The top edge of the pad overlaps the top of the rotor. This can be caused by wear on the guide pins, caliper or caliper bracket or having the wrong rotor or pad on the vehicle. To correct this kind of wear, replace the pads and fit the vehicle with OE specification diameter rotors.
A fascinator is a headpiece, a style of millinery. Fascinators were originally a type of lightweight knitted head-covering.
A stigma is a part of a flower that gets pollen from pollinators such as bees. The stigma is part of the female reproductive part of a flower, the pistil. The sitigma is on top of the style. The stigma can be either hairy or sticky, both to trap pollen.