The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Industry guide for late bill payments being reported to credit bureaus. The Consumer Data Industry Association created the Metro 2 Credit Reporting Resource Guide in 1997, which is a standardized format and guide to report credit information.