I picked out a 30-pound test line that is only as big around as an 18-pound test monofilament line. I used a double clinch knot to secure the line to heavy duty barrel swivels so we could switch out lures quickly and easily. One of the downfalls of fishing from shore is that anglers are bound to get snagged.
For example, if a plaintiff incurs $3,000 in medical bills related to a broken arm, he might multiply that by three, and conclude that $9,000 represents a reasonable amount for pain and suffering. The multiplier method is used in our accident settlement calculator.
It is not easy to pin a dollar amount on general damages. But there are a number of approaches that insurance companies take when calculating pain and suffering as part of an injury settlement. The two most common are the multiplier method and the per diem (daily rate) method. Try out the calculator below to compare both methods.