MLA is first and foremost a set of guidelines for including parenthetical information to cite sources. It focuses on author information when giving credit to sources, so most citation involves using the names of the author or authors of any source. Reasons to use MLA style
Dependency period. This is the period after the death of a spouse and the survivor must have enough income to provide for the children until the youngest child reaches 18. This is an important consideration when purchasing life insurance. Talk over your needs with your agent or broker.
Backdating effective dates for life insurance. The effective date is an important of any term life insurance policy. It can affect the price you will pay and more importantly, how soon you will actually be covered.