I'm a student without a cosigner. I've had credit for about a year. My scores are: 695 689 646 Put together that's an average of 676 rounded down and 677 rounded up.
The sheriff said the department doesnât wait the usual 24 hours in a missing-persons case when the person being sought is under age 16 or an Alzheimerâs patient. Some people claim you need to wait 24 hours before filing a missing person report with the police, but this is a myth.
However, it depends. Some negative information can stay on your report for up to 15 years. Delinquencies (30 â 180 days): Up to 7 years after the first missed payment, the original delinquency date, after which point you never caught up on your payments again.