The Pollyanna reason is for online banking, but most people I know refer to it as porn mode, Quist of Offensive Computing told TechNewsDaily. To uncover what people actually used the private browsing function for, Stanford University's Aggarwal and his team embedded a search program in online advertising.
In 2011, the Wisconsin Legislature changed the interest rate on all civil money judgments, including small claims judgments, from 12 percent annually to an annual rate of 1 percent plus the prime rate in effect on Jan. 1 and June 30 in a given year.
Year 2014: 8% - (-4.2%) = 12.2%. So the real interest rate is 5% in year 2012, 3.9% in year 2013, and 12.2% in. year 2014. b) Suppose you are offered the following deal: you lend $200 to a friend at the. beginning of year 2012 and charge him/her the nominal interest rate of 15%. and he/she pays you back $230 at the end of year 2012.