Required Minimum Distribution (RMD) The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning.
There are two types of seals: the earless, or true, seals (family Phocidae); and the eared seals (family Otariidae), which comprise the sea lions and fur seals. In addition to the presence of external ears, eared seals have longer flippers than do earless seals.
There are two species of elephant seals in the world, the Northern Elephant Seal that is found in the eastern and northern Pacific Ocean and the Southern Elephant seal that is found almost circumpolar around Antarctica. The Southern Elephant seal is the largest of all the world's seal species, southern males are up to 50% heavier and females 20% heavier than their northern counterparts.