Approximately equal to a 1:1.61 ratio, the Golden Ratio can be illustrated using a Golden Rectangle: a large rectangle consisting of a square (with sides equal in length to the shortest length of the rectangle) and a smaller rectangle. 1  The side lengths of a Golden Rectangle are in the Golden Ratio.
Loading the player... What is an 'Adjustable Life Insurance'. Adjustable life insurance is a type of life insurance that combines features of term and whole life coverage, giving policyholders the option to change the characteristics of their policies as their needs change over time.
Every family and person has different life insurance needs. Some choose a term life policy that will cover the number of years it will take until the youngest child is grown or graduated from college. Others might want to ensure income replacement until retirement age. Typical policy lengths are: 1  10 year term life insurance.  15 year term life insurance.