Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
Where and When to Plant. Roses should be planted when the weather is cool and the plant is dormant. However, if the ground in your area freezes, you will need to wait for the thaw. Early Spring or Fall is usually the best months for planting. Never plant a rose in the middle of summer when the heat is at its worst. Roses need time to adjust and the heat of summer can kill them during the tender planting period. Roses need space and sunshine.