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If you applied after making an offer (no pre-approval) - most lenders will take from 30 to 60 days. FHA loans take longer than conventional.If you had a pre-approval-so most docs are there already, and they are updated, the actual approval will take 21 to 30 days.Hope this helps,f you applied after making an offer (no pre-approval) - most lenders will take from 30 to 60 days. FHA loans take longer than conventional.