Each permission that an object's owner grants to a particular user or group is stored as an ACE in a DACL that is part of the object's security descriptor. In the user interface, ACEs display as Permission Entries in the Access Control Settings dialog box. Figure 12.2 shows the ACEs in the DACL for Alice's file.
USDA Rural Development Annual Guarantee Fee. Should a USDA Rural Development Annual Guarantee Fee be included in the prepaid finance charge calculation when it is included in escrow, similar to property taxes and insurance? This is not to be confused with the upfront guarantee fee, which must be included in prepaid finance charges. As I understand the USDA program details that have been discussed several times here on BOL, the charges are virtually identical to the fees charged on FHA loans.
This fee is called a finance charge and is simply an interest fee charged on money borrowed. Finance charges usually apply to any balance carried beyond the grace period. You can generally avoid paying a finance charge by paying your entire balance before the grace period ends.