The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
1 The H&R Block Emerald Prepaid MastercardÂ® is a tax refund-related deposit product issued by BofI Federal Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Emerald Financial Services, LLC is a registered agent of BofI Federal Bank. 2  Merchants/offers vary.