The greater the visual impairment, the higher the melatonin level, the lower the estrogen levels and the lower the risk. Working night shifts or being exposed to low frequency electromagnetic radiation both suppress melatonin levels and unsurprisingly, increase breast cancer rates.
Roadmap to retirement: When your employer or plan changes. A private retirement plan can change its rules or terminate at any time. These changes can occur for a variety of reasons: during company mergers, to streamline plan administration, to improve plan features, or to reduce costs.
Currently, 37% of nonretired Americans say they expect to retire after age 65, 26% at age 65, and 26% before age 65. The most notable change over time is the increase in those expecting to work past age 65 -- the 37% this year is up from 22% a decade ago and 14% in 1995.