As a company dedicated to helping people live. healthier lives, Health Plan of Nevada (HPN) and Sierra Health and Life (SHL) encourage our. members to receive preventive care services. Under the health reform law, non-grandfathered. health plans are required to cover womenâs. preventive care services, such as well-woman. visits, domestic violence screening, and Food. and Drug Administration-approved contraception, without cost-sharing (copayment, coinsurance or. a deductible) as long as they are received in the.
It depends on the type of frog how long they can stay underwater.  Some can stay underwater for their whole lives while some only stay  for about 10 minutes.
The majority of frog species are nocturnal: they are most active at night. Many different types of frogs are nocturnal, from pond and river frogs that spend most of their lives in water to tree frogs that jump and climb high above the ground.