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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
The amount that a worker or employee contributes to the cost of health care continues to increase each year as premiums rise. In 2004, the average employee contributed a little more than $300 a month of the annual cost for single coverage and $800 a month for family coverage. By 2008, the costs of coverage for a family of four cost more than $1,000 a month or almost $13,000 a year. Portrait of a businesswoman and a small business owner.