1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
The area round the pond provides plenty of slugs, flies and other insects for the frog to eat. The foliage round the pond provides shelter and protection from predators and keeps the air moist. The moist air round the pond stops the frog's skin from drying out. The frog's habitat is in or near ponds.he area round the pond provides plenty of slugs, flies and other insects for the frog to eat. The foliage round the pond provides shelter and protection from predators and keeps the air moist. The moist air round the pond stops the frog's skin from drying out. How the frog has adapted to live in water or on the land.