Quick Answer. A group of oxen is referred to as a yoke. Oxen are often used in teams and yoked into a harness to pull heavy loads. Working oxen are normally males that are castrated because steers aren't as aggressive as bulls.
A reaffirrmation agreement allows you to keep your home in a bankruptcy case. Your home represents your most important personal and financial asset. If you find you are in serious financial trouble, you may wonder what you can do to keep your house if you file for bankruptcy. The U.S. Bankruptcy Code provides a process that may permit you to keep your house when you file for bankruptcy protection.
Second, after a bankruptcy, you are a lower risk, since you cannot file bankruptcy immediately again. The lenders know this, and know that if they lend to you after a bankruptcy, that you will be around for at least five or six years.This is time that they will make their profit.econd, after a bankruptcy, you are a lower risk, since you cannot file bankruptcy immediately again. The lenders know this, and know that if they lend to you after a bankruptcy, that you will be around for at least five or six years.