Quick Answer. A group of oxen is referred to as a yoke. Oxen are often used in teams and yoked into a harness to pull heavy loads. Working oxen are normally males that are castrated because steers aren't as aggressive as bulls.
A reaffirrmation agreement allows you to keep your home in a bankruptcy case. Your home represents your most important personal and financial asset. If you find you are in serious financial trouble, you may wonder what you can do to keep your house if you file for bankruptcy. The U.S. Bankruptcy Code provides a process that may permit you to keep your house when you file for bankruptcy protection.
Even after a short sale, your lender may want more money. When a lender notifies you by mail that you're in default and its going to foreclose, you may still be able to negotiate a deal to keep your house. If that's not possible, you can let the foreclosure proceed, declare bankruptcy, or attempt a short sale.With a short sale, you sell your home and the bank takes the money: This won't hurt your credit as badly as foreclosure or bankruptcy, but there can be drawbacks.If the sale doesn't cover the mortgage loan, for instance, the lender may want you to make up the difference.ven after a short sale, your lender may want more money. When a lender notifies you by mail that you're in default and its going to foreclose, you may still be able to negotiate a deal to keep your house. If that's not possible, you can let the foreclosure proceed, declare bankruptcy, or attempt a short sale.