Construction loans are typically short term with a maximum of one year, and have variable rates that move up and down with the prime rate. The rates on this type of loan are higher than rates on permanent mortgage loans.
pleasantness - the feeling caused by agreeable stimuli; one pole of a continuum of states of feeling. pleasure, pleasance - a fundamental feeling that is hard to define but that people desire to experience; he was tingling with pleasure.
Felicity is a philosophical term, colder and more formal than happiness. Gladness is happiness that overflows, expressing itself in countenance, voice, manner, and action. Joy is more intense than happiness, deeper than gladness, to which it is akin, nobler and more enduring than pleasure. Gaiety is more superficial than joy, more demonstrative than gladness. Rejoicing is happiness or joy that finds utterance in word, song, festivity, etc.