This means you are paying for premiums with money that has already been taxed. Choosing to pay your premiums after-tax does not reduce your taxable income, but, if total medical expenses for the year reach an IRS-required level, some choose to file a tax schedule (i.e., Schedule A) to report those expenses.
Indifferently definition, without interest or concern; not caring; apathetic: his indifferent attitude toward the suffering of others. See more.
having or showing unaffected simplicity of nature or absence of artificiality; unsophisticated; ingenuous. 2. having or showing a lack of experience, judgment, or information; credulous: She's so naive she believes everything she reads. He has a very naive attitude toward politics.