A short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage company agrees to a short sale, you can sell your home and pay off all (or a portion of) your mortgage balance with the proceeds. Depending on your situation, you may be required to make a financial contribution to receive a short sale.
People should not be blamed for their severe depression. Their depression is an illness, and not a punishment for sinful behavior or a lack of religious faith. Even without treatment, severe depression is usually time-limited, and in a few months totally recovers.
Its true that most episodes of Major Depression usually resolve in about six months, even without treatment, but those six months or so can be quite difficultwork and family life can be seriously disrupted, and there is a high risk of suicide. A Major Depressive Episode can often be treated without medication.