The four phases are: Prophase, Metaphase, Anaphase, and Telophase. In prophase, chromosomes migrate toward the cell center. In metaphase, chromosomes align along the center plane of the cell known as the metaphase plate.
The 3 national credit reporting agencies in the United States are Equifax, Experian, and Trans Union. Experian was formerly known as TRW.
Credit Report. Your major credit reports are the most important credit references. They serve as the basis for all credit scores and are used in all lending decisions. Credit reports also can play a role in employment decisions, tenant screening and insurance quoting.