The endoplasmic reticulum is composed of sac-like structures called cisternae that are folded and bound together by a cytoskeleton. There are two types of endoplasmic reticulum: smooth endoplasmic reticulum and rough endoplasmic reticulum.
Remedial Financial Counseling is used when clients experience a state of financial, emotional and or/ personal discomfort. This form of counseling helps clients understand their present financial state and learn ways to resolve their situation.
Summary of Income-Driven Repayment Plans. These plans are only available for federal loans that are not in default. For more information about these repayment plans, see U.S. Department of Education, Income-Driven Plans, http://StudentAid.gov/idr.