Directed by Peter Jackson. With Martin Freeman, Ian McKellen, Richard Armitage, Andy Serkis. A reluctant Hobbit, Bilbo Baggins, sets out to the Lonely Mountain with a spirited group of dwarves to reclaim their mountain home, and the gold within it from the dragon Smaug. Director: Peter Jackson
A tender offer is valid only for a limited period, usually open for up to 20 business days. If a tender offer is accepted by the expected number of shareholders, a merger transaction can be closed in a short period.
Buyers can avoid this time drain by obtaining a mortgage pre-approval letter, something many sellers require along with an offer. And remember, even with a pre-approval, it can take 30 days for the lender to complete its due diligence once an offer is made, so plan accordingly. Cash buyers save a significant amount of time by avoiding the mortgage process. Appraisal disparities: In order for a mortgage to be approved, the bank needs to appraise the home. But if the appraisal comes in low, it will take time to renegotiate the price.