The SPC has obvious practical application to the captive insurance and reinsurance industries as it allows insured persons to better assess and handle the risks of the insurer by focusing only on the sufficiency of reserves of the relevant segregated
To insert a fixed date into a cell (a date that you don't want to change) hold down Ctrl while you press the semicolon ( ;) key. To insert the current time (without a date), press Ctrl-Shift-Semicolon.
In Excel 2013 and resent versions, you can use F2 and F4 to speed things up when you want to toggle the lock. About the keys: F2 - With a cell selected, it places the cell in formula edit mode. F4 - Toggles the cell reference lock (the $ signs). Example scenario with 'A4'. Pressing F4 will convert 'A4' into '$A$4' Pressing F4 again converts '$A$4' into 'A$4'