CREATE TABLE ACCOUNTS (
    custid      BIGINT      NOT NULL PRIMARY KEY,
    name        VARCHAR(64) NOT NULL
)

CREATE TABLE SAVINGS (
    custid      BIGINT      NOT NULL PRIMARY KEY,
    balance        FLOAT       NOT NULL,
    FOREIGN KEY (custid) REFERENCES ACCOUNTS (custid)
)

CREATE TABLE CHECKING (
    custid      BIGINT      NOT NULL PRIMARY KEY,
    balance        FLOAT       NOT NULL,
    FOREIGN KEY (custid) REFERENCES ACCOUNTS (custid)
)
SELECT T1.custid ,  T1.name FROM accounts AS T1 JOIN checking AS T2 ON T1.custid  =  T2.custid WHERE T2.balance  <  (SELECT max(balance) FROM checking)
What are the customer id and name corresponding to accounts with a checking balance less than the largest checking balance?