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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
1 Premiums for individual coverage averaged $286 per month while premiums for family plans averaged $727 per month.  The average annual deductible for individual plans was $4,120 and the average deductible for family plans was $7,760.