Your doctor will begin by taking a careful history and doing a physical exam. 1  Many causes of shoulder blade pain can be diagnosed based on your history. He or she will perform a careful physical exam, yet studies suggest that itâs often difficult to diagnose the cause of shoulder blade pain based on physical exam alone.
A lack of equal information causes economic imbalances that result in adverse selection and moral hazards. All of these economic weaknesses have the potential to lead to market failure. Key Terms. moral hazard: A situation where there is a tendency to take undue risks because the costs are not borne by the party taking the risk. adverse selection: The process by which the price and quantity of goods or services in a given market is altered due to one party having information that the other party cannot have at reasonable cost.
Whites were determined to be the best-achieving group because 300/100 = .3. Using the adverse formula, you have: 100 divided by 500 over 300 divided by 1000 equals 0.2 over 0.3 equals 66.67 % Thus, adverse impact exists. Evidence of adverse impact involves more than the total number of minority workers employed. Also considered is the total number of qualified applicants. For instance, assume that 300 blacks and 300 whites were hired. But there were 1,500 qualified black applicants 6667and 1,000 qualified white applicants.