In fact, based on the results of the new study, the researchers suggest that about 75 million adults in the United States may be misclassified as either having a lower or higher risk of heart disease or diabetes than suggested by their BMIs. The scientists looked at the BMIs of about 40,000 adults in the US.
According to a 2011 survey conducted by the American Association for Long Term Care Insurance, a typical comprehensive policy paying up to $150 per day for three years of care cost an average of $1,480 annually for a single person if purchased at age 55. However, premiums ranged from $1,325 to a high of $2,550.
+ More. Not everyone needs long-term-care insurance. According to Consumer Reports Money Adviser, only people with assets between $200,000 and $2 million should be perusing policies. Retirees with assets of $2 million or more should be able to pay for the full cost of care. And those with a net worth below $200,000 to $300,000 (not including a house) won't be able to comfortably afford pricy premiums and will probably rely on government programs if they need long-term care. Here's what Consumer Reports uncovered about the ideal age at which to buy: 40s.