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Also known as a Period Certain Annuity. Fixed Period Annuity is a term used to describe a specific payout option for an Immediate Annuity contract. When an annuity distribution period begins or the annuitization begins, the annuitant can choose distributions over a fixed period of time.
1 Your actual payment will vary based on your situation and the current interest rates when you apply. 2  Pay your mortgage at any time without pre-payment penalties. 3  30-, 25-, 20- and 15-year terms are all available with fixed rates. 4  5-year adjustable-rate mortgage available.