No matter what you call them, they're all the same thing: dark patches people get on their skin as they get older. Age spots are usually brown or black, and they pop up on areas of the skin that are constantly exposed to the sun, like your hands and face.
The reality might not only be surprisingâit could prompt more to look to London as a possible home for their clientsâ risks. Myth #1: Lloydâs is an insurance company. Reality : âLloyds is not an insurance company like CNA, Chubb or Travelers,â says Hank Watkins, president of Lloydâs USA.
The merger of Lloyds TSB and HBOS will transform the UK banking industry Photo: JAMES FRASER. By Rosie Murray-West. 9:30PM BST 19 Sep 2008. Comments. The Lloyds TSB deal to buy Halifax Bank of Scotland will create the fourth-biggest bank in Britain, and brings a large number of high street brands under the same roof.