Guam Climate & Temperature. 1  Guam, Mariana Islands is at 1328'N, 14447'E, 75 m (247 ft). 2  Guam has a tropical wet climate (Kppen-Geiger classification: Af) with no dry or cold season as it is constantly moist (year-round rainfall).  The mean temperature is 27.5 degrees Celsius (81.5 degrees Fahrenheit).
Home equity line of credit (HELOC) A home equity line of credit (HELOC) lets you borrow up to a fixed amount, secured by the equity in your home, and withdraw your money as you need it over a specified time period. Typically, home equity lines of credit have a variable interest rate, variable term and variable monthly payment.
With interest rates remaining low, home equity lines of credit, or HELOCs are often the perfect lending instrument to finance these projects. An HELOC not only minimizes interest expenses, but also provides tax benefits. But if youâre going to use it for purposes unrelated to your home, make sure youâre familiar with the tax benefits of doing so. There are three different ways to benefit from using HELOCs regarding the specific use of the proceeds: Purchasing Your Home