1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
Pond. A pond is a body of standing water, either natural or man-made, that is usually smaller than a lake. They may arise naturally in floodplains as part of a river system, or they may be somewhat isolated depressions. Usually they contain shallow water with marsh and aquatic plants and animals.