Water damage represents approximately 40% of all eligible home insurance claims, and costs the Canadian insurance industry just under $2 billion annually. While most home insurance covers water damage, there are two significant situations excluded in a standard policy: flood and seepage. A flood, according to the Insurance Bureau of Canada, is defined as water flowing overland and entering your home through windows, doors and cracks.
Ratha Sapthami Kolam - Courtesy : www.hindu-blog.com On this auspicious day, women put rangoli with a representation of Sun God with 7 horses in a chariot. Eurkkam Leaf (Arka Leaf) is an another important aspect in this day.
The Maha Shivaratri festival, also popularly known as 'Shivaratri' (spelt as Sivaratri, Shivaratri, Sivarathri, and Shivarathri) or 'Great Night of Shiva', marks the convergence of Shiva and Shakti.f the twelve Shivaratris in the year, the Maha Shivarathri is the most holy. The festival is principally celebrated by offerings of Bael leaves to Shiva, all-day fasting and an all-night-vigil (jagaran). All through the day, devotees chant  Om Namah Shivaya , the sacred mantra of Shiva.