a credit institution authorised in accordance with Directive 2013/36/EU of the European Parliament and of the Council [18] or with Regulation (EU) No 1024/2013;
institiúid chreidhmheasa atá údaraithe i gcomhréir le Treoir 2013/36/AE ó Pharlaimint na hEorpa agus ón gComhairle [18] nó le Rialachán (AE) Uimh. 1024/2013;