'Blackjack', an ace and a face card or ten, is the top scorer. Blackjack usually pays a bonus. Five cards adding to 21 or fewer is the next ranking hand. Apart from that, unbusted hands rank by total add-up. Hands below the dealer's hand lose unless the dealer goes over 21 (busts). Hands equal to the dealer's keep their chips. If both the player and dealer bust, the dealer wins.