Actually, it is a protist and it gets nutrients from photosynthesis. Yep, kelps are seaweeds, but they are actually from the Kingdom Protista (i.e. protists). They belong to the Class Phaeophyceae which are protists, not plants (although clearly, they are plant like).
What is 'Insurance Premium' An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is income for the insurance company, once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy. BREAKING DOWN 'Insurance Premium'
What is term life insurance? Term life insurance provides protection for only a specified period of time â usually 10, 15, 20 or 30 years. There is no cash value associated with term life coverage, which is why premiums are often lower than for other types of insurance. Some term life policies may offer greater flexibility such as terms for return of premium and the potential to convert to whole life insurance.