Description and Coding Systemâ (âHarmonized Systemâ or simply the âHSâ).2 It went. into effect internationally on January 1, 1988, with the entry into force of the. International Convention on the Harmonized Commodity Description and Coding. System (âHarmonized System Conventionâ) to which the Harmonized System is.
A secured debt or secured claim is one where the lender has some sort of collateral. A car loan or home mortgage would be the most common examples, but other debts may be secured as well, especially in business settings.
A car title loan will put your car at risk: you may lose one of your most valuable possessions and your transportation. 1  Applying for a Loan. 2  Title Loans are Expensive. 3  Payment Options. 4  The Roll Over. 5  Repossession. 6  Alternatives to Car Title Loans. 7  Protections for Military Consumers.