Moral hazard and adverse selection are two terms used in economics, risk management and insurance to describe situations where one party is at a disadvantage. Adverse selection describes an undesired result due to the situation where one party of a deal has more accurate and different information than the other party.
Location of Pennsylvania in the United States. Acme is an unincorporated community in Mount Pleasant Township, Westmoreland County, Pennsylvania, in the United States. The Acme ZIP code of 15610 extends well beyond the settled part of the community, into rural parts of Donegal Township in Westmoreland County and Bullskin Township in Fayette County. 1 Geography.
Mount Pleasant is a borough in Westmoreland County, Pennsylvania, United States. It stands 45 miles southeast of Pittsburgh. As of the 2010 census, the borough's population was 4,454. The Borough of Mount Pleasant, consisting of the town area, should not be confused with Mount Pleasant Township, which is an entirely separate municipality. Mount Pleasant Township is predominantly rural and adjoins the borough to the north. In the past, Mount Pleasant was a center of an extensive coke-making indus