TREATMENT: 'Once the flashing lights start you can prevent a fullblown migraine by taking painkillers, drinking water, upping your blood sugar with food and laying down in a quiet, dark room,' says Mr Constantine-Smith.
Consumers are entitled to a free annual credit report from each of the three nationwide consumer reporting agencies, Equifax, Experian and TransUnion. Consumers can go to annualcreditreport.com, the Internet site maintained by the three companies, to get their free report.
The three bureaus use the information they collect to assemble credit reports. Each bureau gathers information separately, however, and when you order a report from one bureau, you get only the data it has collected. What appears on an Equifax report, for example, might not appear on a TransUnion or Experian report. Separate pulling services sell consolidated credit reports that combine information from all three bureaus. It's on these combined reports that you'll see abbreviations such as BQ1, BX1 and BU1.