A microaggression is any one of the countless little things that leave the mouth of a well-intentioned person and that person looks back, cringes, and think, Ooo...was that a little bit racist / sexist / homophobic? (The looking back might not actually happen...)
Total liabilities divided by total assets. The debt/asset ratio shows the proportion of a company's assets which are financed through debt. If the ratio is less than 0.5, most of the company's assets are financed through equity. If the ratio is greater than 0.5, most of the company's assets are financed through debt.
The total asset turnover ratio is what a business uses to determine how much money is being generated by the assets a company owns. For example, if the total asset turnover ratio is 0.72, that means that the company is making $0.72 per year for every dollar of assets that the company owns.