The length of time that marijuana stays in your system is highly variable, and depends on factors including the THC potency in the weed you consume. Most people donât realize that if they use weed with a higher THC level, it will stay in their bodies for a longer period of time. Think about it using this analogy to alcohol: if you consume stronger drinks, you stay drunk longer. One strong beer at 10% ABV is equivalent to 3 light beers at 3.3% ABV.
With a universal life policy, you can pick the starting premium and later increase or decrease the amount you pay. The minimum premium amount should be enough to cover the admin and insurance charges, almost like buying term life insurance.
And as with whole life insurance, your investments under a universal life insurance policy are controlled by your insurance company. There are two main differences between whole life and universal life insurance policies: the flexibility and the guarantee of returns. While whole life insurance guarantees your returns, your earnings under a universal life insurance policy depend on the market and the current interest rates.