Define sepsis. sepsis synonyms, sepsis pronunciation, sepsis translation, English dictionary definition of sepsis. n. Systemic infection by pathogenic microorganisms, especially bacteria, that have invaded the bloodstream, usually from a local source. Sepsis is...
BREAKING DOWN 'Add To Cash Value Option'. In universal life insurance, policy owners can opt to participate in the surplus of the insurance company and receive the dividends annually. Here, they have the option to add the accumulated cash value to the face amount when the death benefit is paid.
1 Cash value: Permanent life insurance policies can accumulate cash value over time, which can be made available to you through policy loans and withdrawals if needed.1.  Tax exemptions: Any payments your beneficiary receives, known as death benefit proceeds, are generally exempt from federal taxes.2.