9 Reasons Why Raising the Minimum Wage Is a Terrible Idea. Itâs time for economic facts, not fallacies. President Obama and congressional Democrats are pressing to increase the federal minimum wage to $10.10 an hour. Here are nine reasons why thatâs a bad idea.
Most times you cannot remove negative items off your credit list but you are able to have the negative item turned into a positive item. What you need to do is file a dispute with the credit card agencies I usually do mine online since it is easier.
The credit reporting time limit is seven years for most negative information. Certain types of negative information will stay on your credit report for longer than that. Delinquency information like late credit card payments and collections can be reported for seven years from the date of the delinquency. Charge-offs, seven years + 180 days from the date reported to the credit bureau, usually this is simply seven years from the date of the charge off.