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An accident that appears on the driver record does not assign the fault to that driver or determine fault. If the accident was considered by the state or DMV to be of a serious nature, it can remain on a driver record for more than 10 years.
It is nice to know that filing a claim is not going to haunt you for life. Eventually, it will drop off of your record. In most states, car accidents and reported claims will fall off of your record after three years. In some states the drop off period is after five years. It is important that you know that some companies will ask for you to list accidents that are as far as 7 years back.