Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
Climbing roses are best winterized by removing the canes from the fence or trellis, laying them on the ground, and allowing snow cover to protect them from extreme cold. If you cannot count on continuous snow cover during the winter, you can mound soil or mulch over the canes on the ground.