Hypoglycemia can also be caused by: 1  Diabetes. 2  Drinking excessive amounts of alcohol. 3  Prolonged exercise. 4  Waiting too long between meals and snacks, especially during pregnancy. 5  Prolonged fasting. 6  Eating large amounts or the wrong types of food after certain stomach surgeries, such as gastric bypass surgery.
DEFINITION of 'Variable Rate Mortgage'. A type of home loan in which the interest rate is not fixed. The two most common types of mortgages in the United States are fixed rate and variable rate (also called adjustable rate). With a fixed rate mortgage, the interest rate does not change for the entire loan term. Borrowers know with certainty what the interest and principal payment on their mortgage will be each month for as long as they carry the mortgage. With a variable rate mortgage, the interest rate adjusts periodically.
From Wikipedia, the free encyclopedia. Mortgage underwriting is the process a lender uses to determine if the risk (especially the risk that the borrower will default) of offering a mortgage loan to a particular borrower is acceptable.isks for the lender are of three forms: interest rate risk, default risk, and prepayment risk. There is a risk to the lender that the rate on an adjustable-rate mortgage may decrease. If this is not matched by correlated decreases in rates on the lender's liabilities, profits will suffer.