This is a schematic process flow diagram of the processes used in a typical oil refinery. This process flow diagram (PFD) example was redesigned from the Wikimedia Commons file: RefineryFlow.png. This file is licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license.
You have to be at least 18 to get a credit card but to get a debit card( which is where you get money from your account) you have to be at least 11/12. My husband had his first at 16 or younger. He lied about his age (which is illegal!).
So if you are over 18 you can get one in your name, but try to look around for one that doesn't need a cosigner or deposit. If you are under 18, (but over 16), you can get one with your parents, but they are like, the main signers, just with your name on the card.