Instead, the title of marine biologist is an umbrella term that can refer to a variety of jobs and purposes, like fish biologist, microbiologist or marine mammalogist. Marine biology is the study of marine ecosystems, which can range from studying individual microorganisms to entire environments.
1 You open a savings account at the bank. 2  The bank pays you interest on the money that you deposit and leave in that account. 3  The bank then loans that money out to other people, only they charge a slightly higher interest rate on the loan than what they pay you for your account.
Savings accounts pay better interest because the bank has more time to lend out your money to other people, and pocket the interest rate differential. The pesky checking account, though, continually experienced in and outflow. Once, maybe, that was true.But now, something has changed.fter you compare the best checking account interest rates, that is. What might well find, if you happen to make that comparison, is that many checking accounts are now paying higher interest to depositors than their savings counterparts.