Snowy Swirls Meat Loaf Surprise
["1 1/2 lb. lean ground beef", "1/2 c. dry bread crumbs", "2 Tbsp. barbecue sauce", "1 egg", "1/2 tsp. salt", "dash of pepper", "1 c. shredded Mozzarella or Swiss cheese *", "1/4 c. chopped green pepper", "2 Tbsp. water"]
["*Medium Cheddar cheese can be substituted, if desired."]
["lean ground beef", "bread crumbs", "barbecue sauce", "egg", "salt", "pepper", "Mozzarella", "green pepper", "water"]