The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
Income-based repayment or income-driven repayment is a method under which US federal student loan borrowers pay a percentage of their discretionary income for up to 20 or 25 years, after which the rest of his or her loans are forgiven.ncome-driven repayment is an umbrella term for three, specific repayment plans that are available in the William D. Ford Federal Direct Loan Program and the Federal Family Education Loan Program.