You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.
The Elderly Waiver is a program that is designed to provide in-home services to those 65 and older who may be at risk of going to a nursing facility. 1  Adult Day Care.
The Multipurpose Senior Services Program (MSSP) a Medicaid (Med-Cal) waiver Program that provides case management services to those with no share of cost Medi-Cal that are 65 or older and at risk of long term care placement without intervention. Prevention & Early Intervention (PEI) services for older adults.