Once the short-term benefits expire (generally after three to six months), long-term disability insurance pays a percentage of your salary, usually 50 to 60 percent, depending on the policy. The benefits last until you can go back to work or for the number of years stated in the policy.ome policies pay out as long as you are disabled until age 65. The average annual premium for a new group long-term disability policy in 2013 was $226 per person, according to Gen Reâs â2013 U.S. Group Disability and Group Term Life Market Survey.â.
FDIC Insurance. Ally Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As an Ally Bank customer, your Ally Bank deposits are insured by the FDIC up to $250,000 per depositor, for each account ownership category. Know the facts.
FDIC insurance limits apply to all of your eligible deposits at a bank, whether made by you or on your behalf. If you have other assets at one or more of our program banks, you may exclude that bank from holding your Insured Bank Deposit balances so you do not exceed current FDIC limits.