A good seat is the key to comfortably sitting in a kayak for hours at a time. The seat is the primary contact between the paddler and the boat and as such it is the primary tool for controling the kayak.There are some pretty nice pre-made seats available if you don't feel up to making your own, but I don't think any are as comfortable as this one I make using 3 thick minicel foam.he back of the seat should be rounded. Think about the shape of a cast iron tractor seat. The idea is to get the shape to fit. If a farmer could sit all day in hard cast iron, you should be able to make something comfortable with foam.
Seasoned Mortgages ï§ Construction Conversion Mortgages are seasoned mortgages if the effective date of permanent financing is more. than 12 months prior to the settlement/delivery date. ï§ Seasoned mortgages are eligible for sale only under negotiated sales contracts through the bulk sales path.
What is a 'Mortgage Broker'. A mortgage broker gathers paperwork from a borrower and passes that paperwork along to a mortgage lender for underwriting and approval. The mortgage funds are lent in the name of the mortgage lender, and the mortgage broker collects an origination fee from the lender as compensation for services. A mortgage broker is not to be confused with a mortgage banker, which closes and funds a mortgage with its own funds. Next Up.