I picked out a 30-pound test line that is only as big around as an 18-pound test monofilament line. I used a double clinch knot to secure the line to heavy duty barrel swivels so we could switch out lures quickly and easily. One of the downfalls of fishing from shore is that anglers are bound to get snagged.
For example, if a plaintiff incurs $3,000 in medical bills related to a broken arm, he might multiply that by three, and conclude that $9,000 represents a reasonable amount for pain and suffering. The multiplier method is used in our accident settlement calculator.
Another approach to calculating pain and suffering is called the per diem method. Per Diem is just Latin for per day, and the idea is to demand a certain dollar amount for every day you had to live with the pain caused by your accident. The slippery part of this approach is justifying the daily rate you use.