If you're an employee of a company that offers a SEP IRA, your contributions count toward your traditional IRA contribution limit rather than the limit for defined contribution plans. For example, as of 2013, you can contribute up to $6,500 if you're 50 or older, or $5,500 if you're younger than 50.
Definition of skepticism 1: an attitude of doubt or a disposition to incredulity either in general or toward a particular object 2 a: the doctrine that true knowledge or knowledge in a particular area is uncertain
2. a person who is deeply versed in philosophy. 3. a person who establishes the central ideas of some movement, cult, etc. 4. a person who regulates his or her life by the light of philosophy or reason. 5. a person who is sensibly calm or rational, esp. under trying circumstances.