Over the course of August at Venice Marco Polo Airport, the length of the day is rapidly decreasing. From the start to the end of the month, the length of the day decreases by 1 hour, 25 minutes, implying an average daily decrease of 2 minutes, 49 seconds, and weekly decrease of 19 minutes, 46 seconds.
Front-End Ratio. A ratio of an individual's monthly mortgage expenses to his/her monthly income. The expenses used in this calculation are usually the principal, interest, taxes, and insurance that an individual owes on a monthly basis. Mortgage lenders often use front-end ratios to determine whether an individual has sufficient income in order to qualify for a mortgage.
These ratios are known as the front-end ratio and the back-end ratio. The 28/36 rule designates the maximum percentages -- 28 percent and 36 percent -- your debt-to-income ratios can be to qualify for a typical conventional home loan. Front-End Ratio The first part of the 28/36 rule requires your front-end ratio to be no more than 28 percent.