Securitisations are an important constituent part of well-functioning financial markets insofar as they contribute to diversifying the funding and risk diversification sources of credit institutions and investment firms (‘institutions’) and releasing regulatory capital which can then be reallocated to support further lending, in particular the funding of the real economy.
Cuid thábhachtach de mhargaí airgeadais dea-fheidhmiúla is ea urrúsuithe sa mhéid go gcuireann siad le héagsúlú na bhfoinsí cistiúcháin agus le héagsúlú priacail a bhíonn ag institiúidí creidmheasa agus gnólachtaí infheistíochta (“institiúidí”) agus le scaoileadh caipitil rialála ar féidir é a ath-leithdháileadh ina dhiaidh sin chun tacú le tuilleadh iasachtaithe, go háirithe i dtaca le cistiú an gheilleagair iarbhír.