I have a MacBook Pro, 2.33 GHz Cure 2 Duo, running OS 10.6.2. I have in my hands a factory-sealed copy of the Mac version of Fallout 2. I'd like to play it.
A judgment creditor has options for collecting the debt that other creditors don't have. These include wage garnishment orders and even seizing your property. However, once you file for either Chapter 7 or Chapter 13 bankruptcy, creditors named in the petition must stop all collection efforts. Once a judge signs the discharge order, the process is complete and you no longer have any legal responsibility to any discharged debt, including a covered civil judgment.
Current law allows you to file an individual bankruptcy regardless of whether you're married or in the process of getting a legal separation. You can file a joint bankruptcy with your spouse either during marriage or during an ongoing separation case. While the law makes bankruptcy an option for you regardless of your marital status, filing while you are in the midst of a legal separation can complicate your case.