In most cases, resins are the result of a chemical reaction between epichlorohydrin and bisphenol-A. Overall, the creation of epoxy resin is part of an industry that generates over $15 billion US Dollars annually. Epoxy resins have many different uses. For example, resins that are cured through exposure to ultraviolet light are commonly used in fiber optics, optoelectronics, and dentistry. Industrial tooling applications use them to make laminates, castings, fixtures, and molds.
Under a graduated repayment plan, payments start out low and increase during the course of the repayment period. The payments usually increase every two years. For FFEL Loans and Direct Loans that entered repayment on or after July 1, 2006, the loan still must be paid over a period of 10 years.
Income-based repayment is the most popular student loan repayment plan the federal government offers. Thereâs a lot to like: It maxes out your monthly bill at 10% or 15% of your earnings and forgives your loans after 20 or 25 years. But income-based repayment is just one of four similar options, all referred to as income-driven repayment plans, and each has different requirements.