Water chiller. A water chiller is a mechanical device used to facilitate heat exchange from water to a refrigerant in a closed loop system. The refrigerant is then pumped to a location where the waste heat is transferred to the atmosphere.
Banking in the United States before creation of the Federal Reserve System was, to say the least, chaotic. Early American Banking: 1791-1863. Banking in the America of 1863 was far from easy or dependable.
How to Set Up Online Banking. September 29, 2009. Many banks have introduced online banking services in recent years. These systems offer a high level of convenience to bank customers, allowing them to perform many banking functions from the privacy of their homes via the Internet.