Skin gets its color primarily from melanin, a pigment produced by melanocyte cells in the skin. The darker the skin, the more melanin it contains [source: MedicineNet ]. Freckles and beauty marks likewise indicate a higher concentration of the pigment in certain areas. Melanin also performs another vital function: It protects the skin against harmful UV rays.
APB Opinion No. 25, Accounting for Stock Issued to Employees, specifies that the measurement date for determining compensation cost in stock option, purchase, and award plans is the first date on which are known both (a) the number of shares that an individual employee is entitled to receive and (b) the option or purchase price, if any.
In this case, the date of delinquency is March 2012. The date. that the creditor places the account for collection is not the. basis for calculating the delinquency date. The collection date. is calculated based on the consumerâs delinquency, not the. creditorâs later actions.