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Car dealerships use a car purchase agreement, or car sale agreement, to finalize a sale. These contracts serve as a sales agreement between the buyer and seller. If you are purchasing a used vehicle from a private seller, the seller may ask you to sign a bill of sale, which is a very simplified form of car purchase agreement.
Things to remember. 1  As Hire Purchase is a hire agreement with an option to buy at the end of it, the finance company will actually own the car until you make the final payment. 2  Since you do not own the car until the end of the term, you cannot sell or modify it without the finance companyâs permission.f you wish to settle a Hire Purchase agreement â either partially or in full â before the end of the agreement, then you are entitled to make early repayments to your finance company. You should speak to your finance company for advice on how best to do this.