You use Form 1099-MISC, Miscellaneous Income for payments of $600 or more to your subcontractors. 3. How do I determine whether my worker is an employee or subcontractor? The courts have considered many factors in deciding whether a worker is a subcontractor or an employee. They can be divided into three categories:
trees, shrubs, and plants. Coverage is provided for trees, shrubs, plants, or lawns on the residence premises for the following perils: fire or lightning, explosion, riot or civil commotion, aircraft, vehicles not owned or operated by a resident of the residence premises, vandalism or malicious mischief, and theft.
Blanket coverage provides you with an overall limit of coverage for a class of property, and usually includes a per-item sub-limit of coverage. For example, a $100,000 blanket jewelry policy provides up to $100,000 of coverage for jewelry, with no descriptions or values assigned to individual items. The policy limits the amount of coverage paid for any one item to no more than $10,000.