These checks are often used by employers as a means of judging a job candidate's past mistakes, character, and fitness, and to identify potential hiring risks for safety and security reasons. Background checks are also used to thoroughly investigate potential government employees in order to be given a security clearance.
Situational ethics is a form of consequentialism, though distinct from utilitarianism in that the latter's aim is the greatest good for the greatest number, while situational ethics focuses on creating the greatest amount of love.
At the heart of our philosophy is what we refer to as situational lending, a school of thought at the opposite end of the spectrum from conservative lending institutions that are bogged down in bureaucratic restrictions and requirements.