Long-Term Disability (LTD) Insurance. Long-Term Disability Insurance helps protect you from loss of income if an illness or injury prevents you from working for six months or more. Open Enrollment is April 1 through April 30, 2016. Open Enrollment for Long Term Disability (LTD) Insurance Plan will be held annually April 1 â April 30, 2016.
Hypothermia is a potentially dangerous drop in body temperature, usually caused by prolonged exposure to cold temperatures. The risk of cold exposure increases as the winter months arrive. But if you're exposed to cold temperatures on a spring hike or capsized on a summer sail, you can also be at risk of hypothermia. Normal body temperature averages 98.6 degrees. With hypothermia, core temperature drops below 95 degrees. In severe hypothermia, core body temperature can drop to 82 degrees or lower.
Losing weight is very simple, you must burn more calories than you take in, so either eat less or be more active or both to lose weight. YET, you do not have to do extreme temperature changes to cause the body to work harder to maintain your core body temperature, and burn more calories doing it. A cold shower hitting your neck and upper back for 10 minutes at a temperature of 72 degrees is enough to make your body burn lots of calories to maintain warmth. OR sitting back and watching TV with a large ice pack hitting your neck and back (with a T-Shirt in between) for 20 minutes will do just a good a job. Though extremes in this area could be simply a 20 min ice bath as well (but the ice pack or cold shower are 60% as effective as an ice bath). Swimmers are thin and muscular due to the cold water drawing off the heat from their bodies and the body compensating for it.