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Moreover, closing costs in Florida rank on the low end of the average range nationally. Average Closing Costs in Florida. The average closing costs for a $200,000 home purchase in Florida are $1,800. This is the bottom end of the average range nationally, which runs from $1,800 to $2,000 for a purchase at the same price. In addition, Florida offers some of the lowest closing costs regionally. The two states that border it, Georgia and Alabama, both feature higher average closing costs. Residents of the nearby states of South Carolina, Mississippi and Louisiana also pay more on average than Floridians.
Alabama's average closing costs are $2,348, lower than Hawaii ($2,919), Alaska ($2,675), South Carolina ($2,658) and California ($2,639).Wisconsin ($2,119), Missouri ($2,188), Kansas ($2,193), Michigan ($2,203) and Washington State ($2,208) make up the bottom five.ankrate, which surveyed up to 10 lenders in all 50 states in June, acquired online good-faith estimates for a $200,000 mortgage to buy a single-family home with a 20 percent down payment. The costs include lender and third-party fees for services.