The French presidency is based on a semi-presidential system where both a president and a prime minister are active participants in the day-to-day administration of the state. France's president appoints a prime minister, who then forms a government.
The Portfolio Management Rating is the same as our Stock Rating except that we incorporate Asset Allocation in the Portfolio Management Rating. The Total Annual Costs Rating captures the all-in cost of being in a fund over a 3-yr holding period, the average holding period of all mutual fund investors.
1 Some charge the fee regardless of when you sell. Other funds limit the redemption fee period to 90 days from the date you purchased the shares. Not all mutual funds charge a redemption fee. The SEC limits this fee to 2 percent, as of 2010.  You may sell mutual funds shares that you own within an IRA.