This means you are paying for premiums with money that has already been taxed. Choosing to pay your premiums after-tax does not reduce your taxable income, but, if total medical expenses for the year reach an IRS-required level, some choose to file a tax schedule (i.e., Schedule A) to report those expenses.
Indifferently definition, without interest or concern; not caring; apathetic: his indifferent attitude toward the suffering of others. See more.
The definition of oblivious is being forgetful or unaware of your surroundings. An example of oblivious is someone walking out into the street without looking to see if a car is coming. 1  forgetful: usually with of.  unaware or indifferent: usually with of or, esp., to.