1 Gently move the nail file in one direction across the top of your toenail until smooth and the appropriate length.  Don't cut cuticles. If you want to tame cuticles on your toenails, use a cuticle stick (an orange stick, which you can buy at a beauty supply store, drugstore, or similar store) to push them back.
The Difference Between REITs and Real Estate Crowdfunding. With a crowd-funded platform, you get detailed information about â and access to invest in â specific real estate properties. Itâs less involved than buying property outright and becoming a landlord but more hands-on than investing in a REIT (real estate investment trust).
Using tax-deferred investment accounts makes the most sense if you are in a high tax bracket now and think you will be in a lower tax bracket in the future when you will be taking withdrawals. 1  The idea is to put time on your side, allowing years of investment income to compound, without having to pay tax on it.