Instead, the title of marine biologist is an umbrella term that can refer to a variety of jobs and purposes, like fish biologist, microbiologist or marine mammalogist. Marine biology is the study of marine ecosystems, which can range from studying individual microorganisms to entire environments.
1 You open a savings account at the bank. 2  The bank pays you interest on the money that you deposit and leave in that account. 3  The bank then loans that money out to other people, only they charge a slightly higher interest rate on the loan than what they pay you for your account.
Sure, anyone can save money in a typical savings account. A typical savings account often comes packaged or suggested with your checking account from a local bank branch and only pays 0.01%. These savings accounts usually donât offer the best terms or interest rates, which is why itâs best to keep shopping around.