DEFINITION of 'Bad Credit'. A qualification of an individual's credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an individual with bad credit face a higher risk of that individual missing payments or defaulting. Next Up.
HOW ABOUT NO. Best Answer. The word pencil comes from the Latin word penicillus, which means little tail - the name of the tiny brush that ancient Romans used as a writing instrument. Best Answer.
Three of a pencil's four parts find uses unrelated to writing; only the ferrule fails to multiÂ­task. Use it to: 1. Start a plant. Made from the wood of bug-repellÂ­ing incense cedar trees, a pencil jabbed into the soil is a durable support for small plants. Use twist ties to hold the seedlings in place. 2. Plug a hole. TOH general contractor Tom Silva Â­uses a pencil to fill a countersunk screw hole when a dowel isn't handy.