Common or scarce? Political buttons were created for campaigns, for issues, even for special eventsâor sometimes just because. With so many different kinds of political campaign buttons available since they were first created in 1896, and more than 3,000 for the Obama campaign alone, how can you know which ones to collect?
Over-funded Permanent Life Insurance Example. Now hereâs the tricky part. Thereâs a little known IRS rule â IRC 7702 â which allows life insurance policies to be structured for greater cash-value access and growth. It only requires one little thing â a vast reduction of commission to the insurance agent.
High-deductible health plans, also referred to as âconsumer-directedâ plans, are plans whose deductibles surpass a limit set by the IRS. For 2015, those deductibles are no less than $1,300 for individual coverage or $2,600 for family coverage. For the insurer, a higher deductible means you are responsible for a greater amount of your initial health care costs, saving them money. For you, the benefit comes in lower monthly premiums.