London and the South East have one of the mildest climates in the UK, but the weather can be unpredictable. Londoners get used to carrying both an umbrella and sunglasses to be prepared for all eventualities! Summer can be very pleasant with temperatures averaging 18Â°C (64Â°F) and often into the low 20s.
Your best bet is to get a personal contact at the company that has the power to erase the late payment from your credit report. If all else fails, try as many different communication methods as possible. Call, mail, fax, live chat (if your servicer offers it), and email them.
This pay-down strategy might be for you. By consolidating your credit card debt to a single card or debt consolidation loan, you have a single payment to make each month rather than four or five. One payment to pay each month â thatâs it. You can even automate payments so you never have to worry about paying late.