Layered Nacho Dip
["1 (16 oz.) can refried beans", "1/2 pkg. taco seasoning mix", "1 (6 oz.) carton avocado dip", "1 (8 oz.) carton commercial sour cream", "1 (4 1/2 oz.) can chopped ripe olives (black)", "2 large tomatoes, chopped", "1 small onion, diced (optional)", "1 (4 oz.) can chopped green chilies", "1 1/2 c. or 6 oz. shredded Monterey Jack cheese"]
["Combine beans with seasoning.", "Spread bean mix evenly in a 12 x 8 x 2-inch dish.", "Layer remaining ingredients in order listed. Serve with large Mexican chips.", "Serves 12."]
["beans", "taco seasoning mix", "avocado dip", "sour cream", "chopped ripe olives", "tomatoes", "onion", "green chilies", "shredded Monterey Jack cheese"]