Burgundy, mauve and maroon fall bouquets. At certain times of the year, florists have access to unique colorful flowers and plants in shades of deep red, such as crimson, wine, cabernet, berry, ruby, chestnut red, scarlet, burgundy and vermillion. Take advantage of this brief window of time.
The Age Pension income test (also known as the Centrelink income test) is a means test that assesses the level of income you receive each year against income thresholds, and determines your eligibility for the Age Pension and other social security payments.
When both the employee and spouse are age 65, the employee's pension is reduced by 10 percent to provide the spouse with an annuity of 55 percent of the reduced pension. Thus, the 55-percent option would yield a spouse annuity equal to 49.5 percent of the employee's normal, straight-life pension (90 percent x 0.55).or example, a plan may provide a spouse's pension if death occurs at any age with 10 years of service, although early retirement is at age 55 with 10 years of service. A small number of plans had age requirements for the spouse's benefit more stringent than those for early retirement.