A pro forma invoice is the same as a commercial invoice which, when used in international trade, represents the details of an international sale to customs authorities.
TRID requires process changes to the loan origination life-cycle, particularly in the way that lenders approach the closing of loans. Under the new rule, the closing process needs to be at least three days ahead to meet the Closing Disclosure timing requirement.
Along with the 90-day limit on credit approvals, you must close the FHA loan within 120 days for existing properties and 180 days for proposed construction of new homes. Should your lender have an oral verification of your employment, this verification must be dated within 30 days of your credit approval.