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An areal flood warning means that the flooding happens over a longer period of time (like several days) from extended periods of rain. It also covers more area or space. So instead of just a river, it would cover multiple counties.
Base Flood Elevation (BFE): The computed elevation to which floodwater is anticipated to rise during the base flood with wave effects included in coastal areas.The BFE is the minimum regulatory requirement for the elevation or floodproofing of structures. The relationship between the BFE and the flood insurance premium.