This is a schematic process flow diagram of the processes used in a typical oil refinery. This process flow diagram (PFD) example was redesigned from the Wikimedia Commons file: RefineryFlow.png. This file is licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license.
You have to be at least 18 to get a credit card but to get a debit card( which is where you get money from your account) you have to be at least 11/12. My husband had his first at 16 or younger. He lied about his age (which is illegal!).
Sorry but, You have to be 18 to play the credit card game and worship the fico score. I wouldn't do it. All you will end up with is debt. You have to borrow money and make payments on time to get a high fico score so that you can go out and borrow more money and pay lots of interest. It's a stupid game. It makes no sense. If you pay as you go.