Columbia County, Washington. Columbia County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 4,078, making it the third-least populous county in Washington. The county seat and largest city is Dayton. The county was created out of Walla Walla County on November 11, 1875 and is named after the Columbia River.
As interest rates rise, profitability on loans also increases, as there is a greater spread between the federal funds rate and the rate the bank charges its customers. In these conditions, there is a better chance that borrowers will be able to pay back their loans.ncreases in the Federal funds rate directly increase the yield on this cash, and the proceeds go directly to earnings. An analogous situation is when the price of oil rises for oil drillers. The benefit of higher interest rates is most notable for brokerages, commercial banks and regional banks.
And we know how indebted the system has become. People forget that the infamous 1987 stock market crash followed a surge in bond rates. In the months leading up to the October crash, the interest rate on 10-year Treasurys jumped about 45%, compared with the 80% hike weâve just seen. I asked my bond market guru over lunch what the risks were that the latest surge in interest rates could precipitate an â87-style crash.