If people on Earth could only travel in deep space, you'd probably see a lot of traffic jams, Bill Borucki, NASA's chief Kepler scientist, joked Monday. The Kepler telescope peered at 42,000 stars, examining just a tiny slice of our galaxy to see how many planets like Earth are out there. Scientists then extrapolated that figure to the rest of the galaxy, which has hundreds of billions of stars.
Quick Answer. Interest rates of 4 percent or lower can be considered good rates on a new car loan, as of 2015. Interest rates on car loans fluctuate considerably with market interest rates, the borrower's credit score, the repayment term of the loan and whether the car is new or used. Continue Reading.
For new car loans, credit unions offered an average interest rate for 48-months of 2.64 percent compared to 4.78 percent for banks. The average interest rate for credit card loans at credit unions was also lower at 11.55 percent compared to 12.89 percent for banks.For deposits, SNL Financial found credit unions, on average, had higher 5-year CD interest rates at 1.34 percent compared to banks at 1.15 percent.In the same survey, credit unions and banks had comparable interest rates for 30-year fixed mortgages (4.29 percent vs. 4.28 percent for banks).n general, credit unions offer higher savings rates and lower loan rates. This means your savings will grow faster and you will owe less over the life of your loan. Credit unions also tend to charge less in fees, require lower minimum deposit balances, and offer better interest rates on credit cards.