Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
As cold weather sets in, reduce the amount of water, but do not allow roses to completely dry out. Plants need water during dry spells, even during the winter months. Stop fertilizing your roses six weeks before your expected first frost date. Add additional mulch to protect roots and conserve moisture. Roses grown in containers need to be put in the ground, container and all, in a protected area of the yard. To prevent wind damage on large bushes, cut the canes back to 3 feet.