The presence of a single reserve fund or overcollateralisation available to cover losses from either credit or dilution risk may be regarded as an indication that these risks are treated in an aggregate manner.
Féadfar a mheas, i gcás cúlchiste aonair nó ró-urrúsú comhthaobhach atá ar fáil chun caillteanais de bharr priacal creidmheasa nó caolúcháin a chumhdach, gur tásc é sin go bhfuil na priacail seo á láimhseáil ar bhealach comhiomlán.