Four-Layer Dessert
["3/4 c. all-purpose flour", "1/2 c. margarine or butter", "1/2 c. chopped nuts", "8 oz. cream cheese", "1 c. confectioners sugar", "1 (9 oz.) tub whipped topping", "3 c. milk", "2 pkg. instant pudding (butterscotch and chocolate)"]
["Preheat oven to 350\u00b0.", "Cut flour and margarine together like pie crust; stir in nuts.", "Press into ungreased 9 x 13-inch baking pan; bake for 15 minutes.", "Cool."]
["all-purpose", "margarine", "nuts", "cream cheese", "confectioners sugar", "topping", "milk", "butterscotch"]