I'm a student without a cosigner. I've had credit for about a year. My scores are: 695 689 646 Put together that's an average of 676 rounded down and 677 rounded up.
The sheriff said the department doesnât wait the usual 24 hours in a missing-persons case when the person being sought is under age 16 or an Alzheimerâs patient. Some people claim you need to wait 24 hours before filing a missing person report with the police, but this is a myth.
The credit reporting time limit is seven years for most negative information. Certain types of negative information will stay on your credit report for longer than that. Delinquency information like late credit card payments and collections can be reported for seven years from the date of the delinquency. Charge-offs, seven years + 180 days from the date reported to the credit bureau, usually this is simply seven years from the date of the charge off.