The other beaches of Horry and Georgetown counties have very similar water temperatures including Little River, North Myrtle Beach, Surfside Beach, Murrells Inlet, Litchfield Beach, and Pawleys Island. Average values are given for early (1st-10th), mid (11th-20th), and late (21st-31st) each month.
Extra Expense Insurance. Extra expense insurance is insurance that covers businesses for extra expenses they may incur in the event their businesses must temporarily shut down. Distinct from business interruption insurance, it covers expenses the former does not; however, these costs must qualify as necessary and reasonable.
Out-of-Pocket Expenses and Health Care. In the health care and insurance industries, out-of-pocket expenses refer to the portion of the medical bill that the insurance company does not cover and that the individual must pay on his own. Out-of-pocket health care expenses are not the same as deductibles. Instead, it is an umbrella term that refers to deductibles, co-pays and coinsurance. Arguably, out-of-pocket expenses force the insurance holder to carefully consider whether or not he truly needs medical care.