Taco Dip
["1 (8 oz.) cream cheese, softened", "1 can refried beans with jalapeno", "1 jar salsa", "1 small bag shredded cheese"]
["Layer ingredients in Pyrex dish starting with cream cheese, refried beans, salsa and then shredded cheese.", "Heat in microwave about 2 to 3 minutes on High; serve with nacho chips.", "Instead of jalapeno peppers, you can use sliced black olives."]
["cream cheese", "beans", "salsa", "shredded cheese"]