On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
If they are willing to entertain the idea of a debt settlement, the credit card company is probably going to want one of the following arrangements. 1  A Lump-Sum Credit Card Debt Settlement - This is probably the easiest to negotiate as a lot of businesses will be willing to walk away with a pile of cash, cutting their losses.