Layered Nacho Dip
["2 (16 oz.) cans refried beans", "1 packet taco seasoning mix", "1 (6 oz.) carton avocado dip", "1 (8 oz.) container sour cream", "1 (4 1/2 oz.) can chopped ripe olives", "1 small onion, chopped", "2 large tomatoes", "1 (4 oz.) can chopped green chilies", "1 1/2 c. Monterey Jack cheese, shredded"]
["Mix beans and seasoning mix.", "Spread in a 12 x 8-inch dish. Layer other ingredients in order listed.", "Chill.", "Serve with crackers or nachos."]
["beans", "taco", "avocado dip", "sour cream", "olives", "onion", "tomatoes", "green chilies", "cheese"]