MMFs operating solely as employee savings schemes should be able to diverge from certain requirements applicable to investments in other MMFs insofar as the participants in such schemes, who are natural persons, are subject to restrictive redemption conditions that are not linked to market developments but instead related to particular and predefined life events, such as retirement, and other special circumstances, including but not limited to the acquisition of a main residence, divorce, sickness or unemployment.
Ba cheart CMAnna atá ag feidhmiú go huile agus go hiomlán mar scéimeanna coigiltis d'fhostaithe a bheith in ann imeacht ó cheanglais áirithe is infheidhme maidir le hinfheistíochtaí in CMAnna eile sa mhéid is go mbeidh na rannpháirtithe i scéimeanna den sórt sin, ar daoine nádúrtha iad, faoi réir coinníollacha fuascailte sriantacha nach bhfuil baint acu le hathruithe sa mhargadh ach, ina ionad sin, a bhaineann go háirithe le teagmhais saoil réamhshainithe ar leith, amhail dul ar scor, agus imthosca speisialta eile, lena n-áirítear príomháit chónaithe a éadáil, colscaradh, breoiteacht nó dífhostaíocht, ach gan bheith teoranta don mhéid sin.