Approximately equal to a 1:1.61 ratio, the Golden Ratio can be illustrated using a Golden Rectangle: a large rectangle consisting of a square (with sides equal in length to the shortest length of the rectangle) and a smaller rectangle. 1  The side lengths of a Golden Rectangle are in the Golden Ratio.
Loading the player... What is an 'Adjustable Life Insurance'. Adjustable life insurance is a type of life insurance that combines features of term and whole life coverage, giving policyholders the option to change the characteristics of their policies as their needs change over time.
A term life conversion option lets you turn your expiring insurance policy into one that can last as long as you do. Because whole life coverage is usually much more expensive than term life coverage, using a conversion option might not seem like a good idea at first. However, whole life policies have features that can make them valuable parts of your overall financial plan.