Layered Nacho Dip
["1 (16 oz.) can refried beans", "1 pkg. taco seasoning mix", "16 oz. sour cream", "2 large tomatoes, diced", "1 small onion, finely chopped", "1 1/2 c. shredded Monterey Jack cheese or 1 c. sharp Cheddar and 1/2 c. Monterey Jack"]
["Layer ingredients in the order given. Serve with corn chips or tostados. Yield: 8 cups."]
["beans", "taco seasoning mix", "sour cream", "tomatoes", "onion", "shredded Monterey Jack cheese"]