Costs and Financial Aid. The cost of attendance is the total amount of tuition, fees, room and board, books, supplies, and other estimated school expenses. Financial aid is a combination of grants, loans, scholarships, and work-study employment designed to help offset the total cost of attendance.
One of the major problems for an investor looking at that 10% average return figure and mistakenly expecting to realize a nice yearly profit from investing in the S&P 500 is inflation. Adjusted for inflation, the historical average annual return is only around 7%.
For example, in the first year, we may have an investment of USD 5,000 while in the second year, the investment may only be $2,000. So, the returns when looked at along with how much money was invested will make a huge difference to our actual return on investment.