A pro forma invoice is the same as a commercial invoice which, when used in international trade, represents the details of an international sale to customs authorities.
TRID requires process changes to the loan origination life-cycle, particularly in the way that lenders approach the closing of loans. Under the new rule, the closing process needs to be at least three days ahead to meet the Closing Disclosure timing requirement.
It is very simple, if you're doing it alone the average time is between 30 and 45 days. It depends on how fast your lender can process the loan, and what type of loan you're doing. most closings don't close on the exact closing date in the contract. Everyone has to be patient, to work the deal out. There are a lot of people involved, and sometimes the contract has to be extended. Just be patient.