Kutools for Excel. Kutools for Excel is a handy ... Kutools for Excel is a handy Microsoft Office Excel add-ins collection to free you from time-consuming operations. Working with Microsoft Excel, you will suffer from repetitive operations, especially when dealing with charts, tables, reports and so on.
Your own contributions to a Roth IRA can be taken out anytime, tax-free. An exception for education applies to payments made to qualified higher education expenses paid to eligible educational institutions for not only you and your spouse, but also your children and your grandchildren.
As with any government gift, the Roth IRA comes with a few strings attached. First, you can contribute to a Roth only if you have earned income from a job. Say you're in school, you're not working and you have a little extra money left over from your student loan or your parents gave you money. You cannot put it in a Roth.