You get better protection if you use your credit card. The key difference is that when you claim on a credit card under Section 75 of the Consumer Credit Act, the credit card company is legally liable.
A pet rat can live between 2-4 years maybe longer it just depends on how well you look after it.
Thus a pair of brown rats can produce as many as 2,000 descendants in a year if left to breed unchecked. (A rat matures sexually at age three to four months.) An average rat's life span is two to three years. 5 A rat can tread water for three days and survive being flushed down the toilet.