The length of time that marijuana stays in your system is highly variable, and depends on factors including the THC potency in the weed you consume. Most people donât realize that if they use weed with a higher THC level, it will stay in their bodies for a longer period of time. Think about it using this analogy to alcohol: if you consume stronger drinks, you stay drunk longer. One strong beer at 10% ABV is equivalent to 3 light beers at 3.3% ABV.
With a universal life policy, you can pick the starting premium and later increase or decrease the amount you pay. The minimum premium amount should be enough to cover the admin and insurance charges, almost like buying term life insurance.
Guaranteed universal life insurance is a particular type of life insurance that offers a guarantee on the death benefit proceeds of the policy. A guaranteed universal life, called guaranteed UL, ensures that your death benefit will not terminate if there is insufficient cash value to support the death benefit.