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I would say that it should take around 30 days for the FHA streamline refinance. Since you have all your information together from the last lender you should be able to easily give that information to another lender if you wish to do so. [self promotion deleted by Zillow moderator.
You typically must wait one year to refinance after a missed mortgage payment. When evaluating a refinance application, a mortgage lender ensures that your present loan is current, with no late payments for at least the past 12-month period.ou typically must wait one year to refinance after a missed mortgage payment. When evaluating a refinance application, a mortgage lender ensures that your present loan is current, with no late payments for at least the past 12-month period.