Under section 2051(b)(2) of the California Insurance Code, âactual cash value is the amount it would cost the insured to repair, rebuild, or replace the item lost or injured less a fair and reasonable deduction for physical depreciation based on its condition at the time of the loss.â
The average salary for a 30 year old female is about 30 thousand  dollars a year.
The median income at 29 is about $35,000. Talk of a steady âcareerâ for most young people is more aspirational than descriptive. Jobs are still temporary for twentysomethings. The average American has had more than seven jobs before she turns 29, and a third of them lasted less than six months.