During the Buddhist holiday of Tet, over 80,000 Vietcong troops emerged from their tunnels and attacked nearly every major metropolitan center in South Vietnam. Surprise strikes were made at the American base at Danang, and even the seemingly impenetrable American embassy in Saigon was attacked.
What is 'Accidental Death And Dismemberment Insurance - AD&D'. Accidental death and dismemberment insurance (AD&D) is a rider attached to a health insurance or life insurance policy covering death by accidental means and dismemberment, including the loss of or the loss of use of body parts or functions (meanings limbs, speech, eyesight or hearing).
These AD&D policies that are not connected to a life insurance policy ONLY pay if the insured person dies from accidental death. I.e. they will not pay anything if death is due to illness or old age. So be very careful that you know what type of policy you are getting if you see AD&D in the description.