Northern cardinals are big seed eaters. One major source of fascination in the bird world is the diversity in plumage coloration, frequently within the same species. Northern cardinals (Cardinalis cardinalis), for one, exhibit different color schemes based on their gender and general age bracket.
no lapse guarantee. Dictionary of Insurance Terms for: no lapse guarantee. no lapse guarantee. agreement by the insurance company to keep the universal life insurance policy in force, even if the cash value becomes zero or less than zero, provided that a specified minimum continuation premium is made at the required time.
An adiabatic lapse rate is the rate at which the temperature of an air parcel changes in response to the expansion or compression process associated with a change in altitude, under the assumption that the process is adiabatic (meaning that no heat is added or lost during the process). If the environmental lapse rate lies between the wet adiabatic lapse rate and the dry adiabatic lapse rate as for the rate marked 3 in the diagram, then the atmosphere is said to be neutral. 2  That designation would apply to the U.S. Standard Atmosphere of â 6.5 K/km in most cases.