Under section 2051(b)(2) of the California Insurance Code, âactual cash value is the amount it would cost the insured to repair, rebuild, or replace the item lost or injured less a fair and reasonable deduction for physical depreciation based on its condition at the time of the loss.â
The average salary for a 30 year old female is about 30 thousand  dollars a year.
The salary gap of the women in their 30s improved to 87%, but the gap for women in their 40s is 82%. Consistent with early career salaries being fairly comparable between the genders, the salary gap this year for women in their 20s was 90% (women earned $0.90 for each $1 a man earned).