well Christmas starts on 24th Dec, that's when we have Wigilia (PL Christmas dinner), however, it is a regular working day in PL. Christmas holiday is 25&26 Dec and then back to work on the 27th Dec. How do you say 'Merry Christmas to you too' in polish.
Self-Directed IRA - SDIRA. DEFINITION of 'Self-Directed IRA - SDIRA'. A retirement account in which the individual investor is in charge of making all investment decisions. The self-directed IRA provides the investor with greater opportunity for asset diversification outside of the traditional stocks bonds and mutual funds, as real estate, private tax liens and notes can be purchased.
Roth or Traditional. You must decide between a traditional or Roth self-directed IRA. All distributions from a Roth IRA are tax-free when withdrawn at retirement, as long as the account has been open at least five years. Distributions from a traditional IRA are taxable, but all contributions you make to the account could be tax deductible, depending on your income.