Barack Obama (Democrat) - I think he was a good president, albeit one who made some mistakes, but Obama was one of the most beloved and hated presidents in US history. His approval ratings were high when he left office, but those who hated him, REALLY hated him.
What is an HOV lane? High-Occupancy Vehicle (HOV) lane, also known as the carpool or diamond lane, is a traffic management strategy to promote and encourage ridesharing; thereby alleviating congestion and maximizing the people-carrying capacity of California highways.
An HO-3 homeowners insurance policy will cover the structure and your belongings up to the limits defined in the policy. On the other hand, if your home and all of your possessions are destroyed by a falling object or water damage from plumbing overflow, an HO-3 policy will only cover the structure, not your belongings.