Here's what happens inside your body when you do aerobic exercise regularly: 1  Your heart gets stronger and pumps more blood with each beat (larger stroke volume).  Greater stroke volume means the heart doesn't have to pump as fast to meet the demands of exercise.
With that much in earnings, you'll have some money left over to contribute toward a 401(k) or to put toward retirement savings using IRAs. But you still need to have an idea of what Social Security will give you. Below, we'll take a look at how much someone earning $75,000 per year can expect from Social Security.
How do I earn Social Security credits and how many do I need to qualify for benefits? We use your total yearly earnings to figure your Social Security credits. The amount needed for a credit in 2016 is $1,260. You can earn a maximum of four credits for any year. The amount needed to earn one credit increases automatically each year when average wages increase. You must earn a certain number of credits to qualify for Social Security benefits. The number of credits you need depends on your age when you apply and the type of benefit application. No one needs more than 40 credits for any Social Security benefit. More Information.