Benefits of outsourcing your labor include: 1  Higher revenues and productivity. 2  Lower recruitment and hiring costs. 3  Lower overtime and hold over costs. 4  Lower workers compensation and unemployment claims. 5  Lower unemployment insurance costs.
COBRA coverage generally is offered for 18 months, and 36 months in some cases. If you don't get a notice, but you find out your coverage has ended, or if you get divorced, call the employer's benefits administrator or the group health plan as soon as possible and ask about your COBRA rights.
1 If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead. 2  Losing job-based coverage qualifies you for a Special Enrollment Period. 3  This means you have 60 days to enroll in a health plan, even if itâs outside the annual Open Enrollment Period.