CHECKSUM computes a hash value, called the checksum, over its list of arguments. The hash value is intended for use in building hash indexes. If the arguments to CHECKSUM are columns, and an index is built over the computed CHECKSUM value, the result is a hash index.
Earnings announcement* for RBS: Apr 28, 2017. Royal Bank Scotland plc (The) is expected* to report earnings on 04/28/2017 before market open. The report will be for the fiscal Quarter ending Mar 2017. The reported EPS for the same quarter last year was $-0.23.
Generally, the IRS sends out their Direct Deposits on THURSDAYS, so that they are credited to the apprpriate accounts by Fridays. There are times when the refund gets sent early, but this is rare. They have deposit cycles. If a return is acknowledged by the IRS by noon on Wednesday, the earliest the refund is expected to be in the taxpayer's account is the Friday 9 days later.