OFX, an online currency exchange platform formerly known as USForex, charges no transfer fees regardless of how much gets sent. Exchange rate markups tend to be less than 1%, so you also get favorable rates too. You can send money to 91 countries, via phone, online or mobile app. But there are downsides.
How to avoid the Obamacare penalty. The simplest way to avoid the Obamacare penalty is by having insurance. The ACA set up the Health Insurance Marketplace to make this possible. There, you can search for plans and prices, or be directed to your state-specific marketplace that provides the service for your area.
Obamacare is the Patient Protection and Affordable Care Act of 2010. Most people think it only affects health insurance, but it has already changed the way America delivers health care itself. Find out how in Obamacare Facts: 9 ACA Facts That You Don't Know. The most important part of this Act requires you to have health insurance for at least nine months out of every twelve or be subject to a tax. The tax is 2.5 percent of your income unless certain conditions apply. This mandate and the tax would have been eliminated if President Trump had replaced Obamacare. Find out if you are exempt from Obamacare. The name was created by critics of President Obama's efforts to reform health care, but it stuck.