Quick Answer. A group of oxen is referred to as a yoke. Oxen are often used in teams and yoked into a harness to pull heavy loads. Working oxen are normally males that are castrated because steers aren't as aggressive as bulls.
A reaffirrmation agreement allows you to keep your home in a bankruptcy case. Your home represents your most important personal and financial asset. If you find you are in serious financial trouble, you may wonder what you can do to keep your house if you file for bankruptcy. The U.S. Bankruptcy Code provides a process that may permit you to keep your house when you file for bankruptcy protection.
If you file Chapter 7 or Chapter 13 bankruptcy, you may have your loan discharged in bankruptcy only if the bankruptcy court finds that repayment would impose undue hardship on you and your dependents. This must be decided in an adversary proceeding in bankruptcy court.