Mulch adds to the beauty and tidiness of a garden. It also enhances growing conditions by protecting the root zones of plants and moderating soil temperatures. Mulch may make a garden look tidy, but the work it does to improve the growing conditions for plants is what makes it most appealing.
Retirement Topics - Beneficiary. A beneficiary can be any person or entity the owner chooses to receive the benefits of a retirement account or an IRA after he or she dies. Beneficiaries of a retirement account or traditional IRA must include in their gross income any taxable distributions they receive.
You can move funds between multiple IRA accounts without any tax liability as long as the accounts are both traditional IRAs or both Roth IRAs. There are tax consequences when you transfer money from a traditional IRA to a Roth.ou can move funds between multiple IRA accounts without any tax liability as long as the accounts are both traditional IRAs or both Roth IRAs. There are tax consequences when you transfer money from a traditional IRA to a Roth.