Details of a bankruptcy order in the UK will stay on your credit file for 6 years. 7 to 10 years depending on the state you live in. Most lenders will consider loans after 2 years. If information is still on you credit history after this time frame you need to dispute with all three major credit bureau agencies.
Labor accounts for the other 30% to 40%. 1  Lumber prices are always fluctuating and can be difficult to predict. 2  This is especially true in todayâs environment of rising prices. 3  A reasonable estimate for house building lumber costs is somewhere around $15 to $30 per square foot.
They also have full plumbing and wiring, of course. These buildings can be expected to run about $35-45/sf for all new materials. The average cost for cabin and cottage construction, contractor built, is about $70 to $95 per square foot (house only). So an owner-builder can save almost 1/2 if they have the time and experience. Note that there are also wide regional variations, especially in labor costs.