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Also known as a Period Certain Annuity. Fixed Period Annuity is a term used to describe a specific payout option for an Immediate Annuity contract. When an annuity distribution period begins or the annuitization begins, the annuitant can choose distributions over a fixed period of time.
Settlement date may vary by security type and conditions of the trade but is generally three business days for equities and one business day for options and most mutual funds. Fixed income security settlement will vary based on security type and new issue versus secondary market trading. It is important to note that the definition of sufficient funds in a cash account does not include cash account proceeds from the sale of a security that has not settled.