Moral hazard and adverse selection are two terms used in economics, risk management and insurance to describe situations where one party is at a disadvantage. Adverse selection describes an undesired result due to the situation where one party of a deal has more accurate and different information than the other party.
Acme is located in the southeastern corner of Mount Pleasant Township, in southern Westmoreland County, at 40Â°7â²38â³N 79Â°26â²5â³W / 40.12722Â°N 79.43472Â°W / 40.12722; -79.43472 (40.12731, -79.434929). The name Acme refers to the area's location atop Chestnut Ridge in the Allegheny Mountains.
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