NYPD cop who sifted through ten tons of 9/11 debris says he saw a ghost 'trying to help' while searching for clues to identify victims from attacks at landfill, book reveals. 1  Sgt. Frank Marra, 48, said he saw ghost of African American woman, who was dressed in white as a Red Cross worker from Second World War.
oxygen debt. a state that arises in very active muscles when insufficient oxygen is supplied by the lungs, causing the muscle tissue to respire anaerobically with the production of LACTIC ACID. When muscular activities slow down, the rate and depth of breathing remains at a high level until the lactic acid has been oxidized.
Medical debt is the most common type of collection account, representing nearly half of all reported collections. Almost 1 in 6 credit reports contain a medical debt collection, according to the Federal Reserve. And about 2 in 5 Americans reported a lower credit rating last year due to unpaid medical bills. The damage a medical collections account can do to your credit can be devastating, making it harder to get loans at low interest rates.