This means you are paying for premiums with money that has already been taxed. Choosing to pay your premiums after-tax does not reduce your taxable income, but, if total medical expenses for the year reach an IRS-required level, some choose to file a tax schedule (i.e., Schedule A) to report those expenses.
Indifferently definition, without interest or concern; not caring; apathetic: his indifferent attitude toward the suffering of others. See more.
conspicuously - in a manner tending to attract attention; there have been plenty of general declarations about willingness to meet and talk, but conspicuously no mention of time and place. inconspicuously - in a manner intended to avoid attracting attention; he had entered the room inconspicuously.