In accordance with the objectives of Regulation (EU) 2017/2402, the regulatory capital requirements laid down in Regulation (EU) No 575/2013 of the European Parliament and of the Council [5] for institutions originating, sponsoring or investing in securitisations should be amended to adequately reflect the specific features of STS securitisations when such securitisations also meet the additional requirements laid down in this Regulation, and to address the shortcomings which became apparent during the financial crisis, namely mechanistic reliance on external ratings, excessively low risk weights for highly-rated securitisation tranches and, conversely, excessively high risk weights for low-rated tranches, and insufficient risk sensitivity.
I gcomhréir le cuspóirí Rialachán (AE) 2017/2402 , ba cheart leasú a dhéanamh ar na ceanglais maidir le caipiteal rialála a leagtar síos i Rialachán (AE) Uimh. 575/2013 ó Pharlaimint na hEorpa agus ón gComhairle [5] le haghaidh institiúidí a thionscnaíonn urrúsuithe, a urraíonn iad nó a infheistíonn iontu chun saintréithe na n-urrúsuithe STC a chur san áireamh go leordhóthanach más amhlaidh a chomhlíonann na hurrúsuithe sin freisin na ceanglais bhreise a leagtar síos sa Rialachán seo, agus chun dul i ngleic leis na laigí a tháinig chun cinn le linn na géarchéime airgeadais, mar atá an chaoi a mbítear ag brath go meicníoch ar rátálacha seachtracha, ualuithe priacail ró-ísle i leith tráinsí a rátáiltear go hard agus, sa chás contrártha ualuithe priacail ró-arda i leith tráinsí a rátáiltear go híseal, agus íogaireacht ró-íseal maidir le priacal.