Benefits of outsourcing your labor include: 1  Higher revenues and productivity. 2  Lower recruitment and hiring costs. 3  Lower overtime and hold over costs. 4  Lower workers compensation and unemployment claims. 5  Lower unemployment insurance costs.
COBRA coverage generally is offered for 18 months, and 36 months in some cases. If you don't get a notice, but you find out your coverage has ended, or if you get divorced, call the employer's benefits administrator or the group health plan as soon as possible and ask about your COBRA rights.
For example, if you waive your right to COBRA coverage and then decide to choose coverage while still in the COBRA election period, coverage will be granted as long as you send the final election notification to Discovery Benefits within the 60-day period. Back to COBRA.