Once the employee has vested and the benefits are guaranteed under ERISA, the employee is entitled to the benefits as an absolute right, which means the employee must be provided with those benefits no matter what.
Temperatures in these three climate zones are determined mainly by the location, or latitude, of the zone. 1  polar- has the coldest with temperatures almost always below freezing.  temperate- contains most of the Earthâs land masses with more moderate temperatures and rainfall year-round.
Arctic Circle: 66Â° 33' 39. N. The Arctic Circle is the parallel of latitude that runs 66Â° 33Â´ 39 (or 66.56083Â°) north of the Equator and is one of the five major circles of latitude that mark maps of the Earth. Everything north of this circle is known as the Arctic, and the zone just to the south of this circle is the Northern Temperate Zone.