Approximately equal to a 1:1.61 ratio, the Golden Ratio can be illustrated using a Golden Rectangle: a large rectangle consisting of a square (with sides equal in length to the shortest length of the rectangle) and a smaller rectangle. 1  The side lengths of a Golden Rectangle are in the Golden Ratio.
Loading the player... What is an 'Adjustable Life Insurance'. Adjustable life insurance is a type of life insurance that combines features of term and whole life coverage, giving policyholders the option to change the characteristics of their policies as their needs change over time.
The result is, many insurance carriers offer level term life insurance policies. In essence, theyâll cover you until age 95, but for 10, 15, 20, or 30 years the premium is fixed. To determine your level premium, life insurance companies add up the payments for each year in the 10 year term and divide it by 10.