ISO, the International Organization for Standardization, is an independent, non-governmental organization, the members of which are the standards organizations of the 162 member countries.
A respondent is someone who answers to a case in court. This term is commonly used in the civil sense, with a person in a similar position in a criminal case being termed the defendant.
Respondent Panel: The panel consists of state member banks; mortgage banking subsidiaries of bank holding companies; and state-exempt institutions that take applications for, and originations and purchases of, home mortgage loans, home improvement loans, and refinancings.