Frotteurism: Frotteurism is a problem where the focus of the person's sexual urges is related to touching or rubbing his genitals against the body of a non-consenting, unfamiliar person. In most cases of frotteurism, a male rubs his genital area against a female, often in a crowded public location. This disorder also is a problem because the contact made with the other person is illegal.
Level Funding is a type of self-funding that is unique to the marketplace. Level Funding offers all. of the benefits of traditional self funding with the added benefit of stable monthly costs so groups. can reap the financial rewards of being self-insured. Level Funding is ideal for employers with 25. or more healthy employees who have cultivated a culture of wellness and engagement.
All the BS about waiving the first months premium. I have been getting quotes on the level funded plans from a couple of carriers and so far I am not impressed. They are coming in at about 11% over current premium so there is just not enough savings . The plans have to come in at least at the current premium. I am also not sold on the claims funding rebate. Take a group that is spending $150,000. On a level funded plan they are going to be eligible for a rebate on 1/2 or 1/4 of the $75,000. I just don't see that rebate being big enough.