Psychiatric mental health nursing is a specialty within nursing. Psychiatric mental health registered nurses work with individuals, families, groups, and communities, assessing their mental health needs.
The Federal Banking Agencies issued the Statement to address concerns with certain. subprime mortgage lending practices. The Federal Banking Agencies are concerned that. subprime borrowers may not fully understand the risks and consequences associated with. these products that may cause payment shock.
In January, the Consumer financial Protection Bureau (CFPB) issued its 800 page Ability-to-Repay and. Qualified Mortgage final rule amending Regulation Z. The regulation currently prohibits a creditor from. making a higher-priced mortgage loan without considering the borrowerâs ability to repay the loan.