You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.
The Elderly Waiver is a program that is designed to provide in-home services to those 65 and older who may be at risk of going to a nursing facility. 1  Adult Day Care.
Please visit the new Family Care/IRIS 2.0 website to learn about the Public Hearings scheduled during the months of September and October 2015, as well as the various avenues to submit testimony. The IRIS Program is a Medicaid Home and Community-Based Services (HCBS) waiver for self-directed long-term supports.The program is an option for adults with long term care needs.lease visit the new Family Care/IRIS 2.0 website to learn about the Public Hearings scheduled during the months of September and October 2015, as well as the various avenues to submit testimony. The IRIS Program is a Medicaid Home and Community-Based Services (HCBS) waiver for self-directed long-term supports.