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While homebuilders are required to provide a warranty for newly built homes in many states, owners of existing homes can purchase a home warranty to cover items such as heating and air conditioning systems, plumbing and electrical systems and appliances in their homes.
This unique coverage is a type of home warranty that extends to many of your essential home systems and personal property. Itâs homeowners appliance insurance that provides protection in the event of an unexpected mechanical or electrical breakdown not caused by normal wear and tear or corrosion.his unique coverage is a type of home warranty that extends to many of your essential home systems and personal property. Itâs homeowners appliance insurance that provides protection in the event of an unexpected mechanical or electrical breakdown not caused by normal wear and tear or corrosion.