MLA is first and foremost a set of guidelines for including parenthetical information to cite sources. It focuses on author information when giving credit to sources, so most citation involves using the names of the author or authors of any source. Reasons to use MLA style
Dependency period. This is the period after the death of a spouse and the survivor must have enough income to provide for the children until the youngest child reaches 18. This is an important consideration when purchasing life insurance. Talk over your needs with your agent or broker.
Waiting periods are also used for new insurance policies, particularly health insurance and flood insurance. Incidents which occur during this time are not claimable. The term may also refer to the time between the making of a claim and the payment of it, also called the elimination period.