As far as remember goes they mean the exact same thing. Recordar algo = Acordarse de algo. Acordarse  needs the de recordar doesn't. Recordar also can mean to remind and acordar to agree.
Typically Bankruptcies will stay reported on your Credit Report for 10 years (per Fair Credit Reporting Act (FCRA) ). However, fortunately, most of the Credit Reporting Agencies will remove then after 7 years has passed.
If you file for Chapter 7 bankruptcy, most of your unsecured debts are written off within 90 days of filing. The bankruptcy will then stay on your credit report for 10 years.While debts will be forgiven, you will also have to give up some of your property, which will be sold, the proceeds of which will be distributed among your creditors.he bankruptcy will then stay on your credit report for 10 years. While debts will be forgiven, you will also have to give up some of your property, which will be sold, the proceeds of which will be distributed among your creditors.