A fund's shares will change in value, and you could lose money by investing in a fund. One of the principal risks of investing in a fund is market risk. Market risk is the risk that a particular stock owned by a fund, fund shares or stocks in general may fall in value. A fund's return may not match the return of the underlying Index. A fund may not be fully invested at times.
Founded in 1994, ICS Travel Group is a premier destination management company providing a wide range of travel services in Asia. ICS has 15 operations offices throughout the region and specialises in creating authentic, tailor-made programmes to Vietnam, Cambodia, Laos, Myanmar, Thailand, Indonesia, and India.
You'll recall the development of adult intelligence tests from earlier in the semester I hope. Basically, the WISC came out in 1949 as a downward extension of an adult IQ test, the Wechsler Bellevue, and was revised in 1974 (WISC R) by Wechsler. The Psychological Corporation revised it again in 1991 (WISC III), and again in 2003 (WISC IV).