Under section 2051(b)(2) of the California Insurance Code, âactual cash value is the amount it would cost the insured to repair, rebuild, or replace the item lost or injured less a fair and reasonable deduction for physical depreciation based on its condition at the time of the loss.â
The average salary for a 30 year old female is about 30 thousand  dollars a year.
Experience does not seem to be a strong driver of pay increase in this role. Average salaries for inexperienced employees average out to around $25K, but folks who have five to 10 years of experience earn a higher median of $28K. The average pay reported by folks with 10 to 20 years of experience is around $30K.