On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
Chapter 7 and Chapter 13 are your two primary bankruptcy options as a consumer debtor. The immediate effects of your bankruptcy will vary substantially depending on the chapter you choose. If you file Chapter 13, you'll have to repay some or all of your debt over a period as long as five years. You begin by submitting a proposed payment plan to the court when you file your case.