DNA Polymerase I (or Pol I) is an enzyme that participates in the process of DNA replication.Discovered by Arthur Kornberg in 1956, it was the first known DNA polymerase (and, indeed, the first known of any kind of polymerase). It was initially characterized in E. coli and is ubiquitous in prokaryotes.rom Wikipedia, the free encyclopedia. DNA Polymerase I (or Pol I) is an enzyme that participates in the process of DNA replication. Discovered by Arthur Kornberg in 1956, it was the first known DNA polymerase (and, indeed, the first known of any kind of polymerase).
Definition of Total Expense Ratio Total expense ratio (TER) is the ratio between total fund costs and total fund assets. It provides information regarding total costs involved annually for investment funds.
The following calculations are used by most lenders as a guide to help determine the maximum you should spend on housing costs and overall debt levels: Gross Debt Service (GDS) Ratio. No more than 30% to 32% of your gross annual income should go to mortgage expenses-principal, interest, property taxes and heating costs (plus fees for condominium maintenance). Total Debt Service (TDS) Ratio. TDS evaluates the gross annual income needed for all debt payments-house, credit cards, personal loans and car loan. Depending on the lender, TDS payments should not exceed 37% to 40% of your gross annual income. The combined incomes for you and your spouse are usually considered, when determining this ratio.