Metallica is an American heavy metal band formed in Los Angeles, California. The band was formed in 1981 when vocalist/guitarist James Hetfield responded to an advertisement posted by drummer Lars Ulrich in a local newspaper. Metallica's current line-up comprises founding members Hetfield and Ulrich, longtime lead guitarist Kirk Hammett and bassist Robert Trujillo.
Tennessee Insurance Costs for Drivers. For drivers in Tennessee, insurance is, again, a little cheaper than the national average. Throughout the country, drivers pay an average of $795 a year for car insurance; Tennessee drivers pay an average of $649.
The average cost for car insurance is around 1500 dollars a year.  The cost will vary depending on driving record, make and model of  car and other factors. Answer According to data from the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in the U.S. was $795 in 2007. When compared to average costs by state, however, it's clear that location can make a big difference.