Guam Climate & Temperature. 1  Guam, Mariana Islands is at 1328'N, 14447'E, 75 m (247 ft). 2  Guam has a tropical wet climate (Kppen-Geiger classification: Af) with no dry or cold season as it is constantly moist (year-round rainfall).  The mean temperature is 27.5 degrees Celsius (81.5 degrees Fahrenheit).
Home equity line of credit (HELOC) A home equity line of credit (HELOC) lets you borrow up to a fixed amount, secured by the equity in your home, and withdraw your money as you need it over a specified time period. Typically, home equity lines of credit have a variable interest rate, variable term and variable monthly payment.
A home equity line of credit (HELOC) works more like a credit card. You are allowed to borrow up to a certain amount for the life of the loan -- a time limit set by the lender.During that time you can withdraw money as you need it. As you pay off the principal, your credit revolves and you can use it again. home equity line of credit (HELOC) works more like a credit card. You are allowed to borrow up to a certain amount for the life of the loan -- a time limit set by the lender.