But itâs all coming out at the same time, in the same place. The water in one location can only degrade so much oil at one time; an oil spill goes far beyond overwhelming the oceanâs natural oil-coping mechanisms. And remember, the oil from all those natural seeps escapes year-round.
Scholarship Description. The Science, Mathematics and Research for Transformation (SMART) Scholarship for Service is a scholarship for service program that provides students with a stipend (starting between $22,500 and $38,000 per year), full tuition, health coverage, book allowance of $1,000, and other education expenses.
Money Smart is a comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 3 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.