Cheddar Chowder
["2 c. boiling water", "2 c. potatoes, diced", "1/2 c. carrots, sliced", "1/4 c. onions, chopped", "1 1/2 tsp. salt", "1/4 tsp. pepper", "1/4 c. butter or margarine", "1/4 c. flour", "2 c. milk", "2 c. shredded sharp Cheddar cheese", "1 c. cubed ham (optional)"]
["In large saucepan, add water to potatoes, onions, salt, pepper and carrots.", "Cover and simmer for 10 minutes; do not drain.", "In separate pan, melt butter, then gradually stir in flour until smooth.", "Add milk slowly, stirring constantly and maintaining medium heat.", "Add cheese; stir until melted.", "Stir cheese sauce and ham into undrained vegetable mixture.", "Heat for 20 minutes; do not boil.", "This is good served with corn muffins.", "Yields 4 to 6 servings."]
["boiling water", "potatoes", "carrots", "onions", "salt", "pepper", "butter", "flour", "milk", "Cheddar cheese", "ham"]