However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
In the year you reach full retirement age, you can earn up to $41,880 (in 2016) without having a reduction in benefits. However, if you exceed $41,880 in earnings, Social Security will deduct $1 from your benefits for each $3 you earn until the month you reach full retirement age.