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A: Anyone can contribute to a 529 plan. A married couple can contribute up to $24,000 a year (or $12,000 per individual), up to a maximum value of $250,000.There is also a provision that allows a lump-sum contribution of $120,000 per married couple or $60,000 per individual. married couple can contribute up to $24,000 a year (or $12,000 per individual), up to a maximum value of $250,000. There is also a provision that allows a lump-sum contribution of $120,000 per married couple or $60,000 per individual.
Keep in mind that Form 709 is only required when you give away more than the annual exclusion. So a married couple with a married child can give away $56,000 in one year without having to report the gift: each parent gives the child and the child's spouse $14,000 each.f your spouse is not a U.S. citizen, you can give only $145,000 without reporting the gift (in 2015). Anything over that amount has to be reported on Form 709. If you have given away property other than money, like stock, you have to report that on your gift return, too, if the value is more than $14,000.