The amount you pay in a calendar year before your health plan begins to pay. For instance, if your deductible is $2,000, you must pay that amount out-of-pocket for covered health services before your insurer begins paying your health care costs.
Time zone conversion tool that allows you to find the time difference between IST and EST. IST-Indian Standard Time, the time zone used in India. EST-Eastern Standard Time(USA), the time zone used in United States- New York. IST 09:11 AM, 08th April-2017, Saturday.
Converting EST to CET. This time zone converter lets you visually and very quickly convert EST to CET and vice-versa. Simply mouse over the colored hour-tiles and glance at the hours selected by the column... and done! EST stands for Eastern Standard Time.CET is known as Central European Time.CET is 6 hours ahead of EST.onverting EST to CET. This time zone converter lets you visually and very quickly convert EST to CET and vice-versa. Simply mouse over the colored hour-tiles and glance at the hours selected by the column... and done! EST stands for Eastern Standard Time.