Shoppers stock up on gifts during Black Friday last year at a Target store in Burbank, Calif. NEW YORK â Target Corp. is the latest retailer to open earlier on Thanksgiving this year.
The 5 Best Louisiana Homeowners Insurance Companies. At $1,822 per year, Louisiana has the third-highest home insurance premiums in the nation, well above the national average of $1,096. And that doesnât include costs for flood insurance â most homeowners insurance policies donât cover flooding â which may now be a necessity for many residents.
Homeowner Associations, HOAs, get hazard and liability insurance for certain areas of condominium projects. However, home owners must understand what HOA insurance covers and what it does not protect. Usually, HOA insurance covers common areas and, often, the exterior elements, such as roofs, of condo units. HOA insurance seldom protects interior components of units, such as walls, any household goods or personal property.