Subject: Battery life. I bought a new car in 2001 and the first battery lasted precisely 4 years. Today, 11 years later, my second battery is still running strong for the following reason: I bought a computer controlled battery charger and made it a habit to fully recharge the battery every month once.
Health insurance provided to employees by an employer or by an association to its members is called group coverage. Health insurance you buy on your ownânot through an employer or associationâis called individual coverage. Those are the basics.
If the loss exceeds that dollar amount, then the policyholder is responsible for paying the excess. In malpractice insurance, most policies have two coverage limits: A per-occurence limit and an aggregate limit. The per-occurrence limit states how much the insurer will pay for a single loss, claim, or occurrence. An aggregate limit is the total amount an insurer will pay for all claims in a given policy period, typically for one year. The most common coverage limit seen in a medical malpractice liability insurance policy is $1 million per occurrence and $3 million in total per year. There are several complicated issues that physicians need to be aware of when dealing with coverage limits. The first is the issue of related claims.