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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
When Your Benefits Start. If your application is approved, your first Social Security benefit will be paid for the sixth full month after the date we find that your disability began. For example, if your disability began on June 15, 2015, your first benefit would be paid for the month of December 2015, the sixth full month of disability. Social Security benefits are paid in the month following the month for which they're due. This means that the benefit due for December would be paid to you in January 2016, and so on.