as part of the assessment process, the financial intermediary shall consider the student's risk of over-indebtedness, taking into account levels of accrued debt and any judicial decision relating to an unpaid debt;
mar chuid den phróiseas measúnaithe, déanfaidh an t-idirghabhálaí airgeadais riosca an mhic léinn maidir le dócmhainneacht a mheas, agus na leibhéil fiachais fhabhraithe agus aon bhreith dhlíthiúil le haghaidh fiach neamhíoctha á gcur i gcuntas;