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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
The Importance of FRA. If you wish to begin Social Security when you turn 66, the exact day of the month not important. âFull retirement benefits are payable beginning with the month FRA is attained regardless of the day of the month,â explains Stump. In fact, you might even be able to start the month before. Letâs say that when you learn that starting Social Security benefits before you are FRA will reduce your monthly check by 25%, you decide to wait until you are 66. At that point, you will receive 100% of your benefit.