Electrical conduit. This illustration shows electrical conduit risers, looking up inside a fire-resistance rated shaft, as seen entering bottom of a firestop. The firestop is made of firestop mortar on top and mineral wool on the bottom. Raceways are used to protect cables from damage.
FSAs cannot be used to pay health insurance premiums, but they are designed to augment health plans. You can pay deductibles and co-pays, as well as for treatments and prescription drugs excluded from coverage by your health insurance.
Policy Options for the Future, A waiver of premium feature allows you to stop paying your premiums once you are eligible for benefits and have satisfied the waiting period. Some plans waive premiums for nursing home care but not for home care; others waive premiums in both instances. You will normally resume paying your premiums if you recover and benefits stop. With the Federal Long Term Care Insurance Program (FLTCIP), you do not have to pay premiums starting the first day of the month after you complete your waiting period and you are eligible for benefits. [ Back to LTCI Basics ].