9 Reasons Why Raising the Minimum Wage Is a Terrible Idea. Itâs time for economic facts, not fallacies. President Obama and congressional Democrats are pressing to increase the federal minimum wage to $10.10 an hour. Here are nine reasons why thatâs a bad idea.
Most times you cannot remove negative items off your credit list but you are able to have the negative item turned into a positive item. What you need to do is file a dispute with the credit card agencies I usually do mine online since it is easier.
A 30-day late payment notation is a negative item for your credit. Like most negative items, the 30-day late payment will only remain on your credit report for seven years. After seven years, the Fair Credit Reporting Act dictates that the credit bureaus must delete it from your record.