  It just doesn't go up. If you have always paid on time and kept your debt down, then your credit score will remain consistent. If you've had a few late months and paid â¦ on time for a while after that it can rise by as much as 30 points or more, but remember, credit is looked at over TIME.f you have always paid on time and kept your debt down, then your credit score will remain consistent. If you've had a few late months and paid â¦ on time for a while after that it can rise by as much as 30 points or more, but remember, credit is looked at over TIME.
loam. 1. a rich, friable soil containing a relatively equal mixture of sand and silt and a somewhat smaller proportion of clay. 2. a mixture of clay, sand, straw, etc., used in making molds for founding and in plastering walls, stopping holes, etc.3. earth or soil.oam. 1. a rich, friable soil containing a relatively equal mixture of sand and silt and a somewhat smaller proportion of clay. 2. a mixture of clay, sand, straw, etc., used in making molds for founding and in plastering walls, stopping holes, etc.
There are three main types of soilâclay, sandy, and loamy. There are also other types of soil, depending on the type of underlying rock and the climate and vegetation. Loams are a mixture of clay, sand, and silt, and are more fertile than other soils.Clay soils are usually sticky and waterlogged.Chalky soils are thin and dry. Acidic peaty soils are made up of rotting plants.here are three main types of soilâclay, sandy, and loamy. There are also other types of soil, depending on the type of underlying rock and the climate and vegetation. Loams are a mixture of clay, sand, and silt, and are more fertile than other soils.