The Purpose Of Life Insurance. Your need for life insurance will vary with your age and responsibilities. The amount of insurance you buy should depend on the standard of living you wish to assure your dependents. You should consider the amount of assets and sources of income available to your dependents when you pass away.
The Heards and Others. These pages are in part dedicated to the Heard family that had its roots in Hartland in North Devon, but whose shoots featured here grew in the small village of Sandford in mid-Devon, to spread around the globe as various branches of the family tree.
Your baby has been hearing sounds since way back in the womb. Mother's heartbeat, the gurgles of her digestive system, and even the sounds of her voice and the voices of other family members are part of a baby's world before birth. Once your baby is born, the sounds of the outside world come in loud and clear.