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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
That's because benefits are paid only for months in which you qualify for the full month. Unless your birthday is Sept. 1 or 2, Social Security will treat you as not qualifying for September at all. Your first qualifying month will be October.