qqp question1: Is it better to have debt paid off immediately or forgiven after being paid off in installments? question2: I currently have a condo paid off worth $250,000. The cash flow after all the expense is around $800 per month. I want to utilize the money better and I tried to refinance this condo, but unfortunately this condo has a low owner occupancy and does not qualify for a loan. Do I just keep it or sell it?