qqp question1: I am resigning from my employer. What are my options with 401K so that I can use it in India ? question2: When I don't get my H1-B picked in the lottery and can't stay in the US, what's the point in applying to a good grad school in the US? When I come back to India again I'm equal with a M.Tech peer. How is it possible that a top 50 CS school equal to an average school in India? Confused!