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An accident that appears on the driver record does not assign the fault to that driver or determine fault. If the accident was considered by the state or DMV to be of a serious nature, it can remain on a driver record for more than 10 years.
How long does an accident stay on your insurance record in New York state? An accident normally remains on a New York state motor vehicle record (MVR) during the year that the accident occurred and for the following three years. The accident is then removed on January 1 of the fourth year after the collision.