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A: You do not need to apply For A Parent Plus Loan With A Co-Signer anymore as no financial intermediary or other private lender offers Parent Plus Student Loans. The only lender offering these loans is the federal financial aid office and applicants do not need a co-signer in case of federal loan.
A Few Important Notes About Refunds. 1  If your parents are borrowing through the PLUS Loan program, they may elect to have any excess funds refunded either to them or to you. 2  Not cashing a refund check does not cancel any loans you have been awarded. 3  Some types of aid can only be used to pay for certain types of charges.