I picked out a 30-pound test line that is only as big around as an 18-pound test monofilament line. I used a double clinch knot to secure the line to heavy duty barrel swivels so we could switch out lures quickly and easily. One of the downfalls of fishing from shore is that anglers are bound to get snagged.
For example, if a plaintiff incurs $3,000 in medical bills related to a broken arm, he might multiply that by three, and conclude that $9,000 represents a reasonable amount for pain and suffering. The multiplier method is used in our accident settlement calculator.
There is no standard way to calculate the costs of pain and suffering. However, some commonly used methods by car insurance companies include: Multiplier method: Multiply the total medical bills related to the car accident injuries by a number from 1 (for more minor injuries) to 5 (for more severe injuries) to find the pain and suffering amount. Per diem method: Use a formula based on daily suffering.