In most cases, resins are the result of a chemical reaction between epichlorohydrin and bisphenol-A. Overall, the creation of epoxy resin is part of an industry that generates over $15 billion US Dollars annually. Epoxy resins have many different uses. For example, resins that are cured through exposure to ultraviolet light are commonly used in fiber optics, optoelectronics, and dentistry. Industrial tooling applications use them to make laminates, castings, fixtures, and molds.
Under a graduated repayment plan, payments start out low and increase during the course of the repayment period. The payments usually increase every two years. For FFEL Loans and Direct Loans that entered repayment on or after July 1, 2006, the loan still must be paid over a period of 10 years.
If you pay a standard monthly payment of $272 a month, you will ultimately pay $32,585 on your loans. If you pay on a graduated plan, starting with $152 a month and increasing to $455 a month over time, youâll ultimately pay $33,979 on your loans. If you pay on a lower âpay as you earn plan,â starting with $104 a month and increasing to $272 a month, you will ultimately pay $39,509 on your loans. 2 Start with the standard repayment plan if you can afford it.