1 The borrower is suffering from a temporary total disability. 2  If you have a student loan that you took out before July 1, 1993, you may be able to defer loan payments for up to three years if you can show that you, your spouse or a dependant has suffered from a temporary total disability.oan forbearances are generally granted for up to one year at a time and you may be able to get a forbearance even if you have defaulted on your student loans. In order to apply for a forbearance, you should contact you loan holder and tell them about your inability to pay.
A U.S. stock market crash is coming, but there is still time for investors to take advantage of market opportunities. In anticipation of the well-deserved downtrend, correction, and crash, investors can hold physical gold, gold mining shares, or gold (mining, physical) exchange traded funds (ETFs).
While a few up or down days don't make a bull or bear market, two weeks or so of stock surges or declines could signal what kind of market weâve now entered.Adjusting for a Bear. Given that a bear market is all about a lack of confidence in the economy, investors should turn toward safe havens during this period.hile a few up or down days don't make a bull or bear market, two weeks or so of stock surges or declines could signal what kind of market weâve now entered.