Typically this is the kind of result we lawyers can achieve for bankruptcy clients by doing what is known as a âlien-stripâ in a Chapter 13 case where the value of the property is less than the amount owed to the first mortgage.
When To Prune. You can prune off diseased or dead (black or dark gray) wood any time of the year. But roses need a major pruning in late winter or early spring when they're first starting to send out new growth. The new growth is usually little red buds or shoots that will turn into new stems and leaves.
Then there is pruning tree roses as well as pruning knockout rose bushes. The signs for pruning rose bushes in the spring are the swelling of the rose buds. So therefore the best time to prune your roses is in early spring when those buds just begin to swell. Keep in mind that a rose is basically just a flowering shrub, and also that it's very hard to do any real harm to the rose bush if you do not prune like a pro the first time.