title: When do I need to use the &quot; in xml?
body: <p>When I have quotes that are not in an attribute do I need to encode them using <code>&amp;quot;</code>?</p>
  
  <p>Which is correct?  Exhibit A or Exhibit B? </p>
  
  <h2>Exhibit A</h2>
  
  <pre><code>&lt;boat&gt;
      &lt;name&gt; Bertha &lt;/name&gt;
      &lt;description&gt; Good boat.  10 feet long.  "Fixer-upper"&lt;/description&gt;
  &lt;/boat&gt;
  </code></pre>
  
  <h2>Exhibit B</h2>
  
  <pre><code>&lt;boat&gt;
      &lt;name&gt; Bertha &lt;/name&gt;
      &lt;description&gt; Good boat.  10 feet long.  &amp;quot;Fixer-upper&amp;quot;&lt;/description&gt;
  &lt;/boat&gt;
  </code></pre>