How to Pick a Pineapple : Pineapples are picked when they are ripe and do not continue to ripen after they have been harvested, so if you want a tasty fruit it is important to know how and when to pick the fruit.
Ameriprise financial advisors are well-versed in the fine points of long-term care insurance and can help you decide if this insurance is right for you, provide guidance as you review policies, and incorporate provisions for LTCI into your financial plan.hy you need to be prepared for long-term health care. If you ever need long-term care, Medicaid covers only some of its costs. HMOs, Medicare and Medigap will not cover every health care expense either. As a result, out-of-pocket costs for long-term care could significantly impact your life savings.
+ More. Not everyone needs long-term-care insurance. According to Consumer Reports Money Adviser, only people with assets between $200,000 and $2 million should be perusing policies. Retirees with assets of $2 million or more should be able to pay for the full cost of care. And those with a net worth below $200,000 to $300,000 (not including a house) won't be able to comfortably afford pricy premiums and will probably rely on government programs if they need long-term care. Here's what Consumer Reports uncovered about the ideal age at which to buy: 40s.