteria for lenders, as it is an indicator of spending power and a basis for study by private institutions and government.