Home buyers using FHA-insured mortgages should include in their purchase offers the cost of tax service fees when presenting their purchase offers to sellers, though. The tax service fee costs vary from state to state, but averages about $75.
A Dutch oven is a slang term for lying in bed with another person and pulling the covers over the person's head while flatulating, thereby creating an unpleasant situation in an enclosed space. This is done as a prank or by accident to one's sleeping partner.
Preheat oven to 350 degrees. In a Dutch oven, heat oil over medium-high heat. Sprinkle roast all over with 1 teaspoon salt and 1/2 teaspoon pepper. Place in pan, and brown on all sides, about 10 minutes. Turn meat fat side up. Add stock, wine, if using, onions, garlic, bay leaves, and thyme.