Subject: Battery life. I bought a new car in 2001 and the first battery lasted precisely 4 years. Today, 11 years later, my second battery is still running strong for the following reason: I bought a computer controlled battery charger and made it a habit to fully recharge the battery every month once.
Health insurance provided to employees by an employer or by an association to its members is called group coverage. Health insurance you buy on your ownânot through an employer or associationâis called individual coverage. Those are the basics.
A peril, as referred to in an insurance policy, is a cause of loss, such as fire or theft. Coverage can be provided on an âall perilsâ basis, or a ânamed perilsâ basis. Named Perils policies list exactly what is covered by the policy, while Open Perils (or All Perils) policies will list what is excluded from coverage. Named Perils policies are generally more restrictive. A dwelling policy usually provides coverage for both the dwelling and contents on a named perils basis, while a homeowners policy usually provides coverage for the dwelling on an all perils basis, and for the contents on a named perils basis.