The amount you pay in a calendar year before your health plan begins to pay. For instance, if your deductible is $2,000, you must pay that amount out-of-pocket for covered health services before your insurer begins paying your health care costs.
IST to EST Conversion. Time zone conversion tool that allows you to find the time difference between IST and EST. Time Difference between IST and EST is 9 Hours 30 Minutes. IST-Indian Standard Time, the time zone used in India. EST-Eastern Standard Time(USA), the time zone used in United States- New York.
CST(Central standard time) is -6 with reference to GMT(Greenwich Mean time) and IST(Indian Standard time) is +5.30.So the time difference between CST and IST is11.30 hrsâ¦.That is CST lags behind IST by 11.30 hrs.