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Roth IRA Vs. 403B. Roth IRAs and 403(b) plans are good ways to save for retirement. A Roth IRA and a 403(b) are two different types of retirement plans. Almost anyone can contribute to a Roth IRA. 403(b) plans are only available to employees of public schools and certain other tax exempt organizations.ree Money. Some employers match the 403(b) contributions made by their employees -- getting an employer match is like receiving a tax free bonus. You put in some money, and they match your contribution up to a certain percentage or dollar amount.
How much can I contribute to my IRA in 2015? The combined amount you can contribute to your traditional and Roth IRAs remains at $5,500 for 2015, or $6,500 if youâll be 50 or older by the end of the year.You can contribute to an IRA in addition to an employer-sponsored retirement plan like a 401(k).ow much can I contribute to my IRA in 2015? The combined amount you can contribute to your traditional and Roth IRAs remains at $5,500 for 2015, or $6,500 if youâll be 50 or older by the end of the year.