A: Municipal bonds can be a sweet deal for tax-conscious investors. That's because interest income generated by these bonds â which are issued by states, cities and other public entities â is typically exempt from federal income tax.
Annual Phlox. The more than 50 different varieties of phlox include annuals and perennials. Annual African Sunset Phlox (Phlox drummondii), a hybrid cultivar found in many home gardens, presents vivid 1-inch-wide deep red flowers that attract hummingbirds and butterflies.
Sand Phlox. Another creeping phlox, sand phlox (Phlox bifida) is hardy in USDA zones 4 through 8. It is a slow-growing plant that reaches 6 inches tall and up to 12 inches wide.