The first period happens for many girls between the ages of 12 to 14 years, but quite often it is earlier (from as early as 9 years old) or later (up to 16 years). Girls start having periods at different times depending on how quickly they are developing.
IFC (Issued for construction) means that the drawings and specifications have been approved by the local governing agencies and that these are the plans by which the project will be constructed. Shop drawing is a drawing or set of drawings produced by the contractor, supplier, manufacturer, subcontractor, or fabricator.
Return to top. A GIC is a group annuity contract issued by a life insurance company to a tax-qualified pension plan as an investment. The acronym refers variously to Guaranteed Interest Contracts, Guaranteed Investment Contracts, and Guaranteed Insurance Contracts.