Metallica is an American heavy metal band formed in Los Angeles, California. The band was formed in 1981 when vocalist/guitarist James Hetfield responded to an advertisement posted by drummer Lars Ulrich in a local newspaper. Metallica's current line-up comprises founding members Hetfield and Ulrich, longtime lead guitarist Kirk Hammett and bassist Robert Trujillo.
Tennessee Insurance Costs for Drivers. For drivers in Tennessee, insurance is, again, a little cheaper than the national average. Throughout the country, drivers pay an average of $795 a year for car insurance; Tennessee drivers pay an average of $649.
Dealers typically charge $600 for GAP insurance, though the cost generally grows to a total of $800 over time once you figure the interest that's charged.Henderson's company offers GAP insurance for $185 and it provides coverage for the entire term of the loan.f your $20,000 car is totaled in an accident, you still could owe as much as $5,000, even after your insurance pays your finance company, says Scott Henderson, president and CEO of GapDirect.com. GAP insurance is a must for leasing.