MLA is first and foremost a set of guidelines for including parenthetical information to cite sources. It focuses on author information when giving credit to sources, so most citation involves using the names of the author or authors of any source. Reasons to use MLA style
Dependency period. This is the period after the death of a spouse and the survivor must have enough income to provide for the children until the youngest child reaches 18. This is an important consideration when purchasing life insurance. Talk over your needs with your agent or broker.
Term life insurance. Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions. If the life insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is typically the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.