Uniform Commercial Code. A general and inclusive group of laws adopted, at least partially, by all the states to further uniformity and fair dealing in business and commercial transactions. The Uniform Commercial Code (UCC) is a set of suggested laws relating to commercial transactions.
A single Overdraft Protection transfer fee will be assessed. The fee depends on which account you have linked to your checking account for Overdraft Protection: 1  Savings account: A daily fee of $12.50 applies for all overdrafts that occur in a single day. 2  Line of credit: Please see your Credit Agreement for the fee and finance charges for advances.
How to avoid overdraft fees. 1  Monitor your account balances. Use text alerts or mobile banking to stay up to date on how much is in your checking account. 2  Donât opt in to an overdraft program. Although some banks charge the same amount for NSF and overdraft fees, there can be a big difference in total cost. 3  Link to a second account.