FINANCIAL INSTITUTIONS EXAMINER Summary Well-regarded professional proven record analyzing statistical data financial documents, providing comprehensive assessment overall health financial institutions. Meticulous analyst quickly evaluates data accurately assess financial risk regulatory compliance fast-paced, time-sensitive environments. Skilled relationship manager fluent English Spanish effective engaging others progress project goals. Highlights Financial analysis Capital market trends Financial forecasting Risk management expertise Budget Analysis Cash flow analysis Application GAAP regulations Financial modeling Variance Trend Analysis Experience Financial Institutions Examiner Mar 2011 Jan 2015 Company Name － City State Conducted examinations financial institutions (records operations) verify adherence relevant laws regulations, including Bank Secrecy Act (BSA) Anti-Money Laundering (AML) rules. As subject matter expert, conducted training, coached team members, compiled/reported results managing stakeholder relations. Assessed adequacy assets liabilities risk management policies practices, including liquidity sensitivity market risks; net interest margin level trends. Assessed adequacy institution's lending administrative underwriting policies practices; borrower's repayment capacity; collateral protection; collateral valuations; legal documentation; allowance loan lease losses' levels methodology. Reviewed evaluated quality credits ranging $100 thousand $25 million, assessing adequacy lending practices level risks within lending area bank. Reviewed legal lending documents determine adequacy content/structure, covenants performance/compliance pertinent terms well assessing quality administrative practices, disbursements, tracking insurance, payment taxes, request financial information; others. Evaluated adequacy strength financial institution's corporate capitalization structure, well business initiatives future prospects. Evaluated financial institution's practices; adequacy internal controls procedures; general character management; compliance consumer protection, safety soundness standards. Evaluated adequacy audit practices workpapers, performed offsite reviews analyzed audited financial statements. Reviewed assessed adequacy affiliate transactions potential risk insurance fund. Assessed accuracy depository institution's financial regulatory reports, evaluated level trends financial performance. Evaluated business impact analysis risk assessment determine residual risk acceptable. Reviewed evaluated adequacy financial institution's Bank Secrecy Act (BSA)/Anti-money Laundry (AML)/Office Foreign Assets Control (OFAC) programs, well Information Technology (IT) Information Security Systems. Assessed compliance fair lending, civil rights laws regulations, Community Reinvestment Act. Participated evaluated CAMELS components specialty areas examinations financial depository institutions total assets ranging $100 million $20 billion. Provided on-the-job training less experienced staff members. Compiled, composed, edited proof read evaluated comments inclusion final report. Prepared final reports drafts memos communicate status examination/project. Cited supported apparent contraventions violations regulatory guidance necessary. Researched gathered information variety technical regulatory materials recommend corrective action; explained verbally writing application laws, regulations practices covering technical specialty area. Assessed depository institution's financial performance, strategic plan, budget process, contingency funding plans. Assessed evaluated adequacy institution's accounting practices independent review programs. Identified incorrect accounting entries/data entry postings. Admissions Advisor Nov 2008 Nov 2010 Company Name － City State Led recruitment activities provided support new continuing students. Implemented recruitment plan achieve budgeted goals term. Analyzed past recruitment patterns/projected leads, establishing plan set specific goals step recruitment process ensure annual goals consistently met. Assisted new continuing students, reaching providing guidance helped progress programs. IT Specialist Intern Oct 2007 Feb 2008 Company Name － City State Provided technical support users, assisting virus response/resolution, security patches, application needs. Monitored progress testing status 2000+ new applications, serving bridge developer clients keep stakeholders informed. Tapped member Vista Office deployment team, Researched technical issues documented solutions user problems. Assisted data analysis identify appropriate participants various pilot deployments. Department Administrator/Dental Assistant Apr 2003 Apr 2007 Company Name － City State Served part dental assisting team residents prosthodontics general dentistry program. Handled range administrative duties department. As department administrator, maintained records, filed reports, updated operating instructions ensure compliance proper procedures. Analyzed reported productivity maximize provider credits estimate fiscal year budget. Standardized dental treatment rooms, establishing common scheme improved efficiency effectiveness dental assistants moved assist different rooms. Known ability get things done, trained new employees chair side administrative duties. Education Master Science Accounting Financial Management December 2016 University College, University Maryland Accounting Financial Management Bachelor Science Business Information Systems 2008 University Phoenix － City State Business Information Systems Skills Account Analysis Reconciliation Accounts Payable Accounts Receivable Bank Reconciliations Business Due Diligence Financial Report Preparation General Ledger Accounting