If the reporter cashed the check for the month of death (and any later months), do not ask for a refund. Advise the reporter that the Treasury Department (TD) may request the funds back from the bank that cashed the check for a period of up to 12 months from the month that SSA learns of the death.
For example, if 5% of your non-Roth IRA are non-deductible contributions, then 5% of the conversion amount must be non-deductible contributions, and the rest must come from the deductible contributions, including earnings and rollover contributions.
Learn about saving for retirement using Traditional and Roth IRAs. Traditional and Roth IRA comparison chart; Contribution Limits How much can you contribute to your IRA? Deduction Limits How much of your IRA contributions can you deduct on your taxes? Rollovers (See our Rollover Chart) The why, what, how, when and where about moving your retirement savings. IRA One-Rollover-Per-Year Rule