I'm a student without a cosigner. I've had credit for about a year. My scores are: 695 689 646 Put together that's an average of 676 rounded down and 677 rounded up.
The sheriff said the department doesnât wait the usual 24 hours in a missing-persons case when the person being sought is under age 16 or an Alzheimerâs patient. Some people claim you need to wait 24 hours before filing a missing person report with the police, but this is a myth.
Fill in the blanks, then send the letter to the creditor, along with any documentation supporting your dispute. Theyâre obligated to investigate the items in question, usually within 30 days. If they agree that thereâs an error, itâs their job to notify all three credit bureaus so they can fix your report. You can also request to have them send notifications to any agency thatâs pulled your report within the past six months.