Over The Top Nachos
["1 lb. ground beef", "1 onion, finely diced", "Salt and pepper to taste", "2 c. shredded Cheddar cheese", "1 1- oz. can refried beans", "1 14.5-oz. pkg. tortilla chips", "1 fresh jalapeno pepper, sliced"]
["In a large frying pan, brown ground beef with, onion, salt and pepper.", "Break the meat up into very small pieces while cooking, then drain."]
["ground beef", "onion", "Salt", "Cheddar cheese", "beans", "tortilla chips", "jalapeno pepper"]