If you're an employee of a company that offers a SEP IRA, your contributions count toward your traditional IRA contribution limit rather than the limit for defined contribution plans. For example, as of 2013, you can contribute up to $6,500 if you're 50 or older, or $5,500 if you're younger than 50.
Definition of skepticism 1: an attitude of doubt or a disposition to incredulity either in general or toward a particular object 2 a: the doctrine that true knowledge or knowledge in a particular area is uncertain
The definition of a hypocrite is a person who pretends to have certain beliefs, attitudes or feelings when they really do not. An example of a hypocrite is a person who says they care about the environment, but are constantly littering. a person who pretends to be what he or she is not; specif., one who pretends to be pious, virtuous, etc. without really being so.