Catheter ablation of AF has a reported worldwide mortality of 1:1000 procedures. This is significant for the treatment of a condition that can be controlled by drug therapy and for a procedure that is undertaken in a predominantly healthy population for symptom control and improved quality of life.
On a pretax basis, employees can't contribute above certain limits. In 2015, for instance, the limit is $18,000; those 50 and older can make additional catch-up contributions of $6,000. This money is not counted toward income, and all gains are tax-deferred.The limits are the same for Roth 401(k)s, though the contributions do count toward income and all gains are tax-free.But employees can sock away a lot more retirement cash if their company plan offers an after-tax option in a traditional 401(k). People who made after-tax contributions to their traditional 401(k) plans throughout the 1980s and 1990s, before the advent of the Roth IRA and Roth 401(k). 2  People who want to build up a Roth IRA with the goal of passing it on to heirs.
Roth contributions will change your take-home pay. Because Roth 403(b) contributions are under the same IRS limits as pre-tax contributions to the Faculty and Staff Retirement Plan, each dollar of a Roth contribution reduces the amount that can be contributed pre-tax and vice versa.hrough the Roth 403(b) option you can make contributions that are taxed based on your current tax rates, so you can make tax-free withdrawals later in retirement after meeting certain criteria. This option may benefit you if you expect your tax rate to be the same or higher in retirement.