Over the course of August at Venice Marco Polo Airport, the length of the day is rapidly decreasing. From the start to the end of the month, the length of the day decreases by 1 hour, 25 minutes, implying an average daily decrease of 2 minutes, 49 seconds, and weekly decrease of 19 minutes, 46 seconds.
Front-End Ratio. A ratio of an individual's monthly mortgage expenses to his/her monthly income. The expenses used in this calculation are usually the principal, interest, taxes, and insurance that an individual owes on a monthly basis. Mortgage lenders often use front-end ratios to determine whether an individual has sufficient income in order to qualify for a mortgage.
To calculate the front-end ratio, add up your expected housing expenses and divide it by how much you earn each month before taxes (your gross monthly income). Multiply the result by 100 and that is your front-end DTI ratio. For instance, if all your housing-related expenses total $1,000 and your monthly income is $3,000, your DTI is 33 percent.