The Standard &amp; Poor's Guide to the Perfect Portfolio:  5 Steps to Allocate Your Assets and Ensure a Lifetime of Wealth (Standard &amp; Poor's Guide to)
Michael Kaye, CFA, is a portfolio officer in the Portfolio Advisers Group at Standard & Poor's. He is also a columnist forBusinessWeekonline. During his career, he&#8217;s held positions at Citibank and Morgan Stanley Dean Witter, and he&#8217;s currently a member of the New York Society of Security Analysts and the CFA Institute.