On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
Your Bankruptcy Options: Chapter 7 vs. Chapter 13. There are two main forms of bankruptcy protection for individuals. Each works to resolve debt in its own ways: Chapter 7 is designed to eliminate unsecured debts, such as credit cards, medical bills, store cards, utility bills, payday loans and other debt not tied to property.