The first period happens for many girls between the ages of 12 to 14 years, but quite often it is earlier (from as early as 9 years old) or later (up to 16 years). Girls start having periods at different times depending on how quickly they are developing.
IFC (Issued for construction) means that the drawings and specifications have been approved by the local governing agencies and that these are the plans by which the project will be constructed. Shop drawing is a drawing or set of drawings produced by the contractor, supplier, manufacturer, subcontractor, or fabricator.
A BIC is an acronym, which stands for Bank Identifier Code. It can be used to identify your bank, when receiving payments. You may already quote your BIC on your invoices or payments to your account. The BIC can be either 8 or 11 digits in length, and the Royal Bank of Scotland BICs are shown below as examples: