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The premium tax credit is a government subsidy to help make health insurance premiums more affordable for middle and low-income people. The subsidy is only available to people with modified adjusted gross incomes from 100 to 400 percent of federal poverty level.
Health Care Tax Credit (HCTC) as it Relates to COBRA What is HCTC Health Coverage Tax Credit is a federal tax credit that pays 65% of the health insurance premiums for qualified individuals.