The Occupational Safety and Health Administration has had a long and embattled existence. Even before OSHAâs creation, the idea of stricter federal regulations over workplace safety sparked considerable opposition from businesses.
In short, the lien holder is the person who owns control of the loan (and actually the vehicle) until you pay it off or it gets repo'd and sold. If the question is who is a lien holder with a financed auto then the answer is usually: the party who loaned the debtor the money, that is, the bank or lender. For example, if you financed a Hootieville ZX through Holeinwall Bank, then the good people at Holeinwall are the lien holders on your financed vehicle.
A mortgage holder is the individual or entity (typically a company or group of investors) that owns a mortgage loan. Mortgage lenders frequently sell mortgage loans to government-sponsored entities such as Fannie Mae, Freddie Mac, Ginnie Mae or private investors.