qqp question1: I hired Penisula accounting to help with accounting needs and they filed an incorrect tax return. Has anyone else had problems with them? question2: I've had an EPF with my current company for about 1.5 years and now I'm moving abroad so transferring the EPF is not an option. However, I will return in some time and do not want to withdraw the amount as it will lead to tax deduction. Is there any way to transfer the EPF to PPF or NRI accounts?