In order to specify the risk-retention requirement, as well as to further clarify the homogeneity criteria and the exposures to be deemed homogenous under the requirements on simplicity, while ensuring that the securitisation of SME loans is not negatively affected, the Commission should be empowered to adopt regulatory technical standards developed by the EBA with regard to the modalities for retaining risk, the measurement of the level of retention, certain prohibitions concerning the retained risk, the retention on a consolidated basis and the exemption for certain transactions, and the specification of homogeneity criteria and of which underlying exposures are deemed to be homogeneous.
D’fhonn an ceanglas coinneála riosca a shonrú, chomh maith leis na critéir aonchineálachta agus na neamhchosaintí atá le meas mar neamhchosaintí aonchineálacha faoi na ceanglais maidir le simplíocht a shoiléiriú tuilleadh, agus é á áirithiú ag an am céanna nach mbeadh tionchar diúltach ar urrúsú iasachtaí do FBManna, ba cheart an chumhacht chun caighdeáin theicniúla rialála a ghlacadh a thabhairt chuig an gCoimisiún i dtaca le caighdeáin theicniúla rialála arna bhforbairt ag ÚBE i dtaca leis na módúlachtaí le haghaidh coinneáil riosca, tomhas an leibhéil coinneála, toirmisc áirithe a bhaineann leis an riosca coinnithe, an choinneáil ar bhonn comhdhlúite agus an díolúine i gcás idirbhearta áirithe agus na critéir aonchineálachta agus cé na neamhchosaintí foluiteacha atá le meas mar neamhchosaintí aonchineálacha a shonrú.