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Pretext calling is defined as a deceptive means of obtaining personal information. Pretext callers could possibly contact bank employees, posing as their customers, to access personal account information and status. Information obtained from pretext calling is usually sold to debt collection services, attorneys, and private investigators to use in court proceedings. Identity thieves also engage in pretext calling to obtain personal information to create fraudulent accounts and credit cards.
Hypertext refers to the type of information that is exchanged via an HTTP protocol. Hypertext contains hyperlinks that are transferred between nodes. Another way to describe an HTTP protocol is to refer to it as a request-response system. One computer sends out a request, and the other computer fulfills a response.