You get better protection if you use your credit card. The key difference is that when you claim on a credit card under Section 75 of the Consumer Credit Act, the credit card company is legally liable.
A pet rat can live between 2-4 years maybe longer it just depends on how well you look after it.
Pet Life Expectancy. We hope our pets will be a part of our lives for many, many years but the fact is that the average life expectancy is 10-12 years for dogs and 10-14 years for cats. Older pets have very specific needs and are particularly susceptible in later years to cancer, arthritis, and dental disease.