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Moreover, closing costs in Florida rank on the low end of the average range nationally. Average Closing Costs in Florida. The average closing costs for a $200,000 home purchase in Florida are $1,800. This is the bottom end of the average range nationally, which runs from $1,800 to $2,000 for a purchase at the same price. In addition, Florida offers some of the lowest closing costs regionally. The two states that border it, Georgia and Alabama, both feature higher average closing costs. Residents of the nearby states of South Carolina, Mississippi and Louisiana also pay more on average than Floridians.
Closing costs are all the fees associated with getting a mortgage. According to its annual survey of mortgage rates, Bankrate.com reports that the average closing costs in the U.S. in early 2010 were $3741, based on a $200,000 loan with a 20-percent down payment.rigination fees, sometimes called origination points, are generally determined as a percentage of the total loan cost and usually range from .5 percent to 1 percent, or .5 to 1 point, of the loan.