DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Tripod Hold. 1  1. Use your thumb, index finger and middle finger for this hold. No other fingers hold the pencil. 2  2. Place the thumb pad to one side of the pencil. This side is the one closest to your body. 3  3. Place the index finger on top of the pencil. The tip of this finger should just rest on top of the pencil. Along with the thumb, this finger holds the pencil in place. Avoid placing undue pressure on the pencil with this finger. This is a common mistake that results in uncomfortable and/or heavy writing.