Subject: Battery life. I bought a new car in 2001 and the first battery lasted precisely 4 years. Today, 11 years later, my second battery is still running strong for the following reason: I bought a computer controlled battery charger and made it a habit to fully recharge the battery every month once.
Health insurance provided to employees by an employer or by an association to its members is called group coverage. Health insurance you buy on your ownânot through an employer or associationâis called individual coverage. Those are the basics.
One of the first is the type of funding used to finance these benefits. In the health insurance marketplace there are primarily two types of funding an employer group can choose: self-insured and fully-insured.The essential difference between the plans is who assumes the risk for the claims generated by the employees. In a fully-insured plan the risk falls on the insurance company. An organization with a fully-insured plan will pay premiums to an insurance company based on the number of employees in the plan and their associated health risks the insurance company will then cover all the claims generated by the employees.