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appraisal date. Day as of which an appraiser's estimate of value applies.
An appraisal is an opinion of value that is completed by a professional appraiser who visits and inspects the size, condition, function and quality of the home. There are a few steps in the process. Comparables â the appraiser researches similar homes in your area and compares recent sales to determine market value. 2  Final Appraisal Report â using the data gathered from the inspection and comparables research, your appraiser issues a final appraisal report.