A mutation is a change that occurs in our DNA sequence, either due to mistakes when the DNA is copied or as the result of environmental factors such as UV light and cigarette smoke.
If you were born in 1929 or later, you need to work at least 10 years to become eligible for Social Security. The SSA determines eligibility with a system of credits. Basically, you earn up to four credits for every year worked, and you need a total of 40 credits to qualify for Social Security.
Early retirement. If you take your Social Security at 62, your monthly payments will be permanently reduced between 20% and 30%, depending on your date of birth. By retiring at 62, you will get payments for a longer period of time but with fewer dollars than if you had waited until normal retirement age of 65 plus.ontact Social Security three months before the month in which you want to file for retirement benefits. There are three ways to apply for retirement benefits: 1  File your claim at any Social Security office. 2  Call 1-800-772-1213 between 7 am and 7 pm ET Monday through Friday.