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There are two Mega Millions Jackpot Prize Payment Options. You can receive your prize in 30 annual payments or you can receive the prize in a lump sum cash payment. The Mega Millions annuity is paid out as one immediate payment followed by 29 annual payments. Each payment is 5% bigger than the previous one.
Quick Answer. For prizes under $599, players can take their winning Mega Millions lottery ticket to an authorized sales agent to have the ticket validated and immediately claim their prize. Winning tickets worth more than $600 take longer to receive, as these must be paid out by the state lottery commission.