Approximately equal to a 1:1.61 ratio, the Golden Ratio can be illustrated using a Golden Rectangle: a large rectangle consisting of a square (with sides equal in length to the shortest length of the rectangle) and a smaller rectangle. 1  The side lengths of a Golden Rectangle are in the Golden Ratio.
Loading the player... What is an 'Adjustable Life Insurance'. Adjustable life insurance is a type of life insurance that combines features of term and whole life coverage, giving policyholders the option to change the characteristics of their policies as their needs change over time.
Increasing Term Life Insurance. Like some of the other policies that we have examined, increasing term life insurance can either be added as a rider, or can be part of the policy itself. The policy is commonly referred to as a Return of Premium Benefit, but this benefit is limited to twenty years.