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Auto Shipping Insurance Requirements. Less than five percent of cars that are transported report any measurable damage from the process, but you should always try to protect yourself against any potential issues.Even if your vehicle is being transported, and not driven, you must arrange insurance.uto Shipping Insurance Requirements. Less than five percent of cars that are transported report any measurable damage from the process, but you should always try to protect yourself against any potential issues.
Updated May 27, 2016. Gap insurance is not an obligatory requirement of insurance or state laws when you buy a car. Gap insurance provides coverage for the difference between how much you owe on your car, and how much it is worth (Actual Cash Value) at the time of an accident that causes a total loss.