I'm a student without a cosigner. I've had credit for about a year. My scores are: 695 689 646 Put together that's an average of 676 rounded down and 677 rounded up.
The sheriff said the department doesnât wait the usual 24 hours in a missing-persons case when the person being sought is under age 16 or an Alzheimerâs patient. Some people claim you need to wait 24 hours before filing a missing person report with the police, but this is a myth.
Luckily, there are set time frames for how long negative information remains on a credit report. In general, negative information more than seven years old from the date of last activity (ten years for bankruptcies) must be removed from your file.