APR vs. APY Breakdown. APR, or Annual Percentage Rate, defines the interest rate that is charged to the principal of the loan. You will be charged a total of 3.99% interest on that loan over the course of a year.
Plywood is a sheet material manufactured from thin layers or plies of wood veneer that are glued together with adjacent layers having their wood grain rotated up to 90 degrees to one another.t is an engineered wood from the family of manufactured boards which includes medium-density fibreboard (MDF) and particle board (chipboard). All plywoods bind resin and wood fibre sheets (cellulose cells are long, strong and thin) to form a composite material.
Definition of pitch pine. 1  1 : any of several pines that yield pitch; especially : a 3-leaved pine (Pinus rigida) of eastern North America. 2  2 : the wood of a pitch pine.