I have a MacBook Pro, 2.33 GHz Cure 2 Duo, running OS 10.6.2. I have in my hands a factory-sealed copy of the Mac version of Fallout 2. I'd like to play it.
A judgment creditor has options for collecting the debt that other creditors don't have. These include wage garnishment orders and even seizing your property. However, once you file for either Chapter 7 or Chapter 13 bankruptcy, creditors named in the petition must stop all collection efforts. Once a judge signs the discharge order, the process is complete and you no longer have any legal responsibility to any discharged debt, including a covered civil judgment.
Always defend against any debt claim that is incorrect, incomplete or expired. 1  Review the civil action summons for credit card debt, which will arrive by mail within the time period specified by the court. 2  Reply by phone. 3  Reply by mail or file a notice of appearance form at the county courthouse.