For drivers that run an average of 12,000-15,000 miles per year, pre- and post-winter tire changeovers represent two of their three annual rotations. All they have to do is rotate their summer tires once more in July to complete their annual preventative maintenance.
Fry each dough round until golden brown, 1 to 2 minutes per side. Heat 1/4 cup olive oil in a small pot. Add pinto beans, 1 tablespoon chili powder, 1 teaspoon cumin, garlic powder, salt, and black pepper; stir and mash until heated through, about 5 minutes. Top fry bread with pinto bean mixture and shredded beef.
Melt butter in a nonstick skillet over medium heat. Cook and stir onion until starting to brown, about 5 minutes. Transfer to a plate. Mix remaining 1 tablespoon butter, rosemary, onion powder, garlic powder, salt, and pepper in a small bowl. Spread on one side of each slice of bread. Place 1 slice of bread buttered-side down in the skillet. Top with onion, mozzarella cheese, American cheese, and provolone cheese.