You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
trees, shrubs, and plants. Coverage is provided for trees, shrubs, plants, or lawns on the residence premises for the following perils: fire or lightning, explosion, riot or civil commotion, aircraft, vehicles not owned or operated by a resident of the residence premises, vandalism or malicious mischief, and theft.
Homeownersâ Insurance â HO-8. This is a summary explanation of the HO-8 policy. It is not a complete list or description of coverages or policy language and should not be considered as such. The policy booklet and endorsements that accompany your declarations page should be referred to for coverage questions, limits and clarification.