1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
An ecosystem is a community of organisms that interact with each other and with the abiotic (chemical and physical) factors in their particular environment. A biome is the largest well-defined ecosystem. Biomes include vast grasslands, continent-wide deserts, and sweeps of arctic tundra.