You get better protection if you use your credit card. The key difference is that when you claim on a credit card under Section 75 of the Consumer Credit Act, the credit card company is legally liable.
A pet rat can live between 2-4 years maybe longer it just depends on how well you look after it.
4 A female rat can mate as many as 500 times with various males during a six-hour period of receptivityâa state she experiences about 15 times per year. Thus a pair of brown rats can produce as many as 2,000 descendants in a year if left to breed unchecked. (A rat matures sexually at age three to four months.) An average rat's life span is two to three years. 5 A rat can tread water for three days and survive being flushed down the toilet. (And it can return to the building via the same route.) There is approximately one rat per person in the United States.