Man sawing a plank.(1825) Carpentry is a skilled trade in which the primary work performed is the cutting, shaping and installation of building materials during the construction of buildings, ships, timber bridges, concrete formwork, etc.
Credit bureau scores are often called FICO Â® scores because many credit bureau scores used in the U.S. are produced from software developed by Fair Isaac Corporation (FICO). While many lenders use credit scores to help them make their lending decisions, each lender has its own criteria, depending on the level of risk it finds acceptable for a given credit product. â Your credit report is a detailed list of your credit history, consisting of information provided by lenders that have extended credit to you.
How Do Credit Reports Know Your Payment History? Your lenders know whether or not you pay your bills on time and they will report your payment history to the credit reporting agenciesâ¦good or bad. As such, your credit reports will reflect your payment history on any credit account youâve had in the past 7 to 10 years. This includes, but is not limited to, student loans, mortgages, bank and retail store credit cards and auto loans.