As far as remember goes they mean the exact same thing. Recordar algo = Acordarse de algo. Acordarse  needs the de recordar doesn't. Recordar also can mean to remind and acordar to agree.
Typically Bankruptcies will stay reported on your Credit Report for 10 years (per Fair Credit Reporting Act (FCRA) ). However, fortunately, most of the Credit Reporting Agencies will remove then after 7 years has passed.
How Discharged Debts Should Be Reported. The fact that you filed for bankruptcy can be reported for up to ten years. While it may seem like negative information, the reporting of your bankruptcy discharge might not necessarily be a bad thing. A bankruptcy discharge can âclean upâ debts that used to show up on your credit report as being delinquent.