Speech sound disorder. From Wikipedia, the free encyclopedia. Speech sound disorders are speech disorders in which some speech sounds (called phonemes) in a child's (or, sometimes, an adult's) language are either not produced, not produced correctly, or are not used correctly.
VA Loan Requirements for Credit Scores. The VA hasnât set any minimum credit score requirements for VA mortgages. Although, each VA lender sets their own minimum credit requirements, typically that score is 620. There are some situations in which someone can qualify for a VA loan with bad credit. Some VA mortgage lenders are able to accept a credit score of 580 or higher.
VA Loan Debt Ratio Requirements. Part of the VA loan approval process when buying a home, various factors are taken into consideration. A timely credit history must be established, steady income and debts need to be verified and a debt ratio needs to be calculated. The VA debt ratio requirement is 41. The VA debt ratio is calculated by dividing monthly debt with gross monthly income. For instance, if the new mortgage and car payment add up to $2,000 and gross income is $6,000, the debt ratio is 2,000 divided by 6,000, or .33.