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appraisal date. Day as of which an appraiser's estimate of value applies.
An appraisal is an independent, professional opinion of value. An appraisal helps establish a property's market value - the likely sales price it would bring if offered in an open and competitive real estate market. There are three main parts to a home appraisal: 1  Inspection - A licensed appraiser comes to the property and inspects its size, condition, function and quality. 2  Comparables - The appraiser researches similar homes in your area and compares recent sales to determine fair market value.