Updated news on the Gambino, Genovese, Bonanno, Lucchese, and Colombo Organized Crime Families of New York City. Gambino. The Gambino crime family is one of the Five Families that control organized crime activity in New York City. It is a part of the United States-wide criminal network known as the Mafia (or Cosa Nostra).
While a loan is a liability for the borrower, it is an asset for the bank, for the lender. This asset includes loans to consumers (home loans, personal loans, automobile loans, credit card loans) and businesses (real estate development loans, capital investment loans). Reserves: The third asset category is reserves.
BREAKING DOWN 'Bank Capital'. A bank's capital can be thought of as the margin to which creditors are covered if a bank liquidates its assets. Loan-loss reserves or loan-loss provisions, are amounts set aside by banks to allow for any loss in the value of the loans they have offered.EFINITION of 'Bank Capital'. The difference between the value of a bank's assets and its liabilities.