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But generally a CIO is responsible for technologies that run a business internally while a CTO is responsible for technologies that grow the business externally. An article from Oracleâs ProfIT magazine explains the distinction between the two roles in larger organizations.
The biggest decision for medical coverage is often whether to pick a Health Maintenance Organization (HMO) or a Preferred Provider Organization (PPO) plan. So, whatâs the difference? HMO vs. PPO: An Overview. By far the biggest difference between the two types of plans is that HMOs have lower costs and PPOs have increased flexibility. HMOs. HMOs are networks of healthcare providers who have agreed to provide their services at lower prices negotiated by an insurance company.