Actually, it is a protist and it gets nutrients from photosynthesis. Yep, kelps are seaweeds, but they are actually from the Kingdom Protista (i.e. protists). They belong to the Class Phaeophyceae which are protists, not plants (although clearly, they are plant like).
What is 'Insurance Premium' An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is income for the insurance company, once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. BREAKING DOWN 'Insurance Premium'
A term insurance policy is one that simply accepts regular premiums from the owner and then pays out a fixed benefit on the death of whomever the policy covers, who might not be the same individual as the owner. Unlike a whole life policy, a term policy does not accumulate any cash value in the meantime.