Outside of science, the definition of a theory is a thought that may or may not be true. In the science community, a scientific theory is defined as a hypothesis or a group of hypotheses about some phenomena that have been supported through research using the scientific method. A hypothesis is basically an educated guess.
Vendor finance is a form of lending in which a company lends money to be used by the borrower to buy the vendor's products or property.Vendor finance is usually in the form of deferred loans from, or shares subscribed by, the vendor. The vendor often takes shares in the borrowing company.his category of finance is generally used where the vendor's expectation of the value of the business is higher than that of the borrower's bankers, and usually at a higher interest rate than would be offered elsewhere. Vendor finance bridges the valuation gap due to the time value of money.
Straw buyers are loan applicants used by fraud perpetrators to obtain mortgages, and are used to. disguise the true buyer or the true nature of the transaction. ï· Mortgage payments are made by an entity other than the borrower. ï· The loan is usually an early payment default. ï· First-time home buyer, with substantial increase in housing expense. ï· Buyer does not intend to occupy - unrealistic commute, size or condition of property, etc.