Columbia County, Washington. Columbia County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 4,078, making it the third-least populous county in Washington. The county seat and largest city is Dayton. The county was created out of Walla Walla County on November 11, 1875 and is named after the Columbia River.
As interest rates rise, profitability on loans also increases, as there is a greater spread between the federal funds rate and the rate the bank charges its customers. In these conditions, there is a better chance that borrowers will be able to pay back their loans.ncreases in the Federal funds rate directly increase the yield on this cash, and the proceeds go directly to earnings. An analogous situation is when the price of oil rises for oil drillers. The benefit of higher interest rates is most notable for brokerages, commercial banks and regional banks.
That means that if the base rate goes up, the interest rates rise on commercial mortgages, loans, credit cards and savings accounts will too. The base rate of interest has been at the historically low rate of 0.5% since 2009 to help stimulate the economy following the financial crash of 2008.