1 Be gentle on your teeth, and remember that taking care of them isn't supposed to hurt.  Genetics. Your gums' characteristics are determined by your genetics, just as the rest of your body is. If one or both of your parents have gum recession, you're at a higher risk for receding gums.
â¢ Additional insured is given rights under the insured policy by the additional insured endorsement. â¢ Extends some protection to the additional insured under the terms and conditions of the named insuredâs policy. â¢ Additional Insured is provided with Notice of Cancellation by the underwriter (obvious benefit).
Other Post-Employment Benefits - OPEB. What are 'Other Post-Employment Benefits - OPEB'. Other post-employment benefits (OPEB) are the benefits that an employee will begin to receive at the start of retirement. This does not include pension benefits paid to the retired employee. Other post-employment benefits that a retiree can be compensated for are life insurance premiums, healthcare premiums and deferred-compensation arrangements.