When Quicken downloads transactions, it guesses at what the spending categories should be if you don't have one or more categories set up for a payee. Setting up memorized payees makes manually entering transactions faster and ensures that the correct categories are associated with downloaded transactions.
LAN. noun. A system that links together electronic office equipment, such as computers and printers, and forms a network within an office, building, or group of buildings. l(ocal) a(rea) n(etwork) .
A star network is a local area network (LAN) in which all node s (workstations or other devices) are directly connected to a common central computer. Every workstation is indirectly connected to every other through the central computer. In some star networks, the central computer can also operate as a workstation.