Mulch adds to the beauty and tidiness of a garden. It also enhances growing conditions by protecting the root zones of plants and moderating soil temperatures. Mulch may make a garden look tidy, but the work it does to improve the growing conditions for plants is what makes it most appealing.
Retirement Topics - Beneficiary. A beneficiary can be any person or entity the owner chooses to receive the benefits of a retirement account or an IRA after he or she dies. Beneficiaries of a retirement account or traditional IRA must include in their gross income any taxable distributions they receive.
How to Transfer a Pension to an IRA. Transferring a pension to an IRA is a fairly straightforward process. Many employers offer 401(k) or similar retirement plans to employees, but there are still some companies that sponsor traditional pension plans.nder a pension plan, your employer kicks in a certain amount of money to the plan and you're guaranteed a specific benefit once you retire. These plans are typically set up to pay your benefits monthly but you may have the option of taking a lump sum.