Nacho Dip
["1 (16 oz.) can refried beans", "1 lb. hamburger", "1 pkg. taco mix", "1 (8 oz.) pkg. cream cheese", "1/2 c. picante sauce", "8 oz. shredded Colby cheese", "8 oz. shredded Monterey Jack cheese"]
["Brown hamburger and add taco mix according to directions on package.", "Mix picante mix and cream cheese together.", "Make layers of hamburger, refried beans, picante mix and cheese.", "Repeat for 1 more layer."]
["beans", "hamburger", "taco", "cream cheese", "picante sauce", "Colby cheese", "shredded Monterey Jack cheese"]