1 Be gentle on your teeth, and remember that taking care of them isn't supposed to hurt.  Genetics. Your gums' characteristics are determined by your genetics, just as the rest of your body is. If one or both of your parents have gum recession, you're at a higher risk for receding gums.
â¢ Additional insured is given rights under the insured policy by the additional insured endorsement. â¢ Extends some protection to the additional insured under the terms and conditions of the named insuredâs policy. â¢ Additional Insured is provided with Notice of Cancellation by the underwriter (obvious benefit).
To protect against such situations, most insurers offer an optional Cost of Living Benefit. Under the provisions of this option, the insured's monthly disability benefit will be automatically increased once the insured is on claim (receiving disability income benefits). Typically, this increase occurs after the insured is on claim for twelve months, with subsequent increases each twelve-month period thereafter as long as the insured continues to receive benefits.