Description and Coding Systemâ (âHarmonized Systemâ or simply the âHSâ).2 It went. into effect internationally on January 1, 1988, with the entry into force of the. International Convention on the Harmonized Commodity Description and Coding. System (âHarmonized System Conventionâ) to which the Harmonized System is.
A secured debt or secured claim is one where the lender has some sort of collateral. A car loan or home mortgage would be the most common examples, but other debts may be secured as well, especially in business settings.
This is also why car title loans are sometimes referred to as a title pawn. You give us your car title, show us your ID, and we can approve you for a loan of up to $10,000. Unlike pawn shops, you get to continue driving your car. The approval process takes as little as 30 minutes. To apply for a title loan, you must be 18 or older and hold a lien-free car title with your name on it. You can apply for a loan online or at one of our locations. After applying, you will be instructed to go to one of our branches for a visual inspection of your car.