A pro forma invoice is the same as a commercial invoice which, when used in international trade, represents the details of an international sale to customs authorities.
TRID requires process changes to the loan origination life-cycle, particularly in the way that lenders approach the closing of loans. Under the new rule, the closing process needs to be at least three days ahead to meet the Closing Disclosure timing requirement.
In Virginia it's 45 to 60 days to closing from the date of the contract. It can be sooner but everything would need to be smooth for that to happen. It also helps if you have had a preapproval from a lender pending finding the right home for you and your family.