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Types of budgeting depend on the use of the budget which could either be personal or business budgets. Business and Personal Budgets. Budgeting is simply the creation of a plan to properly manage money. A budget usually covers a period of time; for instance, a one-year or five-year budget plan.
Zero-based budgeting is an approach to planning and decision-making that reverses the working process of traditional budgeting.ero based budgeting also refers to the identification of a task or tasks and then funding resources to complete the task independent of current resourcing.