The top edge of the pad overlaps the top of the rotor. This can be caused by wear on the guide pins, caliper or caliper bracket or having the wrong rotor or pad on the vehicle. To correct this kind of wear, replace the pads and fit the vehicle with OE specification diameter rotors.
A fascinator is a headpiece, a style of millinery. Fascinators were originally a type of lightweight knitted head-covering.
favus. an infectious skin disease of humans and many animals, esp. fowl, caused by an imperfect fungus (esp. Trichophyton schoenleinii) and characterized by itching and the formation of yellow crusts usually about the hair follicles, esp. on the head.