Before we submit every loan, we first MUST get an âautomated approvalâ from âDOâ or âDUâ (Fannie Maeâs âAutomated Underwriterâ), or from âLPâ (Freddie Macâs âAutomated Underwriterâ). âDOâ stands for Desktop Originator and âDUâ stands for Desktop Underwriter â both names are used interchangeably and mean the same thing.
The Initial Enrollment Period (IEP) is the first time you can sign up for Medicare. You may join Medicare Parts A, B, C and D during this time: 1  The 3 months before your 65th birthday, 2  The month of your birthday, and.  The 3 months after your birthday.
1 Initial Enrollment Period â When you are first eligible for Medicare, you have a seven-month period to sign up. 2  This seven-month period begins three months before your 65th birthday, includes the month you turn 65, and ends three months after you turn 65. Initial Enrollment Period â When you are first eligible for Medicare, you have a seven-month period to sign up. 2  This seven-month period begins three months before your 65th birthday, includes the month you turn 65, and ends three months after you turn 65.