Your intense Scorpio traits are finely balanced by the easygoing, magnanimous spirit of Sagittarius. Those of you born under this period of the zodiac are ruled by Mars, Pluto and Jupiter which is the ruler of Sagittarius.
Collective Bargaining Collective bargaining consists of negotiations between an employer and a group of employees that determine the conditions of employment. The result of collective bargaining procedure is called the collective bargaining agreement or CBA. Often employees are represented in the bargaining by a union or other labor organization. Collective bargaining is governed by federal and state statutory law, administrative agency regulations, and judicial decisions. Unions and management engage in negotiations in order to reach a CBA agreement (contract).
DEFINITION of 'Electronic Payments Network-EPN'. An electronic automated clearing house (ACH) that serves as the sole ACH for the private sector in the United States.The Electronic Payments Network handles numerous types of credit transfers, such as payroll payments, dividends, etc., as well as debit transfers, such as loan payments and insurance premiums.Next Up.n the modern financial marketplace, the EPN's use of electronic transfers of money has increased the efficiency and timeliness of business transactions. If you are paid by direct deposit by your employer, chances are the EPN is involved in the transaction.