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How much is average health insurance per month? The average cost of health insurance in the United States is approximately $500 per month for individual coverage and approximately $1400 per month for family coverage.
The average cost to cover a family is $16,834/year ($1,402/month). The cost of group health insurance is generally shared between the employer and employee. For single coverage, employees pay on average $1,080/year ($90/month) and the employer pays $4,945/year ($412/month). For family coverage, employees pay on average $4,824/year ($402/month) and the employer pays $12,010/year ($1,001/month).