If people on Earth could only travel in deep space, you'd probably see a lot of traffic jams, Bill Borucki, NASA's chief Kepler scientist, joked Monday. The Kepler telescope peered at 42,000 stars, examining just a tiny slice of our galaxy to see how many planets like Earth are out there. Scientists then extrapolated that figure to the rest of the galaxy, which has hundreds of billions of stars.
Quick Answer. Interest rates of 4 percent or lower can be considered good rates on a new car loan, as of 2015. Interest rates on car loans fluctuate considerably with market interest rates, the borrower's credit score, the repayment term of the loan and whether the car is new or used. Continue Reading.
The agencies use a formula to rate your credit history on a scale of 300 to 850, known as a FICO score. A higher number usually results in a lower car loan interest rate. Advertised interest rates are usually for borrowers with credit scores in the good to great range -- FICO scores above 700, for example. That doesn't mean those with less than perfect credit can't get a loan; it just means you'll have a higher APR.