Get your starter. The starter's job is to provide acetic acid bacteria, which converts ethanol into acetic acid (the primary ingredient in vinegar). Unpasteurized, unfiltered vinegar. It's important to use vinegar that hasn't been processed in a way that interferes with the acetic acid bacteria. Mother of vinegar.
Pupillary distance. Pupillary distance (PD) or interpupillary distance (IPD) is the distance (the industry standard is to measure in millimeters) between the centers of the pupils in each eye. This measurement is used when preparing to make prescription eyeglasses.
Q. What exactly is Present Value in relation to a settlement offer? The carrier is making structure offers by quoting present value but won't tell me the cost. A. Present Value (PV) is merely an attempt to calculate a value to future payments in today's dollars. The mathematical calculation that is used in determining present value is dependent on the interest assumption (discount rate), which could be entirely arbitrary or could be based on an average. A difference of a percentage point could make a major difference in present value, possibly hundreds of thousands of dollars! Present Value offers are approximations. Should you rely on it to settle your case, without knowing the assumptions, you won't really know what you are settling for.