Benefits of outsourcing your labor include: 1  Higher revenues and productivity. 2  Lower recruitment and hiring costs. 3  Lower overtime and hold over costs. 4  Lower workers compensation and unemployment claims. 5  Lower unemployment insurance costs.
COBRA coverage generally is offered for 18 months, and 36 months in some cases. If you don't get a notice, but you find out your coverage has ended, or if you get divorced, call the employer's benefits administrator or the group health plan as soon as possible and ask about your COBRA rights.
COBRA will be the same coverage as you had from your parents, but it is probably not worth paying over $200 a month extra to have the same coverage instead of different (and possibly better) coverage.ou will have 60 days to elect COBRA. When you elect it, you pay for all the time you missed. You can have 63 days with no insurance to be considered continuous coverage (preexisting conditions are covered). This means if you can find private insurance you would want it to start on January 1st.