the criteria for quantification of the credit risk, and of the relative risk of default of an issuer and of the instrument, as referred to in point (a) of Article 20(2);
na critéir chun cainníochtú a dhéanamh ar an riosca creidmheasa, agus ar riosca coibhneasta mainneachtana eisitheora agus na hionstraime, amhail dá dtagraítear i bpointe (a) d'Airteagal 20(2);