Quick Answer. FreeMD explains that a chest contusion is a bruise to the chest wall and the bruise involves the skin, muscles or ribs of the chest wall. A serious chest contusion possibly causes bleeding in the underlying muscle and subcutaneous tissues, leading to a chest hematoma.
Special Coverage Insurance. Definition: An insurance policy expressly designed to offer a guarantee of protection in the event of specific circumstances . Your business will require its own set of special insurance coverages for the risks inherent in your industry. Sometimes these can be added as endorsements to your policy, or you can buy them separately. Here are a few of the different types of specialty coverage you may need:
bodily injury coverage. An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident. Described by the notation a/b where a is the dollar amount in thousands of coverage per person, and b is the dollar amount in thousands of coverage per accident. Generally, insurance companies will only the allow purchase of UM/UIM coverage up to the insured's current bodily injury limit. â We wanted full coverage including the bodily injury coverage for our automobile insurance policy as we wanted to reduce our risk.