A microaggression is any one of the countless little things that leave the mouth of a well-intentioned person and that person looks back, cringes, and think, Ooo...was that a little bit racist / sexist / homophobic? (The looking back might not actually happen...)
Total liabilities divided by total assets. The debt/asset ratio shows the proportion of a company's assets which are financed through debt. If the ratio is less than 0.5, most of the company's assets are financed through equity. If the ratio is greater than 0.5, most of the company's assets are financed through debt.
The debt/equity ratio measures how much of the company is financed by its debtholders compared with its owners. A company with a ton of debt will have a very high debt/equity ratio, while one with little debt will have a low debt/equity ratio.