Records relating to employee benefits and benefit determinations - keep for at least six years beyond final payment under the particular benefit program Any materials relating to possible discrimination claims, including performance reviews and disciplinary comments - keep for a minimum of three years
When using a private agency to adopt a child, expect costs to range in the tens of thousands of dollars, with many adoptions costing on average from $20,000 to $40,000. Adopting an infant usually costs less, totaling anywhere from $15,000 to $35,000. How adoption works. The adoption process proceeds depending in large part on whether you seek a newborn or an older child. Older children usually find themselves in the foster care system of their respective state.
However, you can carry over the credit for five years, which gives you a total of six years to use the credit. The maximum adoption credit is $12,970 per child, and begins to phase out for families with incomes above $194,580.