Because cutting and other means of self-harm tend to be taboo subjects, the people around youâand possibly even youâmay harbor serious misunderstandings about your motivations and state of mind. Donât let these myths get in the way of getting help or helping someone you care about.
What is Public Service Loan Forgiveness (PSLF)? Public Service Loan Forgiveness (PSLF) is a program for federal student loan borrowers who work in the public or nonprofit sector. It will forgive remaining debt after 10 years of qualifying loan payments, while you are working full-time in an eligible job.
The only way to receive Public Service Loan Forgiveness on a FFEL loan is to consolidate the loan into the Direct Loan program. It is legal to consolidate both Federal Direct and FFEL loans. That said, it is usually unprofitable for FFEL lenders to offer consolidation loans. The vast majority of lenders do not make consolidation loans for this program. Both FFEL borrowers and Direct Loan borrowers may apply for consolidation through the Direct Loan program.