After the death of its owner, an Individual Retirement Account (âIRAâ) will be distributed in accordance with the most recent beneficiary designation on file with the IRA custodian. beneficiary designation is usually made on a pre-printed document signed by the IRA owner, although some custodians accept designations electronically on a website. The IRA ownerâs will is not considered a beneficiary designation. 2.
Evidence strongly indicates that HIV had originated from the SIV virus (based on genetic similarities between SIV and HIV). This most likely occurred by humans being directly exposed to monkey blood. There is no significant evidence that HIV was derived from the cat AIDS virus (FIV).
They concluded that the origin of the HIV isolate discovered by Gallo was the same as that discovered by Montagnier. Today it is generally agreed that Montagnierâs group was the first to identify HIV, although Galloâs group insists it contributed significantly to demonstrating that it causes AIDS. Furthermore, Galloâs group claims they were the first to grow the virus in an immortalized cell line, leading to the development of blood tests for HIV and the ability to screen donated blood for this virus.