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Pretext calling is defined as a deceptive means of obtaining personal information. Pretext callers could possibly contact bank employees, posing as their customers, to access personal account information and status. Information obtained from pretext calling is usually sold to debt collection services, attorneys, and private investigators to use in court proceedings. Identity thieves also engage in pretext calling to obtain personal information to create fraudulent accounts and credit cards.
1. a false show of something; semblance: a pretense of friendship. 2. a pretending or feigning; make-believe: My sleepiness was all pretense. 3. the act of pretending or alleging falsely. 4. an ostensible claim or justification; pretext: He excused himself on a pretense of urgent business; to obtain money under false pretenses. 5. insincere or false profession: pious words that were mere pretense. 6. an unwarranted or false claim.