Before we submit every loan, we first MUST get an âautomated approvalâ from âDOâ or âDUâ (Fannie Maeâs âAutomated Underwriterâ), or from âLPâ (Freddie Macâs âAutomated Underwriterâ). âDOâ stands for Desktop Originator and âDUâ stands for Desktop Underwriter â both names are used interchangeably and mean the same thing.
The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time: 1  The 3 months before your 65th birthday, 2  The month of your birthday, and.  The 3 months after your birthday.
You're eligible to enroll in Medicare Part B at age 65 even if you are not eligible for Medicare Part A. 1  Sign up for Part B when first eligible to avoid a late enrollment penalty. 2  If your sponsor is on active duty, you may delay Part B enrollment without penalty. 3  Get Started with Medicare.