The type of place a server works in determines a lot about how much they stand to make. In restaurants, the average annual salary is $20,370. Traveler accommodation lodges, however, have an average salary of $24,360. Waiters in special food services see an average of $23,090 a year. In amusement and recreation, servers can earn around $21,700 and in bars and other drinking places, the average salary is $19,660.
A mortgage point equals 1 percent of your total loan amount - for example, on a $100,000 loan, one point would be $1,000. Mortgage points are essentially a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payments (a practice known as buying down your interest rate). In some cases, a lender will offer you the option to pay points along with your closing costs. In exchange for each point you pay at closing, your mortgage APR will be reduced and your monthly payments will shrink accordingly. Typically, you would buy points to lower your rate on a fixed-rate mortgage.
Buy 3,000-30,000 TrueBlue points and earn a 50% bonus. TrueBlue points normally cost between 2.75-3.5 cents apiece plus a 7.5% tax recovery fee, for a total of around 3.0-3.8 cents per point, depending on how many you buy (the more you buy, the lower the cost per point). With this bonus, however, the cost goes down to about 1.97-2.4 cents per point.