Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
Here's a graph from the report: This is all speculation, but I wouldn't be surprised if you could trace the targeting of minority communities with subprime mortgages to the fact that there are vanishingly few minorities working on the management level in the financial-services industry.