The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
Step by Step. The Debt Management Plan, Step-by-Step. Client receives credit counseling session, which includes a budget and debt repayment plan. Client is offered free educational materials and personalized money management advice. The clientâs debt and financial information is entered into our computer system.