Columbia County, Washington. Columbia County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 4,078, making it the third-least populous county in Washington. The county seat and largest city is Dayton. The county was created out of Walla Walla County on November 11, 1875 and is named after the Columbia River.
As interest rates rise, profitability on loans also increases, as there is a greater spread between the federal funds rate and the rate the bank charges its customers. In these conditions, there is a better chance that borrowers will be able to pay back their loans.ncreases in the Federal funds rate directly increase the yield on this cash, and the proceeds go directly to earnings. An analogous situation is when the price of oil rises for oil drillers. The benefit of higher interest rates is most notable for brokerages, commercial banks and regional banks.
Savings accounts pay better interest because the bank has more time to lend out your money to other people, and pocket the interest rate differential. The pesky checking account, though, continually experienced in and outflow. Once, maybe, that was true.But now, something has changed.fter you compare the best checking account interest rates, that is. What might well find, if you happen to make that comparison, is that many checking accounts are now paying higher interest to depositors than their savings counterparts.