1 Be gentle on your teeth, and remember that taking care of them isn't supposed to hurt.  Genetics. Your gums' characteristics are determined by your genetics, just as the rest of your body is. If one or both of your parents have gum recession, you're at a higher risk for receding gums.
â¢ Additional insured is given rights under the insured policy by the additional insured endorsement. â¢ Extends some protection to the additional insured under the terms and conditions of the named insuredâs policy. â¢ Additional Insured is provided with Notice of Cancellation by the underwriter (obvious benefit).
Optional Riders/Supplemental Benefits. At the time you purchase a life insurance policy certain supplemental benefits are available to you. Usually the addition of a rider is reflected in an additional charge by the company and may require that the insured provide evidence of insurability. Some of the more important riders to add are: