I  scratched  a  car  backing  out  in  a  parking  lot  and  I  already  notified  my  insurace  company.  The  other  party  just  want  me  to  pay  for  their  repair  (200.00)  and  they  said  that  if  they  do  not  report  it,  I  should  not  get  any  points  on  my  record  even  if  it  was  my  fault.  Is  this  true?