At high altitudes: 1  Air pressure is lower, so foods take longer to bake. Temperatures and/or bake times may need to be increased. 2  Liquids evaporate faster, so amounts of flour, sugar and liquids may need to be changed to prevent batter that is too moist, dry or gummy. 3  Gases expand more, so doughs rise faster.
The rate for the Smart Option Student Loan, which will be available to undergraduate and graduate students, will range from 5.75% to 12.875% depending on the borrower's credit history and other criteria. (The average credit score for Sallie Mae customers in the first quarter of 2012 was 748.).
If your score is between 620 and 639âconsidered a risky score by some creditorsâyou could pay an interest rate of 5.718 percent on a $300,000, 30-year conventional mortgage. As of mid-August, 2010, If your score is at the high end, 760 to 850, your interest rate could be 4.129 percent on the same loan.ndependent lenders take many of their cues from what these two organizations do. According to the Washington Post, Fannie Mae raised its minimum credit score for conventional loans in 2009 from 580 to 620. Even if you have a 20-percent down payment, you can be rejected if your score is below 620.