You guys in the States are so lucky, we in the UK have to pay for a converter box and in a lot of cases a new aerial. You can pick up a box for about Â£15 but these tend to be crappy and a good one will cost Â£50 then another Â£50 for a decent aerial Plus Â£100 for installation of the aerial.
Great question! Here in Texas the American Automobile Association (AAA) does offer renters, home owners and even watercraft insurance in addition to their Auto insurance policies. They also have life insurance and financial services. I'm fairly certain that your local office will also. Drop them a line and ask them to be sure.
Homeowner Associations, HOAs, get hazard and liability insurance for certain areas of condominium projects. However, home owners must understand what HOA insurance covers and what it does not protect. Usually, HOA insurance covers common areas and, often, the exterior elements, such as roofs, of condo units. HOA insurance seldom protects interior components of units, such as walls, any household goods or personal property.