So how do I define a baby sleeping through the night for the purpose of this blog? 10-13 hours, or 12 hours for children over a few months of age, 11-12 hours before that. AND this is consolidated sleep without any feeds.
There are a lot of differences between Debit and Credit, in accounting. The primary difference is that Debit refers to the left side of the ledger account, while credit refers to the right side of the ledger account.
A debit card and credit card are different. With a credit card you are borrowing money that you will later pay back. With a debit card you are using money that is already in your bank account. So where is the rip off in this case? The OP clearly used a credit card to buy the item as that is how it was refunded.