If you're an employee of a company that offers a SEP IRA, your contributions count toward your traditional IRA contribution limit rather than the limit for defined contribution plans. For example, as of 2013, you can contribute up to $6,500 if you're 50 or older, or $5,500 if you're younger than 50.
Definition of skepticism 1: an attitude of doubt or a disposition to incredulity either in general or toward a particular object 2 a: the doctrine that true knowledge or knowledge in a particular area is uncertain
hypocrite - a person who professes beliefs and opinions that he or she does not hold in order to conceal his or her real feelings or motives. dissembler, dissimulator, phoney, phony, pretender. beguiler, cheater, deceiver, trickster, slicker, cheat - someone who leads you to believe something that is not true.