Well you do have a cheapass insurance company, but if the other driver is at fault, it shouldn't matter, because your insurance doesn't pay, the other guy's insurance pays. Your insurance co should have a list of authorized repair centers, so go to one and have them do the work. Tell them you insist on OEM parts.
grandfather clause. n. 1) a clause in a statute or zoning ordinance (particularly a city ordinance) which permits the operator of a business or a land owner to be exempt from restrictions on use if the business or property continues to be used as it was when the law was adopted.
Relative Clause. A relative clause is a clause that begins with a relative pronoun such as who, whom, whose, which, or that, or a relative adverb such as when, where, or why. It is a type of dependent clause. 1  For example, in the clause 'Who loves pizza crusts,' the relative pronoun is who.