I was hesitant to buy this top after reading previous reviews, but i love it! granted, i am two months postpartum so i am looking for tops that are airy (it's summer in socal) but cover up my tummy. the material is soft and stretchy and it does have a loose shelf bra type inset---so not a real bra but at least something there. i wore a free people bralette with it and it looked perfect! really happy with this top!