1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
One example of an ecosystem is a pond, with its plants, fish, invertebrates, microorganisms and bottom deposits and with the characteristic temperature fluctuations, quantity of oxygen dissolved in the water, the substances present in the water, and other factors with a specific biological productivity.