You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered.
Blanket coverage provides you with an overall limit of coverage for a class of property, and usually includes a per-item sub-limit of coverage. For example, a $100,000 blanket jewelry policy provides up to $100,000 of coverage for jewelry, with no descriptions or values assigned to individual items. The policy limits the amount of coverage paid for any one item to no more than $10,000.