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I would say that it should take around 30 days for the FHA streamline refinance. Since you have all your information together from the last lender you should be able to easily give that information to another lender if you wish to do so. [self promotion deleted by Zillow moderator.
Refinancing can lead to lower interest rates and lower monthly payments, but can it lead to lower credit scores? Maybe, maybe not. Whether youâre still trying to decide whether to refinance or it already happened, itâs important to remember that the story doesnât end after you close your loan. Letâs talk about what could happen to your credit after you refinance.