Average Weather in February in Phoenix Arizona, United States. In Phoenix, the month of February is characterized by rising daily high temperatures, with daily highs increasing by 5Â°F, from 69Â°F to 74Â°F over the course of the month, and rarely exceeding 83Â°F or dropping below 60Â°F.
Employers liability (EL) is Part II of the standard workers compensation policy. Every employer that buys workers compensation in California (or every other state for that matter except the monopolistic states) has this coverage but very few understand what it actually provides.
Employee benefits liability is provided by an endorsement to the general liability policy. The limits apply per employee and in the aggregate. Typically, coverage is on a claims made basis; a retroactive date applies and the deductible is $1,000 for each employee. Coverage can be included under an umbrella policy.