The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
The 21st Amendment to the US Constitution was ratified on December 5, 1933. This amendment repealed the 18th amendment thereby ending prohibition.Herbert Hoover had spoken in his presidential acceptance speech in 1932 of the need to end prohibition and move forward.he 21st Amendment to the US Constitution was ratified on December 5, 1933. This amendment repealed the 18th amendment thereby ending prohibition.