This means you are paying for premiums with money that has already been taxed. Choosing to pay your premiums after-tax does not reduce your taxable income, but, if total medical expenses for the year reach an IRS-required level, some choose to file a tax schedule (i.e., Schedule A) to report those expenses.
Indifferently definition, without interest or concern; not caring; apathetic: his indifferent attitude toward the suffering of others. See more.
The definition of ignorance is being unaware, uneducated or unknowledgeable. An example of ignorance is someone showing up to a fancy cocktail party in a casual outfit. the condition or quality of being ignorant; lack of knowledge, education, etc.