A short sale, also known as a pre-foreclosure sale, is when you sell your home for less than the balance remaining on your mortgage. If your mortgage company agrees to a short sale, you can sell your home and pay off all (or a portion of) your mortgage balance with the proceeds. Depending on your situation, you may be required to make a financial contribution to receive a short sale.
People should not be blamed for their severe depression. Their depression is an illness, and not a punishment for sinful behavior or a lack of religious faith. Even without treatment, severe depression is usually time-limited, and in a few months totally recovers.
Depression With Psychosis. A rare but extremely debilitating form of depression, depression with psychosis impacts an estimated .4 percent of the population. Known as psychotic major depression (PMD), this breed of the popular mental condition is more serious than most common mental disorders. Most sufferers from this very serious variation of the disorder experience different types of delusions that heavily influence the way they live their lives.