1 The cell is the basic structural and functional unit of life. 2  Cells are independent, single-celled organisms that take in nutrients, excrete wastes, detect and respond to their environment, move, breathe, grow, and reproduce.n all life forms, including bacteria, plants, animals, and humans, the cellBasic structural and functional unit of all life. was defined as the most basic structural and functional unit.
What we do. We provide accessible, fair and independent dispute resolution. The Financial Ombudsman Service fairly and independently resolves disputes between consumers â including some small businesses â and member financial services providers.ur independent dispute resolution processes cover financial services disputes including banking, credit, loans, general insurance, life insurance, financial planning, investments, stock broking, managed funds and pooled superannuation trusts. We also cover estate planning, estate management and trustee services.
An ombudsman or public advocate is usually appointed by the government or by parliament, but with a significant degree of independence, who is charged with representing the interests of the public by investigating and addressing complaints of maladministration or a violation of rights.he typical duties of an ombudsman are to investigate complaints and attempt to resolve them, usually through recommendations (binding or not) or mediation. Ombudsmen sometimes also aim to identify systematic issues leading to poor service or breaches of people's rights.