Below is a list of medicines by drug class that will not be covered without a prior authorization for medical necessity. using one of these drugs without prior approval for medical necessity, you may be required to pay the full cost.
FOR DISCRIMINATORY ACTS. by Heather R. Baldwin Vlasuk. Two recent federal court decisions remind employers that they can be held liable for discriminatory acts against their independent contractors as well as for acts taken by their independent contractors against third parties.OR DISCRIMINATORY ACTS. by Heather R. Baldwin Vlasuk. Two recent federal court decisions remind employers that they can be held liable for discriminatory acts against their independent contractors as well as for acts taken by their independent contractors against third parties.
1 However, non-employees-such as contractors-aren't covered. 2  Therefore, you will also need to have public liability insurance (PLI) . 3  Your PLI policy should cover contractors/subcontractors working for you away from your premises unless the contractors/subcontractors have their own PLI with the same level of cover.s well as employment rights, tax and health and safety, you should consider liability insurance when you engage contractors or subcontractors: 1  If you have employees, you need employer's liability insurance. 2  However, non-employees-such as contractors-aren't covered.