Subject: Battery life. I bought a new car in 2001 and the first battery lasted precisely 4 years. Today, 11 years later, my second battery is still running strong for the following reason: I bought a computer controlled battery charger and made it a habit to fully recharge the battery every month once.
Health insurance provided to employees by an employer or by an association to its members is called group coverage. Health insurance you buy on your ownânot through an employer or associationâis called individual coverage. Those are the basics.
All-risk policies (also known as a comprehensive coverage or open perils coverage). These policies offer you broad protection and cover all causes of loss unless the policy specifically excludes them. Named perils policies (also known as specified perils coverage). These policies offer narrower protection than an all-risk policy and cover only the causes of loss specifically named in the policy. Policies typically provide replacement cost or actual cash value coverage: