Penn State University lies at the foot of Mount Nittany; the athletic teams and the mascot of the school, the Nittany Lion, are named in honor of the mountain.he Nittany ridge line is topped by the erosion resistant Bald Eagle Sandstone. The more durable Tuscasora Quartzite formations are found exposed on the higher ridges of the northern end of the same syncline: Big Mountain to Riansares Mountain and Big Kettle Mountain to . The Winehead .
A memorandum (abbrev.: memo; from Latin memorandum est, It must be remembered (that)...) is a note, document or other communication that helps the memory by recording events or observations on a topic such as may be used in a business office.
Fairness opinions are often memorialized in the form of fairness memoranda. A fairness memorandum examines the major factors of the fairness opinion in some detail, and summarize the considerations of each factor for discussion by the board of directors. In many cases, the financial advisor will participate in these discussions and answer questions addressed by the board.