Chipped Beef Spread
["8 oz. cream cheese, softened", "1/2 c. mayonnaise", "2 Tbsp. green onions, chopped (can use part of green)", "1 pkg. chopped beef or corned beef", "garlic powder to taste", "black olives (for garnish)", "1 lb. can refried beans", "1 pkg. Monterey Jack cheese, shredded", "1 large onion, chopped", "16 oz. sour cream, let soften, then spread", "10 oz. sharp Cheddar cheese, shredded", "1 large green pepper, chopped", "1 large tomato, diced", "1 (16 oz.) bottle Ortega taco sauce (mild or hot)"]
["Spread over layers.", "Serve with Tostitos chips."]
["cream cheese", "mayonnaise", "green onions", "beef", "garlic", "black olives", "beans", "cheese", "onion", "sour cream", "Cheddar cheese", "green pepper", "tomato", "taco sauce"]