Time requirements [edit]. An associate degree is awarded to students who complete 90 quarter credit hours or 60 semester credit hours of schooling. Typically, on a full-time schedule, this requires two years to complete.onversely, high school graduates who enter college with a high amount of transfer credits (AP, AICE, IB, CLEP) could finish the degree in less than two years. In rare circumstances, some students take one year to earn the associate degree.
Home âº Credit Score A-Z âº Average Fico Score 2015. While the average Fico score in the United States is 634, the score between states can vary considerably. Because of the increasing number of auto loans, mortgages and credit card balances, the U.S. seem to have a relatively low national average credit score.
For a 30-year fixed interest loan with a FICO score of 620, for example, you may pay 7.693 percent interest. With a score of 619, the interest on the same loan could jump to 12.018 percent [source: Fair Isaac ]. So 720 is the lowest good score and you can't get any lower than 300.But what's the average score for Americans? As of March 2008, Experian gave a national average credit score of 692. South Dakota had the highest average (710), and Texas had the lowest (655) [source: Rotblut ].o 720 is the lowest good score and you can't get any lower than 300. But what's the average score for Americans? As of March 2008, Experian gave a national average credit score of 692. South Dakota had the highest average (710), and Texas had the lowest (655) [source: Rotblut ].