The first year it went up 10%, now you would have $22,000. The next year it went down 20% now you would have only $17,600 or $2,400 under what you started with. That may make you too nervous. In many index annuities, you do not participate in any downside risk.
Yes.A single entry Chinese visa is good for 90 days from the date of issue, which means, you can enter China Within 90 days; and duration of stay is 30 days, which means from the date of your entrance, you can stay in China for 30 days. I am not a U. S. citizen.
For many countries, no Taiwan visa is required if you stay less than 90 or 30 days. Up to 30 (or 90) days of stay: no Taiwan visa is required as you are entitled to the  Visa-Exempted Entry . A . Visitor Visa  is required for more than 30 (or 90) days.. Resident Visa. You need to apply for the Resident Visa if you want to stay more than 180 days (normally) or indefinitely. Most of times this visa is given for employment, study or, in my case, marriage. You can apply for the Resident Visa overseas or in Taiwan.