Water damage represents approximately 40% of all eligible home insurance claims, and costs the Canadian insurance industry just under $2 billion annually. While most home insurance covers water damage, there are two significant situations excluded in a standard policy: flood and seepage. A flood, according to the Insurance Bureau of Canada, is defined as water flowing overland and entering your home through windows, doors and cracks.
Ratha Sapthami Kolam - Courtesy : www.hindu-blog.com On this auspicious day, women put rangoli with a representation of Sun God with 7 horses in a chariot. Eurkkam Leaf (Arka Leaf) is an another important aspect in this day.
Maha Shivaratri (also Shivratri) is celebrated on February 27, 2014, by Hindus all over the world. This festival glorifies the Hindu god Shiva, believed to be the lord of cosmic destruction and dance. The festival is celebrated on the 14th night of the new moon during the Hindu lunar month of Phalguna.ndian Hindu devotees offer prayers during the Maha Shivaratri festival dedicated to the Hindu God Lord Shiva, at a temple in Amritsar on February 27, 2014.