Zesty Picante Bake
["1 c. Bisquick mix", "1/4 c. water", "1 (16 oz.) can refried beans", "1 lb. ground beef, cooked and drained", "1 small onion", "1 c. pecans sauce", "1 1/2 c. shredded Cheddar cheese", "1/2 c. Mozzarella cheese"]
["Grease pan (10 x 1 1/2-inch). Mix Bisquick, water, beans and add meat, then sauce, then cheese. Spread in pan."]
["Bisquick mix", "water", "beans", "ground beef", "onion", "pecans sauce", "Cheddar cheese", "Mozzarella cheese"]