In fact, based on the results of the new study, the researchers suggest that about 75 million adults in the United States may be misclassified as either having a lower or higher risk of heart disease or diabetes than suggested by their BMIs. The scientists looked at the BMIs of about 40,000 adults in the US.
According to a 2011 survey conducted by the American Association for Long Term Care Insurance, a typical comprehensive policy paying up to $150 per day for three years of care cost an average of $1,480 annually for a single person if purchased at age 55. However, premiums ranged from $1,325 to a high of $2,550.
In 2007, the average long-term care insurance policy: 1  Cost about $2,207/year. 2  Covered 4.8 years of benefits, excluding the 20 percent of people who elected lifetime coverage.3  Had a daily benefit amount of $160. 4  Was a comprehensive policy covering both facility and at-home care.ong-term Care Insurance Costs. If you have a long-term care insurance policy, the buyer pays a pre-set premium. The policy then pays for the services you need, when you need them (up to its coverage limits).