Construction loans are typically short term with a maximum of one year, and have variable rates that move up and down with the prime rate. The rates on this type of loan are higher than rates on permanent mortgage loans.
pleasantness - the feeling caused by agreeable stimuli; one pole of a continuum of states of feeling. pleasure, pleasance - a fundamental feeling that is hard to define but that people desire to experience; he was tingling with pleasure.
Loquaciousness is the quality of being very chatty or talkative. Your friend's loquaciousness is much more charming during a dinner party than first thing in the morning, when you're still half asleep. If people comment on your loquaciousness, it means they think you talk a lot. Loquaciousness comes in handy when you're making small talk at a party or filling air time on your local radio talk show.