NYPD cop who sifted through ten tons of 9/11 debris says he saw a ghost 'trying to help' while searching for clues to identify victims from attacks at landfill, book reveals. 1  Sgt. Frank Marra, 48, said he saw ghost of African American woman, who was dressed in white as a Red Cross worker from Second World War.
oxygen debt. a state that arises in very active muscles when insufficient oxygen is supplied by the lungs, causing the muscle tissue to respire anaerobically with the production of LACTIC ACID. When muscular activities slow down, the rate and depth of breathing remains at a high level until the lactic acid has been oxidized.
It is safe to assume that after six years your car would have lost 50% of its value and would be worth R110 000. The value of the balloon payment. A 40% balloon repayment means that you have a debt of R88 000 which you are not paying off. This means you are paying interest on R88 for six years. At an interest rate of 11,5% (I have assumed 2% above prime) you will pay R87 000 in interest on that R88 000 balloon payment over 72 months.