Download data for all fires, deaths, injuries and dollar loss estimates. Read our reports on the causes of residential, nonresidential, vehicle and outside fires, and fires in other places. Fire estimate summaries of residential buildings, fire trends and causes (2005-2014) PDF 1.6 MB.
Introduction to mortgage section of Dodd-Frank Act. New financial reform legislation includes provisions to prevent lenders from offering mortgages borrowers can't afford or understand.The Dodd-Frank Wall Street Reform and Consumer Protection Act devotes more than 200 pages to a section called the Mortgage Reform and Anti-Predatory Lending Act.It addresses issues as diverse as prepayment penalties and Chinese drywall.ntroduction to mortgage section of Dodd-Frank Act. New financial reform legislation includes provisions to prevent lenders from offering mortgages borrowers can't afford or understand.
Which closing costs can I negotiate? Since Dodd-Frank was signed into law during the summer of 2010, mortgage lenders must charge the same origination, underwriting, administrative and doc-preparation fees (often referred to as junk fees) to each of their customers. If they don't, they're violating federal law. However, savvy consumers can still negotiate some of their closing costs.