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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
With regards to cost-sharing, the majority of small firms report paying for more. than half of the cost of their employeesâ plans. Today the average monthly per-employee cost of health insurance premiums for a small firm is. $1,121. When asked in 2009 for the estimated monthly cost of their health benefits package, per. employee, small firms reported $590 per month. Beyond health insurance premiums, employers. report additional health-care related spending to the tune of $458 per month, per employee.