A very popular Italian dish is the minestrone soup. This soup makes excellent use of one of the most popular ingredients in Italian food â beans. Beans are widely used in Italian food and are the feature ingredient in many soups, not just the minestrone. Together with beans, nuts are another popular ingredient.
Participating policies vs. non-participating policies Insurance companies charge premiums that are estimated to meet their expenses. Non-participating premiums are usually lower than premiums for participating policies because insurance companies charge higher premiums on participating policies, based on conservative projections, with the intent of returning the excess.
co-insurance - the percentage of covered expenses an insured individual shares with the carrier. (i.e., for an 80/20 plan, the health plan member's co-insurance is 20%.) If applicable, co-insurance applies after the insured pays the deductible and is only required up to the plan's stop loss amount. co-pay/co-payment - the amount an insured individual must pay toward the cost of a particular benefit.