Benefits of outsourcing your labor include: 1  Higher revenues and productivity. 2  Lower recruitment and hiring costs. 3  Lower overtime and hold over costs. 4  Lower workers compensation and unemployment claims. 5  Lower unemployment insurance costs.
COBRA coverage generally is offered for 18 months, and 36 months in some cases. If you don't get a notice, but you find out your coverage has ended, or if you get divorced, call the employer's benefits administrator or the group health plan as soon as possible and ask about your COBRA rights.
1 You have 30 days to notify the plan administrator (usually the insurance company) when a loss occurs for any of the reasons listed above, except for divorce and change of status by a dependent. 2  In those two instances, you have 60 days to notify the administrator.ou do not have to offer COBRA coverage to any of the following: 1  an employee who is not yet eligible for your group health plan. 2  an eligible employee who declined to participate in your group health plan.