Money from your savings that you give to the home's seller. A mortgage pays the rest of the purchase price. It's usually expressed as a percentage: On a $100,000 home, a $13,000 down payment would be 13 percent. You don't need to have a perfect credit score or a 20 percent down payment to qualify for a mortgage. Some lenders will accept down payments as small as 3 percent. Federal Housing Administration-insured mortgages have a minimum down payment of 3.5 percent. See five mortgages that require little or no down payment.
So how much water should I really drink? Today, the IOM liberally recommends an even higher volume of total daily water intake: 3.7 liters (15 cups) for the average adult male and 2.7 liters (11 cups) for the average adult female. If these numbers seem daunting, donât worry.
Water Intake Calculator. A Few Simple Calculations to Assure You are Getting Enough Water/Salt Each Day. To better determine how much water you need each day, divide your body weight in half. The answer is the approximate number of water ounces you should drink daily. You should drink half of your body weight in ounces. Individuals who are physically active or live in hot climates may need to drink more. 1 cup = 237 ml.