  It just doesn't go up. If you have always paid on time and kept your debt down, then your credit score will remain consistent. If you've had a few late months and paid â¦ on time for a while after that it can rise by as much as 30 points or more, but remember, credit is looked at over TIME.f you have always paid on time and kept your debt down, then your credit score will remain consistent. If you've had a few late months and paid â¦ on time for a while after that it can rise by as much as 30 points or more, but remember, credit is looked at over TIME.
loam. 1. a rich, friable soil containing a relatively equal mixture of sand and silt and a somewhat smaller proportion of clay. 2. a mixture of clay, sand, straw, etc., used in making molds for founding and in plastering walls, stopping holes, etc.3. earth or soil.oam. 1. a rich, friable soil containing a relatively equal mixture of sand and silt and a somewhat smaller proportion of clay. 2. a mixture of clay, sand, straw, etc., used in making molds for founding and in plastering walls, stopping holes, etc.
The texture of soil is determined by the ratio of sand, clay, and silt in soil. Soil with higher sand is sandy loam and feels more grainy because sand grains are larger than than the other rocks grains. Silty loam is produced by a higher percentage of silt in the soil. It is a finer grained soil because silt tends to be smaller than sand. On the soil triangle, these three components are able to make up a wide variety of soil textures. Soil is named for its texture, thus the texture of a soil is very important. Too much or too little of any of these components can make the soil not usable for agriculture.