Since you might be paying that mortgage interest for up to 30 years, you will save money if you wait long enough after the discharge to get a good interest rate. Finally Applying For a Mortgage. After the two-year period, make sure you are fully prepared to apply for a loan.
PMS is a solid-color matching system, used primarily for specifying second or third colors in printing, meaning colors in addition to black, (although, obviously, one can certainly print a one-color piece using a PMS color and no black all).
Another way of ensuring a match is to work backwards from a 4-color process piece. On the 4CP piece, pick a color you like, then pull out your PMS swatchbook and see what PMS color comes closest to the 4CP color you've chosen.