Description and Coding Systemâ (âHarmonized Systemâ or simply the âHSâ).2 It went. into effect internationally on January 1, 1988, with the entry into force of the. International Convention on the Harmonized Commodity Description and Coding. System (âHarmonized System Conventionâ) to which the Harmonized System is.
A secured debt or secured claim is one where the lender has some sort of collateral. A car loan or home mortgage would be the most common examples, but other debts may be secured as well, especially in business settings.
âWe will provide a free-of-charge rental car or loaner vehicle if there is a delay while getting your car repaired.â. Kam, the former NHTSA enforcement attorney, argues that automobile manufacturers should not wait for customers to request loaner vehicles, but should notify affected drivers of their availability.We will provide a free-of-charge rental car or loaner vehicle if there is a delay while getting your car repaired.â. Kam, the former NHTSA enforcement attorney, argues that automobile manufacturers should not wait for customers to request loaner vehicles, but should notify affected drivers of their availability.