Guam Climate & Temperature. 1  Guam, Mariana Islands is at 1328'N, 14447'E, 75 m (247 ft). 2  Guam has a tropical wet climate (Kppen-Geiger classification: Af) with no dry or cold season as it is constantly moist (year-round rainfall).  The mean temperature is 27.5 degrees Celsius (81.5 degrees Fahrenheit).
Home equity line of credit (HELOC) A home equity line of credit (HELOC) lets you borrow up to a fixed amount, secured by the equity in your home, and withdraw your money as you need it over a specified time period. Typically, home equity lines of credit have a variable interest rate, variable term and variable monthly payment.
Credit cards are the most widely used type of revolving credit, with other examples being home equity lines of credit (HELOCs) and retail (department store, gas) cards. Unlike a loan, a revolving account doesnât automatically close when the account reaches a zero balance.