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âSmallâ term life policies are available with under $50,000 in coverage, but policy amounts can go into the millions. Term life is typically sold in lengths of five, 10, 15, 20, 25 and 30 years. âLevel premiumâ term life means youâre locking in a price for the length of the policy. Typically you will pay a monthly or annual premium to keep the insurance in force. âAnnual renewableâ term life is a one-year policy that renews every year for a higher price.
But auto insurance rules are made to be broken. The time limit to pay your claim varies by state, according to each state's claims settlement provisions.. In Connecticut, paying promptly is the vague term used, which describes a payment within 30 days, and only if it is an undisputed clean claim. Check your rental car coverage. 2  Most policies only provide coverage for 30 days. 3  Find out your state's law for paying a claim. 4  If you suspect your insurance company is violating the Unfair Claims Settlement Act, talk to your adjuster's supervisor.