Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
When to prune roses depends on what type of roses you have. Repeat blooming roses like floribunda and hybrid tea roses should be heavily pruned in the spring just before the buds break. To know when the buds are about to break, look for when buds begin to swell and prune roses at that time.