+1. The easiest way to tell the difference between ptosis and dermatochalasis (excess eyelid skin) is by lifting the excess skin off of the upper eyelid. If the actual lid margin itself is cutting across the black pupil portion of the eye, then you may have ptosis.
15.1.1 Principal Sum vs. Capital Sum. AD&D benefits are paid through two different methods, though always for a specific amount. Principal Sum; Capital Sum; The principal sum is the stated amount payable as a death benefit if death is due to an accident.
Figure 1 presents this definition as a generic formula . where LSR. t stands for loss severity rate as of time t, IS. s and LP. s denote the amount of net interest shortfalls and net. loss of principal in period s, c s is the discount rate for the losses in period s, and B k is the outstanding principal balance.