You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
trees, shrubs, and plants. Coverage is provided for trees, shrubs, plants, or lawns on the residence premises for the following perils: fire or lightning, explosion, riot or civil commotion, aircraft, vehicles not owned or operated by a resident of the residence premises, vandalism or malicious mischief, and theft.
See what's covered and not covered by home insurance What is covered by home insurance Standard home insurance coverage policies provide the following types of coverage, up to the limits outlined in the policies: 1  Dwelling â Pays for damage or destruction to your house and any unattached structures and buildings, such as fences, detached garages, and storage sheds.