On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
Completing a Chapter 13 Bankruptcy. Chapter 13 bankruptcy takes much longer to complete than Chapter 7. When you file Chapter 13, you agree to repay your outstanding debts over a period of three or five years. The length of your repayment plan is based on your income.