Electrical conduit. This illustration shows electrical conduit risers, looking up inside a fire-resistance rated shaft, as seen entering bottom of a firestop. The firestop is made of firestop mortar on top and mineral wool on the bottom. Raceways are used to protect cables from damage.
FSAs cannot be used to pay health insurance premiums, but they are designed to augment health plans. You can pay deductibles and co-pays, as well as for treatments and prescription drugs excluded from coverage by your health insurance.
This is a very common question...and a very common concern regarding long-term care insurance. Long-term care premiums do not work the way your automobile insurance does. Just because you are getting older or are diagnosed with an illness does not mean your long-term care premiums will go up.