Bean Dip
["1 lb. ground beef", "1 can refried beans", "salsa to taste", "1 c. Mozzarella cheese", "taco seasoning mix", "salt and pepper to taste", "1/2 c. water", "1 c. shredded Cheddar cheese", "onions and tomato to taste"]
["Brown the beef and season with salt and pepper.", "In a large saucepan, warm the refried beans, taco seasoning mix and water. Add salsa and simmer for 10 to 15 minutes.", "Scoop mixture into an ovenproof glass pan.", "Sprinkle with onion, tomato and cheeses. Bake at 400\u00b0 until cheese melts.", "Serve with tortilla chips."]
["ground beef", "beans", "salsa", "Mozzarella cheese", "taco", "salt", "water", "Cheddar cheese", "onions"]