title: how to create an anchor point
body: <p>I have tried to create an anchor point using:</p>
  
  <pre><code>&lt;a href="index-xxx.html#reference-name"&gt; and
  
  &lt;a name="reference-name"&gt;
  </code></pre>
  
  <p>The problem is I have a floating margin on the top and the anchor point goes to the top of the page hiding the top of the text.</p>
  
  <p>Is there an easy way to add a relative spacing to the top margin using HTML?</p>
  
  <p>I'm new to this and using a template that I found online. I have since found that it would have been easier to start from fresh instead of using the template but I am too far down the line now, and I don't really understand how to change the CSS to do this. Is there an easier answer?</p>
  
  <p>Many thanks in advance to someone that has been searching for hours for the answer.</p>