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Tuition: Students registered for 12 credit hours or more in a given term will be considered to be full-time students, and will be charged the full time rate for a registration of 12-20 credit hours.
Student Loans for Part-Time Students. Many students do not have the luxury to attend college full-time for a number of reasons; they may need to work or take care of a family, for example. When determining financial aid eligibility, part-time status â sometimes called half-time â is generally considered six credits at a time. While there may be more options for full-time students taking between nine and 12 credits, part-time students have options as well. If you take at least six credits, for example, you are eligible for federal student loans through the William D. Ford Direct Loan Program.