Actually, it is a protist and it gets nutrients from photosynthesis. Yep, kelps are seaweeds, but they are actually from the Kingdom Protista (i.e. protists). They belong to the Class Phaeophyceae which are protists, not plants (although clearly, they are plant like).
What is 'Insurance Premium' An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is income for the insurance company, once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. BREAKING DOWN 'Insurance Premium'
A: A convertible insurance policy is a term usually related to life insurance. To understand a convertible policy, you must first understand term and universal policies. Term life insurance is a policy that provides the insured person coverage for a certain period of time.