Description and Coding Systemâ (âHarmonized Systemâ or simply the âHSâ).2 It went. into effect internationally on January 1, 1988, with the entry into force of the. International Convention on the Harmonized Commodity Description and Coding. System (âHarmonized System Conventionâ) to which the Harmonized System is.
A secured debt or secured claim is one where the lender has some sort of collateral. A car loan or home mortgage would be the most common examples, but other debts may be secured as well, especially in business settings.
Service Locations. Proudly serving the Greater Toronto Area including Toronto, Ajax, Barrie, Brampton, Burlington, Durham, Etobicoke, Hamilton, Kitchener, London, Markham, Mississauga, North York, Oakville, Oshawa, Pickering, Scarborough, and Whitby Ontario. Vehicle Title Loan, also known as a Car title loans, is a loan using a paid off vehicle as collateral or security. No liens. No leases.