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Types of budgeting depend on the use of the budget which could either be personal or business budgets. Business and Personal Budgets. Budgeting is simply the creation of a plan to properly manage money. A budget usually covers a period of time; for instance, a one-year or five-year budget plan.
Public Budgeting and Financial Management. What is a budget? A budget is a statement of allocation of (scarce) resources to achieve an organization's objectives for a specific time period. A budget is the financial plan for how an organization will receive and spend money for a set time period (the fiscal period).