Metallica is an American heavy metal band formed in Los Angeles, California. The band was formed in 1981 when vocalist/guitarist James Hetfield responded to an advertisement posted by drummer Lars Ulrich in a local newspaper. Metallica's current line-up comprises founding members Hetfield and Ulrich, longtime lead guitarist Kirk Hammett and bassist Robert Trujillo.
Tennessee Insurance Costs for Drivers. For drivers in Tennessee, insurance is, again, a little cheaper than the national average. Throughout the country, drivers pay an average of $795 a year for car insurance; Tennessee drivers pay an average of $649.
Average Cost of Car Insurance. The average annual cost of car insurance paid in the United States was $907.38 in 2014 according to a study commisioned by Quadrant Information Services. This figure will vary wildly state to state and does not always include all forms of coverage and may not be accurately reflect your coverage needs.