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A: You do not need to apply For A Parent Plus Loan With A Co-Signer anymore as no financial intermediary or other private lender offers Parent Plus Student Loans. The only lender offering these loans is the federal financial aid office and applicants do not need a co-signer in case of federal loan.
Applying for a Stafford Loan. Apply for a Stafford loan by completing a Free Application for Federal Student Aid (FAFSA). This application is also used to determine if youâll receive a Perkins loan, another common type of federal student loan. PLUS loans are also federally backed student loans but have their own application.