If we were to increase our policy deductible from $500 to $2500 the premium savings would approach 30%. If your policy was $2500/yr you could be looking at a savings of as much as $750/yr. That would mean that after just 2.7 years you would be ahead of the game in premium savings!
Why do astronomers put telescopes in space? The Earth's atmosphere is about 120 miles thick and anything we see from the surface of the Earth is distorted by the water vapor and debris that is in the air.
The Hubble Space Telescope was designed to view optical light (which we see with our eyes), plus ultraviolet and infrared parts of the electromagnetic spectrum. Ultraviolet light is emitted by very energetic objects and events, including our Sun. If you've ever gotten a sunburn, it was caused by ultraviolet light.