Of course, the Crusades were not completely beneficial to Western Europeans. A negative effect of the Crusades was that Christians began to kill Jews simply because they were not Christians. This persecution and hatred of Jews is called Anti-Semitism. In fact, religious intolerance increased during and after the Crusades.
Posted: Tue Jan 20, 2009 3:09 pm Post subject: cancelling health insurance. You may be able to cancel your policy and get a less expensive one in the private market. This depends on your employer's rules. Cancelling employer health plan may not be possible until the next open enrollment period. Here are the steps I recommend. Contact your human resources department to see if you can cancel your policy. Don't cancel it yet, just see if you can. If you can, proceed to the next step. Contact a local agent to see if you can get substantial coverage for a lower price. Apply for a policy that will start on a future date that coincides with a date that you can cancel your policy. If approved proceed with Canceling health insurance.
In general, you can only enroll in non-group health plan coverage during the Open Enrollment period. For 2016 coverage, the Open Enrollment period begins November 1, 2015 and extends through January 31, 2016. Once the Open Enrollment period is over, individuals and families will not be able to enroll in Marketplace health plans until the next Open Enrollment period.