1 Divide your annual interest rate by 12 if you want to calculate interest on a monthly basis; divide by 4 if quarterly interest is to be calculated. 2  Place this in cell B2. 3  The number of periods involved in your loan or investment goes in the cell in B3. Type in the principal owed on your loan or the amount of your investment in the cell for Principal, B1. 2  Divide your annual interest rate by 12 if you want to calculate interest on a monthly basis; divide by 4 if quarterly interest is to be calculated. 3  Place this in cell B2.
âPre-curingâ means all the treatment of the fabric are to be completed before the fabric is supplied to the garment manufacturer for production.If your garment t factory does not have the oven baking equipment to bake the cut piece of the garment, you should order pre-cure fabric from the fabric mill.This fabric when received by you is already treated with resin and baked for the permanent press effect.f your garment t factory does not have the oven baking equipment to bake the cut piece of the garment, you should order pre-cure fabric from the fabric mill. This fabric when received by you is already treated with resin and baked for the permanent press effect.
Pilling means that the fabric has developed all of these little tiny balls of fuzz all over it or in many areas. Easiest way to fix it is a clothes shaver. You can get them just about anywhere, like Walmart. It's a small battery operated gadget that you run over the surface and it shaves those pills off.