With the assistance of the process facilitation skills outlined above, the group arrives at a decision point. Members are ready to set goals and define action strategies that will move the efforts of the task group closer to the realization of the target outcome.
2) Go to your courthouse, Get a copy of the paperwork that states that the BK has been dismissed/discharged (it should only be a few dollars). 3) Write to all three of your credit bureaus and send a copy of the discharge with a challenge stating that the bankruptcy was dismissed on the attached date (proof enclosed).
A public record item on your credit report can be one of the most annoying and time consuming items you can deal with. Not only do you have to be involved in judicial proceedings, but the public record may remain on your credit report for as much as 7 to 10 years.