The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
When families have personal financial difficulties or wish to be proactive and develop a family financial plan, the A&FRC is the place to go. Offers information, education, and personal counseling to help individuals and families maintain financial readiness/stability and achieve their financial goals..