This is a schematic process flow diagram of the processes used in a typical oil refinery. This process flow diagram (PFD) example was redesigned from the Wikimedia Commons file: RefineryFlow.png. This file is licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license.
You have to be at least 18 to get a credit card but to get a debit card( which is where you get money from your account) you have to be at least 11/12. My husband had his first at 16 or younger. He lied about his age (which is illegal!).
Re: How long does it take to get a credit score. You have to have at least on account reporting to the credit bureaus for 6 months to generate a FICO score. Re: How long does it take to get a credit score. You need a tradeline (credit card, loan, mortgage, etc.) to be open for 6 months. No credit score unless you have some credit established.