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The average national cost to install a geothermal heating or cooling system is $5,745, with most homeowners spending between $3,534 and $11,089.
This is around double the cost of a conventional heating, cooling, and hot water system, but geothermal heating/cooling systems can reduce utility bills by 40% to 60%. The payback for a system can range from 2-10 years, while the lifetime of a system can be 18-23 years, almost double a conventional system.his is around double the cost of a conventional heating, cooling, and hot water system, but geothermal heating/cooling systems can reduce utility bills by 40% to 60%. The payback for a system can range from 2-10 years, while the lifetime of a system can be 18-23 years, almost double a conventional system.