Harvest Stages. Potato plants can be dug up within 2 or 3 weeks after flowering. Called new potatoes, these small tubers are firm and crisp, requiring very little cooking time. New potatoes measure roughly 2 inches in diameter and can be dug up without disturbing the plant or they can be harvested weekly until the plants die.
As time passes, the repossession on your credit report will usually have less and less impact on your credit score until it eventually falls off your credit report seven years after the original delinquency.
Go back and remember that Bank X (the ORIGINAL creditor) reported your last delinquincy in July of 2012, and you then received the collection notice in July of 2016. The collection account will fall off of your credit report 7 years from the date of the LAST DELINQUINCY reported by the orignal creditor + 180 days. In this particular case, this would make the collection fall off of your credit report in January of 2017.