On July 30, 2016, Social Security began requiring new and current my Social Security account holders to sign into their account using a one-time code sent via text message. This second layer of security that requires...
Unlike debt settlement and debt consolidation, bankruptcy typically wipes out debt. Although this may seem like a solution to your money problems, it will have lasting consequences on your credit report and still may not remove all the debt you have.
Bankruptcy can often be a relatively swift process, and may provide debt relief within just a few months. The duration of a bankruptcy case, though, depends on which chapter you file. Chapter 7, the most common type of personal bankruptcy, typically takes a few months, while Chapter 13 generally lasts three to five years.