Most civil court files are public records and may be viewed by anyone. To see a court file you must present valid picture identification, such as a current driver's license. A copy machine is available in the Records Unit and copies cost $0.25 per copy. Copy cards cost $1.00 and can be purchased at the dispensers located in Room 101. The dispensers accept only $1.00 bills.
But getting an auto insurance quote generally does not affect your score because insurance companies do whatâs called a âsoft pullâ on your credit. There are two types of credit inquires, called a âsoft pullâ and a âhard pull:â.
âA charge off is a negative account on your credit reports. There's a time limit as to how long a charge off can remain. You can use the FCRA to dispute a charge off with the credit reporting agencies and the creditor.