You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered.
Homeownersâ Insurance â HO-8. This is a summary explanation of the HO-8 policy. It is not a complete list or description of coverages or policy language and should not be considered as such. The policy booklet and endorsements that accompany your declarations page should be referred to for coverage questions, limits and clarification.