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An areal flood warning means that the flooding happens over a longer period of time (like several days) from extended periods of rain. It also covers more area or space. So instead of just a river, it would cover multiple counties.
Zones AE and A1-30: SFHAs subject to inundation by the 100-year flood determined in a Flood Insurance Study by detailed methods. Base flood elevations are shown within these zones. Mandatory flood insurance purchase requirements apply. (Zone AE is used on new and some revised maps in place of Zone A1-30.)