Layered Taco Dip
["1 (1 lb.) can refried beans", "1 (8 oz.) pkg. cream cheese, softened", "sour cream", "jarred salsa", "1 pkg. taco seasoning", "chopped onions", "chopped green pepper", "lettuce, shredded", "tomatoes, chopped", "shredded Cheddar cheese"]
["In bottom of 8-inch square serving dish, mix refried beans with 1/2 package taco seasoning and onions as desired.", "Spread evenly."]
["beans", "cream cheese", "sour cream", "salsa", "taco seasoning", "onions", "green pepper", "tomatoes", "Cheddar cheese"]