Most civil court files are public records and may be viewed by anyone. To see a court file you must present valid picture identification, such as a current driver's license. A copy machine is available in the Records Unit and copies cost $0.25 per copy. Copy cards cost $1.00 and can be purchased at the dispensers located in Room 101. The dispensers accept only $1.00 bills.
In reviewing the websites of several major auto insurance companies, they report that their inquiry is a soft pull that does not affect your credit score. Although the inquiry is not involuntary (it results when you seek an auto insurance quote), itâs not because you are seeking credit.
Instead, a different score is used. Itâs something called an Auto Industry Option Score (âAuto Credit Scoreâ). This auto credit score is usually calculated by FICO exclusively for use by auto lenders to determine your loan qualification, down payment and interest rate.Almost 90% of auto lenders base their lending decision on your auto credit score.t is heavily weighted on the following credit report factors, which FICO also uses in their auto score: â An auto loan or lease sent to collections. â Any late payments on an auto loan or lease. â An auto loan or lease settled for less than owed.