Talk to a Bankruptcy Lawyer. Enter Your Zip Code to Find Local Bankruptcy Lawyers. If you are facing foreclosure, bankruptcy might be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months. Some people may be able to save their home by filing for Chapter 13 bankruptcy.alk to a Bankruptcy Lawyer. Enter Your Zip Code to Find Local Bankruptcy Lawyers. If you are facing foreclosure, bankruptcy might be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months. Some people may be able to save their home by filing for Chapter 13 bankruptcy.
Minimum mortgage deposit. In the current mortgage market youâll need a deposit of at least 5% of a propertyâs value to get a mortgage. A lender would then lend you 95% of the propertyâs value.So, if you wanted to buy a Â£150,000 property you would need to save up at least Â£7,500 and borrow Â£142,500.But 5% is just the minimum; there are a few different reasons why you would usually be better off with a bigger mortgage deposit. lender would then lend you 95% of the propertyâs value. So, if you wanted to buy a Â£150,000 property you would need to save up at least Â£7,500 and borrow Â£142,500. But 5% is just the minimum; there are a few different reasons why you would usually be better off with a bigger mortgage deposit.
For a longer term five-year deal, Leeds Building Society offers a rate at 3.20 per cent with a Â£999 fee. Typically buy-to-let borrowers must put down a deposit of at least 25 per cent. The best two year fix at this level is from Barclays at 2.54 per cent with a Â£1,999 fee for a 25 per cent deposit.You could fix for five years with Metro Bank at 3.79 per cent with a Â£1,999 fee with a 25 per cent deposit.or a longer term five-year deal, Leeds Building Society offers a rate at 3.20 per cent with a Â£999 fee. Typically buy-to-let borrowers must put down a deposit of at least 25 per cent. The best two year fix at this level is from Barclays at 2.54 per cent with a Â£1,999 fee for a 25 per cent deposit.