Back to Top. Salary exchange (also referred to as salary sacrifice), is where someone gives up part of their salary in return for a non-cash benefit, often a pension contribution.alary Exchange Calculator. Salary exchange (also referred to as salary sacrifice), is where someone gives up part of their salary in return for a non-cash benefit, often a pension contribution.
Coming from the Latin adversus meaning turned against, adverse is an adjective describing a factor that seems to work against or actively harm something. Think of the related word, adversary, which means enemy or opponent, so that if something is adverse, it acts as if it were the enemy.
Steer clear of anything adverse. If it's adverse, it's working against you â like adverse weather conditions or the adverse effects of eating too much sugar. Adverse and averse are both turn-offs, but adverse is something harmful, and averse is a strong feeling of dislike. Rainstorms can cause adverse conditions, and many people are averse to rain.