Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
By: Julie Day. If you live in a colder climate and grow tender hybrid tea, grandiflora, or floribunda roses, you may want to provide them with some winter protection before the temperatures dip too low. Depending on your preference and your climate, you can choose from several methods: Hilling with soil or mulch.