A borrowing rate provided by a creditor is either set by an internal decision or calculated as a spread or mark-up over an index (e.g. EURIBOR).
Déantar ráta iasachta arna sholáthar ag creidiúnaí a shocrú le cinneadh inmheánach nó a ríomh mar raon nó marcáil suas thar innéacs (e.g. EURIBOR).