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While homebuilders are required to provide a warranty for newly built homes in many states, owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances in their homes.
Home warranty: Fee for an insurance policy to protect you from cost of unexpected failures to the major systems and appliances in your home. Real estate commission: This is the total dollar amount of the real estate brokerâs sales commission, which is usually paid by the seller.