qqp question1: I have booked a ticket in IRCTC and made a transaction through the credit card getaway of ICICI, and because my bank (Bank of Baroda) is not shown in the list of banks, I have cancelled it and the refund status showed that the amount was refunded but it hasn't.Please read the Details.Its been 20 days since cancellation. What should I do? question2: It's already been 12 days since the amount has been deducted from my bank account and it hasn't been refunded. What should be my next move?