Before we submit every loan, we first MUST get an âautomated approvalâ from âDOâ or âDUâ (Fannie Maeâs âAutomated Underwriterâ), or from âLPâ (Freddie Macâs âAutomated Underwriterâ). âDOâ stands for Desktop Originator and âDUâ stands for Desktop Underwriter â both names are used interchangeably and mean the same thing.
The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time: 1  The 3 months before your 65th birthday, 2  The month of your birthday, and.  The 3 months after your birthday.
For example, if you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.ote. You can sign up for free Part A (if youâre eligible) any time during or after your Initial Enrollment Period starts. Your coverage start date will depend on when you sign up. If you have to buy Part A and/or Part B, you can only sign up during a valid enrollment period.