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While homebuilders are required to provide a warranty for newly built homes in many states, owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances in their homes.
A home warranty is a contract that agrees to provide you with discounted repair and replacement services. Letâs assume that you have a host of appliances that you rely on to get about your daily chores. If one of them breaks down unexpectedly, it will cost you a lot to repair/ replace the appliance.