You will not be required to obtain a new Ownerâs Title policy when you refinance your mortgage, but you will be required to obtain a new âLenderâs policyâ of title insurance, naming the lender as the insured. The Lenderâs Policy of title insurance protects the lender for the amount of their mortgage loan.
Examples of non-benzodiazepine sleep aids are zolpidem, eszopiclone, and zaleplon. Antidepressants are sometimes prescribed for sleep difficulties because, through altering chemicals such as serotonin and norepinephrine, they can have a sedating effect. Trazodone and amitriptyline are antidepressants that are sometimes prescribed as sleep aids. Diphenhydramine is an over-the-counter sleep aid.
Alcohol Is Not a Sleep Aid. âThe immediate and short-term impact of alcohol is to reduce the time it takes to fall asleep, and this effect on the first half of sleep may be partly the reason some people with insomnia use alcohol as a sleep aid,â Ebrahim says.