On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
CHAPTER 7 IS BETTER IF: 1  Your problem debts are ones that can be discharged, or forgiven, by Chapter 7, such as medical bills or credit card debt. 2  You donât have many assets. 3  You donât think youâd be able to pay off your debts over three to five years.