qqp question1: Is it good to take a loan to open a fixed deposit? I have some amount less than the amount for which I want to open a fixed deposit. Please advise question2: The Federal Bank is offering 4% on fixed deposits for a term of 7 to 14 days whereas it is offering 8.5% on deposits for 1 year. Will depositing the same amount repeatedly for 14 days earn me more money? What am I missing?