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An XMP file is a metadata file used by Adobe programs such as Photoshop and Bridge. It contains the edits made to a camera raw file, such as a .CR2 or .NEF file, and is automatically generated and saved in the same directory as the corresponding camera raw file.
By default, documents, worksheets, and presentations that you create in Office are saved in XML format with file name extensions that add an x or an m to the file name extensions that you are already familiar with. The x signifies an XML file that has no macros, and the m signifies an XML file that does contain macros. For example, when you save a document in Word, the file now uses the .docx file name extension by default, instead of the .doc file name extension.