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They pay a month behind, so you keep the money, but notify them social security administration makes their monthly payments one behind. This means that the check received each month is in payment of preceding month's benefits 5 most people think social security terms a monthly payments start arriving when you stop working.
If you are approved, you can receive up to twelve months of Social Security Disability back pay for months prior to your date of application. When you are trying to figure how many months of back pay you will receive, count up the number of full calendar months between when your disability began and when you expect your first check. Then subtract five months. You have to subtract five months because Social Security does not pay the first five full calendar months of disability.