Salsa Dip
["8 oz. cream cheese, softened", "1 can refried beans", "salsa", "8 oz. shredded Cheddar and Mozzarella cheese", "small can black olives, sliced"]
["Spread cream cheese over bottom of 8 x 8-inch or 9 x 9-inch square pan.", "Add the remaining ingredients from bottom to top (in order).", "Bake at 350\u00b0 until bubbly.", "Serve with tortilla chips."]
["cream cheese", "beans", "salsa", "Mozzarella cheese", "black olives"]