If you see or smell mold, or if you or anyone else is experiencing any mold related symptoms, report it immediately. Tell your employer, supervisor, building manager, health and safety officer and/or your union representative so it can be investigated.
Will it really take you seven years to pass CFA 3? If you embark on a quest to become a CFA Charterholder, you must be prepared to sacrifice a lot of life. The CFA Institute itself says that it takes the average candidate four years to complete the programme. In some cases, however, this looks optimistic. One of the contributors to Analyst Forum confessed yesterday that heâd been studying for CFA exams since 2007.
You can try getting a loan 1 year after foreclosure but chances are you'll be charged with very high rates. The best thing is to wait for at least 2-4 years to get the better and lower rates on your new loan. Even if you'd like to get a mortgage after 2 years, you can try out with FHA loans but you need to have minimum score of 580-600 especially in times of mortgage and housing crisis. This is from an article I found by googleING the same question.