Before we submit every loan, we first MUST get an âautomated approvalâ from âDOâ or âDUâ (Fannie Maeâs âAutomated Underwriterâ), or from âLPâ (Freddie Macâs âAutomated Underwriterâ). âDOâ stands for Desktop Originator and âDUâ stands for Desktop Underwriter â both names are used interchangeably and mean the same thing.
The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time: 1  The 3 months before your 65th birthday, 2  The month of your birthday, and.  The 3 months after your birthday.
You can also sign up for Medicare Part D coverage during the Annual Election Period (AEP), sometimes called the Fall Open Enrollment or Open Enrollment Period for Medicare Advantage and Medicare prescription drug coverage. 1  This takes place from October 15 to December 7. During this time period: 1  Enroll in a Medicare Part D Prescription Drug Plan or change from one Prescription Drug Plan to another. 2  Disenroll from your Medicare Prescription Drug Plan (if youâre already enrolled in one). 3  Enroll in or switch Medicare Advantage Prescription Drug plans.