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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
1 The average premium for family coverage is $1,462 per month or $17,545 per year (Exhibit 1.1) . 2  The average annual premiums for covered workers in HDHP/SOs are lower for single ($5,567) and family coverage ($15,970) than the overall average premiums for covered workers.