Talk to a Bankruptcy Lawyer. Enter Your Zip Code to Find Local Bankruptcy Lawyers. If you are facing foreclosure, bankruptcy might be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months. Some people may be able to save their home by filing for Chapter 13 bankruptcy.alk to a Bankruptcy Lawyer. Enter Your Zip Code to Find Local Bankruptcy Lawyers. If you are facing foreclosure, bankruptcy might be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months. Some people may be able to save their home by filing for Chapter 13 bankruptcy.
Minimum mortgage deposit. In the current mortgage market youâll need a deposit of at least 5% of a propertyâs value to get a mortgage. A lender would then lend you 95% of the propertyâs value.So, if you wanted to buy a Â£150,000 property you would need to save up at least Â£7,500 and borrow Â£142,500.But 5% is just the minimum; there are a few different reasons why you would usually be better off with a bigger mortgage deposit. lender would then lend you 95% of the propertyâs value. So, if you wanted to buy a Â£150,000 property you would need to save up at least Â£7,500 and borrow Â£142,500. But 5% is just the minimum; there are a few different reasons why you would usually be better off with a bigger mortgage deposit.
A glance at the â10% depositâ mortgage tables will reveal a number of lenders offering deals in return for your efforts including HSBC, Santander and Leeds and Chelsea building societies.The cold reality is, however, that even if you have saved up enough, you may still fail to meet mortgage lendersâ strict criteria.f you are preparing to buy your first home this year, youâve doubtless been saving hard to scrape together the minimum 10% deposit required by these days by mortgage lenders â no easy feat at more than Â£16,000 on an average-priced property.