A debt-to-income ratio is a personal finance measure that compares the amount of debt you have to your gross income. Lenders use the debt-to-income ratio as a way to measure your ability to manage the payments you make each month and repay the money you have borrowed. It is calculated by dividing your total recurring monthly debt by your gross monthly income.
Instant messaging, often shortened to simply IM or IMing, is the exchange of text messages through a software application in real-time. Generally included in the IM software is the ability to easily see whether a chosen friend, co-worker or buddy is online and connected through the selected service.
A computer is a general-purpose device that can be programmed to carry out a set of arithmetic or logical operations automatically.Since a sequence of operations can be readily changed, the computer can solve more than one kind of problem. computer is a general-purpose device that can be programmed to carry out a set of arithmetic or logical operations automatically.