opinion: PER CURIAM.
  This appeal was considered by the Court upon the record, briefs, and oral argument of counsel for respective parties;
  And it appearing that the findings of the District Judge that the appellant was guilty of negligence in failing to properly investigate the case and to learn of the extent of Waller’s injuries and was guilty of bad faith in refusing to settle the appellee’s liability for a reasonable sum at the time it had the opportunity to' do so are supported by the evidence and are not clearly erroneous;
  And that the conclusions of law based on such findings, D.C., 89 F.Supp. 827, are not erroneous; Aycock Hosiery Mills v. Maryland Casualty Co., 157 Tenn. 559, 11 S.W.2d 889; Noshey v. American Automobile Ins. Co., 6 Cir., 68 F.2d 808.
  It is ordered that the judgment of the District Court be affirmed.
instruction: What follows is an opinion from a United States Court of Appeals.
  Intervenors who participated as parties at the courts of appeals should be counted as either appellants or respondents when it can be determined whose position they supported. For example, if there were two plaintiffs who lost in district court, appealed, and were joined by four intervenors who also asked the court of appeals to reverse the district court, the number of appellants should be coded as six.
  When coding the detailed nature of participants, use your personal knowledge about the participants, if you are completely confident of the accuracy of your knowledge, even if the specific information is not in the opinion. For example, if "IBM" is listed as the appellant it could be classified as "clearly national or international in scope" even if the opinion did not indicate the scope of the business. 
  
  Your task concerns the first listed appellant. The nature of this litigant falls into the category "private business (including criminal enterprises)", specifically "financial institution". Your task is to determine what subcategory of business best describes this litigant.
choices: bank insurance savings and loan credit union other pension fund other financial institution or investment company unclear