Quick Answer. FreeMD explains that a chest contusion is a bruise to the chest wall and the bruise involves the skin, muscles or ribs of the chest wall. A serious chest contusion possibly causes bleeding in the underlying muscle and subcutaneous tissues, leading to a chest hematoma.
Special Coverage Insurance. Definition: An insurance policy expressly designed to offer a guarantee of protection in the event of specific circumstances . Your business will require its own set of special insurance coverages for the risks inherent in your industry. Sometimes these can be added as endorsements to your policy, or you can buy them separately. Here are a few of the different types of specialty coverage you may need:
Blanket coverage provides you with an overall limit of coverage for a class of property, and usually includes a per-item sub-limit of coverage. For example, a $100,000 blanket jewelry policy provides up to $100,000 of coverage for jewelry, with no descriptions or values assigned to individual items. The policy limits the amount of coverage paid for any one item to no more than $10,000.