Here are some tips to help you prevent toenail problems: 1  Always watch for changes in the skin and nails. 2  Trim your nails straight across, and not too short. 3  File your nails regularly in order to prevent sharp edges. 4  Wear properly-fitting shoes and socks with adequate space for toes and nails. 5  Keep your shoelaces tied tightly to prevent the foot ...
Basic liability coverage. This is the single most important type of auto insurance coverage. Carrying too little auto accident liability can expose you to judgments and legal costs for years to come. Most states require something like 50/100/25 in liability coverage. That's up to $50,000 coverage for any single person injured by you in an auto accident, and up to $100,000 for everyone injured. Not a lot of money for medical bills, lost wages, and compensation for pain and suffering.
generally liability insurance covers only the risk of being sued for negligence or strict liability torts but not any tort or crime with a higher level of mens rea this is usually mandated by the policy language itself or case law or statutes in the jurisdiction where the insured resides or does business