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Insurance account manager. Insurance account managers promote their company's insurance products to those who will be directly selling them, such as brokers and independent financial advisers (IFAs). reinsurance. Insurance account managers work with a caseload of several clients, building up long-term relationships with them.
While an insurance agent is employed by, and represents, a particular insurance company, an insurance broker is a representative of the insured only. An insurance agent is bound by company rules and responsibilities, whereas an insurance broker's only duty is to aid a client. He or she owes no obligation to any company.he client is considered the principal and the broker acts as the client's agent. An agent's powers generally extend beyond those of a broker. A distinguishing feature between an agent and a broker is that a broker acts as a middleperson.