The amount you pay in a calendar year before your health plan begins to pay. For instance, if your deductible is $2,000, you must pay that amount out-of-pocket for covered health services before your insurer begins paying your health care costs.
IST to EST Conversion. Time zone conversion tool that allows you to find the time difference between IST and EST. Time Difference between IST and EST is 9 Hours 30 Minutes. IST-Indian Standard Time, the time zone used in India. EST-Eastern Standard Time(USA), the time zone used in United States- New York.
However, before calculating the difference we should first get to know what CST and IST stand for. CST is Central Standard Time observed in North America and Central America while IST stands for India Standard Time that is observed across whole of India. While IST is 5:30 hours ahead of GMT, CST is 6 hours behind GMT.