The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
Holistic Financial Counseling. Providing training and certification for credit, debt, housing, and financial counseling professionals. Our mission is to increase professionalism, standards, ethics, and positive recognition in the financial counseling industry.