MLA is first and foremost a set of guidelines for including parenthetical information to cite sources. It focuses on author information when giving credit to sources, so most citation involves using the names of the author or authors of any source. Reasons to use MLA style
Dependency period. This is the period after the death of a spouse and the survivor must have enough income to provide for the children until the youngest child reaches 18. This is an important consideration when purchasing life insurance. Talk over your needs with your agent or broker.
For term insurance: Most insurance companies have what is known as a grace period. This allows someone to get behind 30 days and the policy moves into grace. Grace means that if you die during that period, your family will still be given the death proceeds (although they will reduce the proceeds by the premium due).