You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered.
Yes, most homeowners policies will cover both the costs of removing the tree and some damages it has made to your property. However, if YOUR tree falls on your neighbors property, THEIR insurance will need to cover the damages. Removal of the stump is typically not included in the price of the basic tree removal. We recommend that you at least have the stump ground down to surface level so you can utilize that space and avoid a tripping hazard. A stump grinder can mulch the stump below ground level. This process is quick and cost-effective.