Transition: The Most Intense Phase of Labor. Transition, unlike active labor, is the storm before the calm that is the pushing stage. It is by far the hardest part of birthing, but also the shortest. It is here that a mother's focus might falter. This is the stage where women may doubt their ability to birth the baby and request medications.
Even if closed, the accounts that have no late payment history remain on your credit report for 10 years from the date closed. As long as the positive information remains, it contributes to a stronger credit history. So, removing those accounts early actually could be harmful to your credit scores.
There are timeframes for how long different types of information may remain on your credit report. 1  Negative information, such as late payments or collections, stay on your credit report for approximately seven years, as do most other types of negative information, including judgments and paid tax liens. Bankruptcies and upaid tax liens can stay on your credit report for up to 10 years. Positive information generally remains on your credit report for a longer period of time. Credit accounts that you pay as agreed may stay on your credit report for up to 10 years from the last update we receive from the lender.