Your intense Scorpio traits are finely balanced by the easygoing, magnanimous spirit of Sagittarius. Those of you born under this period of the zodiac are ruled by Mars, Pluto and Jupiter which is the ruler of Sagittarius.
Collective Bargaining Collective bargaining consists of negotiations between an employer and a group of employees that determine the conditions of employment. The result of collective bargaining procedure is called the collective bargaining agreement or CBA. Often employees are represented in the bargaining by a union or other labor organization. Collective bargaining is governed by federal and state statutory law, administrative agency regulations, and judicial decisions. Unions and management engage in negotiations in order to reach a CBA agreement (contract).
Reciprocal Insurance Exchange. Definition of reciprocal insurance exchange. Related Terms and Acronyms: credit union (CU) A non-profit, cooperative financial institution owned and controlled by the people who use its services, usually a group such as employees in the same company or industry.