Under section 2051(b)(2) of the California Insurance Code, âactual cash value is the amount it would cost the insured to repair, rebuild, or replace the item lost or injured less a fair and reasonable deduction for physical depreciation based on its condition at the time of the loss.â
The average salary for a 30 year old female is about 30 thousand  dollars a year.
1 Women were paid about 90% of what men earned until age 35, at which point median earnings for women start to slow down compared to men's earnings, further widening the pay gap. 2  The average full-time working woman will lose more than $460,000 over a 40 year period in wages due only to the wage gap. This can be either the earnings ratio or the actual pay gap. 2  Women earned on average $0.78 to every $1 earned by men in 2013 (78%) for annual earnings. 3  In 2014 women earned 82.5% of men's salaries b ased on median weekly earnings for full-time workers compared to 62.1% in 1979.