title: Can I use Google Pay for Passes without having a Merchant account?
body: <p>Currently, I'm willing to use Google Pay for Passes in order to let users add an event ticket to their google pay app. However, reading the documentation, apparently, I also need a Merchant account on Google. I would like to know if there is any other way to test without having a Merchan yet.</p>
  <p>My goal so far is to be able to create just an event ticket class.</p>
  <p>I have tried so far using my service account and issuer id, but I'm always receiving and 400 error.</p>