Mortgage rates are offered in eighths. One thing Iâd like to point out first is that mortgage rates move in eighths. In other words, when youâre ultimately offered a rate, it will either be a whole number, such as 5%, or 5.125%, 5.25%, 5.375%, 5.5%, 5.625%, 5.75%, or 5.875%.
Vinyl Tile. 1  Vinyl tiles generally come in 9- and 12-inch squares. 2  To find the number of 12-inch tiles you need, just multiply the length of the room by the width in feet (rounding fractions up to the next foot) to get the number of tiles you need. 3  Add 5 percent extra for cutting and waste.
Winner: Laminate flooring. Vinyl flooring, if installed directly on a subfloor or concrete, is hard and cold. Because laminate is thicker than vinyl and incorporates wood content, it is easier to walk on and warmer to the touch than vinyl. Introducing foam underlayment adds even more comfort to laminate.