qqp question1: I tried to add money to my Paytm account twice but both times the transaction failed and the money was debited from my bank account (that is 2600 twice). After an hour, I received notifications that the money has been credited to my Paytm wallet, but I didn't receive the money in my Paytm wallet. What should I do? question2: What is the need of paytm wallet if I can pay using credit and debit card and putting money in the bank will earn me interest?