MLA is first and foremost a set of guidelines for including parenthetical information to cite sources. It focuses on author information when giving credit to sources, so most citation involves using the names of the author or authors of any source. Reasons to use MLA style
Dependency period. This is the period after the death of a spouse and the survivor must have enough income to provide for the children until the youngest child reaches 18. This is an important consideration when purchasing life insurance. Talk over your needs with your agent or broker.
A time period after the premium due date and before a policy lapses. If the insured dies during this period, the death benefit is payable minus any premiums or loans due. The cash value remains unchanged and the policy may be surrendered, or loans may be taken against the policy during the grace period.