Best Answer: we make these all the time....regardless of if you put them in the fridge, freezer, or leave them out, they get soggy after about a day and a half....when they are left there sitting, the bottom will get kinda messy and its almost like the strawberry breaks down the chocolate.
All of your single accounts at the same insured bank are added together and the total is insured up to $250,000. For example, if you have a checking account and a CD at the same insured bank, and both accounts are in your name only, the two accounts are added together and the total is insured up to $250,000.
FDIC guarantees deposits up to $250,000 per account per person. Multiple accounts held in the same bank under the same account holder's name are added together for purposes of determining the amount of insured deposits. A person with two accounts totaling $300,000 would have $50,000 unprotected.