Each permission that an object's owner grants to a particular user or group is stored as an ACE in a DACL that is part of the object's security descriptor. In the user interface, ACEs display as Permission Entries in the Access Control Settings dialog box. Figure 12.2 shows the ACEs in the DACL for Alice's file.
USDA Rural Development Annual Guarantee Fee. Should a USDA Rural Development Annual Guarantee Fee be included in the prepaid finance charge calculation when it is included in escrow, similar to property taxes and insurance? This is not to be confused with the upfront guarantee fee, which must be included in prepaid finance charges. As I understand the USDA program details that have been discussed several times here on BOL, the charges are virtually identical to the fees charged on FHA loans.
The USDA charges 2% of the initial loan amount as mortgage insurance. However, the annual mortgage insurance charge is only 0.5% of the remaining balance and is spread over the following 12 payments. Like FHA, these charges are added to the overall mortgage loan. View current USDA Up-Front and Annual Fees.