Because cutting and other means of self-harm tend to be taboo subjects, the people around youâand possibly even youâmay harbor serious misunderstandings about your motivations and state of mind. Donât let these myths get in the way of getting help or helping someone you care about.
What is Public Service Loan Forgiveness (PSLF)? Public Service Loan Forgiveness (PSLF) is a program for federal student loan borrowers who work in the public or nonprofit sector. It will forgive remaining debt after 10 years of qualifying loan payments, while you are working full-time in an eligible job.
You must be working for a qualified public service organization at the time you submit the application for forgiveness and at the time the remaining balance on your loan is forgiven. Note that loan amounts forgiven under the PSLF Program are not considered income by the Internal Revenue Service. Therefore, you will not have to pay federal income tax on the amount of your Direct Loans that is forgiven after you have made the 120 qualifying payments.