The amount you pay in a calendar year before your health plan begins to pay. For instance, if your deductible is $2,000, you must pay that amount out-of-pocket for covered health services before your insurer begins paying your health care costs.
Time zone conversion tool that allows you to find the time difference between IST and EST. IST-Indian Standard Time, the time zone used in India. EST-Eastern Standard Time(USA), the time zone used in United States- New York. IST 09:11 AM, 08th April-2017, Saturday.
Converting San Jose Time to IST. This time zone converter lets you visually and very quickly convert San Jose, Costa Rica time to IST and vice-versa. Simply mouse over the colored hour-tiles and glance at the hours selected by the column... and done! IST is known as India Standard Time. IST is 11.5 hours ahead of San Jose, Costa Rica time.