Calculating Ratios. For example, if you earn $6,000 monthly, and you have a car payment of $497 and credit card charges of $198 a month, the highest total housing payment you would qualify for, given a 20 percent downpayment (conventional loan) would be approximately $2,100.
Most women stop menstruating between 40-45 yrs fewer number will stop menstruating before 40 and after 45 also, but this does happen. your friend seems to be one of those who menstruated beyond this expected menopausal age now she might go into menopause.
The Menopause Transition. Menopause occurs when a woman's ovaries nearly stop producing hormones like estrogen and progesterone, which ultimately results in the cessation of both menstruation and fertility. However, the symptoms of menopause can begin long before the last period. This phase is called perimenopause.