Northern cardinals are big seed eaters. One major source of fascination in the bird world is the diversity in plumage coloration, frequently within the same species. Northern cardinals (Cardinalis cardinalis), for one, exhibit different color schemes based on their gender and general age bracket.
no lapse guarantee. Dictionary of Insurance Terms for: no lapse guarantee. no lapse guarantee. agreement by the insurance company to keep the universal life insurance policy in force, even if the cash value becomes zero or less than zero, provided that a specified minimum continuation premium is made at the required time.
This is known as the dry adiabatic lapse rate. MOIST (SATURATION) ADIABATIC LAPSE RATE.When a mass of air is lifted, it cools at the dry adiabatic lapse rate of 5 1/2Â°F per 1,000 feet as long as it remains unsaturated (relative humidity below 100 percent).UPERADIABATIC LAPSE RATE.The superadiabatic lapse rate is a decrease in temperature of more than 5 1/2Â°F per 1,000 feet and less than 15Â°F per 1,000 feet. AUTOCONVECTIVE LAPSE RATE.The autoconvective lapse rate is the decrease of more than 15Â°F per 1,000 feet.