Banana Pineapple Dessert
["1 1/2 c. graham cracker crumbs", "1/4 c. sugar", "1/3 c. melted margarine or butter", "3 sliced bananas", "1 pkg. softened cream cheese (8 oz.)", "3 1/2 c. cold milk", "2 (4 oz.) pkg. Jell-O vanilla flavor instant pudding and pie filling*", "1 (8 oz.) tub Cool Whip, thawed"]
["*Sugar-free reduced calorie Jell-O pudding is okay (and good)."]
["graham cracker crumbs", "sugar", "margarine", "bananas", "cream cheese", "cold milk"]