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If youâre 49 or younger: If you each contribute $17,000 tax-deferred to your respective 401k plans then as a couple you would have reduced your taxable income by $34,000.
The maximum contributions for either the Roth 401k or the traditional 401k are the same -- $16,500 in 2010. If you contribute to both a Roth 401k and traditional 401k, the sum of your contributions can't exceed that limit.If an employer offers a Roth 401k, most likely it would provide the same matching contributions as for a traditional 401k.There are really two main reasons to consider investing your current and future contributions in a Roth 401k.f an employer offers a Roth 401k, most likely it would provide the same matching contributions as for a traditional 401k. There are really two main reasons to consider investing your current and future contributions in a Roth 401k.