Itâs a good idea to request a copy of your credit report from the two credit-reporting agencies at least once a year to verify that your personal information is up to date, that your financial information is correct, and to ensure that you have not been the victim of identity fraud.
Lumps on the neck are quite common. A lump found on the back of the neck can be formed due to a muscle injury, inflamed tonsils or swelling of the lymph nodes. This can cause a great deal of pain and stiffness in the neck. However, sometimes these lumps can go unnoticed and do not hinder the quality of life of a person.
Osteophytes form because of the increase in a damaged joint's surface area. This is most common from the onset of arthritis. Osteophytes usually limit joint movement and typically cause pain. Osteophytes form naturally on the back of the spine as a person ages and are a sign of degeneration in the spine. In this case, the spurs are not the source of back pains, but instead are the common symptom of a deeper problem.