If you submit a long-term disability claim and it is approved, your plan will. replace part of your lost income by paying you directly on a monthly basis. Long-term disability payments will be reduced by other sources of. income and other disability earnings, including workersâ compensation.
A smaller 3,250-watt portable model might set you back about $300 to $400, while a 10,000-watt model might go for about $1,200. If you want the whole shebang -- the whole house generator -- a 20,000-watt model will cost you about $5,000 at Home Depot. Still other generators go for as much as $10,000. Installation, of course, can also be costly. For a look at how to install your own whole house generator, check out this video.
1 Have an electrician wire the generator in for you. 2  It will cost $200 to $400 for a simple system. 3  Be sure to ground your generator as described in the owner's manual. You can connect the generator's chassis ground to your home's grounding rod, or buy an 8-foot grounding rod at the hardware store for $12 and install it. 2  Be sure to cut your house off from the power grid before starting your generator. 3  If you don't, you risk electrocuting people working on the lines.