Quick Answer. FreeMD explains that a chest contusion is a bruise to the chest wall and the bruise involves the skin, muscles or ribs of the chest wall. A serious chest contusion possibly causes bleeding in the underlying muscle and subcutaneous tissues, leading to a chest hematoma.
Special Coverage Insurance. Definition: An insurance policy expressly designed to offer a guarantee of protection in the event of specific circumstances . Your business will require its own set of special insurance coverages for the risks inherent in your industry. Sometimes these can be added as endorsements to your policy, or you can buy them separately. Here are a few of the different types of specialty coverage you may need:
â¢ Artificially Generated Electricity. It's important to note that both Basic and Broad Form coverage policies ONLY cover named perils. In other words, if it's not named as a cause of loss, it's not covered. The most expansive form of insurance coverage is usually within the Special Form policies. In policies that use the special form type of coverage, instead of the perils covered being listed, the EXCLUSIONS are listed. In other words, unless the policy states a peril isn't included, it's included and your potential loss is covered. Usually, but not always, the special form is the one you want to buy.