1 Gently move the nail file in one direction across the top of your toenail until smooth and the appropriate length.  Don't cut cuticles. If you want to tame cuticles on your toenails, use a cuticle stick (an orange stick, which you can buy at a beauty supply store, drugstore, or similar store) to push them back.
The Difference Between REITs and Real Estate Crowdfunding. With a crowd-funded platform, you get detailed information about â and access to invest in â specific real estate properties. Itâs less involved than buying property outright and becoming a landlord but more hands-on than investing in a REIT (real estate investment trust).
Investment Accounts: Transfer on Death An investment account can transfer fairly easily, as long as you designate a beneficiary and consider his or her ability to manage the account. On a nonretirement account, designating a beneficiary or beneficiaries establishes a transfer on death (TOD) registration for the account.