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A: Anyone can contribute to a 529 plan. A married couple can contribute up to $24,000 a year (or $12,000 per individual), up to a maximum value of $250,000.There is also a provision that allows a lump-sum contribution of $120,000 per married couple or $60,000 per individual. married couple can contribute up to $24,000 a year (or $12,000 per individual), up to a maximum value of $250,000. There is also a provision that allows a lump-sum contribution of $120,000 per married couple or $60,000 per individual.
For details on current state tax policies, see Saving for College's comparison chart of 529 plans. The money you put in a 529 account is considered a gift and, as such, qualifies for the annual $13,000 gift tax exclusion.That is, you can contribute up to $13,000 annually without incurring any gift tax.ou can use the money in a 529 plan at any accredited college or university in the country â public or private, graduate or undergraduate. And it can be used for tuition, fees, room and board, books, supplies, and equipment.