On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
So the amount of time to recover from your typical debt relief options are: 1  3 â 5 year Chapter 13 Bankruptcy Plans / 5 â 7 years. 2  3 â 4 year Debt Settlement Plans (not recommended) / 5 â 6 years. 3  1 â 2 year Debt Settlement Plans / 3 â 4 years.