Facial hair begins growing during puberty or shortly after. This typically happens between the ages of 9 and 15, but in some cases it may occur at a younger or older age [source: Avert]. There's no specific age when boys should begin shaving -- that's a question that parents must answer on an individual basis.
The median value is the mid-point of that value's distribution for all funds in a sample. For instance, one half of the funds in a group have returns below the median, and the other half has returns above the median. Sponsors Center.
Vanguard - average annual total return. average annual total return. Provides the average return of the fund over a specific period of time. For example, if a fund's net asset value (NAV) started at $10 and after 3 years it rose to $15, the fund's average annual return would be about 14.47%. This number shows how much the fund averaged each year during the 3-year period to get to its $15 NAV.