Macho Nacho Dip
["2 (16 oz.) cans refried beans", "1 envelope taco mix", "1 (6 oz.) carton avocado dip", "8 oz. sour cream", "4 1/2 oz. can chopped, ripe olives", "3 c. diced tomatoes", "1/2 c. chopped onions", "1 1/2 c. grated Monterey Jack cheese", "tortilla chips"]
["Combine beans and seasoning mix.", "Spread mix in a 7 x 11-inch baking dish.", "Drain olives well.", "Layer remaining in order listed. Cover and refrigerate up to 24 hours.", "Bring to room temperature and serve with tortilla chips for dipping."]
["beans", "taco", "avocado dip", "sour cream", "olives", "tomatoes", "onions", "grated Monterey", "tortilla chips"]