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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
Here's why: 1  SSDI benefits can be paid up to 12 months before your application date (called backpay, or retroactive payments), if you were disabled that far back. 2  If you are found disabled, you are no longer penalized for taking Social Security early retirement.