Fyi the neck does have a hook and eye closure so there is room to get it on and off. the fabric is not stretchy. the lining is a nice navy. however, the sleeves are not lined. the cut outs have a beautiful blue lace behind it. it hit me at my waist. i'm 5' 3" , 118#. i loved this top. worked with a pair of the new essential skinny trouser by retailer, and the nansen pointelle cardigan in yellow. this also paired well with a pair of rust colored skinny pilcro with a long necklace.