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An account in which funds are held so that they can be applied as part of the monthly loan payment, as each payment comes due during the period that an interest rate buydown plan is in effect.
A margin account is an account offered by brokerages that allows investors to borrow money to buy securities.An investor might put down 50% of the value of a purchase and borrow the rest from the broker. The broker charges the investor interest for the right to borrow money and uses the securities as collateral.y Investopedia Staff AAA |. A: A margin account is an account offered by brokerages that allows investors to borrow money to buy securities. An investor might put down 50% of the value of a purchase and borrow the rest from the broker.