So while cyberloafing is definitely a trend, it is debatable whether itâs a threat. Based on the findings of Limâs research thus far, as an a inevitable aspect of modern working life rather than being a drain on productivity cyberloafing may actually produce more benefits than might initially appear.
In response to this, the AOUW was founded by John Upchurch, a Mason, as a Fraternal Benefit Society. Each member was assessed a small fee and upon the death of a member, his family would receive a death benefit, usually on the order of about $500 - $2,000.
On March 10, 1937, Joseph Lewis and Jack Green started Progressive Mutual Insurance Company. They wanted to provide vehicle owners with security and protection, and they thought an insurance company was a good investment for a couple of lawyers who were just getting started.