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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
But, if an individual is awarded SSI only, then the rules are different and SSI back pay is paid in installments. SSD and Back pay. If you qualify for social security disability, you will be entitled to benefits as far back as your date of application and potentially even 12 months retroactive to this. Therefore, you may also be entitled to substantial back pay benefits depending on how your claim takes.