Best Answer: we make these all the time....regardless of if you put them in the fridge, freezer, or leave them out, they get soggy after about a day and a half....when they are left there sitting, the bottom will get kinda messy and its almost like the strawberry breaks down the chocolate.
All of your single accounts at the same insured bank are added together and the total is insured up to $250,000. For example, if you have a checking account and a CD at the same insured bank, and both accounts are in your name only, the two accounts are added together and the total is insured up to $250,000.
Coverage Limits by Account Category. As long as your financial institution is insured by the FDIC, which insures bank accounts, or NCUA, which insures credit union accounts, the coverage limits available from either federal agency will be the same, which is currently $250,000 per depositor, per financial institution (not per branch location).