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Moreover, closing costs in Florida rank on the low end of the average range nationally. Average Closing Costs in Florida. The average closing costs for a $200,000 home purchase in Florida are $1,800. This is the bottom end of the average range nationally, which runs from $1,800 to $2,000 for a purchase at the same price. In addition, Florida offers some of the lowest closing costs regionally. The two states that border it, Georgia and Alabama, both feature higher average closing costs. Residents of the nearby states of South Carolina, Mississippi and Louisiana also pay more on average than Floridians.
Typically, home buyers will pay between about 2 and 5 percent of the purchase price of their home in closing costs. So, if your home cost $150,000, you might pay between $3,000 and $7,500 in closing costs. On average, buyers pay roughly $3,700 in closing costs, according to a recent survey.Lenders are required by law to give you a good faith estimate (GFE) of what the closing costs on your home will be within three days of when you apply for a loan. Appraisal fee. 2  Survey fee, which covers the cost of verifying property lines. 3  Title insurance, which protects the lender in case the title isnât clean. 4  Title search fees, which pay for a background check on the title to make sure there arenât things such as unpaid mortgages or tax liens on the property.