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Car dealerships use a car purchase agreement, or car sale agreement, to finalize a sale. These contracts serve as a sales agreement between the buyer and seller. If you are purchasing a used vehicle from a private seller, the seller may ask you to sign a bill of sale, which is a very simplified form of car purchase agreement.
Hire Purchase is exactly what it sounds like â a hire agreement which gives you an option to own the car at the end of the agreement.These are normally fixed cost, meaning that the APR (Annual Percentage Rate) is set before the contract begins.f you wish to settle a Hire Purchase agreement â either partially or in full â before the end of the agreement, then you are entitled to make early repayments to your finance company. You should speak to your finance company for advice on how best to do this.