so for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..o for example, ,if no earned. so for example, ,if no earned income on the indiv over age 70 1/2 and some earned income for spouse, then the over 70 1/2 can make a ROTH contrib, if I understand you correctly..
You don t want to lose the benefit of a good price on a new car by paying too much for financing, for an extended service contract, and for rustproofing, paint sealant, and other add-ons. You also don t want to get too little for your used car trade-in, if you have one.ut the best way to get a solid estimate of your used car s value is to take it to several new car or used car dealers to see what they will pay you for it. Simply tell each dealer that you plan to sell your car and that you are getting offers from at least 5 dealers.
For example, on a $30,000 car, youâd finance the entire $30,000 purchase price with a car loan. With a car lease, you only pay the difference between the carâs price and what itâs expected to be worth at the end of the lease, which is a carâs residual value.So if the carâs residual value is 55 percent after three years, for example, that means the $30,000 car would be worth $16,500 at the end of the lease.Youâd make lease payments on the remaining $13,500 and not the full $30,000. If you only have a small down payment saved up, leasing may also be better for you.ost shoppers arenât able to pay cash for a new car, so youâll need to decide how youâre going to finance it. While many people take out a car loan, leasing a new car is simply another form of new-car financing.