Uniform Commercial Code. A general and inclusive group of laws adopted, at least partially, by all the states to further uniformity and fair dealing in business and commercial transactions. The Uniform Commercial Code (UCC) is a set of suggested laws relating to commercial transactions.
A single Overdraft Protection transfer fee will be assessed. The fee depends on which account you have linked to your checking account for Overdraft Protection: 1  Savings account: A daily fee of $12.50 applies for all overdrafts that occur in a single day. 2  Line of credit: Please see your Credit Agreement for the fee and finance charges for advances.
My bank will only charge an overdraft fee if a check or an ACh (Automatic Chearing House Item ) comes in and makes the account negative. They do not charge an overdraft for checkcard purchases. You should check with your bank to see what their rules are and to ask if they charge for debit overages.