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While homebuilders are required to provide a warranty for newly built homes in many states, owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances in their homes.
Some real estate professionals consider home warranties a security blanket for everyone involved in a real estate transactionâthe buyer, seller, and agent. Warranties offer a measure of financial protection if certain home appliances need to be repaired or replaced.