The Occupational Safety and Health Administration has had a long and embattled existence. Even before OSHAâs creation, the idea of stricter federal regulations over workplace safety sparked considerable opposition from businesses.
In short, the lien holder is the person who owns control of the loan (and actually the vehicle) until you pay it off or it gets repo'd and sold. If the question is who is a lien holder with a financed auto then the answer is usually: the party who loaned the debtor the money, that is, the bank or lender. For example, if you financed a Hootieville ZX through Holeinwall Bank, then the good people at Holeinwall are the lien holders on your financed vehicle.
A mortgage holder is an individual or business, typically a bank or mortgage company, who has lent you money using your home as collateral. The mortgage holder does not own the home, you are the owner of record. The mortgage holder is noted on the property record as having an interest in your home up to the amount of the loan in question. While the mortgage holder does not own your home, it can take possession if you fail to repay your obligation.