Traveling Taco Dip
["1 (16 oz.) can refried beans", "1 c. (4 oz.) shredded Cheddar cheese", "1 c. (4 oz.) shredded Monterey Jack cheese", "1 (2 1/4 oz.) can sliced pitted ripe olives", "1 medium tomato, chopped", "1 c. guacamole", "1 c. sour cream", "1 c. salsa"]
["Spread beans over bottom of 10-inch glass pie plate.", "Layer remaining ingredients in the order listed.", "Serve with tortilla chips.", "Makes 8 servings.", "Preparation time:", "10 minutes."]
["beans", "Cheddar cheese", "shredded Monterey Jack cheese", "olives", "tomato", "guacamole", "sour cream", "salsa"]