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An areal flood warning means that the flooding happens over a longer period of time (like several days) from extended periods of rain. It also covers more area or space. So instead of just a river, it would cover multiple counties.
What Is Flood Zone AE? The Federal Emergency Management Agency determines flood risk for the United States, then creates maps to clearly show the geographic areas prone to flood. The designation AE indicates areas at high risk for flooding and provides the base flood elevations (BFEs) for them.