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While homebuilders are required to provide a warranty for newly built homes in many states, owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances in their homes.
For example, a roof that could collapse is a âmajor structural defect.â. Most warranties for newly built homes, however, do not cover expenses an owner may incur as a consequence of a major construction defect or warranty repair, like the cost of having to move out of oneâs home while repairs are being made. Nor do they typically cover: household appliances.