Each permission that an object's owner grants to a particular user or group is stored as an ACE in a DACL that is part of the object's security descriptor. In the user interface, ACEs display as Permission Entries in the Access Control Settings dialog box. Figure 12.2 shows the ACEs in the DACL for Alice's file.
USDA Rural Development Annual Guarantee Fee. Should a USDA Rural Development Annual Guarantee Fee be included in the prepaid finance charge calculation when it is included in escrow, similar to property taxes and insurance? This is not to be confused with the upfront guarantee fee, which must be included in prepaid finance charges. As I understand the USDA program details that have been discussed several times here on BOL, the charges are virtually identical to the fees charged on FHA loans.
To offset the costs of its loan programs to the taxpayer, SBA charges lenders a guaranty fee and a servicing fee for each loan approved and disbursed. The amount of the fees is based on the guaranty portion of the loans. The lender may charge the upfront guaranty fee to the borrower after the lender has paid the fee to SBA and has made the first disbursement of the loan. The lender's annual service fee to SBA cannot be charged to the borrower.