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Waiting Period to Buy After Foreclosure. Buying After a Foreclosure. The waiting period is 5 years up to 7 years. Buying After a Foreclosure With Extenuating Circumstances. The waiting period is 3 years up to 7 years. Buying After After a Deed-in-Lieu of Foreclosure. The waiting period is 4 years up to 7 years. Buying After a Deed-in-Lieu of Foreclosure With Extenuating Circumstances. The waiting period is 2 years up to 7 years. Buying After a Short Sale. The waiting period basically is 2 to 5 years.
First of all i will say about this question How long before a mortgage company starts foreclosure on you, that this scenario basically depends on the situation and laws that after how much notices it will start the procedure of foreclosure but after chapter 7 and chapter 14 bank will not take much time to foreclose.