opinion: NATIONAL BANK OF NORTH AMERICA v. ASSOCIATES OF OBSTETRICS AND FEMALE SURGERY, INC., et al.
  No. 75-1106.
  Decided April 26, 1976
  Per Curiam.
  The petitioner is a national banking association with its principal place of business in New York. It has no offices or agents in Utah and does not regularly conduct business in that State. The respondent Associates of Obstetrics brought a breach-of-contract action against the petitioner in a Utah state court, seeking damages on the ground that the petitioner had induced the respondent to lend a large sum of money to a Utah corporation on the representation that the loan would be protected and that the petitioner had defaulted on this agreement. The petitioner moved to dismiss the complaint on the basis of the venue provision of the National Bank Act, Rev. Stat. § 5198, 12 U. S. C. § 94. That section provides that venue for actions against a national banking association shall lie “in any State, county, or municipal court in the county or city in which said association is located having jurisdiction in similar cases.” After the Utah trial court granted the petitioner’s motion, the respondent filed an amended complaint alleging that the petitioner had waived the protection of § 94 by making a loan to the Utah corporation and seeking to place that corporation into bankruptcy in a Federal District Court in Utah. The state trial court denied a motion to dismiss the amended complaint and the Utah Supreme Court affirmed, holding that the venue provision of the National Bank Act is “permissive and not exclusive,” Associates of Obstetrics v. Apollo Productions, Inc., 542 P. 2d 1079, 1080.
  In Mercantile Nat. Bank v. Langdeau, 371 U. S. 555 (1963), and Michigan Nat. Bank v. Robertson, 372 U. S. 591 (1963), this Court held that the provision in §94 concerning venue in state, county, or municipal courts is not permissive, but mandatory, and, therefore, “that national banks may be sued only in those state courts in the county where the banks are located.” 371 U. S., at 561. Accordingly, we grant the petition for certiorari and vacate the judgment of the Utah Supreme Court. Since that court did not reach the respondent’s contention that the petitioner had waived the provisions of § 94, the case is remanded for a determination of that issue. See Michigan Nat. Bank v. Robertson, supra, at 594.
  It is so ordered.
  The respondent also argues that § 94 does not apply because this action is local in nature. See Casey v. Adams, 102 U. S. 66 (1880). This argument is based on the fact that a loan was made by the petitioner to a Utah corporation and that the petitioner has claimed a security interest in the assets of that corporation in a bankrupcy petition. But the Robertson decision established that such factors do not bring a case within the local-action exception to § 94 carved out by Casey v. Adams, supra. See 372 U. S., at 593-594.
choices: case did not arise on cert or cert not granted federal court conflict federal court conflict and to resolve important or significant question putative conflict conflict between federal court and state court state court conflict federal court confusion or uncertainty state court confusion or uncertainty federal court and state court confusion or uncertainty to resolve important or significant question to resolve question presented no reason given other reason