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So if you earn $100,000 the year you retire, we estimate you will need $85,000 during the first year of retirement. For each subsequent year, we increase your income need by 2.3% to keep up with inflation.
these and other retirement income streams produced an average income of $ 31742 for people age 65 and older in 2012 according to a recent aarp public policy institute analysis of census bureau data here s how older americans are paying their bills in retirement