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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
The average American can look forward to an annual retirement benefit of less than $15,000 a year; or roughly $1,230 a month. While social security is guaranteed, the income from it isnât very much. At the same time, fewer and fewer Americans have pensions to look forward to.