Layered Mexican Dip
["1 (16 oz.) can refried beans", "1/2 pkg. taco seasoning powder", "8 oz. sour cream", "1 cut up tomato", "cut up chilies", "chopped onion", "chopped black olives"]
["Layer in order.", "Pour 1 jar salsa over top, then spread Monterey Jack cheese over top."]
["beans", "taco seasoning powder", "sour cream", "tomato", "chilies", "onion", "black olives"]