Kathy'S Dip
["1 lb. ground beef", "1 pkg. taco seasoning", "1 can refried beans", "1 (16 oz.) sour cream", "1/2 to 3/4 c. Cheddar cheese, grated", "1/2 to 3/4 c. Monterey Jack cheese"]
["Brown beef.", "Add taco seasoning and refried beans. Layer into a greased casserole. Next, layer sour cream and top with cheese. Bake at 350\u00b0 until cheese has melted. Serve with tortilla chips."]
["ground beef", "taco seasoning", "beans", "sour cream", "Cheddar cheese", "cheese"]