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Good Credit RV Loans. RV Financing USAâs good credit RV loan program rewards customers who have worked hard to achieve a high credit rating. This RV financing program offers terms up to 20 years with competitive rates and discounted service warranty products. Apply now for a free quote and see what rate we can offer you.
How long is the financing term for a new travel trailer? The loan term for travel trailers depends on the amount financed and the trailerâs age. The average term for recreational trailers between $25,000â99,000 is eight to 15 years. Trailers qualifying as a residence and financed at $100,000 or higher are typically financed with a 20-year term. Most lenders wonât finance less than $7,500 for a trailer loan. Some may even require a minimum loan of $25,000.