No. There is no scientific evidence that using smokeless tobacco can help a person quit smoking (7). Because all tobacco products are harmful and cause cancer, the use of all tobacco products is strongly discouraged. There is no safe level of tobacco use.
Thrift Savings Plan. The Thrift Savings Plan (TSP) is a Federal Government-sponsored retirement savings and investment plan. Congress established the TSP in the Federal Employees' Retirement System Act of 1986. The purpose of the TSP is to provide retirement income.The TSP is a defined contribution plan.The retirement income that you receive from your TSP account will depend on how much you have contributed to your account during your working years and the earnings on those contributions.he TSP is a defined contribution plan. The retirement income that you receive from your TSP account will depend on how much you have contributed to your account during your working years and the earnings on those contributions.
When you take a withdrawal from your TSP account, you can't make any contributions for six months, and the money you remove no longer earns interest, so you are at a definite disadvantage. After you determine how much you need, head over to the TSP website and fill out a Hardship Withdrawal form. You will have to justify to the TSP Board that you need the money-no frivolous expenses such as sports cars and designer handbags are allowed.