Nacho Hors D'Oeuvres
["3 oz. cream cheese, softened", "1 can refried beans", "1 small can chopped ripe olives", "salsa", "grated Cheddar cheese", "taco chips"]
["Spread bottom of pie plate with cream cheese.", "Add beans, spreading evenly over cream cheese.", "Sprinkle with olives.", "Spread salsa over mixture and top with Cheddar cheese.", "Heat at 375\u00b0 until Cheddar cheese has melted.", "Serve warm with taco chips."]
["cream cheese", "beans", "chopped ripe olives", "salsa", "Cheddar cheese", "taco chips"]