Over the course of August at Venice Marco Polo Airport, the length of the day is rapidly decreasing. From the start to the end of the month, the length of the day decreases by 1 hour, 25 minutes, implying an average daily decrease of 2 minutes, 49 seconds, and weekly decrease of 19 minutes, 46 seconds.
Front-End Ratio. A ratio of an individual's monthly mortgage expenses to his/her monthly income. The expenses used in this calculation are usually the principal, interest, taxes, and insurance that an individual owes on a monthly basis. Mortgage lenders often use front-end ratios to determine whether an individual has sufficient income in order to qualify for a mortgage.
The back-end ratio is otherwise known as your debt-to-income ratio. This is a broader look at your current debt position and your ability to take on home loan debt. Car loans, personal loans and credit card debt payments are added to your projected mortgage to figure out how much new debt you can afford. If your total monthly debt obligations are $1,400 on $4,000 of gross income, you have a 35-percent ratio. This is just within conventional loan maximums.