Nachos
["1 pkg. tortillas or tortilla chips", "1 can refried beans", "1/2 c. salsa", "1 c. grated Jack and Cheddar cheese", "chopped onion (optional)", "chopped bell pepper (optional)", "hamburger (optional)"]
["Spread tortillas or chips in a black pan.", "Cover with refried beans, hamburger and salsa mixed together.", "Sprinkle with cheese. Top with onion and bell pepper if desired.", "Bake at 250\u00b0 for 15 to 20 minutes."]
["tortillas", "beans", "salsa", "Cheddar cheese", "onion", "bell pepper", "hamburger"]