I purchased an audio book on my iPhone 3GS and synched with iTunes on OSX but the audio book didn't transfer to my iTunes. I tried to drag and drop and copy and paste, but iTunes won't let me move the audio book. purchased an audio book on my iPhone 3GS and synched with iTunes on OSX but the audio book didn't transfer to my iTunes. I tried to drag and drop and copy and paste, but iTunes won't let me move the audio book.
Accidental death and dismemberment insurance covers you for loss of limb or loss of life, as well as other severe injuries. The first feature of this policy is that it pays your beneficiary a fixed amount for death benefits if you die in an accident.
Events such as dismemberment due to a suicide attempt would fall under life insurance and would be an exclusion. It would not fall under an accidental death policy.. For example, if you commit suicide or attempt to hurt yourself on purpose, the AD&D policy would not pay out. The same holds true if the accident or your death is caused by a war. The policy would not pay out if the death or loss is caused by physical or mental illness, or if you die during surgery. And a bacterial infection, drug overdose or a hernia that contributes to your death or an accident would not be covered under AD&D, according to the language in many policies.