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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
If your birthday falls on the 1st to 10th of the month, Social Security will pay benefits on the second Wednesday of the month. If your birthday is from the 11th to the 20th, payment is on the third Wednesday. And if your birthday is from the 21st to the 31st, payment is on the fourth Wednesday of the month.