It is a help when tracing your family history to know something about the origin of and evolution of Irish names and particularly how names have changed over the centuries.
Repayment mortgage. With repayment mortgages you pay the interest and part of the capital off every month. At the end of the term, typically 25 years, you should manage to have paid it all off and own your home.
The ability-to-repay rule requires most mortgage lenders to make a good-faith effort to determine that you are likely to be able to pay back the loan. This is important because during the financial crisis many lenders made loans without making sure borrowers had enough income to repay their mortgage loans.