As far as remember goes they mean the exact same thing. Recordar algo = Acordarse de algo. Acordarse  needs the de recordar doesn't. Recordar also can mean to remind and acordar to agree.
Typically Bankruptcies will stay reported on your Credit Report for 10 years (per Fair Credit Reporting Act (FCRA) ). However, fortunately, most of the Credit Reporting Agencies will remove then after 7 years has passed.
How Long Negative Information Can Be Reported. Bankruptcies may be reported for no more than ten years from the date you filed for bankruptcy. If your case was dismissed (so you did not get an order discharging your debts), the ten years starts from the date of the dismissal.