Northern cardinals are big seed eaters. One major source of fascination in the bird world is the diversity in plumage coloration, frequently within the same species. Northern cardinals (Cardinalis cardinalis), for one, exhibit different color schemes based on their gender and general age bracket.
no lapse guarantee. Dictionary of Insurance Terms for: no lapse guarantee. no lapse guarantee. agreement by the insurance company to keep the universal life insurance policy in force, even if the cash value becomes zero or less than zero, provided that a specified minimum continuation premium is made at the required time.
The lapse rate is defined as the rate at which atmospheric temperature decreases with increase in altitude.The terminology arises from the word lapse in the sense of a decrease or decline. While most often applied to Earth's troposphere, the concept can be extended to any gravitationally supported parcel of gas.he dry adiabatic lapse rate (DALR) is the rate of temperature decrease with altitude for a parcel of dry or unsaturated air rising under adiabatic conditions. Unsaturated air has less than 100% relative humidity; i.e. its actual temperature is higher than its dew point.