Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
Try planting your roses in a spot with morning sun and afternoon shade. Cold climates should have a warm wall or a fence to keep the roses from getting too cold. Your soil should have good drainage. Before you plant your roses, dig a hole and pour water into it to make sure that it drains after just a few hours.