At certain intervals, the ovaries release an ovum, which passes through the Fallopian tube into the uterus. If, in this transit, it meets with sperm, a single sperm can enter and merge with the egg, fertilizing it. Corresponding equivalent among males is the male reproductive system.
The Average Annual Return is a percentage figure used to report a historical return of a given period (most commonly 3-, 5-, 10-year). The most common area using this figure is mutual funds. The deceptive part of Average Annual Return is how it is calculated. It is simply (Sum of Annual Returns) / (# of Years). For example, to earn a 10% annual return, a fund could perform both of the following ways: 1  Return 1: (+10% + +10% + +10% + +15% + +5%) / 5 = 10% Average Annual Return. 2  Return 2: (40% + +30% + -10% + +5% + -15%) / 5 = 10% Average Annual Return.
The big payoff Again, that's assuming the Dow stays at the average return of the last decade, which includes some of the worst annual returns in living memory. The dividend-adjusted Dow has gained 1,746% over the last 50 years for an average annual return of 16.2%.