This means you are paying for premiums with money that has already been taxed. Choosing to pay your premiums after-tax does not reduce your taxable income, but, if total medical expenses for the year reach an IRS-required level, some choose to file a tax schedule (i.e., Schedule A) to report those expenses.
Indifferently definition, without interest or concern; not caring; apathetic: his indifferent attitude toward the suffering of others. See more.
Indifference means you are vibrationally up to speed with the broader you on that topic. For example, if you want a new, red car but you don't have it, you will feel a vibrational difference between you and the broader you regarding that car. That vibrational gulf of the two aspects of you is felt as emotion.