Barack Obama (Democrat) - I think he was a good president, albeit one who made some mistakes, but Obama was one of the most beloved and hated presidents in US history. His approval ratings were high when he left office, but those who hated him, REALLY hated him.
What is an HOV lane? High-Occupancy Vehicle (HOV) lane, also known as the carpool or diamond lane, is a traffic management strategy to promote and encourage ridesharing; thereby alleviating congestion and maximizing the people-carrying capacity of California highways.
If something happens to your home that is not specifically listed as one of the above exclusions, it is covered under the HOB policy. The HOA+ and the HOB are the two most common Texas home insurance policies. HOC: Full Open Perils Policy. The HOC Home Policy is full open perils on both the dwelling and contents. This means that your home is covered for anything and everything that could possibly happen to it, minus the same exclusions listed above in the HOB policy.