At high altitudes: 1  Air pressure is lower, so foods take longer to bake. Temperatures and/or bake times may need to be increased. 2  Liquids evaporate faster, so amounts of flour, sugar and liquids may need to be changed to prevent batter that is too moist, dry or gummy. 3  Gases expand more, so doughs rise faster.
The rate for the Smart Option Student Loan, which will be available to undergraduate and graduate students, will range from 5.75% to 12.875% depending on the borrower's credit history and other criteria. (The average credit score for Sallie Mae customers in the first quarter of 2012 was 748.).
Credit Guidelines. Credit scores range from about 300 to 850. According to Freddie Mac and Fannie Mae, which purchase mortgages from banks and resell them to investors, a FICO score above 620 is considered good.However, says Fair Isaac, A 620 score doesn't mean you're going to qualify for the best rate. credit score below 620 is considered subprime. The subprime lending category is for borrowers whom the lender determines to be risky loan candidates. Scores that fall short of 620 may bring about lender investigation. Applicants will be required to provide additional documentation to prove their creditworthiness.