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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
Premium Costs for Single and Family Coverage. 1  The average premium for single coverage in 2014 is $502 per month, or $6,025 per year (Exhibit 1.1) . 2  The average premium for family coverage is $1,403 per month or $16,834 per year (Exhibit 1.1) . The average premium for single coverage in 2014 is $502 per month, or $6,025 per year (Exhibit 1.1) . 2  The average premium for family coverage is $1,403 per month or $16,834 per year (Exhibit 1.1) .