Money from your savings that you give to the home's seller. A mortgage pays the rest of the purchase price. It's usually expressed as a percentage: On a $100,000 home, a $13,000 down payment would be 13 percent. You don't need to have a perfect credit score or a 20 percent down payment to qualify for a mortgage. Some lenders will accept down payments as small as 3 percent. Federal Housing Administration-insured mortgages have a minimum down payment of 3.5 percent. See five mortgages that require little or no down payment.
So how much water should I really drink? Today, the IOM liberally recommends an even higher volume of total daily water intake: 3.7 liters (15 cups) for the average adult male and 2.7 liters (11 cups) for the average adult female. If these numbers seem daunting, donât worry.
How much water does a human need each day?   On average, most would agree that you need eight cup (4 pints) of water per day. However, before you start filling up that glass, keep in mind that, if you eat 3 full â¦meals a day, you're getting on average about 20% of your daily water needs.