On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
Beware of Debt Settlement Scams. Some companies offering debt settlement programs may engage in deception and fail to deliver on the promises they make â for example, promises or âguaranteesâ to settle all your credit card debts for, say, 30 to 60 percent of the amount you owe.