Quick Answer. FreeMD explains that a chest contusion is a bruise to the chest wall and the bruise involves the skin, muscles or ribs of the chest wall. A serious chest contusion possibly causes bleeding in the underlying muscle and subcutaneous tissues, leading to a chest hematoma.
Special Coverage Insurance. Definition: An insurance policy expressly designed to offer a guarantee of protection in the event of specific circumstances . Your business will require its own set of special insurance coverages for the risks inherent in your industry. Sometimes these can be added as endorsements to your policy, or you can buy them separately. Here are a few of the different types of specialty coverage you may need:
Personal property coverage is the type of insurance that can help protect the items in your home, like your furniture.Your belongings are likely worth much more than you might think, and if they're damaged or lost, personal property coverage could help you cover the cost of replacing them.cheduled personal property is optional protection you can add to your homeowners policy to cover high-value items. Though personal property coverage helps protect the majority of your belongings, most insurance companies set limits on certain items, like jewelry.