Tristania laurina (aka Tristaniopsis laurina) - Water Gum. 1  Slow growing evergreen tree to 20-30 feet tall and 15-20 feet wide. 2  Blooms fragrant yellow flowers in early summer. 3  Likes full sun and moderate water. 4  Excellent tree for use in a lawn.
Another risk with Roth IRAs is that unlike a 401(k) , the IRS, not your employer, places limits on how much you can put into your retirement fund.You cannot contribute more than you make to your fund, and if you make too much money, you cannot open a Roth IRA.he main risk for opening a Roth IRA is that you do not get the same up-front tax break you get with a traditional IRA. A traditional IRA lets you put money aside before taxes, but the money you put into your Roth IRA goes into your account after your taxes are taken.
So, you can have a 401k and an IRA at the same time provided you meet the requirements of the particular type of IRA you want. For typical middle-income 401k participants, the 401k-Roth IRA combination is likely the most sensible strategy for several reasons: 1  Roth IRAâs are less retrictive than traditional IRA.o, you can have a 401k and an IRA at the same time provided you meet the requirements of the particular type of IRA you want. For typical middle-income 401k participants, the 401k-Roth IRA combination is likely the most sensible strategy for several reasons: 1  Roth IRAâs are less retrictive than traditional IRA.