Quick Dip
["1 (16 oz.) can refried beans", "1 (16 oz.) container sour cream", "2 to 3 fresh tomatoes, chopped", "4 oz. Cheddar cheese, grated", "4 oz. Monterey Jack cheese, grated", "1 bag tortilla chips", "avocado (optional)"]
["Spread a thin layer of sour cream over the bottom of a shallow serving dish.", "Spread refried beans over the sour cream.", "Place chopped tomatoes over beans.", "Sprinkle cheeses over tomatoes. Yummy!"]
["beans", "sour cream", "tomatoes", "Cheddar cheese", "cheese", "tortilla chips", "avocado"]