The insurance does not protect you from identity theft â nothing can really do that â and the policy certainly does not cover monetary losses. The NAIC says most policies typically have benefit limits ranging from $10,000 to $15,000.n the other hand, Wood says she pays for a credit monitoring service. An alternative to full-blown identity theft insurance policies, credit monitoring typically cost about $10 per month.
The 18th Amendment established the Prohibition of intoxicating (alcoholic) beverages in the US, but the Volstead Act was necessary to define what the amendment meant by âintoxicatingâ and it gave the government the legal right to enforce the law.
The 21st Amendment Is Ratified. On December 5, 1933, the 21st Amendment to the U.S. Constitution was ratified. The 21st Amendment repealed the 18th Amendment, making alcohol once again legal. This was the first and only time in U.S. history that an Amendment has been repealed.or instance, the 18th Amendment did not mention the actual drinking of liquor. Since Prohibition went into effect a full year after the 18th Amendment's ratification, many people bought cases of then-legal alcohol and stored them for personal use.