You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
Most basic homeowners insurance policies will cover damage to your house and the contents caused by falling trees and tree limbs. Most storm-caused tree damage, such as ice, hail and lightning, is covered.
What Is Blanket Coverage Insurance? Property insurance policies consist of many limits, and each of them is applied to each location. In lieu of scheduling each limit and location independently, a blanket property policy utilizes one limit for all coverages and locations. The building coverage on a property policy reimburses damages to or loss of the entire building.