Your doctor will begin by taking a careful history and doing a physical exam. 1  Many causes of shoulder blade pain can be diagnosed based on your history. He or she will perform a careful physical exam, yet studies suggest that itâs often difficult to diagnose the cause of shoulder blade pain based on physical exam alone.
A lack of equal information causes economic imbalances that result in adverse selection and moral hazards. All of these economic weaknesses have the potential to lead to market failure. Key Terms. moral hazard: A situation where there is a tendency to take undue risks because the costs are not borne by the party taking the risk. adverse selection: The process by which the price and quantity of goods or services in a given market is altered due to one party having information that the other party cannot have at reasonable cost.
In the Uniform Guidelines on Employee Selection Procedures, an adverse impact is defined as a substantially different rate of selection in hiring, promotion, or other employment decision which works to the disadvantage of members of a race, sex, or ethnic group..