Adipose Tissue is a loose fibrous connective tissue that is packed with many fat cells (called  adipocytes ): Adipose tissue forms a thick layer under the skin, around the kidneys and in the buttocks. More generally, it is found at the same locations throughout the body as areolar connective tissue..0 The Functions of adipose tissue. 1  Adipose tissue acts as an insulating layer, helping to reduce heat loss through the skin. 2  It also has a protective function, providing mechanical protection (padding) and support around some of the major organs, e.g. kidneys. 3  Adipose tissue is also a means of energy storage.
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