There are several critical distinctions between BiPAP and a traditional ventilator: 1  BiPAP is non-invasive, requiring only a mask that can put on or taken off as needed. 2  BiPAP is not generally considered Life Support Equipment.. 3  A ventilator is generally set to deliver air according to volume.
Most contractors pay from $700 to $1,200 per year for general liability insurance. The payments are usually structured as a down payment of several hundred dollars and monthly payments spread out over nine or ten months.
1 Give accurate payroll and subcontractor cost to your insurance agent. 2  The cost of your contractors general liability insurance is based on your payroll. 3  Do not under report this figure. 4  Under reporting your payroll can result in an audit premium at the end of the year. If you do not have current certificates for them, the cost of your subcontractors will be added to your contractors general liability policy as payroll. 2  The cost of your insurance will increase significantly. *. 3  All certificates of insurance from your subcontractors need to have you named as an additional insured.