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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
You get paid twice per month, so your portion of the monthly premiums is $250. Your employer contributes $400 per month toward your health insurance premiums, so the total cost of your job-based health plan is $650 per month. To figure the 2 percent service charge, multiply that $650 monthly premium by 0.02. Youâll get $13. Add this $13 service charge the $650 premium cost and your COBRA health insurance cost will be $663 per month. Where to Get the Information You Need Your employee benefits or human resources office can tell you how much your COBRA premiums would be, but there may be circumstances under which you want to figure it out without alerting your employer to the fact that you're considering leaving your job.