1 Converting nondeductible IRA contributions to a Roth: Since 2010, high earners otherwise not eligible to make Roth contributions can make nondeductible contributions to a traditional IRA and then convert those amounts to a Roth.
Pond Ecosystem An ecosystem is a dynamic complex of plant, animal, and microorganism communities and the nonliving environment, interacting as a functional unit. Remember that the organisms living in an ecosystem are broken down into categories: producers, consumers, and decomposers.
A pond is a body of freshwater smaller than a lake. Ponds are naturally formed by a depression in the ground filling and retaining water. Streams or spring water is usually fed into these bodies. They cn also be man-made ponds which can be created by damming a stream, digging a hole. Ponds are usually land locked and have no outflow.