Metallica is an American heavy metal band formed in Los Angeles, California. The band was formed in 1981 when vocalist/guitarist James Hetfield responded to an advertisement posted by drummer Lars Ulrich in a local newspaper. Metallica's current line-up comprises founding members Hetfield and Ulrich, longtime lead guitarist Kirk Hammett and bassist Robert Trujillo.
Tennessee Insurance Costs for Drivers. For drivers in Tennessee, insurance is, again, a little cheaper than the national average. Throughout the country, drivers pay an average of $795 a year for car insurance; Tennessee drivers pay an average of $649.
Does your car insurance cost more or less than N.J. average $1,982? The overall average cost of car insurance in 30 of New Jersey's largest cities is $1,982, and ranged from a low of $1,364 in Hillsborough to a high of $2,443 in Newark, according to a survey by ValuePenguin.com. Cities outside of the state's major urban areas had the lowest rates.