See:Present value. The worth of a future amount of money at specific point in time. If one expects an investment to result in a cash flow at a certain time in the future, calculating the cash flow's present value will help the investor decide whether the investment results in a real profit.
Meaning of Kuma. Japanese name. In Japanese, the name Kuma means - bear.The name Kuma originated as an Japanese name. The name Kuma is most often used as a girl name or female name. Japanese Name Meaning - bear. Origin - Japan.
Okama (or o-kama) is Japanese slang for gay man, particularly in reference to very effeminate gays. The word can also mean drag queen.. It comes from the Edo-period slang for anus (using the word kettle for the butt seems to be an idea borrowed from the Portuguese.).