Shoppers stock up on gifts during Black Friday last year at a Target store in Burbank, Calif. NEW YORK â Target Corp. is the latest retailer to open earlier on Thanksgiving this year.
The 5 Best Louisiana Homeowners Insurance Companies. At $1,822 per year, Louisiana has the third-highest home insurance premiums in the nation, well above the national average of $1,096. And that doesnât include costs for flood insurance â most homeowners insurance policies donât cover flooding â which may now be a necessity for many residents.
Types of Coverage Offered. Like a homeowners policy, a landlord policy typically helps protect the building itself (and other structures on the property, such as sheds or fences) if there's damage from a fire, lighting, wind, hail or another covered loss. To purchase homeowners insurance, you must live in the home.